XRP Evolution - Lending | Trump’s Crypto Vision Just Got Real | Mortgages with Bitcoin?!

Summary

Podcast Summary: On The Chain - Blockchain and Cryptocurrency News + Opinion

Episode Title: XRP Evolution - Lending | Trump’s Crypto Vision Just Got Real | Mortgages with Bitcoin?!
Release Date: June 26, 2025
Hosts: Jeff and Chip

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1. Introduction to Key Topics

In this episode of "On The Chain," hosts Jeff and Chip delve into significant developments in the blockchain and cryptocurrency landscape, with a particular focus on XRP's evolution into the lending space, President Trump's advancing crypto-friendly policies, and the groundbreaking integration of cryptocurrencies into the U.S. mortgage system.

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2. XRP Evolution into Lending

Jeff opens the discussion by announcing, “XRP evolution is moving into lending." (00:00) This marks a pivotal shift for XRP, positioning it as a key player in decentralized finance (DeFi). The hosts explore how XRP's integration into lending platforms could enhance its utility and adoption across global financial systems.

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3. Trump’s Crypto Vision and Regulatory Shifts

A major highlight of the episode is the exploration of President Trump's concrete steps toward embracing cryptocurrency:

• Policy Redefinition: Jeff emphasizes, “US is redefining the crypto policy... It’s crypto in general." (01:03), indicating a broad and inclusive approach to cryptocurrency regulation.

• Fannie Mae and Freddie Mac's Crypto Integration: Chip elaborates on a directive by Pulte, U.S. Director of Federal Housing, which allows Fannie Mae and Freddie Mac to consider cryptocurrency assets in mortgage risk assessments without mandating their conversion to USD before closing. Chip states, “Fannie and Freddie Mac currently have over $7.8 trillion in assets and are now preparing to allow digital assets as reserves for single-family loans.**” (09:03)

• Impact on Mortgage Qualifications: Jeff reflects on the significance, noting, “This is a turning point because when you look at these institutions which are the bedrock of mainstream adoption...” (07:00). The ability to use crypto assets like XRP, Dogecoin, or Shiba Inu as part of mortgage qualifications represents a transformative step toward mainstream financial integration of digital assets.

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4. Implications for Mainstream Crypto Adoption

The hosts discuss the broader implications of integrating cryptocurrencies into traditional financial systems:

• Tokenization of Real Estate: Jeff highlights, “This is setting the tone. This is game-changing... the tokenization of real estate mortgages” (07:00). Tokenizing real estate assets could democratize property investment, allowing fractional ownership and seamless global transactions.

• Regulatory Hurdles: They acknowledge potential challenges, including regulatory uncertainties and the need for legacy financial institutions to fully embrace and integrate these changes.

• Global Wealth Generation: Jeff posits, “It allows wealth to be generated at a pace that is hopefully unstoppable.” (12:00), suggesting that tokenization coupled with crypto asset recognition could exponentially increase wealth creation opportunities worldwide.

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5. Ripple’s Achievements and Enterprise Focus

The conversation shifts to Ripple's strategic direction:

• Enterprise vs. Consumer Focus: In response to Chris Larson's remarks, Chip summarizes Larson’s stance, “What I like about enterprise is like, it's actually the polar opposite... giving that kryptonite thing to them without replicating all the stuff that they already have.” (16:29). This underscores Ripple's commitment to serving financial institutions with blockchain solutions rather than direct consumer products.

• Building Trust with Financial Entities: Jeff concurs, “More defensible walls up because it takes a long time building trust to get in those organizations...” (16:29). Establishing Ripple as a trusted partner for banks and financial institutions is seen as crucial for sustained growth and adoption.

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6. Political Commentary: New York City's Mayoral Race

A substantial portion of the episode features the hosts' critical analysis of New York City's mayoral race, focusing on the election of Zoran Mandani, whom they describe as a "democratic socialist" with radical policies.

• Policies Under Scrutiny: The hosts criticize Mandani’s proposals such as government-controlled grocery stores, freezing rents, and increasing the minimum wage to $30. Jeff remarks, “He’s a snake oil salesman. He will say and do anything to get elected.” (51:45)

• Concerns Over Anti-Semitism: Chip and Jeff vehemently oppose Mandani's stance on Zionism, asserting, “Anti Zionism is anti Semitism.” (41:01). They argue that Mandani’s policies and rhetoric pose significant threats to the Jewish community and the broader societal fabric.

• Law and Order: The hosts express apprehension about Mandani’s capability to uphold law and order, with Chip stating, “We’re going to send additional teams to look for all the people they arrest.” (52:03).

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7. Interactive Segment: Yeti NFT Giveaway

Adding a lighter and engaging element, Jeff and Chip host a Yeti NFT giveaway, encouraging listeners to participate by typing "yeti" for a chance to win exclusive NFT collectibles. This segment showcases the podcast’s community-driven approach and integrates blockchain technology into their interactive content.

• Audience Engagement: Jeff mentions, “We have a chance to win a badass Yeti NFT.” (30:16), fostering listener participation and rewarding their loyal audience.

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8. Conclusion and Closing Remarks

Wrapping up, Jeff and Chip reflect on the episode’s discussions, reaffirming their commitment to providing fact-based, high-quality content without hype. They emphasize the transformative potential of integrating cryptocurrencies into mainstream financial systems and the importance of staying informed about political developments that impact the blockchain ecosystem.

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Notable Quotes with Timestamps

• Jeff: “XRP evolution is moving into lending. You heard that here first.” (00:00)

• Chip: “Fannie and Freddie Mac currently have over $7.8 trillion in assets to show you how actually big it is.” (09:03)

• Jeff: “This is a turning point because when you look at these institutions which are the bedrock of mainstream adoption...” (07:00)

• Chip: “Ripple decided we wanted to be an enterprise-focused company. That’s a really important distinction.” (18:26)

• Jeff: “If you want to be anti-Zionist, then it is another form of anti-Semitism whether you want to agree with it or not.” (41:01)

• Chip: “We're not going to do that. We got to send a whole team to look at this guy.” (52:03)

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Final Thoughts

This episode of "On The Chain" offers an in-depth exploration of significant shifts in the cryptocurrency landscape, particularly emphasizing XRP's expanding role in lending and the U.S. government's progressive stance on integrating crypto assets into mainstream financial frameworks. Additionally, the hosts provide a fervent critique of current political events, illustrating their broader concerns about governance and societal impacts on the crypto industry.

Listeners gain valuable insights into how regulatory changes can propel blockchain technology toward widespread adoption, the strategic moves of key players like Ripple, and the intricate interplay between politics and cryptocurrency advancement. The interactive segments and candid discussions further enrich the content, making it both informative and engaging for both newcomers and seasoned enthusiasts in the digital asset space.

Transcript

[Jeff]

Welcome to on the Chain. This is Jeff here with co host Chip. What is going on, Chip? What's going on? Everybody out there in the on the Chain world, on the chain community, you guys know who you are. All those non XRP holders out there, all those non XRP supporters, I mean, XRP supporters and XRP holders and those crypto enthusiasts, Bitcoin maxis, you know who you are. The one bitcoin max out there, XRP evolution is moving into lending. You heard that here first. And maybe on a whole bunch of other crypto channels and publications. But there's some stuff going on in the D5. Trump's crypto vision is getting real. Chip mortgages with bitcoin, you know it. Mortgages with bitcoin. This thing is going to get real mainstream pretty fast once the regulatory clarity passes. Because that XRP evolution, it's getting, getting real. It's continuing trust lending and D5 expansion on the XRPL. That's it.

[Chip]

No, it's not just bitcoin. It's also. It's crypto.

[Jeff]

It's crypto in general. It's not just the bitcoin, it's crypto. US is redefining the crypto policy. I'm a bitcoin maxi. Chaos in New York City, Chip. We were just talking about that before we signed on here. It's showing that the system is really broken. Lack of trust. D.C. all sorts of things going on. Because we got to break it all down and we're going to talk about a lot of it. We're going to workshop it. It's going to get exciting. Whether you're in Australia, the US somewhere over in Europe or down in Latin America or Africa. Doesn't matter where you're at, it's going to get exciting. Going to get it enticed. Entice.

[Chip]

Maybe you're on the moon. I don't know.

[Jeff]

Who knows? We're on the moon over there on Mars.

[Chip]

Entice.

[Jeff]

We got a great song ready to go.

[Chip]

Let's. Are you ready? Let's go. By the way, we got another banger Yeti song tonight. You do not want to miss this one. This one is good. This one's another banger.

[Jeff]

I have a special video for you, too.

[Chip]

All right, I love that. Let's do it. Ready? Go. Welcome to on the Chain. I like to say welcome to everybody on the chain. Drop where you're coming in from. Let's do it. Let's bang the Yeti. I don't know what that means, but it sounds funny.

[Jeff]

Bang the yeti. Bang the yeti.

[Chip]

Bang the gong. Bang the yeti.

[Jeff]

And the one listener all the way from Braska.

[Chip]

Braska. Braska. Braska. We got Brasca in the house. Love to see that. We already have six entries for the yeti. I that's, that's very promising, Jeff.

[Jeff]

That's right.

