MFM Minisode 422

Summary

My Favorite Murder with Karen Kilgariff and Georgia Hardstark
Episode: MFM Minisode 422
Release Date: February 10, 2025

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Introduction to the Episode

In MFM Minisode 422, hosts Karen Kilgariff and Georgia Hardstark delve into a series of listener-submitted stories that intertwine childhood memories, fabricated fears, personal traumas, and serendipitous findings. This episode showcases the unique blend of true crime storytelling and heartfelt personal anecdotes that have become the hallmark of My Favorite Murder.

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Listener Story: Hometown Lies and ShowBiz Pizza ([02:02] - [05:02])

The episode opens with a poignant story from a listener named Helly, who recounts discovering the unsettling truth behind her mother's fabricated tale of a child abduction at ShowBiz Pizza. The narrative unfolds as Helly reveals how her mother, Cynthia, concocted the story to protect her from the loud and germ-infested environment of the restaurant chain.

Notable Quotes:

• Helly: "I do question your mother." ([04:23])
• Karen: "Because I remember that was like an urban legend." ([05:02])

The hosts discuss the psychological impact of such childhood lies, highlighting how Cynthia's extreme measures to deter Helly from returning to ShowBiz Pizza inadvertently led to lasting trauma. They explore the thin line between protective parenting and the unintended consequences of misinformation.

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Listener Story: Hitchhiking Murders and Generational Trauma ([05:05] - [07:30])

Next, Naomi shares a harrowing account of family tragedy involving her uncle Joe and his friend Jim, who were brutally attacked while hitchhiking. The killers were swiftly apprehended after boasting about their crimes, leading to their imprisonment. Years later, Naomi's mother witnessed one of the perpetrators at church, prompting Naomi to reflect on forgiveness and the enduring effects of generational trauma.

Notable Quotes:

• Naomi: "This murder really took a toll on my family." ([06:13])
• Georgia: "She wrote a letter and said 'I forgive you' is a huge deal." ([07:44])

Karen and Georgia delve into the complexities of forgiveness, the resilience required to overcome such deep-seated trauma, and the lingering emotional scars that can affect entire families.

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Listener Story: Hiding Money and Apartment Break-In ([10:06] - [12:02])

Jessica narrates her experience of hiding rent money in unconventional places during her first year out of college. Her methods included stashing cash in a tissue box, only to have her apartment burglarized months later. Miraculously, the tissue box remained untouched, underscoring a bizarre twist of luck amidst the violation of her sanctuary.

Notable Quotes:

• Jessica: "Stay sexy and don't touch my tissues." ([11:10])
• Karen: "I was doing... hiding cash during quarantine." ([12:25])

The discussion touches on themes of paranoia, the lengths individuals go to feel secure, and the random nature of crime, emphasizing the importance of safeguarding one's possessions in unpredictable ways.

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Listener Story: Finding Money and Serendipitous Discoveries ([12:51] - [16:35])

Aaliyah shares her uncanny knack for finding money in various forms—from loose change to torn bills—throughout her daily activities in Chicago. Her stories range from finding a $5 bill at a busy intersection to a partially damaged $20 bill that she managed to exchange successfully. Aaliyah's experiences extend to useful finds like a Bluetooth speaker and even a kitten, which she hopes to discover next.

Notable Quotes:

• Aaliyah: "We all have our superpowers, and mine is finding money or useful things." ([15:18])
• Georgia: "Lucky person." ([15:40])

Karen and Georgia discuss the concept of serendipity and luck, contemplating whether Aaliyah's consistent discoveries are mere coincidences or if there's a deeper psychological component at play, such as heightened awareness and mindfulness.

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Listener Story: A Dream Encounter with Aretha Franklin ([18:11] - [22:00])

Monica recounts a vivid dream where she encounters Aretha Franklin at a buffet line in New York City. Amidst her struggles as a freelance red carpet reporter during the city's tumultuous publishing decline, Monica's dream serves as a metaphorical boost of confidence, inspiring her to persevere. The dream culminates in Monica landing a significant job at InStyle, symbolizing hope and resilience in the face of adversity.

Notable Quotes:

• Monica: "I would hide the money all over the place." ([10:45])
• Karen: "She was like, let me give." ([22:46])

The hosts reflect on the power of dreams as motivational forces, exploring how symbolic encounters can influence real-life decisions and provide emotional support during challenging times.

