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XRP is replacing the old financial system. I'll tell you what, the old financial system wasn't built for real time global commerce. We all know that. Way too many middlemen, way too many delays, too many fragmented networks trying to talk to each other. It's getting and has been super complex. And now that entire system is starting to change. Now we all know Ripple has been onto something. They've been building something. You know what they've been building? Payment Rails. Stable coins are scaling globally and they're getting clarity and recognition on a global scale. Tokenized assets exploded from almost nothing to tens of billions of dollars. And Chip, you love this part. The AI systems are now preparing to move value autonomously. This isn't theory, it's actual infrastructure.
B
Yeah, I do love that. And I think the part really people are still missing here and they probably don't fully understand, you know, it's not about XRP trying to become another speculative crypto asset. We're watching now is the settlement infrastructure. You know, stablecoin movement. You got direct crypto to bank settlement, global liquidity, Rails. That's really what makes up the foundation of a completely different financial system. And today, this morning, this evening, this afternoon, depending where you're coming in from, Ripple payments going live, Clarity act in momentum. Will it get passed in Washington? RL USD, XRPL Flare and XRP fi AI payments, tokenized real world assets. You put all this together, it paints a much bigger picture than most people realize. Let's go. Welcome to on the Chain.
A
Welcome to on the Chain. This is Jeff here with Go. Chip, what is going on? Chip, what's going on going on? Everybody out there in the OTC community, you know who you are. That one guy over there. Today's conversation is bigger than just XRP price action. I know you guys love the price action, you love the speculation, but we're not going to go there. You know what? Because while regulators are still debating crypto, while speculators are still debating price, the actual infrastructure is quietly being deployed. Ripple Payments just expanded. Settlement rails globally. And as I mentioned before, stable coins rapidly moving into traditional finance. Say that 10 times. Fast moving into traditional finance. Tokenized assets are exploding. And now AI systems beginning to interact directly with financial networks. Really beyond that, AI is taking over. Meanwhile, Washington is moving towards The Clarity Act, May 14th to be exact, of some markup. We're going to cover that today. And all of this together paints a much bigger picture than most people realize because this is no longer just about crypto speculation for those speculators out there. This is about the next financial system being built in real time. Chip, I'm loving this stuff. I think it's amazing. I think that we're on to something big and, and we're growing up. This whole space has grown up. It's growing up.
B
And to check in with everybody, Chad coming in, we've got Dazzle Ford big from uk. Yeah, yeah, we got a big up here. We're gonna get into the UK action later today. There's some great news coming out of the uk.
A
Great stuff in the uk.
B
Yeah, we're excited to talk about it. Go Z back and then we've got Good morning from Punta Gorda. El Jefe is coming in here. There we go. Beautiful. And let's start off with the story here. So let's get it to it right away. News. Brendan Peterson put this out. The Senate Banking Committee has noticed a markup for Thursday, May 14th. Jeff, that's. What is that? Is that Tuesday?
A
Man, it's five days away.
B
That's five days away. My God, that's fantastic. To advance the major crypto market structure legislation according to two sources familiar with the announcement. Those words always scare me. Two sources familiar, you know, they always say somebody familiar with the announcement, familiar with the, you know, actions move sets up a Titanic week for the global industry as well as banks. We got this one, Ellie. Tara put this out. She said same kind of thing because here it is right here. Chairman Scott announced the committee schedule for the week. And you can see right there, May, Thursday, May 14, you got a full committee executive session. Consider of HR 3633, the Digital Asset Market Clarity Act 1030. We'll start hopefully see some action on that. I know there's been a lot of back and forth negotiations on this, Jeff. We know the major kind of, I think the sort of key issue that you had the Democrats sticking up for the banks, the banks don't have a good business plan. They don't want basically money being going off out of the banks, the outflows out of the banks into crypto exchanges because they want to decide how much they can pay you. They don't want you getting yield. They don't want you getting 6, 7, 8, 10 yield on your money. No, no. They think you should have 0.25% and they should trade in the backside and make point, you know, four to four and a quarter on your money. So that's really what this has been largely about and this whole thing. So Stu Alderati from Ripple chimed in and said The Senate Banking Committee Clarity Act, May 14. Hard earned milestone not get crazy yet, Jeff. It has. Nothing's been earned yet. I don't know how this is going to go, to be honest with you.
A
Nothing's been done yet. The markup hasn't finished.
B
Well, he's right about that. It does have a narrow window, Jeff. I mean if you think about it, it does have happening a very narrow window because of the recesses and all the stuff coming up. Plus you got the midterms. We know traditionally things don't really. Things don't get really passed before the midterms but we'll see what ends up happening here. But I mean what is your thought? Do you think it's we're going to see some good news coming out of these that mark obsession. What do you think's gonna happen?
A
I'm concerned. I am concerned. But I, I do think, you know there's going to be some direct positives. I think that being that they're sending it back, you know it's got to go the, the issue is that sitting in the Senate it's going to get marked up, get sent back to the Congress or to the House. That's. But the House passed it, passed it along to the, to the Senate. So I think I concerned about what the Senate does but optimistic about the outcome because they'll mark it up, send it back and I think it's going to go back relatively unscathed, relatively unchanged. Maybe it'll go maybe more positive. Let's be optimistic. Optimistically concerned.
B
Yeah, optimistic. But given the way Congress works and the things that can happen, I'm kind of in the same boat.
A
I look like down the toilet positive.
B
Come on that. But yeah, I don't know man. I'll be honest, I don't know. But great news. This is a great development here. The XRP Ledger Foundation. Meet the new foundation team. I think there's some really great appointments here. One of them we already knew about new and I think they're going to make a huge impact. And again the XRP Ledger foundation exists to support the XRP Ledger and everyone shaping it. So today we announced the new team driving that work day to day people you'll be hearing from building with and running into events throughout the year. We, we already know about Brett Mullen fortunate enough to be on a A Z space with Brett. Brett was one of our guests that came in and he's leading the foundation and he sets the strategic direction. He's working with the board on long term priorities making sure that everything's, you know, working the way it should. Engineering, community, everything. So.
A
And he's going on in that other
B
12 years at Ripple. So he's no stranger to the XRPL and knows out another great appointment here. Dennis angel, if you guys know that name. Dennis has been instrumental on updates to the xrpl. I mean his fingerprints are basically all over it. So it's nothing new. Everybody knows Dennis. He's one of the more prolific contributors to the XRPL code base and he's been working with the protocol for years. And he transitioned from XRPL Labs to XRPLF foundation where he'll lead the engineering, the technical direction. God, what a great appointment this is. It's really, we're starting to see the people who can move the needle showing up. You got people like Brett Mullen who is going to. I've already loved his direction. I've already loved, you know, hey, it's on me. I'm going to make this happen. Like taking ownership right out of the gate. Someone like a Dennis angel who's been around. Gosh, I remember one of the earliest names I got to know in the space in 2018 was Dennis Angel. He's just a phenomenal guy. And then here's probably my favorite appointment right here. Well, next one up. I, I don't know Renee, but I, I know the next one. So Renee is going to be the director of operations. He, he's the ones that keep the foundation running, handles the financial coordination across the entity. He worked for many years at Ripple. He was the director of payment operations. He was also part of the bank for International Settlements, Cross border payments, interoperability. Again, these people are, you're talking about living and breathing the XRPL every single day. Another phenomenal appointment. 2x ripplers, you know, running one is really running point on the direction and what's happening. The other one's running basically the financial side of it and came from Ripple as director of payment of operations, understands payments. So finally Jeff, and then of course my favorite one, Vet. Everybody knows Vet in the community. He's a director of community. He'll be leading it@the XRPLF. The ecosystem, storytelling, the comms, the social presence, validator, development, engagement, contributions. I mean Vet is everywhere. I got to know Vet because he was one of the original founders of the XRP Cafe. So early days when Jeff and I were working through our. And they were really kind to us too, Jeff, you know that they would host, they would host spaces. They had us on very early to Help us talk about our badass yetis and the project and. But I've come to know Vet over the years. He's hosted a lot of cool X spaces. He's pretty much a fixture on the, on the Zaldao weekly powwow that Jenna and I do every week to kind of get the word out about that. And I just think these are great appointments. I, I'm really excited about it and real happy for Vet too, who I just found out his real name is Hussein Zingana, but I never knew his name. I never knew his first name. But obviously for this role you're going to be, you know, you're going to be living into your first role. But everybody knows him around the Internet as Vet and he also does a podcast with Krypton Writer, which is a phenomenal podcast. These guys put out some of the best, I would say technological ecosystem type news where it's real hardcore focused on xrpl. And that is a phenomenal podcast that if you guys ever subscribe to that and really want to get deep in the weeds, that's a good one. He, he was on there yesterday, Jeff, talking about this appointment. So they did a. This was a, you know, official announcement by the xrpf. What do you think about this? I mean, is. This seems to be moving the XRPF foundation in the right direction?
A
I think, I think, you know, do believe that as we see progress like this, you get individuals that have some solid background taking over. We need that. We need community development, community progress. That's what it's going to take. Up till now it's been relatively stagnant. The other communities, we've talked about this so many times. XRP is a laggard in the space hands down. Hopefully it's not too little too late. That's always my biggest concern where all the big developers are everywhere else except for this space, you know, so. And most of the attention is there, but I'm, you know, I'm very optimistic.
B
Why?
A
Because the XRPL has the best technology out of any other stack. The other stacks have got the focus, they've got the attention, they have the community I want. What I would love to see though, is to take the XRP community and I want to see a couple million dollars easy throwing behind it, maybe a couple tens of millions thrown behind the community and say, hey, you know, we're here. And there were some big promises made early on. There were a lot, there was a lot of money for development that was meant for community promotion. I think that has to happen. And it can't trickle. It has to happen fast at this point. Let's see it scale. Imagine all the money at that, at the XRP Vegas conference, all the money that was spent on the billboards and the screens. I don't know what that number is, but imagine right now if you had that kind of engagement coming from the XRP L community.
B
Well, that, that focus, right?
A
I want to see more of that.
B
Well, that is happening.
A
Huge amounts of money pouring in.
B
I mean, based on the post that Ripple put up, there's, they're, they're sort of decentralizing how they're giving money out. Zadao is a big part of that. Zada sits on the board. So there, there is a lot of this. I love stuff like this. This is great right here. So Mike, Mike says here, he says, I believe you boys are delusional. XRP has no real use case other than helping people like you.
A
No use case, really?
B
Well, this is what's great. It's like, well, Jeff, I only wish this was true. Like, I, I honestly, I would like Mike to be 100, right? That we were profiting from clicks and views to the point of where I'm like, look, either you guys start, you guys start, you know, chipping in and start making this channel happen. Because I always told Jeff, if we're coming out of pocket to do that, we have a lot of. We have software we have to use. We have things that we use for thumbnail, all the stuff that we use. We're not coming out of profit. We're coming out of pocket. And I wish there were profits. Like, I wish you were correct. Because if you see what this channel makes, it basically covers the keeping the lights on and, and taking money. There's no, there is no profit. You guys do the math. You can look at the views. You can do the math on what, what the thing is, I mean, it makes what, 60 to 80 bucks on a monthly basis? I mean, you know, we're that razor thin on just making sure that the software gets covered and every. Sometimes it's 80 or 90, but it's nothing. It's not like these other channels are pulling in, you know, 3, 6, 10, 15 grand a month. Man, Mike, I would love you to be real. And then when I do even more delusional stuff, what I would be, and then I would be, I might join all the delusion. I would join the nut job. It's the next world reserve currency, and
A
that's how they do it. And that's where Chip Mike's 100, 100 spot on with that. And that's all they talk about, you know and I think that's the, the misnomer. And what Mike's talking about is that because of the fact that you have all these YouTube fanboys out there talking about, you know, XRP as a, as the next reserve currency. XRP is replacing the entire financial ecosystem. XR XRP replacing the US dollar. XRP going to 589 XRP. It's enough already, you know. And so that's where Mike is right? But that's what people want and it's obvious because why, because they're all speculators. They're all, all they care about is am I going to make money tomorrow? Not long term. They're not thinking about develop. Anytime we have a CEO of a project that comes on lowest views and that's across the board. That's not just us, that's everybody. Right? They have the lowest. When they talk hype then their, their numbers are, are high. And you know who the hypesters are out there? You guys all know who they are and they're, and they, the people love the hype, they love the fake news, they love all the speculative drawing lines to secret documents and stuff like that because that stuff doesn't exist. But what we talk about and promote and which is the excitement of the community and why people gather here, you know, with us three times a week is the fact that we talk truth, honest and we focus on, on the development side and everything else. There's a lot that goes to it, a lot that goes into it and we have the best community and the smartest people.
