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Karen Kilgariff
This is exactly right.
Georgia Hardstark
Two Aussie lesbian lovers touch down in 1990s London and become the toast of British high society. One of them touts an exclusive investment opportunity. And soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the millionaire duo are concealing a dark past and dastardly intentions. From USG Audio, Blanchard House and Exactly Right Media, this is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts.
Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
Goodbye. Sometimes the hardest part of therapy is just getting started for real.
Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
You know you gotta do it.
Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
Goodbye.
Guest/Caller
Hello and welcome to my favorite Mir to my favorite Murder the Minisode.
Karen Kilgariff
And this week we have a very special themed episode for you. We're celebrating Exactly Right's brand new limited series podcast, Right Royal Swindle. It premiered on Thursday, July 23 and
Guest/Caller
Royal Swindle tells the story of two fabulously wealthy Australian women who charmed their way into British high societies in the 1990s. But behind all the glamour and country houses, these women are hiding a dark past, some very bad intentions, and a truly wild con.
Karen Kilgariff
So in honor of our new show, Royal Swindle, we are gonna be reading all sketches, scammer emails. I love this. This is my favorite theme.
Guest/Caller
Let's just change the minisodes to all scammers. Cause I couldn't stop laughing.
Karen Kilgariff
There are many podcasts that would have a problem with that. I think if we really got into that space. Do you want to go first? Sure. Do it.
Guest/Caller
Okay. Here's a hotel scam story from the employee perspective. Hi. I'll admit I'm not a Day one listener, but I have been listening for a long time to the point where my husband mentioned my love of that murder podcast in our wedding vows.
Karen Kilgariff
Oh, my go.
Guest/Caller
And had been waiting for the day I'd have something to write in. I just listened to the recent episode about Anna Delvey and cackled at the part where you mentioned all of the hotel staff fighting to take care of her because she tipped so well. Because me and my fellow employees did that once with a woman who turned out to be scamming the hotel.
Karen Kilgariff
Yes.
Guest/Caller
Well, not the hotel directly, but I'll explain. About 10 years ago, I was working at a restaurant that was attached to a hotel. One day, this lady started calling in for room service and tipped at least 20 bucks every time he brought her something. Regardless of how much or how little you. We all noticed because we were money hungry little monsters. And people started fighting over who got to take care of her. Like to the point people would stand by the room service phone just waiting for her to call?
Karen Kilgariff
Smart. I mean, and also, have you ever stayed at a hotel where it felt like someone was standing directly by the
Guest/Caller
room service phone, like, oh, I didn't think you.
Karen Kilgariff
I wasn't ready to order my waffles.
Guest/Caller
I don't know what I want. Day two or three of her stay, her daughter came with her kids to stay with her. They told us the daughter got rich recently when she, quote, fell into a job selling private airplanes. I know, I know, it's ridiculous. I can't believe we fell for it. But anyways.
Karen Kilgariff
But just really quick.
Guest/Caller
Yeah.
Karen Kilgariff
Because there's a lot of people who fly on private airplanes, but they don't own the planes.
Guest/Caller
But it seems like the daughter sold those planes to the rich people.
Karen Kilgariff
Yes. I'm just saying, hard job. Because there's not that many who can actually be like, no, no, no, we don't just want to rent the plane for this one trip for an egregious amount of money.
Guest/Caller
It's a very specialized field. Probably right by day six or seven. One of the restaurant managers got suspicious and told the hotel manager they should run her credit. It was valid. I assume this is normal practice when someone hits a certain dollar point, but I don't know. They ran the card and it went through, but my manager had a bad feeling and said the hotel manager should call the credit card company to have them reach out to the person who held the account to make sure it was the lady putting charges on the card. So not shockingly, it was a gender neutral name, so we hadn't questioned it. Turns out this lady had met a man at a bar across the street and they decided they wanted to do a little horizontal tangoing. Got a hotel room. The next morning the guy left, but he never checked out of the hotel. As a walk in, there was no checkout date on file, so the room just kept charging the card I have, I walk out all the time. I didn't know you had to check out.
Karen Kilgariff
I mean, these days you usually don't.
Guest/Caller
Right, like they're gonna kick you out at 11 no matter what.
Karen Kilgariff
Yeah, that's right. And you can't charge anything after the time you're kicked out, you know?
Guest/Caller
Bet you could.
Karen Kilgariff
I guess you could though. Well, I don't know.
Guest/Caller
Yeah, maybe not.
Karen Kilgariff
I thought we had solved this problem.
Guest/Caller
I thought we were done with this. And that's why I'm reading this one. Apparently this lady waited around for and when no one came knocking, she decided to stay. She is a scammer. She got a week long, all expenses paid vacay on this guy's dime. And he didn't have a clue until the credit card company called him. She ended up racking around $4,000 between the room, food and booze. And they wouldn't reverse the charges because they made it clear when he checked in that he would also need to check out.
Karen Kilgariff
Yes.
Guest/Caller
Anyways, turns out the lady had a warrant for her arrest for check fraud. So the cops asked the hotel manager to keep it quiet until they got there so they could ARR. Arrest her. She invited her daughter and grandchildren, like her daughter who sold planes. She said, you've gotta get over here. I have a free fucking room. Let's have a vacation.
Karen Kilgariff
Do you think the daughter really does sell planes though? Or do you think they were making up jobs to sound rich?
Guest/Caller
I think they were like try to sound Rich. And then she's like, I don't know. What do rich people do? Sell fucking private planes.
Karen Kilgariff
You know how rich people fly on private planes? I sell them on private planes.
Guest/Caller
I sell them. Someone's gotta sell them. We watched from the parking lot as I took her away. And I gotta say, a lot of us were feeling bad for her. The guy had to press charges and would need to take her to court to get his money back. But don't feel bad for him. He told the hotel he wanted to handle it privately cause he was married. Because he didn't want to have to tell his wife.