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Host Responses and Discussions

Throughout the episode, Karen and Georgia engage in deep and empathetic conversations about each listener's story. They explore the psychological motivations behind parental protectiveness, the impact of traumatic events on mental health, and the role of luck and mindfulness in everyday life. Their discussions are marked by a balance of humor and sensitivity, providing both comfort and insightful analysis to their audience.

Notable Interactions:

• Georgia: "It's pretty extreme." ([04:37])
• Karen: "(ssdgm)" ([05:40])

Their interactions underscore the podcast's commitment to addressing serious topics with compassion, offering listeners a space to share and connect over shared human experiences.

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Conclusion

MFM Minisode 422 masterfully intertwines personal victim tales with broader discussions on trauma, resilience, and the quirks of fate. Karen and Georgia's ability to navigate these stories with empathy and wit reinforces why My Favorite Murder continues to resonate deeply with its audience. Through listener submissions, the hosts not only shed light on individual struggles but also foster a community of shared understanding and support.

---

Notable Quotes Summary:

• Helly ([04:23]): "I do question your mother."
• Karen ([05:02]): "Because I remember that was like an urban legend."
• Naomi ([06:13]): "This murder really took a toll on my family."
• Georgia ([07:44]): "She wrote a letter and said 'I forgive you' is a huge deal."
• Jessica ([11:10]): "Stay sexy and don't touch my tissues."
• Karen ([12:25]): "I was doing... hiding cash during quarantine."
• Aaliyah ([15:18]): "We all have our superpowers, and mine is finding money or useful things."
• Georgia ([15:40]): "Lucky person."
• Monica ([10:45]): "I would hide the money all over the place."
• Karen ([22:46]): "She was like, let me give."

These quotes encapsulate the essence of each story and the hosts' reactions, providing a snapshot of the episode's emotional and narrative depth.

Transcript

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Hello and welcome to my favorite murder, the Minisode. That's right.

[A]

Yes.

[B]

What do you want to go for? Oh, wait, it's me. It's me. It's you.

[A]

Let me go. Watch this. The subject line of this email is lies from my mom hometown request. Helly. My ladies. H E L L Y heli my ladies. Okay, intentional, perhaps. I love the request about lies you found out that your parents had told to keep you from getting into trouble. And this lie was discovered because of MFM. I am an almost Christmas baby born on the 22nd. And anytime there was an option for a birthday party. When I was small, I always wanted to go to showbiz. Pizza.

[B]

Yeah.

[A]

And then it says this was Chuck E. Cheese before it was Chuck E. Cheese. And side note, do yourself a favor and watch the documentary about the Rock Afire explosion. Do you know this?

[B]

No. Is it the band?

[A]

Yeah, the animatronic band that played in the restaurants. It's worth your time.

[B]

I've seen that a million years ago. But yes, it's totally Worth your time.

[A]

The documentary.

[B]

Yeah.

[A]

Anywho. Because of having to compete with Jesus for attention around that time of year, I was typically granted my request to have a party there. I was also the first to shove any other birthday party invite into my mom's face when it was going to be held at showbiz. One day, my mom told this story about how they were investigating showbiz because a little girl was. Was kidnapped there. And the kidnappers took her to the bathroom, chopped off her hair, and put boy clothes on her and they still hadn't found her. Gasp. Of course, this scared me to death. And I loved my long hair and I didn't want to be kidnapped. The horror. So we never went back again.

[B]

Oh my God.

[A]

Fast forward. I am a day one MFM listener. And then it's parentheses. It says, love you guys. Seriously. And one day this story creeps back into my brain. I start Internet sleuthing about my hometown time of year show. Did they find her? The list goes on. Nothing. I'm thinking that it was just solved quickly or something. And given the early 90s and lack of online inquiries, it wasn't a big deal. Come to find out, no. My mother, sweet Cynthia, made the entire story up so we wouldn't ever have to go back to showbiz.

[B]

Pizza Cynthia? Are you fucking kidding? You induced childhood trauma.

[A]

Are you kidding me?

[B]

Oh, it says, are you kidding me? Oh. Cause we all can't. We're all.

[A]

Yes.

[B]

What the fuck?

[A]

Well, it's. You know what I mean. I think Cynthia was like, we need to slice this clean off. I cannot go and listen to that animatronic band play one more time.

[B]

Totally. I feel for the mom. I get it. But there's like.

[A]

It's pretty extreme.

[B]

Yeah.