B
That's true. And also too I think, I also think when you're outside looking in, you, you, you, you conflate the XRPL which is the very world's first dax. I mean everybody else came after it was the only decentralized exchange. Right? And what it can do natively and what it can do. So I think sometimes there's like that and the NXRP what XRP actually does. And I think that when you kind of like conflate the two, you're kind of missing the bigger point. We're talking about is building on the xrpl. We're talking about building real world solutions and native stuff. There's a lot of tokenization that's happening right now. Some successful tests have been running. So there's a lot of stuff that's happening. We cover it from that perspective and we also do geopolitics because it's all tied together. And look at that. El Heffy right there. Big banger right there. Micah Stone. This is the help of the light bills. Go xrp. Thank you for that. I'll have. That's. That's, that's huge. Indeed. So, yeah, so yeah, keep those comments coming, Mike. It seems to be working well to keeps to be working pretty well. Keep some other negative comments. And again, that's the other thing about this you'll see about is we'll, we'll address that like we, we get people that disagree and that's what this show is about. It's not about being 100 in the tank. And Jeff, how often do we have people that have different takes? We put them up, we talk about them. That that's what makes this a great show, you know, generated by, you know, two, two parts of this, what we're doing and then the comments and what people are saying. And again, they're coming from a great place. And man, we have people that don't. You don't have to agree with us. And you can have your own counter opinion. Certainly it does. And sometimes we go off on it, but that's the fun of watching. But I do appreciate the comment and I do appreciate that, you know, you are pretty much 100 spot on with a lot of that. Good morning. But I, but I will tell you, I wish what you were spot on about is us crushing it with views and making money. Jeff, how much would you love to take even a thousand bucks a week out of this show or a month? I would be like, okay, I'll do it. We do it because we love doing the show. The show doesn't make any money. Good. I wish it did. We're not successful in that regard. Good morning. Oh, geez. People love to feel good and need validation 100%. You know, I always something that stuck in my mind. I got a good buddy in the UK who, he said to me, he said when I was over there visiting one time, I said, dude, you know, it kills me to see all these American shitty rest. Like none of the good parts of America, great restaurants. No, you don't see them over. You see crappy ass McDonald's and Starbucks. And I go, I hate seeing that. He goes, you know why they're here, don't you? He goes, there's no shortage of people that line up for it, you know, and that was the whole thing. It's like people want it. That's. People want to be amazed. They want to Be misled. They want to be global currency. I see so much bad news on X every single day that I have to laugh at. I have to go correct, because they go, did you see what that hat. What just happened? I'm like, yeah, nothing. And you're gonna make something out of nothing. So there's a lot of truth to what you're saying there, but payday will come for you guys. Yeah, well, you're. From your lips to God's ears, man. Because the six years we're doing this show there has a better payday yet. And my. Even. My wife says to me, she goes, why do you continue to do it? You don't make any money. I said, because we love it. It gives us an outlet. It gives Jeff and I an outlet, you know? And Jeff and I are friends, too. Like, Jeff and I were on a call yesterday for about 45 minutes, and all we talk about these days is AI because we're both leveraging it. We're both doing cool things and we're. We share, like, wins and what's happening and. And ideas and stuff like that. We even had some AI stories. And I'm like, I don't think you guys are ready for this. It's a little too deep. But Jeff and I are, so Steve's like, why?
A
Why are there AI stories in our.
B
Because that's all we. That's all we talked about behind the scenes.
A
Cool stuff.
B
It is cool stuff, man. I mean, but that's all we basically talk about. But I. I like, I'm liking AI and Vibe coding right now to, like, video games. I'm like, the other night it was like, okay. And I said, I've said the cloud code. I'm like, I think I'm going to call it a night. Yeah, you've accomplished all this today, but what's left to do? Well, we could finish this once. We could. This one screen, because I'm Vibe coding an app. And it's like, oh, really? It's like, yeah, we have this one screen. It should go pretty fast. I'm like, all right, let's do it. It was like, one more level, one more kill, one more. This one more unlock, one more. You know, it was like a video game. It's like, you always like the one. And then two hours later, you're like, oh, crap, it's one in the morning. I haven't gone to bed. I'm sitting here, Vibe Cody. And I'm like, oh, my God. And it's just. It's a lot of fun. But, man, we appreciate stuff like this. El jefe. Thank you for that. Appreciate it. Moving right along. We appreciate you, man. Yeah, Especially you've been here since the beginning. There's just so much cool stuff that I'm seeing. Like you can't post all the good news. Look at this trust link, huh?
A
You boys are delusional.
B
Oh, there you go. Delusional. You boys are delusional. Turn that into a sound bite.
A
Are delusional.
B
Thank you. Appreciate that, Mike. That's Mike's. That's why I picture Mike's voice. You boys. That's great. Thanks.
A
Mike are delusional.
B
Apparently, we are. Like my wife says, we do this show three days a week. The show prep that Jeff and I put into and all this stuff for what? Because we like doing this show.
A
No, hang on. We have one more for you.
B
I will say Mike is 100. Totally delusional.
A
We are delusional. Here you go, Chip. I only drink badassery coffee.
B
Get a bigger cup, buddy. Get a bigger bag of badassery coffee. Badassery coffee. Drink badassery coffee.
A
Badass.
B
Yep, we do sell coffee, but again, it usually just pays for the website and some of the other things. We do sell it, but again, it's like it's not.
A
And there's the. And there's the QR code chip right there.
B
Yeah, you want to buy some badassery? You want to buy some badassery coffee? Yeah, we do stuff like this. This is how we try to, like, you know, to supplement the show. But again, we're not. I wouldn't say we're killing it, man, but, you know, the other cool thing is we got this here. Things like this.
A
Five bucks for a latte.
B
Half of that feeds some hipsters avocado toast habit.
A
Quit financing coffee fads you don't need. It's time to rebel. Your badass great grand grandpa had only one tin cup and brewed his coffee
B
over an open fire. We roast to order, ship free, and keep every bean bold enough to wake the dead. Or at least her 9am meeting. We make coffee that punches Mondays in the face.
A
Badassery Coffee. Fresh, fierce, great, roasted fresh, ship free. Chaos pending. Order now at badassery coffee.
B
Badassery coffee.com. it is good coffee, though, Mike. If you want to go ahead and pony up some money for it, you can go ahead and do it.
A
There you go, Mike. So, Jim D. Say my AI And I are quite a team. I found out that AI Large language models use a hidden watermark digital fingerprint into the word rhythms and AI text it writes for you. There's a symbol, rhythm. There's also kind of, it's becoming very recognizable when you see artwork or you see not, not artwork but if you see like video images or you know a video specific or if you see graphic, an infographic, that's. I was trying to think. Everybody's infographics are following a very similar format now and it's across the board. It's amazing to me, you know some of them look good but then now you see everyone has the exact same format and it's taken away from
B
is. But also too, I think too that if you, if you teach, if you have it study the way you write and the things that you write, it can, it can mimic your writing. Yeah. And, and AI is never, you don't just copy and paste it, you got to iterate it, you got to clean it up. It's never like oh, that's exactly what I was looking for. But it can learn over time how you write and it can learn your voice. But if you just do generic stuff that I see all the time, I'm like, it's horrible. But that's a good, that's a good point. Trust link Put this out. We added ripple payments to our settlement stack. So now you can do direct crypto to fiat settlement from self custodial stablecoin wallets to recipient bank accounts, 170 plus countries, 80 plus currencies, no exchange, no off ramp, no sender side bank account. That's live today so that's moving in the right direction. Chandler Fang. Now here's another ex rippler making waves. Chandler Fang was once he, he was a product lead over at Ripple. Now he's running a co founder of T54AI which is a really cool project here. He's also X Onyx, which is JP Morgan. But he says here the XRP ledger is uniquely positioned for the agency economy. AI agents won't wait on banks cards or human approval. They pay APIs to settle invoices, they manage treasuries and move value globally in real time. That requires fast settlement, low predictable fees, 24. 7 uptime audibility and stable price. And the XRPL already has primitives XRP for value movement. You have RLUSD for stable Commerce and the X402 for Agent Native payments. And that's the new protocol that we've talked an awful lot about. And a T54AI we built a layer that lets autonomous agents transact on these rails safely. Identity risk programmable credit and liability. We also launched the X402 facilitator to settle all these agent payments natively on the xrpl. Most chains treat payments as a use case while XRPL was built around payments as the core primitive. That difference matters as agents start moving real economic value and again it is huge. He's commented on this post by Ripple meaningful step towards 24. 7 global financial markets. So again we're seeing a lot of amazing movement in that direction. I think T54AI is a really awesome project and wish Jeff we had thought of that because we could.
A
It's a. It's amazing and world one saying Brad has been hinting at AI lately To me you think about the new everyone's been talking about the new financials or the financial infrastructure. The new financial infrastructure. But over all these years all the YouTube fanboys are talking about the replacement of the financial Nobody forecasted an AI financial infrastructure and there's no other chain that is situated perfectly to be the rails for the AI infrastructure. Forget about all the global stuff. Right. The impact that that the Ripple solution or cross border payment movement is is having to compete with Swift. Yeah, all that stuff is happening. Replacement of actual financial infrastructure in terms of like the reserve currencies and things like that. Probably not going to happen. The Rails yes. Will help simplify. It will be a. It'll have a competitive edge and there'll be competition. Nobody forecasted this. The AI need for. For financial infrastructure. That to me is super, super impressive and that is a whole new path because AI agents have to pay, they have to collect. There's all these things they have to do and man you can't do that with traditional finance. You can't say here's my credit card. It's going to be too slow laggy. There's gonna be too many approvals. Do this and you can pro the programmability of it. And it's not even stable coin at this point. They can't. They don't want to use stable coin. They need something else behind the the infrastructure that is more you know, digital for them. You know for the AI. That's where I think you know the XRPL and maybe it's a stable coin, maybe it's the extra whatever it is but the AI they need this payment rail.
B
Yeah. Whirlwind Worldwide has a good point here. I love the extra PL but I think hbar is amazing too. A few companies out there in ripple an extra PL need more than one system networks to help them bridge it all. That's 100. Spot on. And. And this is the way you should think. You should be into multiple assets. I all have sui. I think SUI is an amazing asset as well. It's not financial advice. I'm just saying I love a lot what's going on. I own a lot of hbar, too. You know, I think a lot of this stuff is fantastic. And I think that solving problems. We're starting to see this. This interoperability, which is a necessary one you're talking about here. Whirlwind. This. This is. Is very good. So I think that's a really good one. Gonna have to cut Laurel break. She's in late, Jeff.
A
Oh, Laurel's late. Come on.
B
It's all right, Chip.
A
I'm a ship. Maxi. I still believe that.
B
Good for you, dude. Maxi. I'm still a bitcoin guy. To the. I still think bitcoin's great. I just wish I wouldn't have sold all mine at 800 bucks. But who knew, right? I mean, fun stories to tell your grandkids, I guess. Here we go. Right here.
A
800 Bitcoin when it was 10 bucks, and then I sold it all.
B
And I still love this positioning by. You know, if you don't know a 16Z, it's basically Andreessen Horowitz. But you're not going to be at Andreessen Horowitz. First of all, it doesn't fit. You only have so many characters. But if you take Andreessen Horowitz and spell it out, and you take the Z A and the Z, there's 16 characters between it. That's where a 16Z came from. Sky's case, you guys wanted to know Andreessen Horowitz. If you put Andreessen Horowitz, you spelled it out. Obviously, it's too long to fit as a handle. So what they did was they took the first letter a, the next 16 characters. So that's how they created a 16Z. It's Andreessen Horowitz. So Andreessen Horowitz Crypto, or a 16Z as they're known. You didn't know that, did you, Jeff?
A
See, I had no idea.
B
I love that the real information I should be storing this brain should be for good stuff, not for trivial, dumb, stupid stuff like this. But this is the stuff that stays there because it's. Maybe it's interesting, but they had this. They did this podcast, and it was Chris Dixon, it was Aliyah, it was Eddie Lazaran guy. Wallet. These people that are pretty. You know well known and followed in the industry. And what I like that they did is like it's a, it's an hour long right. I'm not gonna watch the whole thing. So what they did was they broke it down into some notes and I think every podcast should do this because at least you get the gist of it. Number one, they said successful founders in the next era will be product focused, go to market focused and pragmatic rather than ideological. Right, Ideological. So it says the goal get a billion people on chain through stocks, bonds, stable coins and remittances. Once they're on boarded to the infrastructure adjacent services can follow naturally. I've been talking about that for years. We don't have a global financial network. Jeff. Sounds what you just said recently we have a patchwork of small networks glued together. That's what worldview is just saying by humans and legacy processes you have Stable coins are Global from day one. WhatsApp Money Moment for money. Stable coins are leading Crypto's mainstream traction. 300 billion issue transaction volume approaching major payment. So this is what they talked about but I love that they summed it up. The Genius act gave stable coins a regulatory framework and unlocked builder energy overnight. The Clarity act could do the same for the rest of crypto. And that's why everyone's so excited about it because it will erupt and launch like a rocket ship. 6. Crypto's winning the revolution. Now it's time to govern. That means working with the system, not overthrowing it. Right? I mean this 100 spot on where
A
the fanboys have it wrong. They think we're overthrowing the system, right? That was the premise of Bitcoin. No, we're going to replace all the banks. Then they realized they weren't. Then they realized no one's going to use Bitcoin to buy stuff and became a store of value. Okay, great. But same thing with xrp that you know the, the incongruity of reality and, and their, and their dream world. You know from a speculative perspective that XRP was replacing everything which we, we just know isn't, isn't the case. But you have, you have to join the structure eventually. The structure has to modernize. We know it, you know the, the future is great. That's why now talking about the AI we you just mentioned and what it needs for its own internal rails, you have to, you have to be able to progress and then to the point of whirlwind again you brought it up as well. But we need, we can't operate In a silo, there's great technologies that are out there. And flare is the one that has been, you know, had the, the foresight to start building around, you know, multiple change and incorporating instead of having silos. So there's gotta, there's gonna be a lot more of that moving forward. That's why Bitcoin's important. That's why XRP is important. That's why hbar is important. That's why across the board, there's a lot of significance to all this. Not to detract from these 10 points here.
