Financial Advisors Correct The Internet

Summary

Money Guy Show – Episode Summary

Financial Advisors Correct The Internet
Hosts: Brian Preston, Bo Hanson
Date: May 4, 2026

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Episode Overview

This episode of the Money Guy Show is dedicated to busting popular financial myths found on the internet. Brian and Bo react to viral clips and viral advice, offering their seasoned take as financial advisors. The central theme revolves around separating hype and misinformation from proven wealth-building strategies. The duo examines advice about the stock market, credit scores, "buying businesses," extreme frugality, and alternative wealth paths, laying out their practical, research-backed approach in classic Money Guy style.

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Key Discussion Points & Insights

1. Debunking Viral Myths: Buying a Ferrari vs. The S&P 500

• Myth Presented: "Don't buy the S&P 500—buy a Ferrari, because luxury cars outperformed stocks last year."
• Response:
  • Brian and Bo immediately dismiss this as misleading and cherry-picked ("transaction cost...astronomical" – [01:51]).
  • They explain that S&P 500 returns are sometimes oversold at 12%, but long-term averages around 7% are both reasonable and highly effective for wealth-building.
  • Consistency matters most; "set it and forget it" investing is how real millionaires are made.
  • Notable Quote:
    • Brian: "If you were buying every month [during the Great Depression], your annualized rate of return would have still been close to 11%." ([02:21])

2. The FICO Score Misconception

• Myth Presented: "High FICO just means you paid the bank lots of interest—it isn't a sign of financial health."
• Response:
  • Bo and Brian push back on Dave Ramsey’s take, explaining that a high credit score just means you’re responsible—not debt-laden.
  • Such scores impact practical aspects of life like insurance rates and utilities, not just borrowing.
  • Notable Quote:
    • Bo: "Assuming that you have a high credit score...does not suggest that you've thrown away tons of money in interest. It just shows you were a reasonable and responsible financial decision maker." ([03:35])
  • Brian adds that demonizing debt entirely ignores that real wealth management often includes strategic, responsible debt.

3. Extreme Saving & The Business Buying Shortcut

• Viral Advice: "Cut tiny expenses; invest or use that money to buy a business and instantly create a six-figure profit."
• Response:
  • Bo: "She could have also said, ‘Just pick the right lottery numbers’…it's not that easy." ([05:57])
  • They stress that finding, buying, and running profitable small businesses isn’t accessible to most and shouldn’t be Step 1 for new investors.
  • True financial order: build foundational habits first (Roth IRA, emergency fund, 401k), then consider entrepreneurship.
  • Notable Quote:
    • Brian: "Entrepreneurship would not be the first stone I would turn over." ([06:52])

4. Game Show Earnings as Wealth Strategy

• Satirical TikTok: "Forget MBAs, focus on game shows as a career plan!"
• Response:
  • Laughter and disbelief from Brian and Bo, who point out it’s a joke—and highlight the importance of valuing your time and staying consistent with traditional investing early on. ([08:14]-[09:11])

5. “Business Buying” with $50,000 Down

• Viral Advice (Grant Cardone): "Show an owner $50,000 to prove you're legit, take over a $600k/year profit business for no real money down."
• Response:
  • Brian: "That's just not the way succession planning works...it's not the way business acquisition works." ([13:02])
  • They point out that most success stories in wealth didn't start with deals like this, but through plodding, consistent habits (the “financial order of operations”).
  • Grant Cardone’s suggestions are described as "rage bait" to fire up aspirational viewers.

6. “Index Fund Investing is All Advisors Do”

• Myth: "Advisors just put you in an index fund and collect fees."
• Response:
  • Brian and Bo clarify the real value-add of fiduciary advisors: estate planning, taxes, risk management, financial plans, not just investment selection.
  • Brian: "If this is all your financial advisor is doing, they're not really a financial advisor…all these things come into play especially as retirement nears." ([14:34])
  • Bo: "There are a number of fund companies that actually do…[just repackage index funds] and you ought to be aware of what you're buying." ([15:13])

7. Sports Betting as Wealth Building

• TikTok Claim: "Sports betting is strategy, not gambling. It’s like investing in stocks."
• Response:
  • Bo: "It's gambling, it's not investing." ([17:03])
  • Brian adds: "You're the fish. You're the mark...if you don't realize that, you're on the wrong side." ([17:19])
  • The duo draw clear lines between speculation (gambling/sports betting) and disciplined investing.