[Chip]

It's very promising to have that.

[Jeff]

They're melting. It was 97 there yesterday. Tell you what, when I was there a couple weeks ago, it was beautiful. Weather was great. It was like 50 when we got there. 60s in the morning. The one day it went up to like 80 and I said, I can come here for this weather. Way too hot.

[Chip]

Yeah, he came there for nice weather. I said, wait, came there for 50s Atlanta as well. And humid. Yeah, the humans were. Humidity is what kills you, man.

[Jeff]

El Hefi's like, he's going to be in Michigan, man. There's so many people in Michigan. You know, we're gonna have to do. We're gonna have to do a meet up in Michigan and we got to get that figured out. That'd be kick ass.

[Chip]

Adrian Storm Vargas in the house. TC Fam from London in the MF building. Gotta love that.

[Jeff]

Stormberg Storm.

[Chip]

Adrian Stormberg. I love it. Yeah, yeah. 40 of New York City is foreign born. Yeah, we're gonna, we're gonna go into that as well. What I mean, I, I predicted, I said the best thing about New York City, the one thing you can count on is they are on a streak of electing somebody worse than the previous mayor. They will take somebody and just when you thought they went left, they go further left and they get the next guy in there. But compared to this new dude, Eric Adams is starting to look semi conservative. That's frightening. I mean, I don't know how that's possible. But here's a new development. You know, Jeff, when Trump made got in the White House, Indiana, one of the cool things that, you know, we talked about was pro crypto. And we've got something brand new. So here's what that means. Here's the, here's the fallout from that. And it kind of teased in the beginning, but this is Pulte. And Pulte is the, he's the U. S. Director of federal housing, the FH fhfa And he said after a significant study and keeping the president Trump's vision to make the United States the crypto capital of the world today I ordered the great Fannie Mae and Freddie Mac to prepare their businesses to count cryptocurrency for A mortgage. So if you guys don't know Fannie and freddie back probably 75 of the mortgages here in the United States. The majority of them Fannie's a little bigger than Freddie Mac. In previous business roles I have worked with both of them. I have been to dc, I've been to their headquarters in DC multiple times. I've also been to Texas to. I know both of them very well. And this is huge because that means when you're qualifying for a mortgage and you need to show your assets, you know, now you can show your assets, which is your crypto. So if you're holding fart coin, put it down in your paper, man. It's like I got far coin, you know, here it is right here. Whereas cryptocurrencies, emerging asset class that may offer an opportunity to build wealth outside of the stock and bond markets. Whereas cryptocurrencies not typically be considered in the mortgage risk assessment process for mortgage loans delivered to the enterprises without first converting crypto to US dollars before closing. Whereas the US Federal housing now has determined that the consideration of additional borrower assets in the enterprise's single family mortgage loan risk assessment may enable enterprises to assess the full spectrum of. Spectrum of asset information available. This is a good thing. It's a huge, huge. This is a huge opportunity quite honestly, from what you think it's and it's, and it really, it's a turning point because when you look at these institutions which are. This is like the bedrock of the backing right to guarantee the mortgage that are back in most of the mortgages in America. This is a massive stop. And it's so funny because it's outside of legislation, but it's weird because it's actually happening before legislation which is just goes to show you the change in guard Jeff on having a pro crypto sort of president.

[Jeff]

I like it. I think, you know, when we talk about mainstream adoption, we've talked about banking, how slow banking is. We've talked about the length of time that it's going to take to, to get to a point where we have some normalcy, regulatory normalcy, so that we can get the mainstream adoption. It all started with this last election cycle. I still think we're probably looking at like 2026 for regulatory clarity. This is setting the tone. This is game changing. You know, we see what's gonna transition from this point is going to be tokenization of, of real estate asset, you know, hard asset, not just real world, but more but real estate mortgages. The tokenization of mortgages. This this is just like the inkling. This is like you said, you know, you said they're the bedrock, this is the bedrock of mainstream adoption right here, which is how do you obtain recognition of a crypto asset? Well, count it as counted as wealth, count it as something that you can borrow, you know, utilizing saying, here's part of my net worth while it's in crypto asset, you know, so what if it's in dogecoin or the ship, you know, so what if I'm sitting on a stack of shib, you know, what difference does it make? It's a crypto asset and there's money in it, has value. And there you go. So I think this is, this is the beginning and there's a lot of people that made lots of money in crypto that are just sitting on that wealth and now they can go out and use that as at least an identifier to say, look here, here you go, you know, here's where you've got the value. Then next step after this legacy has to buy in. You know that that's the big part of it. You have to get some form of legacy buy in and to get that chip. This is so not just symbolic but it has to be recognized. So now that there's recognition in mainstream, in legacy mainstream, this is bedrock, as old as it gets, right? I mean this, this is, this is the foundation. This is really good for sure, good news.

[Chip]

And if you look at this, Fannie and Freddie Mac currently have over $7.8 trillion in assets to show you how actually big it is. Right? So it just shows you the, the scope of what they do. Stuart Alderadi, who is general counsel over there, I don't. Is that his real, is that his title anymore? He's a chief legal officer, he's not general counsel. He's chief legal officer and president of the National Crypto Association. And he's saying, wow, this is good news for the 55Americans who own crypto. So you think 55Americans out of the 350Americans that, that reside in the US pretty strong. Jeff, it's pretty exciting also too, I love this post I found this guy says, as a former mortgage banker, let me be very clear, the FHFA just issued a directive for Fannie and Freddie to begin considering crypto as an asset in mortgage risk assessments without converting to USD. Now previously, if you're holding Bitcoin and you wanted to be considered asset, you had to cash it out. Show could even be in a stable coin. You had to cash it out into fiat, which is really fun. Show it and who knows by that time you know, the flexibility like a bitcoin or anything, you know, maybe XRP. When it did the dip you sold it at 190 and it went back up to 230 so you would have lost that spread.

[Jeff]

So he goes, this is just the taxable event. Plus you got taxed on the gain or loss of that loss, but you get taxed on the gain.

[Chip]

We're all, we're talking about the two giants. 7 trillion in housing loans now prepping to allow digital assets as reserves for single family loans. You'll soon be able to use your crypto stack as part of your home loan qualifications. No more sell to qualify, no more crypto doesn't count. This, this opens the floodgates for true adoption, which you said before Jeff, and marks the beginning of a tokenized housing market backed by the US mortgage system. This isn't speculation, it's not opium, this is policy. It's effective immediately. It's a huge thing. Dude, I was shocked when I saw this today. I was like wait, wait, what? After being in this business for a long time, I was shocked to see.

[Jeff]

This, that they're the first movers, not the sec, not the cftc, but, but mortgage. I mean this is to, to open up the floodgate towards tokenization of real estate. That, that excites me. I think, you know, more than anything else at this point is being able to tokenize real estate, being able to own fractional shares of real estate that you can easily transfer, right? You can go on this other platforms, you can put your cash asset and you can own token or shares, fractional shares of real estate, fractional shares of stock, but tokenized shares of, of, of real estate, commercial property, something that is then tied within the, in the crypto space and easily transferable. To me that, that changes, that's game changing, you know because then anybody anywhere in the world can invest in any tokenized asset. Hopefully it allows for that. I'm sure there's some regulatory hurdles to overcome that. But then if you can take that tokenization and you put it into some sort of a crypto asset and then you have access to that crypto asset, you know, how are they going to stop? How, how, how are countries now that are limiting people's investment cross border? Because that does, that is a reality. How are they going to stop that floodgate? You know, it allows wealth to be generated at a pace that is hopefully unstoppable. I think the powers that be when wealth spreads, you know, rapidly to the masses, they find an event to shut that down. And we've seen that, you know, multiple times over the course of just this last couple decades. We've seen multiple scenarios. I would say since 2000 on its own we've seen shutdown of mainstream wealth creation. And so is this going to be another methodology? Are we beyond that chip? What do you think? Beyond control?

[Chip]

I don't know if we're, I wouldn't say we're on beyond control. I'm going to go there but JC's right here. Fannie and Freddie are still under conservatorship. That's been 2008 now Trump was going to take him out of conservatorship but it hasn't happened yet. They're holding 250 billion in assets to lend. JWH was saying. So some are saying the crypt needs to be on the decks on a decentralized exchange in order to to be loan qualifying assets. Spoke to Swan btc just informing my personal account in a vault would qualify. So if you got a custodian, the multi sig that will classify the same as a crypto on a decentralized exchange. We'll see how the FNMA changes evolve. Nothing finalized yet by fhfa but it's preliminary so yeah, we'll have to get more details on how that works and how you have to show that because I'm not sure. It's interesting to know that it has to be at a decentralized exchange but you know, because if you're holding it in a, in a, in a, you know, cold storage type of thing, how do you qualify that? And if you're holding in cold storage, you know, there's a whole bunch of things that opens up. We'll get more details on that. The bottom line is that it's moving forward, but it's huge. And JW H was saying for him as a self employed in the real estate biz, it would be allowing me to stack more cash before now, before and get away with just cash. So that's a good thing. Yeah, that's a huge thing right there. So huge. Interesting to see how that's gonna work. But again this is why it happened. Trump don't. Do not, do not unders. Do not misunderstand how big a pro crypto president is. People were downplaying it and what legislation but something like this to happen is just absolutely massive. It's a big deal.

