Podcast
More Than Commas
Hosted by Paul Adams & Cory Shepherd · EN
Join Sound Financial Group CEO Paul Adams and President Cory Shepherd every week, as they help you Design and Build a Good Life™. Through the information provided on this podcast, we give you the ability to do this yourself. Why do we need to do this? Because every other media you're going to engage in has a vested interest in capturing your mindshare, and in having you spend your surplus, rather than you caring for your financial future. Your financial future is inevitable and uncertain. The only question is, will you have a Good Life? No one has one by default, only by design. Most of the financial podcasts out there can be valuable, though you will notice that many of them are from someone who is unlicensed. This podcast is unique in that it is led and hosted by licensed financial advisors who have been in the industry for nearly 2 decades, hence the disclosure below and in the description attached to each our episode.
This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation.
Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions.
This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
14episodes
Episodes
Newest firstAll episodes
360 - From Financial Teacher to Doom Prophet: The Hidden Cost of Fear-Based Investing
1w ago00:13:31Tap to summarizeSponsored by Count — a tool we recommend for better financial tracking and clarity Learn more: https://www.getcount.com/us/partners/SoundFinancialGroup Robert Kiyosaki helped change how millions of people think about money. But what happens when a voice that once educated and empowered starts leaning into fear-based predictions? In this episode of More Than Commas, Paul takes a closer look at Kiyosaki's evolution—from the impact of Rich Dad, Poor Dad to his repeated market crash warnings—and breaks down what he predicted vs. what actually happened. More importantly, we explore how these narratives can influence investor behavior, why fear-based messaging spreads so easily, and what investors should focus on instead to build real, long-term wealth. -- Timestamps: 00:20 – The impact of Robert Kiyosaki's early work 01:01 – When the message began to shift 01:09 – From education to fear-based predictions 01:21 – What this episode will break down 01:46 – Why his early contributions still matter 01:53 – The success of Rich Dad, Poor Dad #investing #stockmarket #financialeducation #wealthbuilding #longterminvesting -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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359 - Financial Guru Predictions Gone Wrong and CyberTruck Sinks
2w ago00:05:56Tap to summarizeSponsored by Count — a tool we recommend for better financial tracking and clarity Learn more: https://www.getcount.com/us/partners/SoundFinancialGroup Why do financial influencers keep predicting the next big market crash—and why do people keep listening? In this episode of More Than Commas, we break down the real incentive behind repeated crash predictions, how attention drives extreme forecasts, and why being "right once" can be more profitable than being consistently accurate. Then, in a completely unexpected turn, we follow through on a wild real-life experiment involving a Cybertruck and a boat ramp—highlighting how reality doesn't always go as planned. -- Timestamps: 00:00 – Financial influencers + Cybertruck teaser 00:11 – Why influencers benefit from predicting crashes 00:30 – Example: Kiyosaki and Michael Burry notoriety 01:51 – Cybertruck story setup near boat ramp 03:06 – Self-driving mistake near the lake #Cybertruck #investing #stockmarket #financialeducation #wealthbuilding #longterminvesting Next Episode: Robert Kiyosaki changed how millions think about money—but what happens when the message shifts? We take a closer look at his evolution, his repeated market crash predictions, and what investors can learn from separating valuable principles from fear-driven narratives. -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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358 - Why Fear Goes Viral in Investing
Apr 2000:13:27Tap to summarizeMany investors worry about the next stock market crash because financial media constantly predicts one. In this episode of More Than Commas, Paul Adams explains why crash predictions are so common, why most of them never happen, and the real reason investors often underperform the market. More importantly, he breaks down how disciplined, evidence-based investing helps investors stay focused on long-term results instead of reacting to market noise. -- Timestamps: 00:00 – Why market crash predictions are everywhere 00:37 – Headlines vs long-term investing 10:08 – How disciplined investors prepare for crashes 10:39 – The real problem: reactionary investor behavior 11:06 – Why investors actually underperform 11:53 – Principles that help investors ignore the noise #investing #stockmarket #financialeducation #wealthbuilding #longterminvesting Next Episode: Paul investigates a viral claim: Can a Tesla Cybertruck actually float? 🚙🌊 What starts as a simple test turns into a surprising lesson about internet hype, headlines, and why skepticism matters. -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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357 - Oil, War Fears & Market Swings: What Happens Next?