8. Real Estate vs. Stock Market

• Myth: "I trust real estate, not the stock market."
• Response:
  • The hosts highlight their own real estate ownership but clarify it's not a truly passive starting point.
  • Majority of self-made millionaires got there through consistent index fund investing, not managing properties.
  • Real estate is best as a “cherry on the sundae,” not the foundation of your plan.
  • Notable Quote:
    • Brian: "Respect the value of your most important resource, especially when you’re young—and that is your time and your discipline." ([19:54])

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Notable Quotes & Memorable Moments

• Brian (on the Ferrari myth):
  "If you go do research ... how are [millionaires] making their money? ... slow, steady to build wealth through things like the S&P." ([02:27])

• Bo (on buying businesses):
  "Yeah, go buy a business that has $100,000 of profit. One, it's got to be a very profitable business, and two, someone has to be willing to sell it ..." ([05:57])

• Brian (on sports betting):
  "Sports betting—you're the fish. You're the mark... you're not the house, so act accordingly." ([17:19])

• Bo (on index fund investing):
  "If this is all your financial advisor is doing, they're not really a financial advisor..." ([14:34])

• Brian (on wealth building simplicity):
  "The duo climb the mountaintop above the noise: 'We tell you it’s very simple. There’s a better way to do money with the financial order of operations…'" ([19:54])

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Timestamps for Important Segments

| Timestamp | Content / Key Insight | |:-------------:|:----------------------------------------------------------------------------------------------------------| | 00:12 – 01:51 | Ferrari vs. S&P 500: "supercars vs. buy and hold"; debunking misleading return claims | | 02:10 – 02:49 | Market returns, power of Dollar Cost Averaging, real millionaire stories | | 03:06 – 04:58 | What a credit score really means; Dave Ramsey critique | | 05:57 – 06:52 | Extreme saving, "buy a business" viral shortcut, and the reality behind it | | 08:14 – 09:11 | Game shows as a wealth strategy—satirical and why it's not a real plan | | 11:42 – 13:26 | $50,000 to buy a business: Grant Cardone’s rage bait and the true process of succession/business buying | | 14:26 – 15:42 | "All advisors do is index funds"—the real value of comprehensive advice | | 16:28 – 17:19 | Sports betting, investing, and the sharp line between gambling and disciplined market participation | | 17:51 – 19:54 | Real estate vs. stock investing; active vs. passive; what actually works for most millionaires | | 19:54 | The Money Guy’s "financial order of operations" and time-tested path to wealth |

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Conclusion & Takeaways

• Cutting through online hype: Viral financial advice is often misleading, incomplete, or outright false.
• Wealth is built on fundamentals: Discipline, consistent index investing, and following the "financial order of operations" trump get-rich-quick schemes.
• Beware of easy paths: Whether it's Ferraris, lotteries, business "hacks," sports betting, or chasing real estate shortcuts, there’s no substitute for patience and structure.
• The real value of good advice: A true advisor does far more than pick funds—they help optimize your entire financial life, especially as you approach bigger transitions.

Final thought:
"Respect the value of your most important resource, especially when you’re young—and that is your time and your discipline." (Brian, [19:54])

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Transcript

[A]

I hear it's time for some tough love because the Internet needs to be set straight.

[B]

Brent, I am so excited about this. But understand, if something is on the Internet, it has to be right?

[A]

True. Right.

[B]

Let's see what we have today.

[C]

If you want to get rich, don't

[B]

buy the S and P. What?

[C]

Buy a Ferrari.

[A]

Let me explain.

[C]

Every time a supercar drives by, there is a cranky buy and hold investor saying if they only took that money and put in the S&P 500 for 10 years, it would be worth millions. This investor, while he thinks he sounds smart, is using the Internet's most favorite piece of fake data, the 12% annualized return in the S&P 500. The problem with this, and even if we cherry picked, the real return is more like 7% and that is backward looking into an environment that looks nothing like the one we're in right now. Right now, multiples are trading around 21x. At high multiples, the forward return is more like 2 to 3%. In real terms, that's 0% or even negative. That means that the biggest myth of getting rich from buy and hold is officially dead. And you might as well just buy a Ferrari because the 458 Speciale returned 14% last year alone according to Hagerty. In this scenario, at least you'd have something cool to brag about. All right, I have to admit something. Am I really telling you to buy a Ferrari and assuming that the Ferrari price will appreciate into infinity?

