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Jeff
Welcome back to on the Chain here with Jeff and co host Chip. You guys know who we are right here today. We're cutting straight through the noise, straight through the. While markets feel messy and politics feel exposed, XRP is quit quietly locking into place. That's right, ETFs, institutional D5, the RLUSD real sediment rails. And this isn't just hype. This is actual infrastructure being built.
Chip
Yeah, and that's contrast matters. On one side you got systems being built for efficiency, transparency and global settlement. On the other side, you got politicians, corruption and centralized power trying to hold control as trust erodes.
Jeff
And well, today we're breaking down the return of XRP utility Ripple's institutional defi roadmap, what the data actually says and why Brad Garland House keeps emphasizing mindset during moments like this. And it's the trials and tribulations.
Chip
Yeah. And then this episode isn't just about price candles, which is always fun, but that's not something we pay attention to. It's about who's building, who's breaking and where the power is really shifting to.
Jeff
That's right. XRP is locking in. So let's get into it.
Chip
Let's go, Guys. Where are you coming in from today? Is anybody up today? Good morning. Good afternoon. Where you are? Hawthorne, Florida. Art on the lake is in the house early morning. First one in, get the star. Get the gold star. Art. Art with the star. With the gold star. And here we are. Like, my gosh, the Olympics started and you can always count on a bunch of woke morons to. By the way, I titled the videos today. Return one and retard two. I. I was trying to disseminate between them. I'm like, let's just. Let's just. Let's just call it what it is. Okay? Let's not get too crazy with that because, you know, you always. Yeah, we are on time. It screwed everybody up.
Jeff
Florida. There you go.
Chip
Marathon. All right. Did you notice Marathon, Florida has a marathon runner? Did you see that? Oh, wait, wait.
Jeff
Oh, look at that. A marathon runner in Marathon, Florida.
Chip
Cincy. All right. Cincy in the house.
Jeff
Bueno dia. From Puerto Rico.
Chip
Yeah. Port Puerto Rico. What do you think about Bad Bunny? Prison Bad Bunny from Puerto Rico. Yeah, I think, you know, man, there's some. I know so many cool people from Puerto Rico. Bad bunnies, unfortunately, though, but yeah, we got friends for Puerto Rico. They're awesome. And I mean this. I've always met great people from Puerto Rico and unfortunately, man, I don't know the super bowl thing, but A lot of people aren't really happy about. What was funny, Jeff, is they went around the. You know, the Sunday the super bowl's taking place. So they went around. Guy in the street, he's like, tell me your favorite bad bunny song. He goes, I don't know who that is. It's like, nobody knew who he was. Name. Name your favorite song. I don't know. Nobody could tell you a favorite song. And it's like you could pick almost any performer, and somebody would probably know once one of their songs. Right? I mean, who knows? But. And everyone's like, I don't know. Nobody knows. And. And Robert Kraft, who owns the patriots, who are in the super bowl. There you go. He actually came out and said that he wanted, you know, he read a petition to get. We'll get rid of this guy. Because the whole thing is. Is like, you know, they're almost doing it for more of an international audience. It's a. It's an American game, and it's broadcast. It's got worldwide viewership. I get it. But.
Jeff
But still, they're having somebody good. Pick somebody normal.
Chip
Yeah, it's just. It's just like, you know, I just don't like somebody who says they refuse to stand up for the national anthem. Okay. You shouldn't be doing the halftime show.
Jeff
Exactly. National pastime.
Chip
Exactly. You're not. You're not. You know, it's somebody who's wearing dresses just for. Just.
Jeff
Just.
Chip
It's just dumb. It's. And singing in Spanish, you know, and almost refusing to ever speak English, and it's like, come on, man. You know, that is. You grew up in Puerto Rico. Everyone speaks English there. You know, Puerto Rico's been put to them. If they want to become a state, they don't want to become a state. They don't want to pay taxes, but they want all the advantages of u. S. Money and everything else. They just don't want to. They don't want to have that sort of burden. So, you know, it's really just a territory. It's not a. Or anything. Atlanta, Atlanta, Atlanta, Atlanta, Georgia.
Jeff
Chip. I'll tell you the problem with this, the woke mindset. And I don't know if you ever watched star Trek or watched star trek in the past, but I always. I always enjoyed watching that show. Both my parents were trekkies, so it kind of was, like, natural. You know, they always talked about it. This new show that they have for Star Trek destroyed the entire franchise. And I don't. It's called star trek academy. I tried watching it.
Chip
Oh, dude, why would you even try watching it? I watched two clips.
Jeff
It was so bad. It's the worst production ever made in the history of any kind of production that could destroy a franchise. To the point, right? The Star Trek, the Klingon. Not just that the Klingons. Gay, which is completely out of, like, you look at Klingons as a whole, right? It doesn't even fit into their, into their whole like lexicon, right? And this guy, the, this last episode, he was. Comes out in a dress, holding a purse. I'm like, well, first of all, you're talking about histories of an, of a. Of a show where not one character has had a person, not one character has ever wore a dress. And now you're going to do that and destroy the entire. It's amazing how these, these woke people have. They're insane and they've destroyed everything. Anything they touch turns to. And this is the last thing they've. The entire franchise is dead. I don't, you know, and it's amazing. And they're trying to do it to football. That's the point. They're bringing this nonsense in. And so how. How could it even. You know, these people are just deranged. They're deranged lunatics. I don't think people will ever watch Star Trek again after that. I think the whole. Everything's done. That's it. Why would anybody go back and watch something, not just the new ones, but even the old ones. And they just kind of ruin it because you can't get it out of your brain. It's so stupid. These people are dumb.
Chip
Yeah.
Jeff
It's trying to ruin football. And we can't let them ruin football. I can't. The fact that they let this guy in there is. Is a travesty. The fact that there's even Grammys and we let these, these actors and these celebrities continuously, you know, do circle jerks and contract and congratulate the self. Congratulate themselves with awards is so stupid too.
Chip
It's just really sad. I mean, the funny thing is William Shatner, who's 94 years old, by the way, and just came out with a really funny commercial. But he, he's 94 and he spoke out about it, you know, he's like, apparently they haven't cured obesity. Even though you have. Even though you can take, you know, there's things you can take now. You know, now like there's appetite and, you know, there's all kinds of stuff that you can take now. But apparently in the future, they don't have a cure for it, apparently. And then someone's putting glass on. Why would you wear glasses right now, Jeff? I mean, like, I used to wear contacts and I've had both of my lenses replaced. I see perfect, like, better than I ever have in, like, 30 years. So I have both of my lenses replaced, and I've got the, the most advanced ones. There's like three levels you can get, and I got the most advanced one. It costs money, but, you know, I can see close, I can see mid, I can see far. It's awesome. It's just unbelievable technology that I've never been able to even correct my, my, my vision. My brother has been telling me for five years, he goes, dude, you got to get this. It's the most amazing thing. And I just will stare at trees and I'll just look. I can see every twig and branch. It's like, I've never seen that get that well before. And. And I'm like, this is 2025, 2026. This technology started coming around right into, like, the middle 2014, 2015. And then, you know, now you've got some more options on the market. And yet in the future, they haven't figured. So just the one thing that Star Trek was really good at was, was trying to guess what would happen in the future, like, how things might be, right? So, you know, you could go into the, you know, with AI and stuff, you could go into the. What was that room? They would go into that simulated room. What was that called? The holodeck.
Jeff
The holodeck.
Chip
And you could just like, boom. Everything just like you. You could walk around like that was something. You go, like, I could see that happening. You just ask for anything, and it.
Jeff
Materializes technology from Star Trek.
Chip
But meanwhile, they're going back in time with, like, you know, and the funny thing about it, it's. It's a disgrace to the Klingons because the Klingons were very masculine, very masculine, overly masculine. They wouldn't even meet with females because they said the females were too human. Females were too fragile, right? They just, they were, you know, this is the kind of, like, mindset. And so out of all the people you had to pick, you picked the Klingon. It's just a disgrace to the whole, the whole, you know, ecosystem of Star Trek. And it's just pretty sad because two people that didn't get the memo was the Star Trek people. And it's getting crushed on the ratings and nobody's watching it. And also with Goodell, the commissioner of the NFL, they're asking him and you know, the players don't want it. Everyone said, don't watch it. This is going to be the biggest mass exit at Turning Point, which is Charlie Kirk's old company is doing their own halftime show rock. And some country people.
Jeff
Yeah. Everyone's tuning out of the. Of whatever channel this shit's on. And they're all going to go to that.
Chip
All the bars in the south changing. They're flipping over. So when it. When it comes. The halftime comes on, they're flipping over to the Kid Rock thing, and it's going to be massive.
Jeff
It's gonna be awesome, man. You know, it's. That's right. Yeah. Hollywood is dying. Everything's dying, which is great. This Bruce brought up Klinger, you know, from mash.
Chip
Yeah.
Jeff
Was in a dress. And that whole. That was. That was like, so different. Yeah, that was okay because it was. He was trying to get out of.
Chip
Right.
Jeff
The military by proving that he was. Wasn't normal.
Chip
He was over the top. Yeah. And the joke was that he wasn't. He wasn't gay. And the joke was he was pretending to be gay and he wasn't very good at it. Right. So him throwing on dresses and lipstick and all that stuff, it was just. It was ridiculous. And.
Jeff
Yeah, the other thing I noticed. Oh, go ahead.
Chip
No, say, look at Archie Bunker. So Buddy sent me a clip and he's like, you know, you had the guy, the kid, the one that played Meathead, the one that really just recently passed away. He's in the clip and he was all excited because he. He opened up a gift and he looked in the gift, and you know what it was? It was a. It was a man purse, like 1974. Five. Five. And he put it on. It was so. And Archie Bunker's like a purse. He goes. He said, you look. He said, call him a fruit. That's what he called him. He said, you're an fag fruit. Like you. Like that was just commonplace. You could say anything on TV back then. Nobody cared. It wasn't until, you know, really, I think really, Obama's the one to come in and start talking about race and people and separation and all this stuff before that. People are just taking each other on who they were. If you're a jerk, you're a jerk. No one made it about skin color or religion or any of this stuff. You were either accepted on your own merit or you want. You know, it's like going back to mlk. It's like, you know, content of your character, like you either had or you didn't. But then all of a sudden that. The separation. This is what you do when you try to take over. You try to separate people, try to separate them on race, try to set them on politics, separate them on all these things, Jeff. And it's, It's. It's time to say no. And these people need to get the woke mammal. They need to be crushed. They need to be called out everywhere we can. No, they learned not. No, no, that is the best point right there. They learned nothing.
Jeff
Nothing. Remember, she just learned nothing.
Chip
Remember she destroyed that.
Jeff
Oh, dude, that was also destroyed. Star wars is done.
Chip
I saw some clips from. That was unwatchable. And not only that, but even. Even the acting was bad. Dude, it was bad. The story lines were bad. Everything. There was nothing redeemed. He's like, well, at least the acting was pretty good. No, it was horrible.
Jeff
Nothing.
Chip
I couldn't even get through clips that people posted. That's how bad it was. I couldn't even watch it.
Jeff
Then there's Life of Brian, which is a classic where all the women there were there. There are the. The care. The men characters dressed up as. As.
Chip
He comes in, he says, I want to be a woman. They start laughing. You think it's the most preposterous thing. It's goofy.
Jeff
Why would you want us to call us. Call you Loretta would.
Chip
Yeah. Nothing would ever hold up better than that, of all things. Yeah. It's just unbelievable, the whole Star wars thing. And like, after that crucifixion, man, and after dying a horrible death and just a horrible series, you would think that somebody'd say, huh, I wonder if we shouldn't do that. After seeing Bud Light two and a half almost three years later, still crushed, never came back. People banned it for life and said, I'm not drinking anymore. Now they're coming back on the super bowl with some good commercials. But is it too late? It's like we already know. You know, it's like you. You pulled this. Who cares about this woke garbage? People don't want it. They don't care about it. They don't want it. I mean, I just don't understand perpetuating that on the entire population is thinking, this is a good thing. It's like, you know, even, you know, you even see groups coming out about, you know, people that, you know, groups of. Of gay men and women coming out and saying, stop sexualizing kids. Stop doing it. We. We're against this. Stop, stop. You know, when kids aren't old enough or brain's not formed to make decisions. Now you have all these people who transformed or did, you know, whatever, cut off body parts. They're. They're. They're scarred for life. They're not. Their mental state is horrible. They're never going to be able to experience that sort of world because they have nothing. And again, because they put faith and trust in doctors and parents and telling them that, oh, you can just choose your. This. This stuff and not calling it out. You know, I've gotten into heated arguments. I'm like, you don't choose that. You know, and even on acts, I've gotten into it with some people out there that are just nuts. They're like, no gender is different than. Than. Than sex. I'm like, no, no, it's not. There's mental illness that needs to be treated, and then there's your either X or XY chromosomes. That's it. There is nothing else. So I'm just happy, you know, when Trump came back in the White House, it became okay to start saying this stuff again, but everybody should get the memo.