Karen Kilgariff
He should have to.
Guest/Caller
I know. So the moral of the story is, don't cheat on your wife. And always make sure you check out of your hotel room.
Karen Kilgariff
Dang.
Guest/Caller
My best friend and I were at your Chicago show in November and had an amazing time. We met a bunch of girls at the show who were freaking awesome. And we ended up going out to a couple bars with them after bonding over the love of all things true crime. Love you all so much. Thank you for all the laughing you've brought every one of us listeners, Laura.
Karen Kilgariff
Thanks, Laura.
Guest/Caller
Thank you, Laura.
Karen Kilgariff
That was a great story.
Guest/Caller
That is like, you just never know what someone else is fucking up to, you know?
Karen Kilgariff
Yes. Also, I think all those ways that we can like close and lock the door behind us technologically is like, yes, why, why don't I take three minutes and check out of a hotel? We're very spoiled.
Georgia Hardstark
Two Aussie lesbian lovers touch down in 1990s London and become the to British high society. One of them starts touting an exclusive investment opportunity. And soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the duo are concealing a dark past and dastardly intentions. Evil.
Guest/Caller
They were bad.
Georgia Hardstark
Bad people as evil.
Guest/Caller
Yes, definitely.
Georgia Hardstark
Before long, a small town detective gets wind of the duo's exploits and vows to stop them.
Karen Kilgariff
She was a thieving scumbag.
Georgia Hardstark
Only problem is, these two are exceedingly hard to catch. Decades later, one of them is finally ready to tell all the I sold
Karen Kilgariff
my soul to the devil.
Georgia Hardstark
From USG Audio, Blanchard House and Exactly Right Media. This is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts.
Karen Kilgariff
Okay, here's my first one. The subject line is 19 year old fake doctor and it's not our guy.
Guest/Caller
A lot of these scammers are people like, this is what I Did. It's not like other people scamming. It's so good. They're like they're confessing on themselves.
Karen Kilgariff
Yes. And it's fun because it's like, listen, everybody. I think when you're young, you like, tell yourself, I'm bad if you do a bad thing. It's like, everyone's bad and everyone's good. Everybody gets into these situations. Like, I'm not saying, please don't steal money.
Guest/Caller
Karen's saying, please steal money from people and lie.
Karen Kilgariff
I mean, like, it's just the opposite though. It's like when you're young, you have your experiences with that and then you feel the extreme self revulsion after you do it. Like, oh, I guess I'm. I guess I'm a bad person.
Guest/Caller
That just means you're human and it's a good sign if you are like a little bit guilty that you did something shitty. Yes, that's a good sign.
Karen Kilgariff
But yeah, pay people back and say sorry.
Guest/Caller
Right.
Karen Kilgariff
Somebody calls in. Karen stole $20 out of my purse. Okay.
Guest/Caller
But she said sorry.
Karen Kilgariff
But she said sorry. 50 years later. Hi, Karen of Georgia and all the amazing people at Exactly. Right. Heart shape, heart emoji. Sorry.
Guest/Caller
Heart shaped emoji.
Karen Kilgariff
It's shaped like a heart. I've been a day one listener since February of 2020. Ugh, the dark days. Jesus. When I discovered your show and immediately went back to listen from the very beginning, it took me about six months to catch up. And during the time you were with me through Covid, buying my first house, getting divorced and selling that same house, meeting the love of my life, and having our son who somehow is already two years old. Aw, quite an arc. Thank you for being there through so many of the biggest moments of my life. All the high and lows in between. I'm from Denmark and English is not my first language, so please excuse any errors, grammar. Well, there's the first one. Errors, grammar.
Guest/Caller
Did you highlight. You should highlight and circle that and we'll send it back to her in red.
Karen Kilgariff
Errors, grammar. Okay. It says, more specifically, they're from a town in the suburbs of Copenhagen called.
Guest/Caller
You got it.
Karen Kilgariff
Vitrovra. Yeah, Vitrovra. But look at the way it's spelled.
Guest/Caller
H V. Yeah, that sounds right. Oh, Vitrovra. Yeah.
Karen Kilgariff
Okay, got it. The story I'm about to tell you is a true hometown story for me. In the summer of 2019, a 19 year old man walked into Vitrovra Hospital just outside Copenhagen. Now I'm mispronouncing Copenhagen wearing a white lab coat and claiming to be a medical student. For about a month, he moved between hospital departments, examined patients, wrote medical records, and even prescribed medication. Despite having no medical training at all. Doctors, nurses, patients and families all believed he belonged there.
Guest/Caller
Yeah.
Karen Kilgariff
Why? Tall, white, blonde. One of his patients.
Guest/Caller
I think that's all they have in Copenhagen. That's true.
Karen Kilgariff
I think that's the only flavor then is what's the. Where's the privilege? Where's the prejudice? One of his patients was a six month old baby girl. He examined her, prescribed medication, and sent her home. When she didn't improve, her parents returned to the hospital a few days later, where a real doctor diagnosed her with pneumonia and treated her successfully. Things got even weirder. One day he walked up to an ambulance parked outside the hospital and told the EMTs, have to leave right now. There's been a hanging, as you can imagine. That's never how an ambulance is sent to an emergency. The doctor runs down with a note, let's go. That always comes through the emergency dispatch center. When the EMTs didn't react to the guy's orders, he walked off. The EMTs went in and sounded the alarm. And the next time the guy showed up at the hospital, he was arrested for suspicion of fraud. He went on to be investigated, tried and later convicted. During the trial, it was revealed how he was not a medical student. In fact, he had not made it into med school that year. He just really badly wanted to be a doctor. It had been his lifelong dream.