[A]

Of course not.

[C]

But what I am telling you is if you expect to get rich from lazy buy and hold investing in an environment with high multiples and enormous chaos in the market, you are going to be sorely disappointed. You will never have Ferrari money. And I dare you go ask the guy in the Ferrari how he got rich. I can assure you he's not going to say buy and hold investing.

[A]

Were you trying to read the fine print?

[B]

I was trying to read it. I couldn't wait to say I can't wait to sell you some whole life insurance or I've got a strategy or I've got a system. I was waiting for what? The solution that he had in place

[A]

for first of all, let's the Ferrari. Which he then came back and said no, I'm not really telling you to buy a Ferrari.

[C]

Of course not.

[A]

The Ferraris are never. Even if they appreciated the 14%, the transaction cost of going through the broker houses and other things to process or sell that type of vehicle is astronomical. So we can go ahead and cut off the 14% he assumed if you buy in. Whenever he recorded this, he said that the, I guess the forward looking price to earnings ratio was like 21.

[B]

Sure.

[A]

Things don't stay that way. Just like at the day we're recording this, the market has now had a 10% shift down. And if you're always buying, you're buying in. Throughout the process. We showed that there was actually a 25 year period during the Great Depression that the market was down during that entire time. But if you were buying every month, your annualized rate of return would have still been close to 11%. Set it and forget it. Yes, this is the path, believe me. If you go do research on where are the millionaires and how are they making their money, we ask our millionaire clients how they did it. It is through slow, steady to build wealth through things like the S&P5.

[B]

Even if you want to take. He said, oh, I don't use 12%, use 7%, which I think is a low. A 7% annualized rate of return over an entire lifetime, over an entire working cycle is going to build a lot of wealth if you can just stay consistent, put your money to work. He's just flat out wrong.

[D]

You are not successful when you have a high FICO score.

[A]

I have a high FICO score.

[D]

All it means is you gave the bank a whole bunch of interest.

[B]

I haven't given the bank a bunch of interest.

[D]

That's all a FICO score. Say I have an 800 FICO score. And when someone tells me that, I

[A]

always say I'm so sorry.

[D]

It's like saying I have high blood pressure and bragging about it.

[B]

No, it's not.

[D]

No, thank you. Your FICO score is not a measure of financial wealth or health. It's a measure of how much you've been screwed.

[A]

Oh, come on, Dave.

[B]

Look, I consider Dave a friend. Yeah, now he doesn't. I don't think he would say that I'm his friend, but I consider him a friend of mine. And I like a lot of what Dave does, but this is one of the ones that draws me the most nuts because I just think he could not be more wrong about that. Assuming that you have a high credit score, assume that you've exhibited the fact that you can use credit responsibly does not suggest that you've thrown away tons of money in interest. That it's the I love debt score. It just shows that you were a reasonable and responsible financial decision maker. We're successful, we have high credit scores. We've not given tons of interest, any bank.

[A]

I think Dave just flew too close to the sun. I mean, you think about earlier in his career, he ate debt like a Cookie Monster and then you know, all of a sudden realized, oh my gosh, this makes my belly hurt and I have bad things happen to me. So then he was like, oh no, because I was the Cookie Monster of debt. I nobody should have debt. It would be a false thing to say that rich people or wealthy people don't use debt, don't have FICO scores that are high, because by the way, use this now for your utilities, your insurance. There's all kinds of things that go into having a good FICO score. All it means is that you're just good with money and responsible with it. Dave wants you to go kind of treat debt like it's, it's lurking around the corner, going to attack you every street corner. And that's just not the reality of the world or life that we live in.

[E]

This is your reminder that saving $5 a day is $1,825 a year. Canceling your $20 Netflix subscription, well that saves you 220 bucks a year. And skipping your weekly takeout, that saves you $2,000 a year. Then if you invest that $4,045 each year, an 8% average annual return, then in 45 years you'll have over $1.85 million. But the real pro move is investing in you. If you take that $4,045 and you learn a new skill, business buying. Then you figure out how to buy a business that makes $100,000 a year in profit. You buy it for 200k. I know you don't have the money to do that, but you only put down 10 to 20%, which means you're able to buy it for 10 to 20k down. And you just replaced a six figure job to do it. Then you grow it to 200k in profit and you are able to then sell it for 400 to 600k because the more money you make, the higher the price. So yes, save, but also invest smarter.

