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Graduation is often seen as a finish line, but financially, it’s really a turning point. In this episode of Not Just Numbers, Mike and Madison explore what happens when college tuition payments end and a significant amount of cash flow is suddenly freed up. Without a plan, that money can quickly disappear into lifestyle spending or ongoing support for adult children—something more families are doing than ever before, often at the expense of their own retirement.

Madison and Mike discuss why this moment is an opportunity for families to reset, have honest conversations about financial independence, and make intentional decisions about what comes next. They also highlight key strategies to consider, from boosting retirement savings and exploring Roth conversions to rebuilding emergency reserves and updating estate plans.

If graduation is on the horizon in your family, this episode offers a clear perspective on how to turn this milestone into a smart financial step forward.