Guest/Caller
My lifelong dream. But not enough to try harder, not
Karen Kilgariff
enough to study well, enough to pass tests or be a good doctor. I just wanna do it. And I don't care how good or bad I am at it.
Guest/Caller
I feel that way about podcasting.
Karen Kilgariff
Yeah, just get it done.
Guest/Caller
I just want to do it.
Karen Kilgariff
And if people die, they die. He was convicted of impersonating a medical professional and practicing medicine without authorization because he received a relatively short sentence. Danish media have never published his identity due to a court ordered reporting restriction and Danish press ethics surrounding criminal cases with short sentences.
Guest/Caller
They're so fair there.
Karen Kilgariff
I mean, they're. They're doing it right.
Guest/Caller
So boring.
Karen Kilgariff
His sentence. His sentence, you ask? 30 days of suspended imprisonment and 40 hours of community service. He walked out of court a free man. What's that?
Guest/Caller
Community service, shopping.
Karen Kilgariff
Stay away from the blood drive. And that's somehow not the craziest part of the story. We're not there yet. The following year, he was admitted to medical school.
Georgia Hardstark
Oh, no.
Guest/Caller
Really, like, fair and square.
Karen Kilgariff
Today he isn't Pretending anymore. He's actually studying medicine and could eventually graduate and work as a physician in Denmark. Well, guess what? And maybe this is. I'm saying this from the luxury of being in America and not in Denmark. He really wanted it.
Guest/Caller
He's gonna be a better doctor. He's either gonna be the best doctor ever or the worst one. And we won't know because they didn't give his name. I feel like in an impersonation case, we should have the name of the impersonator for future reference.
Karen Kilgariff
I mean, at least could the hospital administrator have the name of the impersonator? Just so they know where they're standing.
Guest/Caller
Totally.
Karen Kilgariff
Is it that. Did he go back to the same. Well, let me finish.
Guest/Caller
I won't.
Karen Kilgariff
Guess I'll just read. Danish universities do not require applicants to submit a criminal record certificate. By the time he applies for employment as a doctor, the conviction may no longer appear on his criminal record, depending on the applicable disclosure rules and how much time has passed. That means the families he deceived, including the parents of that baby, could theoretically one day meet him again, this time with him wearing the white coat, legally. That's crazy. The whole story has sparked years of debate here in Denmark, not only about his actions, but about hospital security, accountability, rehabilitation, and whether some professions should have stricter background checks than they currently do.
Guest/Caller
Yeah, because also, like, if he had been an actual doctor and had been, like, lying about what he knew, he would have been disbarred. But instead, he's allowed to go on to be a doctor. Like, it just feels like he's a scammer. He should be.
Karen Kilgariff
That would be so wrong of him to do as a doctor that he would not be able to be a lawyer.
Guest/Caller
Right, because he's just barred.
Karen Kilgariff
No, I know what you mean.
Guest/Caller
Disbarred from being adopted, but whatever.
Karen Kilgariff
No, you're completely right. And also, it's the ethical thing of, like, do you want a person that's working on you that's like, well, if I can cheat and scam my way through whatever we're doing, let's do it that way.
Guest/Caller
It should be their choice.
Karen Kilgariff
The.
Guest/Caller
The person. The patients.
Karen Kilgariff
Yes.
Guest/Caller
The lawyers. The lawyer doctor.
Karen Kilgariff
Okay, so it says it's one of these stories that sounds like Catch Me if youf can until you realize it happened in a pediatric ward. Thank you for an amazing show and for being some really cool older sisters, cousins, aunties, sharing important stories with me and all your listeners. What you do is important and significant to all of us. Oh, my God. And that's someone in Denmark.
Guest/Caller
Wow.
Karen Kilgariff
They don't like anybody. SSDGM. Just kidding. I don't know what they do in Denmark. SSDGM Yasmine or Yasmin. Nps. If you ever come to Denmark, please let me know. I'd love to go to a show or be your tour guide.
Guest/Caller
All right.
Karen Kilgariff
Love it. And we go to that hospital first and we all wear different white coats and see who can get the furthest into the staff.
Guest/Caller
It's you. Like I don't even have to.
Karen Kilgariff
Could I do it?
Guest/Caller
I'll get far into the cafeteria, get a bunch of free food.
Karen Kilgariff
But you could be a lunch lady with all your. Here's me as a doctor. A nuclear fist. Yes. I'll take the temperature.
Guest/Caller
I'm having a new kind of hot flash. That's my scalp is hot flashing.
Karen Kilgariff
Only loving it.
Guest/Caller
Can we get the air?
Karen Kilgariff
Get two hats some air.
Guest/Caller
Look what I have for my purse. Two hats. Is that a beanie Girl?
Karen Kilgariff
Slay all day, sweat all day. That's so cute and small, isn't it?
Georgia Hardstark
Yeah. You want it?
Karen Kilgariff
Yeah.
Guest/Caller
Okay.
Karen Kilgariff
I really like it.
Guest/Caller
You can have it.
Karen Kilgariff
This can just be the standing hot flash fan.
Guest/Caller
Yes, absolutely.
Karen Kilgariff
Just to let people know and maybe we start bringing up like a graphic that's like hot flash blinking on the bottom. And then you can call in. If we're having a hot flash, you can call the 800 number and win. And win a bunch of Tiger Balm. Now you can see what it feels like to be a lady.
Guest/Caller
You fuck.
Karen Kilgariff
You fucking asshole.
Guest/Caller
Oh, there's also rage.
Karen Kilgariff
There's the rage and Braid Fog.
Georgia Hardstark
Two Aussie lesbian lovers touch down in 1990s London and become the toast of British high society. One of them starts touting an exclusive investment opportunity. And soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the duo are concealing a dark past and dastardly intentions. Evil.