[B]

Look, she's not wrong, but she could have also said this. Hey look, I can tell you how to win hundreds of millions, how to have hundreds of million dollars. All you gotta, you just pick the right lottery numbers, you go buy the ticket before the numbers are pulled, and then once you have the right ticket with the right numbers on the boom, you're worth hundreds of millions of dollars. What she just said is that, yeah, go buy a business that has $100,000 of profit. One, it's got to be a very profitable business, and two, someone has to be willing to sell it, and then you have to be the one that was able to source it to find that business. And you got to be able to buy it, then you got to be able to operate, you're going to be able to keep it, then you got to be able to scale it and double it. It's just not quite that it does work that way, but it's not that easy to find.

[A]

And by the way, if you're going to be buying businesses for 100,000, $200,000, these are not big businesses. These are. These are some of those businesses you see on social media. Well, it depends.

[B]

It wasn't top line revenue, just profit. So that's even another thing. Right. If it's $100,000 profit on a $10 million revenue business, it's a razor thin margin. So you have to think through that as well.

[A]

Yeah. So I just. I don't think that this is the easiest thing. There's. There's always a kernel of truth in these things, but this is not going to be how you build your first million dollars. I'm just being honest with you. I think that that's why there is a better way to do money. The financial order of operations, if you will do this and then start thinking about between step seven and eight that you want to get into entrepreneurship. I'm all for it, but let's make sure we're funding the Roth ira. Let's make sure we have emergency reserves before we start swinging for the fences. It's kind of like if you look at the hierarchy of investing, entrepreneurship would not be the first. That's right, Stone. I would turn over. I was loving what she was saying because she was spot on. And I was like, yeah, yeah, yeah. No. Oh, no, no.

[F]

Okay.

[A]

This is. This. This went a little sideways.

[F]

You need to completely rethink your personal financial strategies in your 20s. I know so many people who are, like, trying to hop careers to gain salary. They're going to get an MBA to boost their salary. You should not be doing this. You should be focusing all of your assets and time and money to get on as many game shows as possible to win money. We all watch Deal or no Deal, Family Feud, Survivor growing up. None of us actually go and do it. I called my friend yesterday, very successful guy. I was like, have you tried going on Deal or no Deal? And he was like, no. And I was like, what are you doing?

[A]

What are you doing with your tongue to cheek?

[F]

Instead of having a million dollar a year revenue business, you could just make a million dollars in one night by selecting the right suitcase.

[A]

Definitely tongue the cheek.

[B]

I don't see the lie.

[A]

He isn't wrong. There was a documentary that's fascinating. You have to go find it on the Price is Right. And there was this very eccentric person that had noticed that the Price is Right was getting lazy with the they were using the same things over and over. So he started tracking a spreadsheet of all the sponsored products that they were having. He got to the point where he could do showcase showdowns and get within like a hundred bucks, which means you get two of them. That is far from passive income. To sit around and figure out if there's an inefficiency in the game show circuit. I would tell you, if you're looking for an arbitrage situation, it's understanding the value of your time when you're young. So if you can invest early and often, that's the way you're going to easily build wealth.

[G]

BO There's a lot going on in the world right now that affects small business owners like us, and much of it we just don't have control over.

[B]

That's right, Brian. We can't control things like interest rates or tariffs, but we can control how efficiently we operate. And automating things like payroll and HR is one of the best ways to get your time back and focus on what actually moves the needle.

[G]

And that's why we love Gusto. Gusto is an online payroll and benefits software built for small businesses. It's all in one remote, friendly, and incredibly easy to use. So you can pay, hire onboard and support your team from anywhere.

[B]

And Gusto helps you save time with payroll, direct deposits, health benefits, even 401ks. And they have options for pretty much every budget.

[G]

They even make it quick and easy to switch to Gusto. Just transfer your existing and you don't pay a dime until you run your first payroll.

[B]

Look, you can't control everything, but you can control how much time you save by automating payroll and HR processes.

[G]

So try gusto [e-mail] MoneyGuy and get three months free when you run your first payroll. That's three months of free [e-mail] Moneyguy

[B]

Brian, I think one of the biggest surprises when you start a business is realizing you're responsible for everything.

[G]

That's exactly right at the beginning. You're the marketing department, operations, hr, customer service, all of it.

[B]

Yeah. And it can be exhausting if you don't have the right systems in place. Which is why having the right tools and the right partner can be a game changer. That is where Shopify comes in.

