Podcast
Net Net
Hosted by Lizzy Marie, Lissa Lumutenga · EN
Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to help you decide: IS IT WORTH IT!? They give their takes on whether something is “net positive” or “net negative” ultimately giving you the confidence to decide for yourself. These conversations are authentic, inspiring, and always entertaining.
10episodes
Episodes
Newest firstAll episodes
Are souvenirs worth it?
Sep 300:33:29Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of souvenirs. In this episode, we’re talking about why we buy them, what they symbolize, and whether they’re actually worth the money or just clutter. Join us as we reflect on nostalgia, impulse purchases, and the surprising psychology behind keepsakes. Main Topics00:00 Introduction01:04 Running The Numbers Segment02:16 Personal Stories and Souvenir Experiences02:56 Intentions Behind Gift Giving10:45 Historical Context of Souvenirs12:30 Personal Souvenir Preferences18:34 Space Considerations22:25 Cultural Appropriation Concerns23:56 Cherishing Travel Memories27:27 Supporting Local Economies29:50 20 Cents Segment References for Statisticshttps://www.ibisworld.com/classifications/us-sic/5947/gift-novelty-and-souvenir-shops/?utm_source=chatgpt.comhttps://today.yougov.com/travel/articles/21197-more-women-men-purchase-souvenirs-friends-family-ahttps://www.souvenirproject.org/history/origins-of-souvenir/https://emint.com/blog/a-modern-history-of-souvenirs-and-keepsakes/ Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Is branding yourself worth it?
Aug 2000:39:42Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of branding yourself. Personal branding might sound like a career hack, but it comes with its own baggage. We talk about what it really costs to show up online, curate a professional persona, and “market yourself” as a product. Is branding yourself is worth the payoff? Let’s talk about it. Main Topics00:00 Introduction01:20 Running The Numbers Segment02:33 What is Personal Branding?04:00 Personal Branding in Career Transitions07:01 The Costs and Benefits of Personal Branding09:30 Navigating Personal and Business Branding22:23 The Rebellious Brand of Rihanna23:25 Personal Branding Challenges25:47 Navigating Personal and Professional Identity27:37 Costs of Being Known for Something29:46 Balancing Personal Views and Public Persona35:05 20 Cents Segment References for Statisticshttps://www.entrepreneur.com/leadership/why-personal-branding-is-crucial-for-ceos-in-todays-world/468320https://www.professionalrecruiterinc.com/the-value-of-a-strong-personal-brand-for-career-success/https://www.linkedin.com/pulse/achieving-all-star-status-linkedin-sophie-milliken-fcipd-frsa/https://capitaloneshopping.com/research/branding-statistics/https://www.prnewswire.com/news-releases/more-than-half-of-employers-have-found-content-on-social-media-that-caused-them-not-to-hire-a-candidate-according-to-recent-careerbuilder-survey-300694437.html Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Is hired help worth it?
Aug 600:33:14Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of hired help. From housekeepers to virtual assistants to TaskRabbit sidekicks, outsourcing parts of your life can be a game-changer, but or a guilt trip. We unpack when hiring help is an investment in your peace of mind, and when it starts to mess with your values, your budget, or your sense of self. Is convenience worth the cost? And who gets to decide? Main Topics00:00 The Trade-offs of Hiring Help00:58 Running The Numbers Segment01:18 Financial Realities of Domestic Workers03:57 Personal Experiences with Hiring Help07:45 Emotional and Ethical Considerations15:21 Balancing Costs and Benefits18:34 Hypothetical Millionaire Scenario19:46 Housekeeping and Pets22:22 Digital Hygiene and Personal Assistants23:39 The Stigma of Hiring Help29:05 20 Cents Segment References for Statisticshttps://www.epi.org/publication/domestic-workers-chartbook-2022/https://www.bls.gov/oes/2023/may/oes372012.htm Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Are domestic partnerships worth it? feat. Raymond Hekmat
Jul 2300:36:05Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the conversation covers benefits, limitations, and what you might not know could affect your rights. Whether you’re partnered, planning ahead, or just curious, this episode unpacks what it really means to commit outside the traditional framework. ►► Check out Raymond Hekmat on socials!Instagram - TikTok - YouTube Main Topics00:00 Introduction to Domestic Partnerships01:36 Running The Numbers Segment02:32 Benefits and Limitations03:14 Legal Nuances05:38 Cohabitation vs. Domestic Partnerships09:02 Personal and Social Considerations18:55 Understanding Domestic Partnerships19:57 Legal Separation vs. Divorce20:58 Perceptions of Domestic Partnerships24:35 Commitment and Social Constructs28:58 Common Law Marriage vs. Domestic Partnership30:12 20 Cents Segment References for Statisticshttps://www.census.gov/newsroom/press-releases/2024/families-living-arrangements.htmlhttps://www.pewresearch.org/social-trends/2019/11/06/the-landscape-of-marriage-and-cohabitation-in-the-u-s/https://www.pewresearch.org/social-trends/2019/11/06/marriage-and-cohabitation-in-the-u-s/https://www.kff.org/report-section/ehbs-2023-section-2-health-benefits-offer-rates/ Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Are personality tests worth it?