Guest/Caller
They were Bad.
Georgia Hardstark
Bad people. As bad as evil.
Guest/Caller
Yes, definitely.
Georgia Hardstark
Before long, a small town detective gets wind of the duo's exploits and vows to stop them.
Karen Kilgariff
She was a thieving scumbag.
Georgia Hardstark
Only problem is, these two are exceedingly hard to catch. Decades later, one of them is finally ready to tell all the I sold
Karen Kilgariff
my soul to the devil.
Georgia Hardstark
From USG Audio, Blanchard House and Exactly Right Media. This is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
Guest/Caller
There are some questions humanity may never be able to answer like what's the meaning of life?
Karen Kilgariff
Or even worse, what do I make for dinner?
Guest/Caller
Luckily, Hungryroot has one of those covered
Karen Kilgariff
hungryroot is like having your own personal shopper and nutritionist all wrapped in one. They'll take care of the weekly grocery shopping and recommend groceries and meals tailored to you.
Guest/Caller
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Karen Kilgariff
Once you tell them about your goals and preferences, they fill your cart with personalized recommendations and those recommendations get smarter as Hungryroot learns more about what you did or didn't like.
Guest/Caller
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Karen Kilgariff
I complain about dinner and cooking and that kind of stuff constantly. And Hungry Root provides exactly the thing I'm complaining about. Solution like they make a zesty chicken, avocado sweet potato bowl that is exactly what I want at the end of the day but would never ever take the time to make. And with Hungry Root, it's just right there. It's waiting for you.
Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
Goodbye.
Guest/Caller
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Karen Kilgariff
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Karen Kilgariff
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Karen Kilgariff
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Karen Kilgariff
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Guest/Caller
Goodbye. Okay, I am not stupid and neither are you. Red flag alert. So this is a real one like a warning one which is so great. Georgia and Karen Formal I am writing to you with tears still in my eyes after being the victim of falling victim to I don't like that at all as it puts the power in the hands of the wrongdoers. So being the unwitting Participant of a scam. I hope that by sharing I can help other people pleasers from going through what I just went through for the last three hours. Oh, God. We had one in Italy, a scammer. Vince got a text saying. Cause we drove. We got a car and drove that he had a ticket and he went to pay it. They don't do it like that. They don't text you about your ticket.
Karen Kilgariff
They won't personally text you.
Guest/Caller
I was surprised. Vince's.
Karen Kilgariff
He just wanted to take care of business. And yeah, he's.
Guest/Caller
Yeah, he's. So. Okay. I received a phone call this afternoon from a police officer who proceeded to spell his name and give me his badge number. After I spec. Asked regarding my failure to show up to jury selection several months ago, I was given two citation numbers and two separate fines. Being the aforementioned people pleaser, I was terrified of getting in trouble. So I immediately said, oh, I'm so sorry. I must have missed the notice. Now, to be clear, I actually did get a notice and I did not attend the selection poll. I know, I know it's wrong, and I knew it was wrong. But insert excuses here. Alas, here we are. So you might understand that when the officer brought that up, I thought, fuck, I've been caught.
Karen Kilgariff
Yep.
Guest/Caller
He proceeded to provide instructions. That's why they do it that way.
Georgia Hardstark
I know.
Guest/Caller
Because one out of every 10 person. I mean, more than that, probably, I
Karen Kilgariff
would say 7 out of 10.
Georgia Hardstark
Yeah.
Karen Kilgariff
People. That's all people do is try to get out of jury duty. No one's like us, where they're just like, let me get down there. That's so fun.
Guest/Caller
I mean, yeah. He proceeded to provide instruction that I was not to get off the phone with him. Red flag number one. A couple of these I read. Don't hang up the phone or we're coming for you.
Georgia Hardstark
Yeah.
Karen Kilgariff
They said, yeah, the people that are from jury duty.
Guest/Caller
Right.
Karen Kilgariff
Don't hang up the phone. This is the most important way we're gonna communicate with you.
Guest/Caller
Right. We can't call you back.
Georgia Hardstark
Yeah.
Guest/Caller
And that if I did, I would have a warrant issued for my arrest for civil disruption. That's fucking scary. Secondly, I must immediately pay $250 per citation in cash. And then it says, my cheeks start to redden. Yes. Flag number two. Then I must stay online while I drive to the sheriff's office, which I didn't get to because I was instructed to pull over and complete the transaction over the phone. Yes. A flag to sign a document noting that I agreed to pay the Fee. So you pay the fee and then they're like, but go to the sheriff's office. Cause that seems legit, right?
Karen Kilgariff
Exactly. They're sending you to the place where they would never want you to be to talk about what's actually happening to you.
Guest/Caller
Totally. Now you ask, why did I not run away? Why did I not hang up? And then it says in all caps, why did I pay them from the Cash app? Then my Apple pay in excess of $1,000 after they couldn't accept the funds because, and here's the no surprise kicker, I was scared.
Karen Kilgariff
Yeah.
Guest/Caller
I am, with the above exception, a law abiding citizen. I don't think you could call yourself that.
Karen Kilgariff
But that's how they getcha. You're guilty. You know you did bad. You're not one of those people that doesn't care.
Guest/Caller
I have three kids and I teach them right and wrong. And I knew that I had done wrong. These scammers preyed upon that and held me hostage on the phone. And I went with it. Too afraid to be arrested in front of my family, too afraid to have a record, too afraid to get in trouble. Yes, I was lucky. And my bank did alert me to the fraud, which when I said out loud, the officer told me it was because it was the first time I'd used the app. And I believed him because it was. I ended up driving to the bank with the ill advised intent to transfer funds from them to law enforcement directly. However, when I walked in the doors at the bank, it dawned on me and my husband, with whom I was texting, that this was no real deal. And I said, still on the phone with them. Can I speak to the sheriff? She's still on the phone with them.
