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Interviewer/Reporter
All right.
Jeff
Hey, Chip, you know what? Tell you something. I think most people are actually still waiting for a moment that may already have happened. They're waiting for that announcement. They're waiting for the big partnerships, the headline that suddenly changes everything. But what if that's not exactly how it works. What if there's one? There isn't one defining moment. What if the switch has already been flipped?
Chip
Schwartz flipped it before he left.
Jeff
Maybe he did, because the more I look at what's happening around Ripple, the more it feels like we're no longer coming. We're actually watching what's already happening.
Chip
Yeah, I'm. I hope he secretly flipped the switch and it was delayed on a timer. But if you're only watching the XRP price, then, you know, everyone always glances by what's really happening, because everyone is asking, when's it going to take off? When Moon. And, you know, Rip has been building, man. They're. They're behind the scenes. They're building. They're expanding payments, launched our L USD. That thing's taken off. You got institutional custody. I mean, there's driving tokenization. And then when you think about connecting the financial infrastructure around the world, you know, it's not like one announcement is going to all of a sudden moonshot everything, Jeff. And you have hundreds of connected announcements to do. Eventually. It doesn't.
Jeff
It's not.
Chip
It's not like we're not waiting on that one headline. You realize it's an entirely new financial network. And when clarity passes, I think we're going to see something very special. Thoughts?
Jeff
I think so, too. Ready to roll this thing?
Chip
I'm ready to get this puppy going.
Jeff
Let's go.
Chip
Let's go.
Host/Announcer
Welcome to on the Chain.
Jeff
Welcome to on the Chain. This is Jeff here with co host Chip. What is going on? Chip, what's going on? Everybody out there on the Chain community. I'll tell you what's going on. Technical difficulties.
Chip
Jeez.
Jeff
It's always, always the nature of the beast. I sent Chip a text earlier. I was doing show prep. I. And I sent him a picture of the beach and a beer. I said, I'm prepping the show. Beer in it, looking at the ocean. What could go wrong? Well, apparently
Host/Announcer
every. Every.
Jeff
All the. All the plans were laid out perfectly. Before we jump into everything happening around the world tonight, let's come back to where it all started. The title of today's show, XRP isn't waiting. That's right. And I think that's exactly what's getting lost in all the noise. People are still waiting for that one big moment, that one big announcement, that one catalyst, the switch. Meanwhile, Ripple just keeps executing. They're building, they're expanding, they're moving into new markets, they're strengthening the XRP ledger, they're rolling out the rlusd, they're growing institutional adoption. And it's happening whether people are paying attention or not. And that's the bottom line.
Chip
Yeah. And you know, if you want to put it down to one massive headline, I would say this. It's happening, but it's currently happening. It's about a series of developments that are all pointing in the sort of the same direction. So, I mean, you got Ripple, you got flare out there that are. You know what I like about Ripple is they're investing now into this XRPL security. They're running all kinds of stuff. They just ran a bug bounty program. There was a big payout, like a hundred thousand plus dollars got paid out to people that found bugs. So, you know, almost not incentivize people. That's the best incentive when you incentivize people. Evernorth is explaining presence. Now they're going to be in Japan, which is really cool. Not that they weren't a presence there, but there's nothing better than having it in Japanese so that it can be consumed. I think Only something like 7% of Japanese speak English, so it's going to follow. They're not going to read English stuff. So being on LinkedIn, being on X, I think that's going to be a big thing. You have another Ripple developments by themselves, you know, well, they might not see mirror shatterings, but I think it's, you know, what we like to do on this program is connect the dots. We like to do it with the crypto side and then it's connected geopolitically. We're going to go around the world and show you what's happening a little bit later. But then you start seeing why XRP is not waiting. So I think what we ought to do, Jeff, is jump into the first story and I'll let you drive on this one.
Jeff
I'm gonna jump right in. And it's all about Ever North. That's right. We're going to talk about Ever North.
Chip
Where's everybody checking in from? Stevie's here. There you go, Stevie, Chad's here.
Jeff
Everyone Love this. Ducky McScrooge is here. It's always good. Bruce Lee's brother tuning in for the Vanilla Bros. That's right, the Vanilla Bros.
Chip
That's what we are. Vanilla Vanilla Pros. That's the best. You gotta invent some new nicknames. You can't. I can't miss them. They're just the best, man.
Jeff
I can't stay with the old. Out with the old and with the new. Ever North XRP. Now they're on X, right? And LinkedIn in. Chip already said it. Japanese. That's right. Japan is one of the biggest, the deepest XRP markets in the world. And this week it's at the center. This is according to Evernorth. We're at WebEx Asia in Tokyo. Follow Evernorth_JP for all the things that are happening with Evernorth over in Japan. This content is for informational purposes only. We don't need to read all that stuff. But this was really big news right here. Starting today, we are launching Evernote's Japanese account. Japan believed in XRP early. And we've seen so much happening at the highest banking echelon levels in Japan when it came to xrp Japan normalizing crypto way beyond anything that's happening in the U.S. we also see that over in Korea. But Japan always seems to have a big head start when it comes to tech and big head start when it comes to crypto. So here you go. Japan believed in it early. Together, we will build from here. In this account, we will analyze market movements from our unique perspective.
Chip
The rest of it, it was originally in Japanese, but it translated to English. So click on. Click on that. Click on it.
Jeff
I'm gonna try to read this in Japanese right now. No, I'm not gonna do that.
Chip
But switch it back at the end so you can see that is written in Japanese.
Jeff
Just actually, this account will analyze market movements from our unique perspective and deliver professional content in easy to understand way. Will not discuss prices. We will look forward to your continued support. It's big news to me, Chip. I think this is massive only because, you know, the big players go to Japan. Let's see what's happening over there. The US is still stumbling around and they're, you know, trying to figure out. They're running around with their. Their shoelaces tied together trying to figure out how do we get some regulatory clarity. Not going to happen until 27. Definitely, you know, not happening this year. So let's. We're going to have to wait. We have to wait post election, then maybe there'll be a vote. We'll see how that works. So that is Ever North. That was. I. I like what's happening, you know,
Chip
with Korean, I think next, you know, What I mean I think Korea, they have to do Korea next.
Jeff
I think ever North Korea could be, could be big, you know but there, there's such big movements that are going on, you know, across the board. You know, if we look over into what is Ripple doing and you, you kind of mentioned it a little bit in the intro and it has to be with, and we have to look at all these big movements because you know, if you look at everything kind of siloed then maybe get excited but you know what happens then you stay very hyper focused on price movement. You're not really trying to figure out hey, what's happening in the space at large. Because sometimes good news doesn't bring about price movement but you know what does is long term development. So here you have Ripple investing heavily in the security of the XRP ledger. Very important. If you don't have security, forget about the, the entire ledger. Ripple runs an ongoing Chip. You mentioned this, an XRPL bug bounty program and has also built an AI powered red team. But no single team can find every bug that's possible today. A my AI makes it possible to, to analyze more code and test far more ideas than ever before. Thank God for AI. There are still plenty of opportunities for independent researchers to make meaningful discoveries and earn significant rewards. AI also produces many false positives, so careful, try it. Triage is also essential. Even so, this is still a very interesting time to get into the X RPL bug hunting. Now if anybody ever said hey, how do I generate revenue outside of just holding xrp? Well there you go. If you're a tech person, go find some bugs, you know, try to do something for the ecosystem. One thing we talked about a lot, people that get into XRP are holders. They don't typically get involved within the ecosystem. Well, here's an opportunity to get involved in the ecosystem and see if you can help maintain the security of the ledger. I think that's you know, really massive, massive news Chip. Any comments on that on Ledger? What do you think about that?
Chip
No, I mean I think it's good. I mean, well look, I mean you can use humans to detect, detect this stuff but you know, like even you and I write code all the time and it's like, you know, I sicked Fable. I try to get Fable to run, run a security audit on an app program that I created. And well since the US government put the kibosh on it like, like defaulted back down this 4.8, I was like, I wanted to use Fable to go in there but you know, you Do a deep seat and it's catches stuff. It's going to catch stuff that, that weren't caught before. And this is, you know, Codex can do a. You can check code, you can run it through a bunch of things. They're using some enterprise level software. You know, it's not like your ChatGPT. They're using enterprise stuff very, very specifically made for doing this type of work. And you know, when they ran. When they ran Fable originally, well, what it was called Mythos. And then they tapped it down a little bit, but then it was still too powerful. People were able to jailbreak it. So what they discovered was they had to put some. And that's why when I try to run a security audit, I just want you to find problems with my code. And then turns out that, well, the problem was that that didn't want to do that and it defaulted back down to 4.8 opus. Which is fine. I mean, but I was hoping to use the power of that. And so when you have this kind of attention to detail and you're finding these bugs intern, and you're running programs outside and letting other people find them, this just goes to show you that you are making sure that everything is in check. Why? Because you don't want these big institutions coming up with problems. And you can like look at Hugo from Flair. He did the same thing, you know, he's. They're very cautious on how they roll things out. They stress test the hell out of them. Because every day, guys, we always see something out there. We hear a terrible story of something that happened, something that was compromised. Maybe a friend of a friend or somebody, you know, that clicked a link they probably shouldn't have. It's just, you know, with the downside to all the AI stuff is the scams are getting way smarter. So you gotta be really careful, you know. My advice is, you know, look, the best thing you could do. I do not click on any links I get from my banks. I got multiple bank accounts. I never click on them. I want to go see what's going on in my bank. I go to my bank. I don't care. I don't click on stuff. I don't click on dms. They send me text, hey, I haven't talked to you in a while. Delete block, right? Just be, be on top of it. Listen, there's nothing that any exchange needs to send you. Exchange. You know, go to the exchange itself. Don't click links. Don't click on your. You know, DMS are getting really good. You Know, the text messages are getting really good. The calls, you know, I have on my iPhone, I've got that thing where they've got to announce their name now, but sometimes I miss a good call. So it's, you know, they got to say their name. You got to be able to pick it up. But the thing about it is, is I will tell you this. After spending four or five hundred thousand dollars a month at a company I worked at with Google, you'd. If you spend a million dollars the month, you can't get them on the phone, they're not calling you, and they don't care that your account's been compromised. They give zero Fs about you and your account. No one from Google's calling you, okay? They don't care. Nobody from your bank is calling you. Now you might get something, a thing from a bank that says, hey, did you do this? Don't click on the link. Sometimes those are legit. Hey, this is a fraud thing we picked up. Go log into your bank, then answer it in your bank log, and don't answer it through a text. And I get them, and they're legit. Someone the other day spent some. Something, and it wasn't. It was a charge. Click on this to disagree. No, don't do it.