[A]

I casually asked her one day about the details and she said, oh, yeah, that wasn't true. I just hated going to that loud germ infested pit. Cynthia. Thank you, mom. Thank you not only for the mental scarring of having my hair chopped off, but of also robbing me of shitty pizza and child casino games for penny prizes. Ssdgm. And always question your mother. Taryn, Louisville, Kentucky.

[B]

It's just so extreme.

[A]

Yeah, it is. Because I remember that was like urban legend. Yeah, but it was one where. I'm sure it was based in some distant thing. But I remember my Aunt Jo telling me that. Where it's like they were in Kmart and she wasn't. It was always a friend.

[B]

Right, Right.

[A]

And then like, they had to. All of a sudden they were locking the doors and everyone to stay there. And then there was a missing child. And when they found the child, they were. It was in a stranger's arms. Cut, chopped off, dyed hair to, like, look.

[B]

Yeah, to sneak out like a boy. Wow.

[A]

So that must have been like a 80s 90s.

[B]

Yeah. Oh, that's just chilling.

[A]

So scary.

[B]

Okay, here's another scary one. Classic hometown hitchhiking murders, plus some coincidences. Hello. Love you guys. I'm a doctor who did my residency training during the pandemic, and all I can say is, please get your vaccines. While I was in training, I told my team the story, and the room got very quiet and awkward, and I realized there was no murderino to be found. But I thought you guys might appreciate it.

[A]

That's such a sad feeling when you're just like, oh, wait, nobody. Okay, I'll take this somewhere else.

[B]

Like, no one knows how to respond to this. And I just made it awkward.

[A]

Yeah.

[B]

So my mom's brother was a very popular all around good guy who spent his summer in Europe in the 70s where hitchhiking was totally normal. When he got back to the States, he kept hitchhiking. Him and a friend, we'll call them, Joe and Jim, were hitchhiking back to their car after an Oakland A's game when the people in the car who were very high on drugs, stabbed both of them multiple times and left them for dead. My uncle Joe didn't make it, but his friend did survive.

[A]

Oh, my God.

[B]

Fucking crazy. The killers were caught days later when they were bragging about the murders at a party. My mom went to their court things and they went to prison for a very long time. Cut to a couple years ago. My mom was at church and she sees all cap her brother's killer signing books at a table. He had gotten out of prison, written a book on recidivism, and was signing it at my mom's church. Ultimately, my mom wrote to him to say she forgives him and if he ever wants to chat, she's open to it. But he never responded. This murder really took a toll on my family. Even though it happened before I was born. It gives me some insight into generational trauma and why my mom is generally pretty anxious, but also a badass bitch. Thank you for all you do to promote mental and physical health. Love you guys. Xoxo, Naomi.

[A]

Just so, like, unexpected, kind of out of to be in church first of all, and then see that person that you think is just like the grace.

[B]

It took to not just fucking start screaming and hitting that person.

[A]

Right. Well, and then to write a letter and say like I forgive you is a huge deal. And then to have that just kind of ignored.

[B]

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Quints.com MFM Goodbye. We're going to take a little left turn, please. I'm not going to read you the subject line. It says, hey. Howdy. Hey. My first year out of college, I was waiting tables because what better way to put that $250,000 degree to good use? Needless to say, all my income was in cold hard cash. And in order to prevent myself from spending and I was too lazy to take it to the bank every few days, I would hide the money all over the place. But I needed one concise place to keep my rent money since I needed to be sure how much I had and if I needed to wear my rent money shorts to my next shift.

[B]

What, so she'd like, put it in a pair of shorts? Like, don't forget to take the rent money out of those shorts before you wear them.

[A]

No, no, no, no. She had to put it in a place that was like, safe. So it's like you're hiding money everywhere. You'll never spend this money because that's the rent money. Like never tap into that. And then if that's too low, she puts on her short shorts and goes to work and gets better tips.

[B]

Okay, now I get it.

[A]

Rent money, shorts.

[B]

Now I get it.

[A]

I mean, that's how I'm interpreting it. Obviously, I couldn't hide it in the sock drawer or envelopes in my desk. So where to put it? Enter the tissue box. I got one of my square tissue boxes, carefully took out all the tissues out in their perfectly folded stack and placed my rubber banded stash at the bottom, replaced all the tissues, gave it a little fluff and no one would know the wiser.

[B]

Oh, no.