[Jeff]

Definitely not have happened otherwise.

[Chip]

No, there's no, there's no chance it would have happened.

[Jeff]

Definitely guarantee that.

[Chip]

I saw John Deaton. This was interesting, too. Just to kind of bring more kind of. Well, before we get next, I know this is more kind of like political, but it's. It's also important to the, to the messaging. But I wanted to play, you know, Chris Larson was on a podcast recently. I don't think the whole podcast dropped, but there's two things he was talking about, and they're really short clips. And I've reached out again and made. Made a request to get either Larson and Garling on here so we can potentially interview them. So we're going to work through the system again and see if we can do that. Is that the same damn one? Okay, it's not. Here we go. So the first one is he's asking what the biggest accomplishment of Ripple is. So let's listen to this biggest achievement with Ripple so far. Well, I think that we've earned the trust of this world of enterprise, financial players and payment players, treasury operations. That takes a lot of work. I mean, you kind of look at it, I think we're in a pretty remarkable place in a very, very big industry. You know, it takes a lot of work and consistency to get that position. So I love that we've succeeded in the position that we're in. And I love culture that we have, which is, you know, hats off to Brad for continuing to really staying pure to the culture. We have just some amazing dedicated people that are working every single day with the right core values in their heart to make a positive impact on the world. It is not easy to do. It's very, very hard to do. Love where we are right now. It's a good point because if you think about a lot of the crypto places to do the enterprise type level work, not only that, but the acquisitions have been really key in that area. What are your thoughts about that, Jeff?

[Jeff]

They. They definitely stacked up some really important acquisitions. They def, you know, have made, you know, some big progress. You know, it's good again, I like seeing them come out, you know, as they start reflecting on the direction and growth and, you know, things like that. You know, right here. Development.

[Chip]

Shout out to my mentor, Nate, first time OTC here. Well, welcome, welcome, Nate. Welcome to the podcast.

[Jeff]

It's awesome.

[Chip]

Good to have you here and I appreciate the, the reference there, bringing your mentor in here. That's really cool and badass. Only few will survive. I wondered about the. The zombie apocalypse. I don't think New York's gonna do very well. I Think it'd be the first city to be knocked down. I really think that New York's in really serious trouble. Here's the second clip right here. What is Ripple? This is, this is kind of a fun question. Listen, the way he phrases this question. But it's a fun question.

[Jeff]

Ripple, if you have to explain it to my mom.

[Chip]

For Ripple, we decided we wanted to be an enterprise focused company. That's a really important distinction. Okay, well, Mom's lost already. Mom doesn't know what enterprise. Excuse me, excuse me, honey, but what is an enterprise company? He said to my mom, okay, I was like. And he's looking, he's like, no, I.

[Jeff]

Mean, maybe his mom's like the, you know, VP of a, of a bank. You know, maybe she's retired.

[Chip]

Well, I don't know, man. My mom, right?

[Jeff]

Yeah, right.

[Chip]

I said mom.

[Jeff]

He did say, yeah.

[Chip]

Maybe he missed the reason he was saying that. He should have said my 12 year old kid, you know, whatever, right?

[Jeff]

Yeah. My 80. My 80 year old grandma. Grandmother.

[Chip]

Blockchain company. We don't know, Right?

[Jeff]

That's right. Exactly.

[Chip]

He knows the mom. He's like, there's company. That's what we do.

[Jeff]

Right, Exactly.

[Chip]

Let's back it up again. What is Ripple? If you had to explain it to my mom for Ripple, we decided we wanted to be. Even when he says he's like, my mom, nobody else is mine.

[Jeff]

My mom. But then we have to assume that, that Chris Larson knows his mom.

[Chip]

But this is like, look, I'm just gonna give him an explanation. That's so funny. My mom, so. Oh, okay. For all the other moms, your mom runs a corporation, the CEO, so she's. I'm going to explain it differently here. If you had to explain it to my mom for Ripple, we decided we wanted to be an enterprise focused company. That's a really important distinction. Essentially, my last two companies were all consumer companies. And I kind of learned this. Like a lot of people start off, especially young folks starting consumer companies, because that's kind of what they know. What do I see every day? I see this penguin here on the desk. I see this water bottle. You're surrounded. Consumer products kind of by definition, but we don't realize. It's almost a consumer thing, is almost like the surface of the ocean. And then you have this enterprise thing you sort of discover and it's like everything below, though, it's just massive and not enough people focus on it. Especially I think young people. That was a big lesson for me. This is like third company in and kind of discovered enterprise and was like, I like that. And I would use the example of what happened with Elon. We started off with a new technology, how to show all the things going on with finance transparently. Your credit score, for example, rates. All the early stuff was coding in the website and the technology technology team was the guts of the company. And then as you sort of go forward, you become more a marketer, consumers. And then you got to have this army of customer support folks for all these consumers. And then you turn around one day with Elo, and it was like, oh, 5% of our company is technology, and everybody else is dealing with consumers, which, by the way, is exactly what traditional banks are doing. So you start replicating all the stuff that already is out there, and you're doing less and less about what's new. What I like about Enterprise is, like, it's actually the polar opposite. You're serving these banks, financial institutions, anybody trying to move money, payments that they've already built, all that other stuff, and now they're interested in this new kryptonite thing that they want to put into their engine so we can focus on that kryptonite thing and give that to them without replicating all the stuff that they already have. I like that dude.

[Jeff]

I don't understand what he just said. I have no idea what he's talking about. I got lost after Enterprise is great. And then after that, I don't know what he's talking about. He's talking about, what is kryptonite.

[Chip]

Kryptonite is like, kill Superman, dude. How are we segueing this?

[Jeff]

Talk about kryptonite. Can we go back?

[Chip]

Like, my eyes rolled in the back of my head at some point, I'm like, I don't know. I started. It sounded like, you know, the teachers on the old Charlie Brown. I was like, I don't know what he's saying.

[Jeff]

But now I'm thinking maybe his mom is like a cartoonist or something. Maybe she's like.

[Chip]

Through the Superman character. I don't know what he's talking. I don't really understand. I don't know how we got it a little bit. This is why we don't get interviews, Jeff. This is why. Exactly. That's why he gets used. You guys have to work on your game. That's probably.

[Jeff]

That's exactly right.

[Chip]

Don't watch this and be like, no interviews for you. Like, no soup for you guys.

[Jeff]

That's it.

[Chip]

Let's listen again. Let's see if we can follow along. Maybe someone can explain it to us in the comments. Here we go. What I like about enterprise is like, it's actually the polar opposite. You're serving these banks, financial institutions, anybody trying to move money, payments that they've already built, all that other stuff, and now they're interested in this new kryptonite thing that they want to put into their engine so we can focus on that kryptonite thing and give that to them without replicating all the stuff that they already have. I like that. I kind of see it as like you can actually have more impact, reach more people with the new thing with that model. And I think you also get more defensible walls up because it takes a long time building trust to get in those organizations because they don't want to risk their own brand versus just going right off the bat and building your new brand.

[Jeff]

Anyway, I'm lost.

[Chip]

Anyway, dude, I don't know what he's talking about. Kryptonite.

[Jeff]

I'm still lost with building your own brand. I, I don't know why I got lost on that. I get retail versus enterprise. I mean, it's cool. I, I, you know, digging, going through this explanation of, of kryptonite and all this other stuff, but I got lost. I just, I don't know.

[Chip]

By the way, mom's thinking stuff right there.

[Jeff]

Exactly.

[Chip]

Dilithium crystals. So we have no dilithium crystals. We're done. You know, dude is mixing concepts. I was like, listen, man, they want to put kryptonite. No, I think he meant Krypto. And he doesn't call him. He's like, help me understand the kryptonite piece. That's like an. If you were trying to kill someone, you're Lex Luthor, you might want to put some kryptonite inside. I mean, what's he talking about, Jeff?

[Jeff]

I don't know.

[Chip]

This is why no one takes us serious, Jeff, because we laugh at everything. It's just horrible.

[Jeff]

You need to hear the first 45 seconds where he talks about building two consumer based. I get, yeah, I get that part. So you can build your consumer based payment systems. I know.

[Chip]

I work in B2B. I mean, I've been Enterprise. I'm an enterprise sales.

[Jeff]

I just got lost in what he, the way he explained it. I think what I would have said is enterprise is focused on business and I'm helping businesses that sell products to consumers. But my product helps the business do what they got to do to sell to the consumer. Before I had a company that sold to the Consumer. What's a consumer? You're a consumer. Right. If you owned a huge corporate business, I'd be working with you. And your market is the consumer business. Or maybe your market's also enterprise and I'm selling to you as enterprise.

[Chip]

I'm not gonna put that comment of JC's on screen. He doesn't know, but he's right. He's 100, 150. Correct. And I think that's. And we've been very critical of that. Okay. And you're the guy who paid for cameras to go up in San Francisco. But. But he's not a good. Look. You're the guy that paid for. Started a company for. Or initiatives for. I'm not going to get into it. Let's not. Jeff, we're under.