Mar 1000:09:27Tap to summarizeIn this episode, Cory addresses recent market volatility and encourages investors to stay calm and disciplined. Recorded amid geopolitical uncertainty in the Middle East and fluctuating oil prices, Cory walks through historical market data, including recovery rates after downturns and the cost of missing the market's best days, to reassure listeners that short-term volatility is normal. His core message: a sound long-term strategy, patience, and staying invested are the keys to financial success. -- -- Timestamps: 00:06 – Introduction and overview of the week's market activity 01:40 – What your portfolio might look like right now 02:15 – Putting the downturn in perspective with a one-year view 03:10 – Looking back at past volatility and market recoveries 04:06 – Breaking down US oil imports and Middle East dependency 05:20 – Historical data since 1926: average returns after a 10% market drop 06:29 – The cost of missing the market's best days 07:45 – Staying the course: why time in the market beats timing the market -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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356 - Why Your Brain Struggles With Time (And How Visual Timers Fix It)
Feb 1800:23:27Tap to summarizeWhat if the reason you struggle with time management isn't a lack of discipline, but biology? In this episode, Paul sits down with Dr. Cody Sandzimier, founder and owner of Redmond Spine Center and creator of the Loop Timer, to explore the surprising science behind how humans perceive time. The conversation dives into neuroscience, psychology, productivity, and practical strategies you can use immediately to reduce stress, improve focus, and get more done without burnout. You'll learn why humans don't actually have a "sensory organ" for time, how our brains rely on external cues to understand duration, and why visual timers and progress indicators can dramatically change how you work and live. Learn more about the Loop Timer: https://looptimer.com/ --- Timestamps: 00:00 — Welcome & Episode Intro 01:30 — Meet Dr. Cody & The Loop Timer Origin 05:00 — Why Humans Don't Have a Sense of Time 08:00 — Visual Progress Bars & Time Awareness 12:00 — Time Perception Experiments & Casino Psychology 14:30 — The 90-Minute Productivity Rule 18:00 — ADHD, Neurodivergence & Cognitive Load 22:30 — Practical Time Management Tips --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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355 - How the QBI Deduction Works & Smart Tax Strategies for Business Owners
Feb 200:20:17Tap to summarizeIn this episode of More Than Commas, SFG President Cory Shepherd sits down with CEO of Trail CPA, Trent Trailov, to break down the Qualified Business Income (QBI) deduction and how business owners can strategically use it to reduce taxes. If you earn non-W2 income, own a business, or operate as a consultant, financial professional, or service-based business owner, this conversation walks through who qualifies, income thresholds to watch, and real strategies to maximize tax savings. You'll also hear practical examples showing how the right planning decisions, like business expenses, charitable giving, and retirement contributions, can unlock tens of thousands of dollars in tax savings. -- Timestamps: 03:10 – What Is the Qualified Business Income (QBI) Deduction? 06:15 – QBI Income Phaseouts Explained (Single vs. Married Filers) 08:20 – Real Example: Using Business Expenses to Qualify for QBI 10:55 – Which Businesses Need to Be Careful? (SSTB Rules) 14:05 – Business Expenses vs. Charitable Contributions 16:45 – Additional Strategies to Get Below the QBI Threshold 20:40 – Final Takeaways & What to Watch Going Into 2026 -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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353 - How to Future-Proof Your Wealth: Essential Estate Planning for Every Life Stage
Dec 400:31:34Tap to summarizeIn this episode, Paul sits down with estate planning attorney Derek Wayne Jensen to demystify what estate planning really involves and why it's far more than drafting a simple will. Derek explains how planning evolves over a lifetime, beginning with young adults choosing beneficiaries, through major life milestones, to complex multi-generational legacy planning. They explore the biggest misconceptions, including the belief that estate planning is "one and done," and discuss why outdated beneficiary designations routinely undermine even the best plans. Derek also highlights triggers that should prompt a review: health scares, major purchases, business exits, new children or grandchildren, and significant increases in wealth. The conversation ends with practical guidance for high earners, business owners, and anyone whose documents are more than five years old. -- About Derek: Derek W. Jensen, JD, LLM, is a tax attorney and the founder of the North Seattle law firm, Jensen Estate Law, to assist individuals and their families with complex issues surrounding federal income tax, state and federal estate tax, estate law, business law, elder law and asset protection. Derek is a trusted advisor, with over 25 years of experience helping clients achieve their estate and tax planning goals. He makes it his priority to listen and mold documents for each unique case that happens upon him, while addressing all concerns his clients may have. Podcast: Who Gets What on Apple, Spotify, Amazon, Youtube, and RSS Instagram: @ jensenestatelaw Facebook: Jensen Estate Law X (Twitter): @ JensenEstateLaw -- Timestamps: 01:11 – What estate planning really is (beyond wills and trusts) 02:15 – Why planning starts with young adults and evolves over life 03:37 – Biggest misconception: estate planning is "one and done" 05:05 – When to DIY vs. when to hire an attorney 06:29 – Why beneficiary designations often override your will 09:47 – Estate tax thresholds and the "life-stage" planning framework 13:00 – Essential documents every adult should have (POA, healthcare directives) -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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354 - Influence, Persuasion, and Reality with Scott Adams (Re-release)
Dec 400:50:58Tap to summarizeScott Adams Excerpt: I Will Rewire Your Brains to Relieve Anxiety https://youtu.be/nWhKDqwgyv8?si=vhTXfZzLTLKLwbFa We're excited to share a special throwback edition of this episode, released as a little Christmas gift to you. To set the stage, Paul explains why this conversation still matters and why we felt it was worth revisiting. This episode originally sparked a lot of thoughtful discussion, and listening back now, it's clear just how relevant the insights remain. Whether you're hearing it for the first time or coming back to it with fresh perspective, there's plenty here to reflect on, especially during this season of gratitude, rest, and renewal. Consider this our way of saying thank you for being part of the community and continuing to engage with these conversations. We hope this throwback brings value, perspective, and maybe even a bit of nostalgia as you wrap up the year. Enjoy the episode, and happy holidays! -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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352- The AI Money Loop Explained: Are Investors Missing the Risk?
Nov 2700:12:39Tap to summarizeIn this episode of More Than Commas, Cory breaks down one of the biggest questions in investing today: Is AI in a bubble? Using clarity, and a Three Stooges analogy, Cory explores how companies like OpenAI, Nvidia, Oracle, and others have created a tightly interwoven financial ecosystem, one that looks innovative, but also suspiciously like a closed loop of money, growth assumptions, and circular investments. He explains how "round tripping" works, why OpenAI loses money on every prompt you enter, and how Nvidia's rapidly aging chips complicate long-term value. Drawing parallels to the dot-com boom, Cory highlights what's different this time, and what isn't. Most importantly, he offers clear guidance: diversify, understand the risks beyond hype, and stay grounded in timeless financial principles. A timely deep-dive for anyone watching AI stocks soar and wondering what's really happening behind the scenes. -- Hank Green (The State of the AI Industry is Freaking Me Out): https://www.youtube.com/watch?v=Q0TpWitfxPk The Knowledge Project (Anthony Scilipoti: The Bubble No One is Talking About): https://podcasts.apple.com/us/podcast/anthony-scilipoti-the-bubble-no-one-is-talking-about/id990149481?i=1000733851707 -- Timestamps: 01:00 – Three Stooges clip and fractional-reserve analogy 02:20 – How banks differ from AI company structures 03:10 – OpenAI, Nvidia, Oracle and the AI investment loop 05:30 – Visualizing round-tripping (Bloomberg + Hank Green) 06:55 – Why AI firms lose money on every user interaction 08:20 – Lessons from the dot-com bubble and infrastructure 09:40 – Diversification: why owning the whole market matters 11:20 – Closing thoughts: bubble, boom, or something bigger? -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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351 - What Will Your Life Look Like in 2026?
Nov 2100:15:46Tap to summarizeIn this episode, Paul challenges the traditional approach to planning for the new year, urging listeners to stop setting goals and start setting aims. He explains that most people design their lives backward, focusing on career first and hoping life fits around it. Instead, Paul walks through a practical reframe: define the life you want, then determine the financial aims required to support that life, and only then plan your career or business strategy. He introduces the concept of "sufficiency" versus "surplus" lifestyles and explains why identifying both is essential to long-term freedom. Paul also explores the 13 Permanent Domains of Human Concern, encouraging listeners to anchor their planning in areas like health, family, and relationships rather than money. Through examples and clear steps, he shows how aiming allows for continual adjustment, new information, and a healthier relationship with progress. Ultimately, he invites listeners to design a future they can intentionally pursue, with clarity rather than pressure. -- Timestamps: 00:42 – The problem with traditional goal-setting 01:30 – How careers trap people into backward planning 02:13 – Start with life design, not income targets 03:00 – Sufficiency vs. surplus lifestyles 04:30 – Introducing the 13 Permanent Domains 06:36 – Turning lifestyle aims into financial aims 08:40 – Why aims beat goals (and how to use them) -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
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