In this episode of Not Just Numbers: Honest Conversations with a Financial Advisor and Lawyer, Mike and Madison discuss three key numbers shaping the financial future of women: 45, 5, and 59.

Women are projected to control 45% of investable assets by 2030, live about five years longer than men, and often face major financial transitions such as widowhood earlier than many expect. Mike and Madison explore what these trends mean for investment strategy, retirement planning, and estate preparation, and why having a clear, coordinated financial plan is more important than ever.

Sources

1. USA Facts, March 21, 2025

https://usafacts.org/articles/do-women-live-longer-than-men-in-the-us/

2. The Guardian, December 11, 2024

https://www.theguardian.com/us-news/2024/dec/11/americans-living-with-diseases-health-study

3. McKinsey & Company, May 8, 2025

https://www.mckinsey.com/industries/financial-services/our-insights/the-new-face-of-wealth-the-rise-of-the-female-investor

4. Diversified Trust, October 13, 2025

https://diversifiedtrust.com/blog/women-and-wealth-transfer/

5. Pew Research Center, April 13, 2023

https://www.pewresearch.org/social-trends/2023/04/13/in-a-growing-share-of-u-s-marriages-husbands-and-wives-earn-about-the-same/

6. Center for American Progress, May 9, 2025