[A]

Fast forward a few months and my apartment was broken into. My bedroom was completely ransacked. Dresser drawers tossed on the floor. Everything in my closet pulled off the racks, my mattresses pushed off the frame. I broke into a cold sweat. But there on my nightstand, not even moved in the slightest, was my tissue box. And in the bottom, every dollar of my rent. The only thing missing was a jar I kept all my coins in. Maybe $20 worth. Stay sexy and don't touch my tissues. Jessica.

[B]

I thought she was gonna say someone threw the box away at the end.

[A]

Of it, but like me and my dad with this butter box.

[B]

Yeah.

[A]

Still so mad about that.

[B]

Wow, that's. Whew.

[A]

Smart.

[B]

Smart and lucky.

[A]

Yes. The problem is, I was doing. I started hiding Cash during quarantine. Because it was that thing of like, what if. Whatever. There was all those weird kind of like, the world is gonna change overnight.

[B]

It's gonna run out and we're gonna need. Yeah, I remember that.

[A]

But of course I didn't, like, write down where like, I was like, here's a really vague manila envelope. I'll put it in here.

[B]

You have no idea.

[A]

No idea. But I'll find it one day when I clean that drawer out.

[B]

But totally it's still there. It's just.

[A]

Or did I spend it in it? Like a weird. I'm not sure. But then it's like. And then I put it other places where I'm just like, is it over here? Like the worst person to be doing that trick.

[B]

Yeah, I'd lose it. Oh, well, hey, here's a coincidence. This one's called the world is my money boost. It just starts not a murder and not a sinkhole, but a glitch in the matrix that I've been benefiting from. And I want to brag about it in your voices. I live in Chicago and I find money on the ground all the time.

[A]

Yes.

[B]

Not just quarters or useless pennies, but twenties, tens, and even a $50 bill. I'll be out walking on a run or commuting via my bike, and I'll find money. Here's a list of fines in the past year.

[A]

Yes, yes, yes. For this email.

[B]

Yes, a crisp five dollar bill at the busy six corner intersection in the Wicker park neighborhood. As I was rushing to cycle to my physical therapy, I was five minutes late, but my therapist just laughed when I told her why. On a run, some beautiful Saturday morning, and I spotted a 20 bill that was missing a large piece. After having gone through a lawnmower, I paused on my run to take it to the bank to see if I could exchange it. Despite missing most of the middle top half, it still had a serial number and I was able to leave the bank with a fresh one.

[A]

Amazing.

[B]

I think it's like it's more than one corner that's missing or something like that. That's what I heard, but that could be wrong.

[A]

I'd love to get a graph about exactly how much you need.

[B]

How fucked up does your bill have to be?

[A]

What if it's you walk in with the serial number. Yeah, just a little circle of paper.

[B]

Yeah. Literally. Four days before the damage 20, I found a different $20 bill in the middle of an intersection. As I was biking home, I had worried my new sunglasses tint would Obscure my talent. But they didn't. I think it might be Chicago people just fucking losing money drunk.

[A]

Is it like, do you find this on Sundays? Mondays? Because y.

[B]

Last winter, while walking into the entrance of Zoo Lights with my husband and stepson, there was a gust of wind and a pile of leaves went by. I shouted, there's money. I snatched up a $50 bill. We had a fun night. From that, it paid for our admission. We rode the Ferris wheel, and my stepson got a toy.

[A]

Hell yes.

[B]

At this point, it's been happening to me for about 15 years. It either irritates my family and friends or they just shake their heads at me. So last year I decided to pay it forward and I ran the Chicago marathon on a charity team. From my skill set, I raised 47 from ground scores alone.

[A]

Ground scores?

[B]

I don't know what that means.

[A]

Scoring money on the ground.

[B]

That's amazing. It's not my money. And I figured it should go to a no kill animal shelter instead.

[A]

Nice.

[B]

That's amazing. We all have our superpowers, and mine is finding money or useful things. I found a North Face fleece, a Bluetooth speaker as well. So take that mental health walk. Put your phones on, do not disturb. Look around, and you never know what treasures might be waiting for you. My hopeful next find is. Is a kitten.

[A]

Aaliyah Awaliyah, you're lucky. Lucky person.

[B]

Wishing you the cat distribution system works in your favor.

[A]

I mean, it got to.

[B]

Yeah, Chicago littered with kittens.

