What are the main items to put on your to-do list in the latter stages of saving and investing for retirement? To tackle this topic Kyle is joined by Craig Rickman, personal finance editor at interactive investor. Craig shares seven key considerations to bring your retirement plans into sharper focus.

In the episode, Kyle and Craig discuss the following:

Firming up your pension plans (00:59)
The merits of consolidating pensions (04:53)
ISAs, the state pension, and boosting pensions in the run-up to retirement (06:51)
Keeping money invested, buying an annuity, or doing both? (13:58)
Reducing risk (or not) in the run-up to retirement and ideas for building a defensive buffer (18:09)
‘Bucket’ strategies of multiple portfolios for different time frames (25:14)
The 25% pension tax-free lump sum: take it all at once or in stages? (26:13)

On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit www.ii.co.uk/stock-market-news.

Important information:
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