B
Yeah, well said. And like, I think this stuff's spot on. I think that Obviously, you know, a 16Z does an awful lot of investing. They're, you know, they're a vc, their venture capital. And here's another one, Jeff. We just talked about the growing share of transactional transactions. Potentially the majority are going to be done by AI agents, not humans. So if you tell one to save you money or your monthly spending bill, it's going to do whatever software does that and it won't care about what gets dis. Intermediated. What an interesting word. Disintermediate.
A
Say that again.
B
Disintermediated. I don't know.
A
Never use that word. What exactly. How would that reference. And I don't care what gets disintermediated. I've never used that word before.
B
I never have either. But basically what it's saying there is that it doesn't. It's not going to choose winner. It's going to do whatever the best path is going to be. Right. You're not going to have any sort of mediation. It's a weird way to, to put it out there, but yeah, it's your. It's nice.
A
Let's get an actual definition of intermediated.
B
Disintermediate. So. And I'll move on while you grab that. You cannot Vibe code, USDC or Hyper Liquid Network Effects businesses are the one thing model companies can't easily replicate. Yes, that's true because of what happens on the back end. But I don't think, I don't think it's necessarily untrue about the code part of it. I think that can. And again, the whole idea of vibe coding, the guy that coined it is even walking it back because what Vibe coding was originally has moved way beyond that. And if you look at companies like Anthropic and OpenAI, most of the work being done in coding that produces the next releases is done by AI, so it's AI creating the next pieces of releases. That's how anthropic is shipping features so fast. But it wasn't until December that it finally got over the hump of being able to do stuff without the human interaction. But it still does need human interaction here and there. Privacy may be the most durable moat in crypto. Once an application state is encrypted, it can't trivially be forked to another chain. Switching costs, returns. And then finally, if every human on earth gains access to dollar denominated stablecoin powered account, that alone will be generational upgrade to the global financial system and really stable coins. Again, nobody when they first came out, people didn't get it. But now. And it's the reason that ripple got in the ro, you know, game with RL USD. Jeff, did you get. Pull it, did you pull a definition on that?
A
I did. So it's a. It, it's an economic definition for as you kind of already hinted at, intermediaries. Right. So you have an intermediary between producers and consumers and the disintermediation or disintermediate would be. Would reduce or eliminate the use of intermediaries between producers and consumers. Past tense would be disintermediated. So it's, it reduces or eliminates completely the role of the intermediary. So some examples would be mobile based services threaten to disintermediate banks from consumer spending transactions or the middleman. It cuts out the middleman.
B
Yeah.
A
The Internet is potentially the greatest force for disintermediation the banks have ever had to tackle. So throughout Europe governments are anticipating a devastation of the retail sector workforce caused by disintermediation, the elimination of the middleman. So this is AI is also. This is a disintermediary area. Dis in it.
B
Say it one time, not three times.
A
Can't even say it once.
B
I'm gonna just casually drop that into a. I'm gonna be talking to somebody and I'd be like, you know, and be totally, I'll just totally like segue into like, you know, the disintermediation that we're facing when it comes to crypto. Be like what?
A
Boom. Exactly.
B
And then I'll laugh at myself. Look at this. Jim D says it makes perfect sense for a global digital currency system to have diversity in technology algorithms in case one has a single point of failure not discovered until some strange confluence of events. That is very well said Jim D. Again, why we have the best audience in crypto and why the XRPL community is phenomenal.
A
And the gets says crypto tokenization soft launch July 13, 2026 maybe that's good enough news for price movement.
B
Here we go. We got all sorts of, well, the things that should be good for price. It really ought to move the needle. I was worried like some great news comes out and it's like you see a little bit of a tank. I'm like, how can this be? It's like this is the greatest thing to ever happen. Like how does. I hope you're right about that. We're not going to get into this whole thing but Flair put out a really banger of an article. X XRP Phi the next phase. And they talk about, you know. XRP 5 began with a question. What happens when XRP, one of the most widely held assets in crypto, can actually move the programmable finance and XRP Extra FXRP answered it. So by bringing XRP and the flares, active capital turned a held asset into one that can be deployed, lent, staked, traded, uses collateral and routed into vault strategies. 200 million in XRP total value anchoring a 440 million ecosystem. Some great graphics here, but it's a really good article. We don't have time to hit it all, but again it's fantastic. Next phase, the three unlock more volt choice assets v1 versus for direct minting and direct front end with Flare, smart accounts and man, Flare is really doing some amazing things and we won't be getting Hugo on here soon.
A
Hugo, where are you?
B
Where are you? I've had a con, I've, I've reached out to him and he's like, yeah Chip, I'll definitely come on the show. So we're just trying to work on you though. We're waiting to work it out. He's over in the UK so we have to figure out where. Saturday? Sure, yeah.
A
You know, you know, here's the thing. You know, as we look at with Flare and some of the other architectures, it's still too front end tech heavy, right? So most, most individuals in mainstream are not going to engage in moving and wrapping and doing all this stuff. It's way too tech heavy. There's no simplified mechanism to go in for someone who is not tech savvy, which is the majority of the world. So in order to really get people involved, we have to simplify. It has to be as easy as going to an atmosphere. It has to be as easy as starting a car. That's. It has to be as easy as picking up a phone and dialing a phone number. A lot of people out there are still intimidated by, by phones because of all the apps and they're trying to navigate the apps and they don't understand that concept which is amazing to me. But you know, but that, that's the world that we live in. People aren't there yet. 100 and so what's interesting now with the adaption of AI imagine AI is the intermediary between us and a flare for the programmability of it. You have your program, you have your easy to use solution. AI goes out automatically, does everything in the background for you. Wrapping, moving, transacting, helping with the program ability of the smart contract, just everything. What do you want to do? I want to send Chip money and I want to make sure that you know, I get my goods shipped.
B
I'm waiting for it Jeff, I pay
A
you and I'm sending that hundred dollars over to you now Chip and then AI does the rest right in the back end. It's already wrapping, moving, doing it simplified using all the available technology and now the reality is all that can happen and you don't need and it can seek out the best methodology and transaction. So imagine like Ripple in order to move the cross border payments was using a third party transaction to take your USD, convert it to xrp, move it, you know to the next to the next bank and then put it back in, into, in a British pounds as an example. Yes, in that process. But now imagine if AI takes it and is looking for okay, I need to move it and I want to use an fxrp, I want to use XRP Direct, whatever that transactional solution is going to be. AI seeks it out, figures out the best process and boom, now it's done. AI comes in and it's.
B
I love that Jeff, your agent will talk to my agent and they'll do lunch, they'll talk to each other.
A
That's it.
B
Your AI agent phone number, my phone number.
A
And that's all you have? That's all you need.
B
That's all you need man. Yeah. Jeff and I are building agents just having so much fun. I mean it's amazing times. Amazing times. I love this comment right here. This is the get says ray. I'm thinking 3:16 is John 3:16. You can confirm that for me. But I'm thinking John 3:16 biblical scripture, but not let me know if that's what it is. What what goes in 316 the guests say Ray says I'm saving up for land for our children, not college funds. We're going to have businesses for them to run on their own instead of sending the blue haired, hairy, psychotic feminist professors. I love this. And speaking of blue hairs, we got a blue haired congresswoman who might be dumber than a box of rocks. And box of rocks. Pretty dumb. But I'm thinking it might be even worse than that. We got some crazy ones. But I love what you're saying. This is a phenomenal on spot. Right on here. Spot on. Here we go, right here. Whirlwind. You want to know the whole movements issue? UI is bad. Like really bad. No one has interest in things that look confusing. Yeah, you are right about that. And if anybody. If one more person builds a dark mode site, I'm punching them in the face. Okay, everything's dark. Got dark. I'm like, I'm like, you know, they would print books with black paper with white type if it really worked well, if it was great. So all these people.
A
AI does it too. AI does it all the time.
B
I'm like, no, I have it built into memory. Do not put dark. White type, regardless. Anything. Oh, no.
A
And it delivers dark with gray text. It drives me crazy. I'm like, why? Why would you even do that? And then I coded in there. I'm like, okay, no more dark. I don't. I don't care. A dark box you gotta say to
B
commit it to memory.
A
White.
B
Yeah, I have all these. I have restrictions in my MD file. So like, I just put restrictions. I have a whole restriction area. And I'm like. And the other part is orphans. It's phenomenal with putting orphans. If you have type, you're building something. You know, an orphan is when it has the one. Just one word on the next line. You want at least two or three words on the next line. And I'm like, no, orphans. It still puts orphans. So sometimes you can't. You can't get away with it, you know, Remember what crypto is? 6, 7, 8 steps, and now it's 3, 4 steps. And that's too difficult for most normies out there, right? It is, but that's why I said banks. Listen, banks have the biggest opportunity in the history. You can say like, you don't know about crypto. You just click a button and then we custody it for you. Institutional custody. You click a button, then they make a fee on it, right? So they make a fee. They keep the people, the normies, who can't figure stuff out. And believe me, it's complicated. I've. Jeff, how many people have you helped? I want to pull my hair out and gouge my eyes on.
A
It's Crazy. It's crazy as you struggle through it yourself, trying to figure stuff out. But, you know, Freddy Cat says it needs to be as simple as sending an email. I think it needs to be as simple as a text message. I think, you know, we need to go even we gotta.
B
Well, it will be if you have an agent. Buy me crypto. Let's go do it right. We're getting there. We're getting there. She says, I don't get. Says, I don't think that's a woman at the blue hair in Congress. She's a man, baby. Fell out of the ugly tree and hit every branch on the way down. Oh, wow.
A
It's scary. Scary.
B
Yep. John 3:16 is something I could never have done. I have two girls, one son. I couldn't give any of them for this fallen, wicked generation. Okay, here we go. Fantastic. All right, let's go to. I want to go to the last piece right here, this Ellie Terrett piece right here. This drives me insane, Jeff, because when Gary Gensler was making up out of thin air, people were mad. But now that your guy's doing it and it's positive, everyone's like, even. Even the smart people who understand how legislation works and how these government agency works still can't get it right. And it drives me crazy. I know Ellie must be sick of me posting it all always on her, on her thing, which she said. In remarks given in an event today, SEC chair Paul Atkins, he laid out the handful of areas where agencies considering modernizing securities rules for on chain markets, including potential rulemakings around what qualifies an exchange broker and clearinghouse, blah, blah, blah. But one thing he did say, and it's kind of like buried in here, he did talk about the idea of how important clarity is. And the reason is that of course I respond, I said, you know, the SEC cannot create new crypto legislation. Only Congress can do this. At most, the SEC can clarify how existing security laws apply within authority. Congress already granted Chevron. We talk about Chevron being overthrown Chevron or being overturned, reinforced, that agencies don't have to get that stretch of vague statutes into power. And this is the whole reason, guys, why clarity matters. This Paul Atkins, I love the guy. I love how ambitious he is. But dude, you're making out of thin air. That's. It's not in the 1934 securities. It's not in the 1947. Howie. It's not. None of this stuff mentions crypto. None of it's around crypto. That's why the clarity act updates that and becomes the new standard. I love you're trying to do that. But again, the whole Chevron was overturning agencies, taking vague garbage out of Congress and turning it into rulemaking. And it was finally overturned, rightfully so, by the Supreme Court and Chevron is what I always default to is because people just can't wake up and smell it anymore. Jeff. But getting into. I'm starting to, I'm starting to really wonder what's going on with the left, left mind woke virus here because they are getting dumber. Jeff. And in. What's really troubling is they just spout the most on insane, ridiculous stuff and they believe it. And people believe. They're like, yeah, yeah. I'm like, I see this stuff on acts to the left. And I'm like, they don't even have reasoning powers. They don't have any logic skills. I can't read something and understand it like Dollar Store Obama, Hakeem Jeffries or Timu Obama, whichever you prefer. The Virginia ruling overturned by the Virginia Supreme Court. He couldn't even read the ruling. Like, he's like, this will not stand. I'm like, did you spend five minutes reading? Did you just copy and paste an AI and say, tell me what this says? Because I'm not, I'm. I'm a. I can't understand it. Jeff. I mean, AOC maybe. I mean when a. So when AOC was, when it was a couple years ago, Amazon wanted to build a center in New York City, right outside of New York City. They're going to create 60 to 70,000 new jobs. Jeff Bezos is a raging liberal and she started complaining that they're getting tax breaks and it wasn't right and blah, blah, blah. You know, Amazon's got a piss. I forgot where they put it, but they put it in a different state. 60 to 70,000 jobs, you know, it's 60 to 70,000 jobs. People pay in tax. A lot of those high paying jobs, taxes, you know, even the tax break they were getting on the center. Yeah, you have to in who wants to go to New York without a tax break? All they do is raise taxes there. So she went that and then we just saw Mandami chase away Citadel. Citadel said screw you or not. Why would we, why would we build, you know, eight, nine thousand jobs are gonna high paying jobs. Go to Miami, no state tax. People are gonna love it. You get an instant, you know, in the city you're paying 10 to 12% personal tax. Come to Florida, we have zero tax, zero Jeff. It really is insane.