[A]

I'm just trying to think of like that I feel like I have been a lucky person. Not in the times of like, I've never like, won contests or anything like that, but I do feel like I've. It's the thing. I think we've talked about it. I used to go when I was really broke. I would just get up and go through my coat pockets and all the pockets in my clothes in my closet, and I would always end up finding $25. $20, $10.

[B]

Yeah.

[A]

So I wonder if there is a Something about the looking brings it to.

[B]

You just like, yeah, manifesting it makes you notice it. It's still going to be there for anyone. But you're the one who'd been thinking about it.

[A]

Unless we live in the matrix and they're like, sure, you can have $10 if you tap in.

[B]

Fucking do it.

[A]

Come on then.

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[A]

Okay, Lasty for me.

[B]

Okay.

[A]

The subject line of this email is Aretha Franklin elbowed me at the buffet line. Hello, Karen, Georgia, and everyone at exactly right. I just listened to episode 460 about Mary Jones, and it brought me so much, much joy. That was the Mary Jones was the Aretha Franklin impersonator.

[B]

Oh, yeah.

[A]

So good. And it brought me so much joy because it reminded me of the time Aretha Franklin elbowed me at a buffet line.

[B]

It sounds like someone explaining their dream.

[A]

Yes. Doesn't it? Completely. Yes, it is a dream. It was 2010, and I was living in New York City, having recently earned my master's in publishing from Columbia. Well, well, well, well, well.

[B]

Smarty pants. Listening.

[A]

Well, well, well. Okay. The publishing world was collapsing, magazines were folding, suddenly no one was hiring, and I was scraping by with any job I could get, living on food stamps and feeling increasingly panicked that I'd have to abandon my dreams, go back to my hometown of Albuquerque, and probably switch careers. Okay, sorry, sorry. We said well, well, well.

[B]

At you. Never mind.

[A]

We were. I'm saying we. But it was me. In the midst of all the turmoil, I managed to land a gig as a freelance red carpet reporter.

[B]

Ooh.

[A]

Wow. And because I got paid per quote, you'd better believe I shoved my way past every camera person and had no time for feeling starstruck. Because every celebrity I Talked to meant I could survive in the city a little longer.

[B]

Wow, what a hustle.

[A]

Yeah. Badass. It was a crazy job and I constantly got hit in the head by camera equipment. But it was amazing because you don't think about that danger on the red carpet. But it was amazing because I met so many incredible people and had access to some seriously exclusive events. The most memorable experience had to be when I was tasked with covering the spring benefit concert and awards ceremony at the Apollo Theater on June 14, 2010, honoring none other than the Queen of Soul herself, who performed that night and was inducted into the Apollo Legends hall of Fame. I mean, God, what? Just the. Just the electricity of being at a place like that.

[B]

Historic time.

[A]

Yeah. I grew up listening to her music and I was beyond excited to go, which every. I'm sure person in that building was like going insane after a star studded red carpet where I got enough quotes to tie me over for another month. I love that.

[B]

I know. Wow.

[A]

Very satisfying. Yeah, it just sounds.

[B]

It sounds like a book, like a novel a character would have.

[A]

I was allowed to go inside the theater and watch the show for free as a member of the press. That alone would have made all my struggles in New York worth it. But then I was invited to a private catered party right there at the theater with a glorious buffet. I was standing in line, ogling food I could never have afforded when someone elbowed me in my Aretha Franklin live and in the flesh. Stood next to me, grinned, and said, looks pretty good, doesn't it? Before I had a chance to do or say anything, she walked ahead, nudging and hugging people here and there, stopping to make brief conversation. Oh. She disappeared after that, but I know it happened for sure because the people in front of me turned around and we all squealed in pure joy.

[B]

Oh, my God.

[A]

I loaded my plate, went back for seconds, and at some point floated back to my tiny apartment to send in my work. Feeling more love toward New York than ever, I ended up getting a job at InStyle soon after that. And though I'm back in Albuquerque these days, I'm here willingly and happily and still work in publishing. I'd like to think that on that day, a little bit of Aretha's magic rubbed off on me, giving me a very needed boost to keep going. I listened to you since the early days, and my sister and nieces and I love you. Thank you so much for all you do. And please stay safe during this crazy fires in la. SSDGM An R E S P E C T. Monica.

[B]

That's good.

[A]

Monica.

[B]

Wow. Oh, what a moment. What a moment in life.

[A]

Yeah. Just like just hustling. You got yourself there. You did. You're asking good enough questions that you keep getting rehired. Yeah.

