Podcast
Money For the Rest of Us
Hosted by J. David Stein · EN
A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com
64episodes
Episodes
Newest firstAll episodes
The Federal Reserve Cut Interest Rates. What Should We Do Now?
Sep 25, 202400:28:07Tap to summarizeWhat does the Federal Reserve's policy rate cut mean for our portfolios? Will interest rates keep falling? What changes should we make?Topics include:What determines interest rates, and where are those drivers currentlyWhat is the best estimate of bond returnsHow duration works and why it changesWhat are some current fixed income investment optionsSponsorsLinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsMonarch Money – Get an extended 30-day free trialOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesAsset CampFedWatch—CME GroupSummary of Economic Projections—US Federal ReserveInvestors may be getting the Federal Reserve wrong, again—The Economist Term Premium on a 10 Year Zero Coupon Bond—Federal Reserve Bank of St. LouisYield to Maturity Is Always Received as Promised by Richard J. Cebulaand Bill Z. Yang—Journal of Economics and FinanceThe Truth about Yield by Jason Bove and Mark Willauer—J.P. MorganRelated Episodes464: More Ways to Lock in Higher Yields in Case Interest Rates Fall463: How to Lock in Higher Yields in Case Interest Rates Fall455: Easier Investing, Richer Life: TIPS Ladders to Annuities418: Bond Investing MasterclassSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcribe →Are Emerging Markets Bonds a Once in a Generation Opportunity?
Apr 10, 2024Tap to summarizeSome analysts suggest that now is an incredibly attractive entry point to invest in emerging market bonds. We look at how to do this and whether you should.Topics covered include:How emerging markets bonds have performed relative to U.S. bondsHow frequently have emerging markets bonds defaultedWhat is the difference between local currency and U.S. dollar-denominated emerging markets bondsWhy emerging markets nations are reformingWhat are the ways to invest in emerging markets bonds and what factors should you considerSponsorsBetterment - the automated investing and savings appMonarch Money – Get an extended 30-day free trialInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesEmerging Local Debt: A Once-In-A-Generation Opportunity? by Victoria Courmes—GMOEM Sovereign Defaults at Record Level, but Rating Outlooks More Balanced—Fitch RatingsThe big opportunity in emerging market debt by Victoria Courmes—The Financial TimesDefault Risk Fades in Emerging Markets as Riskiest Bonds Soar by Zijia Song, Giovanna Bellotti Azevedo, and Srinivasan Sivabalan—BloombergThe weakest links in the global economy are on the mend by Ruchir Sharma—The Financial TimesHow to invest in closed-end funds - Money for the Rest of UsInvestments MentionediShares JP Morgan USD Emerging Markets Bond ETF (EMB)iShares JP Morgan Emerging Markets Local Currency Bond ETF (LEMB)DoubleLine Low Duration Emerging Markets Fixed Income Fund (DELNX)DoubleLine Emerging Markets Fixed Income Fund (DLENX)Virtus Stone Harbor Emerging Markets Income ETF (EDF)DoubleLine Income Solutions Fund (DSL)Morgan Stanley Emerging Markets Debt Fund (MSD)Morgan Stanley Emerging Markets Domestic Debt Fund (MSD)Related Episodes411: Is Emerging and Frontier Markets Investing Still Worth It? – With Asha MehtaHow to Invest in Closed-End FundsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcribe →How To Invest Money - 10 Rules of Thumb for Individual Investors
Nov 1, 2023Tap to summarizeWe discuss ten rules of thumb for individual investors to consider when saving and investing for and in retirement.Don't use institutional hand-me-downsStay close to home baseBeware of dragon riskMind your investment seasonsCatch the popping cornWatch for market swarmsTrack the economic windsFollow the traffic lightsDiversify your basketsDon't burn your shipsSponsorsMadison Trust Self-Directed IRA - Go Here to Learn More and Get Your $100 Off Promo CodeMonarch Money – Get an extended 30-day free trialInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter.Show NotesHow to Invest Money E-bookRelated ContentComplete Guide to Mortgage REIT Investing - Money for the Rest of UsComplete Guide to Equity REIT Investing - Money for the Rest of UsEpisode 451: How Much Should You Invest in StocksSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcribe →What Happens If The U.S. Defaults On Its Debt? Here's Why It Won't
May 17, 2023Tap to summarizeWhat are the grave consequences if the U.S. debt ceiling isn't increased and the government defaults? What would the Federal Reserve and the Executive Branch do to prevent default if Congress doesn't act?Topics covered include:What are the potential impacts of a U.S. default on the stock and bond markets, and the overall economyWhat causes the U.S. to have a perennial debt ceiling crisisWhy it is uncertain when the U.S. government would run out of money to meet its obligationsWhat the Biden Administration could do to prevent a defaultWhat the Federal Reserve could do to prevent a defaultGiven the ongoing crisis, should you shift assets from stocks to cash?For more information on this episode click here.SponsorsUse code MONEY10 to get 10% off on your NAPA Autoparts online order.Masterworks – invest in contemporary artMasterworks Disclosure:“net IRR” refers to the