Podcast
Owner Financing & Note Investing Podcast with Dawn Rickabaugh
Hosted by Dawn Rickabaugh · EN
Specializing in seller financing, Dawn is a visionary real estate professional who gets families into (or out of) homes and investments in a way that empowers and enriches them, as well as the communities in which they live… with or without banks and regardless of market conditions. Dawn is the antidote to America’s addiction to Wall Street’s financial opium. She makes the powerful, non-bank, strategies usually reserved for sophisticated investors accessible to everyday people, making or saving them thousands and instilling hope as she illuminates hidden opportunities. As a seasoned note investor intimate with seller financing and the secondary market for private mortgage notes, she provides mission-critical expertise that is extremely rare in today’s marketplace. Sellers: know what your note will be worth before you create it. "Landlord Liberation", "Buyers: The Seller is Your Bank" and "Note Investing for Newbies" are key gateway books for those wishing to engage with The Realm. Visit www.NoteQueen.com.
25episodes
Episodes
Newest firstAll episodes
Street Talk with Tim Street and Dawn Rickabaugh
6d ago00:36:54Tap to summarizeDawn Rickabaugh welcomes Tim Street of Foolproof FSBO for a wide-ranging conversation about real estate, entrepreneurship, financial uncertainty, and personal freedom. Tim shares exciting news about purchasing a luxury property in Panama to expand his Airbnb portfolio internationally. They discuss current housing market trends, economic instability, seller financing, and the growing desire for people to take control of their finances and lifestyles outside traditional systems. The discussion also explores spirituality, self-sufficiency, media influence, and the future of real estate as more people embrace creative financing and for-sale-by-owner strategies.
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How Jay Davis Bought 3 Duplexes with Owner Financing
2w ago00:24:20Tap to summarizeIn this episode, Dawn Rickabaugh interviews veteran real estate investor Jay Davis about his decades of experience using seller financing to acquire and reposition investment properties. Jay shares how creative financing helped him buy commercial buildings with little to no money down, and explains a recent deal where he acquired three duplexes through seller financing by building trust with the seller and honoring her family legacy. The conversation highlights how owner financing can create win-win solutions for buyers, sellers, and agents alike—especially in today’s challenging market. Dawn and Jay also discuss relationship-based investing, revitalizing properties, tax advantages, and how seller financing can preserve long-term income for retiring landlords.
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The Perfect Storm for Note Buyers? Housing Market Warnings Ahead
4w ago00:24:36Tap to summarizeIn this episode of the Note Queen's Property & Paper Live, Dawn Rickabaugh shares key takeaways from a recent note investing conference and dives into what may be ahead for the real estate and note-buying markets. The discussion explores rising affordability challenges, increasing consumer debt, potential opportunities in distressed and non-performing notes, and why many investors are preparing for a possible market downturn over the next few years. Dawn and her guests also discuss conservative underwriting, seller financing strategies, institutional note trends, and the importance of staying financially and personally prepared during uncertain economic times.
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From Colonial America to Today: The Roots of Seller Financing
Apr 2400:25:29Tap to summarizeSeller financing has historically been the default way to buy real estate long before modern banks existed - and remains a powerful, underutilized strategy in today's market. This lighthearted and value-packed episode focuses on how tired landlords can use installment sales (seller financing) to potentially double their income, eliminate management headaches, and create steady retirement cash flow while deferring taxes. What makes this kind of situation a success is understanding a seller’s needs, building rapport, and structuring win-win deals (such as converting rental income into a “real estate annuity”) while also considering the secondary market for notes to ensure long-term flexibility and value. Listen to the rest of the episode over at CitizensOfTheRealm.com
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Say Goodbye to Bank Loans: Building Wealth Outside of Wall Street
Apr 800:30:40Tap to summarizeIn this episode, Dawn shares her passion for owner financing and note investing as a way to create financial freedom outside traditional banks and Wall Street. She emphasizes that a private secondary market for mortgage notes allows sellers to offer financing and still access liquidity, creating a parallel real estate system that keeps more money within communities. One of the case discussions highlights how investors can structure deals without banks, benefiting buyers, sellers, and investors through flexible, win-win arrangements. One investor (Ken) shares his strategy of selling properties via owner financing to reduce management responsibilities while generating steady income, even offering favorable terms to help buyers succeed. The conversation reinforces that many real estate deals can be done creatively without traditional lending, and that fairness, flexibility, and real-life circumstances often drive why people choose owner financing.Listen to the rest of the episode over at CitizensOfTheRealm.com
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A Superpower You'll Need in this Market: No Risk Seller Financing!
Mar 2000:26:05Tap to summarizeThis podcast episode focuses on how real estate agents and buyers can use owner (seller) financing as a powerful alternative to traditional bank loans, especially in a slower market where deals are falling through. Dawn emphasizes that agents can close more transactions (and avoid price reductions!) by introducing seller financing as an option, particularly for higher-end listings and buyers with strong profiles--for example, self-employed individuals with 20% down who can refinance later. She explains that sellers can benefit by receiving their full asking price, earning ongoing income, and potentially reducing tax burdens, while buyers gain access to properties they might not qualify for through banks. Overall, the discussion highlights seller financing as an underutilized strategy that creates win-win solutions, unlocks deals, and opens new income opportunities for both agents and investors.
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Reverse Mortgages, Distressed Properties, and the Power of Note Investing
Mar 600:27:02Tap to summarizeIn this episode of Property & Paper Live, Dawn Rickabaugh discusses current shifts in the real estate market and why seller financing and private note investing are becoming increasingly important as traditional lending tightens. The conversation covers real-world scenarios from investors, including a burned property tied to a reverse mortgage and how lenders may claim insurance proceeds. Dawn also shares insights on reverse mortgage timelines, distressed assets, and opportunities that arise when institutional lenders offload problems. As market uncertainty grows, she explains why investors who understand both property and paper (especially the secondary market for notes) are uniquely positioned to create solutions and profitable deals outside the traditional banking system.
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Craigslist For the Win: How I Made a 24% ROI
Feb 2400:24:40Tap to summarizeIn this episode of Property and Paper Live, Dawn Rickabaugh breaks down a real-world note deal she sourced from Craigslist and explains how understanding seller financing, time value of money, and human dynamics can turn an “uninvestable” situation into a high-performing asset.If you'd like to take advantage of the limited time offer for 50% off her book, 'Note Investing for Newbies' click HERE and use the code NEWB50 at checkout.
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Silver, AI & Epstein - Reading a Recent Email
Feb 1100:10:11Tap to summarizeHere are the links I referenced:Silver: 1) Silver runs out on this date - most aren't ready 2) The next biggest commodities boom is just getting startedEpstein: 1) Controlled Disclosure, Functional Sacrifice and the Architecture of Protection2) What if even just part of the Epstein files are real? >>EXODUSFREE Real Estate and Note Investing Training 👉 Join us for Real Estate Live Q&A by signing up at: https://NoteQueen.com/PPLive to participate live in upcoming zoom sessions.Quick links: Linktr.ee"Landlord Liberation" & "Buyers: the Seller is Your Bank" are the starting places for most people to learn powerful strategies to thrive in any market.
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Buying and Selling Partials - The Note Industry's Magic
Feb 1000:31:17Tap to summarizeThe second half of the recording is hosted exclusively in our Citizens of the Realm free private community. Join to access the Full Replays of our Property & Paper Live Sessions:https://my.notequeen.com/communities/groups/citizens/homeIn the second half of the show Kennesha asks about how to deal with real estate agents who are open to hearing about owner financing. I also show exactly how we create the secondary amortization schedule crucial for every partial note purchase (or sale). Tricks of the trade revealed!!Nothing held back.FREE Real Estate and Note Investing Training 👉 Join us for Real Estate Live Q&A by signing up at: https://NoteQueen.com/PPLive to participate live in upcoming zoom sessions.Quick links: http://linktr.ee/dawnrickabaugh"Landlord Liberation" & "Buyers: the Seller is Your Bank" are the starting places for most people to learn powerful strategies to thrive in any market.
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