A
So it's amazing to me that in New York, you know, they didn't learn the lesson of Citadel and Chicago. They left Chicago for New York.
B
Exactly.
A
Now and they're about. The thing is they're about to build this massive project and the project itself, to build the building would have hired thousands of. On the construction side.
B
Right.
A
I mean there was like all these things going on over there. And he's like, you know what, Screw it, we're, we're done, we're leaving, you know, because of that. And now it's all plotted out and they. There was just a great interview, you know, over it, like, well, what's gonna happen? Well, we're leaving. We're going to Miami. Everybody wants to go to Miami. The whole financial business structures in New York. I think everybody's leaving. Yeah, know, I think we're going to see. Unfortunately, fortunately and unfortunately for Florida, it's a net gain of, of smart people. So there's a brain drain in New York. We're the direct benefactors. That means a lot of more people, a lot more money, a lot more traffic. You know, the construction is crazy. Downtown Fort Lauderdale. New old buildings are coming down, new high rises are going up. Fort Lauderdale's skyline is changing dramatically over the past 10 years. Dramatic changes, you know, and they're the. At 2008, 2010, there was a complete hold on all construction in South Florida. And now all those projects and many more projects are all going up. Miami skyline booming. Fort Lauderdale skyline booming. Soon we're going to see other skylines in the area. Same thing. Hollywood skyline booming. There's new stuff going on up there. And that's because of the net gain of people coming down. You know, we just have. Traffic is completely out of control trying to get to Miami. 45 minute drive it took me, was it two weeks ago. I went down two hours, two hours to get to Miami. It took me an hour and a half. Another day to get down there. You just never know. Then it took me an hour and 15 to get, to get home. Like it's a 45 minute drive. But that's because of all the traffic, right? And you just never. You can be in the express lane, you can be in the regular lanes, it doesn't even matter. But that's the, the, that's what you have to suffer through because everybody's coming here and they're bringing all their money. And then we saw Starbucks. They move their headquarters out of Washington. So there's Seattle and the, and the mayor's laughing about it. And he said, you know what? Screw you. We're leaving. Everybody's leaving. You know, Elizabeth Warren, you know, cost the destruction of Spirit Airlines directly. AOC chased, like you said, Amazon out of, out of Brooklyn. It's crazy. These people are nuts.
B
They're just the dumbest humans on planet. I, I bring up something simple with any lefties, I go like, okay, so let's compete in the arena of ideas. Okay, you can't. You, your platform can't be we hate Trump. Let's move beyond that to saying, like, what are we going to do? Well, here's what you do. You open the borders because you need illegals coming in to vote for you. That doesn't happen. And we expose it all the time. What else do you do? Well, you would rather stick rather than stick up for your constituent. You're going to fight for an illegal who comes in, a lot of them criminals. Look, what happened to rents in big cities where they deported a lot of people. All of a sudden the rents dropped, Right? Why? Because you're not overflowing. Demand equals, you know, if there's not enough demand for it, you got to entice people. So the rent's dropped. Oh, interesting correlation there, Jeff. And what else do they stand for? Raising taxes. Does you ever see a lot. Like, you ever see any Democrat fighting to lower taxes, talking about taxes are too high? Never. They always want to raise taxes for more programs, more stuff, things that never get solved. Programs that never go anywhere. They're going to fight homelessness. Look, in California, billions of dollars. Did one person have a place to sleep? No. That gets funneled into, basically laundered in the back end. So I'm like, what are your ideas? What are you going to do that's better? Because I, I hear you complaining about it, but what's going to be better? And it's always going to be silence. They don't know. They don't know. And here's AOC here, the lyrics, the leering centers are fantastic. Look at. So here's AOC Now, I almost think I, I. Does she really believe this stuff? But here's two things from an interview she recently gave him. Look at. Let's just listen this. We'll workshop this. Here we go. Certain level of wealth and accumulation, that is unearned.
A
Right?
B
You can't earn. Now in this interview, Jeff, find out, tell me which one is dumber. I can't, I can't figure out which one of them has less mental acuity than the other. It's like, they're both. Yes, yes. Earn a billion dollars, right? You can't earn a billion dollars.
A
That's right.
B
You just can't earn that.
A
That's exactly correct.
B
You.
A
Oh, my God, these people. The look in her eyes, you can. She's like, oh, I gotta think something smart. I gotta be intelligent. Always crazy eyes, which. He's looking off to that left. It's like, how can I. How can I make this up? I gotta. I gotta invent some words here. I gotta figure out how I'm gonna think through this process.
B
I also think they're jacked up on big pharma. I think every single one of them is, like, on three meds because they're just like. They've lost any sort of a semblance of being human anymore. The other one's like, that's right. You can't earn it.
A
Yeah, yeah, that's right.
B
You just can't. Is it delightful? You can get market power, you can break rules, you can do all sorts of things, okay? You can abuse labor laws, you can
A
pay people less than what they're worth, but you can't earn that. Right?
B
And so you have to create a myth that since you didn't earn that,
A
you have to create a myth of earning it. I think she just said something smart, but she didn't. She's like a myth. Oh, that's good. I gotta stick with this, right?
B
She's. She's. She doesn't even know what she's gonna say next. I mean, we're back to the Obama we. You didn't earn that, right? Like, the country was. They make up these lies about how the country was built and who came over here, right? They're like, you didn't earn that. Remember? You didn't earn that. When Obama was around, it was like, you didn't earn that. You didn't earn that. Well, John Deaton chimed in on that. You guys remember John Deaton? So John Deaton had a really. Some good commentary on this. Jeff, look at this here. He said, AOC's claim that you can't earn a billion dollars is not economic, is just economically illiterate. It reveals fundamental misunderstanding of how wealth is actually created. That's. I mean, that right there says everything. But no, John goes into detail here. Billionaires aren't paid a wage. They aren't compensated by the hour. They're owners and ownership means bearing risk that most people never face, would never accept. Elon Musk didn't become wealthy because someone handed him a check. He Put everything on the line repeatedly and built companies that employ hundreds of thousands of people and changed entire industries. Jeff Bezos, he didn't extract wealth. He created it by solving a problem for hundreds of millions of consumers who voluntarily chose to use what he built. That's the key word, voluntary. Every dollar a billionaire earns in free market is the result of millions of individual consumers saying, yeah, this product or service is worth it to me. Wealth accumulation at that scale is simply the mathematical result of creating extraordinary value for extraordinary number of people. The market doesn't pay you a billion dollars. Millions of free people do. One decision at a time. Now contrast that with career politicians. What risk does a career politician bear? What product do they offer so you can choose to accept or reject? They hold office for decades, accumulate power through coercion and compulsion more than by voluntary consent. Then they leave wealthier than they arrived, having produced nothing a single citizen was free to refuse. That is the economic model worth scrutinizing. Earning a living off taxpayers for decades without ever building a single thing. You don't have to admire billionaires. And we need to amend our tax code to prevent loopholes of priority that allow anyone from paying their. Their fair share. But the audacity here is breathtaking job.
A
Yeah. So, and it's, it's not just aoc. There's a whole group of these socialists that somehow have really infiltrated into our government infrastructure. Just like the Islamists. Just, you know, the socialist communists are there and we're allowing them to perpetuate their insanity. You know, so here's before I go into read that comment. I like that. And then I'm gonna pull this video up real quick.
B
Yes. She says, anyone who got that T shirt and said make AOC bartender again, she didn't ear seat. I know. They cheated because Brooklyn didn't vote for
A
her 100 unless she won some sort of a competition to even run. You know, so she wasn't, it wasn't like she had some idea in her
B
mind that she never built any of these people, never built companies, never ran companies, never did anything.
A
Oh, so here's. We don't have to lay the whole exchange with Bernie just knowing that he's a. He was attacking Howard Schultz, the CEO then of Starbucks, and he was attacking him for not earning, going after him and say he needed to pay more taxes. Right. So here's. This was some response here. Let's see. I hopefully I'm right on the right target here. Let's see. Oh, you know what?
B
I've forgot to Audio. Yeah, press pause there.
A
Why can't it be easier? There should be an easy way to just say, hey, share audio.
B
You got. You don't realize we got to share. You got to click three buttons. You got to click the right tab, chrome, tab number one. Then you got to hit the button that says shared. But because if you normally share stuff, you don't. So you have to share it a different way. It really is confusing, Jeff.
A
It's like, just give me one easy way to say, hey, share the screen. But do you want to share audio, too now? Later on, like, after the fact? Okay, here we go. Let's see.
B
Since.
A
I'm sorry, a lot of people, I
B
think it's important to hear the facts. All right, you'll have your chance. You'll have your chance.
A
Right Then he doesn't even let him tell us.
B
Never get your chance, you know?
A
So then here's his freaking burning. Here's the story, I think, right here.
B
Let's see. I think this is another area that
A
I hope I get a chance to speak about.
B
For the last 12 months, my involvement, my engagement, and my return to Starbucks has been primarily, I would say, 95% focused on the operations of our business, the customer, domestically and around the world.
A
My involvement and engagement in union activities, despite this event today, has been de minimis. I was not involved in any issue of closing stores.
B
Are you aware, Mr. Schultz, that an administrative law judge ordered you to record that notice? No, I am not. Because Starbucks Coffee Company did not break the law.
A
This is their whole. This is their whole agenda under your leadership. They're constantly going after him like they broke the law. They're doing something wrong. I thought I had the right clip up. When he goes into his story, where he started from, nothing.
B
Right.
A
Acquired, you know, I think he ended up acquiring the first story. It was.
B
It was not doing well.
A
It wasn't doing well. And he takes it, builds it into a global franchise. And he said, so what? I make a billion dollars a year that's earned money. He. He earned it. He's the one who had the vision. He's the one who built it. He's the one who struggled. He's the one who, you know, sits up and works 24 hours a day. Nobody else works 24 hours a day. Does the barista. Does that one barista have significance in the entire ecosystem of Starbucks? No, that's the unfortunate reality. Does the. The barista have significance at that individual store? Yes, because that. So the barista is earned, you know, for the. And can that barista be replaced? Probably because it's a franchise system with a process in place to train people. But if you have good people, you want to keep good people, you don't want to constantly turn and burn people and you want people that respect. They're talking about having a union, so they wanted a union. Now if people have certain skill sets and they have value, you pay them for the skill set. And value if that person is replaceable, meaning their skill set isn't significant and they can be replaced very, very easily. The pay scale is lower because you can go hire someone else and those are the people you churn and burn. But if they have value to the corporation and they can move up, you bring someone in, they start at the cash register, they learn the process, they learn all the coffee, the significance of the different, you know, the beans and the processing and how you grind it and how you do whatever. And they become the master barista at the location. Are they going to earn more? Yes. Are they significant to that store? Yes, because that's the functionality of the process. Until you find that diamond in the rough, you're not paying everybody a massive wage because then the store doesn't exist. But someone like a Bernie Sanders or an aoc, they have no concept how to run a business, especially a retail store. Retail stores operate on slim margins. Overall. They're in, they're in magnet, they're in locations with, with big magnet stores or they're, you know, they're in, in, you know, high end rent district. That's where Starbucks goes. They're in a lot of high end rent district places. So their rent is, is extremely costly. You know, is there a big margin on, on coffee? I'm sure there's huge markups on coffee. Is it extortion? The, the prices they charge on coffee versus when you go to Italy and you get amazing espresso and you, and it's a euro. And then over here that same espresso cost is $354. That's, that's, you know, highly improbable because the coffee is not even nearly as good. You know, so we can look at, at price points versus, you know, the reality of it. But then you can look at the way you want to look at wage system. You want to, you know, pay people higher because that's your corporate structure, hey, go for it. But you can't be, you can't be, you know, mandated and forced and coerced by the government to pay 20 an hour minimum wage because the businesses are going to Go out of business. And if you take money weight. There was another one. I think it was the. The Citadel guy might have been someone else. And they were say there was telling him how much money he needed to be. He needed to pay 70% of his income in taxation over $2 million or something like that. And he said, hey, great, because the guy was making a billion a year. He said, you know what's going to happen? He goes, I'm going to hit 2 million in income and then I'm going to shut my business down until the next year. He said, then I'm going to go fishing and golfing and I'm not going to work anymore and I'm going to furlough all my workers until. Until the next season and then we're going to start selling again. He goes, how does that work? And these, these people don't understand the concept. It kills me.