[Jeff]

Well, you think. But if you think about Chris Larson's company, what, you know, one of his big companies was Prosper. Prosper. You know, that was. That's a great. You know, it's a great E. Loans.

[Chip]

He had great companies that were the consumer.

[Jeff]

I loved Prosper. I invested a lot into Prosper. It was a lot of fun investing in Prosper. And so, you know, you're investing in other people, basically, you know, you're lending money to people. It's great. It was such a great platform until we started this, you know, but interesting.

[Chip]

Marsha says, I don't think Chris want to be on the crypto knight thing. Maybe you're saying maybe that's what it was. Not tripped Crypto night.

[Jeff]

He's putting this crypto Knight thing into it. What does that mean?

[Chip]

Okay, conversation. He must have been like, he must have just caught that new Superman movie. He's thinking about kryptonite. He just misspoke. I'm pretty sure he misspoke. And that's all right. You give him a pass once in a while.

[Jeff]

Was he thinking about Superman?

[Chip]

I don't know. I'll do kryptonite.

[Jeff]

Yeah. Yeah.

[Chip]

That was a wild thing.

[Jeff]

On that note, on that night. On that note, I've got a special video for you. This video popped up in my feed today.

[Chip]

So let's see.

[Jeff]

I've got to play it. Hang on.

[Chip]

What you got?

[Jeff]

Let me down now. Hang on. Here we go. People haven't seen this one. I just love it.

[Chip]

Oh, it's an old one, Jeff.

[Jeff]

This is an old one. I know.

[Chip]

This is when I first started posting videos. Remember that?

[Jeff]

I love this. I. I can't even tell you how.

[Chip]

Many times he's about to embarrass me. Now, thanks a lot, dude. This is my early days. It's like six or seven.

[Jeff]

I'll tell you. I used to watch these videos and I was just like, man, I would listen until we got together and did that. That thing. I would listen to your videos all the time. Like, I gotta be awesome.

[Chip]

Do the stupid videos, man.

[Jeff]

Do like a 3 minute video.

[Chip]

3 minute video. Take me 5, 15 tries to get it right for. Was supposed to be the XRP minute days it turned. How long is that? See, it is a minute long. That's unusual.

[Jeff]

This one's a minute. Yeah, this one's.

[Chip]

That might be the only one that was a minute. I think everyone is like three or four minutes.

[Jeff]

It was the first one. The first.

[Chip]

No, this wasn't one of the squirrel or.

[Jeff]

No, I don't know. Let's see.

[Chip]

Chip here with the XRP minute. As I was headed outside to take my dog for a walk this morning, something very interesting happened. A little friend said, stopped by.

[Jeff]

Yeah.

[Chip]

Take a look.

[Jeff]

Oh, yeah, it was.

[Chip]

You're speaking to me, Jeff.

[Jeff]

Yeah, he was. Look at that. Oh my God. Oh my God. How great is this?

[Chip]

When Moon.

[Jeff]

Lambo.

[Chip]

Sooner you think, well, that's soon enough, dude. It was like six or seven years ago. I like the hobble straw. So that's our little friend. BS123 or bullable squirrel. 1, 2, 3. We can all sort of decode his message. Is he spot on? I don't know. But what I do know is that's my take. What's yours, Chip? Oh, there it is.

[Jeff]

I love it.

[Chip]

XRP minute, dude. The XRP minute. Jeez, what was the year on that? When was that, by the way? Does it say how many years? This is probably how many years ago. Geez.

[Jeff]

Yeah.

[Chip]

Now my hair is past my shoulders. That was when I had super short.

[Jeff]

Hair six years ago.

[Chip]

There's a PowerPoint. No.

[Jeff]

That was awesome.

[Chip]

Christopher Clark. Like these like. That was awesome. I was an OG back in the space. Yeah. I was doing some stuff and that's how we ended up, you know, meeting like, you know, I was doing the XRP minute, Jeff was doing. You were doing the HODL report, right?

[Jeff]

Auto report. Yep.

[Chip]

We came together and started on the chain. And it's way more fun doing this than.

[Jeff]

So much more fun stupid.

[Chip]

They're like. Because you're. When you're sitting there recording videos by yourself, my God, it's so ridiculous. Or you're sitting there doing a video and you're like, hey, I'm doing a video. Look at this. Look at that. It's just so much more fun conversing and then doing it live and having the interaction and, you know, we go down a rabbit hole with a squirrel and we go chase this for 20 minutes. That's what's fun about doing the show for us. I don't know, but that's my take. But I do know that was one of the things. That was one of my little catchphrases. Man, oh, man, oh, man. That's funny. What did it say? How many years ago?

[Jeff]

Just said six years ago.

[Chip]

Six years ago. 2019ish.

[Jeff]

2019. Yeah.

[Chip]

Holy cow.

[Jeff]

2019. Yeah.

[Chip]

Wow, that's. That's fun, man. It's a long time ago.

[Jeff]

It was definitely a long time ago. And we're at the bottom of the hour, so we got a special song for you tonight.

[Chip]

Time to play it, man. Let it rip. Let it.

[Jeff]

How many? How many yetis?

[Chip]

We got 12 yetis in there. We need people to type in yeti y e t I. If you want a chance to win a awesome badass yeti nft. Roll it, Jeff.

[Jeff]

The White Tribe. Here we go.

[Chip]

Wait. Oh, geez. Back it up.

[Jeff]

What happened? What happened?

[Chip]

I don't know what happened. We lost.

[Jeff]

Okay, hang on. No, no, that's not it. Here we go.

[Chip]

Are you ready to win a badass.

[Jeff]

Yeti from the white tr.

[Chip]

Come on, get ready now.

[Jeff]

Do you know the word of the day? Come on, come on, shout it with me.

[Chip]

Yes.

[Jeff]

See, that's right.

[Chip]

Extra T. You know it, get it.

[Jeff]

Mark it, stomp it and stand our ground.

[Chip]

Get your sovereign wallet ready.

[Jeff]

We're not around. This ain't no r pull. This is your legacy. This is your just reward. Claim your badass Yeti. Yeti into the unknown. Man.

[Chip]

I was head bopping to that. Man. That was good.

[Jeff]

I like that one. That was good.

[Chip]

Zober said, damn, I'm out of milk for Cookie Monster music. Look at everybody jumping in here. Yeti, Yetai. Got them all coming up here. Dang. Squirrel was right. He said sooner. You think so? Maybe. I thought it was 15 years and.

[Jeff]

I'm still waiting, still waiting to know.

[Chip]

Sixteen years was not long enough. Holy cow.

[Jeff]

You didn't. Didn't know. But soon is right around the corner and decades speak.

[Chip]

It's like soon enough. All right, we're gonna move on to. On a decades geopolitical portion of the podcast. And I want to do. I want to show this because, you know, last yesterday in New York City, they had a Democrat primary, and it was it was this new guy who was a committeeman or something like that, assemblyman. His name was Zohan Mandami and he was running. It's the former Governor Como. And Como, they hated him as a governor. But anyway, he. He lost. And this guy Mandavi won. And he is an avowed socialist nut job. Okay? And everybody was cheering in New York because there's some of the dumbest humans on the planet. I hate to say it, maybe even worse than California, but they always vote. So Trump roasted him and said it finally happened. The Democrats have crossed the line. Zohan, Madame 100 communist lunatic has just won the Dem primary and is on his way to becoming mayor. We've had radical lefties before, but this is getting a little ridiculous. He looks terrible. His voice is grading. He's not very smart. He's got AOC plus three dummies all back at him. Plus he's even our great Palestinian senator crying. Chuck Schumer is groveling over him. Yes. This is a big moment in history for our country. Not a good history. I mean, I mean, holy crap, Jeff. This guy is a. He is really not a. He's a nut job. So we've got some cool videos to come up which are kind of fun to watch, but I'll throw a couple of these videos up. But what did you think? I mean, you knew he was gonna win, right?

[Jeff]

It was almost. It was almost a given. You know, it's kind of bizarre, though, you know, what is going on with New York City? I mean, I mean, they, they obviously weren't happy with what happened. You know, they had, you know, you think about over the past couple years, you had illegals running rampant in the city, but was that the mayor's fault? Was that the governor's fault? Or was that the previous administration's fault that was letting them come into this country unfa unfettered. Yet New York State, or New York City, I should say, was a sanctuary city. So here you go. You want to, you want. You want them, you get them. So they were coming in. They were trying to bring them into Florida. They were trying to bring them into Texas. They got shipped into New York. New York had to bear the brunt of it. But it's the residents that live in that city. At the end of the day, it's their fault. They're the ones who elect these people. They're the ones who want the. The crazy policy. But now we're talking about lunacy. We're not going to talk about crazy anymore. How does he win? He's talking about. He's talking about making grocery stores controlled by the. By the local government. You know, there's all these things that he wants to do. He wants to tax the wealthy an additional 1%. He doesn't have that power or capability, but that's. That's his agenda. But they want to take over all the grocery stores. New York City's dirty enough. Soon they're not going to have food. You know, I mean, no one's going to stay in that city if that. If they. If he actually wins. Now, right now, we've got Curtis running on the. On the. On the Republican side.

[Chip]

Yeah, he's a good dude. Unfortunately, you know, he was the one.