[G]

Shopify is the commerce platform behind millions of businesses around the world and 10% of all e commerce in the US from startups to popular brands like Allbirds and Untuck It.

[B]

And they help you get up and running fast. You can build a great looking online store with ready to use templates and their AI tools can handle things like product descriptions and even improving your product images.

[G]

Shopify can even help with the email campaigns and social media so you can actually reach customers instead of just building something and hoping people find it.

[B]

And everything from inventory to payments to analytics is all there in one place. So you're not wasting time trying to connect a bunch of different tools. And that's huge because it means you can spend less time on the mundane tasks and more time building something meaningful.

[G]

So start your business today with the industry's best, best business partner, Shopify and start hearing. Sign up for your $1 per month [e-mail] moneyguy go to shopify.com moneyguy that's

[B]

shopify.com moneyguy 50 grand.

[H]

What would I do with 50 grand? I would probably use 50 grand to go buy a business.

[I]

What kind of business?

[H]

Some existing business has probably been around five to seven years or longer.

[I]

Give me an example of what.

[H]

I probably wouldn't even use the 50. I would use the 50 in a bank account to show the guy that I'm legit. And then to figure out a deal where he actually gives me money to take over the business. He gives me the keys and I get the income. So I find some businesses. Net profit of 50 grand a month. I'd use the 50 in an account just to make me look like something.

[A]

50 grand a month with $50,000 net profit. Show up here and see what, see what we say.

[H]

Grant, I'd be like, your business is 50 grand a month. I'm gonna. Let's say he's making 50 grand a month. Has been for years. You keep the first 50, I get the keys, I get the business, we keep the name on it. You go home, you keep getting 50. I get everything above that.

[I]

What's an example of a business like this?

[H]

Laundromat. Okay. Apart. Could be an apartment building, car wash. Could be. It could be the deal.

[A]

I can't get any of those deals with 50 grand.

[H]

Not but it could be any, any kind of cosmetologist business, tattoo business. You need somewhere where some guy's tired, okay? He's tired of being in the business.

[A]

So you can go be tired. Let's trade your tired for my tired.

[B]

Yeah. Go find a business that's profiting $600,000 a year. Find someone who's ready to be out of that business. Show them a bank statement, has 50,000 and say, hey, I'll take over this business that's netting you 50 grand a year. But you pay me to take it over and I'll take the business and we'll just lock you in where you are and I'll take up any growth that I do. That's just not the way that it works. It's not the way the succession planning works. It's not the way that business acquisition works. It's not the way business disposition works.

[A]

Grant is good at rage bait. He says these things he knows. If we sat down, I bet if we sat down and broke bread with Grant. Yeah, gotcha, didn't I? Got you, gotcha. Got you all fired up. Because you know that that is disconnected from reality. But there's a lot of aspirational people that watch content to get motivated, more so to just for the motivation than the actual create the action. And I think that Grant, he sells systems to do that. And that's why it's. He's very effective at it and has made himself just completely filthy rich off of selling what could be to people who want to think that they could be a part of this. If you're looking for your first thing, if you have your first $50,000 financial order of operations, because it's going to help you out with that emergency reserves, it's going to help you out that Roth IRA. It's going to help you out with your employer. 401K. Let's get you to your first financial foundation before we're doing the crazy stuff at the top of the investing pyramid.

[B]

Love it. Financial advisors.

[A]

I've seen this.

[B]

Putting your money in an index fund.

[A]

I've seen this. I even told a client about this. I think the content team put this in there thinking we'd be like, I wonder what the guys will do because they know we love index funds. The reality is, if this is all your financial advisor is doing, they're not really financial advisor. I mean, because where is the. Looking at your emergency reserves, your taxes, your retirement plan, your estate plan, your insurance and risk management, all these things come into play. And by the way the closer you get to retirement, the more complicated it all gets. I wish it was a matter of just putting people into an asset allocation and then going no, no mess, no fuss, send me the money. It doesn't work that way.

[B]

Yeah, it's not. That's not the way that real financials operate. Although there are a number of financial advisors, there are even a number of fund companies that actually do do that. They say hey, I'm going to repackage this s and P500 index fund, but I'm going to call it something else, I'm going to put growth on it, I'll put some other name on it and I'm going to charge you for that service. When realistically all you're actually getting is S and P. So you ought to be aware of what you're buying, what you're spending on it and what you are actually getting to make sure you are getting your money's worth.

