Why 401k and other defined contribution schemes are flawed, leading to a generation of workers unprepared for retirement. What are the solutions to fix the mess.

Topics

Why 401k and other defined contributions haven't worked, despite their popularity
Why defined benefit pension plans declined
Why 401k plans are treated like emergency funds
How to combine the best of 401k and defined benefit pension plans

Sponsors

LinkedIn Jobs – Use this link to post your job for free on LinkedIn Jobs

Monarch Money – Get an extended 30-day free trial

Insiders Guide Email Newsletter

Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter

Our Premium Products

Asset Camp

Money for the Rest of Us Plus

Show Notes

The Shift that Redefined Retirement Security by Shashwat Vidhu Sher—SSRN

Was the 401(k) a Mistake? by Michael Steinberger—The New York Times Magazine

Who Has Retirement Accounts? New Data Reveal Inequality in Retirement Account Ownership by Maria G. Hoffman, Mark A. Klee and Briana Sullivan—United States Census Bureau