[Jeff]

I don't see it.

[Chip]

No, I don't see it.

[Jeff]

Yeah, he did great with the Guardian Angels, but, I mean, I don't see.

[Chip]

Him winning either, but I kind of almost hope this happens. Anyway, just a couple of these videos. This girl right here has something to say about it. New York, you were being gaslit about.

[Jeff]

Zoran Momdani, and I'm gonna tell you why. Zoran Momdani's entire career has been defined.

[Chip]

By his hostility toward Israel.

[Jeff]

He has marched with pro Hamas protesters. He supports bds. I think that what we need to do is ask people, will you support bds?

[Chip]

And frankly, not ask them, but demand.

[Jeff]

That you must do this.

[Chip]

He founded SJP on his campus.

[Jeff]

He considers himself a democratic socialist and aligns himself with the Democratic socialists of America, who, while October 7th was still happening, condemned Israel and encouraged their followers to join the resistance. He consistently aligns himself with fringe, tokenized Jewish groups that are anti Israel. And only after widespread activity.

[Chip]

Outrage at his inability to say that.

[Jeff]

He believes the State of Israel should exist. He's finally started saying, I believe the State of Israel should exist as a country that follows international law, which feels conditional and also feels like his campaign manager told him he needed to get the Jewish vote. Zoran Mamdani compared the word intifada to the Warsaw Ghetto uprising. The very word has been used by the Holocaust Museum when translating the Warsaw Ghetto Uprising into Arabic because it's a word that means struggle.

[Chip]

He was condemned by the United States.

[Jeff]

Holocaust Museum and refused to condemn the phrase Globalize the Intifada.

[Chip]

He says it's about Palestinian resistance.

[Jeff]

You as a Jew, know better, because when you think of the word intifada.

[Chip]

You think of this and this.

[Jeff]

As a Jew, when you hear globalize the Intifada, you think of the first and second intifada. These photos are from the second intifada where over a thousand Israelis lost their lives in terror attacks like bus bombings globalize. The Intifada is an incitement of violence toward Jews and you know it. The largest Jewish population outside of Israel is in New York City. The mayor of New York is matters. Anti Semitism is at an all time high and you know that anti Zionism is anti Semitism, but Zoran Mamdani doesn't. He has consistently chanted that anti Zionism is not anti Semitism. Who is ready to say that anti Zionism is not anti Semitism, but anti Semitic incidents spiked unbelievably after October 7th. Anti Zionism is anti Semitism. An example of this unbelievable gaslighting of Jews is in this opinion piece published by the New York Times today. This author defends Zoran Mamdani's anti Semitism and then goes on to say that the deadly attacks in D.C. and Boulder were not anti Semitic at all, but actually politically motivated. But you as a Jew, you know better. This election matters for the safety of the Jewish community. And Zoran Ramdani may be running for mayor of New York, but Jews everywhere are watching and we won't be gaslit into forgetting who he is.

[Chip]

What's weird, Jeff, is he can't win New York without the Jewish vote, which means Jews are voting for this nut job, which is crazy given what, where he's been. I mean, I don't even know.

[Jeff]

The Jews in New York are still, are still brainwashed, unfortunately. You know, we see, you know, Florida, you know, the Jewish vote here was heavy Republican New York, for whatever reason. I mean, New Yorkers in general, it's not just the Jews there, but New Yorkers in general are lefties, you know, and it's, it's kind of bizarre, you know, that New York City has gone so far left, you know, considering everything. They always wanted to be different, but now they're just completely out of control, you know, and you know, for this, there, there's more to it, you know, what this guy, you know, is claiming and wants to, you know, if he wants to globalize, you know, intifada, you know, and they want to, you know, they want to, you know, change the actual meaning of, of the word. No one's ever used that as a peaceful uprising or protest. You know, the intifada has been used only, only as violence and violent, not even an uprising, but just complete violent attack against, against Jews and, and Israelis. That's the only purpose of the intifada. So for these lefty nut Jobs to try to spin words and then, and then try to rationalize it in Arabic when they don't even speak Arabic. They have never studied Arabic. They correct. You can question whether or not they've even, you know, try to study anything that comes out of the Middle east in Arabic. You know, it's, it's just very, very bizarre. You know, when I, when I see this and you know, but that, but this is just the beginning and that's where people have to kind of open their eyes. You see one component of it and then you see the rest of it. Here's the guy again. He wants to, you know, he wants to take grocery stores and put them under the purview of the government. The guy is a communist. You know, there's nothing good about what he says. And yet he just won. You know, it's just, it's just mind boggling to me, you know, that he wanted.

[Chip]

Chad says New York City went the way of Detroit and San Francisco. Get your feces. Avoidance wrap. Look sober. This is refreshing. I'm not a racist. I hate everyone equal. You see how easy that is? Jim? Jim D. Says. And I want you to comment on this, Jeff. Anti Zionism is not anti Semitism. You agree with that statement or do you disagree?

[Jeff]

I, I don't, I don't agree with it. I don't think people really understand what Zionism is. Zionism is the support of the right of Jews to go to Israel and the right to have a Jewish state in Israel. That's it. That's what a Zionist is. Any other reference that anybody has given it is a hundred percent wrong. There, there is no other connotation of Zionism other than what people have made up. So there's one word of Zionism, if you translate it, you know, directly, you know, from, from Hebrew into English as a, as a Zionist, that means someone that's proud of their country. And you know, and again, Zionism specifically references the right of Jews to have their own state within Israel which has historically been Israel throughout thousands of years, which has, you know, been Jewish. It's been, you know, in the hands of other rulers over, over periods of time. But you know, but that's just the reference of it, you know. So those statements, you know, people, you know, flip it, it's an incorrect narrative. And so 100. If you want to be anti Zionist, then it is another form of, of anti Semitism whether you want to agree with it or not. If you're anti Zionist, then you are disagreeing with the right of Israel's. Existence and the right of Jews to have a state in Israel, for Israel to be a Jewish state. That that's just, that's it. That's what it means. So any other reference, any other connotation that you want to make with it, it's not accurate, it's 100 inaccurate. That, that's my point.

[Chip]

Well, I think it's right.

[Jeff]

There's nothing else to say about it.

[Chip]

I've had this conflict, a lot of people too, and I've tried to explain it to them. Like listen, if you're saying that it's, if you're saying that the Jews don't have a right to exist, well I kind of like against, you know, you can stack it any way you want. You can draw a wall and say, well I'm saying they don't have a right to a state, but I don't have anything against Jews personally. Right. I mean it doesn't really kind of like hold it any water there. But Sir John says BPN's a great invention because you can hate everybody and no one knows you hate them from your own country. That's a good point, man. And this is the guy Rod Hales has got to get it. We only have 15 typed in yeti, please type yeti. We need more in the drawing.

[Jeff]

You actually need. And the other thing is, I like Zober is saying, you know, because when you go to Israel it's the only, it's the only country in the world. I don't know any other country in the world that this is accurate or true of where all religions, the three, well, you know, three major religions of the world which would be Judaism, Islam and Christianity coexist in one place. And that would be right there in Jerusalem. And you know, to me that is impressive.

[Chip]

What do you think about that statement?

[Jeff]

Anti Islamist? Yeah, I agree. Yep. That and if you know the meaning of it is very clear. Right. Islamist would be someone that you know, takes, is, is, is taking violent act on behalf of their religion. So they're going to, you know, claim that they're acting on behalf of re. Of expanding religion while they go out and kill Christians, Jews and any non believer that doesn't adhere to Islam. And they're actively, and they're, they're all around us. Right. We see them marching in the streets of Europe, you see them here in the US you see them in the Middle east, you see them all over. And that would be a specific good word of, of or good use of that terminology which is, yeah, art says.

[Chip]

He had a Jewish girlfriend in middle school and she was awesome. So that's good. Thank you for that. Anyway, so I'm going to put this video on now. This is interesting. I only saw the beginning of this radicals.

[Jeff]

Here's what do you think of this one? Chad is saying radicals in any religion just suck.

[Chip]

No, that's wrong and I'll tell you why it's wrong. Let me explain why it's wrong. You can take radicals and Judaism, radical Christians, radical Christian sex. I'll tell you what they don't tell you to do is like kill the non believer. So it almost wonder, I almost wonder if anything qualify as a religion where hate and death is the, the core belief of the religion. Is it like, is it still a religion or is it something else? Because there's no sect of some of these other religions that tell you to go kill people. They're all usually based in and around love of some kind of a higher power of some sort. You know, whether when you look at Buddhism, there's no such thing. It's so anti to think that something outside you would, would cause you to want to go kill someone who doesn't believe what you believe. Well, that's where I have an issue with it and that's where I think Sir John was getting at. When you say like kill the non believer, you know, infantata and all this other. This is where it strikes the balance to me. Like I go like, well I don't know man, we still qualify there as a religion or something. Does it belong somewhere else? But again, I've had Muslim friends over the years. They don't believe that. They don't, they don't, they don't act, they don't conduct themselves that way. And as a matter of fact, they're very, very like very different, very family oriented, you know, very personal. They take care of their family and they're not out to hurt anybody. Which again, it's again, the radical part of, of that particular religion is very different from most. Now you could say radical people get, you know, B, you know, weird and offset. You know, like there's the, the Jews that wear that thing and they study the, what is it, the Kabbalah, you know, you could say, well those are radical Jews that you know, are, are a little bit out there. It might be some other sex of the Jewish of the Christian sect and you know, maybe some. But I don't necessarily know that there's a lot. So again, it's not. Most people are, you know, I'd say 80 are peace loving and they're not, they're cool. But it's these crazy radicals of that particular one that want to kill you and they, in the, and they want to enact, you know, Sharia law and that's incompatible with Western lifestyle. It isn't. There's nothing right about that. We're not going to treat women horribly. We're not going to, to cover them up, we're not going to not educate. You know, it, it's really counter to what we believe in Western culture and we don't have, we don't, we treat women equally. We don't treat women like they're some like something you own like a car. It's just not how it works. And not educated and can't drive and can't speak to someone. You know, that's very, you want to talk about radical. It's a little bit crazy.

