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Karen Kilgariff
This is exactly Right.
Podcast Trailer Voice
Two Aussie lesbian lovers touch down in 1990s London and become the toast of British high society. One of them touts an exclusive investment opportunity and soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the millionaire duo are concealing a dark past and dastardly intentions. From USG Audio, Blanchard House and Exactly Right Media, this is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts.
Karen Kilgariff
Calling all amateur detectives and podcast obsessives.
Georgia Hardstark
Virgin Voyages second true crime voyage sets sail March 20, 2027 for a five night escape to Grand Turk and the Beach Club at Bimini as part of
Karen Kilgariff
the On Air at Sea collection. This immersive sailing brings together fan favorite podcasts including Disgraceland, Buried Bones and Wisecrack for live recordings, behind the scenes access, exclusive meet and greets and crime themed programming that you won't find anywhere else.
Georgia Hardstark
All aboard our award winning kid free ships.
Karen Kilgariff
Head over to virginvoyages.com truecrime to secure your spot.
Georgia Hardstark
Goodbye.
Karen Kilgariff
There's always a point in the day when your feet decide they've had enough.
Georgia Hardstark
Luckily, there's Ryf.
Karen Kilgariff
You may know Ryf for their ridiculously comfortable sandals, but they aren't stopping there. The women's Neptune has everything you could ever want in a sneaker.
Georgia Hardstark
The Neptune is a lightweight everyday slip on shoe with a crushed back heel so you can wear it traditionally or step on the heel and wear it like a slide.
Karen Kilgariff
Lightweight, breathable and easy to wear. The Neptune is the everyday shoe your feet have been waiting for.
Georgia Hardstark
The Neptune makes me so freaking happy because my whole life I've been yelled at for crushing the heel of my foot because I want every shoe to be a slide. Every shoe and they actually make them that way and it makes me so happy. Plus they're super comfortable, they're light and they're really cute.
Karen Kilgariff
So check out the Neptune on reef.com and redeem 15% off your first purchase.
Georgia Hardstark
Goodbye. My favor.
Karen Kilgariff
Hello and welcome to my favorite murder.
Georgia Hardstark
That's Georgia Hartstart, that's Karen Kilgariff, and
Karen Kilgariff
here we are podcasting once again.
Georgia Hardstark
Here we are.
Karen Kilgariff
Well those are pretty nails.
Georgia Hardstark
I know they're adults nails that I've somehow put on me magnetic. They're like gel X so they're like not my nails and suddenly I feel like this and dresses I feel like are the trick to making people think you have Your shit together.
Karen Kilgariff
Yeah, that's right.
Georgia Hardstark
Boom.
Karen Kilgariff
Are you not point things out like this?
Georgia Hardstark
I'm definitely talking with my hands a lot more pointing things out. But 10, 15 minutes ago, I was eating an uncrustable in the car wash, so. Yes, still me. Didn't get me on my dress.
Karen Kilgariff
Not so classy that it changes you deep down.
Georgia Hardstark
Exactly.
Karen Kilgariff
That's good.
Georgia Hardstark
How are you?
Karen Kilgariff
I'm good. I'm still working on the same manicure I had two weeks ago.
Georgia Hardstark
Try these gel X. They're gel and they're like press on, like Lee press on nails.
Karen Kilgariff
Oh, okay.
Georgia Hardstark
And you just suddenly feel like an adult.
Karen Kilgariff
All right. I'm not that interested in being an adult, though.
Georgia Hardstark
Looking like one. People mistaking you for one, so they treat you differently.
Karen Kilgariff
Yeah, but I don't. Like, suddenly I put those on and people are asking me for tax advice. I don't have time like that.
Georgia Hardstark
It's what I think. Like, if I had nice big tits, like, it would be like if that. That's like what girls who have nice big tits experience in life, you know?
Karen Kilgariff
I have bad news for you.
Georgia Hardstark
What?
Karen Kilgariff
Someone with medium big tits?
Podcast Trailer Voice
Come on.
Karen Kilgariff
It's not that great.
Georgia Hardstark
People give you a little. They're, like, a little nicer to you.
Karen Kilgariff
Oh. I mean, I get into restaurants, I get. Always get a table.
Georgia Hardstark
I never get a table with these A's.
Karen Kilgariff
What a way to look at the world.
Georgia Hardstark
Yeah.
Karen Kilgariff
I've been ripped off with my small breasts.
Georgia Hardstark
It's the thing of, like, people who were pretty when they're kids. You're like, you don't know what real life like since they've been kids, they've been pretty.
Podcast Trailer Voice
Yes.
Georgia Hardstark
You don't know what it's like.
Karen Kilgariff
You've never been.
Georgia Hardstark
People don't treat you the way they treat everyone else.
Karen Kilgariff
You've never had somebody turn around and go, oh, you're here, Right? Oh, my God.
Georgia Hardstark
Or go, oh, you're here. It's more like that.
Karen Kilgariff
Yeah. Or go, oh, you're here.
Georgia Hardstark
Or go, oh, you're here.
Karen Kilgariff
Oh, oh, you're here. You're trying to put the accent on the O.
Georgia Hardstark
You're here.
Karen Kilgariff
It's scene study with Karen in Georgia.
Georgia Hardstark
And.
Karen Kilgariff
And you're here.
Georgia Hardstark
Scene. And you're here. Okay. I have a true crime podcast, Bone Valley, which. Wow. Hey, they just went for that.
Karen Kilgariff
Where does this take place? Hell.
Georgia Hardstark
But that's the podcast's name. And then they have seasons. The season I just started listening to, I had never heard of it is season five called the Devil's Quarry. The podcast Bone Valley is about wrongful convictions and miscarriage of justice in the U.S. so the Devil's Quarry Season 5 is about this 12 year old girl who was murdered in the 1980s. And just the complete that happened with this guy going to jail for 20 years. And you know all the things you hate about that, but he figures a way to get himself out. But then there's a psycho who actually probably killed her, who isn't? And so it's this kind of awful story. But it's really interesting and important to tell. Yeah, that's great. I highly recommend it. Paul Solotaroff is the host. He was a Rolling Stones contributor. It's just good.
Karen Kilgariff
Rolling Stone, the magazine.
Georgia Hardstark
The magazine. No, the band. He was in the Rolling Stones.
Karen Kilgariff
You said it plural.
Georgia Hardstark
It's not.
Karen Kilgariff
He's a Rolling Stones contributor. He's like, ooh, ooh.
Georgia Hardstark
I couldn't even have told you if it was or wasn't. Right. That's it.
Karen Kilgariff
What about you scraping my brain for anything?
Georgia Hardstark
You don't have to have anything new. We did it. We talked about nails, talked about tits. We talked about true crime.
Karen Kilgariff
This is what ladies care about.
Georgia Hardstark
This is what you've come to expect.
Karen Kilgariff
And now how to get our bodily autonomy back.
Georgia Hardstark
No, don't be silly.
Karen Kilgariff
God damn it.
Georgia Hardstark
Okay, well, let's get into it then. We have a podcast network called Exactly Right Media.
Karen Kilgariff
Correct.
Georgia Hardstark
Here are some highlights.
Karen Kilgariff
Explosive diarrhea alert. All caps.
Georgia Hardstark
Oh, Jesus. Oh, they're doing it. I love it.
Karen Kilgariff
That's right. This week on this podcast will kill you. Our experts, Erin and Erin are both doctors and they're putting out an emergency episode to talk about the current cyclosp. That's right, the explosive diarrhea outbreak that is happening across this nation and is real. So Erin and Aaron break down what's happening, what you need to watch out for. And they list off every single vegetable that you no longer have to eat.
Georgia Hardstark
Have to eat.
Karen Kilgariff
Whoops. That you are not allowed to eat.
Georgia Hardstark
And then, over on Dear Movies, I Love youe, Millie and Casey revisit the cult classic Romy and Michelle's High school reunion. I gotta watch that again. Plus, Casey shares all the highlights from his recent 20th high school reunion.
Karen Kilgariff
Themed out then on Disgraceland, Jake tells the story of Dolly Parton.
Georgia Hardstark
So good.
Karen Kilgariff
Hear how the country icon narrowly avoided becoming the tragic heroine of one of her own murder ballads.
Georgia Hardstark
Ooh. And then in Merch Corner, finally, we have some brand new arrivals. So exciting. Check out the new Call youl Dad collection.
Karen Kilgariff
Oh, pretty goddamn Great.
Georgia Hardstark
Especially look stoked.
Karen Kilgariff
Look at this T shirt.
Georgia Hardstark
I love it.
Karen Kilgariff
You're an occult. Call your dad.
Georgia Hardstark
And then we have a popsocket, pop
Karen Kilgariff
socket and a sticker.
Georgia Hardstark
Come on, you guys.
Karen Kilgariff
Something for everyone.
Georgia Hardstark
Check that out. And we also have the MFM Collegiate unisex T shirt.
Karen Kilgariff
Here it is.
Georgia Hardstark
So I love that. So it's the red flag. Unisex. Looks like you go to my favorite murder university with a red flag. I love that one so fucking much.
Karen Kilgariff
It's so cute.
Georgia Hardstark
What size is that? I'm going to give it to Vince.
Karen Kilgariff
This here is a medium.
Georgia Hardstark
Amazing. Both of those are designed by our graphic designer, Vanessa Lilac, who's so talented. And then also we have. This was our tour logo.
Karen Kilgariff
It's like the design template kind of.
Georgia Hardstark
Yeah. With the panther. It's really fucking cool. It's designed by Daphna Sabane. It's inspired by our 2025 tour shirt. So check that out, man. That's so cool.
Podcast Trailer Voice
Yeah.
Karen Kilgariff
If you have FOMO for missing out on the tour in any way, you can still get a piece of that art action.
Georgia Hardstark
Yeah.
Karen Kilgariff
Pretty great.
Georgia Hardstark
Love it. Head to theexactlyrightstore.com to shop for our merch. All of our merch. Now.
Podcast Trailer Voice
Two Aussie lesbian lovers touch down in 1990s London and become the toast of British high society. One of them starts touting an exclusive investment opportunity. And soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the duo are concealing a dark past and dastardly intentions. Evil.
Georgia Hardstark
They were.
Podcast Trailer Voice
Bad.
Georgia Hardstark
Bad people.
Podcast Trailer Voice
As bad as evil.
Georgia Hardstark
Yes, definitely.
Podcast Trailer Voice
Before long, a small town detective gets wind of the duo's exploits and vows to stop them. Them?
Georgia Hardstark
She was a thieving scumbag.
Podcast Trailer Voice
Only problem is these two are exceedingly hard to catch. Decades later, one of them is finally ready to tell all.
Georgia Hardstark
I sold my soul to the devil.
Podcast Trailer Voice
From USG Audio, Blanchard House and Exactly right Media. This is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
Karen Kilgariff
So this is a very special episode. This is a themed episode, right, in honor of our newest limited series podcast release of Royal Swindle.
Georgia Hardstark
That's right. Royal Swindle is the unbelievable true story of two Aussie con women who charmed British high society. We love a good con in a tale of greed, lies and spoiler alert horses. The first two episodes are available right now. Wherever you get your podcasts. Please go check that out.