Karen Kilgariff
Yeah.
Guest/Caller
Going to transfer funds because none of the other apps worked. They all worked. So it's thousands of dollars. Like Vince, when he put his credit card. None of them would work. The credit cards, they didn't accept that one.
Karen Kilgariff
Entering information and password immediately cancel all his cards.
Guest/Caller
I know. And when they put me on hold, I told a bank employee, I think I'm actively being scammed. And they hung up. I write this as someone who listens to you ladies on a weekly basis and has for years. I am a woman of a certain age. Ew. And consider myself. I didn't see. That's them. Ew.
Georgia Hardstark
Ew.
Karen Kilgariff
Ew. Ew. Oh, I thought she said, I'm a woman of a certain age. You.
Georgia Hardstark
Oh.
Guest/Caller
I mean, I guess we all are either way. And consider myself reasonably informed. We watch true Crime docuseries featuring regular people listen to podcasts, et cetera, with people who might have known better. And I'm here to tell you that these scammers are professionals. They know their demographic. They are smart. They have a narrative in place. And though I hope you never find yourself crying at the bank after believing that a law enforcement officer has contacted you and you might be arrested for non compliance, you are actually all good. These people are relentless. I want to share the scam, which I'm sure happened all too often, but also remind those that may have participated with regret that you are not at fault. These people are skilled con artists. They know the game and put you in as an unwitting player. I would advise myself and anyone else to tell such a caller. Thank you for letting me know. I will be in touch. It is always okay to trust and verify. I hope that you read this and others learn that shit happens to good people. Fuck politeness and always get a callback number. S. Yeah, but even the callback number, right?
Karen Kilgariff
Even the callback number. But here's the thing that just popped into my head is you can also do the thing anytime anyone's rushing you. You know, that's an element of it. Rushing is a big thing. But you can just do a thing where you talk as if you're normally talking and hang up on yourself mid sentence and it looks like you got cut off. Then you see what they do because they can't blame you for getting cut off. You didn't, you know, whatever. And then it's like. And then are they calling you back crazy? Is it like whatever also? I think. And I could completely be wrong. So maybe there are people who like, work at county offices who know. I think, isn't it when you have to pay stuff like that, it's like, check only.
Guest/Caller
Yeah. There's no way it'll ever be cash.
Karen Kilgariff
Or like never. Cash only.
Guest/Caller
Cash only. Or even an app. I can't.
Karen Kilgariff
Like, what if they were like, cash only or any weed you have? Or just like this Seems fake, But okay.
Guest/Caller
Our McDonald's coupons this morning too.
Karen Kilgariff
The Christmas book.
Guest/Caller
Oh, yeah, yeah.
Karen Kilgariff
Legend. Okay. That was amazing and great takeaway for everybody. Okay. The subject line of this email is, my grandma helped expose a pyramid scheme in the 80s.
Guest/Caller
Wow.
Karen Kilgariff
All the things I love. Greetings MFM gang. My girlfriend has been bugging me to write this email since we went out to dinner with my grandmother several months ago. But now we finally have a free moment to write it. So here you go. My dad's Mom Sylvia is a very Southern lady. During the 80s, she was about a single mother of five living in Charlotte, North Carolina. Single mother of five, a living saint. At the time, she was working as the sales manager for the local Sheraton Hotel. And she was really good at her job. I mean, she was like the top producing sales manager in the whole country. So when the people at the top saw this, they offered her a new position as the national sales manager without a raise. And then in. In parentheses, it says, fuck you. Corporate sexism.
Guest/Caller
Offering you a new position, a higher position.
Karen Kilgariff
And you can't say, no, no raise, right? Cause they're like, you can take the position at your. What a time in the 80s. Later that month, she was at a social event and was approached by a man named Thomas McColgan, who offered her a job at his company that paid way more than she was already making. The company was called IBC Arabian Investments, and it was a company that allowed people to purchase Arabian horses in full. So, like when the horse was pregnant, as stock, supposedly after the baby horses were born and several years old, they could be sold again as a return on the initial investment. The selling point to this idea was that people invested in small groups, about 10 people. So a share was only one tenth of the price. So it's like time. Time shares, Yes. A horse timeshare.
Guest/Caller
Okay, sounds legit.
Karen Kilgariff
I want the hair on his. I want his name. This scheme was largely targeting middle class people who would not normally invest in something like Arabian horses among us. I mean, so my grandmother agreed to work for him and over the course of a year, traveled all around the western United States. She stayed in condos in Las Vegas, went to exotic horse auctions in Flagstaff, Arizona, and even once flew with my dad and aunt to California on company money. Thomas McColgan had been paying Price Waterhouse to do the corporate taxes for IBC Arabian. When he presented the business plan to the potential investors, he had to show them the financials of his business so the investors could see that they were what they were getting into. Once, while she was in Las Vegas shooting a commercial for IBC with Wayne Newton. And then just a bunch of question marks and exclamation points, My grandma received a call from her co worker back in Charlotte. Her co worker had said that Thomas asked her to go all around Charlotte and look for a typeface font that matched her, that of Pricewaterhouse. Thomas McColgan was forging financial documents to show to his investors to get money. It was later found out that he actually Used money from investors to buy more horses. Very illegal, because that money is not supposed to be touched for years. Yes, that's the classic Ponzi scheme. When my grandma found out about all of this, she immediately left the video shoot with Wayne Newton.
Guest/Caller
This is bullshit and you know it.
Karen Kilgariff
Even you, Wayne Newton, can't keep me here.
Guest/Caller
Shame on you, Wayne.
Karen Kilgariff
This is.
Georgia Hardstark
God.
Guest/Caller
How much were they paying Wayne?