Jeff
That's right. Nothing.
Chip
I don't either, because I call it headache in a can or a bottle. Halfway through, the massive headache kicks in. Sometimes I've been nice to go over someone's house and wanted something. Beer. I'm like, I'm not gonna be a dick. I'm like, okay. Halfway through it, the intense headache. And I've asked this of people. People like, oh, my God, you're right. You have one of those beers and you just get this massive headache. I don't know what they have in there, but I'm drinking it and I'm like, that tastes good. It's bad beer. I don't know how it ever got to be some. This sort of in beer. I've never drank it, and I've never enjoyed it.
Jeff
I've never liked it. No, can't I drink Coors Light.
Chip
That's about it. That's. If I'm gonna drink a light beer, I'll drink a Coors Light. I'll drink maybe a Mick, you know, light or something, but I will not even touch Bud Lights. Like, the worst beer ever, man. Yeah, this is what I'm saying. This is exactly what I'm saying. Gives you a headache. Like, you don't even have to finish a whole can of that stuff. And it's bad. Jeff. Anyway, enough banter. We got to get on with this show. Let's talk 20 minutes in. You know, it's, you know, it's. It's funny. It's like someone asked me the other day, what's your podcast about? I'm like, you ever watch Seinfeld? Like, yeah, I go, remember, they used to call it a show about nothing? That's what our podcast is about. It's like. It's about anybody that says something in the comments and then, boom, off to the races, right? Yeah. I said, well, it's supposed to be about. It's supposed to be about crypto and geopolitics. Crypto and geopolitics. But we kind of get off on tangents, which is, okay, Sam Adams is good. Sam Adams is all right.
Jeff
But I think Sam Adams and Bud, they're all owned by the same.
Chip
I think they are, yeah.
Jeff
Company.
Chip
Well, Sat Adams. What's the one they put out? The. What's the one they put out in the fall? That one is a good one.
Zorhan Mandami
That's.
Chip
That's only the only release in the fall. That's a good one.
Jeff
Look at this.
Chip
A warlord death cult of genocide. I like this one. Now we're talking right here. It is a death cult. Absolutely. We'll get into that as well. We'll jump through that. So that's a great name, right? That's. Is that somebody we know that changed their. Their handle, or is that somebody new coming in? Because.
Jeff
Yeah, I don't know.
Chip
That's okay. Poker Mo. We'll give you. We're gonna cut you a pass as long as you're here. You made it. That's all it cares. A chickpea is neither a chick nor a piece. A checkpie is neither machine. And what's with the socks? Freaking Seinfeld. There's a. There's a clip that's been recirculating about some takes of the Seinfeld.
Jeff
What is up? And it is good to see you on Danny. I know Danny.
Chip
All right, cool. Jeff, Danny here. Beautiful. I love the name. The name is spot on, man. All right, good. I figured we knew you, so we knew you who you were. But anyway, let's jump into some crypto news. We'll get into some geopolitics stuff later. Coindesk doesn't really cover really ripple or what's going on, but they put out this post just in ripple outlines. Institutional D5 blueprint for the XRPL with compliance focused infrastructure, positioning XRP as settlement and a bridge asset. So, you know, this is kind of cool that it's getting some notoriety out there and they put up this article Here, XRP at the center as Ripple lays out this whole thing. And we're not going to jump into article, but some of the finer points that they discuss in here, we'll talk about Ripple as well. But Jeff, you want to run through these, some of these kind of key points right here.
Jeff
Yeah, I think these are, these are pretty solid. You know, there's so much going on right now that we really have to dig into. Look at this technology. So here we go. Ripple and XRPL contributors are positioning the XRP ledger as an institutional defi platform by combining compliance focused infrastructure with XRP's role as a settlement and bridge asset chip. Tell me which other crypto asset and chain out there right now can do that.
Chip
There's probably one or two that could come pretty close. I, I, but I think where they, where they're falling short is the whole compliance side. And I think when you're talking about institutional, you might have elements of this with some like, for example, like what SUI would do in settlement, like they, they've done, they've almost built a better chain in some regards. But the, what Ripple brings to it is this whole institutional side of it. And when you're going institutional, one thing you better be sure of, you better be sure it's compliant. And that's one of the, I think one of the key things of positioning this really for a much larger audience across the board. And with the latest acquisitions Ripple's done too, they've really sort of locked this up. And I think that's kind of what separates them from the pack.
Jeff
That's it, you know, it's a, it's really a big deal. You know, we need that. We have that clear separation, the focus on institution and also the fact that they've been doing it, you know, pretty succinctly. But the XRPL on its own has so much tech that can be built on, and that's what's kind of that missed element. All, you know, is that we don't see enough development focused on, okay, here's the power of the XRPL and let's start, you know, putting some money into it. And I would say that's from the XRP community, you know, at large. That's what I would like to see. You know, we have all these cool things going on up, but then you see a lot of ripples, you know, news that comes out. And then I see other projects that are trying to build on the XRPL that continuously keep getting crushed, you know, that are trying to bootstrap you know, on their own and it's, it's really difficult. So here we go. New and upcoming features including permission domains, credential based access, privacy preserving transfers and the XLS 6566 lending protocol are designed to meet regulatory and risk management requirements for on chain credit and payments. And that's a, that's a big step forward also. So now you have the actual tech specific in and around, not just the movement of money but you know, how are they going to be gaining during that period of time for it. But then look at this. Privacy preserving transfers, that's really important, you know, and so if, if they're going to, if you're going to do anything and let's say you take this and put it as a parallel to a stable coin. We need privacy if we're going to start moving steadily away from fiat, which so many people are pushing for that movement away from fiat. Right. It doesn't happen until there's full privacy in, in transaction whether it's with an RL USD or a platform you work with.
Chip
Yeah, 100 we'll jump into this or some, we'll kind of deep dive some of these a little bit. Just kind of let you know a little more about what these guys, what these do coming up here.
Jeff
Yep. And this last one here chip, the EVM sidechain bridged via Axelar, aims to attract solidity developers by offering familiar tooling while taping XR, tapping XRPL's liquidity identity features and XRP's utility and collateral reserves and fee driven burn mechanics. And this is, this is impressive.
Chip
Yeah, I think it's, and also what you're seeing here is bringing it to a wider audience. It's, it's a necessary right. You have to be able to bring it to this, you know, a much larger audience. Because the thing with, with, with solidity, you know, when you're dealing with like smart contracts and really solidity most of it, you're seeing a lot of stuff happening on Ethereum. And one of the things that Ripple made a good choice on doing was like hey, okay, great. Instead of trying to tell people to come over here and use RL USD on the xrpl, they said let's meet you where you are. We've, we've, we've made it available for Ethereum. So again going cross chain, being interoperable, going across, you can have people go on the xrpl but it was a very smart move for them to make it available on Ethereum. Now you have, you know, Solidity, which is just, you know, a public open, you know, programming language but again dealing with smart contracts, you know, really huge on, on Ethereum. Bringing that into it, man, it's just a huge thing. This is, this is, these are good choices to get it to the masses. Ripple X put this out. They said the institutional defy roadmap details how the XRP ledger is advancing towards everyday institutional use. And really what I think what they're trying to emphasize here is that XRP is at the center of the settlement because people are always like, well how's XRP going to be used in the equation? It always comes down to settlement. You've heard Brad Garlinghouse, CEO of Ripple talk about this ad nauseam where he goes on and says look, XRP is always going to be at the center of it. Not only settlement, but the effects, the collateral and on chain credit. And so they put out a blog post about like what's live, what's coming down the pike and how developers can really build towards a compliant financial workflow behind the scenes without actually adding any sort of complexity for users. And this year's areas of focus are lending which Jeff touched on the privacy, the permission on chain markets and then diving into that here. You can see a little bit of that here. I can't make that bigger, but let's see if I can just do this here. Let's do that. Yeah, there we go. So XRP utility growing across payments, liquidity. And that's what we really want, right? You need to be having XRP a lot more involved in this and then they kind of jump into some of the, the XRP utility across the system. And again, what do we always talk about here, Jeff? We always talk about utility, right? Solving problems, real problems happening at the heart of every institutional case is xrp. It impacts the spans, both the direct and indirect roles. And so here we how does it work with payment and effects? Obviously fast, compliant, liquid. The permission domains enable regulated environments where access is controlled via credentials. This could be, you know, know your customer anti money laundering tools. So this is what these permission domains are going to be really key especially in dealing with institutional. It's a must. The permissioned decentralized exchange builds on this by gating secondary markets for effects and stable coins and finally stable coins at xrpl, rousd and other assets and how they settle on the xrpl.
Jeff
So and we want that settlement too. Chip. I think that's, that's a big part of this whole technology is that we're moving into point where we can get institutional settlement from what, two, three to five day settlement periods down to insta. If we have instant settlement, it really change the whole. It, it changes the, the transaction obviously. It changes how much, how much of the, the extra manpower is required throughout the tracking process to monitor and whatever else they have to do. But it's also taken away a little bit of leverage that the, that the current banking infrastructure has is right now during that settlement period, somebody's holding that extra, extra cash. There's other things that are going, there's that transactional period and so you have the short term loan. There's, you know, so there's all these things that are going on during that period of time. And I find that part interesting because from an individual perspective, some of the banks, whether it's, you know, Zell or, or some of the others for going over to, to bigger money movement, you know, there's, there's a realized access to funds in, in some instances not maybe the larger sums can still take time to come over, but it still doesn't go through full settlement. But we need full transparency. There was a, somebody that I work with, he, it was actually someone that he was working with directly up in, in, I think he was in the New York area and he had a transaction for like $350,000 more. And so what happened is that the person that purchased actually did a chargeback and he already, and the goods had already been delivered. The goods were delivered, everything was there, verified delivered. The person still did a chargeback and said that he didn't, it didn't receive funds or it didn't receive product does the charge back. And there's an intermediary because they were using one of the finance software packages. I won't name them. You guys know who they are. They're one of the big ones. And so they're using them as the intermediary. They did a full clawback of the funds. Not only did they do a clawback of the funds from the seller, they gave all the funds back to the buyer. Now the buyer has product and funds and it took him almost two months to get the funds reversed and clawed back again. I don't know the full instance, but at that point the buyer could have shut down their account. They could have done any say, hey, I got my funds back, I got everything. But they normally if they do a clawback, it goes to a third party and sits in escrow while the dispute goes. And this is where you have the broken part of the system that you have big amounts of money. You still need some sort of a third party mechanism escrow. But all that can be automated. You do it through the blockchain with full transparency. All parties know where it goes. And then if you have a dispute, hey, it gets pulled back into escrow. And that's something they're you know, looking at. If you look here based on like use case.
Chip
Right.
Jeff
We're looking at, at money. Well here it's tokenized money market high grade collateral. But here you have using the XRPL for issuance, escrow delivery versus payment and everything using xrpl, you know, the XRP and the XRPL native technology. It's so important to, to our normal everyday not just, you know, we think about from the B2B B2C. If it's big transaction, so a small transaction, then we think about all these big moves and institutions are making all of it without transparency right now. None of these transactions have any form of transparency. If you do a bank wire, ach, I don't care, whatever you do, there's zero transparency. Once the funds are sent, nobody knows what happens in the, in the interim. There's no notification as to here's where your funds are, here's exactly when your funds are being received.
Chip
Yeah.
Jeff
You know, and then, and then, and now to understand that you can do a clawback like that and take all the funds just from the notification of a seller saying I didn't receive my good. And it doesn't go to an escrow, it goes right back to the buying party. The system's broken.