Karen Kilgariff
And to celebrate the kickoff of Royal Swindle, we will now tell each other scam stories.
Georgia Hardstark
Hell, yeah.
Karen Kilgariff
We love a scammer.
Georgia Hardstark
We do. And there's just so many.
Karen Kilgariff
You go first. Okay.
Georgia Hardstark
Okay. Have you heard of Rosslyn, New York, in Long Island?
Karen Kilgariff
Long Island.
Georgia Hardstark
Long Island.
Karen Kilgariff
I've heard of Long Island.
Georgia Hardstark
Okay, so there is a town called Rosslyn in New York, a Long island suburb. It's on the island's north shore in Nassau county, which you've heard of. Past stories that have taken us to Long island that we've covered have been, of course, the Gilgo Beach Killer and the Amityville Horror Story. But both those took place in towns that are on the south shore and farther out on the island, where the vibe is more maritime and maybe a little more blue collar. Mm, not today. Rosslyn is more of a quintessential New York suburb. If you remember the suburban towns in Uncut Gems and Meet the Fockers or Meet the Parents, whatever, that's the kind of place you can picture. So I looked it up, of course, to see what famous people came from. Rosalind. Michael Crichton.
Podcast Trailer Voice
Oh.
Georgia Hardstark
Author Michael Crichton. A man named Arthur Egatston, who is the author of the South Beach Diet.
Karen Kilgariff
Oh, hell yeah.
Georgia Hardstark
And fashion designer Lily Pulitzer was born in Rosslyn, New York.
Karen Kilgariff
Okay, we're getting the sense here.
Georgia Hardstark
Yeah.
Karen Kilgariff
There's a little bit of carb cutting, some affluence. There's some ballet slippers that match the little sundress you're wearing.
Georgia Hardstark
Right. Your daughter has the same matching outfit. There's a lot of doctors and lawyers, the ones that, you know, commute to Manhattan. And there's one main reason New York professionals choose to live in these towns, and that is because they have great public schools, and these people are obsessive about their children's education. It's something that you and I don't understand, except I read it in books about how cutthroat getting your children into schools and good schools and public good schools is. Right.
Karen Kilgariff
And in la, I've had friends that are like, the child is a year and a half, and they're already talking about what kindergarten they will go to.
Georgia Hardstark
Totally. Totally.
Karen Kilgariff
And then I just internally fall backwards out of the universe.
Georgia Hardstark
Same. This is the story of a swindle that rocked one of Long Island's most prestigious school systems. And as it unraveled, it just got bigger and bigger. It's probably a testament to the quality of the district and its ambitious students that the Story was first broken by a student at this school in the school paper.
Karen Kilgariff
Yes.
Georgia Hardstark
And its alumnus later wrote and produced an HBO movie about it called Bad Education, starring Alison Janney and Hugh Jackman
Karen Kilgariff
that was based on a true story.
Georgia Hardstark
Yeah. And I'll say it's a bit of a stretch, but they're such great actors. We don't care.
Karen Kilgariff
You don't care.
Georgia Hardstark
Yeah. This is the story of the Rosalind School district embezzlement scandal. Ooh. The main sources for this story are an article in New York Magazine by Robert Kolker and reporting from the New York Times and Newsday, which is Long Island's local paper. The rest of the sources can be found in the show notes. And I watched half of Bad Education, but it's not. It's like they take liberties. It's not even, like, true. But it is a fun little, you know, flick. Okay, who says that? My mom. It's a fun flick.
Karen Kilgariff
It's a fun flick. How would you know? You didn't watch it.
Georgia Hardstark
I watched all of half of it. How dare you? How dare you.
Podcast Trailer Voice
All of half.
Georgia Hardstark
You and your big tits. Put them away.
Karen Kilgariff
Get your big tits out of my face.
Georgia Hardstark
Okay, so it's the fall of 2002. Remember that? And the Rosslyn School District has been rapidly ascending towards the top of the top public districts in America. For any non American listeners and people who don't have children and don't understand this.
Karen Kilgariff
Bonjour. Bonjour.
Georgia Hardstark
American public schools are controlled on three levels.
Karen Kilgariff
Lunchtime vibes, reset, cheerleader vibes and cheerleaders.
Georgia Hardstark
So the first is very loosely by the federal government, which can give or withhold some state funding and can create policies that should protect students, constitutional rights and rights to education, or create policies that roll back these rights, Guess which one happens more often?
Karen Kilgariff
Number two.
Georgia Hardstark
Yeah. And on the state level, there is much more oversight into the curriculum, policies and standards. The state administers standardized tests and funding can be awarded or withheld based on these scores.
Karen Kilgariff
I think it'd be interesting to have a teacher here right now to tell us their opinion.
Georgia Hardstark
It's abysmal.
Karen Kilgariff
The poor schools just never get the money.
Georgia Hardstark
No, they don't matter what the money that they need the most, they make up. Yeah, there's a whole fucking episode.
Karen Kilgariff
I'm going to stop and lecture you every time I have the opportunity.
Georgia Hardstark
Great. I barely graduated high school. However, the vast majority of school funding comes from local taxes on a district by district basis. This is why if you look at a list of best performing public school Districts in America, they will without fail be some of the country's richest suburban communities.
Karen Kilgariff
So the rich get richer.
Georgia Hardstark
Right.
Karen Kilgariff
The escalator that they're automatically standing on goes all the way to heaven.
Georgia Hardstark
Exactly. And I was educated at one of those too, so I can't.
Karen Kilgariff
Did Janet move you there? Like to be at a good school?
Georgia Hardstark
Janet wouldn't let us move to LA before I graduated because it was a good school, which is like. I appreciate that of her.
Karen Kilgariff
Yeah, that's right. To keep you there so that you could.
Georgia Hardstark
Yeah. I probably would have gotten into even more trouble if I had gone into Fairfax. Yeah, exactly.
Karen Kilgariff
Oh, my God. Can you imagine being in the city?
Georgia Hardstark
I would have the most fun. Yeah. Appreciate that. So good schools drive up home prices too, which I hadn't considered. Makes obvious sense, making these communities even more inaccessible over time. And I did look at the Redfin like house and I didn't see one for under 1.5 million.
Podcast Trailer Voice
Wow.
Georgia Hardstark
And some of the higher ones were like 6 million.
Karen Kilgariff
So it's a fancy area.
Georgia Hardstark
And they're very like. They all look a little Sopranos. Ish.
Karen Kilgariff
Yeah. Kind of a little new.
Georgia Hardstark
New builds.
Karen Kilgariff
A little octagonal, maybe.
Georgia Hardstark
Central staircase, Lots of tile instead of hardwood, you know.
Karen Kilgariff
Right.
Georgia Hardstark
Which depresses me. So. A large chunk of the credit for the ever improving quality of the Roslyn school district is given to the school's superintendent, a 10 year veteran of the district in his late 50s named Frank Tassone. And that's who Hugh Jackman plays. I'll show a real photo of him, actually.
Karen Kilgariff
Oh, there's Frank.
Georgia Hardstark
He's making a face. That's Hughes Jackman's character. You can see it.
Karen Kilgariff
You can see a little Hugh Jackman in there.
Georgia Hardstark
Yeah.
Karen Kilgariff
He looks like a great dancer, this man. And proud. So proud.
Georgia Hardstark
You know, his shoes are nice.
Karen Kilgariff
Look at that. How hot that cameraman is back there. Did you notice that guy?
Georgia Hardstark
Yeah, he is a little bit.
Karen Kilgariff
Looks like Ryan Gosling.
Georgia Hardstark
He does.
Karen Kilgariff
Faking being the cameraman.
Georgia Hardstark
Hey, are you the cameraman? He looks like Ryan Gosling right in.
Karen Kilgariff
And then that journalist is like, excuse me, the cameraman's my boyfriend.
Georgia Hardstark
Right.
Karen Kilgariff
That's why we move in packs like this. Sorry, sorry, sorry, guys.
Georgia Hardstark
Over the years, Frank has spearheaded ambitious projects. So he's a really good superintendent. I want to say super Nintendo because of the Simpsons. Well, super Nintendo Chalmers.
Karen Kilgariff
He's the best super Nintendo Chalmers that anyone's ever seen.
Georgia Hardstark
But he is really good. He has spearheaded ambitious projects like elementary school foreign language classes and high school community Service requirements, which is pretty great. That makes everyone proud of the district. And the hard stats are always improving, too. Every year, the school's average SAT scores go up and the list of college acceptances becomes more and more impressive. And Frank spearheads a lot of community outreach as well, involving Roslyn senior citizens in school events to, like, help do old people things. Tell stories, probably, but oftentimes those are complain about children. Yes. Today, yes. Oftentimes, though, these events happen shortly before the town budget votes. But, like, he's still doing it, right? Frank is a former English teacher who still gives public lectures on classic literature. He is beloved. He's also a flashy dresser. Brooks Brothers suits. And he drives.
Karen Kilgariff
He seemed like an incredibly flashy dresser.
Georgia Hardstark
He is. He drives a Mercedes. He makes around 250,000 a year. So that was in 2002. So in today's money, 750, 466. Yeah, but close.
Karen Kilgariff
I always go too high.
Podcast Trailer Voice
Yeah.
Georgia Hardstark
I was like, you're never gonna believe this. Like, no, no. So he makes, you know, 250 a year, but he has no kids. So the fact that he spends a lot of money and has nice things seems like it's within his budget. People don't seem to know a ton about Frank's personal life. He has on his desk an old timey wedding photo, like in the movie Bad Education. It looks like it's from the 80s, maybe of a woman in a wedding dress. And he says that was his wife who tragically died of cancer many years earlier. His ring on in the movie. I don't know if it's true. People know he lives in Manhattan in a rent stabilized building. So that's more of a reason for them not to question his. Seems like he's spending a lot.
Karen Kilgariff
For one moment I was like, I wish this story was about how that building got rent stabilized and like how much it cost and who lives there. Because that idea that in like modern day, even LA or New York, that
Georgia Hardstark
you had to be grandfathered in at some point.
Karen Kilgariff
Yeah, right. And you're like, oh, I pay 1,500 for my 3 and 2.
Georgia Hardstark
My old place that we used to record at was like 1250. It's insane.
Karen Kilgariff
God.
Georgia Hardstark
I know. That's not what this story is. Sorry, that's next week. That's your story. So other than this one mystery about his private life, which he doesn't discuss much, Frank is outgoing, he's friendly. This is probably why the school board is inclined to follow his lead in 2002 when it comes out that his assistant superintendents for business, the person who signs the checks for the district, a woman named Pam Gluckin, has been stealing money from the district. So Allison Janney is who plays her. And here is what she actually looks like. Pam, she looks like a woman you'd see in the office of your school.
Karen Kilgariff
Absolutely right. A woman who literally, those readers are glued to the end of her nose like that.
Georgia Hardstark
Right. And she's always rushing around and she always smells like coffee and you know,
Karen Kilgariff
but she knows everyone's name. She knows everyone's mom's name.
Georgia Hardstark
She's always busy.
Karen Kilgariff
She knows exactly what's going on.