Jul 900:37:30Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us something to blame? Main Topics00:00 Introduction to Personality Types01:18 Running The Numbers Segment04:44 Criticisms and Limitations of Personality Tests09:50 Personality Tests in the Workplace19:58 Personality Profiles and Horoscopes20:48 Myers-Briggs and 16 Personalities23:08 Dating and Personality Compatibility24:36 Validity of Personality Tests28:07 Brand Archetype Quizzes33:04 20 Cents Segment References for Statisticshttps://www.shrm.org/topics-tools/news/all-things-work/assessing-personalities Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Is buying in bulk worth it?
Jun 2500:36:36Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn't always cheap. Main Topics00:00 Introduction01:32 Running The Numbers Segment02:03 The Privilege and Pitfalls of Bulk Buying07:32 Unexpected Costs and Considerations14:30 Changing Circumstances and Bulk Buying19:51 Expensive vs. Cheap Items21:01 Toiletries and Household Staples22:57 Buying in Bulk in Different Cities27:26 Food Waste33:01 20 Cents Segment References for Statisticshttps://www.lendingtree.com/credit-cards/study/bulk-buying/https://couponfollow.com/research/savings-when-buying-bulkhttps://walton.uark.edu/insights/posts/the-high-cost-of-low-income.phphttps://www.rts.com/resources/guides/food-waste-america/ Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Is budgeting worth it?
Jun 1100:37:05Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life. Main Topics00:00 Introduction01:25 Running The Numbers Segment05:37 Challenges and Tools for Budgeting10:10 Different Approaches to Budgeting13:31 Loose Budgeting20:25 Building Financial Confidence23:12 The Costs of Budgeting24:48 Emotional and Relationship Impacts29:12 Alternative to Traditional Budgeting32:36 20 Cents Segment References for Statisticshttps://www.debt.com/research/best-way-to-budget/https://www.intuit.com/blog/innovative-thinking/beyond-the-budget/ Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Are prenups worth it? feat. Raymond Hekmat
Jun 4, 202500:45:13Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond Hekmat, a California-based family attorney. Together, they unpack common myths and misconceptions about prenups and explore whether they’re worth having. Main Topics00:00 Introduction01:18 Running The Numbers Segment02:20 Meet Our Guest, Raymond Hekmat04:03 The Importance of Prenups08:24 Prenups vs. Postnups11:58 Navigating Prenup Discussions19:49 Personal Experiences and Misconceptions24:54 Financial Growth and Relationship Dynamics25:19 Infidelity and Legal Protections30:50 Costs and Timelines of Prenups35:23 Unique Prenup Provisions40:02 20 Cents Segment References for Statisticshttps://helloprenup.com/prenup-statistics-2024-comprehensive-insights-into-prenuptial-agreements/https://investors.legalzoom.com/news-releases/news-release-details/legalzoom-encourages-couples-consider-prenuptial-agreementshttps://www.newsweek.com/more-americans-are-signing-prenups-1838768 Check Out Raymond on: Instagram | TikTokWebsite: https://hekmatfamilylaw.com/ Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Is minimalism worth it?
May 28, 202500:48:20Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of minimalism. Is owning less truly freeing, or can it become restrictive and performative? They explore when minimalism adds clarity and when it just adds pressure, especially across different incomes and cultures.Main Topics00:00 Introduction01:02 Running The Numbers Segment02:27 Minimalism in Design03:42 Minimalism in Daily Life06:54 Emotional Attachment to Possessions14:30 Cultural & Family Influences Against Minimalism24:09 Costs of Minimalism28:55 Balancing Minimalism vs Functionality31:27 The Struggle with Clutter35:56 Designing Functional Spaces44:34 20 Cents Segment References for Statisticshttps://today.yougov.com/topics/society/survey-results/daily/2023/04/21/9540a/1https://pmc.ncbi.nlm.nih.gov/articles/PMC10249935/https://civicscience.com/minimalism-seems-more-a-necessity-than-a-lifestyle-choice-in-2021/https://civicscience.com/americans-arent-minimalists/ Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →Are digital detoxes worth it?
May 21, 202500:43:56Tap to summarizeLizzy and Lissa break down the hidden costs – financial and otherwise – of digital detoxes. They dive into screen-time guilt, generational shifts, and the rise of tech-free wellness trends. While some people unplug for peace of mind, others find disconnection brings a different kind of stress. This episode explores how logging off can help – or sometimes complicate – modern life. Main Topics00:00 Introduction to Digital Detoxes01:10 Running The Numbers Segment02:35 The Costs of Digital Detox08:38 Detoxing from Social Media17:40 Managing Notifications and Digital Habits24:13 Mindless Social Media Habits26:52 Generational Differences in Digital Interaction30:21 The Stigma of Not Using Social Media36:41 Safety Concerns with Being Offline39:47 20 Cents Segment References for Statisticshttps://www.statista.com/statistics/1342542/us-users-frequency-digital-detox/https://www2.deloitte.com/us/en/insights/technology-management/survey-users-admit-to-smartphone-overuse-implement-digital-detox.htmlhttps://health.arizona.edu/digital-detoxhttps://pmc.ncbi.nlm.nih.gov/articles/PMC11392003/ Co-HostsLizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits► Produced by Lizzy Marie and Lissa Lumutenga► Artwork by Lizzy Marie► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
Transcribe →