On The Chain Podcast #799: XRP Yield Explodes | RLUSD + USAT Stablecoin | Obama Treason Docs

Date: September 27, 2025
Hosts: Jeff & Chip
Podcast Theme: Breaking blockchain and cryptocurrency news—with opinion and an emphasis on the XRP ecosystem—plus political commentary on stablecoins, government digital currencies, digital IDs, and explosive current events.

Episode Overview

This wide-ranging episode of On The Chain kicks off with breaking news about XRP’s double-digit yield opportunities, hot updates on RLUSD and the new USAT stablecoin, and then takes a deeper dive into controversial government documents implicating former President Obama. Alongside crypto news, expect robust commentary on government, digital assets, and regulatory power grabs like digital IDs and CBDCs. The team also intersperses listener banter, NFT drops, and comic relief, making for a dynamic and engaging experience.

Key Discussion Points & Insights

XRP Yield Breakthroughs & DeFi Developments

[11:48] B:

Strobe Finance has announced fully decentralized, peer-to-peer native XRPL yield.
Users are seeing “double digit return, reportedly up to 15% APY” funded by borrowers.
“The APY is dynamic and subject to change. Anything over really 5% is pretty interesting … it’s going to oscillate between 6 and 12, 15 [percent].”
Integration with Midas and the MXRP yield bearing token is making this possible.
MXRP has been well received and offers a new opportunity for users wanting to earn yield without custody risk.

[13:33] A:

Skepticism about sustainability: “That seems very yield... not necessarily sustainable, which is why you’re going to see the big fluctuation.”
Warning: High unsustainable yields “got other projects in trouble.”

[38:06] B:

Big demand for custodial solutions that don’t require relinquishing private keys.
Wheat and Flare are collaborating to bring “one-click style” yield to Zaman wallet users, so users can “earn yield without moving your XRP and still custodying your XRP. This is the way right here.”
“If you have a way to click something and make it available without moving your XRP...this is the way.”

Stablecoins: RLUSD and USAT

[00:01] A:

Brief announcement of Ripple unlocking RLUSD liquidity with BlackRock and VanEck and news of Tether dropping USAT through a federally chartered bank.
“We’re going to have to dig into that because...we’re going to shift gears…”

(Detailed discussions on RLUSD and USAT were overshadowed this episode by focus on yield products and regulatory threats; expect follow-up commentary on stablecoin specifics in future episodes.)

Regulation, Power, and the Crypto Bill

[14:49] B:

The House formally sent the Clarity Act to the Senate, now paired with Tom Emmer’s anti-CBDC bill.
- “It makes sense... you shouldn’t have a CBDC. It kind of goes against the whole spirit of decentralization because it’s completely centralized.”
Chip on SEC hype: “Once crypto legislation is passed, the CFTC is going to be the main governing body. The SEC will almost have—unless it’s a security—nothing to do with crypto. Why [the SEC thinks] they’re talking about crypto… drives me insane.”
Reflecting on endless government overreach, both hosts agree:

“Power is going to corrupt. And so an absolute power will corrupt absolutely. And that’s exactly what we have seen for way too many years.”
— A, [17:06]

Politicians: Bought, Compromised, or Both?

[21:00] B:

Deep dive into political compromise: “I don’t think politicians are necessarily bought. I think they’re compromised. I think they’re blackmailed … [with] special interests and influences.”
Jeff explains “compromised” includes not just direct payoffs, but media deals, book contracts, family enrichment, and subtle threats:

“There’s compromised and there’s payoffs and there’s different ways to go about doing it ... it doesn’t always happen at that moment. It could be family members that get paid off. Look at the Biden family...”
— A, [24:00]

Stablecoins, Media, and Government Corruption

[26:30] B:

USAID and Non-Governmental Organizations (NGOs) are called out as gigantic “money laundering operations.”
Discussion about how traditional and new media are entangled with state funding.
Lighthearted banter on which G7 nations are most corrupt (UK and France called out before Canada).

Digital IDs and CBDCs: The Looming Invasion of Privacy

UK’s Digital ID Push

[48:30] B:

UK’s Labour Party (Keir Starmer) proposes mandatory digital ID for the right to work.
- “You will not be able to work in the United Kingdom if you do not have digital ID.”
Nigel Farage pushes back:

“All that digital ID will be is a means of controlling the population, of telling us what we can and can’t do ... I do not see a single benefit...”
— E/Nigel Farage, [49:29]

The Dystopian Threat of CBDCs & Surveillance

Vivid AI-generated sketches simulate daily life under a surveilled, programmable money regime:
- “Your account balance is below 500 … you need 50 credits by the end of the day to avoid automatic eviction… purchase denied. Monthly red meat allowance exceeded. Try mealworms instead... unauthorized political gathering detected… participants access to financial services has been suspended.” — F, [53:59–55:53]
Hosts warn: “You’re going to own nothing and be happy. No, that’s not happening...Don’t lose your autonomy.” — B, [56:54], [56:59]

US Perspective

[59:45] B:

“If digital ID is pushed in the US, it’ll run into a brick wall in Florida,” referencing DeSantis’ opposition.