Georgia Hardstark
She knows everyone's name. Yes, she does. Exactly. They show that in this movie. So she's well liked, she's outgoing. She often jokes about how hard she's working and how late she stays. But it seems like it's true. She is kind of like his right hand and knows everything. And while she makes decent money as a high up administrator in a wealthy district, it's maybe a little suspicious with her that she can afford to have three homes. One in Belmore, which is a working class Long island town, one in Florida and one in the Hamptons. But she also has boats, she takes lavish vacations. She has fancy cars and nice jewelry. So it's a little more sus.
Karen Kilgariff
It's just funny to me.
Georgia Hardstark
Maybe it's her husband who makes the money, you know, like, yeah, she could
Karen Kilgariff
have had a rich aunt.
Georgia Hardstark
Credit, credit.
Karen Kilgariff
She's just really good at paying off her credit card every month.
Georgia Hardstark
Good or bad? We don't know.
Karen Kilgariff
Or really bad. But my thing is, why can't people just not spend the money just for
Georgia Hardstark
a little while, Keep it on the low profile.
Karen Kilgariff
Just go to CVS and treat yourself once a month.
Georgia Hardstark
Listen to us tell you how to cheat. I knew when I was 19 if I stole clothes from the Melrose clothing store I was working at. Don't wear them to work.
Podcast Trailer Voice
Yes.
Karen Kilgariff
You know, and pick your one thing and then go for three years with like, at least cover your tracks in some way. But that idea, it's like, hey, wanna go try my ski doo? Let's go out this weekend. And they're like, maureen, come over.
Georgia Hardstark
I'm having a party at my Hampton's house. Disclaimer. I never stole any clothes from the Melrose.
Karen Kilgariff
Disclaimer. I never stole $20 from my cafe job and justified it by saying everyone's mean to me.
Georgia Hardstark
Never happened. And statute of limitations can't prove it.
Karen Kilgariff
Yep, didn't happen.
Georgia Hardstark
Yeah, it's a little suspicious, but no one really bats an eye at this because a lot of Rosalind families have homes in other locations. They don't ask questions. That said, it's still a shock to everyone when the board realizes that Pam has been using a district credit card to make personal purchases.
Karen Kilgariff
Trackable.
Georgia Hardstark
So trackable. But she's the one who does the tracking or, like, the approving.
Karen Kilgariff
Yeah. So two sets of eyes, it seems like.
Georgia Hardstark
I'm sure she started slow and then knew she was never gonna get caught and just kind of went, you're all in. At that point, whether for $10 or a million dollars, you're gonna get fired and gonna get caught, so you might as well do the million.
Karen Kilgariff
So then you're like, totally. That just makes me think of the early days when you and I had. Were sharing, like, American Express cards, and then if I would do the thing where suddenly I don't have my card on me, and I would just text you and be like, I just bought $80 worth of lip liner at CVS. Just so you know, before, when we were still handling.
Georgia Hardstark
I know. I know.
Karen Kilgariff
So crazy.
Georgia Hardstark
I believed you every time.
Karen Kilgariff
Well, it's true.
Georgia Hardstark
I know. That's why it's a good thing I believed you. I know. It is. There'd be, like, a six. You'd call it tax me. Like, I just spent 625 at Chipotle, and I didn't have my card, so I used our car.
Podcast Trailer Voice
Yes.
Georgia Hardstark
Like, o.
Karen Kilgariff
Did it all the time.
Georgia Hardstark
You don't have to pay it back.
Karen Kilgariff
I know, but it's. But it's also that kind of thing where I think that at least we always had that.
Georgia Hardstark
Yeah.
Karen Kilgariff
Where it's just like, you're not gonna steal money from me.
Georgia Hardstark
No, totally.
Karen Kilgariff
You're not. That's not how you are.
Georgia Hardstark
No, that's, like, very important in a partnership.
Karen Kilgariff
Here comes the big reveal.
Georgia Hardstark
Actually, wait.
Karen Kilgariff
I do owe you. Didn't you give me $100 in cash one time?
Georgia Hardstark
Recently, I gave you $20. Cause I didn't have a 5. And said, you have probably done this for me many times in the past. Yes. We're even.
Karen Kilgariff
So we're even.
Georgia Hardstark
We're absolutely even.
Karen Kilgariff
You heard it here, folks.
Georgia Hardstark
That is provable. Okay. District credit card. One of those credit card purchases finally raises the alarm because someone used it to buy a bunch of renovation supplies at a few Home Depots around Long island outside of Rosslyn. The clerk. Okay, here's the snitch clerk at a Home Depot in a town called Selden. Which is about 35 miles east of Rosslyn. And everyone knows everyone in Long Island. It seems like you're not gonna get away with shit. People know whose kid. You people know whose cousin you are. Like, where you're supposed to be, where you're not supposed to be.
Karen Kilgariff
Oh, yeah, you remember Vicki Ernst, one of the producers on our TV show?
Georgia Hardstark
Yeah.
Karen Kilgariff
Vicki's from Long island, right? And she knows every single person on her block. And anytime she sees anybody, like, it's about community, right?
Georgia Hardstark
Gossip. Good, bad, everything, you're in it.
Karen Kilgariff
You're in it for life.
Georgia Hardstark
So basically, the snitch. I'm not putting him down. Good for him.
Karen Kilgariff
This person.
Georgia Hardstark
This person. So don't call him a snitch. Is that what you're saying?
Karen Kilgariff
Well, I don't know.
Georgia Hardstark
You're right. He recognized the person who was using the credit card as Pam's son. And she's like, that's weird. He is a contractor. But why was he buying supplies for the Rosalind School district on their card, but not at the Home Depot in Rosslyn? In a different town? And why did those supplies get delivered to a home in the Hamptons and not to the Rosalind school?
Karen Kilgariff
Red flag. Red flag.
Georgia Hardstark
And, like, the son's being lazy at this point in the movie. She, like, beats the shit out of him for doing that. It's very. Allison Janney is so good.
Karen Kilgariff
She's so good.
Georgia Hardstark
She's so good. So this clerk contacts the school board and tells them when the school's auditor finishes his work, just looking into it, he finds that $250,000 have been stolen in today's money.
Karen Kilgariff
250. And this was 2003.
Georgia Hardstark
2002.
Karen Kilgariff
2002.
Georgia Hardstark
You want to know how much the other one was? Oh, it was the same amount.
Karen Kilgariff
It was four something.
Georgia Hardstark
It was the same amount.
Karen Kilgariff
Oh, 450.
Georgia Hardstark
466. Okay, so today's money about 466. The board convenes in a meeting with Frank, our guy, to figure out the next steps. They're all just so pissed off and upset. And he surprises all of them by saying, we shouldn't turn her in. We shouldn't go to the D.A. we shouldn't press charges. Let's not raise the alarms. Instead, let's let her resign quietly, and we'll inform the state licensing board so they revoke her school administration licenses. He doesn't want to totally throw the book at her. He points out that if Pam is prosecuted, the district will have to keep paying her until the case is settled and possibly More importantly, it'll make the district look really bad when it becomes a huge news story. It will make the school budget harder to pass. But if she resigns and promises to pay back the money, the district will take less of a financial hit, or really no hit at all if she pays it back. Basically, they want to avoid scandal. They look really good. They also were like, if colleges see Roslyn School District on applications and know that it is like a tarnished school, it's going to affect.
Karen Kilgariff
Yeah.
Georgia Hardstark
And they don't want that to happen. They've worked so hard. It's only $250,000. Let's let her go.
Karen Kilgariff
Yeah.
Georgia Hardstark
Makes sense.
Karen Kilgariff
I mean, and that is the kind of definition these days feels like. Of corruption in that way, because that's exactly what happened with Dr. Death, where it's like, we can't. The insurance won't bring this against these doctors because it's so small and it ends everything. And it's like that kind of thinking of, like, how bad is a thing to be a career ender or a reputation?
Georgia Hardstark
You'd hope hurting and killing people would be the limit, but guess what? It's not.
Karen Kilgariff
It's never money. It's money.
Georgia Hardstark
So the board takes Frank up on this idea, and Pam plays ball and she goes quietly. About a year and a half pass without incident. And in that time period, Rosalind has been ranked by Wall Street Journal as the sixth best school district in the nation. Which in today's best school districts in the.
Karen Kilgariff
No.
Georgia Hardstark
Exactly. And the parents, school board and administration, they're so thrilled about this. Basically, like, Brent can't do anything wrong. Every Rosalind homeowner is also thrilled. Since more demand for the school system means higher home prices. Everyone's happy with him.
Karen Kilgariff
It's all frothing. But the camera cuts back to that wedding picture on his desk.
Georgia Hardstark
Right.
Karen Kilgariff
For me.
Georgia Hardstark
Right. Then it all comes crashing down. You're right. In February of 2004, an anonymous letter is sent to the members of the school board, some school administrators, the district attorney, and several local newspapers. So we never find out who sent
Karen Kilgariff
this letter, but they sent it to everybody.
Georgia Hardstark
Everybody. It claims that Pam Glucken had stolen much more than $250,000 that the school's auditor had initially reported, which some of these people didn't know about that at all, and that Frank both knew about it and had embezzled funds himself. The letter says, quote, we believe that Dr. Frank Tasson participated in this embezzlement scandal so as to support his lavish lifestyle with the help of Ms. Gluckin, he submitted his personal credit card statement bills for personal vacations and trips and various household bills and included them in the COVID up. End quote. Just realized I don't have my glasses on. There now. Now I'm there.
Karen Kilgariff
Now you can read. You're like the sinking of the Titanic.
Georgia Hardstark
Oh, shit. This is blank.
Podcast Trailer Voice
Two Aussie lesbian lovers touch down in 1990s London and become the toast of British high society. One of them starts touting an exclusive investment opportunity and soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the duo are concealing a dark past and dastardly intentions. Evil.
Georgia Hardstark
They were bad. Bad people.
Podcast Trailer Voice
As bad as evil.
Georgia Hardstark
Yes, definitely.
Podcast Trailer Voice
Before long, a small town detective gets wind of the duo's exploits and vows to stop them.
Georgia Hardstark
She was a thieving scumbag.
Podcast Trailer Voice
Only problem is these two are exceedingly hard to catch. Decades later, one of them is finally ready to tell all.
Georgia Hardstark
I sold my soul to the devil.
Podcast Trailer Voice
From USG Audio, Blanchard House and Exactly Right Media. This is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
Georgia Hardstark
Hey, it's Ryan Reynolds here from Mint Mobile. Now I was looking for fun ways to tell you that Mint's offer of unlimited Premium Wireless for $15 a month is back. So I thought it would be fun if we made $15 bills, but it turns out that's very illegal. So there goes my big idea for the commercial. Give it a try@mintmobile.com switch upfront payment
Karen Kilgariff
of $45 for three months, $90 for
Georgia Hardstark
six months or $180 for a 12
Karen Kilgariff
month plan required $15 per month equivalent taxes and fees.
Georgia Hardstark
Extra initial plan term only greater than 50 gigabytes. Me slow when network is busy. See Terms. The Hulu original series Furious is coming to Hulu and Hulu on Disney plus on July 27.