Chip
You know, the worst, the worst offender just having to work in a scenario. We're processing lots of payments. Amex you could give, you could send them, you could send them like because this was a scenario where people were logging in, they're paying for, you know, a monthly service. They logged in, they said, and use the service. Never logged in once. You could send them. Two months of bloggings, dates, times, nothing. Never got it back. It was always like a war with Amex. Amex, you can just call them up and say, yeah, charge it back, whatever. Okay. Just on like, just on like a, like a feeling like yeah. Any reason? No reason, Nothing. Just like boom, done. And then you sitting there messing around with Amex forever in a day. They were like the really the hardest ones of all. But what I like about this way they've laid this blog post out like you said Jeff, is they're like giving you. This is the use case. Like what? Okay, this is what it is. But they'll give you a use case like so asset managers deploying tokenized money market funds or high grade collateral use the XRPL for issuance, escrow, all the things that you start getting into the credit and the financing piece of it, you know, on they talk, start putting all things together. The XLS 66 lending protocol which enables fixed term underwritten loans with repayment automation, you know, single access vaults, savs or pool capital. So all this stuff that's necessary for institutionally like okay, well how does that work in the real world? Well, for example, Evernorth is actively preparing to utilize the lending protocol, which is that xls66 to generate institutional grade yield on its extensive XRP holdings. So when you have a treasury with xrp you're at the ever north now you can earn yield on that. So why wouldn't you? Why would you? And if you guys want to know why the market structure is being postponed and put off, people are like, oh, I can't believe it. It's actually a good thing because you got to try to get it as best position. Because the banking cartel is who funds, fuels mostly the Democrats who are really against this for the most part because they put all the money in their campaigns, right? They fuel this. But what the banking cartel is upset about are the inflows and outflows, right? So they're, look at this right here, you've got institutional and who really uses the banks, right? You got the institutional money where you're saving millions, if not billions of dollars that are stored somewhere. Now you have someone like Evernor saying, hey look over here, we've got this, this, you know, way for you to earn yield. You can make a treasury, not only will it go up and down, but on the treasury itself you can earn yield. So this is what they don't want. The crux of the conversation which, which Brian Armstrong rightfully spoke out about and he became the villain in this whole thing was the whole idea of RL USD earning any kind of yield. Because what happens like RL USD is not held by the banks. But if the banks were smart, they would get into the game instead of trying to do things the legacy way. They would say we'll embrace this technology and we will say that you can, if you convert your fiat to RO USD, we'll give you yield and 0.5%, you know, interest yield on your, on your fiat isn't cutting it. Now if you get on between 5 and 7, why wouldn't you do that? You know, so this is the Whole point and this real world example is great and I like this to me this one of the better blog posts I've seen in a while because they break it down into like understanding. Sometimes they get a little too technical. But when you talk about the whole purpose of this stuff you can see the use case. Here's the feature, here's the actual utility. We're not going to get into it all because there's a lot of. But basically what's coming up is you have the NPT which is that flexible token standard. And this, what this does is it can carry any sort of like essential metadata. Like when you're talking about dates, maturity dates, tranches, you know, transfer restrictions. Like this is a significant amount of, of utility that's, that's on its way to the XRPL and it's made for institutions. Now you have all these institutions using the suite of products that are all across these brand new, you know like G Treasury and all these acquisitions that they made. Permission domains you can control access for on chain compliance. You can allow markets to gate participation based on aforementioned credentials. Don't have the credentials. So this whole idea of being permissioned on the out this is stuff is so, so necessary to simulate. You can provide realistic previews of how transactions will behave under main net conditions. So you can do all this without broadcasting or affecting any of the ledger stats. And this again necessary because you know, deep freeze. You can let token issuers prevent misuse by freezing account holders. Now people have misconstrued this with xrp. It has nothing to do with this. This is if you issue your own token, you can set up the mechanism, right and just kind of like what you're talking about too. You can any flagged addresses cannot send or receive, you got a bad actor, boom. You not you lock them out until the trust line's unfrozen and then you can allow issuers to basically comply. You know, let's say you're dealing with sanctions or whatever that might be. You can, you can deal with it on that. And then the side chain which is powered by EXRP bridged via Axelar. We talked a little bit about this but having solidity developers, they're not learning anything new. They don't have to like switch to another language. They're already using Solidity, they're already developing on, on Ethereum. Now you have them being able to like oh here's something over here that's going to be this compliant feature. Great. They don't have to do anything different. And this is What I like, you got to meet people where they are. It's great to say, like, oh, I've got this thing. You gotta, all you have to do is use our language and use our thing and our protocol. No, you use solidity. It's the same thing you've been developing with. So all this kind of ties in really nicely. It's a beautiful post. It's like it's. You can do almost a whole show on, on, on breaking this thing down. But man, look at this. Jeff. Confidential transfers and mpts. Confidential transfers enable institutional grade privacy. Do you want large orgs knowing ex blockchain and stuff? Knowing what they're, what they're moving back and forth and people track on that. You have to encrypt transaction amounts, balances using zero knowledge proofs and allows these institutions basically to mobilize tokenized assets and manage risk positions. You have to be able to do that in a secured manner. You could also, at the same time you can have selective disclosures, you know, when it comes down to regulatory compliance or you know, audits that you would have. So this is a huge deal.
Jeff
That's it. The other, the other part, you know, if you go back up to the mpt, just a descriptive of the MPT at the top, there's one important component to it and that is the fact that all of this happens. You have the, the metadata, you have, have all the maturity dates. All this stuff is built in without relying on a complex smart contract. So it becomes, you know, innate into the transaction and it's within the standard. That's huge. So now, you know, for, if you're sending, if you're able to do that, you're able to send that token with all of that built into it already, man, I, that, that's it really. It's changing the game. And one thing that Jim said, he said loaning and borrowing goods should be a core human right, not a banking monopoly. I would say yes and no. I think that what we're seeing developing here is still a bank. I don't care how you look at it, whether it's AI driven or not AI driven, there's a third party institution that's going to allow you to loan and borrow. You know, there's got to be a platform, whatever that platform might be, if it's prosperity, you know, Prosper's taking a percentage when they do your transaction. Prosper allows you as a P2P lending site, you can, you can loan money and earn an interest, you can take higher risk or less risk. The point is you still prosper, is still your bank, right? That's your loaning and borrowing platform. There's, there's no scenario where you don't have that in, in, in society. I, I just don't believe that that's, that that's going to happen on mass scale. If you want to, you know, try to figure out how you're going to loan to an individual without a third party platform involved, whether it's going to go through blockchain or not, I just don't see how it doesn't exist. But to your point, you know, it shouldn't just be the banks doing it. Let individuals be able to go through a, a platform, lesser restrictive measure, lesser penalty, you know, because if we're lending, if you're taking your money right now, you put your money in the bank, the bank goes out and lends it. So that's where, you know, I think, you know, Jim's on to something there where, you know, if you're putting your money and then only they can go out and lend your money. And now if you want to go and you're getting paid a half a percent, I think now money markets like three and a half percent. But what are they gaining on your money? How much money do they make off your money? And they're paying you three and a half percent in a money market, you know, or if you know it's less, if it's just sitting in a check in or savings account, they're making the bulk of it and they're using your money to do it. All you've done, you're only guilty of trying to figure out how you work within the system and put your money someplace where you think it's safe. Then they run off and they take advantage of your money. And if you want to take your money out, say, hey, I want all my money. Well, maybe it's too much money. They don't have access to the funds. I want it in fiat. Nope, sorry, you don't have the fiat. Right. I want to transfer it all out. Try, try moving money within some of these institutions and see what they do. When you try to move the money, if it's in the hundreds of thousands, you can't do it. You know, you can't do stuff overnight. It takes, it takes an act of God in some cases because they don't want to release your funds, they're going to do everything they can to keep your funds because of the amount of money they're making off of it. And so yes, you Know, individuals should be able to earn interest, leverage their, their funds and do all this stuff without being imposed a heavy burden by these institutions that are making billions and billions and billions of dollars. But what we're seeing right now, Chip, and all of this, what we're, what we're identifying is that the institutions themselves are now getting, are getting broken apart from the inside because of this, because of this kind of technology. It's going to streamline the process and then it trickles down because this is also on the consumer level as well as the institutional level. But at the end of the day, we still need them, we still need the banking infrastructure. So that's how society works. It's a, whatever that bank is, I don't care if it's Chase or if it's Ripple, it doesn't matter. But there's going to be a third party mechanism.
Chip
Yeah, and what you're talking about here, deep freeze feature, Jim doesn't like it. He says that there's a penny dispute, your whole wallet's locked out, sets up a kamikaze attacks on people or banks. Yeah, but you got to remember that's not, that's not RL USD, it's not xrp. These are issue tokens, right. So that Jeff and I could issue a yeti token and then we could build that into it. So it's not necessarily. I don't know what I mean.
Tommy Tuberville
Yeah.
Chip
On an issue token you might see this used in the real world, but I don't think you're going to see it's never going to happen on an institutional level. And you're not going to see it probably on a consumer level either. But it is a feature that can be enabled. I, I think the bigger thing here is we think about the smart escrows. I mean this sounds an awful lot like smart escrows, smart contracts, whatever. But this is, Jeff, this ties into what you were talking about before. Like for example, you have this new level of programmability, right. That allows existing escrow primitive instead of being limited to the time and condition based time release, developers can now write their own custom release conditions. And the example you used when you have a dispute, if, if the dispute, if this is met and this condition's met, release the escrow. If not, don't release it. Right. So smart escrow, smart contract, whatever, it's different in the sense that you're dealing with an escrow only and developers can write custom ones. It's not only like, it's not only timing condition, there could be other things built into that especially like once the res like if so if something's been resolved and both sides in one side agrees or whatever but used to just be limited to just time and a condition where now it's a little bit more custom and you can open that up But I mean you look at this thing it's just like this this is one of the best things I've seen a long time of just putting a blog post out to just talk about what's coming down the pike and there's so much good stuff I mean it's really really phenomenal. I know time wise I I'm just going to cover a couple of these but Reese Merrick put this out the we covered the Messari XRP sort of report XRP ledger report from from Q3 but we'll just hit some high points like for example the ETFs that launched in November 25th are reached a billion in AUM in just less than four weeks the fastest to do it since ethereum was launched RL USD market cap on XRPL up 164% quarter over quarter to 235 million you got real world asset market cap on the XRPL up 37 that's quarter over quarter so for quarter three of 25 to quarter four these are massive like increases 37 up an average daily transactions up 3.1% quarter over quarter to 1.83 million and there's a whole report on that we're not going to get into the entire report you guys can go subscribe to if you go to on the chain IO scroll down put your email in we you'll get a all these links all these things we talk about here you get an email with everything in there if you missed the show you can kind of go through it and workshop it and and kind of do it on your own.
Jeff
Joe I just wanted to just comment on this as we're kind of going through on the on the crypto side but crypto empire with Trump and the and the Trump family separated from the US treasury whatever coin whatever asset they're creating has nothing to do with the U S Treasury and I think you know but here the the last question is what really kind of resonates with the USD and stablecoin transfers. Again nothing to do with what what the Trump family is working on but yes you know it's really important what we're seeing what ripple is working on from the institutional level and the ROUSD has to do with specifically in and around if we're looking at our country USD and stablecoin transaction, which is really important but it goes beyond that because we want to be able to simplify even the fx you know. So if we're looking at doing any type of transaction with, with anybody, you know, if it's going to be outside of the US and we want currency for currency, we're working in USD and we can utilize the ROUSD as a transactional point or whatever mechanism they're going to use if Ripple's involved or if there's another platform involved built with the XRPL right now, it can simplify the FX and all of this technology from a B2B perspective, an institution perspective, trickle down to B2C there's so much power in, in terms of what we see which is really great.
Chip
Well too you know the reason that you saw the stablecoin bill be addressed first the clarity act was because of the impact it has. You know everyone's like we've been hearing about bricks bricks. Oh there go. Everyone's dropping our. You know the USD and USD is going away. Well what just made it super strong stable coins and the 80% of stable coins that are, that are being in use today. It's not the euro stablecoin, it's not the rupee stable coin, you know, it's not, it's not the peso stable coin. It's the USD stablecoin and the big ones like circle and you know some of the in tether they're all backed to the US dollar or assets right Gold or you know some other assets but most of it is it's a one to one ratio to United States dollar. So this makes the usage of and increases it because you know you had the petrodollar which was okay great, everyone's going to use this and here's how it's going to work. Well when they took back in 71 when they the US took the you know took us off the gold standard which dollar used to be backed by gold. It no longer is. And so that was the whole thing with speculators. Well there speculators in every market was the dumbest. People must have been sleeping or must have been coming out of the drug haze of the 60s because it's the dumbest reason ever to take all. There's speculators in the marketplace. So what speculators since the beginning of time go back 3000 years ago. Speculators on what's going to happen especially when it comes to investments, armies conquering you know, there's always going to be speculation. So this is a dumb thing to kind of get into. And I think that, you know, it's something important that we should probably sort of remember. Vet just got a shout out from Brad Garlinghouse. He put this message out. He said, I know you feel down given the market recently. It's part of the journey. Crypto's improving non stop and this industry isn't going away. It's destined to revolutionize finance. We'll bounce back like we always do. Just make sure you're in a good place mentally. First heart. Brad Garlinghouse jumped in and said, you deserve more credit for consistently being a positive force in the XRP ecosystem. Thank you, Vet.
Jeff
Wow.
Chip
A lot of us deserve a lot of credit because we've been here for a long time. We're just not as, we're not as out there. But I think it's great when you have them commenting on stuff like this, I think it's great. Vet is a force to be reckoned with. He's a, he's a tremendous person in the, in the ecosystem. So it's good that he gets you shout outs, but there's a lot of people that are in there. So I talked a little bit about the market structure bill being delayed. Jeff, here's Cynthia Lummis. I don't know what happened to her face, Jeff, but maybe you can find some pictures. Go back and find Cynthia Lummis from 10 years ago. I don't know what happened. Like this was what happens to women. They put these injections in their face. And what happens after 10 years? Your face start the underlaying muscles and stuff and tissue starts to do weird stuff. But I've noticed her face and I noticed like she's retiring, like she's out. And no, you know, at the next. This is her last year. I don't know, maybe she just wants to take it easy, but this is her. I just said. Now, is it just me or did you notice, like her face is different from just a couple of years ago?
Jeff
Let's take a look. Cynthia Lummis, she is the chairwoman of the subcommittee on digital assets. Senator, it's wonderful to have you this morning. Thanks very much for being here. First things first, can you give us an update on when you expect this legislation to happen? You lost a big window right after Brian Armstrong from Coinbase complained about the markup.
Chip
Well, good morning, Maria. We did lose that window, but Senator Thune, the majority leader has assured us that even though now we're going to have to defer into the spring that he will reserve time on the Senate schedule, which is very hard to get for later this spring. We had scheduled a markup in the Banking Committee, but the day before we had to pull it off the agenda, not because just of what Coinbase had said about it, but because there was other concern. And you just mentioned one of the big ones, and that is the banks and some of the credit unions have some members of the committee concerned that they will lose deposits. They have it, Jeff.
Jeff
We're going to lose deposits.
Chip
Well, they're going to lose, they say in deposits. They're going to massive outflows. Right. So when banks monetize, Jeff, what you brought before, banks are using your money from Friday to Monday morning. Oh, we can't process in the week and all this stuff. And they're making, you know, millions of dollars on your. When you have those outflows now, you can go put into a stable coin instead of keeping at the bank. The banks are wrong on this. The banks ought to be saying, hey, store your RL USD, store your, your, your, your tether. Store your sir, you know, whatever it might be. Do that. That's what you ought to.
Jeff
So, so here you go.
Chip
Yeah, so I brought no dates.
Jeff
I don't know where these factories.
Chip
I brought up some images as well. I think I went too far back, Jeff. I went a little too far back. This is way too far back. Okay, she was Miss Here. She was Miss Frontier of Wyoming right there.
Jeff
That's a little bit far back.
Chip
But I went a little too far back, Jeff. So it's like, you know, that happens. And then I, I pulled up this one right here, you know, but you just look at, you look and like she's had work, done something. It's like I almost didn't reckon. I was like, what's going on? Or something very strange that's happening there. I don't know.
Jeff
Too many. Yeah, too many, you know, face. But the problem is too, once they start doing fillers and they don't inject the fillers into the right location, then it can cause, you know, ongoing damage and then it's too late.
Chip
Now, Jeff, do you remember. Let's go back in time. Do you remember 2019, which is basically. Do you remember the tip bot? The XRP tip bot? I can't tell you how many times, how many tips we used to get.
Jeff
We used to get tons of XRP tips with the tip bot. That was the greatest thing that meets you Wind created was the XRP Tip Bot.
Chip
Guess what, Jeff, Top of the top. Guess what's his guess what. It's coming back, man.
Jeff
It's about time.
Chip
By the way, this, this has been dormant since 2019. This account. Wow. Hello, XRP Community XRP Army. Great news. The XRP Tip bot is coming back this time. XRP Zao and every issue token. Even better, fully self custodial tipping using Zaha Network and Evernode xrpl.
Jeff
I'm excited. That was great because you could QR code it and people could just scan the QR code just as easy as we use up as we transfer the NFTs.
Chip
Jeff. We used to put it up there in the show. We used to put up, the little people would scan it and send us a 1XRP and we get it directly instead of going through. Instead of going through, you know, YouTube? YouTube, which takes 30.
Jeff
Exactly.
Chip
Someone sends us $10, we get 7 of it, right? So someone says it's $5. You know, it's like, man, you get, you know, you get a, you get 350 out of it. So. But we see wind, who, who's the inventor of this whole thing said, well, if you want proof things that X are changing, here's your proof. Let's bring back the good old vibes. And it was great because. And you could tip someone a fractional one, you can say.5 XRP, whatever it was. And it was just like writing a post on X.
Jeff
It was so easy, man. It's so easy. Right through X. That's right. It was integrated with X too. Or Twitter at the time.
Chip
Yeah, Twitter at the time. And here's, here's the account. It was, it was a lot of fun. Someone put up a good post, you'd send them like 0.25 or something. Just something, right? And it was super easy. Scan, click, bum. You know, they would go in there and be able to wallet, but you would just write the post. You put their name, put how much xrp. You hit, boom, it was gone. It was done. So it's relaunching. Send and receive tips via micro donations at xrp.
Jeff
Look at that. Nice.
Chip
Now look at this. Look at the last post. It was 2019.
Jeff
That's so crazy. Think about the years that have gone by and it just, it's flowing by. I feel like that was yesterday.
Chip
It doesn't.
Jeff
Seven years ago.
Chip
Productions made an awesome video explaining how the tip bot works.
Jeff
Oh, man. Well, put that video up. Let's see this video.
Chip
It's not available. And there it is. Right there. Boom. There's a tip.
Jeff
Every. They really anticipated bigger momentum, but it was more like internal stuff. It was a fun, man. It was crazy. Yeah.
Chip
Johnny Lawrence put this little thing up.
Jeff
Yeah.
Chip
You basically, you know, there it is. There's the tip bot right there.
Jeff
Great idea.
Chip
Scan the code, type in an xrp. Boom, you're done, and you sent it. Four seconds later they got the xrp.
Jeff
Go back to that receipt. Was that in USD or was that a euro?
Chip
It might have been a euro. Yeah. Because Johnny's in, In. In Europe.
Jeff
Right. Don't they not take. In most of Europe, they don't take tips.
Chip
They don't. But no, we're just talking about the whole. Yeah.
Jeff
Just being the semantics of it. No, that was real. It was really cool. Yeah, man. The SEC case seemed like six months. That's it.
Chip
Man.
Jeff
It's crazy how it. It was years. Years. Feels like two years, tops. That's right. Yeah. Max. Max. Two years. I feel like we all just started doing this a couple years ago.
Chip
Yeah. It really does. And you know, when you think about what the threat to Europe is, we know what the. The threat is being destroyed from the outside. But this might be the biggest threat right here. Starmer, Macron and Mertz pose a far greater threat to Europe than Putin. If you look at Germany, look, if the AFD party comes in, two of their big agenda items. Re immigration, which means getting rid of people, basically deporting. It's a nice way to say we're. We're. Re. We're deporting you. It's a lot nicer way to say it. But, you know, re immigration, so. And they're also going to leave the eu. Now Germany leaves the eu, it collapses.
Jeff
It's done. The EU is supported by Germany, Germany and the uk.
Chip
That's pretty much it. It's gone. Yeah. And these are the most beta males you've ever seen in your life. They're just. And I saw a good comment here. Someone said about Starmer, I'm not saying he's the dumbest person in the world, but if he better hope the dumbest person doesn't die. I think. I think that was a John Kennedy. I think John Kennedy, Senator, he had said this about somebody. But just look at all this stuff. 100 Putin is the distraction, scapegoat of the left. They are the threat. Huge threats. Facts. Globalist pukes have decimated most of Western civilization.
Jeff
They are. It's on. It's on their watch. How are you going to blame Putin for being A threat to Europe when he's not in Europe and you have leadership that's decimating their own countries. You know, the whole E.U. you know, the, the whole E.U. model was. Was meant to really deconstruct European so. Or national sovereignty of each country and, and having this one unelected by the people. Nobody elects the, the president of the eu, but yet somehow the EU gets to regulate, you know, exactly what each country can or can't do, even when it comes down to this illegal immigration. But now these countries have gone completely stupid. Like what they're doing in Spain. Spain is completely. You know, I don't. I don't even think it's safe to go to Spain anymore. We'll have another video on how many Muslims have immigrated and, and moved into. Taken over Europe over the past 25 years. Europe's done. If they don't take a stand right now, Europe is.
Chip
You can't undo it, though.
Jeff
Well, there's a. They can definitely undo it. It's just gonna take.
Chip
They don't take action now, it'll never be under.
Jeff
Right. You can't undo it with a pacifism of these that we see in leadership right now because they definitely can't do it. Poland, you know, they're. They're the only one right now.
Chip
Hungary.
Jeff
It's insane in Hungary.
Chip
Yep.
Jeff
So let's look at these. I don't. I don't think we can support our own Olympic team because of the, the tardation. This is. Someone else posted that when the u. S. Female soccer team was playing because of their stance, nobody supported them. And it's the same thing with these guys. These guys. I like that. One and two. All right.
Chip
Number one, I feel heartbroken about what's happened in the United States when, you.
Jeff
Know, I'm pretty sure you're referencing ice and some of the protests and things like that. I think that as a country, we need to focus on respecting everybody's rights.
Chip
And making sure that we're treating our.
Jeff
Citizens as well as anybody with love and respect.
Chip
Well, this is why you're stupid and why you're a moron, because we do treat our citizens with respect. Unfortunately, you're. The left doesn't treat them with respect because they're not citizens and they broke the law. He's saying we should treat citizens. Great. 100% agree with that. These aren't citizens. These are the worst of the worst. These are pedophiles. These are child traffickers. These are murderers. But you want to keep them in there. Listen, it all Comes down to one thing. This is the Democrat base and the voting. That's why they issued the Social Security numbers, that's why they issued the license and they're going away. And the bigger catastrophic one is there's no path to 270 in a national election. If, if the kind of representation drops in these states, the swing states, the other Democrat states, they're done. They never are able to hit 270. This is the bigger threat. And you got like plus four, plus five that are going to happen in Florida, that'll happen in California when. Because the census determines the representation in the House. And then there's always going to be two U.S. senators. But the representation, how many representatives you have, they're gonna lose them and it's gonna go up on the Republican side. This guy's just talking out his ass. It's just like Billie Eilish, like there can't be illegals on stolen land. Well, the tribe wants their, their native land back. And she's apparently not cooperating, right?
Jeff
Not giving her own back.
Chip
She, she wants, she wants to get out there in grandstand, Jeff, and she wants to make waves, but she won't give it back. So shut your mouth. Even Bill Maher went off on her and said, you know what? He goes. When you say you don't know what to say, how about you don't say anything? How about you shut your mouth and don't talk about. You don't know about. I love when Bill Maher, you know who's, who's on the left, who just calls out the.