Political Theatre: Government Shutdown, Trump, and "Treason Docs"

The Shutdown Debate

Both hosts have little patience for government shutdown drama:

“Please shut the government down... It doesn’t affect normal services like Social Security... Get rid of it.” — B, [57:03]
Trump depicted as fighting to prevent spending for “illegals,” while Democrats (per hosts) want open borders and trans surgeries for kids:

“They want to take our money... They want open up the borders... they want trans surgeries for kids... up to a trillion dollars to fund illegals health care.”
— B, [60:17–61:24]

Obama "Treason Docs"

[79:12] J:

Report summarized: “Irrefutable evidence that... Barack Obama and his intel agencies...sabotaged [Trump], brainwashed the electorate, and undermined the legitimacy of the election.”
The Obama administration’s Russia hoax tactics: cherry-picked intelligence, suppressed counter narratives, and pressured analysts to generate the desired outcome against the incoming Trump administration.

“None of any of this was ever true ... Rank and file CIA admitted what they were doing violated their own tradecraft standards.”
— J, [79:56–82:37]

Notable Quotes & Memorable Moments

“Double digit yield on Strobe, with XRP deposits native on the XRPL... what are you waiting for?”
— B, [11:32]
“The SEC... will almost have—unless it’s a security—nothing to do with crypto. Why [are] they talking about crypto, it matters 0.00.” — B, [14:49]
“If digital ID is pushed in the US, it’ll run into a brick wall in Florida, right?”
— B quoting DeSantis, [59:45]
“Citizens of Britain, the age of freedom is over... Your bank accounts, your movements, even your thoughts will belong to me. Welcome to Checkpoint Britain.”
— D, [51:06], dystopian CBDC AI
“Your blood work shows a significant iron deficiency. I recommend incorporating more red meat into your diet... Purchase denied. Monthly red meat allowance exceeded. Try mealworms instead.” — F (AI simulating CBDC society), [55:05–55:21]
“Let’s face it, the dog knows, man. The dog’s a bigger fan than you are, Justin.”
— B, [05:23] (Comic Relief)

Community & Listener Banter

Emotional moments as hosts reflect on family losses and memories ([03:53–04:29]).
Long opening segment on pets, loss, and how animals’ quirks resonate with digital asset enthusiasts.
NFT giveaways and upcoming auctions (Badass Yetis) with frequent reminders for listeners to participate and scan QR codes ([37:23], [76:31]).
Songs and audio NFTs minted live, with AI-generated music and thematic banter about “Risk your mind, risk your soul...” – recurring motif throughout the episode ([40:16], [43:57], [72:40]).
Banter about political memes, ICE confusion (firebombing Ice Cube’s tour bus), and parody skits round out the lighter moments ([69:19], [88:58]).

Timestamps for Important Segments

| Topic | Timestamp | |---|---| | XRP yield product (Strobe/Midas/MXRP details) | [11:48 – 15:00] | | Crypto legislation, SEC/CFTC, CBDCs | [14:49 – 19:00] | | Political compromise/buyouts | [21:00 – 26:30] | | Digital ID and UK policy (Starmer, Farage) | [48:30 – 50:34] | | AI dystopian future of CBDCs | [53:59 – 56:57] | | Obama “treason docs” discussed | [79:12 – 83:23] | | NFT/giveaways, audience banter | Throughout, main blocks at [37:23], [76:31] | | Humorous/parody wrap-up | [88:58–end] |

Original Tone & Style

The episode flows as a mix of passionate, unscripted commentary, detailed analysis, and listener-driven tangents. The hosts balance skepticism and excitement, freely voicing strong opinions while engaging their community with humor, memes, and technical details. Listeners new to both crypto and geopolitics will find approachable explanations and veteran insight, all delivered with casual camaraderie.

Closing

The episode closes with reminders about the 800th podcast episode, further NFT and song drops, and the hosts’ signature blend of satire and sharp analysis. The overarching mood: energized, irreverent, skeptical of authority—highly tuned in to both the promise and peril of crypto and modern politics.