[A]

Do you realize what a position of power it is to create one of the largest financial platforms openly tell everybody hey, do what I do with my money and go invest in index funds just like we do and still have a phenomenally growing financial planning firm where people aren't locked in. By the way, every one of our clients can vote with their feet and leave tomorrow if they wanted to. But yet they keep showing back up and we keep growing at these double digit rates. You have to ask yourself there must be something to that for people to just willingly give their money and stay when they're already majority of them are multiple seven figure people. I love it when people think that all financial planners do is put you in an index fund and then count their money. That obviously doesn't pass the sniff test.

[I]

Financial services is threatened by sports bettors because we're not getting young people to do IRA's mutual funds doing sports betting. 55% of all stocks ever on the S&P 500 has lost money since inception. That's why I don't think it's gambling, it's strategy. But you got to know the game. Just like if anybody hopped in the stock market, they don't have to trade options. Options day one they don't have a short stock like they'll get. And so with the responsible gaming, putting 5% of your paycheck into that and setting discipline, it's no different than stock, than crypto, than real estate.

[B]

Yeah, it actually is. It's exactly different than stocks, crypto or real estate.

[I]

Financial services is threat.

[B]

When you're sports bet, you're you're betting on an outcome, you're not investing on a future. It's not the same thing. How many times have you seen someone brown walk into a casino and say, no, I'm going to work. I understand how this works. I understand how to beat the system. I understand how to do it. It's gambling. It's not investing gambling.

[A]

Sports betting. You're the fish. You're the mark. If you don't believe that because maybe you found out, hey, you know what? I can count cards. You realize casinos, if they realize you have figured out how to count cards, they restrict your ability to do that in their casino because they want to have the upper hand. They want to keep you, the fish. This is complete bs if you don't realize that you're the product or the fish of the situation that's waiting to get hooked and pulled in, then you are on the wrong side of this. You're not the house, so act accordingly.

[B]

I never invest in stocks. I don't trust the stock. I don't trust the stock market.

[A]

You can, I'm not saying don't do it. I just don't trust them.

[I]

Yeah.

[A]

So I like real estate because I'm the investor.

[B]

I don't need to trust anybody else.

[A]

Well, it's. Look, we love real estate. We have real estate too, but it's just not where you start. Kiyosaki also, I mean he wants you to have 100 rental properties.

[B]

Yeah.

[A]

I mean this is a full time position. If you're looking for the purest form of passive investing where you actually get to enjoy your retirement and you know, count on money showing up in the account is not going to be in a portfolio of doing active real estate. I can as us owning multiple commercial properties. It is far from passive because you have toilets that overload. You have H vac units, backdoors that all of a sudden don't start locking and you know, your tenants freaking out about that, you get all kind of calls at all hours. I appreciate what he's. But if you're trying to figure out how do people build wealth in the easiest fashion and when they don't know anything about how money works, it's index investing. It's following the financial order of operations. This is the way we have an entire business built off of wealth management for highly successful people. And the majority of the lion's share of them have said they built their first seven figures not through real estate or all these other things. It's through being consistent and disciplined with their Investing?

[B]

Yeah, I just don't understand how he said, I don't trust the stock market, I don't trust. I don't understand that because there's so many stories, so many case studies of people that consistently save and invest in low cost index funds over a career, over a life cycle, over a specific period of time and end up in a much better position. I'm not suggesting that's not true of real estate also, and that's why I don't think it's an either or, you can do both. But this idea that, oh, I'm not gonna, I'm not gonna do traditional stock investing or traditional market investing because I don't trust anybody. Instead I'm gonna go do real estate investing where I have to trust the appraiser, I have to trust the bank, I have to trust the tenants, I have service provider. It doesn't, doesn't make any sense. It's still the same exact thing. It does not again for me, pass the sniff test.

[A]

Look, there is a better way to do money. And one of the things I feel like we got on the mountaintop and like there's so much noise and haze down below us of all these people telling you the way to build wealth. We tell you it's very simple. There's a better way to do money with the financial order of operations that if you will do this to build your financial foundation, you'll still be able to sprinkle in all the kiyosaki, all the grant cardones, all the other things in there later, the, the cherries on top of your sundae. But just do it at the right time, right place, and respect the value of your most important resource, especially when you're young and that is your time and your discipline. I'm your host, Brian, joined by Mr. Bo Money God team out.