Podcast
Money Rehab with Nicole Lapin
Hosted by Money News Network · EN
Ever notice that we will talk about everything before we talk about money? Sex? No problem. Politics? Bring it on. Money? Totally taboo. But not for long! Nicole Lapin— the only financial expert you don’t need a dictionary to understand, New York Times best-selling author, and host of Money Rehab— is here to rehab your wallet, so you can get your financial life together once and for all. Episodes are just ten minutes-ish... no frills, just bite-sized tips and tricks so you don’t waste any time. And Nicole wants to hear from YOU! Email the money questions you want answered to moneyrehab@moneynewsnetwork.com and Nicole will help–and you could even join Nicole on the show for a one-on-one intervention.
245episodes
Episodes
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Flying Limes In From Different Countries and $5K Crab: What Life Is Really Like as a Luxury Travel Agent with Olivia Ferney
3d ago00:50:29Summary readyOlivia Ferney (@travelwithlivii) is the luxury travel agent to the ultra-wealthy, booking private jets, superyachts, and six-figure vacations for some of the richest people on earth. Today, she pulls back the velvet rope on what it's actually like inside that world. If you’re trying to meet a billionaire client or investor, Liv tells you where they’re hanging out. Liv tells Nicole the most outrageous client requests she's received, why saying "I have no budget" is the biggest red flag a client can send, and what to say to get a hotel upgrade. She also gets real about how working with billionaires has warped her own relationship with money, and the softer lessons she's taken away about what money actually can and can't fix. Plus: the Instagram-famous destinations she'd never recommend, where billionaires are actually traveling right now, and the shoulder season hack anyone can use to save real money on their next trip. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Travel with Livii learn more about Top Tier Travel Here's what Nicole covers with Olivia: 00:00 Are You Ready for Some Money Rehab? 02:15 Selling Her First Company at 21 and Moving to Miami 04:49 The Travel Agent Business Model 07:23 Flying Limes From Different Countries and Other Crazy Client Requests 09:36 What Clients Think About the Viral Videos 14:00 Are the Stereotypes About “New Money” True? 20:43 "Rich People F***ing Love a Refund" 22:44 Do Billionaires Have Budgets? 25:18 Overrated Destinations, Best Hotels, and Most Expensive Room Service 28:30 Where Billionaires Are Traveling Right Now 32:26 How to Get a Free Hotel Upgrade 39:16 How Working With Billionaires Changes Your Money Mindset 43:07 Rich and Depressed Is Still Depressed 45:30 Prenups, Working With Your Partner, and Wedding Plans 46:49 Liv’s Tip You Can Take Straight to the Bank
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FBI Hostage Negotiator Chris Voss on How to Get a Raise, a Better Job Offer, and Everything Else You Want
1w ago01:28:50Summary readyChris Voss spent two decades at the FBI and became the Bureau’s lead kidnapping negotiator. Today he sits down with Nicole to teach you how to leverage the same psychological tactics to get the salary you want. Chris and Nicole break down exactly what to say to get a raise, how to walk into a new job offer and negotiate without burning bridges, and how to get people to want to pay you more. Chris reveals why finding “common ground” is actually a recipe for resentment, why throwing out a number first can kill a deal, and the three conflict types — fight, flight, and make friends — that explain how almost every deal goes sideways. Then Nicole and Chris get into why remote work might be quietly tanking your career, an analysis of President Trump’s negotiation style and The Art of the Deal, plus the two lines of code planted in your head before age five that drive everything you do with money, work, and relationships. Finally, because Nicole had to ask, Chris explains what you should say if you’re ever in a hostage situation. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Check out Nicole’s Favorite Chris Voss Book “Never Split the Difference” Learn More About The Black Swan Method Here's what Nicole covers with Chris: 00:00 Are You Ready for Some Money Rehab? 01:00 Why Splitting the Difference Builds Resentment 03:19 The Myth of “Common Ground” 06:57 Stories From Being the Lead Hostage Negotiator For the FBI 07:51 How to Get Your Boss to Want to Pay You More 16:00 The Mistake of Getting Too Personal 18:51 What Should You Say If You’re a Hostage? 19:19 In A Raise Negotiation, Should You Bring Up a Competing Offer? 22:19 Is Body Language Really Important? 27:12 Does Chris Voss Get Nervous While Negotiating? 28:36 Negotiation Role Play and the Script For Getting a Raise 30:31 Should You Throw Out a Number First? 32:25 Don’t Ask “How Can I Help?” 42:15 Negotiating Non-Monetary Perks (Remote Work, Vacation Time, and More)43:06 Chris’ Take on Remote Work: It Makes You a C-Player 47:31 How to Use Empathy in a Negotiation 48:00 Why Being Playful Makes You 31% Smarter 50:20 The Three Conflict Types and Why Deals Die 59:00 Analyzing Donald Trump’s Negotiation Style 01:08:51 Debunking Negotiation Myths 01:16:00 Rating Deal-Making Cliches 01:18:13 How To Get Inside Someone’s Head 01:22:38 How Your Upbringing Influences Your Negotiation Skills 01:25:47 Chris Voss's Tip You Can Take Straight to the Bank
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Allison Ellsworth Sold Poppi for $2 Billion. Here's What Happened Next.
2w ago00:49:41Summary readyAllison Ellsworth built Poppi from a homemade prebiotic soda to a $2 billion brand acquired by Pepsi… but you already know that. Today, Allison talks about what happens afterward, and how to follow-up a successful first act. Allison opens up about the unexpected grief of letting go of a company that was her identity, and the pressure of building a new company after a successful exit. She also digs into advice for anyone who has a different money mindset than their spouse, and how to find common ground. Plus, Allison shares how she’s talking to her three young kids about money and work— and why her kids waving her off with "Have fun, Mom" is her greatest parenting win. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Keep up with Allison on Instagram and TikTok Here's what Nicole covers with Allison: 00:00 Are You Ready for Some Money Rehab? 01:10 When the Wire Hit 03:20 What People Get Wrong About "Billionaire" Headlines 04:15 The $50K Investment That Went Bankrupt Overnight 05:50 What Skills Transfer From Running a Company to Managing Wealth (And What Don't) 07:30 Running Your Personal Finances Like a Business 09:00 The Grief Nobody Warns Founders About 11:05 Separating Your Identity From Your Company 13:00 Founder-Led Content and What's Coming Next in Brand Building 15:20 Building the Second Company Differently 17:40 Self-Funding vs. Taking on Investors 19:30 The Emotional Payoff of Returning Money to Early Investors 21:45 Making 44 People Millionaires 22:00 Lessons From Being a Shark on Shark Tank 23:30 Female Founders, Mom Guilt, and "Spreadsheets in the Bedsheets" 26:40 Opposite Money Mindsets in a Marriage 31:30 Why Allison Has No “Fear Gene” 33:30 Raising Kids With Money Values 36:55 How to Talk to Your Kids About Work Without Losing Them 39:00 Buying Back Time 41:00 Secure the Bag 45:25 Allison Ellsworth's Tip You Can Take Straight to the Bank
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Real Estate Agent Glennda Baker on Finding Deals in This Market, Why Divorce Can Leave You “House Poor,” and the $47 Trillion Reason You Can't Buy a Home Right Now
3w ago01:06:28Summary readyGlennda Baker has been a real estate broker for decades, built a massive social media following teaching everyday people how to buy and sell smart, and learned some of the biggest money lessons the hard way… including a divorce where her ex looked her in the face and called her a "cash cow." Today, she joins Nicole to share what she knows about protecting your wealth, winning in today's housing market, and building real estate into generational wealth. Glennda gets raw about her own financial trauma: the manipulation she didn't see coming in her marriage, the moment she was evicted to a vacant rental with her son and hit rock bottom, and why she will never get married again. She explains exactly how divorce hits women differently than men, including a hidden math problem most people miss when splitting a house at today's interest rates. Then Nicole and Glennda get into the real estate playbook. They fact-check the viral real estate advice flooding your feed, from writing letters to homeowners to get off-market deals, to using a HELOC for a down payment, to buying property through individual LLCs. Glennda also makes her case for why buying a house for your kid beats a 529, why private equity is keeping Bobby and Susie off the property ladder, and the one negotiation move every buyer should make at closing. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Glennda on TikTok and Instagram Here's what Nicole covers with Glennda: 00:00 Are You Ready for Some Money Rehab? 01:21 Glennda's Origin Story 03:33 Should You Put Your Spouse's Name on Your House? 06:22 Prenups, Postnups, and Why Everyone Already Has One 07:03 Why Glennda Will Never Get Married Again 08:11 How Divorce Hits Women Differently 09:29 The Hidden Math Problem When Splitting a House 11:43 Glennda’s Money Trauma 17:09 Buying a House Together: What Needs to Be in Writing 20:19 Trusts vs. Putting the House in Your Kid's Name 24:30 Why Glennda Would Rather Buy a House Than Fund a 529 26:35 Real Estate vs. the Stock Market 28:09 Glennda and Nicole Play TikTok Trend or Truth? 38:13 The $47 Trillion Boomer Equity Problem 40:02 The Starter Home Myth 42:00 What Budget Do You Actually Need? 48:52 How Private Equity Is Locking Out Everyday Buyers 52:43 A Hard Look at Affordability 55:00 The 7 Ds of Real Estate 59:33 Closing Cost Strategy 01:03:03 Glennda Baker's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
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Nicole Opened These 3 Accounts for Her 1-Year-Old. Here's Why.
4w ago00:11:17Summary readyToday, Nicole unpacks the exact accounts she opened for her daughter, the math that makes starting early almost unfair, and the money script she's determined to rewrite for the next generation. Whether you have a newborn, a teenager, or you're realizing you wish someone had done this for you, this episode is a blueprint. Nicole breaks down how a 529 plan is far more flexible than most parents realize, why a custodial brokerage account is less about returns and more about teaching kids that money grows quietly in the background, and why a retirement account for a one-year-old is not as insane as it sounds — it's one of the most powerful financial moves a parent can make. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 01:13 529 Plans: More Flexible Than You Think 02:02 The Math on Starting Early vs. Waiting 02:51 Super Funding: The IRS Loophole Most Parents Miss 03:31 Lump Sum vs. Monthly: The Numbers That Will Shock You 04:00 How to Shop for the Best 529 Plan 04:17 Custodial Brokerage Accounts Explained 05:00 The Financial Aid Trade-Off 05:41 Why Nicole Really Opened This Account for Her Daughter 05:56 The Custodial Roth IRA (Yes, for a 1-Year-Old) 07:00 The Number That Changes Everything 08:00 Roth IRAs and Financial Aid: The Cleaner Vehicle 08:21 Rewriting the Money Script 09:00 Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
SummaryAre Birkins Better Investments Than the Stock Market? The Truth About Luxury Investing with Dana Auslander
May 400:47:39Summary readyYou’ve probably seen the headlines about luxury investments outperforming the stock market… but is that actually true? And more importantly, is this a game only for millionaires, or is there a way for the rest of us to get in on it too? Today, Nicole is joined by Dana Auslander, former Blackstone executive and founder of Luxus, a luxury alternative asset manager with the first dedicated Hermès Birkin fund. In this conversation, Dana unpacks the viral headlines, why her investment thesis puts Hermès bags ahead of other luxury brands like Chanel and Louis Vuitton, and how to invest in a Birkin without buying a Birkin. Then, Nicole and Dana zoom out and explain what the luxury investment trends mean for retail investors, how the macroeconomy impacts luxury investments, and what the counterfeiting problem could mean for the whole market. Then, Dana goes beyond bags and rates watches, art, wine, and jewelry as alternative investments. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Luxus and learn more about the Birkin Fund Here's what Nicole covers with Dana: 00:00 Are You Ready for Some Money Rehab? 01:27 Are Birkins Actually Better Than the S&P 500? 02:00 What Is a Veblen Good — and Why It Matters 04:06 How Much Is a Birkin, Really? 04:29 The Secret to Getting One From Hermès 05:21 Manufactured Scarcity: How Hermès Controls Demand 06:12 The Rise of the Secondary Market 07:35 Gross vs. Net Returns: What the Charts Don't Show You 09:24 Jane Birkin's Bag Sold for $10.8 Million — Dana Was There 13:00 Is Chanel Actually Investment-Grade? 14:00 Birkin vs. Stock Market: Where Should You Put Your Money? 16:38 How the Luxus Fund Works 21:00 How to Invest Without Buying a Birkin 23:36 Sourcing Bags Through Private Dealer Networks 27:15 Storing, Authenticating, and Selling the Bags 28:33 How to Become an Accredited Investor 30:07 Is Buying a Birkin a Proxy for Hermès Stock? 32:20 The K-Shaped Economy and Luxury Demand 35:10 The Counterfeit Problem Is Getting Scary 38:18 Luxury Investment Ratings: Watches, Art, Wine, Jewelry 43:05 Secure the Bag: Financial Literacy for Women All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
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The State of the Housing Market and Why Real Estate Is Not AI-Proof with Jason Oppenheim
Apr 2701:00:48Summary readyJason Oppenheim (real estate broker, founder of the Oppenheim Group— the brokerage covered on Selling Sunset) starts this conversation with a take Nicole was not expecting: it's a buyer's market, and he'd know, because he's been renting for the last three years himself. In this conversation, Jason covers every hot-button topic in real estate. He unpacks how he thinks AI will disrupt real estate and why he believes humanoid robots will be showing houses within the next two decades. He gets brutally honest about the LA market, why wealthy people are fleeing major cities in droves, and shares the cities he thinks real estate investors should avoid. He makes the case that renting is not "throwing money away" — in fact, he argues that in many cases renting is a smarter financial move. He and Nicole also debate whether there's actually a housing affordability crisis (Jason says we're misdefining it), how he thinks about money and happiness, and why he hasn’t changed his financial goals since he was broke. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Follow the Oppenheim Group and keep up with Selling Sunset on Netflix Here's what Nicole covers with Jason: 00:00 Are You Ready for Some Money Rehab? 01:11 Is It a Buyer's Market? 02:09 Why Wealthy People Are Leaving Major Cities 04:10 Where Are They Going? (And Where NOT to Buy) 05:38 Why Real Estate Is Not AI-Proof 10:35 “At Some Point, There Is No Work.” 17:43 Why Jason Loves 30-Year Treasuries 19:00 The AI Deflation Thesis 23:54 Is There Really a Housing Affordability Crisis? 30:40 Rent vs Buy Debate 36:21 Behind the Scenes of Selling Sunset 37:06 Does Money Buy Happiness? 39:24 Getting His Rolls Royce Stolen 40:00 How Jason Thinks About Spending vs. Saving 41:43 What Was Jason's FU Number? 42:12 Secure the Bag: Jealousy, Googling Your Own Net Worth, Bad Investments All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
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The SpaceX IPO Is Coming. Here's Everything You Need To Know About IPO Risks and Rewards
Apr 2200:17:26Summary readyThe SpaceX IPO will likely be the largest public offering in history... But before you get excited, Nicole breaks down how the IPO machine actually works, and why some of the smartest people in finance say the system is rigged against you. Nicole walks through the full IPO process step by step: what underwriters actually do (and what they charge for it), how the roadshow and book-building work, and why the price you'll pay on IPO day is not the price institutional investors paid. She also covers what SpaceX employees need to know right now about their equity, stock options, RSUs, lockup periods, and the tax surprises that can blindside you before you sell a single share. Then, Nicole shares the framework she uses to evaluate any IPO, including the two sections of the S-1 prospectus most retail investors skip, and explains how you can get in on SpaceX before the IPO. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:04 The SpaceX IPO: Just How Historic Is It? 01:08 How the IPO Process Actually Works 02:12 What Underwriters Do (and What They Cost) 03:04 The Roadshow and How IPO Pricing Works 03:45 NYSE vs. NASDAQ: Where Will SpaceX List? 04:25 Why Companies Go Public 05:14 What SpaceX Employees Need to Know About Their Equity 06:00 Lockup Periods Explained 07:06 Three Things Every Employee Must Do Before an IPO 08:06 Is the IPO System Rigged? Bill Gurley's Argument 10:00 The Figma Example: How Retail Investors Got Burned 11:19 How to Evaluate Any IPO Before You Invest 13:27 Watch the Lockup Expiration Date 14:09 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
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Emma Grede’s Guide to Getting Paid What You Deserve and Building Unicorns
Apr 2001:07:46Summary readyEmma Grede built a business and media empire (including brands like Good American and SKIMS) without a safety net. Today, she joins Nicole to pull back the curtain on the money mindset, negotiation tactics, and hard-won lessons that got her there. Emma gets raw about paying herself £45K while paying a male hire £150K to do a worse job, the moment Good American sold $1 million worth of inventory on day one (and why her investors turned on her by noon), and creative strategies she’s used to close major deals. She and Nicole also dig into Emma's exact playbook for negotiating a raise, the traps women fall into with money, and why Emma never lends money — she just gives it. Then they get into the taboos: prenups, the questions people should stop asking female founders, and whether financial planning and family planning should ever be kept separate. Pick up Emma's amazing book Start With Yourself Listen to Emma’s inspiring podcast Aspire Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers with Emma: 00:00 Are You Ready for Some Money Rehab? 03:39 Emma's Early Money Mistakes 06:00 The £45K vs. £150K Lesson 07:12 Learning the Language of Business 10:34 What Wealthy People Know About Investing 11:48 Good American's $1M Day One — and the Investor Critique 15:39 What Money Can't Buy (But People Think It Can) 18:13 Does Money Buy Happiness? 19:00 Emma's Secret to Always Asking for More 19:48 The Natalie Portman / Dior Negotiation Story 21:58 The Secret to Great Negotiations 22:30 Negotiating a Prenup at a Restaurant 24:33 Protecting What You Build During Marriage 26:45 Raise Negotiation Role Play 33:18 What NOT to Say When Asking for a Raise 35:01 Questions Female Founders Get That Men Never Do 38:20 The "Army of Help" and Financial Family Planning 40:34 Raising Wealthy Kids Without Ruining Them 43:59 Emma’s Early Hustle 46:00 Secure the Bag 53:15 What’s Next For Emma 01:01:39 Emma Grede's Tip You Can Take Straight to the Bank
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Jennie Garth on Negotiation Lessons From 90210 and Habits That Are Quietly Costing You
Apr 1500:40:41Summary readyJennie Garth went from working on bean fields for 25 cents an hour to buying her first home as a teenager after landing the role of Kelly Taylor in 90210. When she hit it big, people tried to tell her that she didn’t need to know about her finances. Today, she shares the money lessons she learned the hard way. Jennie and Nicole dig into the psychology behind money: why a scarcity mindset can literally choke off your income, what "Tall Poppy Syndrome" is and why high-achieving women keep cutting themselves down, and how negative self-talk about money doesn't just hurt you… it hurts your kids, too. Jennie also shares why she and her husband Dave don’t combine finances, how she’s embracing the “I Choose Me” philosophy, and the parenting advice she’d give any new mom. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Get Jennie's memoir I Choose Me Here's what Nicole covers with Jennie: 00:00 Are You Ready for Some Money Rehab? 01:47 Jennie's First Job and Early Money Memories 04:19 Faking It in Every Money Meeting 07:24 The 90210 Pay Gap and the Power of Negotiating as a Team 10:23 Being the "Hollywood Daughter" and Tall Poppy Syndrome 14:46 “Fear Is False Evidence Appearing Real” 17:03 How a Scarcity Mindset Literally Stops the Flow of Money 19:15 How Other People's Words Become Your Financial Self-Talk 20:26 Raising Money-Smart Daughters 23:55 How Jennie Inspired Nicole to Start Her Own Wealth Management Firm 25:41 When Three Suits Walk Into the Room 26:32 Jennie and Dave's Very Different Money Personalities 28:44 Why She Bought Her First Husband a Harley and a Music Studio 30:00 Did She Have to Unlearn That Money Can't Buy Love? 32:23 Secure the Bag 36:34 Advice for New Moms: Choose Yourself Too 37:33 Jennie's Last "I Choose Me" Moment
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