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Taxes are often treated as a once-a-year obligation, but they play a much bigger role in your overall financial life. In this episode of Not Just Numbers, Mike and Madison explore the difference between tax preparation and tax strategy—and why planning ahead can make a meaningful impact over time.

They discuss how a year-round, coordinated approach to taxes can help shape future outcomes, covering topics like income timing, retirement plan contributions, Roth decisions, charitable giving, tax-loss harvesting, and estate planning. Along the way, they highlight recent rule changes and explain why working proactively with your financial and tax professionals can help reduce surprises and better align taxes with your long-term goals. Obviously, this episode is for general educational purposes only and is not tax or legal advice. Please speak to your professional for specific tax or legal advice.