This episode of Paisa Vaisa with Anupam Gupta dives deep into fixed income investing, bonds, and high yield opportunities in India.

Nikhil Agarwal, Founder & CEO of Grip Invest, explains:

Why most Indians are stuck between 6% FD returns and volatile equity markets
How bonds offer 10–12% fixed income opportunities
The real difference between fixed vs guaranteed returns
Risks of defaults, frauds, and what investors MUST understand
How SEBI regulations are changing the bond market
Why bonds could become mainstream in the next 3–5 years

If you’ve only invested in FDs, mutual funds, or stocks this episode will change how you think about asset allocation.

🎯 Topics covered:
Fixed income investing, bonds in India, debt mutual funds vs bonds, high yield investments, portfolio diversification, bond risks, SEBI regulations, retail investing India

TAKEAWAYS
Missing Middle
India’s biggest investment gap lies between low-return FDs and high-risk equities.

Retail Access
Bonds went from ₹10 lakh minimums to ₹10,000 opening the market to everyone.

Risk Reality
Fixed income means predictable returns, not guaranteed safety.

Return Gap
Slightly higher risk in bonds can unlock significantly better returns vs debt funds.

Regulation Edge
Fintech success in finance is built on regulation, not just growth.

Portfolio Role
Bonds aren’t alternatives they’re becoming core to asset allocation.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

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Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

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