[Jeff]

Anyway, here's problem Chip. The problem with that also is that percentage wise, so let's say there's a hundred million Muslims in the world. They've it adhered, you know, that there's probably about 10% adhere to Islam, the Islamist thought process. So let's say 10, right? That's 10 million people. 10 million. Think about the size of that army. So let's say there were a million Muslims in the US and if 10 of them adhere to that thought process, that's a hundred thousand people. A hundred thousand who are willing to sacrifice their lives in the name of the religion and, and will actively go out and preach that and are trying to. And it's interesting too because when you look throughout the Middle east and you look at those that control the populace, it's always a smaller percentage because again the larger population centers, they just want to coexist, they just want to live. They, they want to like you said, take care of their families, they want to trade, they want to do business. You know, I ran into that working with, with companies throughout the Middle east and it was interesting to me, you know, the conversations that, that we'd have and we'd get into these conversations and, and you know, even at, at shows overseas, you know, and I had the opportunity, you know, many times to sit down and talk. And, and that was the whole thing is they said look, for years, you know, these Arab countries have been trading with Israel as an example, knowing that the products they buy are coming from Israel and they would always route them someplace else and they put a different stamp on it. It, it would go through Cyprus or it go to whatever country and they would relabel it and bring it back into their country and they knew where they were coming from. And, and I remember having that conversation with one group and I think he was out of Lebanon and he was telling me, he said, look, he said, what we care about is making money. We're here to do business, right? We don't care about the politics, we care about our families. And he said, that's the majority of the population. You know, and I remember having similar types of conversations in other countries, you know, when I traveled. And it was, it was always that same type of feeling. You know, sometimes you could run into some, you know, slight animosity, but for the most part, I would say the vast majority of everybody that I've ever met and talked to business or you know, going into like a personal conversation like that, it's always the same. It's always been the same. People want the same thing. That's why you and I, when we talk about the importance of defi and, and decentralization, all of that, the majority of people around the world, they want freedom to do what they want to be able to do. They want freedom of, to invest, they want freedom of earning. They want freedom to build their business. They want freedom to succeed. You know, and unfortunately, some of these governments withhold those freedoms from them. That doesn't mean everyone should come here. That just means we need to help them, you know, lift themselves up by their bootstraps and do what's great for their country. You know, let's take, let that majority overrule the minority that controls them, you know, and let them have the freedoms in their countries and that, that's what's important. And there you go. I like that too. Look at that. Let's do business. Somehow you got muted. You muted yourself. Chip is muted.

[Chip]

I had to mute myself again. But this is, this is Adams. This is Mayor Adams, the current mayor of New York. He's starting to sound, I wouldn't say normal, but he's starting to sound by definite, by definition, his other nut job. He's starting to sound practical, I should say. But let's listen to this look, because he's going to be asked about Mandavi, what he thinks about it. It's not just defund the police. This, this candidate, democratic, socialist. He wants to freeze the rent. He wants city run grocery stores, social media workers to replace the police, because that's going to help. He wants $60 billion of debt fund for affordable housing. He wants free buses, no cost for child care, baby baskets for newborn and a $30 minimum wage. How can someone vote for this?

[Jeff]

He's a snake oil salesman. He will say and do anything to get elected.

[Chip]

Think about this for a moment. He wants to raise 1%. He wants to raise tax on 1% of New Yorker's high income earners. As the mayor, you don't have the authority to do that.

[Jeff]

You know who has the authority to do that?

[Chip]

An assemblyman, which he is. He wants to do free buses. He could have done it at assemblyman.

[Jeff]

He doesn't understand the power of government.

[Chip]

And how you must making sure you improve your economy.

[Jeff]

Raise the standard of living.

[Chip]

And this is what we've done in the city. And I'm looking forward to being on the campaign trail and showing New Yorkers we can't go backwards. And New Yorkers never surrender or quit. I'm never going to quit for the city that I love.

[Jeff]

That is so interesting. You're in the position so you know.

[Chip]

You don't have the authority to do that yet. He's running on all these promises he's not going to be able to, to fulfill. Yeah, I mean this is. And so I was like, okay, well, he's making some good sense there. Like, why don't you do it now and again. It's just a typical politician, lie, cheat and steal. Here's Tom Holman. Tom Holman is asked a question about this Mandavi guy. This, you'll love this candidate.

[Jeff]

He hadn't won yet, but he won the Democratic primary. Zorain Mandani. So he's saying, I mean, this is incredible. He's to kick the, quote, fascist ice.

[Chip]

Out of New York City.

[Jeff]

Okay, so how do you intend to deal with that?

[Chip]

Because I would guess there are going.

[Jeff]

To be a lot of criminals and Iranian cells and whatnot in New York City. The job's not done there.

[Chip]

What do you say to this guy? Good luck with that, Governor. Law trumps him every, every, every, every day, every hour of every minute. We're going to be in New York City, matter of fact, because it's a sanctuary city. President Trump made it clear a week and a half ago. We're going, we're going double down and triple down sanctuary cities. If we can't arrest a bad guy in a county jail, one agent wrestling one bad guy, they release him in the streets like New York does every day. We got to send a whole team to look at this guy. And not only that, we're going to send additional teams to look for all the people they arrest. We're going to concentrate on sanctuary cities because we know they're releasing public safety threats and national security threats back to the street. So we know we got a problem. Problem there. So we don't have that problem in Florida with most sheriff's workforce. So we're gonna double up and triple up on New York. And not only are we going to send more agents to the neighborhood, we're going to increase work site enforcement tenfold. If we can't arrest them in the jail, you're gonna force your neighborhood. Then we'll find them in the neighborhood. If we can't find the neighborhood, we'll find them at the work site.

[Jeff]

So game on. We're coming.

[Chip]

That's the Tom Holman. Tom Holman's for real. I mean, that guy is, like, great. This one is fantastic, Jeff. So this is. Here's another take on. On this. Just listen to him from his. From his own mouth. First of all, I would like to thank all the terrorists who voted for me. I couldn't have done this without you guys. I promise to defund the police so you can keep planning attacks. And also thank you to all my.

[Jeff]

Poor black people who just want to.

[Chip]

Be able to loot and twerk on top of police cars and hit white women in the face for no reason. You can keep doing all that.

[Jeff]

There will be no police. You want to on the subway and harass people?

[Chip]

Well, you. You voted for the right guy. Let's make New York a third world. All right, all right, all right. Let's make it a third one. I don't think that's. I don't think that's real, Jeff. I think that's pretty much. AI. That can't be.

[Jeff]

I think that's real. It sounds pretty real.

[Chip]

So, you know. Want to know something, J? When the yeti joins the ice team, weird starts happening. Here's a yeti that's joined the ice force, and he's. He's serious. If your name is Juanito, Jose, or.

[Jeff]

Jesus, we are bringing you in for questioning. And pack your chlas.

[Chip]

It's about to go local. Primo. This is our seventh home raid today. We got Juan and his Primo, also named Juan Juanitos.

[Jeff]

Hey, papitos.

[Chip]

Who wants some primo?

[Jeff]

Gets him every time, boys. We're catching illegals like Pokemon. Gotta detain them all. Yo, we out here snatching up more Joses than a Dominican softball league. Say, what's up, Woody?

[Chip]

What's up, dude? Bro, I swear, one of y' all smell like hot goya beans and expired fabaloso. Undocumented and thick. That's crazy cuz this pipe don't discriminate mommy.

[Jeff]

Yeah, I don't think that's real either.

[Chip]

God used to think that's real. It might be. AI, I'm not. I don't think that's real, Jeff. I just have this feeling that there's no way.

[Jeff]

That's so funny.

[Chip]

There's no way. There's no way that. That's right. There's no way.

[Jeff]

Show you what's real. This guy here.

[Chip]

But he's a KGB dude. Yeah, I've seen this before.

