If you're within 5–7 years of retirement or recently retired, you're entering what I call the Red Zone of Retirement — the most important stretch of your financial life.

This is the decade where every decision you make can determine the next 20–30 years of your financial future.

In this episode, Adam Olson, CFP®, sits down with TJ to break down:

• How the Red Zone Retirement Planning Process was created
• The patterns Adam saw after years of helping retirees
• Why traditional financial planning often fails retirees
• How the Go-Go, Slow-Go, and No-Go framework works
• The step-by-step client journey through the Red Zone process

The Red Zone process was designed specifically for people approaching retirement who need clarity around income, taxes, investments, and long-term planning.

Rather than focusing only on accumulation, this process focuses on what matters most:

Turning decades of savings into reliable retirement income.

You'll also hear real stories about how this framework has helped families retire with clarity, confidence, and peace of mind.

Adam Olson is a Certified Financial Planner™ professional and retirement strategist who helps individuals and families prepare for and transition into retirement.

He is the author of:

• 21 Things You Need to Know About Money
• What's Your Plan?
• Red Zone Retirement Plan

Adam created the Red Zone Retirement Planning Process to guide families through the most important financial decade of their lives.

His goal is simple:

Help people live every day of retirement like it's Saturday.

Explore resources, schedule a meeting, or download Adam's book:

Linktree:
https://linktr.ee/adamolsoncfp

The Red Zone Retirement Planning Process is designed for:

• Pre-retirees within 5–7 years of retirement
• Recently retired individuals
• High savers preparing to transition from accumulation to distribution
• Families looking for clarity around taxes, income, and long-term planning

About Adam OlsonLearn More / ConnectWho We Help

Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

The Red Zone Retirement Planning Process Explained | Adam Olson CFP®