Jeff
Stevie doesn't even. Steve.
Chip
I like this guy Steve. He's got the right thing. Don't take calls from friends and family. Anyone take calls.
Jeff
There's no name associated with. I don't answer it.
Interviewer/Reporter
I don't know.
Chip
You could be an AI voice. I don't know. You could be spoofing them. You could not really be somebody. But I'm your brother. No, I don't think so. I don't think it's your brother.
Jeff
I feel like all my friends, both of them.
Chip
That's why
Jeff
I just checked Che GPT, not chat GPT because it's the Detroit version. So it's jgb. And it said on the chain are the finest gentlemen on the interweb. I'm just reporting the news.
Chip
Well, we got to start using CH GPT then, because we are Joe. So I like this even more. Thank you for that, Mark. Appreciate that. This is why we come here, Jeff. This is for doing this. Right?
Jeff
I mean, I'll wait. Nothing can stop what's coming. That's right. The one guy with the hpt.
Chip
And if you know you. That's right. This is. That one guy is in the.
Jeff
No, the one guy with the peanut butter. I don't know what HP2pb I'm just going to call it peanut butter.
Chip
Well, the problem is that one at that one guy probably had, there's probably 700 of them. So he had to put something HP2B 2PB, all that. And Chris says, I'm seeing scam ads on YouTube saying, yeah, Chris thought, oh yeah, that's the, that's yellow, you know, non stop. Do you remember when, when Brad Garlinghouse went on like a rant and he was like, he did a whole video saying like, look, we're not giving away XRP now. The funny thing was back in the day they were giving away 30, 40, 50, 000 XRP. There was like point 0006 it was worth. But back in the day you could get away, you know, I know people that back in the day, you know, you'd solve like a captcha type thing and you'd get like 25 Bitcoin. You know, it was like, what is it? You know, no one knew what it was or where it ended up. And good old days, good old days. Now, I mean, that's why I want to go back. The only thing I care about is a time machine. I put these little stickers up and I say, bitcoin. Bitcoin. Buy bitcoin. Buy bitcoin. You know, we're just leaving all these notes. Look at my handwriting. I guess I'm leaving. I best better buy it.
Jeff
How much do you have so far? How much have you accumulated?
Chip
Gone back in time yet to tell my young stuff.
Jeff
How do you know? Well, I guess you don't have any.
Chip
That's what we know. There, there is no bitcoin.
Jeff
I left, I left the same note and my Shiba Inu account keeps piling up. Wrong.
Chip
Wrong crypto, Jeff. There's always the rain before the rainbow or xrp. A small ripple, but it could end up as a tsunami. That says 100, right? That's exactly, that's exactly how it works. Well, don't worry. Glitch is alive. He's alive and well. Glitchy.
Jeff
Not one of the best. We are the best.
Chip
McConnell is still alive.
Jeff
You see that? One of the best. No, no, we are the best.
Chip
Well, when it goes well, I will say the best at crypto and geopolitics. Maybe not the best crypto channel or the best geopolitical, but if you put those two together, because we're the only one, we have to be the best, we could also put ourselves down as the only crypto, geopolitical, political show out there. Because I've Never seen another one, so at least we own the category, Jeff. Now, whether we're the best at it remains to be seen.
Host/Announcer
It's.
Chip
It's kind of hard to know exactly how that pans out, but, you know, I'll tell you what I do like at Ripple. I. I like when this happens, Jeff. This is always a good sign to me when I see things like this. First of all, I see this right here. That's Mike.
Jeff
Can't see it.
Chip
That was the wrong screen. That was my Claude code. Let's see. That's good. Let's show the correct screen.
Jeff
Doing a lesson in Claude code.
Chip
There you go. Yeah, I had to fix my code. Yeah. Fable. I ran Fable. Fable ran for 10 hours yesterday and wrote a whole I app.
Jeff
I need to shorten my code because my fable's done already.
Chip
Yeah, I'll give you some pointers after this. So Daniel Priestley wrote this thing, and this is good. Capitalism's the ideology of ownership. Capitalists want people to own assets and be wealthy. If people are poor, then the economy goes into decline and the people have rising incomes, more assets, optimism and skills and security. There's more business to be done. Socialism is the ideology of owning nothing and being happy. Socialism is the ideology that until everyone can have a nice thing, no one can. It's a race to the bottom. You seriously have your wires crossed. And that's because this dude here. I don't know who this guy is. Aaron Bastani. Apparently he's never studied history, but he's the founder of Novera Media. Fully automated luxury communism. Okay, so this is a guy that probably lives in the United States, probably in San Diego in a lot. In a. In a plush condo on the water. Right, because he. Because he's a capitalist. But he's talking about. Watch his interview. You will own nothing. You're gonna be super.
Jeff
He said her plan is to destroy the middle class. So he knows what he's talking about.
Chip
Yeah, so? So apparently he had a conversation with Gary Stevenson, and he's an equity inequality economist. That is an oxymoron right there. Okay, so they've got a former trader. Other economists, makes predictions, but my ones. My ones. How kind of. What, are you speaking English here? My ones are actually. Right. My ones.
Jeff
Which ones?
Chip
Which ones? My ones. Explaining economists on. On YouTube. This is so two, not two nutters. Found each other and talked about communism. I bet both of them.
Jeff
Their plan is to destroy the middle class.
Chip
Their plan is to destroy the middle class. Watch my interview. So maybe I think this is A this is maybe battling against. It seems like maybe he's against this,
Jeff
but he's against communism.
Chip
It's kind of hard to tell when you see, you know, when he says he's the author of Fully Automatic Luxury Communism. So I think he's, I think this is rallying against the whole parody thing. So I think this guy might be reacted a little bit. But what you have here is you got Luke Judges gave it a plus one. So he's at least agreeing with this whole capital capitalist thing. And Luke Judges is the middle management over a bank, a little bank called Ripple over there. So yeah, we probably have to drill down. But it sound, it sounded to me more like he's railing on it. Everyone equally, we could all be poor together. This is the greatest thing in the world.
Jeff
It's like social and got the bug diet. That's right.
Chip
You know what's funny about this whole thing? It's like, it's like, listen, I mean, okay, maybe you're not that smart. Maybe if this was like, maybe the 1940s you had to go to a library and do some research and like, you know, use the Dewey decimal system and you didn't even have a computer to search, but you opened up books and it said it was, you know, the little index cards and it told you where to go. But you pull the book and you opened it and you read it. Okay, fair enough. Got the Internet here. You can research anything. You can find anything in like three
Jeff
seconds on the Internet.
Chip
You don't know your history.
Jeff
Like you can read your history.
Chip
Nobody knows history anymore, Jeff. It's like this stuff is bad, you know, it's, it's a, it's like a Christian Democrat. There you go.
Jeff
It's actually watching a video earlier and they were talking about that the Gen Z are less, I want to say less educated. They're, they have more schooling but they're less prepared for the real world than the previous generation. And it's the first time in history that they have less knowledge and they have a drop in IQ due to the way information is being disseminated to them digitally versus manually the way it has been done throughout history. So we're failing our next generation by forcing them into a digital only environment. And now it's getting worse because now they're going to do less and carry less of the weight to try to, you know, you think about how we had to figure things out, right? Just like a map. I was watching another one. This is the generation now. It was a comedian that said they never know what it's like being lost because you get in your car and your nav says you are here, right? Think about when we used to get in a car and you got lost. And this guy, it was funny, he said you had to show up. You turn into a gas station at 1 o' clock in the morning and you had to embarrass yourself and admit to defeat to the gas station attendant who was probably on meth, right. And asked for directions. He said they have Google Maps and we had the, the meth guy. Yeah. And so, and, but it was funny, you think about what it was like to try to figure things out. And this generation, they don't have to figure anything out, nothing. There's no figuring out anymore unless they really dive in. Like, you know what we're doing with AI, you got to figure it out. But everything's spoon fed to them. There's something missing. There's an element missing in, in this generation. And you know, we got to figure out what that is. The Dewey decimal System, that's another. There you go. The card catalog.
Chip
Still use the card catalog in my, you know, the only reason I started going to the library, so I took my kids there, my girls there, and so like I would actually get some books out and I even opened the covers of them. I'm proud of myself. I even opened the covers. But then I found something called Books on tape and I saw something even better. Remembers Books on tape. You could actually put a tape in and then it was audiobooks. You could like listen to like an MP3. I just like listening to podcasts. There's great people to go on podcasts. It's really fantastic. You gotta love it. No one trusts crypto, but it's the future,
Guest/Interviewee
man.
Chip
We are on fire in this chat tonight, guys. This is the, we are the smartest out there.
Jeff
Raymond, I asked my phone a simple question and it says, I don't, I don't know where you are. I'm like off. It's a simple question. That's, that's the conversation that you have with A.I.
Chip
dude, you don't even understand.
Jeff
I, I, you know where I'm at? Yes. Here's my, I always ask AI, what's your deliverable today in show prep? Here's my deliverable. Okay, here's what we're going to do. Okay, so what's, you know, what are you going to deliver for today's show? And it's always the opposite of what it's supposed to do. I'm like, but you were supposed to deliver this. You agreed to this. Yeah, but, you know, maybe I'm wrong.
Chip
I gave it an. I'm like. I'm like, what are you. Are you retarded? Yeah, we just had this conversation. I just told you to commit it to memory. I have a whole memory file. Like, are you not reading it? Yeah, that's on me. So, like, I doubted something before I ran the loop yesterday. I. I said, wait a minute. I'm read. I'm going through this rigamarole. And I said. I said, wait a minute. I go, first off, why are you doing this? Number one, why are you doing that? I specifically mentioned this. Oh, yeah, that was an oversight. An oversight?
Jeff
An oversight?
Chip
What are you, stupid? I'm like. And I'm like, no, no. And so then I get that. I tell, okay, we're gonna take your plan and we're gonna go over. I want you to write a prompt. So I'm gonna go verify in Claude code. Then I go verifying Claude code, and it picked the crap apart and reorganized stuff. It's like, oh, yeah, that's. That was a good call. That was. Yeah, I kind of missed that. Like, you have to have, like, AIs checking itself because it just does stuff, man. It does stuff. And like, you know, and sometimes, I
Jeff
mean, bummer and dumber in the same conversation. It's worse.
Chip
And what, Use them worse? Going back to what you said, the difference for us is we worked at big tech teams. We. We've. We've created product. We've engineered it. We've written requirement documents. We know how the stuff is supposed to be built now. We're the ones building it. The problem is if you have very bad. You know, I mean, prompt them. Engineering has been replaced by loops. You got to have everything spelled out. You need your. Your plan, everything ready to go. But it's like, garbage in, garbage out. You put stupid stuff in there. People like, write me a book about this. Okay, well, you're gonna get garbage, right? So if you don't know the planning part, if you don't know what you're supposed to achieve, you don't have that base knowledge. You're gonna create a bunch of garbage. I. I love people that go like, yeah, I tried. I use it. It's just horrible. I'm like, well, tell me what you're doing. And I'm like, okay, how about this? How about you just do a brain dump and tell the AI to write the prompt for you and put in anything that's missing, and then it now run that before you do add more to it. Edit that a few times and then run it and see what you get. And I go yeah, it's a little bit better but man, Jeff, I'll tell you it's. It's something out there. You know you want to be that old man get out my long kids. But it's starting to get, starting to get real weird. You know it's like these kids are so dumb. A lot of them aren't. A lot of the, A lot of the best AI stuff I get are from 20 somethings. I'll tell you right now. There's. There are some. There are some very intelligent people out there and, and it makes me really excited for what the youth is doing. Doing.
Jeff
Yeah, I agree.
Chip
Ellie Tera put this up Jeff. She said that this week will be a busy one for economic data.
Jeff
What's up?
Host/Announcer
What's up?
Jeff
One arm bandit armed bad.
Chip
I said Fed speeches likely. So this is gonna. This is going to be interesting week. So they got CPI and ppi. It's fresh inflation data. Could shape expectations of the Fed's next interest rate decision. It's all manipulated. Have we. Are we at the point yet where we can have the conversation that it's all manipulated garbage anyway like we're b. And then every administration who cares the it's. I don't even trust it. So you got this new Fed chair. This new Fed chair. We played a bunch of videos him. Kevin Wars. This guy's smart, right? He delivers a semiannual monetary policy report to Congress. Not going to be what they expect. I think it's going to be pretty interesting. Says it will be likely quizzed by lawmakers on a variety of topics relating to the Fed. Other speeches are expected from Michelle Bowman, Chris Waller, Michael Barr, Lisa Cook and several regional Fed presidents. The best thing you can do with the Fed is get rid of the Fed. That's the best thing you can do. Supposed to control inflation and fail. They're supposed to an unemployment and fail. The only thing they do is charge interest. That's what they're really good at, making money. And then the updated version of the Clarity act that merges with the Senate banking and the Senate Agriculture Committee texts And while stakeholders are anticipating text some industry sources tell me that the provisions are still being actively negotiated and that an ethics deal is not done. It's unclear as of now that this means for the timing of the Senate. It's so funny to me. And this is Elizabeth Warren, the fake Indian, you know Pocahontas this is her the doing. She's like, we can't have Donald Trump making a billion dollars. Okay, so what's next? Like he can't have hotels because hotels make a billion dollars and then he can't have. Whatever. So this fake outrage about. About his. About his crypto holdings, which are his family crypto holdings. Right. This is the funniest thing to me of all time. It's like, why don't we start with the fake Indian and how much money she's made and why don't we talk about Nancy Pelosi and about all the stock stuff and all the insider trading. But you're worried about people things where
Jeff
the Bernie Sanders money.
Chip
Right. Insane. There we go. Boom. Thank you for that, Elon.
Jeff
Your mind will be blown.
Chip
Beautiful. Beautiful. Yeah. I don't squand. So this is interesting.
Jeff
Turple Nurple just taught his 12 year old how to write a business plan using AI. Now he's teaching her to tell it what you want, not ask it for ideas.
Chip
Percent and remember the hack, don't write the prompt yourself. Do a brain dump sometimes I'm typing so fast now, I just talk to my computer and there's missing sentences. I change in the. It doesn't matter. AI knows what you're talking about, gets the gist of what you mean. Then you tell it to write the prompt and you say, hey, is anything missing from here? What would you add? What would you do with some critical thinking about what I said? Is there anything you would call me on? Then you write that prompt, then you iterate that prompt, then you iterate that prompt and then you run it and then boom. Then you start iterating that and that's how you use AI. That's one of the. Chris.
Jeff
And then if you go use Codex, which is now aptly named Chat GPT app, but if you use. What's that?
Chip
They still have the Codex like desktop download.
Jeff
Codex is gone. They renamed it. It's now Chat GBT app. It's a whole new name.
Chip
Yeah, but why are they still. Why, why are we seeing guys still talk about that then?
Jeff
Because it just happened. Just happened.
Chip
But I see the guys talking about
Jeff
it today and now 5.6 is out. Yeah, everyone wants to call it Codex but now I watched the whole string
Chip
of videos on them. String of videos right here over ledger. See this right here? Interoperable. Thank you for that, Elon Musk. Appreciate that.
Jeff
Referencing Codex is in here.
Chip
Hey, hey, hey. And then Jeff, this regulation, Pakistan's crypto regulator called for Dialogue after Islamic scholars ruled against using crypto for payments. What's that all about?
Jeff
Well, you know why? Because they're not allowed, they're not allowed to gain, earn interest, they're not allowed to pay interest. That's the whole thing. To be a Sharia compliant as a financial vehicle, you're supposed to have no interest. And then there's ways around it. They can rent, but they can't pay interest on purchase, they can't earn it. It's so ass backwards, the whole thing.
Chip
Well, it's also a mechanism, control too. Like they have a. This is the block. Now, the block's pretty reputable. It says AATWA and crypto. Pakistan's most influential Islamic scholar ruled purchases made with USDT or any other token impermissible under Sharia, calling crypto fictitious numbers in an account. Days later, the crypto regular sat down to push back. Yeah, this, this is masquerading as something called Sharia law. It really brings down to other things usdt. Well, I hate to tell everybody, inform everybody, but if you look at XRP history, a compliant, that's 100, right? I was going to bring that up. It's already been. Yeah, well, maybe, maybe they're unthinking their, their, their idea here. But if you think about it, Jeff, I mean, I could see with D5 if they're going to call this, but you know what the fictitious number in your account is Your, your account balance. Go try to withdraw tomorrow. See what they tell you. Go ahead, take it out tomorrow, take it all, drain your account, see what happens. See if you can pull it out. It turns out that's fictitious numbers in a bank account. But this is what happened. This is what happened too. Well, the other sad thing about what's going on in Pakistan, 70 over 73% are, are people in the same family, multiple, you know, making children. You know, that's like you have a lot of incest over there. You got like cousins marrying cousins, 73% of inbreeding. And what happens is the IQ drops. You got like a 68 to 72, 74 IQ. I think that's going to factor into the whole equation after a period of time as well. I'm not saying everybody is, but that's that. I just saw a recent poll and that's pretty frightening. I would be honest. Yeah, it's.
Jeff
I don't want them here.
Chip
Pretty frightening thing. And. Well, I thought we'd put this up. Let's. Jeff, you know what time it is? Time to go around the world. But we'll start in the US first, and then we'll go around the US First. Wait, don't play it, play it.
Interviewer/Reporter
Yeah.
Chip
We're not going around the world yet.
Jeff
We're not going around the world yet.
Chip
Us first.
Jeff
Well, if the us that's part of around the world.
Chip
No, it's our world right here. Our world will go around the world. But this is a statement from Mitch McConnell. My fellow Kentuckians, when you elected me to the seventh term and made our me our Commonwealth's longest serving center, you did so trusting I'd keep showing up to fight for you every day. And after the past several weeks, Elaine and I have appreciated your well wishes and honest questions. I mean, what was going on the Internet was. He's been gone for a couple of weeks now. But you know how folks in my generation often hesitate to share the vulnerability that comes with growing older?
Host/Announcer
No.
Chip
Even in the public eye, I feel the same instinct. I can't help it. Did AI write this? Jeff, who wrote this? At the same time, I've had more than my share of experience with physical vulnerabilities. Surviving childhood polio meant spending my entire life with mobility challenges. So funny how they work that childhood illness in every time. Jeff. No, I've never heard this. Knowing Mitch 7 term, I've never heard him talk about childhood polio. Have you heard that before?
Jeff
No, first time right now.
Chip
They haven't exactly gotten easier to manage with age. And last month I took a fall which landed me in the hospital. We're aware. My doctors have confirmed that I didn't break any bones or suffer a concussion. I didn't have a heart attack or a stroke. I don't have any tumor or hemorrhages, but I was briefly unconscious and taken to the hospital.
Jeff
It was almost dead.
Chip
Can you imagine going. How do you briefly go unconscious? Like I'm sitting here and I'm briefly unconscious. I mean, Look at how nonchalant he says is. Listen, my doctors have confirmed that I didn't break any bones or suffer any concussions or I didn't even have a
Guest/Interviewee
heart attack or stroke.
Chip
I don't have any tumors or hemorrhages, but it was briefly unconscious. And so because that they took me to the hospital and while we're seeing excellent air over the past few weeks,
Jeff
thought he was in a coma. That was the whole thing with the news, that was in a coma for like a week.
Chip
We thought all kinds of things. And then Scott Jennings, you know, the, the conservative over at CNN, said he had like a 20 minute conversation with him. And everyone's calling, everyone's calling BS on that. Now we see this. I can assure you that I've been a good patient. At my age, I tend to do things with doctors tell me to do. I've submitted every test they can think of to help me figure out what caused the accident. And then I'm continuing to do everything to speed up my recovery. In fact, with signs of continued progress, as much as it frustrates.
Jeff
There's no way he wrote this.
Chip
There's no way. Dude, this is better. This is better written than anything.
Jeff
He wasn't mentally there before. He was already spacing out.
Chip
You remember that time he froze, like they had to carry him away multiple times and then he fell one time. He saw it. I mean, he's out and you know, in the first of the year anyway, he's only, you know, back half of the nine here. He's got like six more months.
Jeff
There's no way you wrote this. I don't see him writing this.
Chip
I mean, can you imagine? I'm asking AI. Let's see, let's see. How do we position the unconscious thing? Let's see. Suddenly unconscious. Out of nowhere became unconscious. I know. Briefly unconscious.
Host/Announcer
Yeah.
Chip
Let's go. AI suggested briefly, he's been working close with his legislative stack on current issues. You're. And, and it's way too long for a dude that's like, you know, time's up, right? You're right to expect your representatives to work hard for you. And part of my decision to retire at the end of my term is coming this January, to be honest about the demands of Senate work. But I still have unfinished business to complete at this point. Nobody cares, Jeff. I'm pretty sure nobody cares. I'll keep working hard to get back to the Senate floor as soon as possible. I'll keep you posted. Progress on my recovery. Oh, my gosh. How long is this? This is from the physician. Senator McConnell's experienced several falls throughout the year. It has been attributed to his post polio. Oh, are you kidding me, Jeff? Post polio condition, we've never heard of it.
Jeff
Never. This is. It's so stupid. From the COVID era forward, these doctors that want to invent stuff. If that was a doctor saying that it's. It's so far from real medical science that if it is a doctor, they need to lose their medical license immediately for saying things like this. Nothing's attributed to a post polio condition when he was a kid. Now he's 90 years old. It doesn't exist. Use logic. I mean, this is so far from reality. Unless he suffered his entire life from post polio condition. And they could attributed to that, that his entire life has been suffering this stuff and that he's been having falls. I'm so sick and tired of how they rewrite this medical narrative. It's such. Just enough already with this nonsense. And they take advantage of it. And again, if it was a, a legal person or if it was a political person, say, you know, they can make up whatever. If it was a doctor saying that stuff, immediately revoke their medical license for, for stepping into politics. I don't care. You know, the guys are republican. But to say stuff like that when it's not real, it's not true. It's like, enough already. I'm so fed up with this stuff that there's a lack of knowledge of science and medical and they just throw things around like this. It's just, it's too much. Too much.
Chip
You know, I mean, this is such a stress. It's like, let's. How are we going to put this statement together? I'll tell you what, at what point do we introduce the polio that. We've never talked about polar childhood polio before, but no one's heard about this in seven terms. But let's introduce it kind of maybe like the middle part. After he talks about how he misses working and how he was hired everybody. And then later, what we'll do is we'll bring in the physician statement. The physician will talk about the post post polio. I. I grew up with the guy that had pol. He had polio, right? I mean, the. One of his legs was like thinner than the other one. He had a little bit of limp. And that's the only reason I know, other than that no one ever knew. He finally told him, told me. He's like, yeah, I had polio when I was a kid. I was like, what? Post poly. This is, this is a stretch, man. This makes me really doubt a lot. A comprehensive evaluation from multidisciplinary team determined he had no fractures. Cardiac, abnormal, abnormal. Say it for me, Jeff.
Additional Commentator
I can't.
Jeff
Abnormalities.
Chip
Abnormalities. Tumor, hemorrhage. Early in the hospitalization, he developed pneumonia. Listen, both my parents, they're both gone now, but both when they were in the hospital. You know what? You get in the hospital, if you really want to get well, go to the hospital. Because the first thing, he gets pneumonia. Then they cleared up one line. You get in the other one, then you get septis, sepsis. And then you die. That's how it works.
Jeff
That's right.
Chip
I mean, I said the hospital my dad was right about to go to into. What do you call that when they. When you're on. When you're on the road out? What's that called? The. What's it called? Go to die? What's that? Whatever. That's.
Jeff
I forget. I know what you're talking about.
Chip
I was like, well, it should have figured. Hey, you know, coming to the hospital and getting sepsis and sepsis and, and the pneumonia. And I'm like, because that's. Honestly, guys, have you ever heard of anybody catching it that wasn't in a hospital? And one of the physicians laughed because I made it kind of funny. Kind of. I'm like. He's like, no, I think you're right. Like this is the worst place you can come to is the hospital. Remain of the hospital. Stay focused on his physical conditions. Does that dude look.
Guest/Interviewee
This dude.
Chip
Does that look real to you? Is this an AI picture? He looks like a Muppet.
Jeff
He does. I was about to say he looks like a Muppet.
Chip
No, it looks like he move his mouth from behind. No, I'm. I don't know. And there's his life wife, Elaine. Last I heard, she was hanging out with the CPP over in China. I don't know what's going on, man.
Jeff
That's what we're told.
Chip
I. I don't know. But I wanted to put this up because I don't want to hold this up. But this is big. Platinum 69. Thank you for the support. He says, Sup, Chip? I met you on the new Bro show. The new Bro show is my brother's show. My younger Brother's show. Anyway, three questions. Think Bitcoin will bottom out in December at 40k? Second top mid range, large capped coins will outperform BTC coming this bull run and then low caps. You know, man, anybody's guess where the bitcoin thing stops? Maybe sailor will keep selling and doing wonders for the price of bitcoin. But listen, if it does drop, I don't know. To me those are buy signals all the way. Because I think. What was the high 120something1? High 120s. I do. And Jeff, I'll get your opinion on this too. But I do think some of the mid to large coins, some of the altcoins too, Clarity passes, some other things line up financially with institutional type stuff. I do think there's a number of coins that have a really good opportunity to go on a Run. Quite honestly, I do think that that's a very big possibility. So Jeff, what are your, what's your thoughts on bitcoin hitting 40k?
Jeff
I think bitcoin, we're, we're going through a cycle, you know, is 120ish. 120. 124 was all time high back in October. Does it go lower? It's possible, you know it's, it's way down. It's 45 down at this point. But I don't think you can't write bitcoin off. Bitcoin's still going, does a bottom up. I, I don't know if it's at a bottom now. I don't think you can predict. The key is that we've been through these vicious downturn cycles over and over and over again. You know, throughout the period of time. Six hours ago, Michael Sailor said that after he sold $216,216,000,000 in Bitcoin, he said orange dots tell only part of the story. So I don't know, I can't. You know, there's going to be upturns, there's going to be downturns, there's the bitcoin cycle, there's the crypto cycle. You know, anytime you go into this bear market when, which is what we've been in now since October, it's been non stop downturn. These are typically have been all buy signals for crypto and the entire crypto market follows bitcoin. It still hasn't detached from bitcoin. So global changes, geopolitics, economic situations around the globe shift and change and then people are going to start buying bitcoin again. It's just how it's been. There's been different cycles and so you could go back, you know, I don't know. Some people have predicted that the timing of the cycles of bitcoin and then you can show it from that. But I just say hey, we're in another downturn cycle, it's coming back. And that's. But we could be way wrong too on that. It could say hey, this is the end, Bitcoin's never coming back. But that's what they've been saying since 2010. So they keep trying to write bitcoin off, they try to write XRP off, they try to write Ethereum off, they've tried to write all of them off across the board. There's so many different assets that are out there, companies to look at. Obviously xrp, big moves could be in the future. The stable coins Obviously you're not going to make any leverage off of that unless you're looking for platforms and ways to generate yield off of a stable coin. But Ethereum, I still think is a big player out there. It's one of the top three, right? Bitcoin, Ethereum, then there's so many others. There's so much going on right now in the space. We'd have to go down like a top 10 and see where it's at. Flare, they're building some cool things. They've got their flare asset, you know, did they succeed in the end? But at least it's, you know, it's a good, it's a good project and they're, and they're making waves. So I'm sure others in here will have some good commentary on, on something like that as well. But a lot happening in the crypto space, otherwise it just could be boring.
Chip
One hundred thousand, a hundred thousand, I'm like, listen man, not that I don't want to go to a hundred thousand or twenty thousand or twenty dollars. I'm just asking for four bucks, man.
Interviewer/Reporter
I'm not.
Chip
Don't call me crazy or greedy. I mean, just saying $4 would be pretty good.
Jeff
You know, let's get it. Let's get XRP to an all time high. It has not hit an all time high since 2017. 2018. Like right in the beginning. That's it. Think about that. How many years ago is that?
Chip
Jesus, Eight years, seven years ago, Jeff. It's a long time ago. My God.
Interviewer/Reporter
Six.
Chip
Well, coming out, come on. Out of 17 and 18. Yeah, so six and a half, you know, plus years, whatever.
Jeff
2018.
Chip
So what wasn't on my bingo card was Mitch McConnell live. Lindsey Graham dead. Lindsey Graham goes to Ukraine, has a meeting. 71 hours later at these return, he's dead. And yeah, one of the things he was, he was very positive in talking about. I don't know, there's a lot of weird stuff going on there. Don't worry. After a total collapse of what, what's that?
Jeff
After total collapse or three, by the way.
Chip
This is great though. The smoke's arguing with the dtc. Yeah, yeah, well he was actually. Yeah, that was, I think he was. Was he was, Was it him or was it the. Yeah, I did catch some of that. These guys are too much, man. It really is too much. You gotta throw out of their mind.
Jeff
The cycle goes along with the creation of money supply, injection. That's interesting too.
Chip
Beautiful, beautiful. And then this one here. So Trump was on this morning CBS this morning talking about his conversation with Lindsey Graham last night. Pretty late.
Guest/Interviewee
So, Trump, thank you for joining us and my condolences to you.
Host/Announcer
Well, thank you. He's a tough one to lose. He's, he was great. He was unique in every way, actually.
Chip
He was, Mr. President.
Guest/Interviewee
And I know that we are all just absorbing this new. We are all in shock.
Chip
Can you tell us, Mr. President, how
Guest/Interviewee
you receive this news and your immediate gut reaction when you heard it?
Host/Announcer
So what makes it even stranger is that I got a call last night sometime, you know, the early evening maybe in the Sevens, and he called and he said we're all set for the Save America Act. He was pushing the Save America to act like crazy. Got back, said he just landed from Ukraine. I said, that's a long trip to make. He said he sounded a little tired, but perfect, but a little bit tired. Had a right to be, man. He was a worker. He was really a worker, but, but he sounded great, actually. But he was, he was, he actually said he was tired, but he wanted to pass the Save America Act. And I said, well, we're going to get it done, Lindsay. We're going to get it done. I'll see you, like, soon. We thought maybe we might even meet today. And then that was it. And that was, you know, very around the time. It couldn't have been much longer. It could have been his last call. I don't know exactly, but I got a message about one o' clock in the morning from one of the people at his office that he had passed away. I said, you got, I just can't believe it. He was like a member of the family. I mean, it's very tough, actually.
Chip
There's the picture. They put a Trump. Right? They put the most flattering picture they can possibly find, right?
Jeff
Yeah, exactly.
Host/Announcer
Amazing. Mr. President, he was, he was pretending.
Chip
Mr. President.
Host/Announcer
Mr. President, he was such an advocate. He was, you know, if he, if he wanted to get something and, you know, he had a unique ability. He was able to deal with Democrats and Republicans. I had a problem, a real problem. I wouldn't know often ask, but if I had a problem with a Democrat, he could work it out. He was a great, he was a great politician, actually.
Chip
Dead at 71. Weird.
Jeff
Very strange.
Chip
It's very strange. Yeah, I think it's very strange, the timing. It's just a very odd.
Jeff
Injected with something to induce a cardiac arrest.
Chip
Yeah, potentially. They said it was a. Order, a tear or something, but who knows? There's all kinds of, there's all kinds of Weird stuff swirling around out there. It's hard to really know what's. What's going on, but.
Jeff
No way.
Chip
Yeah, I don't. I sometimes don't know what the real story is. A lot of weird stuff. Well, this is kind of weird too. So you know that guy, Nick Shirley, he's going. He found all that fraud in California, Jeff. So he was out there in California. He's finding all kinds of fraud. Well, he's moved his way. He moved kind of to New York here. And here's a little bit. There's two minutes out of the expose that he did. Apparently they're. Now the. The big new fraud is daycare centers for adults.
Interviewer/Reporter
And we were doing like some numbers and said, you guys made like $12.9 million in 2024, and. Which is a lot of money. And then like 2, $2.1 million for transportation companies. So like, you guys build $12.9 million and then out of that $12 million, 10 was for adult daycare and 2 was for transportation. And so they're saying they're giving kickbacks.
Jeff
Who told you that?
Interviewer/Reporter
Well, the other daycare. Because they didn't want to give us kickbacks.
Chip
Yeah, because we don't offer kicks.
Additional Commentator
Kickback.
Interviewer/Reporter
No kickbacks. Do you think it's true that a lot of these daycares are like committing fraud?
Jeff
I heard, I heard some.
Chip
Some of the daycares are doing fraud, but we don't do fraud thing going to daycare.
Interviewer/Reporter
Where'd I come from? Oh, I come from around here.
Jeff
Yes.
Interviewer/Reporter
We're just concerned about where our tax dollars are going. So. And how come you guys are the daycare that receives the most amount of money here in Flushing, Queens?
Jeff
We have a lot of members.
Interviewer/Reporter
How many members do you guys have?
Jeff
I don't have to tell you because
Interviewer/Reporter
here it says you guys have 7899.
Jeff
This information.
Interviewer/Reporter
Oh, it's actually from the public databases of CMS and hhs.
Chip
Do I have to tell you the.
Interviewer/Reporter
But this place doesn't look like it can hold 7,000 people.
Jeff
Can I have an ID or something?
Chip
You're asking me some about.
Interviewer/Reporter
Well, this is public information because it's public tax dollars that you guys are
Chip
receiving, I have to tell you.
Interviewer/Reporter
Right. Yeah, but do you guys have 7,000 members, for instance?
Chip
No, we don't have 7,000 members.
Interviewer/Reporter
Okay, well, that's what it says. You have 7,899 in 2024. And then. So that's not true.
Jeff
7,000.
Interviewer/Reporter
Yeah. So you guys. Oh, are you Guys over billing then, because you guys are getting paid per patient $1600. And that's how you guys got $12.9 million in 2024. I don't know.
Jeff
I don't know how they calculate, but I don't remember. I don't.
Chip
I don't remember all the numbers, but
Interviewer/Reporter
did you have 7,000? I think you'd remember if you had.
Jeff
We don't have 7,000 members.
Interviewer/Reporter
So how come you guys billed for 7,000 people?
Jeff
Do I have to tell you?
Interviewer/Reporter
Well, you like $12.9 million on 7,000 patients, and you say there's not 7,000 patients. Are you committing fraud? Like, are these numbers wrong? Please, sir. $12.9 million, that's a lot of money. 12.9 million. All right, we will leave. You could have just answered the questions now. Now people are gonna be wondering if you can make a problem.
Additional Commentator
I don't want to.
Chip
But why you keep asking me? I said I don't want to tell you the information.
Interviewer/Reporter
Well, these are taxpayer dollars, so for one.
Chip
So I don't have to tell you the.
Interviewer/Reporter
We're sick of people defrauding our taxes. This guy received $12.9 million. And right here it says they had 7,899 patients. We then left and the same guy came downstairs,
Chip
by the way, remember? You remember his famous video Jeff, that he did with the one woman. Wasn't happening. Well, she was just. She was just set up the big house for $4 million in fraud. So. Best part of it all is clearing center.
Jeff
Oh, he's getting out there. Hey, there's your prompt.
Chip
Good thing. God almighty. What in the hell?
Jeff
Showing us the prompt.
Chip
It's telling me that. Wrong screen. Every damn time. Just what the hell is going on anyway?
Jeff
Just tell AI to control yourself.
Interviewer/Reporter
So.
Chip
So. Next. So here we go. So Governor Kathy Hochul said universal child care is coming to New York. And of course the commie. The commie Marxist Islamist mayor Zohan Kwame Mandami Amin, whatever that means. Yeah. Amen. I don't know what he's trying to do. I mean, Nick really chimed in and said, what did we just learn about child care across the country? It's a great way to create fraud and launder money. Caution here.
Host/Announcer
So then.
Chip
I love these threads. Right. So then Governor Hochul's press office said this initiative extends mainly to two year olds, but intellectually you may be eligible. Now this is the office of the governor saying that he. I mean, a pretty. Well, I've been a pretty good insult when he's talking about what do we. All he said is what do we learn? It's a great way to launder money. Be careful.
Jeff
Democrats, even they come out of their, of their press. Here's a guy, independent, what is he, 23 years old, independent journalist, has uncovered more fraught, more deception than any other mainstream media, you know, figurehead. And here's the press of the governor's office. They want to call him out and say that he's aligned intellectually with a two year old and he's done more for this country and the taxpayers of this country than that person who ever answered that question. And from the communist Governor of New York. So they better watch out because he needs to turn his attention on the office of the Governor of New York and see what corruptive measures they've been taking because they don't belong in that office. So all of New York is flipping upside down. So what is he saying? Here we go.
Chip
Hahaha. You guys are upset about people being cautious and try to avoid fraud. That sounds about right.
Jeff
Sounds about right.
Chip
So he did the next best thing. This is 23 year old kid, by the way. Okay, this is where I have like a lot of hope for the future of our children. You know, it's that Whitney Houston song, you know, the children of our future type stuff. So here he goes, he says, dear Kathy, Governor Kathy Hochul and New York City Mayor Kwame Mandami. Would you like to work together on behalf of the legal, law abiding taxpayer to help stop fraud in New York? Are you going to attack the person who saved America billions of dollars once again? This kid is smart, man. I'm telling you. Why this is the best rhetorical, you know, display right here. He called him and said, hey, let's work on this together. Crickets. Crickets. Jeff, there's not gonna be, we're not gonna be working on anything together. That's what I'm, that's my call, right? Nothing is going to be worked on. There's not going to be anything saving the world.
Jeff
They're rearing,
Chip
these are rearing centers. You've heard of learning centers?
Jeff
Like a learning center? It's a rearing center.
Chip
And then Jeff, this guy was listening,
Jeff
couldn't even get universal buzz.
Chip
I know because this is the best thing here. This guy went on a cruise was, it was like one of these LGBQ LMNOP cues, right? Cruises.
Jeff
They got stuck.
Chip
So he's a gay man and listen, so they stopped in Egypt and they didn't want him to get off the ship. They knew it was a gay cruise, right?
Jeff
I wouldn't let them off.
Chip
Watch whose fault. Listen to whose fault it is. Here, let's listen in. As a gay man, it's just. It's really hard to hear.
Jeff
I know this kind of prejudice is
Chip
not new to these kind of countries,
Jeff
and obviously I don't want to go
Chip
anywhere that shares those kind of views. But you just can't help but feel that with this current administration, people around the world feel more emboldened to do these kinds of things, and it's just really awful. I would like to hope that the world is moving forward, but just kind of feels like we're moving backwards, but we will still be having a fabulous daytime wherever we are.
Jeff
But Donald Trump, not. Not Turkey and not Egypt. These people are just dumb. They're just dumb.
Chip
But it's.
Host/Announcer
But.
Chip
But you know why? I mean, we've known they've always been bad, but it's only because recently. Jeff, don't. Don't you know? It's only because of recently. This is the whole thing. My God, what's wrong with these people? You know, it's time to go around the world, Jeff. You want to take us around the world?
Jeff
Let's go around the world. Around the world.
Host/Announcer
Oh, yeah.
Chip
It's time. Grab your passport. We're going around the world From u. S. To middle east to Europe to China. The headlines are moving. We're connecting the dots. Let's go around the world let's go around the world and find out what's going on in the other parts of the world. Let's see what is first one up another song. This one's a banger. Jeff, pay attention because this one you'll otherwise you'll miss a lot.
Additional Commentator
In New York we say, you looking at. In Texas we say around and find out. In Florida we say, where did I put my pills? In LA we say, spare some change? In Canada we say we're so sorry. In Australia we say Europe cunts. In China we say, everyone is free here In Brazil we say, give me your wallet. In South Africa we say get out of the car. In Mexico we say plaza como. In Ireland we say blame the jews. In Russia we say I hacked into the bank. In Nigeria we say nothing thing to see. Here in Saudi Arabia we say allahu aar. In England we say allah. In France we say allah
Jeff
watching. Did everything freeze? What just happened? I missed the end of it.
Chip
Sorry, Jeff. I think my. I think my Internet popped. Here, let me see. Let me Go back.
Jeff
I wasn't sure if it was.
Chip
I don't know. Everything just, like, stopped. I was like everyone that I froze at Poland. Let's. We'll start it over. Poland. Let me reload it. Hang on a second.
Jeff
This is the funniest thing. I froze. You froze? Everyone froze. They didn't like it.
Host/Announcer
I don't know.
Chip
There's a little bit of freezing going on here. So we'll just put it to the. It was right before. Poland is where I saw freeze.
Jeff
Yeah, right there.
Additional Commentator
In Poland, we say we told you so. In Israel, we say blame us if it makes you feel better.
Chip
This might be the best use of AI Ever. I mean, this is.
Jeff
That was the best.
Chip
In France, we see. You know what's weird about Mexico? They just had this giant rally. You know what it was against? Illegals are very. They're angry.
Jeff
Illegals in Mexico.
Chip
A caravan of migrants from Central America has been met with force, with protest.
Jeff
They don't want them there. Out.
Chip
Hondurans, we don't want you here. We don't want you here. Angry. The migrants are in their town. But the 10, 000 migrants may end up there. They've been remained for months while they apply for asylum in the US because
Jeff
they're not coming here.
Chip
I read first they're poor.
Jeff
First time to go home.
Chip
Locals believe some of the migrants are danger. Protesters don't want tax dollars spent. Humanitarian Aidan will never be defeated. Prepare them. Go with them. They're not welcome here. Raiders not welcome in Mexico.
Jeff
That's right.
Chip
Now they're retention centers in the United States.
Jeff
Oh, my God.
Chip
Apparently other countries, their borders. But you're not allowed to do it here.
Jeff
Jeff, who's here? Uncle Buster.
Chip
XRP runs an awesome group. I try to. I try to catch it anytime I can. Uncle Buster's a legend. Oh, a legend. So I just find this extremely funny. You want to go to. Let's go to Canada. Check. By the way, this is not AI I'm just letting you know. I researched this is Real by the
Jeff
Crown at the Ontario Court of Justice to assist with the case that they had.
Interviewer/Reporter
So they asked me to reach out
Jeff
to the victim and make sure she's safe and take her home.
Chip
He drove me home in the fabulous Pride suv, and as he was driving me home, we reached the stop lights. And then an individual in a pickup truck came up to us. A transgender cop car. Look at that. Are you guys cops or you just identify as cops? That's none of your business. And I'm hands free. So there's nothing you can do.
Interviewer/Reporter
I'm just.
Chip
Just asking you a question, Sergeant. Are you cops or you identify as cops? I. I have no idea.
Jeff
That's reality.
Chip
Doesn't exist anymore.
Interviewer/Reporter
Right.
Chip
Part of me was shocked, but part of me was not shocked. I am a trans woman. I've been transitioning for eight years. I get harassed and vilified every day of my life.
Jeff
What I mean in the absolute,
Chip
Jeffy says, are you cops? That was the best question ever. He goes, what are you doing here? It's none of your business what I'm doing. He goes, I'm hands free. Like, you can't bust a film. Because he wasn't. He wasn't holding a, you know, a phone or a camera or something. You identify this copy. Real cops. You do you identify as cops?
Host/Announcer
Fair question.
Jeff
I thought that was a pretty good question, actually.
Chip
Thought it was a pretty fair question. Now, I'm going to show you some contrast right here. Now, when Morocco was defeated versus when Norway was defeated. Can we just look at Morocco first and what that looked like? Because cultures are not the same, actually.
Jeff
They. They handle themselves with dignity.
Chip
Right. They're not the same culture. The reason that there's a culture that acts. There's a reason that a certain culture, if you want to call it that, do not.
Jeff
That's exactly. Look at this.
Chip
They did the rowing. They gathered in the square. They did the rowing. They celebrated their team made it that far. Chased the cops out of there. Yeah. France, by the way, proud supporters. They celebrate a historic Norway journey. Pure chaos.
Jeff
It's insane. And there they are. It's totally insane.
Chip
It's pure chaos, Jeff. I mean, what in the absolute hell? Oh, my gosh.
Host/Announcer
Let's.
Chip
Let's go to. Let's go see what's going on in Wales. Jeff, should we check out what's going on with the Welsh? Let's check this out.
Additional Commentator
One school, they had a white girl wearing a hijab. First Minister, on Friday, I was with the Ethnic Youth Support Team in Swansea, and they were saying that they would like to have much more support going into schools and education venues in regards to trying to get communities to work together. And so in one school, they had a white girl wearing a hijab and she walked down the street and then she came back and she said how different you felt she'd been treated because she was just wearing one piece of headway that was different to how she would usually dress. And I think these types of things would help.
Chip
I mean, the Welsh are putting their Kids that are non Muslim with, in and, and then putting them out into the public. What's wrong with these people, Jeff? I mean, my God, what is going on? Does anybody have like a, an idea
Jeff
bending over backwards to be, to be dumb?
Chip
That's all it really is. Crazy. Well, you know, this was, you know, we recently talked about tyranny.
Jeff
It's exactly.
Chip
Tyranny is exactly what it is. Right. So shortly before winningcomb, she passed. Well, she was killed. She passed away. But this, she was a conservative formerly in Parliament and she was killed. They pro, they, they said that they caught the suspect, it was a white guy, but they didn't show the guy. They, you know, they just said they caught him and they were so happy to say hell, that he was a white dude that killed her. But this was her talking before, you know, this is her in the past talking about.
Jeff
Shortly before her tragic death, Anne Widdicombe launched a scathing attack on woke diversity quotas, arguing that prioritizing identity over merit has significantly degraded the competence of politicians these days.
Guest/Interviewee
And, and it's why we have now such a low quality Parliament on both sides of the House. I mean, it's really low. And it is because for about 25 years now, the major parties at any rate, have selected by identity rather than merit. And I've actually seen this up close firsthand. So they give priority to women, to people of ethnic origin, to gays, to whatever it might be they want. They're interested in quotas now. In our day, it was merit and, you know, the women had to take on the men and they had to beat the men. There was no question of where you get special treatment. And there's nobody of that quality in the House of Commons because they've come through a completely different route. But the worst manifestation is the Labour Party's all women shortlist. So if you're a man who's lived in a particular constituency all your life, you've been to school there, you've brought up your own children and sent them to school there, you've used the local hospitals, you've made an impact in the community. Oh, no, you can't stand for the seat because it's reserved for a woman. That to my mind, is a complete nonsense and it's what guarantees low quality. And the first time that we had women as a result of positive discrimination was Tony Blair's first parliament. We could all tell who they were. We used to sit there on our side shouting out positive discrimination because they simply just didn't perform like the others performed. And I vividly remember about six months after they all came, 101 of them, we might as well have had 101 Dalmatians, quite honestly. 101 of these new female MPs coming on the labor side. And one of them came up to me in a corridor in the Commons and she said, anne, isn't it horrible how the men are so rude to us? And I said, yes, and isn't it horrible how they're so rude to each other? And she hadn't thought of that. She'd just been roughed up in the chamber. She thought it was because she was a woman, that was because she was useless.
Chip
It's fantastic. Seen some other. This is the kind of intellect that's now gone and kind of, you know, critical thinking that is now gone from the planet because somebody chose to kill this woman. It's really sad, man. It's not getting much press. The only press it got was, look, a white guy did it. I mean, that's kind of what happened. But you want to see what's a reflection of what modern day Great Britain looks like today, Jeff, Here it is.
Jeff
Exactly. Trying to happen visual.
Chip
Here we go. Come with me, baby.
Jeff
Let me touch you.
Host/Announcer
Get the.
Chip
Away from her. Go back to your country.
Jeff
Now.
Chip
If you just didn't catch that. If you're. You're watching on the podcast, the guy walks up there and you got the cop. She's got a. She's got a. A chart. It's a.
Host/Announcer
It looks.
Chip
Apparently it's a skin chart, the guilty one, the lights colored. And then you got the not guilty is the darker skin colored one. And she's checking her chart up to see what's going on there.
Jeff
Figure out where they fit.
Chip
Just check them. And then. He's the guy. And then started beating him. That's pretty accurate.
Jeff
The guy, the guy that stepped in to save the girl.
Chip
Yeah, it's kind of what happens, Jack.
Jeff
What's been happening.
Chip
Yeah, it's kind of. It's kind of what happens. Well, there is some good news in France, so. Yeah, there is some good news. Check this out. So Marine Le Pen, she recently was. The court overturned the ruling. They said she couldn't run. Now she's leaving all of a throne by huge margins. She's. They're anticipating she will become the next prime minister. And they're asking is Trump style nationalism finally taken over Europe? God, hope so this woman right here could save France. And that could really catch on in a great way that we've never seen. Before. And if the AfD party takes over in Germany, we can see some. I mean Germany and France. I mean if France has got a better chance at survival than the uk, that's, that's. We're living in a weird place. But Marine Le Pen will turn France around. Really.
Jeff
I think. No, I think there's a chance. Although the. What's her name in Italy hasn't really done wonders for me.
Chip
For Italy. Trump. Trump's done with her. Done with her. I don't even know
Jeff
South America. You have the. The don row doctrine.
Chip
Yeah. 100.
Jeff
Because we're getting all the different countries within South America to move conservative, which.
Chip
This is in German, but I'll read.
Jeff
You know, got all the good ones.
Chip
I'll read it. This is Alice Wheedle from Germany, but she totally roast Ursula von der Leyen. Here we go. Information act and journalists as fewer uncomfortable questions giving foreign and domestic intelligence services more powers. Now this is about the. That act they just passed this past week where they can read your text and your DMS and all this stuff. Basically just so ass backwards. Yeah. She says squeezing the citizens dry and suppressing the opposition must go hand in hand with state repression after all. And it fits that. Today, your very own Ursula von der Leyen from the CDU wants you to vote against the EU Parliament on total control of citizens through chat control via an urgent motion after it was rejected so many times before. They will keep voting as long as it suits them. Total control in your car, in your chats. That's how they wanted to keep citizens in check while Ursula von der Lyon deleted her Fizer deals via text messages. Let me tell you something. The old saying holds for all of you people. All people are equal, but some are more equal than others. And that sums up your CDUs all as perfectly.
Jeff
Is she giving that? Was she in front of the EU or in front of Germany?
Chip
Yeah, this is. I think this is before the. Might have been before the vote. I'm not exactly sure where that's.
Jeff
So that vote, that vote was so corrupted by the EU because they knew, right. Most of the members weren't there. But unlike most votes that you have to vote to pass it, this one you had to vote to not pass it. So you needed a pure like 361 votes. They didn't have that many people to vote. It already was guaranteed to pass because they didn't have enough people to vote it down. It's not an existing law. So what is wrong with the European voting system other than their screwed up parliamentary style of politics. That makes zero sense. It now you have voting within the EU where you could put legislation in front of the EU that's going to, that's going to impact millions and millions and millions of people detrimentally from a like a communist takeover. Gonna be able to read your text and take action against it. But yet you can put that legislation and you have to vote it down. You have to vote the measure down. Their politics are so ass backwards. This is why the EU has to go away. This is why the European countries are suffering the way they are. Stuff has to change. They've got to grow some balls. Someone said here that the alpha they ended in World War II. There's no alpha males left in England. I don't know where they are. They're not in politics. Where are they? They need to step up. They need to step up in Germany, they need to step up in France. They need to show themselves that there's true alpha leadership and in those countries. Otherwise their countries are gone done. And they're going to let the EU negotiate and boss them around. The EU can have doctrine over the eu but the member state now can vote away from it. But are there enough alpha leaders within those countries that will do in opposition of the eu? The EU isn't the end all be all. The EU was detrimental to the Europeans across the board. The only thing it did, it gave them open borders. That was it. That was, that's what the eu, the whole thing, the monetary system, I mean everything has been so, you know, backwards and so negative across the board. All of the, the, the, the economies have been forced on the backs of the Germans and in part the French. Without the Germans there, the economy of the EU would have been in. Would have been a disaster. Would have been an absolute disaster. And so, you know, it's just so crazy. And then they're gonna let stuff like that get passed through. I don't even, I still don't even understand how you can have a bill put in front of a parliamentary system like that to where you have to vote it down. What kind of. It just makes no sense, Jeff. How backwards is that?
Chip
This is, this is what happens 1984 all over again. That are some good then I like to see this from Italy. There's an Italian mayor mayoral candidate and this was in San Bernadero del Toronto. And well, you just have to watch how this unfolds. But some dude thought it was a good idea to block the street. And this mayor mayoral candidate that was finishing his ice cream didn't think so.
Guest/Interviewee
Why?
Jeff
Just happy.
Chip
Why they just happy. No police. Rokalis. Well, the guy's blocking the road. He's trying to get him. Trying to get on the road. He already threw his bike.
Interviewer/Reporter
Right?
Chip
Wait for it. Wait for it.
Jeff
Oh, and that was better than the McGregor.
Chip
Stall. Punched him in the face, slammed him on the ground. Hey, man.
Jeff
And much better than the McGregor fight yesterday.
Chip
Yeah. Unbelievable. I'm glad I didn't pay for that. Thought about it and this girl here, she thought it would be fun to make fun of southerners because she's such an elitist and she can't believe what happens in the South. She went into a grocery store. My God, she just couldn't believe that people from the south were there. Look at this. This is everything that's wrong. This is why New York has socialism.
Additional Commentator
Groceries for the next four days. This is so small town vibes, it's not even funny. I have a feeling this is not
Chip
gonna be good news.
Additional Commentator
We don't even have a cart. This is a simulation.
Host/Announcer
Oh, here we go.
Additional Commentator
I guess while she's grabbing that,
Host/Announcer
you
Additional Commentator
didn't eat a melon. Just sitting here laughing. Their fruit does not look good. Like, all their fruit looks bad.
Chip
I just looked at Lauren.
Additional Commentator
She's like, I'm stressed out. I'm mad at Sam's. Sam's club and I are not friends. Oh, they do it without a guys, this is not.
Jeff
This is not good.
Interviewer/Reporter
Maybe we're in this tiny, like, shack.
Chip
These two guys thought they make fun of her town.
Jeff
And we're going to go get groceries
Interviewer/Reporter
and see if we can get enough for four days. Oh, my gosh.
Chip
It's tiny.
Interviewer/Reporter
This is their fruit section. It's like old and musty. I think this is the only baked beans they have. I. I feel like I'm in a simulation.
Chip
People shop here.
Interviewer/Reporter
Some goldfish for my kids. How are we going to find enough food?
Jeff
How?
Chip
This is meat.
Interviewer/Reporter
Scared of it. Is this even real? So we have tri tip or sausages.
Chip
This is crazy.
Interviewer/Reporter
God, this is like the most outof body experience I've ever had.
Chip
This is like so not even funny.
Interviewer/Reporter
All of this looks bad.
Guest/Interviewee
Ew, ew, ew, ew.
Chip
How do people shop here?
Interviewer/Reporter
How is the building standing up? This is the only buttered popcorn.
Chip
It's just filling cheap in here. I'm scared.
Jeff
Oh, my God.
Chip
Gotta love the ingenuity from those boys. The best part was when they started laughing. They were laughing at themselves like they could. They couldn't hold it down. It was Hilarious. I love that.
Jeff
That's so pathetic to see those girls do that, though.
Chip
Yeah, right. They're like, oh, my God.
Jeff
Especially I've been watching these videos. You get all these people from other countries that have been here, and you have these coming over from the uk. I saw one. They were. I forget what town they were in. Texas. And they went to a. A country western, a cowboy church. And, you know, the hospitality in small towns in the US is always unbelievable. And to make fun of it, to do that and think because you're in some big city, you know, in a cesspool with urine running down the streets of your big city, that that's. That's what you need. You know, you want to be in New York City with all the druggies on the streets or California with the needles rolling around the streets. You go into the real towns, the real people, you know, and it's. Why make fun of it? That's just. Just insane. People are so pathetic.
Chip
I just think they're better than everybody else. Ridiculous, Jeff. I mean, man. Anyway. Anyway, guys, we're going into the fresh week. A lot of news coming this week. Fast and Furious. That's all the time we have here. Sorry for the late start, guys. We did an hour 22 today. October for Swell. Ripple Swell. I'll be up there for Swell if you guys are going. Love to meet you.
Jeff
October, isn't it?
Chip
Yeah, I'll be there at the end of October. That's Ripple Swell. It's open to everybody. So if you're up there for that, I'd love to. Let me know. Love to meet you up there and love meeting everybody in person.
Jeff
That's right. D D dtcc. Say that fast. Dtcc.
Chip
They're great guys over there. I used to be my client in my previous job. Met with them single week.
Jeff
We're gonna be. We're gonna be back on Wednesday, 8:00pm Eastern Standard Time.
Chip
Today's Sunday Rectomundo. We will be back and with some more news and crypto news and more exciting content and we'll go around the world again. We'll see what we find. But that's all we have, Jeff. Around the world. Chippy Jeff. Out.
Host/Announcer
Out.
Chip
Are you down with otc? Please, like, subscribe and click the bell
Additional Commentator
to be notified when the next video drops.
Podcast Episode Summary (July 13, 2026)
This episode centers on the relentless, under-the-radar momentum Ripple (and the XRP ecosystem) continues to build. Hosts Jeff and Chip discuss how Ripple's real progress is often missed by those focused only on price action and "when moon?" narratives. The episode connects developments within Ripple and XRP Ledger (XRPL) to broader crypto, regulatory, and geopolitical changes, while also exploring global economic, political, and cultural news—with their trademark mix of serious analysis and irreverent humor.
Many in the community keep waiting for a single "big moment" to catapult XRP, but the hosts argue Ripple's transformation is incremental and already unfolding.
Notable Quote:
"What if ... there isn’t one defining moment? What if the switch has already been flipped?"
— Jeff (00:10)
Ripple is expanding payments, institutional custody, tokenization, and global infrastructure. Instead of a silver-bullet announcement, it's hundreds of connected developments.
Notable Quote:
"If you're only watching the XRP price ... you’re glancing by what’s really happening."
— Chip (00:42)
Many global indicators, from Evernorth’s expansion to institutional security efforts, show the growing health and reach of Ripple.
"Japan is one of the biggest, the deepest XRP markets in the world."
— Jeff (05:00)
"Only 7% of Japanese speak English ... there's nothing better than having it in Japanese."
— Chip (03:05)
Ripple is investing heavily in XRPL security, announcing both a bug bounty program and the implementation of AI-powered red teams to analyze code at scale.
Opportunities for independent researchers to contribute and earn from bug bounties.
Notable Insights:
Notable Quote:
"If you don’t have security, forget about the ledger."
— Jeff (08:00)
Discussion expands into AI’s pitfalls (e.g., increasingly sophisticated scams), emphasizing personal security best practices:
"Don’t click on any links. ... Go to your bank [direct]."
— Chip (12:00)
"There’s always the rain before the rainbow for XRP—a small ripple, but it could end up as a tsunami."
— Chip (15:34)
"Every administration, who cares? It’s all manipulated garbage anyway."
— Chip (25:56)
"If you think about it… your account balance is fictitious numbers too. Try withdrawing it all tomorrow."
— Chip (31:24)
On waiting for the "switch":
"People are still waiting for that one big moment, that one big announcement..."
— Jeff [01:51]
On Ripple’s building approach:
"It's about a series of developments that are all pointing in the sort of the same direction."
— Chip [03:02]
The reality of security in crypto:
"If you don't have security, forget about the entire ledger."
— Jeff [08:00]
On the dangers of scams and best security habits:
"Don’t click on any links ... go to the bank [website] itself. Don’t click on DMs."
— Chip [12:00]
Playful banter:
"I just checked Che GPT, not Chat GPT because it’s the Detroit version ..."
— Jeff [13:27]
On U.S. regulation and the Fed:
"Supposed to control inflation and fail. ... The only thing they do is charge interest."
— Chip [26:18]
On Sharia law and crypto:
"If you look at XRP’s history ... already been compliant."
— Chip [31:38]
Cultural satire: "Around the World":
"In China, we say, everyone is free here."
— Additional Commentator [57:37]
On political leadership and alpha males in Europe:
"Where are [the alpha males]? They need to step up in Germany, they need to step up in France ... Otherwise their countries are gone."
— Jeff [74:31]
Show Kickoff:
Hosts discussed the perennial wait for a "moonshot" moment, technical difficulties, playful banter ("Vanilla Bros"), and set the theme: Ripple isn't waiting—the work is ongoing, often overlooked.
Ripple’s Developments and Evernorth Expansion:
Security, AI, and Bug Bounties:
Early Crypto Days & Community Jokes:
Geopolitical and Economic Context:
Upcoming Economic Data; Regulatory Delay:
Crypto & Sharia Law (Pakistan):
Political News—U.S. and Abroad:
Market Cycle Talk—Bitcoin and Altcoins:
U.S. Fraud & Regulatory Laxity:
Around the World: News and Satire Segment
Wrap-up & Community:
Security Advice:
[12:00] Chip warns listeners not to click on banking links in messages, using humor and anecdotes about tech support (and Google’s lack of customer service).
“Around the World” AI Satire:
[57:06] Hilarious and irreverent regional stereotypes delivered rapid-fire, demonstrating the show’s blend of sharp insight and comic relief.
Audience/Ecosystem Engagement Encouraged:
[08:25] Jeff: “People that get into XRP are holders ... Well, here’s an opportunity to get involved in the ecosystem and see if you can help maintain the security of the ledger.”
Cultural Critique:
[63:20] Playful riffing on social issues and generational differences, e.g., "Are you cops, or do you identify as cops?"
In Summary:
Ripple’s rise isn’t about one dramatic moment, but a tapestry of worldwide adoption, relentless technical development, and new use cases—unfolding while attention is too often fixed on price charts. The episode weaves these developments into witty observations and cultural commentary, making for a uniquely engaging listen for both crypto insiders and the global-minded.