Karen Kilgariff
From Liz Meriwether, the Emmy nominated executive producer of Dying for Sex and the Dropout comes. A gripping psychological thriller starring Emmy Rossum.
Georgia Hardstark
Furious follows Alice Black, a rookie FBI agent on the hunt for Catherine, a mysterious and calculating female serial killer.
Karen Kilgariff
It's Alice's first case on the job and she's already bitten off more than she can chew.
Georgia Hardstark
While Alice believes justice is achieved through law enforcement, Catherine has lost all faith in the legal system.
Karen Kilgariff
She's taken it upon herself to terrorize the rich and powerful men of New York. In her pursuit as Alice and Catherine's
Georgia Hardstark
twisted game of cat and mouse unfolds. The lines between good and evil and right and wrong begin to blur with
Karen Kilgariff
shocking crimes, tangled relationships, and secrets that change everything. Alice discovers there's a thin line between hunter and prey.
Georgia Hardstark
Watch the Hulu original series Furious on
Karen Kilgariff
July 27, streaming on Hulu and Hulu on Disney plus for bundle subscribers. Terms apply.
Georgia Hardstark
Goodbye. So it gets sent to all these people, but Frank gets a lucky break because one of the letters is returned to sender. But for some reason, whoever sent the letter used the district office as its return address. So he got ahold of a copy of it. Meaning, I wonder, it's probably someone in that school who sent it in the first place. Right. Like a teacher or someone else in the office.
Karen Kilgariff
Right. Cause they would need to maybe access that mail slot if there was mail back.
Georgia Hardstark
Right. Like, why would they put it back back there? Exactly. So it winds up on Frank's desk. He freaks out, launches into a preemptive strike. He calls a meeting with the representatives from every part of the school staff and the PTA to present the letter and say that the allegations are not true, but that he's going to call back the auditor to go through the finances and clear it all up. He's gonna look through every single little thing. At first, people go along with this and praise him for being so forthcoming. But at the end of the month, an editor for the school newspaper. So a student, the senior girl.
Podcast Trailer Voice
Yes.
Georgia Hardstark
Name? Rebecca Rombaum, which, like, you use that name in good health. It's so cool. She gets a copy of the letter somehow and writes an article in the school paper about it. Yeah.
Karen Kilgariff
This is one of.
Georgia Hardstark
She's like. Yeah.
Karen Kilgariff
Sitting down. Cri. Cri.
Georgia Hardstark
Crick. Crick. Totally.
Karen Kilgariff
Revenge is mine.
Georgia Hardstark
Yeah. I mean, and I looked her up and I'm like, she better be like a famous journalist now. And I don't know, she might work for a school district. I can't tell what she does. But she lays low.
Karen Kilgariff
She's a genius and just out there amongst the people.
Georgia Hardstark
Yeah. It runs in the paper's March issue. In the article, she gets a quote from Frank explaining why he didn't come forward with the allegations against Pam when they first. She's fucking going for it.
Karen Kilgariff
Jesus. She's kind of on the record.
Georgia Hardstark
Yeah.
Karen Kilgariff
And she was wearing a wire when she asked those questions.
Georgia Hardstark
Right. He says, quote, I think the reputation of the school district was at stake. End quote. And that's why he didn't come forward. Rebecca later writes in the New York Times that the student response to the article was underwhelming, because, of course it is. They don't give a shit about the school paper. Did you ever read your school paper?
Karen Kilgariff
We didn't have one.
Georgia Hardstark
Yes, you did.
Karen Kilgariff
And you just didn't know it was. No one was aware. But also just that kind of thing of, like, to have lived as the girl that always thought she was doing, like, justice and, like, fighting the good fight and then turning around and no one's ever behind you.
Georgia Hardstark
You're just like, mm, okay, that sounds right.
Karen Kilgariff
Yeah.
Georgia Hardstark
She says, quote, during school that day, I watched for reactions to the story, but the students as a whole were not as receptive as I had. We don't have formal circulation numbers, but by the number of papers still lying around school at the end of the day, I would say that our April Fool's Day issue was much more widely read because the kids don't give a shit about a fucking.
Karen Kilgariff
They see embezzlement, and they're like, that's an adult problem. That's like, we don't balance the budget.
Georgia Hardstark
Yeah, my day's going fine.
Karen Kilgariff
But I think if we had written the headline more of like, do you still want that pizza shaped like a square? Well, guess what? The embezzlement issue is. Is taking it away from you.
Georgia Hardstark
That's right. And this is no April Fools. There was interest, however, at the next Board of Education meeting because at least a few issues of that newspaper had made it home to parents. So the parents were interested in the embezzlement issue.
Karen Kilgariff
And it turns around, it's Walter Cronkite is reading this student newspaper.
Georgia Hardstark
Yeah, he's the dad.
Karen Kilgariff
Here we go.
Georgia Hardstark
It's only after this meeting with the Board of Education and after Rebecca's article that Newsday, Long Island's local paper, picks up the story. And that's when everything starts to fall apart for Frank. Over the next few months, the D.A. the school's administration, and Newsday are all combing through the school's expenses and running every last receipt down. And very quickly, two things become apparent. Pam had stolen far more than $250,000. And there's just no denying that Frank had also stolen money and was involved. Investigators find multiple kinds of questionable expenses. There are real payments to vendors, but the amounts these vendors were billed and received is far less than had been documented. Meaning they're like, we've paid this vendor $500. And the vendor's like, we only asked for 200. We only got $200.
Karen Kilgariff
You know what I mean. Yep.
Georgia Hardstark
Boop. Pocket the rest.
Karen Kilgariff
Beep. Let's go to Red Lobster.
Georgia Hardstark
Exactly. There are line items that have never been questioned before but now look very suspicious once they start actually looking. The district had paid for two trips to London. Okay. And here's what we were talking about. Like, be chill and don't be flashy on the Concord. Just get first class.
Karen Kilgariff
First class is amazing.
Georgia Hardstark
It's amazing.
Karen Kilgariff
Plain old one trip and insanely expensive.
Podcast Trailer Voice
Yeah.
Georgia Hardstark
One trip on the Concorde. It was 20 grand, and another was 30 grand, bro.
Karen Kilgariff
Cause she had to get there fast.
Georgia Hardstark
I think it's him.
Karen Kilgariff
Oh, that's what he did.
Georgia Hardstark
Yeah. Good lord. Yeah. Like, lay it out, sir, please don't. You know?
Karen Kilgariff
Have you never been to Las Vegas?
Georgia Hardstark
Have you never lied? And the district had paid for multiple trips to Las Vegas. So funny. Good job. Some for actual conferences and some seemingly just for fun. And he'd, like, bring a bunch of the school board members who I don't think were aware of what was happening. He had used over $56,000 in school money to pay for treatments at a Manhattan weight loss clinic.
Karen Kilgariff
Oh, just don't do that. Not when the south beach diet's right there.
Georgia Hardstark
Exactly.
Karen Kilgariff
Come on.
Georgia Hardstark
In today's money. 56,000. A little more would have been more than. Do you want to.
Karen Kilgariff
Three hundred thousand.
Georgia Hardstark
A hundred thousand. Someday we're gonna get it again. In 10 years, we're both gonna do it again. While this is going on, Frank just keeps going out of town. While they're looking into it. He's just like, I'm out this week. I'm out this week.
Karen Kilgariff
I'm out this week. I sprained my ankle.
Georgia Hardstark
Exactly. I sprained my everything. He spends March and April going to Las Vegas, Puerto Rico, then California, Florida, and Vegas again. Every time a new weird charge is found, Frank isn't around to explain or discuss it.
Karen Kilgariff
Yeah.
Georgia Hardstark
Then there are sketchy charges from companies that appear to not exist or be very, very sketchy. So in early June, a school administrator realizes that over the years, the school has paid close to $800,000 to a company called Word Power, which purports to make pamphlets.
Karen Kilgariff
So $800,000 on those real good pamphlets, though.
Georgia Hardstark
Nice stock.
Karen Kilgariff
Real shiny and slick.
Georgia Hardstark
Yeah, yeah, those ones. In today's money, that would be 1.5 million. This is a lot of money for pamphlets.
Karen Kilgariff
Scamplets.
Georgia Hardstark
That's right.
Karen Kilgariff
Sorry. This latte is not helping me at all.
Georgia Hardstark
Yeah, this coke that I'm. That I'm snorting. But the weirder thing is that the company is headquartered. This pamphlet company is headquartered from an apartment in Manhattan. Frank's address. The company's CEO is listed as a man named Steven Signorelli. And it becomes clear over the course of the investigation that he and Frank live together at the same time. And right around the same point in the investigations, investigators noticed that Frank had purchased a house in Las Vegas with another man. This one a good bit younger than him. This man. Investigators also noticed that Frank had sent multiple FedEx shipments on the District's account. Meaning, like he just went and printed up a FedEx, which we've all stolen a fucking stamp or two from work.
Karen Kilgariff
The FedEx account at work is the place where you can get a little. You can take some liberties because it's already going out. It's all business.
Georgia Hardstark
But now they know what address it was sent to. Yeah, if you hadn't done that, they wouldn't have been able to track the address.
Karen Kilgariff
And didn't they use the money to buy the house in Vegas?
Georgia Hardstark
I don't know about that.
Karen Kilgariff
Probably like it's all in the mix.
Georgia Hardstark
Yeah, exactly. So he sent multiple FedEx shipments to this address in Las Vegas. It's never uncovered what was in these shipments. God, I wish I could see. Seems like the working hypothesis is that it might have been just cash.
Karen Kilgariff
Just a ton of posting cash.
Georgia Hardstark
And he's like in the movie. It's not true. But they show the younger man as an ex student of Frank's who's also an exotic dancer. I think that part was correct at some point, but it's not true. So he could have been like laundering cash. Las Vegas, there's no better place. Yes, Everyone just remember that.
Karen Kilgariff
And the idea that you just like fill up a box with some bands. Totally go for it.
Georgia Hardstark
Totally. So now it's apparent that Frank has been in romantic relationships with men. That's the thing that he had been keeping from everyone. And Rosslyn's a pretty liberal town, so people are mostly a little sad that Frank felt that he had to hide his sexuality. But at the same time, it's 2004 and a high ranking, openly gay school administrator is not common. And I'm sure some parents would have clutched their pearls.
Karen Kilgariff
Oh, yeah.
Georgia Hardstark
Frank will later say that he and Steven, his partner, who lives at his Manhattan house, had an open relationship. Steven knew about the other man in Las Vegas. Like he wasn't being deceitful in that sense.
Karen Kilgariff
Do you believe that?
Georgia Hardstark
I do, yeah. Why not? I don't know. I don't hate him.
Podcast Trailer Voice
Right, right.
Georgia Hardstark
He, he made some really stupid decisions and trapped himself and we've all made stupid decisions and luckily we've gotten away with a lot of them.
Karen Kilgariff
Yeah, I mean, it would be a much more infuriating story if he was stealing from kids from low income areas.
Georgia Hardstark
Right.
Karen Kilgariff
But it's just like you're basically skimming the cream off of the cream of the crop.
