Three community college students. One $100 challenge. Zero investing experience.

In this episode of Money Misfits, I sit down with three of my students—Tyreece Bramwell, Kayson Dahl, and Kenyon Shabazz—to talk about what really happens when young people take their first step into investing. The confusion. The procrastination. The fear. The wins. The losses. The “is this normal?” moments.

No hype. No gurus. No fancy Wall Street language.
Just three students navigating money the way most of us did: blindly, nervously, and one Google search at a time.

What they discovered about investing, consistency, risk, and their own financial future?
Could genuinely change everything for them—and for anyone watching.

We break down:
(1) How to start investing when you feel clueless
(2) Why every student procrastinates (and how to push through it)
(3) Robinhood vs. Acorns vs. traditional accounts
(4) Why consistency beats “perfect timing”
(5) The JUCO mindset that translates into wealth
(6) What to do when your investments DROP
(7) The $100 hoodie flip that turned into a lesson about entrepreneurship
(8) How students can build wealth even before transferring

If you're a student, young adult, or someone who’s been avoiding investing because you feel unprepared—this episode is for you. They unpack the anxiety and procrastination that comes with being a first–time investor, how they actually got started using tools like ChatGPT and YouTube, and why they chose very different paths, from Acorns and tech ETFs on Robinhood to flipping high–demand hoodies. The conversation dives into why getting started young matters more than picking the “perfect” investment, the power of consistency and diversification, and how their “Bulldog way” mindset shapes how they handle market drops. They also wrestle with real–life tradeoffs like paying off credit card debt versus investing, and talk about retirement accounts, long–term compounding, and building wealth not just for themselves but for their future families. It is a raw, funny, and surprisingly deep look at money, mindset, and what it means to take your first step off the financial sidelines.

🎧 Money Misfits: where real students learn real money.
📚 professorheath.com for workshops & student resources.

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