
Hosted by Nathan Pali · EN
Money Guy is a personal finance and behavioral economics podcast about how everyday people can finally understand money—and make smarter decisions with it.
Money controls more of your life than almost anything else, yet most of us were never taught how the financial system works, why we make irrational choices, or how wealth is actually built. This podcast explores personal finance through history, the psychology of money, and the hidden mechanics behind banking, credit, investing, and markets.
Each episode blends behavioral finance, neuroscience of money, financial history, and clear, practical explanations of how money really works. You’ll learn:
This isn’t a stock-tip show or a get-rich-quick podcast. It’s a story-driven guide to personal finance, money psychology, financial behavior, and understanding the systems that quietly run your financial life.
If you’re interested in personal finance, behavioral economics, psychology of money, how the financial system works, investing behavior, wealth building, financial habits, and learning how to make better money decisions without stress or hype—this podcast is for you.
Money Guy Clear thinking. Better money. A calmer future.

In this episode, we explore the speculative frenzy of the South Sea Bubble in 1720s Britain, a period where financial innovation met widespread public speculation. We uncover how attempts to manage national debt led to an unsustainable stock market boom and its eventual dramatic collapse, leaving a lasting impact on financial regulations and public trust.Chapters00:00 Introduction to the South Sea Bubble00:44 The South Sea Company's Proposition02:09 The Rise of South Sea Shares05:06 The Speculative Frenzy Spreads10:30 The South Sea Bubble Bursts15:34 Lessons from the Bubble

In this episode, we explore the historical phenomenon of Tulip Mania in the 17th-century Dutch Republic, examining how a market for exotic flowers transformed into a speculative bubble driven by contract trading. We discuss the societal conditions that enabled such speculation and the key factors that led to its eventual, yet contained, collapse.Chapters00:00 Tulip Mania's Beginnings00:00 The Dutch Republic Market02:04 Tulips as Status Goods03:20 The Rise of Tulip Contracts05:00 Low Entry, High Hype08:25 The Logic of Bubbles10:12 The Bubble Bursts13:02 Lessons from Tulip Mania

In this episode, we explore how overwhelming quantities of silver from the Americas reshaped 16th-century European economies and triggered the 'Price Revolution.' We also discuss how this surge in global money resulted in widespread inflation, economic paradoxes for Spain, and a silent redistribution of wealth across society.Chapters00:00 Introduction to New World Silver01:55 The Price Revolution Begins04:46 Silver's Journey and Spain's Paradox08:46 Impact on Contracts & Society11:52 Spain's Struggles and Global Reach15:23 Lessons from Abundant Money

In this episode, we explore the often-misunderstood financial system, differentiating it from the real economy and explaining how its structure shapes the flow of money. We break down its evolution, functions, and the reasons it can feel so detached from our daily lives.Chapters00:00 What is the Financial System?00:58 Why It Feels Abstract and Alien05:32 Separating Financial System from Economy10:25 How the Financial System Works12:17 The Impact of Misunderstanding18:17 Why Understanding Matters

In this episode, we explore the disruptive impact of Mansa Musa's pilgrimage to Mecca on 14th-century Cairo, where his unprecedented generosity with gold triggered rapid and widespread inflation. We discuss how this event illustrates the complex relationship between money supply, economic coordination, and societal adaptation.Chapters00:00 Cairo's Monetary Landscape01:16 Mansa Musa's Unprecedented Generosity02:49 Impact on Cairo's Economy05:49 Inflation and Economic Coordination08:28 Unintended Consequences11:21 Lessons from the Gold Flood

In this episode, we explore why intelligent individuals often make irrational financial decisions, suggesting that the human mind is not a unified decision engine, especially when money is involved. We also discuss how ingrained psychological responses like loss aversion and narrative bias can override logic, leading to choices that seem counterintuitive but are deeply human.Chapters00:00 The Impulse to Act00:02 Brain’s Decision Making00:06 Loss Aversion and Fear00:08 Narrative Bias and Social Comparison00:11 Intelligence vs. Behavioral Finance00:12 Financial Environment and Human Nature

In this episode, we explore the Roman Empire's struggle with monetary instability in the 3rd century A.D., examining how the gradual debasement of its silver coinage led to widespread inflation and the erosion of public trust. We discuss the empire's choices to dilute its currency in a bid to solve immediate financial crises, and the long-term consequences that reshaped its economy and societal functions.Chapters00:00 Roman Empire's Monetary Crisis00:49 Dilution Not Reform05:05 Economic Decline and Lost Trust12:10 The Deeper Failure of Debasement

No spreadsheets. No balances. No forecasts. Just seasons, experience, and survival. Learn how humans planned resources and managed risk before numbers dominated personal finance.