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Lakshmi Singh
Live from NPR News, I'm Lakshmi Singh. Open enrollment for Affordable Care act or Obamacare plans for 2026 begins tomorrow if ACA tax credits expire at the end of the year as scheduled. Sticker shock the nonprofit health policy think tank KFF estimates the costs could soar 114% on average. Congressional Democrats are fighting for an extension. In doing so, they've been blocking a GOP backed short term spending measure to reopen the federal government, which has been closed now a month. Also tomorrow, the administration says access to SNAP food assistance could disappear. House Speaker Mike Johnson says Democrats could end the impasse now if they drop their demands.
Mike Johnson
SNAP benefits for millions of American families are drying up. It's about one in eight people in this country who rely upon this to literally put food on their table. And the blame for this lies 100% with the senators sitting over there in.
Lakshmi Singh
The Democrat Party member the shutdown. The White House confirms that military personnel are being paid today, while while members of Congress remain deadlocked over reopening the government, the administration is moving money around to selectively fund military pay, but not other programs. NPR's Danielle Kurtzleben reports.
Danielle Kurtzleben
An Office of Management and Budget spokesperson confirms reporting originally done by Axios, saying that the agency is using around $5 billion from a military housing fund, a military research and development fund, and a Defense Department account used for building ships. NPR asked if part of the money is also coming from a $130 million donation made by a billionaire Trump ally, but the OMB did not respond. Trump has said he thinks he can cut, quote, Democrat programs during the shutdown, but fund others tomorrow. Funding for the Supplemental Nutrition Assistance Program, which feeds low income families, is set to lapse. Danielle Kurtzleben, NPR News.
Lakshmi Singh
A bipartisan panel voted today unanimously to pass a new map in Ohio. The state will now avoid a lengthier fight over the required redrawing of boundaries for its 15 members of Congress. Ohio Public Media's Sarah Donaldson has the latest.
Sarah Donaldson
Ohio's new map moves Cincinnati and Toledo's districts in Congress further right, but Akron inches left. And it makes some already Republican friendly districts even friendlier. But Democratic Representative Dunny Isakson of Cincinnati says it staved off a worst case map for the minority party.
Dunny Isakson
They tried to steal districts here like they were doing in Texas North Carolina and Missouri and and today we prevented that from happening.
Sarah Donaldson
He and the other Democratic lawmakers who voted for the map shut the door on any effort to repeal it. Still, both sides are facing blowback for the deal, since at least one of those now Republican seats could swing the other way. For NPR News, I'm Sarah Donaldson in Columbus.
Lakshmi Singh
From Washington, this is NPR News. More homeowners in America are staying put. New data from the real estate group Redfin show the lowest turnover rate for homes in at least 30 years. Its research found 28 out of every 1,000 homes change hands between January and September. Housing affordability remains a challenge, even though mortgage rates have ticked down. Today is Halloween. Today, time to bring out the costumes and candy and maybe the Ouija board. Dina Pritchett reports. People have been playing with versions of this spooky Toy for nearly 150 years.
Dina Pritchett
After movies like the Exorcist. It's understandable why some people may fear the Ouija board.
Emily Clark
We often associate Ouija boards with inviting demons into your home and into your body, but they do not have that history at all.
Dina Pritchett
Emily Clark teaches religion at Gonzaga University and says Ouija boards originated out of the spiritualist movement that came after the Civil War, two 21st century sleepovers.
Emily Clark
I think the questions that people ask of a Ouija board are questions that they feel like there's no other way to have the answer to, whether that's.
Dina Pritchett
If your loved one is at peace, if you're going to marry your middle school crush, or the name of the demon who's really controlling the Ouija board. For NPR News, I'm Dina Pritchup.
Lakshmi Singh
At a last check on Wall street, the Dow Jones Industrial average was down 24 points at 47,497. The NASDAQ gained 140 points. The S&P is up 15. I'm Lakshmi Singh, NPR News.
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This succinct five-minute NPR News Now update, anchored by Lakshmi Singh, covers key national news moments on the eve of November 2025. The main focuses include the government shutdown crisis and its implications for health care and food assistance, significant developments in Congressional redistricting in Ohio, growing stagnation in the U.S. housing market, and a timely cultural segment on the Ouija board for Halloween. The episode is news-dense, reflecting both political and social issues affecting Americans.
Affordable Care Act (Obamacare) Enrollment Opens Amid Uncertainty
Open enrollment for 2026 health plans begins tomorrow (11/1). If ACA tax credits expire, premiums could skyrocket over 100% next year.
The nonprofit KFF estimates a 114% average cost increase if tax credits lapse.
Congressional Democrats push to extend credits and are blocking a GOP short-term spending measure as a tactic.
The federal government remains shut down for a month, with food assistance and several other essential services at risk.
[00:17] Lakshmi Singh:
"Open enrollment for Affordable Care Act or Obamacare plans for 2026 begins tomorrow... KFF estimates the costs could soar 114% on average."
SNAP (Food Assistance) Cut-off Looms
Tomorrow, SNAP benefits—which feed one in eight Americans—could disappear without a funding resolution.
House Speaker Mike Johnson blames Senate Democrats for the deadlock.
[01:01] Mike Johnson:
"SNAP benefits for millions of American families are drying up... The blame for this lies 100% with the senators sitting over there in the Democrat Party."
Selective Military Funding During Shutdown
Military personnel are being paid via emergency fund reallocations, while other programs are cut.
$5 billion is shifted from various Pentagon accounts.
OMB did not clarify reports about funds coming from a billionaire Trump ally’s donation.
[01:34] Danielle Kurtzleben:
"An Office of Management and Budget spokesperson confirms... the agency is using around $5 billion from a military housing fund, a military research and development fund, and a Defense Department account used for building ships."
The new map pushes Cincinnati and Toledo districts rightward, Akron leans more left, while Republican-friendly districts become even more so.
Democrats claim the map is less extreme than feared, but both parties face internal criticism.
[02:45] Rep. Dunny Isakson (D-OH):
"They tried to steal districts here like they were doing in Texas, North Carolina and Missouri and today we prevented that from happening."
[02:54] Sarah Donaldson:
"He and the other Democratic lawmakers who voted for the map shut the door on any effort to repeal it. Still, both sides are facing blowback..."
According to Redfin, only 28 out of 1,000 homes changed hands January–September 2025.
Even though mortgage rates have decreased slightly, affordability remains a core challenge.
[03:11] Lakshmi Singh:
"New data from the real estate group Redfin show the lowest turnover rate for homes in at least 30 years... Housing affordability remains a challenge, even though mortgage rates have ticked down."
Ouija boards have been part of American culture for 150 years, originating from the post–Civil War spiritualist movement.
Popular fear—fueled by Hollywood—misrepresents their historical use.
[04:02] Emily Clark (Gonzaga Univ.):
"We often associate Ouija boards with inviting demons into your home and into your body, but they do not have that history at all."
[04:22] Emily Clark:
"The questions people ask of a Ouija board are questions that they feel like there's no other way to have the answer to..."
This episode encapsulates the immediate political and social climate of late October 2025, presenting urgent governmental gridlock, significant policy decisions, socio-economic trends, and an apt moment of seasonal culture.