[B]

And it's like a month to month thing. Like you don't know what the fuck's gonna happen next month. Anything can happen.

[A]

Just gotta keep on trying. And then suddenly I honestly thought it was gonna be like, I just. Cause you know, I've seen a lot of clips of Aretha Franklin where she's kind of like. She's very like blase, blase. And like it has to go out on the step and repeat to take pictures. And throws her purse and her fur down in a corner. Like she's just so like eye roll. So I could totally see it. Be just like, out of my way. This is my show. But instead she's like, let me give.

[B]

This chick a moment that she's gonna remember. She knows. She knows.

[A]

She knows.

[B]

She knows.

[A]

That's true. True queen behavior. She's like, aren't we all having fun with my.

[B]

Right.

[A]

My party.

[B]

Here's something to tell people when you get home tonight. Oh my God, so jealous. I want to end on that one. It was so good. But I have a quick. My quick last one.

[A]

Yeah, okay. They're all good.

[B]

They're all good. You'll like it.

[A]

Yeah, okay.

[B]

It's called you'd're in our love story. Oh, hi, Karen and Georgia. What am I even doing right now? Feeding my baby while listening to my favorite podcast. And then it says, wouldn't it be funny if I said it wasn't yours?

[A]

Yes, it would be.

[B]

It's called Smartless. I thought I might share why you're partially to thank for my daughter being here at all. I met my partner while working in the same building and we bonded over many things, including being Murderinos. On our first date, I opened the door and instead of flowers, he was holding your book. He remembered I had wanted to read it and I was immediately smitten. After falling in love, buying a home, blending our family, and being told I couldn't have more kids, here I sit, feeding our nine month old baby Cheerios while we listen to rewind episodes. If you read that right, it looks like the baby's name is Cheerios. Which I think is would be hilarious. Feeding our nine month old baby Cheerios. But it's feeding our nine month old baby Cheerios. Oh, listen to rewind episodes. Thank you for forever being a part of our love story and giving my guy the little boost of confidence it took to land a hottie like me. Yes, girl, stay sexy and hope that babies can understand what you're listening to. Love, Alyssa.

[A]

Oh, Alyssa. That was the perfect last email.

[B]

I know. And doesn't this come out around Valentine's Day? Sweet.

[A]

Perfect runner up for Valentine's Day.

[B]

Hey, send us your love stories, whatever they may be.

[A]

That's so sweet.

[B]

I know. That's so weird.

[A]

Shout out to Alyssa's husband.

[B]

Yeah. Good job, dude.

[A]

Yeah.

[B]

Hey, thanks for listening, Alyssa's husband. Alyssa's husband, especially. And cheerio. Especially.

[A]

Oh, my God.

[B]

Cheerio.

[A]

We're so proud of you. Cheerio.

[B]

Send us your emails at my favorite murdermail.

[A]

Thanks for all your stories. We appreciate you.

[B]

Stay sexy and don't get murdered. Goodbye, Elvis. Do you want a cookie?

[A]

This has been an exactly right production.

[B]

Our senior producer is Alejandra Keck.

[A]

Our editor is Aristotle Acevedo.

[B]

This episode was mixed by Liana Squillace.

[A]

Email your hometowns to my favorite murder.

[B]

And follow the show on Instagram and Facebook at My favorite murder. Goodbye. Hey, Janice Torres here and I'm Austin Hankwitz. We're the hosts of Mind the Business Small business success Stories produced by Ruby Studio and Intuit QuickBooks. Catch up on seasons one and two and join us for a brand new season of the podcast as we talk to small business owners about how they manage and grow their businesses with the help of platforms like Intuit QuickBooks. Listen to mind the Business Small business success Stories on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts. Kroger brand products have the great taste you'll celebrate. That's why over 40 million people choose Kroger brand products, making them a true crowd. Please and with quality guaranteed. You'll love your choice or get your money back. Score Kroger brand products with savings you can cheer for and great taste you can't resist. Kroger Fresh for everyone. Did you know that parents rank financial literacy as the number one most difficult life skill to teach? Meet Greenlight, the debit card and money app for families with greenlight.

[A]

You can send money to kids quickly.

[B]

Set up chores, automate allowance and keep an eye on what your kids are spending with real time notifications. Kids learn to earn, save and spend wisely. And parents can rest easy knowing their kids are learning about money with guardrails in place. Try Greenlight Risk free [e-mail] iheartra.