For future live episodes, community feedback is invited on audio-only feeds and new tools for listener engagement.

On The Chain Podcast #799: XRP Yield Explodes | RLUSD + USAT Stablecoin | Obama Treason Docs

Episode Overview

Key Discussion Points & Insights

XRP Yield Breakthroughs & DeFi Developments

[11:48] B:

Strobe Finance has announced fully decentralized, peer-to-peer native XRPL yield.
Users are seeing “double digit return, reportedly up to 15% APY” funded by borrowers.
“The APY is dynamic and subject to change. Anything over really 5% is pretty interesting … it’s going to oscillate between 6 and 12, 15 [percent].”
Integration with Midas and the MXRP yield bearing token is making this possible.
MXRP has been well received and offers a new opportunity for users wanting to earn yield without custody risk.

[13:33] A:

Skepticism about sustainability: “That seems very yield... not necessarily sustainable, which is why you’re going to see the big fluctuation.”
Warning: High unsustainable yields “got other projects in trouble.”

[38:06] B:

Big demand for custodial solutions that don’t require relinquishing private keys.
Wheat and Flare are collaborating to bring “one-click style” yield to Zaman wallet users, so users can “earn yield without moving your XRP and still custodying your XRP. This is the way right here.”
“If you have a way to click something and make it available without moving your XRP...this is the way.”

Stablecoins: RLUSD and USAT

[00:01] A:

Brief announcement of Ripple unlocking RLUSD liquidity with BlackRock and VanEck and news of Tether dropping USAT through a federally chartered bank.
“We’re going to have to dig into that because...we’re going to shift gears…”

(Detailed discussions on RLUSD and USAT were overshadowed this episode by focus on yield products and regulatory threats; expect follow-up commentary on stablecoin specifics in future episodes.)

Regulation, Power, and the Crypto Bill

[14:49] B:

The House formally sent the Clarity Act to the Senate, now paired with Tom Emmer’s anti-CBDC bill.
- “It makes sense... you shouldn’t have a CBDC. It kind of goes against the whole spirit of decentralization because it’s completely centralized.”
Chip on SEC hype: “Once crypto legislation is passed, the CFTC is going to be the main governing body. The SEC will almost have—unless it’s a security—nothing to do with crypto. Why [the SEC thinks] they’re talking about crypto… drives me insane.”
Reflecting on endless government overreach, both hosts agree:

“Power is going to corrupt. And so an absolute power will corrupt absolutely. And that’s exactly what we have seen for way too many years.”
— A, [17:06]

Politicians: Bought, Compromised, or Both?

[21:00] B:

Deep dive into political compromise: “I don’t think politicians are necessarily bought. I think they’re compromised. I think they’re blackmailed … [with] special interests and influences.”
Jeff explains “compromised” includes not just direct payoffs, but media deals, book contracts, family enrichment, and subtle threats:

“There’s compromised and there’s payoffs and there’s different ways to go about doing it ... it doesn’t always happen at that moment. It could be family members that get paid off. Look at the Biden family...”
— A, [24:00]

Stablecoins, Media, and Government Corruption

[26:30] B:

USAID and Non-Governmental Organizations (NGOs) are called out as gigantic “money laundering operations.”
Discussion about how traditional and new media are entangled with state funding.
Lighthearted banter on which G7 nations are most corrupt (UK and France called out before Canada).

Digital IDs and CBDCs: The Looming Invasion of Privacy

UK’s Digital ID Push

[48:30] B:

UK’s Labour Party (Keir Starmer) proposes mandatory digital ID for the right to work.
- “You will not be able to work in the United Kingdom if you do not have digital ID.”
Nigel Farage pushes back:

“All that digital ID will be is a means of controlling the population, of telling us what we can and can’t do ... I do not see a single benefit...”
— E/Nigel Farage, [49:29]

The Dystopian Threat of CBDCs & Surveillance

Vivid AI-generated sketches simulate daily life under a surveilled, programmable money regime:
- “Your account balance is below 500 … you need 50 credits by the end of the day to avoid automatic eviction… purchase denied. Monthly red meat allowance exceeded. Try mealworms instead... unauthorized political gathering detected… participants access to financial services has been suspended.” — F, [53:59–55:53]
Hosts warn: “You’re going to own nothing and be happy. No, that’s not happening...Don’t lose your autonomy.” — B, [56:54], [56:59]

US Perspective

[59:45] B:

“If digital ID is pushed in the US, it’ll run into a brick wall in Florida,” referencing DeSantis’ opposition.

Political Theatre: Government Shutdown, Trump, and "Treason Docs"

The Shutdown Debate

Both hosts have little patience for government shutdown drama:

“Please shut the government down... It doesn’t affect normal services like Social Security... Get rid of it.” — B, [57:03]
Trump depicted as fighting to prevent spending for “illegals,” while Democrats (per hosts) want open borders and trans surgeries for kids:

“They want to take our money... They want open up the borders... they want trans surgeries for kids... up to a trillion dollars to fund illegals health care.”
— B, [60:17–61:24]

Obama "Treason Docs"

[79:12] J:

Report summarized: “Irrefutable evidence that... Barack Obama and his intel agencies...sabotaged [Trump], brainwashed the electorate, and undermined the legitimacy of the election.”
The Obama administration’s Russia hoax tactics: cherry-picked intelligence, suppressed counter narratives, and pressured analysts to generate the desired outcome against the incoming Trump administration.

“None of any of this was ever true ... Rank and file CIA admitted what they were doing violated their own tradecraft standards.”
— J, [79:56–82:37]

Notable Quotes & Memorable Moments

“Double digit yield on Strobe, with XRP deposits native on the XRPL... what are you waiting for?”
— B, [11:32]
“The SEC... will almost have—unless it’s a security—nothing to do with crypto. Why [are] they talking about crypto, it matters 0.00.” — B, [14:49]
“If digital ID is pushed in the US, it’ll run into a brick wall in Florida, right?”
— B quoting DeSantis, [59:45]
“Citizens of Britain, the age of freedom is over... Your bank accounts, your movements, even your thoughts will belong to me. Welcome to Checkpoint Britain.”
— D, [51:06], dystopian CBDC AI
“Your blood work shows a significant iron deficiency. I recommend incorporating more red meat into your diet... Purchase denied. Monthly red meat allowance exceeded. Try mealworms instead.” — F (AI simulating CBDC society), [55:05–55:21]
“Let’s face it, the dog knows, man. The dog’s a bigger fan than you are, Justin.”
— B, [05:23] (Comic Relief)

Community & Listener Banter

Emotional moments as hosts reflect on family losses and memories ([03:53–04:29]).
Long opening segment on pets, loss, and how animals’ quirks resonate with digital asset enthusiasts.
NFT giveaways and upcoming auctions (Badass Yetis) with frequent reminders for listeners to participate and scan QR codes ([37:23], [76:31]).
Songs and audio NFTs minted live, with AI-generated music and thematic banter about “Risk your mind, risk your soul...” – recurring motif throughout the episode ([40:16], [43:57], [72:40]).
Banter about political memes, ICE confusion (firebombing Ice Cube’s tour bus), and parody skits round out the lighter moments ([69:19], [88:58]).

Timestamps for Important Segments

Original Tone & Style

Closing

For future live episodes, community feedback is invited on audio-only feeds and new tools for listener engagement.

XRP Yield Explodes | RLUSD + USAT Stablecoin | Obama Treason Docs

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Summary

On The Chain Podcast #799: XRP Yield Explodes | RLUSD + USAT Stablecoin | Obama Treason Docs

Episode Overview

Key Discussion Points & Insights

XRP Yield Breakthroughs & DeFi Developments

Stablecoins: RLUSD and USAT

Regulation, Power, and the Crypto Bill

Politicians: Bought, Compromised, or Both?

Stablecoins, Media, and Government Corruption

Digital IDs and CBDCs: The Looming Invasion of Privacy

UK’s Digital ID Push

The Dystopian Threat of CBDCs & Surveillance

US Perspective

Political Theatre: Government Shutdown, Trump, and "Treason Docs"

The Shutdown Debate

Obama "Treason Docs"

Notable Quotes & Memorable Moments

Community & Listener Banter

Timestamps for Important Segments

Original Tone & Style

Closing

Summary

On The Chain Podcast #799: XRP Yield Explodes | RLUSD + USAT Stablecoin | Obama Treason Docs

Episode Overview

Key Discussion Points & Insights

XRP Yield Breakthroughs & DeFi Developments

Stablecoins: RLUSD and USAT

Regulation, Power, and the Crypto Bill

Politicians: Bought, Compromised, or Both?

Stablecoins, Media, and Government Corruption

Digital IDs and CBDCs: The Looming Invasion of Privacy

UK’s Digital ID Push

The Dystopian Threat of CBDCs & Surveillance

US Perspective

Political Theatre: Government Shutdown, Trump, and "Treason Docs"

The Shutdown Debate

Obama "Treason Docs"

Notable Quotes & Memorable Moments

Community & Listener Banter

Timestamps for Important Segments

Original Tone & Style

Closing