Georgia Hardstark
Well, you know what, and they kind of hint at this in the show where, you know, like all the parents of the students that he's helping to succeed in their lives and get into good college and have good careers and get paid well, are making so much fucking money. They have so much money. Meanwhile he's being paid 250 a year and eventually that doesn't seem like it's fair to him, right? So he just starts skimming, starts taking a little words like they won't even miss it because they're so fucking wealthy. Like, I get how that mindset could happen to someone.
Karen Kilgariff
Yeah. Well, it's easy to rationalize things like that because all you have to do is say, I'm being ripped off. And then you can do kind of anything you want.
Georgia Hardstark
Right. It's a. How dare you. That rationalizes it.
Karen Kilgariff
And then suddenly, how dare you. Builds you a bridge, too. Free money in Las Vegas.
Georgia Hardstark
Amen. Amen. So when all these revelations finally come out in early June of 2004, Frank resigns. When all is said and done, it appears that between Frank and Pam, there's like six people total who end up kind of being implicated in this. Including Frank and Pam. Around $11.2 million has been stolen from the school district.
Karen Kilgariff
Fucking a. Today's money, 11.2. I'm gonna go ahead and stick that right into the area of 185,000.
Georgia Hardstark
20 million.
Karen Kilgariff
What?
Georgia Hardstark
You just went the wrong way. You just went down.
Karen Kilgariff
I have to say, as I was talking, I started to panic and I forgot what the base number was.
Georgia Hardstark
20 million. Yeah, I've done that before.
Karen Kilgariff
There's so much pressure.
Georgia Hardstark
I know, I hate it. I hate it. But we gotta give them what they love.
Karen Kilgariff
We got to. This is what people come here for.
Georgia Hardstark
That's right. So almost 20 million. They just fucking went for it.
Karen Kilgariff
And my sister has to buy crayons every year herself.
Georgia Hardstark
Right, right, Exactly.
Podcast Trailer Voice
Yeah.
Georgia Hardstark
This makes it the largest embezzlement from a school district in American history. So if you're gonna go big, kids go to Vegas. In all, six people, including a son and a niece of Pam Gluckin and the domestic partner of Frank Tassone plead guilty in connection with the thefts from the Roslyn schools. They're actually the maximum they could have received was 15 to 20 years for that.
Karen Kilgariff
God.
Georgia Hardstark
But in 2006, Frank, who pleads guilty to stealing about 2.2 million, is sentenced to four to 12 years in prison. He's released for good behavior in 2010 due to a loophole in the New York state pension law. He still collects $173,495.04 a year.
Karen Kilgariff
Holy shit.
Georgia Hardstark
Uh huh.
Karen Kilgariff
So he basically is still fully employed
Georgia Hardstark
with a great job and hopefully still his rent control department.
Karen Kilgariff
Oh, dude.
Georgia Hardstark
And he'll get that money for the rest of his life. Loopholes. He does repay the district the entire 2.2 million.
Karen Kilgariff
Oh, wow.
Georgia Hardstark
Yeah. Which, you know, it's more than that though. There's no way they got it that close, right?
Podcast Trailer Voice
Yeah, yeah.
Georgia Hardstark
All the money that like they couldn't track down, I'm sure it's millions and millions more. Pam Glucken admits to stealing 4.3 million and is sentenced to three to nine years in prison. She ends up serving five. As of 2011, she had repaid about half the money she had stolen. I can't track her down at all. I saw one article that said she passed away in 2017, another that she worked in Manhattan somewhere. If she's still alive, she's probably paid back more since 2011, but I can't track her down. In the years since, all over Long island, school districts have had a much harder time getting residents to pass their bus. Not surprisingly, while towns used to faithfully vote yes on school budgets year after year, voters have been less likely to do so in the aftermath of the scandal. After all, the school district now seems to do just fine, using significantly less than its allotted funds. So for someone not skimming off the top, they don't need as much money.
Karen Kilgariff
Yeah.
Georgia Hardstark
And they're calling it the Rosalyn Effect.
Karen Kilgariff
Well, and also, can't we just take that and put it back down into where it is truly and desperately needed?
Georgia Hardstark
Right. You'd to have hope.
Karen Kilgariff
One would hope.
Georgia Hardstark
The author of the anonymous letter that led to Frank's undoing has never been identified. And that is the story of the Roslyn School embezzlement scandal.
Karen Kilgariff
Wow. Well done.
Georgia Hardstark
Thank you.
Karen Kilgariff
Yeah, I've never heard of that. I never saw that.
Georgia Hardstark
That education.
Karen Kilgariff
I just really the idea of just like when you get away with something a little bit and then you keep going to the point where you're handing out cards and doing all those things,
Georgia Hardstark
like multiple members of her family have like annex or whatever cards.
Karen Kilgariff
It's just you're living in a fantasy world and then it ends.
Georgia Hardstark
Totally. If you want to watch Hugh Jackman make out with a really cute twink, definitely watch that education.
Podcast Trailer Voice
Two Aussie lesbian lovers touch down in 1990s London and become the toast of British high society. One of them starts touting an exclusive, exclusive investment opportunity. And soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the duo are concealing a dark past and dastardly intentions. Evil.
Georgia Hardstark
They were bad.
Podcast Trailer Voice
Bad people. People as bad as evil?
Georgia Hardstark
Yes, definitely.
Podcast Trailer Voice
Before long, a small town detective gets wind of the duo's exploits and vows to stop them.
Georgia Hardstark
She was a thieving scumbag.
Podcast Trailer Voice
Only problem is, these two are exceedingly hard to catch. Decades later, one of them is finally ready. Ready to tell all I sold my
Georgia Hardstark
soul to the devil.
Podcast Trailer Voice
From USG Audio, Blanchard House and Exactly Right Media. This is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
Georgia Hardstark
The Hulu Original series Furious is coming to Hulu and Hulu on Disney plus on July 27.
Karen Kilgariff
From Liz Meriwether, the Emmy nominated executive producer of Dying for Sex and the Dropout, comes a gripping psychological thriller starring Emmy Rossum.
Georgia Hardstark
Furious follows Alice Black, a rookie FBI agent, on the hunt for Catherine, a mysterious and calculating female serial killer.
Karen Kilgariff
It's Alice's first case on the job and she's already bitten off more than she can chew.
Georgia Hardstark
While Alice believes justice is achieved through law enforcement, Catherine has lost all faith in the legal system.
Karen Kilgariff
She's taken it upon herself to terrorize the rich and powerful men of New York in her pursuit of vengeance.
Georgia Hardstark
As Alice and Catherine's twisted game of cat and mouse unfolds, the lines between good and evil and right and wrong begin to blur.
Karen Kilgariff
With shocking crimes, tangled relationships and secrets that change everything, Alice discovers there's a thin line between hunter and prey.
Georgia Hardstark
Watch the Hulu original series Furious on
Karen Kilgariff
July 27, streaming on Hulu and Hulu on Disney for bundle subscribers. Terms apply.
Georgia Hardstark
Goodbye.
Karen Kilgariff
There's always a point in the day when your feet decide they've had enough.
Georgia Hardstark
Especially if you've been running errands, traveling, or my favorite, just standing around.
Karen Kilgariff
And where Reef comes in.
Georgia Hardstark
Reef has been known for comfort since the 1980s. While many people think of their sandals first, they now make comfortable everyday shoes as well.
Karen Kilgariff
Like women's Neptune, a lightweight everyday slip on shoe with a crushback heel. So you can wear it traditionally or step on the heel and wear it like a slide.
Georgia Hardstark
It's lightweight and breathable, which makes a noticeable difference if you're on your feet for long stretches.
Karen Kilgariff
You know, we got some of these shoes.
Georgia Hardstark
I know, they're so cute.
Karen Kilgariff
They're super cute. But they are really lightweight. You don't think about that sometimes when I'm wearing like this heavy running shoes. They weigh your feet down and these reef ones are like super kicky and comfortable.
Georgia Hardstark
Check out the Neptune on reef.com that's R E E F and redeem 15% off your first purchase.
Karen Kilgariff
Goodbye. Goodbye. Okay, so mine begins in 1902. Oh, you know when that was?
Georgia Hardstark
1902.
Karen Kilgariff
Turn of the century. Oh, and in New York City.
Podcast Trailer Voice
Ooh.
Karen Kilgariff
So it's the gilded age. There's a well dressed woman in her 40s sitting in the lobby of a luxury hotel in Manhattan. She scans the ritzy crowd until she sees the man she's looking. He's a lawyer and also a dear friend of her husband's from back home in Cleveland, Ohio. His name is James Dillon. The woman pretends she doesn't see James sitting there alone. But as she walks past him, she brushes up against his arm. He looks up. He's pleasantly surprised by seeing a familiar face. Oh, it's the lady from back home. My friend's wife. He asks her what she's doing in New York. She explains that she's here for a private family matter and she cannot speak anymore on the topic. Please do this.
Georgia Hardstark
Yes.
Karen Kilgariff
You may not ask me any more questions, but can I have a ride in your carriage to my father's house?
Georgia Hardstark
Okay.
Karen Kilgariff
So he was like, of course. They set off in his carriage and they arrive at a towering fifth Avenue mansion. James watches as she hops out of the carriage, knocks on the mansion's front door and goes inside. He's shocked, of course. The woman's husband has never let on that his wife comes from Somalia. So he waits there for her, which made me laugh when I realized that was what was happening. So she goes in, does her business. When she comes back out about a half an hour later, she's carrying a large envelope under her arm. She gets back into the carriage. She reminds James this is a private family matter and she cannot tell him anything that's going on.
Georgia Hardstark
Got it, toots.
Karen Kilgariff
I can't show you what's in this envelope.
Georgia Hardstark
I didn't ask.
Karen Kilgariff
But then she lets it slip okay. She suddenly says, listen, the reason I'm here on this family business is because I am the illegitimate daughter of steel magnate Andrew Carnegie.
Georgia Hardstark
Oh, shit.
Karen Kilgariff
And I've just gone into his house and collected this envelope, which is all the paperwork proving that he has given me a small fortune. Take a little peeky poo at this.
Georgia Hardstark
Calm down.
Karen Kilgariff
And she shows him.
Georgia Hardstark
Okay.
Karen Kilgariff
And of course, James is shocked, but he totally buys it. And he's not the only one who does. The story this woman will tell about this inheritance and who she is is so convincing that she fools almost everyone around her. And it enables her to live like an heiress for years and years. She's the embodiment of the very gilded age value, that appearances are everything. She's one of the America's most prolific con artists, known best by her alias, Cassie Chadwick. This is the story of Elizabeth Bigley, the Queen of Ohio.
Georgia Hardstark
Hell, yeah.
Karen Kilgariff
The sources used for today's story are the book the Imposter Heiress by Annie reed and a 2012 Smithsonian Magazine article by Abbott Kaler entitled, the High Priestess of Fraudulent Finance. And the rest are in our show notes. So this all begins in 1857 in Ontario, Canada, with the birth of a little girl named Elizabeth Bigley. She comes from a hardworking, salt of the earth household in a very small town in Ontario. Her father works for the railroad, her mother's a homemaker for the family's eight children. And according to writer Annie Reed, quote, the Bigleys passed without much comment in their quiet corner of Ontario until Elizabeth came along.