annualized internal rate of return net of all fees and costs, calculated from the offering closing date to the sale date. IRR may not be indicative of Masterworks paintings not yet sold, and past performance is not indicative of future results. See important Reg A disclosures: Masterworks.com/cd Masterworks’ offerings are filed with the SEC, view all past and current offerings here.Insiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter.Show NotesThe Debt Limit Since 2011—Congressional Research Service7 doomsday scenarios if the U.S. crashes through the debt ceiling by Jeff Stein—The Washington PostA debt ceiling default would send the U.S. housing market back into a deep freeze by Jeff Tucker—ZillowWhy is federal spending so hard to cut? — Recurring debt ceiling fights will only be solved by budget reform by Linda Bilmes—BrookingsDebt Limit Default Is Default, Even Under a “Prioritization” Scheme by Richard Kogan—Center on Budget and Policy PrioritiesWhy I Changed My Mind on the Debt Limit by Laurence H. Tribe—The New York TimesThe Trillion-Dollar Coin Might Be the Least Bad Option by Annie Lowrey—The AtlanticIf U.S. again risks default, Fed has 'loathsome' playbook by Ann Saphir—ReutersRelated Episodes169: The Debt Ceiling—What Happens If the U.S. Defaults416: Your Nation’s National Debt: 5 Things You Need To KnowSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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Invest Like a Tesla
Aug 21, 2019Tap to summarizeHow the composition of Tesla's autopilot software gives clues to how we should invest, recognizing there are no perfect algorithms for driving or investing.In this episode you will learn:Why Americans are afraid of self-driving cars.How autonomous automobile software works.Why people reject even the best possible algorithms.What are examples of safety features and rules of thumb we should build into our investing process.Why does everyone think a recession is coming soon even though there is little evidence currently.Thanks to WIX and Dashlane for sponsoring the episode.For show notes and more information on this episode click here.[0:17] The pervading fear of self-driving cars, despite their safety features.[3:33] Why do people fear algorithms and prefer human decision-making?[7:45] Algorithmic decision-making has proven to be most accurate.[10:10] Automating your investing is like choosing an automated vehicle.[12:06] Keeping within the guardrails of investing strategy.[15:44] How to diversify your portfolio as an additional guardrail.[17:31] Is a recession really looming on the horizon?[20:16] Don’t maximize for perfect answers.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcribe →Is Value Investing Dead?
Jul 24, 2019Tap to summarizeWhy has value investing underperformed growth investing for over twelve years and how to position your portfolio for the eventual rebound in value investing.In this episode you will learn:The difference between growth and value investing and why value investing outperforms growth investing over the long-term.How value and growth indices are constructed and how they differ from fundamental indexing.What are the risks and opportunities of investing in concentrated, deep-value managers.Why value investing will eventually rebound.Thanks to WIX and Sleep Number for sponsoring the episode.For show notes and more information on this episode click here.[0:18] What is value investing?[2:07] A historical look at growth vs. value yields. [5:41] The return of the value stock in the early 2000s. [11:07] The twelve and a half years of underperforming value stocks. [13:09] The sectors controlling the performance of value and growth stocks. [15:01] Better understanding the indices. [20:31] Using fundamentally weighted indices to balance your portfolio. [23:10] Are underperforming managers struggling because of poor skills or because of unfavored strategies?[29:20] While value may be difficult to predict, it isn’t dead. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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How To Invest Like A Cockroach
May 17, 2017Tap to summarize#158 How reserves, slack and simple rules of thumb help us deal with radical uncertainty. Why the next financial crisis is unlikely to be like the last one. This episode of Money For the Rest of Us is sponsored by Health IQ, an insurance company that helps health conscious people get special life insurance rates. Go to healthiq.com/david to support the show and learn more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcribe →People Like Us Invest Like This
Feb 15, 2017Tap to summarize#145 Our view of the world dictates how we should and should not invest.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcribe →Trade Deficits Aren't Always Bad. Trade Wars Are
Feb 8, 2017Tap to summarize#144 What causes trade deficits and how they can both help and hurt a country's economy.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcribe →Capitalism, Complexity, and Cuba
Feb 3, 2016Tap to summarize#93 Why uncertainty and failure is necessary for a functioning economy and why Cuba is embracing both in its struggle to reform its economy. Show notes at http://moneyfortherestofus.net/mny093-capitalism-complexity-cuba/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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