B
It's horrible. Jeff, you know, owning a business, being a business owner like us, you know, I've been a business owner where people are like, it must be great. I'd always hear like, overtones, like, it must be great owning a business. And I'm like, if you only knew that I make a lot less than you make and I only take money if there's profits and if the company's struggling and you got to do a cash call to put money in because you're sweating making payroll and you're, you have outstanding. At the time, I had like 1.6 million that was owed to me. Sweating over making payroll. You know, you've never experienced that as a business owner and taking care of your people and making sure they're taken care of and their health care is taken care of and all this stuff. And at the end of the day, you, you're an. You're sitting there scraping by, you're making concessions on your side. And they think, oh, it must be great owning a business. Yeah, it is great. What it's working. And when things get tough off, it's not the same. Bernie never had a private sector job, like the guest says here, like never. And, and they're career politicians. They don't even know how to run a business. They don't have an idea for a business and. Or solving a problem. Here's another AI AOC clip here. Listen to this one. American Revolution was against the billionaires of their time. What in the absolute F is she talking about? The billionaire. This. I mean, if you don't even the basic grade school stuff, though. Listen to this again, please. The American Revolution was against the billionaires of their time. And we are declaring independence from such an extreme marriage of wealth and power and the state. The American. These hate. These people hate the American people. They hate you. They, they want to tax you to death. They want to pretend to fight on your behalf. And they used to be the party of the working men and women. No more. They all the party of tax and. And just and. And wokeness and stupidity.
A
Socialist communists.
B
Right. They're just communists. They have nothing good going for them, Jeff. I mean everything that they do is just incredibly ridiculous. I this AOC thing, she's a nut job. And then. Well let's. Since we're on this topic of nut jobs, let's play, let's play this one here. This is Rosa deliloro. She's the blue haired woman from. Where is she from? Maine? I don't know. But so she was in a hearing last week. I wanted to play this last week. We didn't get to it.
A
You have to force people to do it.
B
Yeah, that's. Yeah. To force people. Yeah. And look what happens. Like oh, we're going to raise the minimum wage to 15, 18 an hour. Right. And so what ends up happening? They get kiosks and they fire people. And then your job became harder because now you got to cover what that other work you used to do and now you got your job. They just never understand. They don't understand market economics. They're idiots.
A
There you go. Fair share. How much of my time in labor you tied? I thought you were against slavery, but Zober actually spun the narrative because they are the party of slavery.
B
So 100.
A
They were never against it. They're always for it. They weren't in favor of civil rights either. So people have to remember the Democrats will spin whatever story they want to tell you. They were against civil rights, they were against and in favor of slavery and they were the party of the kkk. Regardless of what any history class wants to teach you, you go back and, and actually read the narrative and you'll know exactly where.
B
Where they party of bad ideas and bad thinking. That's they've always been that party. The first what, 17, 18 Republicans, black Republicans or blacks were Republicans? I mean you go back and do history. Look, they were sitting there saying like somebody was bitching on CNN saying there haven't been any black governors. And they're like, well there was one running in who was the lieutenant governor and she was running but you guys elected Spanberger. Look what she's done. So. And then One of the people losing their seat, they said, oh my gosh, this person's lose their seat. Yeah, because it'd be replaced by a black person. Come on. I mean, if it doesn't count, if you're a minority and you run and you are in Congress, they have to poo poo that. But here's Rosa Delora, here she is. And Jeff, the amount of stupidity here is just breathtaking. It's breathtaking. And you gotta just admire the level of patience here. Listen to this.
A
Change is flooding our streets, poisoning our air.
B
What are they talking about? This stuff has been debunked time and time again. Climate change. Climate change, blue hair, you know, rain taxes, driving up health care and disaster costs.
A
How can the EPA justify abandoning that duty to protect Americans to appease polluters under the false flag of economic growth
B
following the law, Section 202 of the Clean Air Act. Where does it say anything about fighting global climate change? Loper Bright Supreme Court case. You familiar with it?
A
No. Maybe others are not. But let me ask. But that's really important.
B
As a member of Congress, Loper Bright says that we, as, as an agency
A
don't have the authority to get Creative
B
if section 202 of the Clean Air Act.
A
No, no, but you don't have.
B
Excuse me.
A
You do not have the right to
B
say climate change does not exist, that it's a hoax.
A
And that's where this administration is.
B
You're upset that you don't know what Loper Bright is.
A
Do you know what the major policies doctrine is? I'm upset because you know what the major policies doctrine is. You're a member of Congress.
B
You should know. Well, you have moved from someone who
A
defended the environment to all of us
B
being very defensive about not knowing the two biggest landmark Supreme Court cases of the last year.
A
In regards to your question, you are very defensive about changing your policy and your positions with regard to, to the.
B
Yeah, the lower bra is what we were talking about before. What I, what I had cited in my response, which is the Chevron doctrine that got overturned, saying that agencies do not have the ability to take something and that's not specifically stated and make new rules from it. You just can't. That it makes a lot of sense, but you can't do that. Yeah. Why are you trying to defend science? She and a lot of. And I think a big issue with the left is that they run on emotions. They do not run on any sort of logic stream or any kind of understanding. She just. You're, you're anti climate Change. He's trying to explain Lor Bright and, and like these two major Supreme Court decisions that just happened, Jeff, this up with the last two years. She doesn't even know. And, and this is just, this is. It's hard to understand here, but look at her. She starts screaming and he goes, I get that you're upset, but you don't know the two biggest landmark Supreme Court cases. You know, he can't interpret that and spin into something that's not specifically listed there environment.
A
Now you just.
B
You want me to tell you what
A
the two biggest court cases are of
B
the last few years?
A
This is what I want.
B
Michigan versus epa. Whoa. West Virginia versus.
A
You know you're here because you need money from us. So halt for the second and wait for the questions and answer the question. I answered your question and you didn't like my answer because you don't know what lopebrite is because you don't know what the major policies doctrine is. Because you, you're asking me, you're asking
B
about section 202 of the Clean Air
A
act and you don't, you don't read it. You don't know what it says. Listen. And what you want to do is to deny. You want.
B
No, I actually read the law.
A
I do my homework. Really. You're just somebody who likes to have the microphone on. You know what I have to do. I read the law. I read the Supreme Court cases. And I would say no, we should
B
do for your constituents is actually read statute.
A
Budget is at real risk.
B
Read your Supreme Court.
A
This is the Appropriations Committee.
B
You care about science now you're threatening to defund it.
A
Oh my God.
B
No.
A
You don't fund because you don't know what Loper Bright is because you don't
B
know what the major policies doctrine is.
A
Your message to our, our folks at
B
the EPA is that you wanted to
A
fund us to listen to this bs.
B
The bs.
A
You think I made up these cases. Yeah, I think you have made up. I made. I made up Loper Bright.
B
I made up West Virginia, Virginia versus epa.
A
I made a. Michigan versus epa. Whoa is right. What. What are you doing? Why looters?
B
I think shut the F up would be more appropriate in this case. Like you just can't. How do you say to somebody that you're dumber than dumb without saying telling people you're dumber? I mean, it's right. You watch this, Jeff, and you just, you're, you're just in shock every time you're like, somebody can't be this stupid. Turns out they are. Turns out every single time. They are that stupid. So all I got to say is not only is there so much winning going on on the right, but there's just an insane amount of losing going on the left, especially when we get to the UK news about labor. But look at this, Jeff. This is just one of the most phenomenal things I've ever seen. Republicans dominating the redistricting confirmed. So California has plus five because of the redistricting in California. Utah picked up one Democrat. So they got plus six here. Right. Florida's plus four Republicans. Missouri plus one Republicans. North Carolina plus one Republicans plus two in Ohio, plus five. That's plus six Democrats to plus 14 Republicans now pending. We've got Alabama plus one. Louisiana plus two Mississippi plus one. Tennessee plus one. Virginia was overturned. So they lost that for. So likely total outcome, plus six for the Democrats, 18 for the Republicans. Good. Look, a lot of great people are losing their seat because it's fantastic. You know Robert Reich, you know Robert Rice, he was in the Obama administration. This guy is. Is beyond kooky. He's the. He's the kookiest person I've ever seen, Jeff. He's kooky. Kookier than you could ever even imagine. But listen to this. I got to show you this. Something happened on my screen. Share. Here we go. Look at this. Robert Reich. Here's Robert Rice. He says, a reminder. Any political party trying to make it harder to vote is sending a clear message. They can't win on their ideas alone. Projection. Projection. You don't have any ideas. Your ideas. We hate Trump.
A
That's all they have.
B
Eagles. We love high taxes. Right? This is what they love. So Ted Cruz checked them. He's. Ted Cruz said, hey, Bobby, what does your state do? Here's the gerrymandering. Massachusetts, 36% Republican, zero seats. Connecticut, 42 Republican, zero seats. May, 46 Republican, zero seats. New Mexico, 46 Republican, zero seats. New Hampshire, 48 Republican, zero seats. Rhode Island, 42% Republican, zero seats. Vermont, 32. Republican, zero seats. Hawaii, 38, zero seats. And then Delaware, 42. So Republicans do it. See, it's only that.
A
Well, here's, here's. Here's the thing. Eight years ago, there was a video, and this kind of goes back to the whole EPA thing and the insanity of the Democrats talking about this. And you go really in depth. There's a lot of. A lot of papers written about the rise in CO2 and the necessity of the rise of CO2 in order to support vegetation. So if you want to vegetate the world. If you want greenery in the world you have to have an increase of CO2 and we can actually vegetate most of the deserts and make them green again with more CO2. Now the thing is, plants handle CO2, trees handle CO2 and convert it into what? Oh yeah, oxygen. The stuff that we need to breathe. Now pollution and high gatherings of it in big cities where it gets trapped in between the buildings like and you have massive amounts of cars, the smog, pollution that's going to impact us directly because we're breathing in a tight spot because it's overpopulated. That's different than what these guys are trying to claim with climate change. But here, this is the founder, this is the founder of the Weather Channel and remember they attacked him for being a weather denier. So here's, Let me just play this as a short one.
B
I resent you calling me a denier. That is a word meant to put me down. I'm a skeptic about climate change and I want to make it darn clear Mr. Kenney is not a scientist. I am. He's the CEO of the Weather Channel. Now I was the founder of the Weather Channel, not the co founder and I'm glad you did because I am
A
addicted to the Weather Channel.
B
I watch a lot of cable news.
A
Now hold on just a minute, I'm not done.
B
And CNN has taken a very strong position on global warming that it is a consensus. Well there is no consensus in science. Science is in the boat. Science is about facts. And if you get down to the hard cold facts, there's no question about it. Climate change is not happening. There is no significant man made global warming. Now there hasn't been any in the past and there's no reason to expect any in the future. There's a whole lot of baloney. And yes it is. It has become a big political point of the Democratic party and part of their platform. And I regret it's become political instead of scientific. But the science is on my side. It's good. Good for finding out. That is so succinct. And right now look at this right here. Gets a ray says the purple lady ladyboy lady boy is given. My mother took thermal thymolide when I was pregnant with me. Instead of missing limbs and smooth brained and missing over 50 of two lobes of my brain vibes. Yeah, 100. That might be what's going on there. I, I think they're all hopped up on big pharma. Personally I think it's Destroyed their brains.
A
They're definitely on Big Farm.
B
I think that's what's going on there. Because if you look at these people, what they're hyped on. So the whole idea of the Virginia Supreme Court overturning the redistricting, what people do not understand, what Dollar Store Obama doesn't understand. This is Hakeem Jeffries here, Jeff. And it says that over 3 million Virginia citizens cast their votes in a free and fair election. Yet the state Supreme Court has chosen to invalidate their voice. Again, not what happened, disenfranchise them, violate their due process rights. The decision overturned the entire election. An unprecedented and undemocratic action. They don't even understand what democracy is. MAGA Republicans have adopted voter suppression as a strategy as also evidenced by far right extremists and blah blah blah. We're exploring all options to overturn this shocking decision. No matter what it takes. House Democrats will win in November. So we can help rescue this nation from tribal right. So listen to this, Joe. This is the best thing ever. Well, I love when you get checked by community notes. This is great. The claim that the 2026amendment was the will of more than 3 million voters is deceptive as only 1.1.6 million voters supported it. Important missing context. In 2020 2.8 million voters supported nonpartisan system that created the current map. So you had the 2.8 people who actually voted for it to keep it unpolitical. They turned to political but they didn't follow the basic procedural things that needed to happen according to the Virginia Constitution. So they bypassed stuff and then. So they were basically put it on the ballot illegally. Right. Not bypassing. And this is what the Supreme Court of Virginia voted on because they just made some shit up and they didn't follow their own procedure. So there was, there was 100% in my mind this was getting overturned. Like how could it not get overturned? And so. So they filed a. They filed a. They're trying to dispute this thing. But look at this. Democrats panic so hard they can't even spell Virginia or Senator correctly in their appeal to the U.S. supreme Court court. But trying to revive their 10D1R Germaning map. So they spelled Virginia. Virginia.
A
Oh my God.
B
Nia and Senator. Senator. S E N T A T. It's a centator Right at the beginning.
A
First thing they do.
B
Look at this sensator. They don't even.
A
Right at the top of your list, Jeff.
B
They're so. They're so just. I guess what's the. I can't even speak here. It's like they're. They're so separated from reality that they didn't write a. Let me see. Run his baseball. No, listen, everything I do is right. And I'm smart. They don't even spell. It's in a simple spell check. I'm going to submit this to U.S. supreme Court. You know what? Let me just give it an old spell check just to see. And maybe. Maybe they did. Maybe it said, oh, that's spelled right. Virginia.
A
Spelled right.
B
Virginia. Nia centator. Oh, it looks like maybe they did do it and they thought, hey, that's spelled correctly
A
on the argue on the devil advocate side. The spell check has been getting dumber lately, too, that it has.
B
That's why I use Grammarly, because Grammarly is way better than any spell check. I run through everything through Grammarly. It's way, way better. Better, Jeff. Without it. Without even a doubt. So I just, you know, you gotta wonder at some point, like, what is absolutely happening. I want to get into this next story here. This is Justin Pearson, who's a Democrat. I'm. He was. He got into a little bit of a. Because his seat's going away. He got very angry about it. But here is. Here is him. Uh, here's the confrontation right here. And this is something. You know, when you, when you act like this, you should be censored or put in jail. Look at. This. Is wrong with you stupid mother.
A
How'd that all start?
B
Well, because of the redistricting, they're passing the re. They're passing the redistrict. And he's angry about it. So he created a whole commotion. This is what they've all been doing. But let's take a look at Justin Pearson. Now. I remember when this guy first hit the scene, I said, you know what? I think this guy could be a star in the Democrat party. Because if you listen to his initial messaging, and this is back when he was in, I think in college. But I said, you know what? This guy could have a bright future. Now watch the contrast. Watch what happens when the woke mind virus enters your mind and you turn into a nut job. You're not going to believe this is the same person. Watch this, Jeff. This is unbelievably crazy. Pearson.
A
And I'm running for president of bsg. There are a few reasons that we're running this campaign this year. One has to do do with representation. How can we represent all voices in a conversation? I wanted to do this by partnering with organizations from the Bowdoin Democrats to
B
the Bowdoin Republicans, I want to bring
A
together different voices, dissenting voices, voices that
B
may be more liberal or more conservative
A
in order that we can reach a
B
point of sort of the radical middle here. You've had three strike laws, mass incarceration denied us of who we are, and
A
we are still here.
B
And today you'll take the only majority
A
black district from us. But I want you to know, and I want my nephew, sons and the future to know, no matter what you do, no matter how much you try
B
and break us and make us bend and make us quit, we will still be here. Same guy. Okay. When he was, when he was back in college running Dustin J. Pearson and
A
I'm running for president of bsg. There are a few reasons that we're running this campaign this year.
B
I mean, it's hard to believe this is what happens when you become a leftist. Right? You broke yourself, dude. You broke yourself. You're the one that bailed on life. And yeah, you took away the only black district and we took away your seat and nobody could be happier. Yeah.
A
And here's the, the fraud that they all perpetrate as though they come from some, you know, you know, poor economic upbringing. And so Malcolm Martin Luther, AKA Justin Pearson, is the Jasmine Crockett of Memphis. His parents are very affluent, 100. You can see that based on the first video.
B
Correct.
A
Normal. Then he gets in to the left, but it's all an act. All of them are, are in that act mode. Completely crazy. And so his whole, it's, it's insane. His whole minister, you know, preaching and, and all of this, they think they're in this, the, the other fallacy of the left is that they're somehow now, you know, preaching in the 60s and they're fighting, you know, for their civil rights and they're, you know, they're fighting this big racist system. And listen, what. He's actually, he's advocating for an entire racism. He wants it so bad. They want this thing. And the crazy part is that without the intrusion of the leftist communist, that's, that's abusing and using the black community. Right. And he's a participant in that at this point. So he's participating with the left abuse of the black community to segregate out the black community and have it as a voting block for the leftist communist ideology. And they don't even, and the left doesn't care about that segregated black community until it's time to vote. And that this is the crazy part is that you have leadership like him getting Paid, he's already affluent, could care less about the constituency. It's all about the power hold. And then it's all goes back to the leftist. And then you, you say, oh, we're gonna fight for the black representation. Oh, but we're going to be subservient to a Bernie Sanders. Bernie Sanders. Or you know, we're going to be subservient to the, the leftists, you know, older, white, you know, communist leadership. Exactly what they say they're fighting. It's like it's, it's so irrational. It's just like, just have a melting pot. Let's draw the lines the way they meant, they're meant to be drawn and then let's elect people that represent the district and the benefit of the people not have some political narrative that is outside of the district entirely and that's always fighting for at this point, it's all a show and it's all gimmickry.
B
Yeah.
A
And, and it, and now it's, that's, and that's all we're seeing through. It's all theater. And now that whole, that whole theater is, is coming to an end. It's all collapsing in front of them and they're, they don't know what to do about it now.
B
Yeah, because they're getting beat up game, Jeff. That's the thing. Chad Nauseam says, Tennessee, I see your Jasmine Crockett and I raise you a Justin Pierce.
A
And they make it like racism only started here in the US like it doesn't exist anywhere else in the world. And you know, if you're in the black community, you're not racist because you're, because you're black and you can't be racist. That's such a, a misnomer. That's so fake. Like you can go in any community and you're going to find prejudice against another community. That's the reality of it. Travel around the world, you'll, you'll sense it. Right? And it just, you travel around the country, you're going to say it's just, that's how it is. But for the most part they also want to hyper focus on the fact that everybody's like that. Come on. It's, you know, it's a smaller percentage at the end of the day. Walk around your community, walk around your neighborhood. You're going to see people from all different backgrounds and everybody gets along. And that's the majority of funny part of it, Jeff.
B
Well, this whole thing, this, this word that emerged called reverse racism was assuming that racism Only could go one direction. Racism is thinking that you're better as you. Your race is superior and better. And I mean, and then, and then what does racism even mean? Everything's racist. Everything's. Everything's. You know, these words, they lose their meaning over time. It's like, oh, that's racist. That's racist. That's racist. It's like, how is everything so racist all the entire time? When you're thinking about people who, like you said, Jeff, like, in my community, people just get along. It's like you have the politicians, you have this division that's constantly fostered. Yeah. Do people feel a certain way? Go to Japan. Okay. Look at. You have one race and they, they're social economical. They will. They're class based. Go to India. They are class based. You're from this class, you're from this family, you're from the. They'll find ways, new ways, invent ways. Go to China and find out basically one race, and you'll find out that there's a lot of tension because this person is a family name and versus this person and this person lives in this area, you're gonna find ways to dislike somebody. Sometimes it's based on skin color, sometimes it's based on all kinds of crazy stuff. But like to sit there and say, like, well, racism, everything's race. Everything the left hates is racist.
A
Right.
B
I mean, so you got a man, you got the Democrats who are standing up to have racist. Because it benefits them. They want to have racist lines drawn. There was a line, Jeff. There was a line drawn. It looked like the letter C in Chicago. It was drawn like this, like a letter C. It was like the outer district of the. Of the city where they just drew lines where it was predominantly black. I'm like, well, that in itself. So they don't understand. They don't even understand the basics of the ruling because they don't have any knowledge out. They're like, hey, the Supreme Court said you can't have districts based on race. Why? Because it's against the Constitution and it's not a fair thing. You draw them based on. And they're standing up and advocating for racism because it benefits them. Right. Look at C. Look at CNN said about this whole gerrymandering thing. Jeff, look at this. And that's exactly what happened. I want you to look at the sad faces, especially the one, the sourpuss on the left who always has the sour puss on her face. And that's exactly what happened. I've been texting with Folks. And they're saying, these are folks at
A
the D trip saying, yes, this is a setback.
B
But they feel like, you know, they're roughly. They were trying to get four additional seats, probably two of those. They probably can get particular. If it's a wage, it could be a bad year. It could be.
A
It could be a bad year. But listen, this is a big blow.
B
Hakeem Jeffries.
A
I basically wrote a column that was like, this was great for Hakeem Jeffries
B
because he was all in on it.
A
$38 million spent from a group affiliate affiliated with him. Obama was in on this.
B
Now, this is. This is a big defeat.
A
And one of the reasons why Virginia
B
was so important as well was there were.
A
Democrats were anticipating this Supreme Court.
B
Yeah, they were anticipating. I love to see the sad faces. And they just got. They got punched in the face and beat, man. They got punched in the face and beat. This guy here says that this particular thing with Rubio is a lock for 2028. I like Rubio for 2028 myself, personally. But listen to the reasons given here. And he's doing some commentary on Fake Tapper, which makes it even more fun. This right here just got Marco Rubio half of the millennial vote check. Remember? Remember he was DJing. He's got the DJ leather jacket on with the headphones.
A
I asked him what his DJ name was in his press conference.
B
Yeah. What do you say? You don't. You can't. You're not ready for my DJ name. That was a great.
A
That was a great stand in the press conference. I'm like, no, he's wearing all that Rubio. And Rubio for 28. He doesn't need a VP.
B
That's perfect. Yeah. This right here just got Marco Rubio half of the millennial vote. Check this out. Well, hardly the most important part of
A
Secretary of State Rubio's comments about Iran. He did drop a few 90s hip hop References that those of you who
B
are not Gen X may have missed.
A
First, talking about what the Iranian regime
B
is doing to its own account economy. He said this. They should check themselves before they wreck themselves in the direction that they're going. That is a reference to the 1992
A
Ice Cube song Check Yourself from his album the Predator. Then, at a different time, he was talking about the mental stability of the leaders of Iran.
B
And he said this. They're insane in the brain.
A
That is a reference to the 1993 Cypress Hill song Insane in the Brain. He might have music on his mind.
B
We just saw this clip Posted by White House official Dan Scavino.
A
You did not have to go that
B
hard in endorsing our guy Rubio.
A
He's already got enough aura for the rest of them. Okay, okay, Rubio 2028. I'm calling. Oh, forget it.
B
I know Tucker simply harder for G Hottest. Anyway, we can't play that because we can play as long as not longer than six seconds, which they were pretty good on there. But even weird. The fake tapper knows that that's. It was even, I think more surprising to me that fake tapper, like, is, you know, is it in tune with 90s music? I didn't. That was even more the big surprise right there. Say, Ray, I live in Memphis and to see the Matrix glitch in people's brains when you say, how does Steve Cohen represent black Memphis more than Charlotte Bergman, a grandpa and a pillar of the community. Right. Well, it doesn't matter. Well, logic and reason go out the window. They'll say stuff and then when you check them on it, when you actually do call them on it, they're like, oh, I don't know. I mean, it's. Yeah, that dude, I love the picture where he's eating for Kentucky Fried Chicken in one of the hearings. You remember? I don't remember. Remember the people that post is going around. What a nut job. I'm so happy that these people are losing their seats. They're just. They're no good.
A
They're.
B
They're just.
A
I do have to correct something that the get set in terms of Steve Cohen. He is not a dual citizen. He's an American citizen, has zero affiliation with Israel. So he said a dual Israeli citizenship. I don't know why that's relevant, but he's not. He's an American citizen, has no affiliation with any citizenship outside this country. Now, that being said, there are lots of dual citizens in this country, so. And that they're not. It's not all Israel, so there's multiple. The US Allows dual citizenship with many other countries, so that is a misnomer.
B
Canadians have dual citizenship.
A
Dual citizenship. So. And you can't. You can't judge it based off that. The guy's a socialist, communist, leftist. You want to say that that's exactly
B
what he is going back to. Justin Pearson, somebody posted this. They said the same vibe. Do you remember? Look at this, Jeff. There's the same vibe before, before and after on the top left, before and, and, and after on the bottom right. I thought that was pretty.
A
Back to that picture.
B
What was the name of that Movie. God, I'll throw it into the comments. Can't think of the ice cream. Yeah, great movie. I can't think of the movie. The hell is it called? I don't know. A dude's name. Yeah, this is him right over here. Let's see. See if anybody posted it over here.
A
Canadians. Canadians will be American so soon?
B
Yeah, pretty much. Yeah. I think Alberta is gonna secede, so we'll see what happens there.
A
Napoleon Dynamite.
B
Napoleon Dynamite. That's what I was thinking about. Napoleon Dynamite. Exactly. That's left the same. Somebody posted the same vibe. I love that. That. God, is that some funny stuff right there. Then we've got. We got to get into what's going on here with the UK Man. A major political news of the week. This is phenomenal. UK political earthquake. Only 31 of 136 councils declare reform is already dominating local elections. And this is just early on. I think it was much bigger than this. Reform added 258seats. Labor lost to 188. Conservatives minus 96. Let's see, what else do we have here? This is kind of a term for Nigel Farage, because I've heard him say other things. I think he's kind of. I think because of. He's kind of found a difference.
A
That's what we need.
B
Yeah, well, he. Because he was saying that he thinks there's too many Muslims in the UK and they need to stay and that. So now he's saying Nigel fraud announces deportation centers will be expanded into labor and Conservative constituencies. If you want open borders, live with the consequences. There you go. I love. I. I love the sound of that. Jeff.
A
They gotta. They gotta step up. They got to defend their. Defend the U.K.
B
yeah. 100%, man. 100%. Let's see. Here's another. Oh, so. So it's just the fallout of. It's great. And Kierstarmer, again, if you're on the left, you just don't have. The writing's on the wall. He's got people in his own party calling for him to go. He's right now destroying labor in a big way. Look what labor just got annihilated. And here we go. Here's some good commentary on that. I like the. The very opening of this one here. Let's see. Is this one yet? Here's this one. Keir Star, He's. Look at this. He got spanked so hard. Look at this night. Keir Starmer has got the kind of spanking that you'd expect to see in Fifty Shades of Grey. As I speak. As I speak. Labour has lost more than 1,300 seats. 1,300 seats. What? Apparently they have lost Wales. For the first time in 100 years, the labour first minister in Wales lost her seat. People just didn't like 20 mile an hour speed limits becoming a nation of sanctuary for the third world and terrible health care, did they? So there you go, Sunderland's gone, Newcastle's gone, they've lost control of Camden, they've lost Westminster and I can't think why.
A
Westminster Council amdar. Housing register system.
B
I have a word for you. F off. You want it. You know what? You know the most important. I didn't think it would be an important quote, but the most important quote I think of Donald Trump this year is if you import the Third World, you become the Third World. That's what we're seeing in many, many places. When you import the third world, you become the Third World. And this is what these people are. So they have these Muslims who want Sharia law, who want it, who don't value the uk, they don't value the history, they don't value. It's a Christian nation, they don't value any of that. They want to dominate you, they want to convert you, they want to tax you to death and then ultimately they want your heads detached from your body. That's ultimately there. It's a death cult and a pedophile ring. Oh, yeah. Maybe it's because they kept advertising free stuff to foreigners who didn't speak our language and people decided they didn't really fancy any more of that in Birmingham, they've lost seats to this lot.
A
Only one Independent in Hosal, that's Asim Khan. We don't want people who have been with the Labour Party previously been campaigning against Ayub Khan now standing as independence. No, we don't want people like that.
B
Gosh. Labour losing because of mass immigration of people from various different Muslim countries. I mean, why else might Labour have lost? Out in Birmingham, going to the butchers with me, door open, rubbish every. Oh, hello, sir.
A
You work in the butchers, obviously, or
B
are you just carrying around a, a, a, a sheep looks like a.
A
They act like they're, they're in, in the countries they came from, that there's no cleanliness laws, they don't abide by anything, you know, and if you go over there, you'll see, you go to the markets and the meat markets and just meat hanging and it just, it's a whole different environment and Third world, Jeff. Third World. We're in the UK or in the us we have grocery stores, you have meat markets. There's standards there, you know, cleanliness standards. And you get, and you get visited by, by city government representations based on cleanliness of facility, whether it's a restaurant or a grocery store. And there's stands that they'll shut you down. Now, it's same thing in the uk. There are certain standards and the whole thing, the whole narrative flipped upside down because they've imported the third world. Those people came because of the free money, the free handouts. And they even talk about how many are still living on the dole system, you know, and it's, it's insane. They don't, they're not working. There's no incentive to work. There's no incentive to develop because you're bringing mass numbers of people over and it's. And you have to cut them off. Just say, you know what? No more government subsidy. Hey, you know what? Out. You know, it's time. It's time to get rid of people. You can't have them there because they're not there for the betterment of society. You brought them in and their objective is to make society worse.
B
Well, this is it right here.
A
Positive.
B
But they have a cultural line to us because. No, it's called takiya and it's in the Quran and it's the way they do it. Takia is lying. Saying anything you will until you dominate or get a majority. That's exactly what he is. So here we go. I mean, this is insane. Jeff, look at this goat. Yeah, it's the bin strike as well, isn't it? The bin strike everywhere. Labour has lost control of now, I think it's 11 councils, including Tameside, a Labour stronghold for 47 years. Labour MPs Nadia Whittem up Sana Begum Jonathan Brash, Clive Lewis, Ian Lavery, Graham Stringer and plenty more have called for him to go. Cabinet Minister Ed Miliband has reported, reportedly told him to go. These are, these are big voices of labor. And if they're telling you to go and you're still clinging, dude, after this walloping, you are inflicting further damage. I mean, when six people, your own party, are saying it's time and you're still staying, boy, it's going to get even worse for Labor. Barry Gardner has called for him. Well, interesting to get his views. In a minute. In a minute. Okay. The unions have called for Starmer to go. They got a kicking in Scotland. The leader in Scotland called for Starmer to go. Months Ago in Wigan, Labour lost every single seat up for election to reform. There is no such thing now as a Labour safe seat anywhere in the country. Barry might want to push back on that. Shall we just remind ourselves of what Keir Starmer said before previous elections?
A
When you lose an election in a democracy, you deserve to. You don't look at the electorate and ask them, what were you thinking? You look at yourself and ask, what were we doing?
B
Well, I imagine today he's thinking he'll do the honorable thing, you know, he'll just disappear from, from public life. Nope, I'm not going to walk away
A
from those challenges and plunge the country into chaos.
B
Doesn't want to plunge the country into chaos. What does he think this is? I don't know. Keir Starmer saying that he's going to stay and fight. It's like comical Alley, isn't it, saying that there's no Americans in Baghdad. As the tanks roll in behind him, bombs are falling around everywhere. David Lammy still putting up a bit of rear guard action. When Asked about the PM's future, he said, you don't change the pilot mid flight. Well, unfortunately for David Lammy, yeah, again, he's made himself look like a bit of an idiot because they do actually swap pilots mid flights on long haul flights. In fact, it's a legal requirement. So, yeah, David Lammy's one of the other moronic people. But again, it's, it's par for the course here. There you go. And this is what's happened for decades. For decades, snobby North London human rights lawyer types like Starmer and Lord Hermer have thought they knew how to run a country. Herma, by the way, looks exactly like Norris from Coronation Street. Has anyone ever spotted that one before? But they've had 22 months. There he is. Look at that. Uncle. Can he look at that. Same bloke, isn't it? Anyway, they've had 22 months at it. They've run the country into the ground and now they've got their rear ends handed to them. They're not quite as clever as they think they are, are they? But bye bye care. Time to run off to Davos where you belong.
A
Oh my God.
B
God bless GB news, man. It's really, I mean, it puts shame to, you know, the, the state sponsored propaganda of the BBC and, you know, other and Sky News and all that. It is rather refreshing. Like this is so exciting for me to see them just get hammered and Keir Starmer saying like, oh, no, I'm not gonna go why would I go? You know, he's, he doesn't want to go, Jeff. I mean, he thinks prediction weekend. Well, he doesn't, he doesn't survive this summer. I don't think there's. There's no way he can. The voices are gonna, the voices are gonna intensify on the left Labor. They're not.
A
He got.
B
I mean, this is a hammering. Like, dude, they lost whales a hundred years they held whales. I mean this is like, this is an ass kicking. Like no other ass kicking. And well, let's play the good stuff because here's a compilation of tick tock users crashing out over reform. Check this out. You know what's the shocking part of this? Before she opens her mouth, the rainbow hair does that. A tip off. Does she have crazy bulging eyes? Is she on big. Is she on three big pharma meds that has stolen her soul? I don't know.
A
One or two.
B
I'm horrified. You're. She's horrified. Like she hasn't seen any of the news. She hasn't seen anything that's been going on since labor took. Took. Took over. There goes my future.
A
Wait a minute. There goes my rights. These people are stupid. Stupid.
B
Let's go find your brain while you're at. Says you telling me I moved to the UK only for Reform Party to take over after I escaped maga? This is so rich and amazing. I can never get enough of this stuff.
A
It's fine.
B
It's absolutely fine.
A
I know that the O Savoys are
B
going to be all over the Internet today.
A
Oh, he won. We want.
B
No, we're coming to get you to pull support to port.
A
I'm all right. My area.
B
There wasn't even. I swear there was like one reform
A
candidate and he's not getting in.
B
He's not getting in.
A
So I'm probably going to have a green counselor, if I'm honest with you. This is going to be all green in my area and that's fine with
B
me because I will get the local services that I need and deserve while you lot get nothing. Who's laughing now? I have a question for all the people that have voted for reform. What's going to happen to your cheeky Chinese? What's going to happen to your donut kebab? What's going to happen to the food and the takeaways that you like to get? What's going to happen to that? Since you wanted to vote, I've got answer it. Why are people actually voting for reform?
A
Did you learn nothing from Brexit they're not a party, they're a business. They don't care about the people, they don't care about you. Problems with this country aren't coming in boats.
B
They're flying in private jets.
A
They're sitting in the Houses of Parliament. But you ooga booga, caveman brain bastards believe anything these politicians say blindly without fact checking it yourself.
B
Guys, genuinely, why are there people openly supporting racism now? Why am I seeing bare people? Vote reform. I'm sorry, but how are they, like, even videos of school children saying vote reform? Are you even educated on what it's about? Like, oh, yeah. Why when you're saying vote reform, do you know even what you're talking about? Talking about? Yes. Like, are you even educated? Because to me, it looks like you don't know what you're talking about. You're encouraging people to vote reform and they don't even know what they're doing. Guys, reform supports people being deported back to their home country. It supports racism. Getting so excited.
A
Yeah.
B
Ruth was gonna win. No, it's a local election.
A
It's local. It's a local election, you understand? So that means that it's.
B
It's for the area. So, yeah, they're not actually going to. So. I hate reform so much, it makes me sick physically. I gotta get this. Because of the music. We gotta go to the next one. To all those who revoted reform yesterday. And she's gonna sing, pretend to sing some song. Here's another one. A reform of one. That's us. G A Y is going to prison
A
and having everything taken away.
B
Yeah, The Nigel Friday is some of
A
the things taken away from the L. LGBT community.
B
Scrapping.
A
Equal.
B
Equal. I'd say it's funny, like, a half of the percentage. Half of 1% of the population is supposed to control the other population. You know what? Sorry.
A
So as soon as we find out who you are, trust you will be dealt with, period.
B
So I had an uncle today say that he voted reform because there's too many people entering the country. Uncle, you wouldn't be in the country if you. We were under a reformed government to begin with.
A
What?
B
And you know what's more crazy? You are denying people of resources that
A
you have access to because there's too many people coming in.
B
Do you know my ethnicity is British Essex and I'm white. What do you mean, reform? Have one in my area. Almost wish we could hear cooked. The UK is cooked. It's been cooked. Reform is winning. This country is a joke. You know what? I might go pack my bags. And now I'll be winning because it's your case.
A
But these are some things that I
B
don't think you should be allowed to do. If you vote reform, Get Indian food, get Chinese food, get any food that's not British food. They always reduce it to that argument. It's just a lame argument. Jeff. Yeah, you can't get Indian food.
A
Get rid of all people that have immigrated. It's this mass number of immigration that's come over, mostly of it illegal, most of it illegal at the behest of government officials. They brought massive quantities of, of people over and it upside upsets the whole, the whole country. So then again, they're not there participating in infrastructural development or economic development. They're there specifically living off the teeth of government and they're there specifically, you know, gaining all of these, all of these rewards that the government's paying for. So that's, that's the upset these people are, you know, it's all, it's all plotted and planned just like it is here. As soon as there's, you know, a loss on their side, all the usual suspects come out, come out of the, the woodworks, start posting their videos of, you know, console and they're, and again they're trying to re establish their base, say, hey, don't worry, you know, yes, everything's gonna be horrible. So now they're trying to re establish their base to fight back again. But no, notice that they're all wackos. Like every single one of them is bizarre. None of them are somehow in any shape or form, in a normal state of mind. But this is their populace. But again, you know, it's amazing too, because their leftist ideology parties are run by a minority of their people, right? And they're allowed minority of their party to dictate the entire direction of their party. So let's say in the US as you have, 48 of the population is registered as a Democrat. Let's say maybe 5% or 10% are the ones leading the narrative for that whole massive number. And that's why you get like a John Fetterman. That's like, this is crazy, you know, right. And he's still somehow saying he's a Democrat. He goes, my party doesn't. Well, you're no longer part of that party. But the thing is it's still a minority, but the majority is allowing them to be, to be led around, you know, by, by the neck. And it's same thing in the UK and the UK is what what's the total population of the UK? Was it like 50 million, 58 million, 58, 59 million. It's so easy to upset. As soon as you get to like 10% of the population, as, you know, bringing in mass numbers of immigration, of illegal immigration from third world, it already begins to upset the country. You get to 20%, you're done. Yeah, just like Canada.
B
Take that comment, Jeff.
A
Which one? Here, I'll thank you. Muslim girl in the UK saying people are uneducated for voting for reform when she herself wouldn't be allowed to show her hands in public from a whole land and she'd be pregnant at 12. Exactly. If your country and your cultural backgrounds are so, you know, are so great, then why did you flee to the uk? And the question is, did they actually flee to the UK or are they the, the, you know, the first kind of the front guard that comes in, you know, from a, from a force, a conquest force. So you really have to consider that how did they leave, number one, did they leave because they escaped somehow or are they coming in as part of that, that front conquest force? And, and you really have to consider that because these, a lot of times they can't leave. They're not allowed to just go out in mass like this. And yet they're here and they have a lot of money, lots and lots of money that allows them to do what they do. You can't build moss without money. You can't, you know, do the community efforts without money. Where's the money coming from? And then you start tracing all the money back to countries like Qatar and elsewhere. And then you realize the significance of it. Say, you know, in the UK has the same, you know, issue. And yet the leftist government in the uk, leftist government in the us, leftist government in Germany, leftist government in Italy, leftist government in Spain, they're all following that same narrative, all of them doing the same thing.
