Dr. Latifat is the author of the Amazon bestselling books Done With Broke: The Woman Physician’s Guide to More Money and Less Hustle and The Power to Choose: The Woman Physician’s Guide to Financial Liberation and Life on Your Terms. She is also the founder of MoneyFitMD, a financial empowerment platform designed to help women physicians achieve financial independence without sacrificing their well-being.

In this episode, she shares how to create an emergency fund that truly fits you—your current season, your lifestyle, and your goals. She explains why one-size-fits-all advice doesn’t work, how to decide what’s “enough,” and how to make sure your savings strategy aligns with your vision for life and work.

Key Takeaways:

Match your fund to your goals and current season.
Avoid one-size-fits-all advice.
Save with clarity, not guilt.

Timestamps:
01:10 Why funds should match goals
02:30 Purpose of an emergency fund
04:00 How your season affects savings
05:45 Common saving mistakes
07:15 Aligning fund with goals
09:00 When to rebuild or adjust
10:40 Flexibility in money planning
12:00 Shifting from guilt to clarity
13:40 Fund that supports peace

Related Episodes:
The Secret To Making Your Money Work For You!
Anxious About Retirement? Here Are Some Things You Should Consider

Connect with Dr. Latifat:
☎️ Book A Call: https://www.moneyfitmd.com/call
💰 The Money Left Over: www.moneyfitmd.com/moneyleftover/
💡Instagram: @moneyfitmd
🔗 LinkedIn:

You’re making six or even seven figures—and still asking, “Where did all my money go?” The problem isn’t your income—it’s that you haven’t learned how to have money left.

The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

👉 Go to moneyfitmd.com/moneyleftover now and find out how.

You’re making six or even seven figures—and still asking, “Where did all my money go?” The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

👉 Click here to find out how.

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

Episode 307: Creating an Emergency Fund That Works for You