Georgia Hardstark
Oh, shit. She's fucking. What's this? She's doing this.
Karen Kilgariff
She's got the lasso over her head. Even as a little girl, Elizabeth becomes known for getting fixated on things, particularly the very pretty dresses and jewelry that she sees the ladies in town wear. And over time, those fixations become obsessions. Elizabeth will do anything she can to get what she wants. When she's 21 years old, she goes into a local barbershop. She asks to have all of her hair cut off, and then to have a fake mustache made of that hair. What? Huh. So then journalist Annie Reed writes, quote, elizabeth walked out of the shop a mustachioed young man. It had become obvious to her that the way to get what she wanted was money. And the best way to get money was to be a man. End quote. Right? So that same day, Elizabeth, with her short hair and her mustache, takes a watch she'd recently pilfered off an unsuspecting man down to the local pawn shop where she attempts to pawn it under an invented male name, but her disguise isn't convincing enough.
Georgia Hardstark
Fake mustaches. It's never going to look legit.
Karen Kilgariff
Just all, like, weird and sitting there. And also, it's like her first day trying to do this, essentially. The clerk immediately calls the police. They take her into custody. Elizabeth is eventually, her father has to go down and get her from the police station. And they take a long walk of shame home together with her still wearing her little mustache and dressed like a man. Legally, it seems she only gets a slap on the wrist for this, though.
Georgia Hardstark
Do you have pictures of.
Karen Kilgariff
Yes. So here's Elizabeth in the classic turn of the century portrait sense.
Georgia Hardstark
Okay. Cute.
Karen Kilgariff
That's the name she later is known by, which is Cassie L. Chadwick. You know, when someone has a middle initial like that that they use irregularly, that.
Georgia Hardstark
What about them?
Karen Kilgariff
They're a fraudster.
Georgia Hardstark
Okay.
Karen Kilgariff
For sure. They're trying to pass a bad check on to you.
Georgia Hardstark
Okay.
Karen Kilgariff
Heads up.
Georgia Hardstark
Good to know.
Karen Kilgariff
So a few months after all of this happens, Elizabeth walks into a general store and grabs a bunch of stuff. She grabs combs and ribbons and fabrics. Anything she can get her hands on. She takes it all up to the clerk. The clerk tells her it's gonna be about $250. And Elizabeth goes through her purse and hands the man a card identifying her as, quote, an heiress to $18,000.
Georgia Hardstark
You can just make a card that says that.
Karen Kilgariff
Let's go ahead and read this.
Georgia Hardstark
I'm gonna want one of those, right? Please. It's like sending your kid to the market with cigarettes. My mom says I can have this. My mom says I'm worth $18,000.
Karen Kilgariff
Hey, do you mind selling my son a pack of Marlboro Lights? So basically, her quoting that she is an heiress to $18,000 in today's money would mean how much money is she gonna get?
Georgia Hardstark
236.
Karen Kilgariff
It's a little bit higher.
Georgia Hardstark
331.
Karen Kilgariff
It's $600,000.
Georgia Hardstark
Holy shit.
Karen Kilgariff
In today's money.
Georgia Hardstark
Wow.
Karen Kilgariff
The assumption here, Maren, is pointing this out that the $250 is already scaled to today's money. Because if she went and did $250 in turn of the century money, that would be.
Georgia Hardstark
Right.
Karen Kilgariff
She would have bought $8,000 worth of stuff.
Georgia Hardstark
Right. Which is, like, hard to do back
Karen Kilgariff
then, so don't think it's that.
Georgia Hardstark
Okay.
Karen Kilgariff
But anyway, after she explains, her inheritance is gummed up in the legal system at the moment, and she. She doesn't have access to it right now, but she's going to. She would like to pay with a promissory note. And that's basically a formal iou. She hands a promissory note over that appears to be signed by a wealthy farmer from the area. It's unclear how much this is wor. But it's more than the $250 bill that she's just rung up.
Georgia Hardstark
Okay.
Karen Kilgariff
And of course, as you may have suspected, this promissory note is fake. Elizabeth created the card out of high end card stock, opted for a tasteful typeface, and forged the signature of that farmer that is on it.
Georgia Hardstark
Okay.
Karen Kilgariff
There is no $18,000 inheritance. I'm sorry to tell you my heart. I know. I hate to be the one. That basically is the quote that's meant to ease the clerk's mind, convince him she's good for the money. This is an era where it would not be unusual to accept a promissory note as payment and give the difference back to the customer. Kind of like cashing someone's check.
Georgia Hardstark
Right.
Karen Kilgariff
And that's the scam, and that's what this clerk does. And by the time he actually tries to cash the promissory note, either they're not sure, either down at the bank or directly with the farmer that his name is on it, Elizabeth is long gone. And all her ribbons and combs are gone too.
Georgia Hardstark
It's giving me a paper moon.
Karen Kilgariff
Yes, exactly.
Georgia Hardstark
Paper moon.
Karen Kilgariff
Just hold yourself over until you get out of town.
Georgia Hardstark
Yeah. Yeah, I love that.
Karen Kilgariff
I gotta see that movie again.
Georgia Hardstark
It's one of my favorite movies of all time.
Karen Kilgariff
So she gets away with it and of course then is emboldened to try it again in nearby towns. But just one year later, in 1879, she's 22 years old, she gets caught, she gets arrested, and when this case goes to trial, the jury seems very sympathetic. So this is that kind of thing where it's just like she looked right, she sounded right. She was a charmer, she. She was probably a sociopath.
Georgia Hardstark
Yeah.
Karen Kilgariff
She was good at doing this and conning. Deceitful. Yeah.
Georgia Hardstark
Good for. No.
Karen Kilgariff
Well, it's just that she had the charm, which is something I like, where it's just like she clearly told people stories either they wanted to hear or she was good at doing it right. And there is a kind of magnetism to those people.
Georgia Hardstark
And sometimes the stories that, like, made the other person feel good about themselves in a way that made them not question what's going on.
Karen Kilgariff
I can't tell anyone. I'm going to tell you, like all that kind of stuff. Yeah. So the jury's on her side. They see her as troubled, basically, but not a hardened criminal. So in the end, she's found not guilty by reason of insanity and she's released back to her parents.
Georgia Hardstark
Whoa. They're like, crazy bitch, get the fuck out of here.
Karen Kilgariff
Just go home.
Georgia Hardstark
Hey, you crazy bitch.
Karen Kilgariff
Right? This was fun. You crazy bitch. It's not your birthday for a month. Stop it. So now it's the early 1880s. Elizabeth is in her mid-20s and she decides she's getting out of Canada for Cleveland, Ohio.
Georgia Hardstark
Sure. You know, glamorous Cleveland, Ohio.
Karen Kilgariff
Next step up out of Ontario, straight to Cleveland. Her older sister Alice lives in Cleveland with her wealthy businessman husband. And his name is Standish, Milton York.
Georgia Hardstark
Wow.
Karen Kilgariff
So she gets to move right into that house. They live in an affluent part of town. The house is gorgeously decorated. There's expensive furniture and decor everywhere. Elizabeth basically gets set up for a new life and she is supposed to be there working toward an honest living and starting over. But that's not our girl. That's not what Elizabeth does. She starts using fake names to take out loans on her sister's belongings.
Georgia Hardstark
Girl, she can't shitty.
Karen Kilgariff
She can't stop.
Georgia Hardstark
She can't help herself. She's a swindler.
Karen Kilgariff
True swindler.
Georgia Hardstark
Yeah. Swindler's list.
Karen Kilgariff
So no, maybe when lenders show up at the apartment demanding the payment, Elizabeth leaves. Girl, Elizabeth leaves town and she leaves her sister high and dry.
Georgia Hardstark
That's shitty.
Karen Kilgariff
Alison Standish have to pick up the pieces after she basically sells their house out from under them.
Georgia Hardstark
Oh, my God. Don't burn the bridges that you're already on that are closest to you, that are stable. Burn other bridges, not that one.
Karen Kilgariff
These types of people love the close burns because that's where all like they. That's where all the excitement is. Are they going to find out that we're sitting at a dining room table? I already sold.
Georgia Hardstark
Oh, my God.
Karen Kilgariff
Okay. So she's now on the streets running away, in need of cash. So she actually turns to a profession that has long been a haven for con artists. Not everybody of her, but some. And that is the art of fortune telling.
Georgia Hardstark
Ooh.
Karen Kilgariff
She bills herself as a clairvoyant named Madame Ler de Vere. And she begins to steadily attract a middle class clientele in her day to day life. She calls herself Lydia Bigley. She tells people she's an Irish heiress, which that's a contradiction in terms right there. Unless it's Guinness. There's no Fucking way. So this is the identity she's using in 1882 when she visits a local doctor named Wallace Sprin, who, like most people, finds her incredibly charming. We don't know how old he is. What we do know is he was a Civil War veteran, which would put him, Maren says, her hunches. He's in his early 40s, while Elizabeth is still in her mid-20s. Dr. Springsteen, undeterred by the fact that she's much younger and a patient of his, begins to pursue Elizabeth, who's now going by Lydia the fortune teller. The two have a whirlwind romance because of course, every Earth 20 year old loves an old doctor to just hang
Georgia Hardstark
out with while he sweep them off their feet. But don't hurt your back.
Karen Kilgariff
No, no.
Georgia Hardstark
Easy, easy.
Karen Kilgariff
Watch out for the gout. She manages to conceal her dark past until the ink is dry on their marriage certificate. But then she makes one very sloppy move. And that is agreeing to have a wedding announcement. They always want the credit. Okay, so. And it's complete with a photograph. Oh, and it's published in the Cleveland Plain Dealer.
Georgia Hardstark
Okay.
Karen Kilgariff
And now all the lenders that know Elizabet that she scammed in the past and evaded, including her furious sister Alice. Yeah, they all come out of the woodwork right to the Springsteens door, demanding the doctor pay off his wife's debts.
Georgia Hardstark
So many rookie mistakes, starting with not leaving Cleveland.
Karen Kilgariff
Yeah, you can't have all of it. You can't be there as the proud young couple and get away with all the scams. No.
Georgia Hardstark
It's so weird that she would do that.
Karen Kilgariff
Yeah. So of course, finding out about his wife's debts stuns Dr. Springsteen. He immediately files for divorce. Relationship is over. 12 days after the wedding.
Georgia Hardstark
Oh, he went for it. Yeah.
Karen Kilgariff
He has to pay her debts. As her husband, he is responsible.
Georgia Hardstark
Shut up.
Karen Kilgariff
Yes, and to the point where he actually writes a notice for a Cleveland area newspaper saying, quote, I hereby forbid any person from trusting or harboring my wife, as I will pay no bills of her contracting after this date.
Georgia Hardstark
Wow.
Karen Kilgariff
So it's so bad he has to go to the press and be like, no more.
Georgia Hardstark
Yeah, holy shit.
Karen Kilgariff
We don't have the amount. But it's basically that period of time she can really churn it up when she wants to. So basically, him publishing this letter cancels Elizabeth's ability to swindle people in the Cleveland area. So she picks up and heads over to Erie, Pennsylvania, a place you love. She moves into a boarding house under the name Maisie Bagley.
Georgia Hardstark
Change the last name, girl. I know you're attached to it, but,
Karen Kilgariff
like, Bigly is the real name.
Georgia Hardstark
Yeah.
Karen Kilgariff
So she's just doing little things. Little things here and there.
Georgia Hardstark
Okay.
Karen Kilgariff
Still. And soon after she arrives as Maisie, she starts hanging out in common spaces in this place where she got her apartment or her, you know, her room, and starts coughing and hacking uncontrollably, sometimes so violently that she coughs up blood. What's happening is that she tells the borders she's very sick. She's in need of immediate medical care and needs to go back. Back home to Cleveland. Everyone's so concerned with her that they pull their money. And these are just people renting rooms and they buy her the ticket to get back to Cleveland so she can get that.
Georgia Hardstark
It's a vintage Kickstarter.
Karen Kilgariff
Exactly.
Georgia Hardstark
Or what are they called?
Karen Kilgariff
It's a vintage Kickstarter from a person who is not coughing up blood. What she's doing is going to her room and picking at her gums.
Georgia Hardstark
Shut up.
Karen Kilgariff
Until when she coughs, blood comes out. Because she basically, like, picks out her gums.
Georgia Hardstark
I mean, it's smart. That is convincing. Like, how can she be lying? There's blood.
Karen Kilgariff
Yes. And also, get her the fuck out of here. Cause she has consumption.
Georgia Hardstark
Totally. She's gonna make us all sick.
Karen Kilgariff
So they do that and then she's like, on the train, thanks so, so much. I'll pay you back when I get home.
Georgia Hardstark
She's waving her bloody handkerchief at them. Goodbye. Goodbye. Goodbye.
Karen Kilgariff
Two weeks later, a letter comes to the boarding house with the shocking and sudden news that Maisie is dead. So say goodbye to that 25 cents that broke you. For the next few years, Elizabeth lays low and sticks around, resuming work as a fortune teller now under the name Madame Larose. She's always changing it. She marries one of her regular clients. Great idea. They quickly divorce. In the late 1880s, she marries for a third time to another client.
Georgia Hardstark
What does she go? I see you marrying a fortune teller who's sitting in front of you.
Karen Kilgariff
And then she just starts doing all the shoulder work.
Georgia Hardstark
Yeah.
Karen Kilgariff
Her third husband, that's also a client, dies not long after they get married and she inherits part of his estate. She takes that money and she does what you or I would do. She moves to Toledo, adopting the excellent fake name Florida Blythe. And Florida continues her fortune telling work. In Toledo, she forges a particularly important relationship with a client named Joseph Lamb. And later, a reporter named Abbott Kaler will write, quote, joseph seemed willing to do any favor that she asked. He, along with numerous other victims, would later claim that she had hypnotic powers, a popular concept at the turn of the 20th century. Century, people believed that hypnotism was an acceptable explanation for adultery. Runaway teenagers, and the increasingly common occurrence of young shop girls fleeing with strange men they met on trains. End quote.
Georgia Hardstark
I wish it were true. That'd be fun.
Karen Kilgariff
Just being able to hypnotize people. Come on this train with me. Among the favors that Elizabeth asks of Joseph are that he cash some of her world famous promissory notes down at the bank. And again, again, these look totally legit. They have signatures from Cleveland businessmen. They're printed on the nice card stock. They're totally fake. And Joseph is able to cash them anyway. So Elizabeth ends up with this round of fake promissory notes making around 40 grand.
Georgia Hardstark
Holy shit.
Karen Kilgariff
In today's money, I'm gonna go 826. $1.5 million.
Georgia Hardstark
Damn.
Karen Kilgariff
The bank quickly catches on that the notes are fake. The two are caught, but the authorities know it's Elizabethan that's behind all of this. She's convicted on forgery charges and sentenced to nine and a half years in prison. But even behind bars, Elizabeth continues to claim she's a clairvoyant. When she does a reading for the warden, she tells him that he's A, going to lose thousands of dollars in a bad business deal and B, he's going to die of cancer. I'm sorry I'm laughing, but. I'm so sorry I'm laughing, but it's actually so daring of her to be like, and you're going to die of cancer.
Georgia Hardstark
Totally.
Karen Kilgariff
Both of those things happen.
Georgia Hardstark
No, because of her, though. Yeah.
Karen Kilgariff
She wills them to happen. No, no, no. She just kind. Like there's people who think she actually was maybe a little clairvoyant and that's why she went into that business. Maybe there's some truth to that. Either way, that gives her a little more credence. Yeah, and she's also spending her time writing letters, lobbying for her parole and citing her good behavior while she's been incarcerated. Somehow her powers of persuasion secure her release. In 1893, only a few years into her prison term.
Georgia Hardstark
She hypnotizes the parole board somehow.
Karen Kilgariff
Yeah. She hypnotizes the then governor, William McKinley, who will go on to serve as our 25th president.
Georgia Hardstark
I knew that.
Karen Kilgariff
I mean, of course, now she's 36 years old, she's out of prison, she's heading back to Cleveland.
Georgia Hardstark
Yeah.
Karen Kilgariff
And she adopts the new name Cassie Hoover. She quickly finds a fourth husband. He's also a doctor. He's much older than the last one. He's recently widowed, he's very rich, and his name is Leroy Chadwick. Let's take a look. We have a picture of Dr. Leroy Chadwick. Okay, look at him. He's a little sleepy.
Georgia Hardstark
He's a little sleepy.
Karen Kilgariff
He's so tired of his wife lying all the time.
Georgia Hardstark
He's got her mustache on.
Karen Kilgariff
That'd be amazing if she made herself a big old bushy mustache.
Georgia Hardstark
Yeah, okay.
Karen Kilgariff
That's what he loves her for. So his friends are stunned when he shows up with a new wife because she seems to have appeared out of midair or thin air. She came in a balloon, started up high.
Georgia Hardstark
What? That's why they're balloon wise. She's clairvoyant. That's crazy.
Karen Kilgariff
That's crazy. He doesn't want to talk to his friends about how he met. California. Sure.
Georgia Hardstark
That's always a good sign.
Karen Kilgariff
That's always great when you're like, how'd you guys meet?
Georgia Hardstark
Don't wanna discuss.
Karen Kilgariff
Don't look in my envelope. Can you give me a ride to my dad's house? He just has the explanation, the simple explanation, that she helped comfort the symptoms of his rheumatism by giving him therapeutic back massages. No big deal. No big deal.
Georgia Hardstark
That's how Vincent I met.
Karen Kilgariff
Just constant. Um, naturally, rumors spread. They met in a brothel and that she was the madam. Oh, good for her, right? Cassie, AKA Elizabeth, does not give a shit because she has just married into serious wealth. Her neighbors now include a Rockefeller, a US Senator, and other rich elites.
Georgia Hardstark
Wow.
Karen Kilgariff
And she now gets to spend her husband's money with abandon. So while living as Cassie, Elizabeth buys piles of clothes and jewels. She actually buys a $9,000 pipework.
Georgia Hardstark
In today's. Holy shit.
Karen Kilgariff
Today's money, it would be 450,000. Close. $330,000. But all of this spending comes to a breaking point. Leroy lets his wife know he will be reining in her spending.
Georgia Hardstark
That's again, like, don't go fucking crazy. To a point where people are like, suspish.
Karen Kilgariff
Yeah, if it's the turn of the century. How about you get a pipe organ that's worth like a hundred dollars?
Georgia Hardstark
Can you even play the pipe organ?
Karen Kilgariff
Yeah. What's your pipe organ obsession?
Georgia Hardstark
It is a pipe organ.
Karen Kilgariff
Turn it off. It's too loud. Loud. It's like, dun, dun, dun. She has Dracula ambitions. Okay, so basically, this is where the story started. It's 1902. Cassie's 40 something. She doesn't like that her spending has now been limited. She's gonna take the matters into her own hands, as she likes to do. Okay, so she has just left the Carnegie mansion with her big envelope under her arm and getting back into her husband's friend's career, telling him she can't tell him anything, then telling him literally everything. And when she shows him what's in that envelope, James sees. And as a lawyer, he witnesses seeing two promissory notes. One is for a quarter of a million dollars, which today would be worth how many million?
Georgia Hardstark
22 million.
Karen Kilgariff
9.7 million. But still, basically, I'm worth $10 million here. The other is for half a million dollars, which is 19 million in today's money. And they're both signed by Andrew Carnegie. And then she also shows him more paperwork purportedly showing proof of the stocks and bonds she's been gifted by her rich father. Her stocks and bonds are valued around $5 million, which would be $194 million today.
Georgia Hardstark
Holy shit. She's really going for it.
Karen Kilgariff
She really is. I'm sorry to tell you. It's all fake.
Georgia Hardstark
What?
Karen Kilgariff
She forged all of it. When she knocked on the front door.
Georgia Hardstark
How'd she get in?
Karen Kilgariff
She basically said, I'm a very rich lady and I would like to hire my own lady's maid. Can I talk to the head of your household? To talk about how I could find help from my rich household?
Georgia Hardstark
Smart.
Karen Kilgariff
They're like, come on in, ma'. Am. She stays in for as long as she can. She talks to the head of their housekeeping for as long as she possibly can to make it seem realistic.
Georgia Hardstark
Oh, shit.
Karen Kilgariff
And then comes back outside. I would love to there just be like.
Georgia Hardstark
And then she went, shut the fuck. I got some privies to empty.
Karen Kilgariff
Yeah, I gotta just scrub down. Surface. Elizabeth is betting on the fact that James will not be able to keep this juicy secret under wraps, of course. Which is just such a brilliant. This is what I do love about scams. You're betting on the behavior that everybody exhibits.
Georgia Hardstark
Totally.
Karen Kilgariff
Because who among us doesn't immediately? When someone is like, please, I have to tell you something. Please don't tell anyone.
Georgia Hardstark
Yeah.
Karen Kilgariff
Or I'm just like, I won't. Except for my sister and four other people.
Georgia Hardstark
Exactly.
Karen Kilgariff
So she's right. As soon as James gets back to Ohio, he blabs to everyone in their social circle that Cassie's real father is Andrew Carnegie. That she's the illegitimate child. She's actually loaded. The news makes its way all throughout Cleveland's most elite circles.
Georgia Hardstark
Remember, she's like, remember when y' all hated me? Cause I was up in the air. And now you fucking don't even remember
Karen Kilgariff
the balloon jealousy you felt toward me. Yeah.
Georgia Hardstark
And look at me now.
Karen Kilgariff
But here's the thing. All that gossip does not reach her husband. He was traveling throughout Europe. He got sick. He's been laid up. He's just been stuck over there.
Georgia Hardstark
It's probably rude to talk about something like that, too, to someone. You know what I mean? Like, you're not supposed to talk about money. The parentage is, like, shameful in those days, right?
Karen Kilgariff
Supposed to be shameful.
Georgia Hardstark
So you don't bring that up casually.
Karen Kilgariff
Not to the husband.
Georgia Hardstark
No.
Karen Kilgariff
Because that's basically you're talking about that you're judging her.
Georgia Hardstark
Right.
Karen Kilgariff
And that essentially the point of all of it is, wow, look how rich she is.