Karen Kilgariff
I mean, just to come on and be like, that guy was amazing. Yeah. Anytime you want to shoot that commercial,
Guest/Caller
though, I guess it didn't get filmed.
Karen Kilgariff
Do you like Arabian horses? Or maybe I'm thinking of. Who's the guy from the morning show? I'm thinking of Regis Philbin. I'm so sorry. Okay, so she flew back to North Carolina on her own money. So Thomas did not see that she bought a plane ticket back. Very smart. She called Pricewaterhouse and set up a discreet meeting in a hotel lobby in Charlotte. When she told the person she met with about what she heard, they said that Thomas was about to get in big trouble. My grandma did not testify in court because she was only involved in the sales part of the business. Thomas McColgan was found guilty of securities fraud, and my grandma has not heard from him since. She described him as an egomaniac and a stupid, greedy man. My grandma went on to work for the state of North Carolina, fighting for women's rights and even helping write new legislation on sexual assault laws.
Georgia Hardstark
Wow.
Karen Kilgariff
Needless to say, my grandmother is a badass, powerful, caring woman, and I love her and all of her stories so much. I mean, incredible. Stay sexy and don't invest in horses, because it's probably a pyramid scheme. Bert.
Guest/Caller
Okay, but what happened to the Arabian ponies?
Karen Kilgariff
They're just trotting around looking for investors. It's so sad.
Guest/Caller
So sad. Wayne Newton's just like, what are we doing?
Karen Kilgariff
One little foal has a PowerPoint presentation. Come on. Believe in us.
Georgia Hardstark
Invest. Two Aussie lesbian lovers touched down in 1990 London and become the toast of British high society. One of them starts touting an exclusive investment opportunity. And soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the duo are concealing a dark past and dastardly intentions. Evil. They bad bad people. As bad as evil.
Guest/Caller
Yes, definitely.
Georgia Hardstark
Before long, a small town detective gets wind of the duo's exploits and vows to stop them.
Karen Kilgariff
She was a thieving scumbag.
Georgia Hardstark
Only problem is, these two are exceedingly hard to catch. Decades later, one of them is finally ready to tell all I Sold My Soul to the Devil From USG Audio, Blanchard House and Exactly Right Media. This is Royal Swindle. New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts.
Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
Go to Q-U-I-N-C-E.com mfm for free shipping, and 365 day returns.
Guest/Caller
Quince.com mfm Goodbye. Every piece of furniture you own has a story.
Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
We've talked about article for a long time. There are pieces in that catalog that are so affordable that are room changers and if you go through there and there's like a little something you don't even realize you need until you see how they have stuff set up or what style combinations that they're doing with they do the boho chic, there's mid century, it's a little bit modern, it's something new. Like there's so many choices in there and it's not going to break the bank.
Guest/Caller
As someone who's interested in tons of different styles and time periods, article covers them all in one place. I love that.
Karen Kilgariff
I know I've mentioned already how much I love my entryway table. But I swear to God, because the path that it's on, my path it four times a day and I love it more every time.
Guest/Caller
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Karen Kilgariff
To claim, visit article.commur and the discount will be automatically applied at checkout.
Guest/Caller
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Karen Kilgariff
Goodbye.
Guest/Caller
Okay, here's my last one. I was a preteen con artist. Hey ladies. This story has everything. A trash mom, a mystery, an inappropriate joke. So let's get started.
Karen Kilgariff
Hell yes.
Guest/Caller
The year is 1996 and my mother decided the perfect family vacation for my brother, 10 and me, 12, would be a trip to Vegas. I've been there as a child. But why you might ask? Well, her live in boyfriend at the time loved to gamble.
Karen Kilgariff
Wayne Newton.
Guest/Caller
The movie Casino had just come out and he was obsessed to the point that he had bought a roll out craps table to play at. Oh, red flag, everybody.
Karen Kilgariff
He likes Robert De Niro.
Guest/Caller
He's teaching these children how to gamble.
Karen Kilgariff
Casino is an amazing movie though because Don Rickles plays a pretty big part and it's so good.
Guest/Caller
Great outtakes. So yeah, my mom booked her boyfriend's dream vacation and dragged my brother and I along. Ugh, single mom's boyfriends. You just don't really get over it.
Karen Kilgariff
Yeah, because your mom's forced into a bit of a pick me situation that like you just subconsciously understand, but factually understand.
Guest/Caller
I don't remember every single one update. This relationship did not stand the test of time.
Georgia Hardstark
No.
Karen Kilgariff
What?
Guest/Caller
I still see the trip through my jerk 12 year old eyes. I get it so much more now that I have a 12 year old daughter of my own. But I have to admit, we had a good time. My mom did a great job of finding the kid friendly fun Vegas had to offer. Plus we ate at buffets and got to swim a ton. A kid's dream.
Karen Kilgariff
That's all that matters.
Guest/Caller
It really was a fun place to be when you were a kid. It's like this is sketchy as fuck and I love it. And just meet all these fucking like free range kids.
Karen Kilgariff
Yes.
Guest/Caller
Whose parents are like also Las Vegas parents. That's right.
Karen Kilgariff
I mean, what a mix.
Guest/Caller
It was pretty great. One of my favorite memories is when my mother let my brother and I walk the strip alone at night while they gambled. The 90s, man.
Karen Kilgariff
Jesus.
Guest/Caller
Well, they had each other. I think I've heard that before.
Karen Kilgariff
They're Getting lit.
Guest/Caller
Stick with each other.
Karen Kilgariff
They're getting those sex pamphlets from the guys at Randy, who definitely got no, thank you.
Guest/Caller
So my mother had scheduled for my brother and I to fly back a few days early so she could have alone time with her boyfriend. Ew. I mean, letting us wander the city streets while she gambled in the casino had to have been stressful.