Jeff
I hope that when people look at athletes compete in the Olympics, they realize.
Chip
That that's your moral.
Jeff
Trying to represent. It brings up mixed emotions to represent.
Chip
The US Right now. I think it brings up mixed emotions.
Jeff
This would be. They should immediately be recalled home. The pre. I would hope that Trump would step up and say we're immediately recalling both these jack holes because this guy to be. Hey, you want to talk about it? You're with your private people. You're now representing the United States of America in the Olympics in a foreign country. Their, their coach should have instructed them, keep your effing mouth closed. Don't open it. Don't say anything political. You, you're there as a stupid downhill skier. So what? You're a good downhill skier. You can go fast. That's great. You know, some people, you know, they, they love doing it. You're one of those guys that love doing it. Other than that, you're a keep your mouth shut. We don't want to hear from you. And if you're going overseas, you definitely keep your mouth shut, you know, and you're going to represent this country. Not representing yourself. You're representing the United States of America. Enough. That guy needs to be recalled. I hope nobody watches him. I hope the guy loses. He probably will. He's not going to get a gold medal. The guy's a loser, as is the other. You know, I, I could care less. Both need to be recalled. I hope that when they come back, they get zero dollars and anything they.
Chip
Get, I say you let them play. You let them go on. Just, you know, listen, the best thing you have is a mouthpiece for stupidity, you know, being out there.
Jeff
Jacket.
Chip
You disagree with Biden, Just go over there and ask you these questions, these gotcha questions. What do you think about the current state of the government? Look, I represent my country. I love my country. That's it. I'm not going to get to discuss politics with you. Politics has nothing to do with me representing all the people of my country. That's it. That's your answer. Keep your mouth shut?
Jeff
It's a little hard.
Chip
Going on that I'm not the biggest fan of and you don't even know what's going on, dude. That's because you're not the biggest fan because you're just stupid. I think a lot of people aren't. If it aligns with my moral values, I feel like I'm representing it. Okay, so when you're kicking pedophiles and child traffickers out, that, that doesn't align with your, with your, with your moral, so called moral values. Right. When you're kicking people out that are murderers, who are breaking the law, who are robbing people, that doesn't align with your moral compass.
Jeff
Just because I'm wearing the flag doesn't.
Chip
Mean I represent everything that's going on in the. It doesn't mean everything you represent going on. That's exactly what it means. You. So, yeah, I just kind of want to do it for my friends and my family and the people that support me getting here. Well, good. There's gonna be less and less of those people.
Jeff
Brings up mixed emotions to rip.
Chip
That's the same thing. Same, same douches. Anyway, that was more on one and two right there. I mean, why do these people have to open their mouths? And why is the press having to say, you know, the, the gotcha quest. Shut up. I'm here, you know, I'm here to represent the United States. I'm not talking about politics. I'm not going to get into the whole politics thing. I'm not doing it. And so listen to this, Jeff, this. I think people were surprised by these two things I got. Speaking of morons, we have Zorhan the moron Mandami. Here he is just being a complete moron. Here he is. So here's his first one. Jeff, you got to dissect this one for me.
Zorhan Mandami
Freedom from suffering that Buddhism teaches us.
Tommy Tuberville
So.
Chip
So here's what you do. Okay? Distraction one, throw out a different religion. It could be Christianity, could be Judaism. We're not going there. Let's go to Buddhist. This is what Buddhism teaches us. Now let's roll in. Let's hear from the prophet Muhammad and let's see what Islam teaches besides, you know, cutting your head off. Let's hear what they preach.
Zorhan Mandami
Is only possible if we remove the three poisons of desire, hatred and ignorance from our daily lives. We need not.
Chip
Is this Imam Mandami? What's going on here, dude?
Zorhan Mandami
Accept suffering as unchangeable. We need not treat hatred as the natural state. We have the power to set ourselves free. And I consider my own faith Islam, a religion built upon a narrative of migration.
Chip
The story of the Hijra, it's built on a. It's built upon a prophet who was a pedophile, but he waited till she was nine. Jeff.
Jeff
That's right.
Chip
Married when she's six, but waited till nine. Very important, very important. Still, we're always reminded of this important distinction. Distinction is what they always tell us was until she was 9. Okay, all right. Multiple wise, you know, just a complete. If you go back and just look at the, the historical account, it's a whole different story. So he's trying to tell you what Islam teaches. What teaches that if you don't believe, we believe, we kill you. That's what it is. Let's. Let's get real.
Zorhan Mandami
The story of the Hijra reminds us that Prophet Muhammad was a stranger too.
Chip
I love when they does start doing the accent too, instead of saying Islam. Islam. And the. Shut up, dude. Shut up.
Zorhan Mandami
Who fled Mecca and was welcomed in Medina.
Chip
Who's welcome?
Jeff
Nobody was welcome, Jeff.
Chip
There's so much wrong with this. I don't even know when to start.
Jeff
Where to start with a straight face. The. Unfortunately, too many. You know, obviously we have a lot of aware people here, but too many people in the US have been asleep 20, 25 years. 25 years ago we saw the, the terrorists attack us here on our, on our home homeland. And we've learned nothing. 25 years go by and we've learned zero and we've allowed more to come in and, and the absolute conquest. And now they're lying to your face that this is all part of, but it's all built into the, into the religion also. They can lie to you, they can cheat you, they can steal from you because it's all part of it, right? If you're not Muslim, you're Christian, Jewish, Hindu, whatever, they can, you're, you're a, a second class C. They can do whatever they want. And this is number one is lie. They lie to you right to your face. They make it seem innocuous. And, and he's talking about that they were invited in it's conquest over all these years. Why, why did we go to war with the Barbary? Why did we go to war with the Barbary pirates? We went to war with the, with the Barbary pirates because of the Muslims, right? Because they were kidnapping sailors at the time. They kidnapped a lot of sailors. And if you break it down, there was a stat we didn't put up on one of the previous shows. How many Europeans or had been enslaved by, by the, the Arabs, by the Muslims. How many Africans have been enslaved by the Muslims? The Muslims, they still practice slavery today in many of the slave trade. They started the slave trade and so they always want to point their fingers at Europe and the U.S. the U.S. seems to be we're the culprit of, of the slave trade in the U.S. for some, some unknown reason because it didn't start here. And you saw, you know, they, they were, you know, transported here. But what about the African slave trade? What about the Islamic slave trade in, in the, in the Muslim countries? But yet everybody wants to ignore that, you know, which is, which is amazing. So there's just, there's. Well, this guy's lying to your face. Like he, he was picked and put exactly where he's at right now. Just like the quote unquote squad when you see them. They didn't win their elections. They were all handpicked. A squad was formed by, by Hollywood. It's obviously all fictitious and now it's all coming out because you see the massive amounts of money that each one of them has received over a very short period of time. And this is another one that there's a reason why they're attacking New York City right now. And they want to make it seem like it's normal, but it isn't. And.
Zorhan Mandami
It tells us as for those who Immigrated in the cause of Allah after being persecuted. We will surely bless them with a good home in this world. Or as the prophet Muhammad said, Islam began as something strange and will go back to being strange. So glad tidings to the strangers, if faith.
Chip
Clap for your own demise. This is the thing. So you basically, you basically take over all. Anything that's making money in capitalism, you crush it. Everybody moves out and you move your people in. You take over New York City. That's the. This is the whole. This is the whole plan here.
Jeff
Yeah.
Chip
Yep.
Zorhan Mandami
If faith offers us the moral compass to stand alongside the stranger, government can provide the resources. Let us create a new expectation of city hall where power is wielded to love to.
Chip
So he's basically telling you how immigration is welcome. Any kind of immigration, mostly Muslim immigration, Islamic. And then when you think it couldn't get worse, he doubles down on stupid. Let's listen to this talk through these policy points.
Tommy Tuberville
Points.
Zorhan Mandami
Freezing the rent for more than 2 million rent stabilized tenants does not require money from the city. It is a determination made that landlords cannot increase the rent for those about 1 million.
Chip
But their taxes are going up, Jeff. Their taxes are going up. They're told they're going to have to take less and like it. And we're going to figure out the city's going to crush you. I mean you're. And then they want everything fixed. They want stuff. Look it, this is, this is pure capitalism. If you're struggling and you can't, you, you know, you're getting taxed more. You got to raise your rents just the way it works. This rent stabilization thing is the dumbest thing I've ever seen. Let the market forces decide.
Zorhan Mandami
Apartments, that's something the city has done before. Making buses free costs around $700 million. Providing universal childcare costs about $6 billion. These are significant amounts of money. They have to be understood in the context of $116 billion city budget, a state budget of more than 252 billion do. The money that we would raise to fund this agenda is in two parts. The first is by increasing the state's top corporate tax rate to match that of new.
Chip
You gotta listen closely for what he's calling for, Jeff. This is insanity right here.
Zorhan Mandami
Jersey. That would raise $5 billion. This would only impact the most profitable corporations, ones that.
Chip
This is what they always do this. It's only going to be the most profitable. It's going to be easy, Jeff. Just the most profitable ones. That's it.
Zorhan Mandami
They're making millions of dollars in profits. The second is to increase. Please.
Jeff
You're sure they're not going to leave. They're not going to leave New York.
Zorhan Mandami
So the way that this tax works is it applies to any business doing business here.
Chip
Are you. Did you catch that? He's not talking about the. He's not talking about taxing the companies. Just in New York City.
Jeff
Anyone.
Chip
Anybody selling into New York City, anybody.
Jeff
Purchasing something, basically imposing a tariff basically on all. On all. On all companies doing business in New York City. So, you know what, what is it?
Chip
You're not going to do business in New York City.
Jeff
Hello, goodbye, New York City.
Zorhan Mandami
It could be located in Miami, but if they're doing business in New York, it applies to them. And the reason I believe everyone will keep doing business here is our economy is so large that if it was a country, it would rival the top countries in the world.
Chip
The SEC system, bro. Don't worry about it. It's a bad belief system.
Zorhan Mandami
Can. Is personal income taxes. I think that the top 1% of New Yorkers who make $1 million or more a year should pay 2% more in personal income taxes. That would raise $4 billion. These are the two major revenue points. But as you've also said, I want to make sure that every dollar we have today is also a dollar that we are spending in the fullest way possible. And what I mean by that is, today I'll look at our Department of Education. It's the agency where we spend the most amount of money of any department in City hall. And what we find is that we're spending $10 billion a year on contracts. There is money that can be saved in the way in which we spend on those contracts, the way in which we procure those contracts, the standardization or lack thereof. We have to make sure, as you said, that every dollar is going to the benefit of the classroom.
Jeff
Get rid of the Department of Education.
Chip
That's how you say it. They're spending so much on education. And the New York schools, especially in New York City, are horrid on the national level. The best are in Florida. Right. They're not. They're not even receiving that kind of money.
Jeff
That's it, man. Escape from New York. How great would that be? Yeah, it would be so easy to wall it in.
Chip
Yeah, it's just. It's getting to the point of where it's gotten so outrageous.
Jeff
Like.
Chip
And Jeff, you brought up something before. This is, like, shocking. Like, I knew this was happening, but until you see it, until you see it on a map, it doesn't really resonate with you. You're like, okay, so this, there's just been a big uproar about what's happening not in, in Texas, but specifically around Dallas with the new mosques that are coming on board. And I knew it was a lot, but when you see them on the map, it's shocking.
Unknown Narrator
Listen to this map here. This map represents 42 new mosques in the state of Texas in a 24 month period of time. Look how close they all are. It is all by design. It is all the. They're going to take over America from within. How do you do that? You take a location, you own that location and then what you start to do is you start to spread out around that location. You build the center and then you build the outskirts like they did in Dearborn. Take the core, make it so obnoxious for anybody who is not Islamic and just keep on spreading it out like a cancer cell. Metastasize it. That's Manhattan. Manhattan right now is basically a Muslim enclave. Wasn't like that 10, 15, 20 years ago. Now they've got their mayor and what's going to wind up happening is that is going to continue to breathe and expand into the five boroughs and Long Island. And the way they spread it is brilliant. They start doing things that you and I don't align with that we can't take it anymore. Five times during the day you're going to hear through the loudspeaker, you're trying to sit in your backyard, you're trying to go to a park, you're at work and you got to hear freaking calls to Mecca five times a day. You know what you do? The put the for sale sign on your house if you don't believe this. If you think I am over exaggerating, this is not what I'm about to show you anywhere in the Middle East. This is called the middle of Houston, Texas. They are trying to make it happen everywhere and they are moving rapidly.
Chip
The death cult strikes again. And this is what happened is the problem is Islam. It has Sharia law. You can't separate the two. Sharia law is incongruent with the Constitution, with the west in general. Sorry. All you have to do is basically say it's no, you can't have a religion that says if you don't believe what I believe in. Can you imagine if the Jewish faith said like here, here's our basic tenet of how we believe. Either you believe like us or we kill you. It's like, whoa, hang on a second. Imagine Christians going around saying, well, here's kind of how it works. Either you accept Jesus as your Lord and savior, or we kill you. But it's okay to say, you accept Allah, you accept Muhammad as the prophet, or we kill you. And everyone's like, that feels fair, you know, this is insane, Jeff. It's like an insane way to think about it. But if it was the Jewish faith, it was a Christian faith. Oh, my. We can't. Are you kidding me? This is horrible. But the difference is the Jewish faith, the Christian faith, a lot of these other faiths, Buddhism and you. You name any sort of faith, they all are rooted in this whole idea of love, peace, and, you know, the greater good for mankind. There's no, there's nothing in there that says go kill somebody. The infidel, which is the non believer. Right. So go kill people. Off with their heads first. Tax the out of them first, make it painful for them, and then you can kill. Oh, really? There's some. There's some prerequisites we can do first. Beautiful.
Jeff
That's it. Here you have. It's not just Texas, right? It's all over. That's why you mentioned Dearborn, Buffalo.
Chip
Visual vendetta.
Jeff
Yeah. Upstate New York. Go to Syracuse, New York also. Things happen over there because they specifically target those smaller communities like Dearborn. It was easy for conquest. Ham Tramic, Michigan was easy for overall conquest. And they did make it uncomfortable. The other part is that they pay top dollar, but the more they come in, the more uncomfortable it gets. And I remember going to Dearborn, Chip, when I first moved there, and I. And I remember we drove around, my buddy took me around, and I'm like, man, this is kind of like Beirut. You know, all the signs are in Arabic. But also from a community perspective in terms of infrastructure, it also looked like Beirut. I'm like, I'm looking at the streets and I'm looking around, I'm like, are we in, like, Detroit wasn't much better off, but Dearborn, I'm like, well, with all these storefronts, you would think these guys would want to live better and they would get, you know, with all.
Chip
The third world conditions, did it on purpose.
Jeff
They love the third world because they know that the west, they don't want to live in that kind of environment. And like he said, it's like a cancer that metastasizes. It's exactly what it is, you know, and because of the mass number of people, the illegal immigration, the left in this country has bowed down to their idol and Worship at their feet. And they're, and they're mass immigrating them here specifically to hold. They think they can hold on to power. They think just like the dummies over in the U.K. right. If you think about after World War II, the British thought that they could control a, the Arab empire, you know, throughout the Middle East. And so, and this is actually, I would say after World War I, when you had, uh, you had the British Mandate and you had the mandate system, they thought they could control and build out this Arab empire that they would control by the British Crown. How did that turn out from them? Because they, you know, and, and the audacity they had to even think they could. And so they, they built out this entire structure. Now look at where we're at, right? They have 57 countries that are, that are Islamic and they're, and they're expanding. They want more. They don't want to stop there. They want everything. They want everything. That's why Israel is symbolic, because it's the epicenter of Judeo Christian belief. They want it. They don't give a, about anything other than they don't care about the, the current conflict. They think long game. The west are stupid because they think short game. We don't think long game here. If we thought long game, we'd go back to the Barbary Pirates and we'd look throughout history and we truly understand what happens historically and go forward because they're, they've always played the long game. 1400 year long game. We're playing the short game. We think in snippets of decades. That's it. So they've, they've monopolized it. They're controlling us. They're controlling the narrative. The left is dangerous. Not just in this country, but throughout Europe. We're seeing it. We put that up there. Who's more dangerous? You know, it's all noise. They're letting these people into their countries in mass numbers. We have a, we have a slide on that too. What the quantity of, of mass illegal immigration was the displacement In Europe from 25 years ago, there were 500, 000 Muslims in Europe. Now it's 50 million per, per the count. Whether it's accurate or not, we'd have to, you know, see for sure. But a massive, massive number of people.
Chip
Yeah, even. I even marvel even at a small town like Boca Raton. It's like you have two giant mosques. Huge. And one of them is like, very bad. Got some very bad things going on. One is a little bit smaller but it's just really insane to think that this is going on. And like, it's not a religion of peace, a religion of death. Right? So this whole thing, you know that one we saw before, what's happening in Buffalo, you know, I, I grew up outside of Buffalo, New York and I remember calling my dad one time and complaining like, dad, you don't understand, like everything, everything's under construction. There's putting new roads in, there's new plazas going up, there's new houses being built, there's new this. And it's just, it's horrible traffic. My dad's life. Well, here in Buffalo there has, you know, be thankful you have that going on. There hasn't been anything new in 40 years. It's the crumbling, they're tearing down neighborhoods, they're bulldozing entire neighborhoods and nothing new is being built on it. So be happy that that's a good problem to have, not a bad problem. And it like made a lot of sense to realize that that's what's going on. Now. Somebody who's been very. One of the few actors in Hollywood, a court, Academy award winner John Voight, who also happens to be the father of that nut job Angelina Jolie, who doesn't even have a relationship with her father because she's a leftist nut. But anyway, he's always putting great content out there, but here's him talking about New York City. Jeff, I want to get your opinion on what you think of this that.
John Voight
Has taken over New York City is a Muslim that's going to take down the city that never sleeps. The city of life's dreams. This city that our ancestors brought forth in prosperity and greatness and liberty. This city will turn into a forbidden place of darkness. The blood, sweat and tears that the city of New York was built on will turn into a virtual refugee shelter for the radical Muslim ideology. This is now the most dangerous time for our citizens of New York. This mayor will destroy this city. We are obligated to demand our rights for our private sanctuary, our businesses, our property that we all have worked so hard for. And this 35 year old mayor has no right dictating the rules of socialism for a city built on our highest principles, with brick and stone by hard working Americans. This must be stopped and his mayoralty should be terminated immediately. You, the people of the greatest city, New York, are in danger of losing your city to this communist fool. We, the people, must stand for the greatest nation's purpose, the honor of our flag, the red, white and blue. And for which it stands one nation under God and liberty and justice for all. This country, the United States of America is the land of our greatest states united achievement, the American dream. And we the people have put our trust in the President of the United States, Donald J. Trump. He and only he can stop this horror as this Mayor Mamdani will try to destroy New York's wealth and turn it into a socialist crap city. Let this be a warning to the people and may God, God bless.
Chip
That. Spot on, Jeff.
Jeff
That's spot on. And he's right. You know, the stupid people of New York City maybe voted for it, maybe didn't. I don't know. You know, I don't know. You know, we see way too much corruption. You think about, I think that the elections in New York state have been stolen just like the other states. Of course, I think we need, we need a clear accounting to see exactly what's going on. It's all over. It's rampant. You don't have a crazy governor like they, they do in New York, but even the crazy governor in New York is at odds with, with the mayor. She's like, free buses. Are you crazy? You know, so, but, but that just, it just proof. Same thing with Michigan. They have a crazy governor in Michigan. I don't believe that she was elected officially. I think, I think it was stolen. And the pizza boxes on the windows when they were going through the election cycle, I think is proof positive that they stole the election. I think. Yeah, Art on The like, yeah, 2020 definitely is not over yet. There's still a lot that's coming out. Wait till they go through full prosecution and discovery. We're just in year one. There's a little bit of time when they, when they finally, you know, pull that through. There's just way too much corruption out there. This guy, you're going to tell me that they voted for this guy, but they also didn't have, you know, you know, really amazing candidates that were trying to run.
Chip
That's true too. But, but you look at their last mayor, this guy looks like a hardcore conservative in comparison. Now Eliotron has it right here. They should have the free short buses for all the. That's. I agree with that. That's. That's the only buses they should have free. Unfortunately it's 90 in New York, so I don't know, maybe it doesn't make sense.
Jeff
I think there's something bad in the water there, which, I mean, the water is bad, but I think there's something extra bad.
Chip
Look at this right Here. So this is. Look, let's take a year look at Europe and Muslims. Jeff, let's take a look at this.
Unknown Narrator
Million Muslims now live in Europe. At the turn of the century, that number was less than 500,000, and more are arriving every day as the people who lead these countries try to do what Joe Biden tried to do here, and that is fundamentally change the racial and ethnic makeup of a nation and make white Christians a minority in their own country. In England alone right now, 10 major cities, including London now have Muslim mayors. In a nation that was built around the Church of England, Muslims are now running major cities across the country for the first time in history. And the English want us to believe that this is all normal.
Chip
The Muslim will come out and he will stand for truth and he will stand for justice. May Allah give us the ability to stand for the Haqq.
Unknown Narrator
So this is not the Middle East. It's not East. Minneapolis, even. That is England. And when you see images like that, you can't help but ask why anyone, a prime minister or a president or a king would deliberately try to destroy their own country. Why would you do that? Why is this being done? And because European leaders still celebrate our failed experiment in open borders. It failed here in the United States. And because they've chosen to stand with radical Muslims over their own people. It's because of all of these reasons these countries are falling apart and failing as the attack on Western civilization continues.
Chip
See, that says right there, UK collapsing on the way of Islam. There's one reason it happens. It's this woke ideology. Okay? So people want to believe racism only goes one direction, right? And it. Racism is to think of another race appear. That's it. But people always, if you ever heard this term reverse. There's no such thing as reverse racism. There's only racism. And so if you have a country that's mostly white people and has a history of Christianity, and now you want to go in there and change that, sorry, get the F out. That's what. That's. That's how you do it. You get out of your country. If you live in. I don't see anybody going to Nigeria and saying, there's not enough white people here. You got people there that are in. Officials saying, well, there's. It's too white. It's just too white. Get out of the country. This is. And. And you go to France of the French people. Yeah, white people. It's like, what is this whole thing? What. What is this takedown of white people? Like, why. Why are the white people, because they're a majority. Well, when they become the minority, will anything change now? They'll still be persecuted and hated. The Jewish faith, the Muslim, I mean, the, the Christianity, Muslims are still going to be against it. So to me, Jeff, this whole thing is just. It's gonna be destroyed. I will see it probably in our lifetimes. Our kids will definitely see it in their lifetime. It's over. And the Crusades ain't gonna help at this time, dude. It's over either. You go back there with a large army and reclaim it. And you basically have to, you know, look what happened with Israel, right? They got all this stuff. Listen, you can't pick. You're a good one. You're bad when you're a good one. No, done, leveled. Sorry, you made a mistake. You attacked. It's time to level it. That's how you work. It's. There's no, there's no trying to be nice about this at this point. It's, it's when you start people talking like that and as a guest in another country, there's no assimilation. They're bringing their, their ugliness and they're, you know, in the way they speak out. And no one's offended by. It's. This woke culture has started this. They don't want to be called racist. Meanwhile, these, you got these rape grooming gangs that are raping young women and they're not even going to jail. You're going to do more of it, you're not going to do less.
Jeff
250, 000 young girls were raped in England over.
Chip
None of them went to jail. People that spoke out about it went to prison. This is, this is how bad it is. Well, Jeff, the whole state act is something that's got to get passed, right? Voter id, same day voting. You can't have mail in ballots. This is how they steal elections. This is why they're up in arms. But Schumer's out there talking about all this craziness. Well, here's what this one woman had to say about it. Listen to this. They're trying to do here is the same thing that was done in the south for decades to prevent people of color from voting.
Black Voter
See, this is where my righteous anger pop up because I know what he's saying is a lie. I live in the South. I've been living in the south my whole life. On the Gulf Coast, I go to vote every single time there's an election. And guess what? I show my id, I write my signature, they check to make sure who I am, I go vote. No problems. Nobody asking me any questions. Nobody making me count the jelly beans in the jaw. And quit lumping us in the people of color category. We're black Americans and we are citizens. And nobody is taking away our right to vote. What they are doing is they are using black people going back in the past, provoking emotional manipulation, because they know if they say Jim Crow or slavery, black people gonna be like, oh, oh.
Chip
My God, he's right.
Black Voter
They're coming against us. This has nothing to do with you black people. Wake up. People of color he talking about is illegal migrants. They don't have IDs. That's their new voting base. But letting these people use you. I've been having an I.D. since I was 15 years old. I'm 50 years old. Every black person I know has an ID. Need an ID to drive. You need an ID to go into a club. You need an ID to fly on a plane. You need an id to go into another country.
Chip
You.
Black Voter
You need an ID to buy liquor, you need an ID to buy cigarettes. I don't know any black person without an id. Even the poorest of the poor black people have an id. JJ down the street that dig in the trash can that I pass by, and he always bothering me about a little bit of money. And when I feel in a little giving, I give him $5. Guess what he do? He goes straight into the liquor store and go buy him some liquor. But before he do, he present his id. So even the homeless man got an id. Black people, y' all can keep letting these liberals play in your face, but Malcolm X warn y' all about these people. They're using you. This is about getting illegal migrants to vote. They don't have an id, so they don't want any questions. Whenever they walk in there. They are the Democratic Party new voting base. They are the new slave, for instance.
Jeff
If you are, she's so smart. Because where. Where the Democrats, they. They. Their typical voting base, right? They had. Typically the black vote was secured by the Democrats out of. Because it was all fear mongering. And the same thing with the. With the Jewish vote. You know, a large percentage, same thing. You know, it's all fear mongering now. That's all flipping. Now we see a. A now the. The Democrats are running scared. A, all their money's stripped away from them. B, the Latin American community, Venezuelan, Cuban, Colombian, everyone here that you know has kind of first generation that escaped fascism and communism. They're not voting Democrat. You Know the Jewish votes flipping, the black votes flipping. The only thing they have left are the illegals and they, they want to pour illegals in here. Plus they also want to have people vote multiple times. So if you need no id, how do you know who's going to vote? And that's what California, you know, during the whole Covid, you know, mail in ballot where they just dump ballots and they just let people vote indiscriminately and, and they, they're stuffing and it's just the whole, the whole narrative is collapsing on their head and they're trying to hold it. They're trying to hold the. The line of their cheat and it's not going to happen any longer. That's why they want the illegals. But they're playing a super dangerous game and they're cozying up. You know, it's just, it's insane. It's a game dangerous enough to collapse the country from within as they bring all these illegals in by the millions and millions. Not going to happen. Not on our hamburger.
Chip
That was just elected the governor elected into. So they didn't want. They would. This is the same people that are always calling, you know, the conservatives racist. You had a black lieutenant governor who was running for Virginia who was very outspoken, who laid out the groundwork. How virgin you could be. Great. Told it straight. Meanwhile you had a poser. Spanberger came in. We're going to make it more affordable for all. We're going to make it so affordable. It's going to be great. Well, they've already destroyed it. Well, she's not even been in there for like a month and a half already and introduced 50 new taxes. So this woman's talking about it too. She's like, and this is a lifelong Democrat right here, Jeff. The volume's a little low, so you guys might have to turn it up a little bit on your side. But listen to this when I tell.
Black Voter
You this is the perfect time to move the out of Virginia. Why I just saw all these damn taxes they are proposing. Like, I'm just not understanding why that's even a proposal right now. Democrats, why are we proposing all these damn taxes? Democrats, we already pay call taxes. When I tell you. Like, this is ridiculous, bruh. Like, I am starting to believe like Democrat, if y' all keep going down this path, I don't know how much longer y' all gonna be able to be in office. Like has a long life Democrat. It is just so frustrating how they keep running on affordability, but then they get in Office. And it's, it's like you.
Chip
This wasn't the camel that broke the straws back. This was not the one. She's like, if you keep going, they have kept going. There's never a Democrat. Well, show me a Democrat that says, you know what? I'm lowering taxes. I'm going to jump in there, I'm going to lower time. Always raise the taxes.
Jeff
Always raise.
Chip
You gotta raise taxes, you gotta pay for stuff. And it's, and then it always be like this, but only on the. It always looks like that, but only. Meanwhile, 50 new taxes on everything that affects everybody. How you gonna pay for the socialism? Pay for that? You are, you're gonna pay for your free. There's no free. But they think keep, they keep pawning this thing off. Just free stuff, Jeff. Everyone's gonna get free stuff and it's gonna be great. Here's Tommy Tuberville talking about it. He's one of the few people out there actually making a difference in Congress. Look at this.
Tommy Tuberville
Thank you. Thanks to my colleagues from the House. I wish to add more of my colleagues from the Senate here. This is a very, very important caucus and it will grow. It's going to have to do that. It is just unfortunate. But folks. Wake up, America. We got to wake up. The enemy is inside the gates.
Jeff
That's right.
Tommy Tuberville
It is very, very important that we start to understand every day of how important this is important to us, our kids and our grandkids and the future of this great nation. 250 years that we've made it, but we're being attacked every day. And it's growing. But our side needs to grow also and fight back. There's a silent revolution that's going on in our country. We have to remember that radical Islam is not a religion. It is a political organization run by terrorists. No easy way to put it.
Chip
Ding, ding, ding.
Tommy Tuberville
Islamic extreme extremism is infiltrating the US and refusing to assimilate. But what's even darker than that, many of them are openly admitting that they are here with the intent to destroy our country and to kill Americans. They couldn't put it any more clear. This is not a secret. The Quran instructs them to kill all infidels. It specifically encourages them to behead all infidels. If they're, if you're not a Muslim, they don't want you here. It provides clear instructions about how they are to steal from non Muslims. It's no wonder that a group of Somalians have been accused of stealing what? 18 billion to this point and growing. As president Trump says, roughly 5 million Muslims live in this country in United States of America and on the rise. We do have people who are Muslims in this country of Muslim descent who do not practice sharia law and they are welcome because they want to assimilate to our culture. But woke cities like Michigan, Minnesota and New Jersey are replacing American civic norms with radical Islamic policies. Minneapolis became the first major US City to allow amplified Islamic calls to prayer year round. Noise ordinance be damned. This type of practice is not even allowed in most Muslim countries. Why do they do it here? They want to be seen and heard. They want to be on television.
Chip
Anyway. It's, it's, it's very well done. And yeah, it's just hard to understand. Like this is something that Laura Loomer commented on here. But there are 535 members of Congress, 100 served in the u. S. Senate and there's 435 that serve in the u. S. House of Representatives. How is it that only 35 of 535 join the Sharia free America caucus to make sure we don't have sharia law in America? There should be 535 of 535. Here's Rep. Keys himself said that the sharia free America caucus has grown to 35 members. We're committed to stopping the spread of sharia in our communities and local governments and the homeland. And you have. This is the saddest thing in the world, man. That this is. This is it. These are the only. I mean how is this even possible? It's hard to understand. And you somebody mentioned Ilan Omar. Look at this. So rep. James Comer demanding financial information from companies linked to Minnesota rep. Ilan Omar's husband. His companies reportedly went from 5:51 000 to 30 million in one year. Zero investor information. So we want to know who's funding this? Who's buying access? So he wrote this letter. You know the disclosure port filed on May 14, 2024. List the stake in your winery, E Stew Crew, whatever worth between 15,000 and 50,000. A stake in your venture capital firm, Rose lake capital. Thousand between one dollars and a thousand. Okay. A venture capital firm. This is the stake that Ilan Omar has in it. Right. Your combined total listed app is that's not worth the 208,000. Omar's 24 financial disclosure report filed on May 14 lists a stake in. Let's go over to the next one. E Saint Crew worth at least 1 million and 5 million a stake in Rose Lake Capital worth 5 million to 25, make both your assets potentially worth more than 30 million. An increase of 140 times in a year. Serious public concern. So he talks about the whole thing, lays it out. And something that I liked was this comment here, if I can find it, maybe somebody said, ooh, a strongly worded letter. I hope nothing happens. Yep. So it's just, it's, it's, it's going to be, it's going to be a lot.
Jeff
And Chip, this is, this is really important. I'll pull the video up here in a second, kind of as a last point. But Jim D. Brings up a good point. Real Muslims would not just would, but they do prosecute modern Muslims and not just, not just the modern Muslims. But if you have a. Oh, you got the video. So, yeah, pull that up.
Chip
You should say that.
Jeff
Yeah. But if you have a Muslim that has converted to Christianity, they face massive amounts of persecution. And here's somebody over in England. So here's someone of Pakistani descent, born, raised in England.
Pakistani Convert
I hail from a Pakistani Kashmiri parents, immigrant parents. So I'm born in 1965. So I had a wonderful British upbringing. In 1996, I embraced the Christian faith. And very sad to say, from that.
Chip
Moment on.
Pakistani Convert
We suffered persecution and our persecution escalated.
Unknown Narrator
Just to be clear, you say we, you mean your family?
Chip
My wife.
Pakistani Convert
My wife and my young children at the time.
Unknown Narrator
Okay, please continue.
Pakistani Convert
Yes. And so. And what happened? I had a couple of close friends who were also born and raised. This is a place in Bradford. So I'm born and raised in Birmingham, second largest city in England, actually. And so I'd now travel to Bradford, West Yorkshire, and it has a sizable Muslim Pakistani population, about 35%. And so I had friends who also born and raised like me in England. And actually, so I told them, look, I have embraced the Christian faith. So they became very hostile to me, told me that I should no longer approach them, knock on their door. That was it. As far as I was concerned, I was dead and buried. So this is an offense as per Islam. Under Sharia, it mandates the death penalty. But can I just say, at the time, Jan, I didn't have an idea of Sharia. Because we're born and raised, our upbringing is in a Pakistani household, but my lifestyle was very much British. So you caught between the two, however you are then actually you conform to the pattern of going to the mosque after school as a youngster from an age of 9, 10, you're taught the Quran. It's in ancient Arabic. Okay. You never taught the Sharia and so you just conform to the obligatory patterns and rituals of Islam. We didn't, I've never, I've never done the five prayers or. But so you just go along. But anyway, sir, the fact is that when I converted, in a nutshell, all hell broke loose and we suffered severe persecution.
Chip
So what kind of persecution?
Pakistani Convert
Okay, so it starts off as name calling, kuffar, kafir, infidel, unbeliever. I was often referred, myself, my family, as Jew dogs. So it's the superiority of Islam and the hatred as it's ingrained in them to hate Christians, Jews. And so this is something which we then endured and then it became, it becomes confrontational. Being spat at, being dehumanized in front of your wife and children, jostled. Then it, it then escalates to your car being set on fire, which was horrendous. Nothing prepares you for opening your curtains, three o' clock in the morning when you hear your car going up in flames and seven foot flames shooting up for your car. And actually, so it is terrorism, acts.
Chip
Of terrorism anyways, goes on for a long time. But it's amazing to hear this man's story. And it's like this is, this is why you don't see the Muslims, which are good Muslims, who, you know, who come to like England or they come to France, they want to assimilate, they want to learn the language. They still want to practice their religion, their customs, but they're not radicalized. They're not like, let's kill people. And you have them here in the United States and it's like, it's kind of what Tommy Tuberville is talking about is like you have people that come here and assimilate and they're great, you know, it's fantastic. We want, but what we don't want are, you know, crazy people coming here with like, oh, you know, they, they, they're not sitting there out in the, they're not, they're doing their, their prayers. They're, you know, daily. They're doing them in their house, they're doing them somewhere. They're not out there in the middle of the street doing it just to say, look at us. I mean that's, they're being respectful. And this is the difference what Tommy Tuber was talking about. Here's a man whose car was set on fire, was ostracized. You know, his life was threatened because he chose to leave the Muslim faith. I mean, can you imagine, like that's almost like worse than like an infills, like somebody was one of you and they left. They chose something different. You talk about a man from Pakistani parents who came to the UK and really assimilated, you know, into the cultures. And he talked about even growing up in the home, that Sharia wasn't really a thing because his parents were just regular Muslims. Just, you know, he. It was never introduced to him, all that craziness, which unfortunately is part of it. But again, you could, I guess you could sort of. You, you know, it's, it's, it's in the. You know, it's in the Quran. I mean, you can go find the passages in there. It's not like it's something different. But that's insane, Jeff, what we're seeing here on the scale. And it's like, thank God that something's being done about it. But, you know, look, we're starting to see. I saw like states where, Pete, where you had Muslims running for office, like local mayors and stuff like that. It's really insane like that. You don't even have regular people running anymore. It's, it's, it's huge numbers. But you know what Monkeys talking about.
Jeff
Birmingham, England, looking like Beirut, man. I went to visit the Aston Villa stadium, you know, where they play over at Villa Park. And, and just getting there, you know, driving through Birmingham, it was very reminiscent of like driving through like a Dearborn or something. Very industrial area. But I was a little bit surprised, you know, by what I saw, you know, as we had driven through Birmingham. That was a couple years ago, which is crazy.
Chip
Guys, type in yeti. We have eight of them. We're going to do a drawing. There's no song today. We're just gonna do the. The. I'm gonna give away this little one.
Jeff
Straight to the.
Chip
Go right, straight to the thing. And. Eight in there. Type in yeti. Y E T. I type in YETI and win. This little guy right here. What you need to type just like what. Le got 10 in there now 11, 12. They're coming in, Jeff.
Jeff
There we go.
Chip
There is Sharia compliant crypto. Yeah, I'm sure there is one of them.
Jeff
Okay. How many do we have in 12, Jeff?
Chip
That's enough to do this.
Jeff
All right.
Chip
Up here.
Jeff
Thirteen in here.
Chip
14 are coming in, man. Give me another few seconds here.
Jeff
One more. I think 14 is a good number to roll.
Chip
One more second here.
Jeff
We need one more more, people. One more yeti. One more yeti, people.
Chip
Let's do this. There we go. Knew who's going to win this Though. Car ready. Let's go.
John Voight
Let's go.
Chip
Who's it going to be? Who's it going to be? Who's it going to be?
Jeff
Jim D. And we haven't seen a big win from Jim D in a little bit.
Chip
Jim D. 007.
Jeff
Jim D. The big winner of today. Winner. Winner.
Chip
Did it twice to make up good. Rigged.
Jeff
Rigged. Right off the bat.
Chip
Right off the bat.
Jeff
Jim D. Jim D. Are you still here? Come on. That was a guaranteed victory.
Chip
Rigged. Rugged rig. Drugged. That's so freaking funny. Rigged, you guys. It's rigs. Congrats.
Jeff
There we go. Oh, no. Give it to a new person. What does that mean?
Chip
Why don't we just do another spin?
Jeff
We'll have to do another spin, Eddie. Y E T I. And you've got your zaman wallet ready to go then.
Chip
All right, we'll do another one. Go ahead and put. Queue up the music. All right, Jim, we'll do that.
Jeff
Roll again. And Jim can't win twice. So.
Chip
14. One in 14 chance, people. Let's go. Who's it going to be.
Jeff
Man wanting to win for a while.
Chip
Responding on the ground in Belgium.
Jeff
In Belgium. Come on.
Chip
Belgian OTC correspondent is here.
Jeff
Come on. Crypto welt. Oh, man. Boom.
Chip
There he is. He's here.
Jeff
Oh, wait, there we go.
Chip
We're trying to both put up at the same time. You're taking it off. I'm putting it up. He here. Crypto web winner, man. To see what happens, you stick around.
Jeff
Even though you put your Zaman wallet. Getting your address. Awesome.
Chip
I think we have his address, don't we?
Jeff
I don't know. Maybe he changed it. So let's get his new one.
Chip
Yeah. Also throw your handle in there, too.
Jeff
Oh, yeah.
Chip
Cw. Beautiful.
Jeff
Crypto. Well, that's exciting.
Chip
Hey, while we're waiting for that, I'm gonna put up this. This parody on Gangsters Paradise. Jeff, if you know the song, it's an old. It's an old school song. What was that, the 90s? I think it came out Gangster's Paradise. Coolio, 1995. I just checked it out. I saw Coolio in the Netherlands, and I want to say around 2. I think it was 2000.
Jeff
Wow.
Chip
Was it the Proms? They did the Proms down there. And what's the city right underneath? I have to look at a map. But anyway, I did. I did see Coolio do this live. It was pretty cool. Jones was in that concert as well, and Howard Jones is the guy that sang the. Sang on. That was actually a really cool Show. All right, let's do this, guys. Let's do this. Here is Trump with his version of Gangsta's Paradise. Here we go.
Donald Trump
I walk through the city overrun by the left. I take a look at Tim Walls and realize he's so Annette because he's been scheming and fraud in so long that even Melania thinks he's a baking dong. But I never crossed a lid who didn't deserve it. Now you get called out by Trump. I hope that it's worth it. You got my ICE agent stressing with your protesting so please follow orders or they'll be arresting. I hate to power trip but I gotta though got no paper send you back to the land below.
Chip
Woo.
Donald Trump
You the type of bee to come and drive an SUV all over the police out of spite Then you crash into street lights them standing most them nights Had a protest while they swear at ICE Sometimes they pay a price. Had a protest while they swear at ICE I must protect the nation and solve inflation so I'm asking you to quit. Ain't got time for this shit. So we need to let ICE do their jobs now. Don't you have a CVS on where to rob now?
Chip
I love that parodies. I'll tell you what, man, the right really knows how to meme. The left can't meme to save their life because their ideology can't prevent them to understand humor anymore. They don't have everything is mean spirit. They just don't even. They can't get the subtleties and how things are funny and their memes are always bad. Every once in a while you might see one or two good ones, but it's really rare. They're just not good at it. Welcome. Thanks, Jim.
Jeff
Dadass Yeti Number 7 14. 714. He is the Lil Prowlers from the white. The White Tribe. Little Prowlers clan from the white tribe. Number 714 now belongs to crypto whelp.
Chip
Go claim it, little prowlers. Yeah. All right. Well, that's it, guys. I mean, that's it. We did the whole show. We did an hour and 50. Oh, almost two hours.
Jeff
God, almost two hours. This is going.
Chip
Wow.
Jeff
Dragged it on.
Chip
Last time I looked, it was like 53 minutes. A whole hour went by. It's 153 now. Damn.
Jeff
That's it.
Chip
Anywho, we're not gonna be here tomorrow because tomorrow night we did a double show today. So you got double show and Saturday tomorrow. Why? Because. Why, Jeff? Why aren't we gonna be here tomorrow?
Jeff
It The Patriots are going to win tomorrow night.
Chip
Hell no, they're not going to win. Hell no. They got their asses crushed into this helmet smashed through the ground. I just hope it's. I hope it's painful for the, for the Patriots. I Hope it's a 47 to 21 loss. We'll see. Patriots always find a way to win, Jeff. They're luckiest team ever and they got six rings already, so who knows if they want it Wouldn't surprise me. It would just anger me. So that's all.
Jeff
Danny, great show. I'm no longer a Chip and Jeff virgin.
Chip
See that, See that dude.
Jeff
First time show. Glad you were able to make it on and that's awesome. We're here 8am every Saturday morning, 8pm on Sundays and then Wednesday also. 8pm yeah.
Chip
And you guys are the show, right? We put your comments up there, you guys, you know, and sometimes you take us off on tangents, which. Yeah, it's quite frequently. But you know, this is why we do the show live, because you're part of the show. We put your comments up there, we talk about them, we workshop them and it's really important to have your voice, you know. And we used to have a detractor to come in here all the time too. He's kind of like been doing other things. We like the tractors too, man. You know, listen, you can't always agree to everything we say. Unfortunately, Jeff and I agree on almost everything we say. But while we have to try to disagree but it's really difficult.
Jeff
Pretty much agree on iPhone and that's.
Chip
The only thing we have to disagree about. But who cares? Yeah. PC perpetually complicated and. And either. Although I'm really. I put a post up we to wind. I commented on something he said and I had to just like just go off on because he was talking about Apple doing some stupid crap and I was like, dude, I went off. I'm like this guy, Tim Cook is basically. Yeah, he's making money but there's no innovation happening there and he's letting great people leave. He's destroyed the brand. Unfortunately. There's no, you know, no one thinks of Apple's innovative. They're just managing the decline of their. They come out with a new phone, it does nothing. It's got a new color. It's. Or bitcoin orange. Oh, let's get it. Is the camera better? Oh, it's better. How much better? Marginal at best.
Jeff
Yeah, it does nothing.
Chip
And then they come out with liquid glass, which I call liquid ass because it's the worst freaking design choice of all time. Everyone hates it. It's hard. It's hard to see stuff. It doesn't work. It's. Again, they're just got the wrong people over there. They have the wrong people managing the brand. And Tim Cook is not the guy. He's not the guy. Yeah, he. He makes money. Yeah.
Jeff
BlackBerry, I think you know that. Where's BlackBerry today? You know, is iPhone gonna be where BlackBerry was? Because they're dropping the ball so much and because.
Chip
I don't know, man. It's just like. They just really are pathetic.
Jeff
Yeah. But. All right, let's wrap it. We'll check you guys out. Wednesday night, 8:00pm Eastern Standard Time.
Chip
Yeah.
Jeff
Not tomorrow night.
Chip
That is it. Not tomorrow night. We'll be back on Wednesday. So see you guys. Have a great weekend. Go Seahawks. That's all we know. See you guys on the next one. Jeff.
Tommy Tuberville
Oh.
Jeff
Are you down with otc?
Chip
Please, like, subscribe and click the bell.
Jeff
To be notified when the next video drops.
Date: February 7, 2026
Hosts: Jeff & Chip
The episode delves into the evolving landscape around XRP, focusing on the resurgence of its utility, Ripple’s roadmap for Institutional DeFi, the rapid expansion of RLUSD, and broader implications for institutional finance. The hosts also trace the cultural and political headwinds facing blockchain adoption and American society, with sharp commentary on global politics, immigration, and perceived institutional corruption.
[17:15] – [35:44]
“What Ripple brings to it is this whole institutional side… one of the key things is positioning this for a much larger audience.” – Chip [18:31]
[25:00] – [35:44]
“Loaning and borrowing goods should be a core human right, not a banking monopoly.” — Listener “Jim”, echoed by Jeff [35:44]
[42:50] – [49:17]
[03:53] – [16:13]
“Our podcast is about… crypto and geopolitics. But we kind of get off on tangents, which is OK… It’s supposed to be about crypto and geopolitics, but we kind of get off on tangents.” – Chip [16:13]
[54:26] – [87:27]
“This is not the Middle East... That is England. And when you see images like that, you can’t help but ask why anyone — a prime minister or a president or a king — would deliberately try to destroy their own country.” – Unknown Narrator [84:45]
“We, the people, must stand for the greatest nation’s purpose… the American dream. And we the people have put our trust in… Donald J. Trump.” — John Voight [80:05]
[50:06] – [53:06], [106:27] – [113:07]
| Timestamp | Segment | Topic/Quote | |--------------|------------------------------------------------------|--------------------------------------------------------------------------------------------------------| | 17:15–35:44 | XRP Institutional Utility & DeFi Roadmap | Detailed breakdown of Ripple's roadmap, compliance, and institutional promise | | 25:00–35:44 | Legacy Finance vs. Blockchain | Banking anecdotes, XRPL tech, NPT tokens, and DeFi potential | | 42:50–49:17 | Market Structure Regulation Delays | Stablecoin politics, bank opposition, and impact on US dollar stability | | 54:26–87:27 | Radical Islam & Immigration | European and US demographic shifts, mosque expansion, John Voight's warning, and political analysis | | 50:06–53:06 | XRP Tip Bot Returns | Nostalgia and practical comments on relaunch | | 94:32 | Tommy Tuberville Congressional Statement | “Wake up, America. The enemy is inside the gates...” | | 80:05 | John Voight PSA | Dramatic monologue about NYC, radicalism, and Trump | | 106:27–113:07| Show Closing / Audience Raffle | Community engagement and participant raffle |
This episode blends sharp blockchain and DeFi analysis—especially Ripple/XRP’s push for institutional adoption—with a hot-button critique of culture, politics, and the risks facing Western societies, as framed by the hosts. Listeners get both an inside look at XRPL’s ambitious tech roadmap and a dose of “mainstreet” skepticism on everything from entertainment to government, with a lively, sometimes controversial, community vibe.