[Jeff]

Yeah, so let me see if I got it in the right spot. But this I thought was interesting because it kind of falls in the narrative. Leftist who made several visits to USSR and yet the KGB decided that come revolution or drastic changes in political structure of India, they will have to go. Why is that? Because they know too much. Simply because you see the useful idiots, the leftists who are idealistically believing in the beauty of Soviet socialists or communists or whatever system. When they get disillusioned, they become the worst enemies. That's why my KGB instructors specifically made a point. Never bother with leftists. Forget about these political prostitutes. Aim higher. This was my instruction. Try to get into large circulation, established conservative media, rich, filthy rich movie makers, intellectuals, so called academic circles. Cynical egocentric people who can look into your eyes with angelic expression and tell you a lie. These are the most recruitable people. People who lack moral principles, who are either too greedy or too suffer from self importance. They feel that they matter a lot. These are the people who KGB wanted very much to recruit. But to eliminate the others, to execute the others. Don't they serve some purpose? Wouldn't they be the ones? They serve purpose only at the stage of destabilization of a nation. For example, your leftists in United States, all these professors and all these beautiful civil rights defenders. They are instrumental in the process of the subversion. Only to destabilize the nation. When their job is completed, they are not needed anymore. They know too much, some of them. When they get disillusioned, when they see that Marcus Lenin has come to power, obviously they get offended. They think that they will come to power. That will never happen, of course. They will be lined up against the wall and shot. But they may turn into the most bitter enemies of Marxist Leninists when they come to power. And that's what happened in Nicaragua. You remember most of these former Marxist Leninists were either put to prison or one of them split. And now he's working against Sandinistas. It happened in Granada when Maurice Bishop was. He was already a Marxist. He was executed by. By a new Marxist who was more Marxist than this Marxist. Same happened in Afghanistan when first there was Taraki. He was killed by Amin. Then Amin was killed by Barbara Karma. We get the idea over and over idea, right? It doesn't change over and over. And they think they know more than everybody else. And they're useful idiots, every last one of them.

[Chip]

Useless idiots. Yeah, pretty much. This is JD Vance telling a funny story about Trump. It's. This is the condensed version. The full story is good, but this is.

[Jeff]

And the President looks over at me, puts the foreign leader on mute and says, this is not going very well. And he presses the red button. And my eyes get really big And I'm like, Mr. President, you know what, what just happened? And he's. He looks at me and he goes nuclear. Nuclear. And two minutes later, a guy walks in with a Diet Coke and he looks back at me and he says, it wasn't nuclear.

[Chip]

It's just the Diet Coke button.

[Jeff]

And that's.

[Chip]

So that's the kind of guy, my.

[Jeff]

Fellow Republicans, that we have as the President of the United States. That's hilarious.

[Chip]

That is funny.

[Jeff]

That's right. He has to Diet Coke.

[Chip]

They have this whole. He talks about the whole setup, but it's just too long. And then he presses button nuclear. He's like, what? The diagram guy's freaking funny. This is the press secretary. She's not happy.

[Jeff]

This, this took bits and pieces from a leaked top secret intelligence report.

[Chip]

And by the way, cnn, by the way, that did this way. I understand the FBI is investigating who.

[Jeff]

Was the source of that leak because.

[Chip]

It'S an illegal leak to cnn.

[Jeff]

And this is the same fake news CNN reporter who wrote the story alleging that the Hunter Biden laptop was Russian disinformation, which we know is one of the greatest political hoaxes this country and the American public have ever seen. And that CNN story does not change the facts. There was a total and complete obliteration of Iran's nuclear facilities. And because of the President's strike, because of the precision of our United States military in this perfectly executed mission, Iran no longer has the capability to produce a nuclear weapon as imminently as they did prior to the strike. The American people in the world should be grateful for that. And it's disgusting that CNN and the New York Times are disparaging not just the President, but our brave men and women who helped conduct this highly successful Operation USA usa.

[Chip]

So do not mess with, you know, Dan Pina, the guy that always goes off, tells you bitcoin's going to zero and he drops the F bomb everywhere. Yeah, that guy about Trump. Here he is right here talking about Trump.

[Jeff]

Oh, I remember, I KNEW President Trump 25 years ago is 10 times tougher than he comes across on TV.

[Chip]

Maybe a hundred times.

[Jeff]

Wow. I mean he is a ball busting.

[Chip]

Hold you accountable.

[Jeff]

Yes. If you tell him that you're going to be on the moon by next week, you better be on the bloody moon next week. He doesn't take any excuses. He says he's going to punch Putin in the mouth.

[Chip]

If not recall six days later.

[Jeff]

Putin says, I like that man.

[Chip]

What does that tell you, Brian? What does that tell the these people listening?

[Jeff]

Respect gets respect. Instead of all this political horseshit, he's going to rock the planet. He's going to change it.

[Chip]

When anybody's love. Everybody loves me. I don't, I don't give a if.

[Jeff]

These pea heads watching this thing like me. If you're in a foxhole, who do you want in the foxhole with you, Brian?

[Chip]

You want some mealy mouth politically correct or you want somebody to rip their head off and down their neck? Trump's that kind of guy. Damn, son. Yeah. You're gonna get, you're never gonna, you know, you're always gonna get the language from him that was less F bombs than he usually drops. Which I thought was a pretty decent clip to play here. You know what I mean?

[Jeff]

Oh my God.

[Chip]

You know. Yeah. Sir John says, imagine the venomous rain from the cloud in which Hillary's data stored in each. Oh my God.

[Jeff]

Right?

[Chip]

Mega and miga make Iran great again. That's funny. When he posted that out there, hard C. Yeah, that was a boof he got. He let it, he let it rip Job. He let it go. I mean man, he went there. What are you gonna do?

[Jeff]

That's great.

[Chip]

Great. But that was, that was, you know, I mean that's pretty mild for him to. Quite honestly.

[Jeff]

Yeah, I haven't heard him in a long time and I think Brian was interviewing him then too, but he hasn't popped up as much as he used to.

[Chip]

Yeah, it was pretty good. So why don't we do this? Why don't we. You got 20 of them. It's time to give this puppy away. Go ahead and get that music ready, Jeff.

[Jeff]

Let me play the whole song again because it's such a kick ass song. Gotta play that one and then we'll then we'll roll. Let's do it.

[Chip]

There we go. Get your milk. It's over. Are you ready.

[Jeff]

To win a badass yeti from the white truck?

[Chip]

Come on, get ready now.

[Jeff]

See all the word of the day Come on, come on, shout it with me Aha. You know it, get it, mark it, stomp it and stand our ground get.

[Chip]

Your song and wallet ready.

[Jeff]

We're not fucking around. This ain't no ripple. This is your legacy this is your just reward Claim your badass yeti.

[Chip]

Yay.

[Jeff]

I'll fade into the unknown.

[Chip]

It on the chain.

[Jeff]

The depth of the of the vocal is insane.

[Chip]

It was good. It was solid, dude. Especially because that looks like part.

[Jeff]

Yeah.

[Chip]

She says effing around. I was like that was full blast, man. Here we go. Here's the yatani.

[Jeff]

What do we got now? 20, 21.

[Chip]

I thought Jim D. Snuck in at the last second there with the yeti, so he's in the contest. One Osmond says that's the best one so far, so that's good. High props, man.

[Jeff]

There we go.

[Chip]

Nice high props, guys. Go ahead and put the badass yeti tune on. Jeff and I will go ahead and hit the button and we will be off. We will be off. Get your zombie wallet ready and we need to know go. Let's go. Who is it gonna be? Peter Charles again. Holy cow. My goodness. Does he won this one? Holy cow. Charles. What's up, dude?

[Jeff]

I mean, Charles wins all the time.

[Chip]

Well, hang on a second. We have a. We have one winner per month. If he hasn't won this month, it's all game on, man. Charles, when did you win last time? We'll have to look. Let's say in the month rule. But I don't know if he won this month. I think he won may. I'm not sure if he won. We gotta see.

[Jeff]

It's been a while. No, it's been a while, but I have to look at the.

[Chip]

We have to look.

[Jeff]

Doing an audit.

[Chip]

He's saying it's tomo rigged. Tomorello. Tomorello's rigged more. Rigged.

[Jeff]

Rigged. He's the one behind the software.

[Chip]

Potentially I'd be buying lottery tickets. I'd be playing the. I'd be doing everything, man. I'd be playing. I'd be going cleaning up the ladies, man. I would be doing everything in my power to be winning, man.

[Jeff]

Let's see. Let me look up. Charles. Didn't work.

[Chip]

Trying to look. We had to look one. That's windows none.

[Jeff]

Wait, I have no Charles winning a A white drive at all? No, no.

[Chip]

Did he win? Month rule. He win in June.

[Jeff]

Oh, didn't win in June.

[Chip]

Then he's golden.

[Jeff]

I gotta open up the.

[Chip]

You got the. He hasn't won in some time. I think it's. I think may was. No, Charles, if you haven't won, it's yours multiple times. It's just that we want to make sure that, you know, you didn't win this month. I hate to like you. It's like you say, oh, redraw. It's like. No, man. If you.

[Jeff]

Winner, winner. Hang on.

[Chip]

Winter. Winter, we're checking. We're chicken. Do we already talk? Realistone delio. We did.

[Jeff]

The last time Charles won was May 17th.

[Chip]

Dude, he's in. That's over a month ago. In the month of June. Get your wallet, Charles, and give it to us.

[Jeff]

We've had a lot of people win in between. Charles has never won a badass yeti of the white tribe.