Karen Kilgariff
One would hope.
Guest/Caller
Anyway, so my brother and I flew on our own, with the plan being that my dad would pick us up at the airport back home. The flight was pretty uneventful until we landed. While we were sitting and waiting to get off the plane, I checked to make sure that the $23 I had left from my trip spending money was still in my purse, only to find it was done. Done, done. Missing, stolen. That amount of money might not seem like a big deal, but that's $44.32 in today's moolah.
Karen Kilgariff
Thank you. Well done. Well done.
Guest/Caller
And I was 12. It might as well have been $44,000. So I proceeded to lose my shit. Sobbing, snotting, hyperventilating. But the worst part, I refused to get off the plane until the money was found. The stewardesses were literally begging me to deplane. And yes, that was until the pilot came out to see what was going on. Once he heard the story, he pulled out a crisp $20 bill and put it in my psychotic little tween hand. I magically calmed after that and made my way off the plane.
Karen Kilgariff
Pilot's like, I'll give you 20 bucks to get the hell out.
Guest/Caller
We're trying to fucking go home to our families.
Karen Kilgariff
We have 52 more flights today.
Guest/Caller
From there, we were escorted by the airport employee over to my dad waiting for us outside the terminal. The employee looked at me and. And asked, is this your dad? Well, apparently I was riding high on the mayhem I had just caused from the plane, because I looked at her and dryly joked, I've never seen this man before in my life. She's got a cigarette. I didn't know she was. She's picked it up in Vegas, and
Karen Kilgariff
then she's got the 20 tucked behind her ear on the other side.
Guest/Caller
She looked shocked, my dad looked pissed. And I just stood there laughing hysterically. I've never seen this man a day in my life.
Karen Kilgariff
Also, punish the dad for letting him. Let the mother take you to Vegas.
Guest/Caller
To all. Eventually, the whole thing was sorted out and we headed off home with my still fuming dad. You might wonder what happened to that $23 that somehow went missing. Well, on the drive back from the airport, I thought to unzip the little inside pocket of my esprit purse only to find my not so missing money safely hidden inside. That's right. I caught net pilot out of a fresh $20 and almost doubled my money. Jackpot. Question mark, question mark, question mark.
Karen Kilgariff
They really absorbed something in Las Vegas. They knew how to do it.
Guest/Caller
Well, keep doing what you're doing in every way. As a thoroughly medicated and therapized person, I appreciate all of the light you shine on mental health. Without help, I might still be throwing bits on planes. We can't have that. Maybe I'll write in some stories about my mom next. She may have been a 90s trash mom, but she was also a criminal attorney for 40 years. Is that how she met this gambling boyfriend?
Karen Kilgariff
Yeah. Really? I could have sworn the boyfriend stole the money out of the little kid's purse. I'm like, that's kind of the dirt baggiest way to end it, right? And it's kind of fun.
Guest/Caller
Gail has seen some shit. Love to you all. Stay sexy. And what happens on a plane from Vegas doesn't count.
Karen Kilgariff
Kate with a C. Incredible Kate. God damn. Someone will give me $20.
Guest/Caller
It's such a big sister move too. Yeah, although I could see a little sister doing that too.
Karen Kilgariff
I mean, it's just gutsy. And then. And she got her money.
Guest/Caller
She did.
Karen Kilgariff
Okay, here's my last one. Kind of similar. The subject line of this email is the Devil's child and it says, hey, badass bitches. And Steven. When I was five years old, a Jiffy Mart opened in our tiny town not far from our house. And it created quite the impression on me. If you're not familiar with them, a Jiffy Mart is just a convenience store. So not really that exciting. But to a five year old, candy obsessed me. It was everything. We only went one time to check it out and my mom let me purchase a package of sixlets. Little round candy coated balls of chocolate. Have you ever had a sixlet?
Guest/Caller
I can't think I have. I can't pick them.
Karen Kilgariff
It was like the Hydrox to M and M's. Oreo. Got it. So they were round, but they were
Guest/Caller
basically M and M's.
Karen Kilgariff
And also the package was like a little tube. So interesting. Inferior to M and M's for sure. But again, I was five. Yeah, that's right. Well after I had that bag of chocolatey dipped red dye number five treasures, they were all I could think about. How on earth would I ever get the money to get more. And then I had it. The brilliant, foolproof plan to go door to door in my neighborhood telling people my little brother was sick and he and we needed money for his medicine.
Guest/Caller
Oh my God. It's like a Facebook scam. Before there's Facebook.
Karen Kilgariff
Yep, there's a living five year old GoFundMe scam.
Guest/Caller
What's wrong with that plan? Nothing in the child's mind.
Karen Kilgariff
I'm going to take this to the neighborhood and see if they want me to have Scotland sixlets, because I think they do and or my brother to get better. Okay. And then it says, yep, I was a five year old grifter. Shockingly, no one was taking the bait. They'd simply look at me strangely and say, go home. Then I came to her house. The weirdo church lady at the end of the block. I didn't know much about her, but I knew church people love to do things for others. So I forged ahead. After my little spiel, she felt so terrible for me that she cleaned out her change purse and I traipsed home, hands brimming with coins. Feels so good. I wasn't stupid enough to let my mom know what I had done, so I did what any 5 year old would do. I hid behind the chair in the living room to count the money. Almost immediately, my mom was onto me. I guess watching me sneak behind a piece of furniture and the sound of clinking coins was a dead giveaway. Where did you get that? She asked me. I've had it, I said unconvincingly. Within minutes, she had the whole story out of me. And because we were also church people, I was told I had to return the money, apologize, and tell the woman what I had done.
Guest/Caller
Yeah, you do.