Georgia Hardstark
Totally.
Karen Kilgariff
So you're not supposed to be saying that stuff. So it's the perfect setup.
Georgia Hardstark
Yeah.
Karen Kilgariff
The rumor mill is a buzz. Elizabeth, of course, plays coy. The story is believable enough that she is able to secure massive loans from a handful of. Of banks just based on who they think her father is.
Georgia Hardstark
Shut up.
Karen Kilgariff
The loans are never less than $10,000, which is almost $400,000 in today's money. And the largest is reportedly $800,000. $31 million today.
Georgia Hardstark
Oh, my God.
Karen Kilgariff
She went for it.
Georgia Hardstark
Yeah.
Karen Kilgariff
That's all remarkable, considering at the time, most women could not get a bank loan by themselves at all.
Georgia Hardstark
Right.
Karen Kilgariff
And she's doing it all on these cards. She keeps passing everybody with men's signatures on.
Georgia Hardstark
Wow.
Karen Kilgariff
Much like the little mustachio that she got herself. She's like, how do I use the men to make that money?
Georgia Hardstark
Wow.
Karen Kilgariff
So she's getting away with what essentially is a pre. Ponzi. Ponzi scheme, because she pays off the last loan after she secures the next one, and of course, lives insanely, extravagantly, which then convinces the people in Cleveland she is who she says she is. Her husband Leroy, does not catch. He's old and rich and, I guess, sick. And so Elizabeth essentially buys $98,000 worth of jewels in one go.
Georgia Hardstark
Holy shit.
Karen Kilgariff
3.6 million today. So she just goes, hell of shopping.
Georgia Hardstark
Oh, my God.
Karen Kilgariff
Pearls that are valued at $40,000, which would be 1.4 million today. And enough clothes to fill dozens of closets. I want to look at it for Christmas 1903. She gives all her friends pianos.
Georgia Hardstark
Honey.
Karen Kilgariff
Yep. Everybody gets a piano.
Georgia Hardstark
Everybody gets a piano.
Karen Kilgariff
And the Pianos are worth thousands of dollars.
Georgia Hardstark
Yeah, that's what I'm doing this year for.
Karen Kilgariff
And required lessons right after school.
Georgia Hardstark
Everybody. Exactly right. Gets a piano this year.
Karen Kilgariff
And we want to hear hot cross buns by Valentine's Day.
Georgia Hardstark
You better fucking learn to play or we're taking it back.
Karen Kilgariff
So by 1905, everything is spiraling, spiraling out of control. When we get to free pianos and pipe organ area, it's just like there's no one's. There's no breaks. Elizabeth's spending is too exorbitant. She's no longer repaying any debts. That ruins the Ponzi scheme.
Georgia Hardstark
Yeah.
Karen Kilgariff
Her lenders are drowning. Leroy finally puts two and two together. He files for divorce. Elizabeth, who is now 50 years old, flees to New York, knowing she's in too deep. When she's tracked down by police, they reportedly find a money belt around her waist holding around $100,000, which would be $3.8 million.
Georgia Hardstark
Where is she staying? Like what hotel?
Karen Kilgariff
Like the Plaza or whatever. What would be there if.
Georgia Hardstark
I know.
Karen Kilgariff
I mean, right?
Georgia Hardstark
Yeah. It's not the fucking Holiday Inn. I guarantee. In Chinatown.
Karen Kilgariff
I guarantee you that is Hyatt on the west side. She is indicted on forgery and conspiracy charges for defrauding a national bank. That would be the Citizens national bank in Oberlin, Ohio, which declares bankruptcy as a direct result of this scheme.
Georgia Hardstark
Wow.
Karen Kilgariff
And because Oberlin is a college town, it financially devastates countless students who use that bank.
Georgia Hardstark
Okay, that's fucked up.
Karen Kilgariff
It's super fucked up. Their trial is a huge sensation. Of. Of course, it's covered globally in newspapers. Andrew Carnegie himself attends the trial.
Georgia Hardstark
He's like, yep, that's my daughter. Oops, dad.
Karen Kilgariff
And he eventually gets a chance to look the promissory notes that have his, quote, signature on them. And he notices typos throughout the documents. And he says, quote, if anybody had seen this paper and they really believed that I had drawn it up and signed it, I could hardly have been. Been flattered.
Georgia Hardstark
And ouch.
Karen Kilgariff
Yeah. So you did some shit work. And everyone believed that I was going along with that, right? Carnegie winds up making donations to some of Elizabeth's victims, including fully reimbursing the Oberland students who lost all their money at that bank.
Georgia Hardstark
Wow.
Karen Kilgariff
And just for their trouble, he endows enough money to Oberlin College for the school to build a new library.
Georgia Hardstark
What a match.
Karen Kilgariff
In the end, Elizabeth Bigley is found guilty and sentenced to 10 years of. And immediately her health begins to decline, which is kind of like when the magic finally goes away. It's like the churn and the excitement and everything. And then once it's over, it's over. She basically ends up dying a year later after what's described in old reports as a, quote, total nervous collapse, but was more likely a heart attack. She's 51 years old at the time.
Georgia Hardstark
Wow.
Karen Kilgariff
Which kind of upset me when I heard that historians aren't exactly sure how much money Elizabeth Bigley defrauded from her victims and never repaid. But as Cassie Chadwick alone, it's estimated to be around $630,000, which is more than $23 million in today's money.
Georgia Hardstark
Shit. I mean, go big, right?
Karen Kilgariff
Yeah, she really did.
Georgia Hardstark
Or go back to Toledo or whatever.
Karen Kilgariff
Yeah. Ontario.
Georgia Hardstark
Ontario.
Karen Kilgariff
Historians say that it's likely an even higher amount because many of her male victims probably would not want to admit that they had been scammed so intensely by a fortune teller. Or just a cute young 25 year
Georgia Hardstark
old, or a madam.
Karen Kilgariff
Just a woman at all. Today, Elizabeth remains one of the most prolific con artists in all of American history. Writer Quincy Balas reports for Ohio History Connection that, quote, female fraudsters like Anna Sorokin and Elizabeth Holmes currently dominate the news. But neither perfected the art of the grift to the extent that Cassie did. She truly earned the title of the world's greatest woman. So end quote. And that's the story of Elizabeth Bigley, the scamming queen of Ohio.
Georgia Hardstark
Amazing. Wow. What was she like in Per. Who would you cast as her?
Karen Kilgariff
Well, for something that intense, I would do like a Holly Hunter type of person. Oh, yeah. Where you suddenly are like, wait, why am I. I can't.
Georgia Hardstark
I'm transfixed and unassuming too.
Karen Kilgariff
Yes, but like the intense pull Holly Hunter in Raising Arizona.
Georgia Hardstark
Yes.
Karen Kilgariff
Right.
Georgia Hardstark
Yes.
Karen Kilgariff
Where you're suddenly doing what she needs you to do because she needs that baby high and you want to help her.
Georgia Hardstark
Yeah.
Karen Kilgariff
Yeah.
Georgia Hardstark
Hi.
Karen Kilgariff
I gotta have baby.
Georgia Hardstark
I love him so much. Great job.
Karen Kilgariff
Thank you. I mean, hey, that's our tribute to Royal Swindle. Please listen to our newest podcast.
Georgia Hardstark
Listen. Subscribe. Like, leave a review. I don't know. What are kids doing these days?
Karen Kilgariff
Love share. It's a Blanchard house joint. You're going to love this podcast.
Georgia Hardstark
That's right. And thank you for listening to this podcast. Do all those things to this podcast too, if you feel like it.
Karen Kilgariff
I mean, we have a podcast too.
Georgia Hardstark
We have feelings, too. Stay sexy and don't get murdered. Goodbye, Elvis. Do you want a cookie?
Karen Kilgariff
This has been an exactly right production.
Georgia Hardstark
Our senior producer is is Molly Smith and our Associate producer is Tessa Hughes.
Karen Kilgariff
Our editor is Aristotle Acevedo.
Georgia Hardstark
This episode was mixed by Liana Squillacci.
Karen Kilgariff
Our researchers are Maren McGlashan and Ali Elkin.
Georgia Hardstark
Email your hometowns to my favorite murdermail.com
Karen Kilgariff
and follow the show on Instagram at.
Georgia Hardstark
My Favorite Murder Listen to my favorite murder on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts.
Karen Kilgariff
And now you can watch My Favorite Murder on Netflix.
Georgia Hardstark
And when you're there, hit the double thumbs up and the Remind me buttons. That's the best way you can support our show. Goodbye.
Podcast Trailer Voice
Two Aussie lesbian lovers touch down in 1990s London and become the toast of British high society. One of them touts an exclusive investment opportunity and soon the money is rolling in. Rich businessmen and England's horse love loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the millionaire duo are concealing a dark past and dastardly intentions. From USG Audio, Blanchard House and Exactly Right Media, this is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio Apple Podcasts or wherever you get your podcasts.
Karen Kilgariff
Calling all amateur detectives and podcast obsessives.
Georgia Hardstark
Virgin Voyages second true crime voyage sets sail March 20, 2027 for a five night escape to Grand Turk and the Beach Club at Bimini as part of
Karen Kilgariff
the On Air at Sea collection. This immersive sailing brings together fan favorite podcasts including Disgrace Land, Buried Bones and Wisecrack for live recordings, behind the scenes access, exclusive meet and greets and crime them programming that you won't find anywhere else.
Georgia Hardstark
All aboard are award winning kid free ships.
Karen Kilgariff
Head over to virginvoyages.com truecrime to secure your spot.
Georgia Hardstark
Goodbye A burst pipe, a dead water heater, the AC calling it quits.
Karen Kilgariff
Who do you call?
Georgia Hardstark
HomeServe is an easy way to handle unexpected home repairs with plans covering stuff basic homeowners insurance usually won't. Instead of scrambling for a contractor, you make one call to get the repair repair process started. Join the millions of customers who trust HomeServe right now. Go to HomeServe.com podcast for 50% less your first year. That's HomeServe.com podcast savings compared to renewal price void in Florida.
This episode of My Favorite Murder is a “scam spectacular,” celebrating the launch of the new Exactly Right limited series podcast Royal Swindle about two infamous Aussie con women. In line with the scam theme, Karen and Georgia each tell a true crime story centered on epic frauds: Georgia covers the explosive Roslyn School District embezzlement scandal, and Karen delves into the nearly unbelievable saga of Gilded Age con artist Cassie Chadwick (née Elizabeth Bigley), the self-proclaimed illegitimate daughter of Andrew Carnegie.
With the usual blend of dark humor, personal asides, and keen-eyed commentary, the pair dig deep into what makes a scammer, how systems let cons flourish, and the human impulses that drive greed and subterfuge.
[10:32–44:11]
Told by: Georgia Hardstark
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[48:01–78:08]
Told by: Karen Kilgariff
[Narrative Peak, 68:57–74:00]
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True to form, the episode weaves heavier true crime with irreverence, personal confessionals, and sly social critique. The hosts illuminate the blurred moral edges of scam stories—how systems and human frailty alike enable grifters to thrive, and how even the most “respectable” institutions often prefer silence over accountability.
Final thoughts: