Podcast
Money Side Up
Hosted by Money Side Up · EN
This is the show for Australians across the globe covering all things personal finance. From tax to investment planning, budgeting to property investment back home in Australia, we’ve got you covered.
12episodes
Episodes
Newest firstAll episodes
Episode 27 - Moving from the US to Australia
4w ago00:45:40Tap to summarizePlanning Your Move from the US to AustraliaMoving back to Australia from the US isn’t just a relocation.It’s a tax event.In this episode, co-hosts Jarrad Brown and Will Cant are joined by Jason Stoch from Uptrend Advisory to unpack what Australian expats need to understand before making the move home.Because the US doesn’t just let go easily.We cover: → The key tax differences between the US and Australia → Why leaving the US is more complex than most expect → How global taxation continues even after you leave → The US “exit tax” and who it applies to → Common traps when renouncing residency or citizenship → Timing strategies around income, bonuses, and asset sales → How US investments and retirement accounts are treated on return → Where the US–Australia tax treaty helps (and where it doesn’t) → Ongoing reporting obligations and risks if you get it wrongWe also share real client case studies, Australians relocating both to and from Australia, covering what’s worked, what hasn’t, and how far in advance you actually need to plan.If you’re in the US, or thinking about heading back, this is essential listening.Because getting this wrong isn’t just frustrating.It’s expensive.Connect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 26 - Returning to Australia
Apr 700:56:42Tap to summarizeAre you planning to return to Australia..?Thinking about moving back to Australia after living overseas? This episode is a must-listen.Co-hosts Jarrad Brown and Will Cant explore the recent market volatility, oil prices, how we're positioning client portfolios and the outlook for the Australian dollar.We are then joined by special guest Brad Murphy (Murphy Tax) to unpack the financial and tax complexities of returning home as an Australian expat.We cover:→ The current global landscape and what it means for expats→ Currency movements and expat sentiment on returning home→ The biggest tax traps when repatriating to Australia→ Why timing your return can save (or cost) you thousands→ What to do with investments before becoming an Australian tax resident again→ Key considerations for overseas property owners→ Foreign income, bonuses, share schemes, and hidden tax risks→ Moving money back to Australia and reporting obligationsBrad shares real-world insights, including costly mistakes expats make, and how proper planning can lead to significant tax savings.If you’re planning to return in the next few years, this episode will give you a clear roadmap on what to think about now to avoid expensive surprises later.Listen now and get ahead of your move back home.#MoneySideUp #AustralianExpats #Repatriation #FinancialPlanning #TaxPlanning #ExpatLifeConnect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 25 - Kicking Off 2026
Feb 1700:37:33Tap to summarizeWelcome to the first episode of 2026.In Episode 25, Jarrad Brown and Joel Kerin unpack what’s shaping the financial landscape for Australians at home and abroad as we enter the new year.We dive into the interest rate outlook ahead of upcoming RBA meetings and discuss whether fixing or staying variable makes sense in the current environment. We also cover early 2026 market performance, why volatility can create opportunity, and why now is a smart time to review concentration risk and rebalance portfolios.With the Australian dollar moving sharply against major currencies in recent months, we explore what this means for expats earning, investing and holding assets offshore.To round out the episode, we share a practical Q1 financial checklist. From reviewing savings rates and subscriptions to reassessing lending, superannuation strategies and estate planning, plus key considerations for anyone planning to leave Australia this year.If you want to start 2026 with clarity and control over your finances, this episode is for you.Subscribe to Money Side Up on your favourite podcast platform and follow us @moneysideup for more insights throughout the year.Connect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 24 - Estate Planning Essentials
Dec 3001:01:15Tap to summarizeIn episode 24 of the podcast, and the final one for 2025, we dive into one of the most overlooked aspects of personal finance - estate planning.This is one of the most important areas of financial planning for Australians living at home and overseas.In this episode of the Money Side Up Podcast, host Jarrad Brown, Senior Financial Planner for Australian expats in Singapore, is joined by Joel Kerin from Ally Wealth Management and Isabelle Marcarian, Principal Solicitor at Safewill Legal, to unpack how estate planning works when your life, family, and assets span multiple countries.Before diving into the legal side, we also step back and explore how Australian expats can complete an annual personal health check of their finances, including practical end of financial year planning considerations in Singapore. This includes reviewing progress against goals and key actions to consider before the Singapore tax year ends.This episode provides a practical, no-nonsense estate planning toolkit designed specifically for Australian expats, whether you’re early in your overseas journey or well established offshore.We cover:Why estate planning matters for expats, and how Australian wills work when you have overseas assetsWhether you need one will or multiple wills across different countries, and how conflicts of law are handledThe roles of executors, powers of attorney, guardianship, and common mistakes expats makeHow superannuation, digital assets, and major life events fit into an effective estate planThis episode is essential listening if you want to stay on top of your finances, protect your family, and ensure your estate plan works for you in Australia and globally.Connect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 23 - Everything You Need to Know About Depreciation
Nov 2500:53:20Tap to summarizeIn Episode 23 of the Money Side Up Podcast, we’re diving deep into one of the most misunderstood yet powerful tools available to Australian property investors, depreciation.Jarrad Brown, Senior Financial Planner for Australian expats in Singapore, is joined by co-host Will Cant, Senior Adviser with Ally Wealth Management in NSW. Together, they break down the latest from the RBA, insights into the current crackdown on private credit and what Australian expats need to know.Then they sit down with Tyron Hyde, CEO of Washington Brown and one of Australia’s leading experts in quantity surveying. Tyron brings decades of experience to the table, offering clear, practical insights into how depreciation works, how to maximise claims, and why every investor, at home or abroad, should understand this tax benefit.In this episode, you’ll learn: ✅ What a quantity surveyor actually does, and why investors rely on them ✅ The biggest myths about property depreciation (and which ones need busting) ✅ How depreciation schedules work and how much they can save you ✅ Whether older properties still qualify for meaningful deductions ✅ Capital works vs. plant & equipment, and what investors often get wrong ✅ Recent legislative changes affecting depreciation claims ✅ What expats need to know about claiming depreciation from overseasTyron also shares his personal journey, the story behind Washington Brown, and what the future looks like for the quantity surveying profession as technology reshapes the industry.Connect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 22 - Starting a Company in Hong Kong
Oct 2800:51:47Tap to summarizeIn this month’s episode of Money Side Up, co-hosts Jarrad Brown and Joel Kerin are joined by special guest Berrin Ongun, Director at Shepherd Asia, to explore what Australian entrepreneurs and expats need to know before setting up a business in Hong Kong.They unpack how Hong Kong’s territorial tax system and low corporate tax rates can benefit Australian business owners, and the key steps involved in incorporation, compliance, and ongoing tax obligations.Whether you’re thinking of launching your first venture overseas or expanding an existing business into Asia, this episode covers everything you need to know about: ✅ The process of registering a company in Hong Kong ✅ Profits tax, audits, and compliance requirements ✅ Banking, payroll, and MPF obligations ✅ Visa options for business owners and employees ✅ Common pitfalls for Australian entrepreneurs abroad ✅ How Shepherd Asia helps simplify the process for expatsPlus, Jarrad and Joel discuss the latest RBA rate update, strengthening of the Australian dollar, and the Home Guarantee Scheme launch- with insights on what it all means for Australian expats managing their finances globally.🎧 Tune in to learn how to take advantage of Hong Kong’s business-friendly environment while staying compliant and financially smart.Connect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 21 - Relocating to Saudi Arabia & Starting a Business
Sep 2301:00:26Tap to summarizeIn this month’s episode of Money Side Up, we cover two big areas every Australian expat should have on their radar.First, we break down the August interest rate cut from the RBA and the latest moves in the Australian dollar. What they mean for expats, investors, and those planning a return home.Then, we shift focus to the Kingdom of Saudi Arabia. Senior Financial Planner Jarrad Brown and Senior Adviser Will Cant sit down with special guest John Scott to unpack what it’s really like to relocate to KSA and start a business from scratch.Inside this episode: ✅ What the RBA rate cut and AUD shifts mean for expats ✅ Life in KSA - the reality of moving, living, and working there ✅ The tax-free environment and its financial planning traps & opportunities ✅ Step-by-step: the process of setting up a business in Saudi Arabia ✅ Banking, currency, and international transfer challenges ✅ Key cultural and business etiquette differences ✅ Lessons learned, surprises faced, and John’s advice for Australian expatsWhether you’re keeping tabs on markets or exploring new opportunities abroad, this episode has insights to help you make better financial decisions.Connect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 20 - Corporate Tax in Singapore
Aug 2601:13:03Tap to summarizeCorporate Tax for Australian Business Owners in SingaporeIn this month’s episode of Money Side Up, we cover three major themes shaping the financial landscape for expats and business owners.We start with a breakdown of Trump’s Big Beautiful Bill and what the latest version means for global remittances, especially for families depending on overseas transfers. Then, we unpack the August rate cut expectations and what they could signal for markets and expats alike.Our feature interview is with Boon Tan from CST Tax, who joins us to discuss everything Australian business owners need to know about setting up and running a business in Singapore. From tax structures and GST requirements to transfer pricing, profit repatriation, and common pitfalls, Boon shares practical insights and strategies to help business owners thrive in one of Asia’s most dynamic markets.In this episode, we explore: → Why Australian business owners choose Singapore as a base → The key legal structures and how the corporate tax system works → Common tax mistakes to avoid and how GST applies → Double tax agreements and their impact on cross-border operations → The implications of profit repatriation and residency requirements → Practical insights and red flags for compliance with Singapore’s IRASWhether you’re an expat entrepreneur, a small business owner, or simply curious about corporate tax in Singapore, this episode is packed with actionable insights and context.Connect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 19 - FX Transfers From Abroad
Jul 2900:41:55Tap to summarizeTransferring Funds with Wise & Smarter Strategies for ExpatsIn this episode of Money Side Up, we’re diving deep into one of the most common challenges faced by Australians living abroad - transferring money across borders. But that's not all - we're also unpacking the outlook for interest rates in Australia, and the impact of Trump's One Big Beautiful Bill on Australian expats across the globe.Joining hosts Jarrad Brown and Will Cant is special guest Alex Lombardo from Wise, who shares expert insights into what makes Wise different from traditional banks, how their platform keeps costs low, and why it’s become a go-to solution for Australian expats. From hidden fees to multi-currency accounts, to scenarios of being paid your salary directly to your FX account, we cover it all.We also explore:The biggest mistakes expats make when transferring money internationallyHow to manage income, expenses, and investments across multiple currenciesThe future of cross-border banking and paymentsWhether you're living in Singapore, Dubai, the UK, or anywhere else abroad, this episode is packed with value for globally-minded Australians looking to make smarter money moves.Connect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →
Episode 18 - UK Pensions, QROPS & Retiring in Australia
Jun 2500:53:09Tap to summarizeIn this episode of Money Side Up, co-hosts Jarrad Brown and Joel Kerin return to unpack some of the biggest conversations happening in personal finance, from superannuation tax changes to global pension planning.We kick things off with a timely look at:The RBA’s recent rate cut, and whether another is on the cards for JulyDivision 296: What the proposed “unrealised capital gains tax” inside super really means for high-balance investorsKey strategies to think about as we enter the new financial yearThen we’re joined by special guest Steph Mills, a UK pension transfer expert, for a deep-dive interview on one of the most complex topics facing Aussie expats and returnees:🇬🇧 UK Pension Transfers & QROPS Steph walks us through:Defined benefit vs defined contribution pensionsWhen a transfer to Australia makes sense, and when it doesn’tWhat a QROPS is, and why it’s essentialThe 6-month residency rule, “applicable fund earnings”, and how to avoid unnecessary taxCommon mistakes, traps, and what to look for in an adviserCurrency risks, caps, and what happens if you return to the UK after transferringWhether you’ve got a UK pension, are planning your return to Australia, or want to stay ahead of new tax developments, this episode has something for you.Steph and her team can be contacted at - enquiries@bdhsterling.com#MoneySideUp #UKPensions #QROPS #Division296 #RBA #AustralianExpats #Superannuation #RetirementPlanning #FinancialStrategy #WealthForExpatsConnect with Us:Website: https://moneysideup.com.auFacebook: https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.auDisclaimer:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
Transcribe →