Karen Kilgariff
So my mom drove me to the end of the block and made me get out by myself. All caps. I trembled my way to the door, and when she answered, I blubbered and cried and apologized and admitted my lie. Church lady's eyes flared with anger, and instead of the pat on my head I expected, I was met with this. You little liar. You're the devil's child and you're going to hell for what you've done.
Guest/Caller
Oh my God.
Karen Kilgariff
That's like every nun in my grammar school. And then she slammed the door in my tiny face, sobbing. I turned to my mother, who was still in the car, and showed her the money and shrugged. Like, what do I do now?
Guest/Caller
She didn't take the money?
Karen Kilgariff
No, she.
Guest/Caller
Okay, it's yours now.
Karen Kilgariff
Too busy screaming at her. She yelled at me to leave it on the porch and when I got back in the car, I told her what the woman said in shock herself. My mom took me home and got on the phone with my grandmother to tell her about the escapade. While they laughed and laugh, confused and traumatized, I tried to find the humor in it too. Stay sexy and don't scam your neighbors. A g her.
Guest/Caller
I was hoping she'd somehow get the six and what are they called?
Karen Kilgariff
Cichlids.
Guest/Caller
Like get cichlids out of it. Like her mom would feel bad that she got screamed at by a psychotic woman.
Karen Kilgariff
If it was 2026, they'd get on like TikTok and then Six Litz would be like, we're at don't worry, we got you covered.
Guest/Caller
There'd be a ring, doorbell, camera, the whole fucking thing.
Karen Kilgariff
But this instead, this one's like, maybe I am a devil child and carries that into adulthood.
Guest/Caller
Becomes a total goth.
Karen Kilgariff
Yeah, thank God another goth is made.
Georgia Hardstark
Thankfully.
Karen Kilgariff
Well, that was our scam show. Let's read the ending to celebrate Royal Swindle.
Guest/Caller
Let's read the ending. Royal Swindle is out now. New episodes will be released weekly on Thursdays and please follow Royal Swindle now on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts from.
Karen Kilgariff
Blanchard House, Exactly Right Media and USD Audio. It's the rom com of the summer. It's Royal Swindle.
Guest/Caller
Stay sexy and don't get murdered. Goodbye Elvis. Do you want a cookie?
Karen Kilgariff
This has been an Exactly Right production.
Guest/Caller
Our senior producer is Molly Smith and our associate producer is Tessa Hughes.
Karen Kilgariff
Our editor is Aristotle Acevedo.
Guest/Caller
This episode was mixed by Liana Squillace.
Karen Kilgariff
Email your hometowns to my favorite murdermail.com
Guest/Caller
follow the show on Instagram at My Favorite Murder.
Karen Kilgariff
Listen to my favorite murder on the iHeartRadio app, Apple Pocket Podcasts or wherever you get your podcasts.
Guest/Caller
And now you can watch My favorite Murder on Netflix.
Karen Kilgariff
And when you're there, hit the double thumbs up and the remind me buttons. That's the best way you can support our show. Goodbye.
Georgia Hardstark
Two Aussie lesbian lovers touch down in 1990s London and become the toast of British high society society. One of them touts an exclusive investment opportunity. And soon the money is rolling in. Rich businessmen and England's horse loving elite fall under their seductive spell. They even meet Queen Elizabeth. But the millionaire duo are concealing a dark past and dastardly intentions. From USG Audio, Blanchard House and Exactly Right Media. This is Royal Swindle New episodes drop every Thursday. Listen now on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts.
Guest/Caller
The best time to think about home security is before you need it.
Karen Kilgariff
That's exactly why there's SimpliSafe.
Guest/Caller
Traditional home security only alerts you after a break in has already happened and that's too late. Simplisafe is changing that.
Karen Kilgariff
SimpliSafe's US based live agents identify threats on your property and help deter them. So intruder never get to your house.
Guest/Caller
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Karen Kilgariff
The 247 professional monitoring is effective and affordable and won't lock you into a long term contract.
Guest/Caller
I think that's what's so scary for so many people is that long term contract and like whatever turns out you don't like it or need it, but they don't have that because they know you'll like it and you'll know that you need it and feel so much safer when you have it. Like at this point in my life I would never go without a security system on my house. I just feel safer with actually having Simplisafe around.
Karen Kilgariff
There's a whole staff at Simplisafe that's waiting to talk to you and help you out. Right now you can get 50% off your new system by visiting simplisafe.com mfm that's half off@simplisafe.com mfm there's no safe like SimpliSafe.
Guest/Caller
Goodbye Chief Caribbean's jet set July sale
Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
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Guest/Caller
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Karen Kilgariff
Head to CheapCaribbean.com today to book your beach vacay.
Guest/Caller
Goodbye.
Podcast: My Favorite Murder with Karen Kilgariff & Georgia Hardstark
Date: July 27, 2026
Episode Theme: Scams, Con Artists, and Swindles (Special “Royal Swindle” Tie-In)
This minisode is themed around scams, con artists, and grifters, celebrating the launch of the “Royal Swindle” podcast (Exactly Right’s new limited series about two Australian women who became high-society con artists in 1990s London). Karen and Georgia read listener-submitted stories about scams, scammers, and even a few personal confessions. The tone is comedic, irreverent, and full of empathy for both victims and the occasionally repentant swindler.
[03:35 - 08:12]
[09:57 - 17:23]
[22:06 - 28:45]
[29:02 - 33:19]
[37:21 - 41:59]
[42:58 - 46:49]
The episode delivers a lively mix of scam stories—some harrowing, others hilarious, but all threaded with lessons about skepticism, vulnerability, gullibility, and revenge. It celebrates those who spot a con and comfort those who fall for one, all with Karen and Georgia’s trademark blend of wisecracks and warmth.
Stay sexy and don’t get scammed (or murdered!).