B
Here's a great comment. Worldwind says, I learned amazing life lessons when growing up in the 80s and nowhere, Ontario. They were Chinese and East Indian. One was like a mother to me and opened my mind to new things and seeing different ways of thinking. People coming to our country isn't the issue. It's a blessing. Doing it right matters. Yeah, I always, I'm always cons, I'm always labeled as a racist and I'm married to somebody from a different race. Jeff. It's like my wife is from South America and it's like my wife came here illegally. And you know, it's funny because the Hispanic Community, especially in South Florida. When I talk about the biggest people, they came here legally, they went through tens of thousands of dollars to come over here. They're on waiting list and somebody walks across the border and has, is given food, clothing, shelter. Meanwhile the, they're, these are Christian people, they're hard workers and they want to contribute to society. They want to become part of something, part of the United States. And this world wins 100. Right? This is exactly what it is. I mean, you know, and, and it's not about, it's what. And I had to correct people like, oh, you're against immigration. No, no, no, let's, let's quantify that. I'm against illegal immigration. There was a great story. I'm sure it's very limited in scope of what usually happens. There was a father, had two young children. I think they were like, you know, 10 and 12 or something like that. Don't quote me on it. But he had two kids and he was here illegally. His kids were born here, so obviously they're fine. But he was very worried about getting deported and, and choosing to have him to take his kids with and never give them the opportunity to live in the United States. He made a choice to self deport. He put his, he put them in care with some relatives and he said I'm gonna apply because I need to come in because I can't deprive my kids of not having a great opportunities. He applied, he talked about his thing because he self deported. Two weeks later he was back in the United States legally with the process already started because you know, somebody saw, you know, knew what his system was and he got back two weeks later. Now is that normal? Probably not. But he knew enough that if he was deported he would be lifetime ban, wouldn't be able to raise his kids. United States. And again, no. What country do you know of, Jeff, that allows you to self deport and reapply to come back in legally? There's no country, there's no country that allows that. This video right here was pretty awesome as well. It's obviously a, an AI type of video, but this is if you've seen these Amelia videos, congratulatory. But look at this. I'm Amelia.
A
I'm a big fan of Restore uk but today I need to congratulate Nigel Farge on Reform's cracking results. Smashing performance, Nigel. Britain has a real chance now,
B
but
A
what's to be done with Keir Starmer, the worst prime minister in the history of Great Britain?
B
You're about to see. For those listening to podcast. He's. He's dressed like. He's got a blonde wig on. He looks like a school girl. And she walks up behind him. Yeah, he looks like a schoolgirl. He's got the uniform on. And she carts. Yes.
A
We're dressing him up as a British schoolgirl, then dropping him off in Birmingham.
B
Oh, no.
A
Oh, no.
B
Rape culture throws him out of the car. Oh, look at that. It's getting some attention. Pretty girl. Show Bob. Hey, Show Bob. Bob. Bob, you come with us. Show Bob. Oh, serves you right, you wanker. She dropped him off. The rape gang in Birmingham. Birmingham. Birmingham. Gotta love that, Jeff. You gots to love that. It's fantastic, man. I can't play the audio on this, Jeff, but this is. This is the. A Democrat in Tennessee.
A
What did I just watch?
B
This is. Wait till you see this. So anyway, I can't play the audio in this audio, but this actually happened in the state House here. Democrat. Here she is dancing up, dancing up, lifting her skirt up, twerking. Real, for real.
A
That's not AI.
B
No. Tennessee State House.
A
What?
B
Yeah, yeah, exactly. Yeah, look it up, Jeff. It's. I'm like, what is go. What is. What is going on, man? You know? So the B asked a very important question, asked AI to simulate what would happen and what would it be like in the US if there were no Republicans. And so here we go. It ends up when you do communism, right? It works perfectly and everyone loves it.
A
And it only took 200 million starving to get here.
B
That's less than half as many as we thought. There has been another terrorist attack. With 33 dead, the American government has
A
decided not to do anything about it since we probably deserved it. It sure is great that abortion is now free and available forever.
B
She's got an Eat the Rich shirt on and talking to another red, blue haired, overweight woman. Everyone, everywhere.
A
Yeah, but it's too bad that there aren't any babies to abort since we outlawed being a heterosexual. Murdering those families was wrong. But you're an immigrant and you probably just didn't know any better.
B
Plus, we shut down all prisons.
A
You're free to go.
B
This is wrong.
A
You need to lock him up. How dare you question our compassion? Execute that man immediately.
B
I found more letters we need to
A
add to the acronym.
B
It's already. So this is funny now. What's in the background? A giant stone letter. LGBTQ IP2s, a, a, a, a BBB large. It's throwing off the rotation of the earth. If we add any more letters we'll die. Then we die. Everyone just stay in line and walk through the scanner. It's going to check how dark your
A
skin is to see how many benefits you get.
B
If I were you, I wouldn't bother. The US has run out an albino bido. I wouldn't bother. Out of money.
A
Can't we just murder more billionaires and confiscate their wealth? There are no more left. I'm afraid someone in our country is
B
actually going to have to get a job and work. Bernie. The be never misses, man. The be never misses. And that's all we have a long show. Two hours. We just hit the two hour mark, Jeff. I don't know if we've done a two hour show in a long time, but there it is. Two hours, people. We hit it. We'll be back tomorrow night, guys. Two hour banger. Two hours and one minute. Now how about that? My eyes. My eyes. No. Yeah. I would like to play Pratt's joker. We'll maybe we'll play that tomorrow night. There's been a great string of and and by. There's so much great stuff from that debate. Spencer Pratt crushed it, man.
A
Oh yeah.
B
We gotta find freaking good.
A
So worldwi. Great job. Had fun.
B
Thank you guys for showing up.
A
We strive for want everyone to have fun on the show.
B
Yeah, I'm trying to fleece you of your money because we're getting all this. We're making all this money off of views, Jeff. We're crushing it.
A
We're crushing it.
B
And also, I wanted to.
A
Boys are delusional. You guys are delusional.
B
I want to thank El Heffy for that hundred dollar banger. Really appreciate that, man. Thank you so much. Really appreciate you a lot, man. And that's all the time we have. Jeff, anything before we get out of here?
A
I think that's all we got. Except for this right here. I only drink badassery coffee.
B
Smart man. Right there. I see smart people. A badass. Or we gotta work on the badassery.
A
The badass we gotta find too.
B
I think you gotta say badassery bad first bad. But assery. But badassery.
A
Well, we got to tell them how to pronounce it properly.
B
Yeah, you gotta do the bad and then maybe hyphen it or it.
A
Then we'll reshoot it.
B
Yeah, reshoot it. Rerun the. Rerun the prompt and AI. That's how you. That's how it gets done. That's how all the good stuff gets done. Anyway, guys, we'll see you guys tomorrow night. 2 hours, 2 minutes Eastern Standard Time, 38 seconds. See you guys on the next one. Chip and Jeff,
A
are you down with otc?
B
Please, like, subscribe and click.
A
Click the bell to be notified when the next video drops.
Date: May 9, 2026
Hosts: Chip and Jeff
This highly engaging episode dives deeply into how XRP and Ripple's payment infrastructure are fundamentally transforming global finance. The hosts, Chip and Jeff, move beyond mere price speculation to explore the real-world infrastructure changes happening across the digital asset landscape. With a strong focus on regulation, AI-driven finance, tokenized assets, and the evolving role of community, the show also weaves in witty banter, pointed audience interactions, and timely political commentary to create a dynamic listening experience for both digital asset novices and veterans.
"The old financial system wasn't built for real time global commerce. ... Now that entire system is starting to change." – A (00:01)
Clarity Act Markup:
The U.S. Senate is considering the Digital Asset Market Structure Clarity Act (HR 3633), with a critical markup scheduled for May 14, 2026, which could provide much-needed regulatory clarity for digital assets.
"The Senate Banking Committee has noticed a markup ... to advance the major crypto market structure legislation ... Words always scare me, two sources familiar..." – B (03:33) Discussion on the partisan tension over bank outflows, yield, and crypto regulation (05:00-06:45)
Cautious Optimism:
While optimistic, the hosts express concern about Congress’ ability to pass meaningful legislation before the midterms.
"I'm concerned. ... But optimistic about the outcome because they'll mark it up, send it back, and I think it's going to go back relatively unscathed." – A (06:04)
Foundation Team Announced:
Introduction of key appointees—industry veterans with deep ties to Ripple and XRPL Labs—such as Brett Mullen (strategic direction), Dennis Angel (engineering), Renee (operations), and Vet (community).
"We're starting to see the people who can move the needle showing up." – B (07:47)
Call for Community Investment:
Discussion about the need for significant funding to drive developer and community engagement, ensuring XRPL keeps pace with other crypto communities.
"I want to see a couple million dollars ... thrown behind the community and say, hey, we're here." – A (11:46)
Decentralized Funding:
Ripple is decentralizing grants and community support through initiatives like Zadao for grassroots engagement and development.
Responding to Critics:
The show spotlights a critical comment from "Mike" contending "XRP has no real use case other than helping people like you." The hosts transparently discuss the economics and motivation behind their channel, emphasizing their focus on facts, technology, and truth over clicks and hype.
"There's no, there is no profit. ... If you see what this channel makes, it basically covers the keeping the lights on..." – B (13:12)
Anti-Hype Philosophy:
The hosts reject the popular "XRP to $589" and "world reserve currency" narratives, critiquing sensationalist YouTubers and reaffirming their commitment to factual, infrastructure-focused discussions.
"They love the hype, they love fake news, ... that stuff doesn't exist." – A (14:25)
XRPL Technological Edge:
XRP Ledger is highlighted as the first decentralized exchange (DEX) and the foundational layer for tokenization, real-time value transfer, and seamless banking integration.
"What we're talking about is building on the XRPL. We're talking about building real world solutions and native stuff." – B (16:03)
Direct Payment Solutions:
New integrations (e.g., Trust Link adding Ripple Payments) enable direct crypto-to-fiat settlements worldwide, crucial for business scalability.
AI-Driven Finance:
Major focus on how autonomous AI agents will interact with real-world value—managing treasuries, paying APIs, settling invoices—requiring blockchains with fast settlement, low fees, and programmability. XRPL is uniquely positioned for this emerging “agency economy.”
"AI agents won't wait on banks, cards, or human approval ... That requires fast settlement, low predictable fees, 24/7 uptime ..." – As summarized from Chandler Fang (24:10)
No Other Chain Ready:
Unlike any other blockchain, XRPL is designed for payments at its core, making it a natural fit for the future of AI-integrated economic systems.
Interoperability Will Rule:
The future is multi-chain, with XRP, Flare, HBAR, and SUI identified as pivotal for solving interoperability and liquidity challenges.
"You should be into multiple assets. … This interoperability, which is necessary, that's a really good one." – B (27:44)
UX Challenges:
Flare and other DeFi platforms are criticized for being too “tech heavy” for mainstream users, with a prediction that AI will become the “intermediary” to simplify and automate complex crypto and DeFi interactions.
"In order to really get people involved, we have to simplify. It has to be as easy as ... picking up a phone and dialing a phone number." – A (38:31)
AI as Simplifier:
"Your agent will talk to my agent and they'll do lunch, they'll talk to each other.” – B (41:12)
Opening Vision:
“The old financial system wasn’t built for real time global commerce. ... AI systems are now preparing to move value autonomously. This isn’t theory, it’s actual infrastructure.” – A (00:01)
On Community Development:
“XRP is a laggard in the space hands down. Hopefully it's not too little too late... But the XRPL has the best technology out of any other stack.” – A (11:04)
On Sensationalism:
“Mike says here, he says, I believe you boys are delusional. XRP has no real use case other than helping people like you.” – Cited by B (13:02)
AI and Crypto:
“AI agents won't wait on banks, cards or human approval ... The XRPL already has primitives: XRP for value movement, RLUSD for stable commerce, and X402 for agent native payments.” – Referenced by B (24:10)
Multi-chain Future:
"We're starting to see this. This interoperability, which is a necessary one you're talking about here … You should be into multiple assets." – B (27:44)
Pragmatism in Crypto:
"Crypto's winning the revolution. Now it's time to govern. That means working with the system, not overthrowing it." – Paraphrased from a16z podcast notes (31:18)
Reality Check on Political/Regulatory Change:
“The SEC cannot create new crypto legislation. Only Congress can do this.” – B (44:27)
Community-Driven & Down-to-Earth: The hosts frequently acknowledge and interact with chat comments, both critical and supportive, emphasizing transparency and humor about the realities of running a modestly successful but earnest content channel.
Fact-Focused & Anti-Hype: Openly reject get-rich-quick narratives, focusing instead on technological, regulatory, and infrastructural progress.
Humorous & Candid: Self-deprecating jokes (e.g., about channel profits and making coffee), pop culture quips, and sharp commentary on political absurdities.
This episode is a thorough, candid, and refreshingly fact-based journey through the evolving landscape of digital finance. While XRP and Ripple remain front and center, there is substantial treatment of the broader crypto ecosystem, the intersection of tech and politics, and the challenges facing mass adoption. The hosts’ humor, audience engagement, and willingness to tackle both technical and political controversies make this a rich learning resource for crypto hopefuls and skeptics alike.
For those with limited time: