In this episode of Paisa Vaisa, Anupam Gupta speaks with Saurabh Mukherjea, Founder, Marcellus Investment Managers, and Nandita Rajhansa, Economist, Marcellus Investment Managers, about their latest book Breakpoint.

The conversation explores the growing pressure on India’s middle class from falling real wages and rising personal debt to a changing job market shaped by automation and AI.

They discuss why traditional white-collar jobs are becoming less reliable, how the supply of graduates is outpacing demand, and why India may have “work” but not enough stable “jobs.”

The episode also looks at behavioral shifts, including consumption-driven debt and stock market participation, and the risks they pose.

Despite the challenges, the guests highlight emerging opportunities in entrepreneurship, gig work, and new business models.

A must-listen for anyone navigating careers, money, and the future of work in India.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

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The Middle Class Is Breaking - Here’s Why | Ft. Saurabh Mukherjea