[Chip]

Keep it. Charles rules. Rules. Nah, we ain't redrawn. Huzzah. Charles is from the FBI for sure.

[Jeff]

I think he's from streamyard.

[Chip]

You work for stream Yard platform we work on. Because, man, that'll.

[Jeff]

That'll be the next one. If you work for the streamyard platform.

[Chip]

I'm gonna look him up on LinkedIn. Oh, look at that. He works for streamyard. He's doing a little razzmadaz behind the scene. Did we press. We press a button and it goes. Charles, please play the lottery, bro. I'd be playing everything. He's got this winning streak going on. Dude, Come on, Chuck.

[Jeff]

Did he share his.

[Chip]

We need your wallet there, Charles. He goes again. You know you won again. Said in Vito Corleone's voice.

[Jeff]

You won again, Charles.

[Chip]

You won again.

[Jeff]

So crazy.

[Chip]

It's so crazy.

[Jeff]

I would never believe it.

[Chip]

Converts. Yeah, man. Dude, look, it's. You win. You got. You win. That's it. Dinner. Charles, we need your wallet. Dude, we need your wallet. Get your zaman wallet ready. We have that video so you can have it ready. You copy it and you paste it in. Have we seen. Isn't it funny?

[Jeff]

Pasted it.

[Chip]

Yetis. We have zero yetis in our. In our personal. It's zero. We own zero wallet Yetis.

[Jeff]

We left them all in the.

[Chip]

Yeah, we didn't take any of them.

[Jeff]

No, we're giving them away.

[Chip]

An elder on the. Go on the YouTube channel, Jeff, and grab it because it doesn't show up here. It thinks it's spam and it just doesn't even show so stupid.

[Jeff]

Now we have. We have more.

[Chip]

Handle too, so I think we do have your handle.

[Jeff]

Got it.

[Chip]

And, well, congrats to you, dude. The winningest guy that I know. Fantastic. I wish. I wish I was that winning. Winning. Kind of had a winning streak like that.

[Jeff]

It's amazing. It's doing great.

[Chip]

Yeah, for sure. You know the Babylon B, Jeff never misses. And look at this right here.

[Jeff]

25 of 25. How great is that?

[Chip]

Mandani vows to knock down the World Trade center to build more affordable housing.

[Jeff]

It sounds like the guy in Venezuela too much, dude. What about. Does Charles have an X? That's what I'm looking for.

[Chip]

He does. We texted him, like 15 times already. He's one, like 20 times.

[Jeff]

I don't think we have it.

[Chip]

We do have it. Hang on a second. I'll get it for you. I have it, and then I'll show it. We have it. Let's see. Charles. There it is right there. Seven.

[Jeff]

What?

[Chip]

It's grunge 777, dude.

[Jeff]

Oh, yeah, I recognize that one.

[Chip]

Of course you do.

[Jeff]

How do you spell it?

[Chip]

Grunge. I'll stick it in the. Here, I'll put it in our personal. Where's the private chat? Yeah, the private chat. I just dropped it in there. You can copy and paste it.

[Jeff]

Sweet.

[Chip]

There it is. And if we search for that.

[Jeff]

Oh, yeah, yeah, yeah. Damn.

[Chip]

Let's see.

[Jeff]

Earl. 69, 000 posts, man. Crazy.

[Chip]

How many?

[Jeff]

69, 000.

[Chip]

Oh, dude, it's not 69, 000 posts. I don't even see that. What do you look. What are you looking, dude? Oh, 69. Holy. He is 69, 000 posts, dude. Man, I didn't even think.

[Jeff]

That's impressive, huh?

[Chip]

That is impressive as hell, dude. I don't think I have that many. Let me look at my. Let me look at my. How many do I have? I don't even know. I only have 41, 000. Holy cow, Jeff. I only have 41, 000. That's a lot. 70, 000, dude. But I have other accounts, too, and I got about 30 or 40 on the other one. So back when Twitter was Twitter and I posted anything political, I only did that on my. My secret account, my secret private account that nobody knows it's me. And every. Every once in a while, I do throw with comments that I don't want to be traced back to me, and I will throw comments in there. So it does happen from time to time. Time to time, people. I'm almost at 20, 000 followers. Almost. Not quite. Not quite, quite, Jeff. Not quite. Not quite. Getting there, though. All right, we'll do that. I'm gonna put this. Dude, no. It's too long of a video. Can't do that. But anyway, that's all we have, guys. Charles doesn't have a job. You don't know that. No, because in. In our comments here, it doesn't always. It doesn't always come up. Don't you see it? That's the problem. We won't. It doesn't show up because it thinks it's spam, so it won't display it here. The Sir John says the yeti drawings legit as a Serbian state lottery. Always by chance, the members of the president's family get big prizes. Well, hey, now, Charles's a good dude. Don't be hating on the premises, dear. That's what Charles. Yeah, well, when he's not. He's not any. He's not in the ins. He's not on the otc, you know, board or anything. Whatever you do, don't tell them you're on the OTC board. It'll start seeming suspicious if you say that.

[Jeff]

That's funny.

[Chip]

Thanks for the show. Appreciate it. Christopher Clark. Thank you, man. Thanks. That's all the time we have, guys. We're getting out of here. It's already been sent, right, Jeff? All right.

[Jeff]

You've been. Oh, no, I was too busy. I was too busy to the X post and I forgot to send it to him. What are we doing? Hang on.

[Chip]

What are you doing?

[Jeff]

I got. I'm over here on X. Sending it.

[Chip]

What are you doing?

[Jeff]

Let me.

[Chip]

Doing all right.

[Jeff]

Screen. I forgot to share my screen. Hang on. I'm doing okay.

[Chip]

This security guard helped prevent a shooting in Detroit when the guy started shooting at a church. I'm sure it's going to take some time to hit me and settle in, but I'm.

[Jeff]

I'm doing okay. I got some sleep last night and I'm doing all right. Still processing.

[Chip]

Sure. Walk me through, man. Your vantage point when this all went down and the process to, you know, closing that OODA loop and you realize.

[Jeff]

Oh, this is what is, in fact happening. Standing in the hallway between our sanctuary and cry room. Heard a noise, thought it was mechanical at first. Turned to see people running.

[Chip]

Asked them.

[Jeff]

Through a door what had happened. I thought it was in the cry room, and a young woman said, AR15. And I said, where?

[Chip]

She pointed, and I headed in that.

[Jeff]

Direction, out into the lobby, got into the lobby, realized there Was a commotion outside the front lobby doors. Got close, started evaluating the situation, trying to make sense of a person on the ground. A pickup truck there, looked like it had some damage, had heard several bursts of sounded like automatic rifle fire. Stepped out the door, evaluated the situation, somewhat realized who the pickup belonged to, that it was somebody from our church. And then realized that the threat was still a threat, retreated. He fired some more into our building. By the grace of God, he missed me. He hit another person in the calf.

[Chip]

And after that I engaged him and.

[Jeff]

Took care of the threat to the church, so.

[Chip]

And then stood back, cleared the scene.

[Jeff]

Or cleared him from any weapons that he could not proceed to hurt anybody else. As he was still moving. Some.

[Chip]

Took off the threat, man. Yep, that's important. He could have executed a lot of people, man.

[Jeff]

That would have been horrible. On that solemn note, I'm glad. I mean, Solomon good. I mean, there you go. You got heroes willing to step up, do what they got to do, you know, which is really great to see. Protecting us, our people. This is. This is a badass yeti of the Tempest clan right here. Look at this badass guy right here. This guy. Look at the detail. This is what Charlie. Look at you. Zoom in, man. You can go to the. Look at that. Look at that fur.

[Chip]

He's angry.

[Jeff]

He's definitely a bit angry. He's got his scrolls here.

[Chip]

No lightsaber turns on. Yeah.

[Jeff]

The detail on the leather. See the kind of where the hole punch arc.

[Chip]

Damn.

[Jeff]

Right down to his. His claws. Look at that, man. He'd get kicked by one of those claws. You're not getting back up.

[Chip]

Charles is building an army, man. An army of yetis.

[Jeff]

And when it's ready, it's ready. Well, that's not his. That's the link. Go back over here.

[Chip]

What are you thinking, man? What are you thinking, son?

[Jeff]

All right, here we go. Get ready to transfer this bad boy over. Got the QR code. Let me. Fine. Gotta open my zombie wallet here. Get in the Zaman wallet. Ready? Boom. Look at that. Here we go. And it's on its way right now. There you go. It's verifying. And it's sent. Submitted successfully. Charles is now the proud owner of this Tempest. He's kick ass badass. Badass. Tempest of the white clan, of the white tribes. And that's it. Look at one more time. There he is, number 180. So there you go, number one.

[Chip]

I'm Mr. Heat miser. I'm Mr. Mean. All right, that's it, guys. We definitely have to get out of here. We'll see you guys on Saturday, right? You'll be here Saturday, Jeff. Saturday, Saturday, Saturday. Saturday is fun day. We'll be here. We'll be doing everything. So that's all we have. We'll see you guys on the next one. Chip and Jeff. Oh, take care, guys. Are you down with otc? Please, like, subscribe and click the bell to be notified when the next video drops.