
Hosted by Aaron Fragnito · EN
If you want to make your money work harder or take control of your IRA this podcast is for you. The Passive Cash Flow Podcast explains how investors can earn truly passive cash flow through real estate investments by teaming up with the professionals at Peoples Capital Group (PCG). Co-Owner of PCG, Aaron Fragnito, hosts this podcast & dives into how PCG finds, analyzes, renovates, & manages property to produces strong passive returns to silent investors. This podcast is for beginner or experienced investors. Subscribe today to learn how you can own a part of an apartment building & start earning Passive Cash Flow!

🎙 Passive Cash Flow Podcast EP.196 | Don’t Sell Your House Without a Realtor… Until You Hear ThisIn this episode of the Passive Cash Flow Podcast, we sit down with Tim Street, founder of FoolProof FSBO, to break down the truth about selling your home without an agent—and when it’s actually a terrible idea.Tim is a Marine Corps veteran, former Federal Air Marshal, and top-performing real estate agent whose listings sold for 102% of asking price, often going under contract in the first weekend . After seeing homeowners hand over tens of thousands in commissions, he built a system to help sellers keep more of their equity—without sacrificing results.---💥 What You’ll Learn:* Why going “For Sale By Owner” can backfire (and when it works)* The truth behind the **“$30,000 Agent Tax”*** Why most FSBO homes actually sell for *less** How to price your home to create bidding wars* The exact system to launch a listing in **7 days*** How to market your home beyond just the MLS* Real negotiation strategies (without sounding like a salesperson)* When you should absolutely **NOT** sell your home yourself---⚠️ Who This Is For:* Homeowners thinking about selling* Real estate investors & landlords* Anyone who wants to **keep more profit** when selling property--- 🔗 Learn More From Tim:🌐 [https://www.FoolProofFSBO.com](https://www.FoolProofFSBO.com)📊 Take the quiz: /quiz📦 Investor resources: /investor📱 IG: @FoolProofFSBO--- 🎙️ About the Podcast:The Passive Cash Flow Podcast helps you build wealth through real estate investing, with insights from experienced investors, operators, and industry experts.---If you got value from this episode:👍 Like the video📩 Share it with someone thinking about selling🔔 Subscribe for more real estate content every week--- 🧠 Topics Covered:00:00 Intro & Guest Introduction00:47 Tim Street’s Background (Marine → Air Marshal → Startups)03:09 Transition Into Real Estate Investing04:11 Why Real Estate Agents Can Kill Deals05:16 The “$30K Agent Commission” Problem06:45 Do FSBO Sellers Actually Lose Money?08:04 Why Homeowners Can Compete With Agents09:37 MLS, Marketing & Exposure Explained10:50 Who Should NOT Sell FSBO12:20 Who FSBO Is Perfect For13:56 Time vs Money: Should You Outsource?15:36 Flat Fee MLS vs Full Strategy17:10 How to Actually Market Your Home (Beyond MLS)18:15 The “Neighborhood Open House” Strategy21:20 Best Platforms to Find Buyers (Zillow, Facebook, Craigslist)22:56 Saving on Buyer Agent Commission26:01 Handling Offers, Lowballers & Negotiation28:35 Why This Works Even Better for Landlords30:16 Where to Learn More (Tim’s System & Resources)33:03 Closing Thoughts & Outro📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.195 | From $4M to $8M: How to Scale a "Boring" BusinessIn this episode of the Passive Cash Flow podcast, host Aaron Fragnito sits down with business buy and sell expert Paul Lajoie to explore the world of acquiring cash-flowing businesses. Paul, a CPA with 25 years of experience, shares his journey of buying and selling over 20 companies and discusses why he prefers "boring" industries like home services and light manufacturing over following personal passions.Connect with Paul:Website: bizbuypro.com🧠 Topics Covered:00:00 Welcome to Passive Cash Flow00:13 Introduction to Paul Lajoie00:24 Paul’s Background & First Business03:31 Deciding Which Business to Buy05:09 How to Find Opportunities06:11 Working with Business Brokers08:12 AI and Home Services08:58 Passion vs. Economics in Buying11:42 The Due Diligence Process16:11 Creative Financing & SBA Loans18:34 Structuring Earnouts19:10 Investor Returns & Scalability23:36 Paul’s Services & BizBuyPro24:37 Tax Strategy & Legal Entities27:54 Strategies for Passive Ownership28:43 How SBA Guarantees Work30:39 Buying vs. Starting from Scratch32:34 Advice on Franchises33:21 Closing & Contact Information📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.194 | Good Deals Are Back… But Capital Isn’tIn this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with Michael Zane, founder and Managing Partner at Lexcraft Advisors. Mike brings over a decade of high-level corporate experience from JPMorgan Chase and PwC to help middle-market real estate sponsors and family offices institutionalize their operations.They dive deep into how real estate sponsors can prepare their businesses for institutional-level capital, the state of the 2026 multifamily market, and why a "back-office first" approach is essential for scaling a professional investment platform.Connect with Michael :Website: LexcraftAdvisors.com LinkedIn: Mike Zane🧠 Topics Covered:00:00 2026 Market Opportunity00:36 Intro: Mike Zane & Lexcraft01:18 Strategic Business Structuring01:54 Corporate Background & PwC03:33 Middle-Market PE Niche05:18 Institutional Operating Systems07:40 Accounting, Finance, & IR08:15 Playbook for Scaling09:47 Back-Office vs. Equity Placement11:09 Collateral & Investor Portals13:03 2026 Fundraising Trends14:48 Multifamily & Industrial Outlook15:48 Buying Below Replacement Cost16:23 Institutional Market Hesitation18:13 Importance of Track Record19:53 Connecting with Lexcraft21:15 NJ Real Estate Wealth Building📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.193 | He Bought a $30K Tax Lien… It Turned Into a $600K PropertyInterested in tax lien investing but don't know where to start? In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with "Tax Lien Pro" Brian Seidensticker to demystify this unique corner of the real estate market.Brian, the founder of Tax Sale Resources, shares his journey from aerospace engineering to managing millions in distressed real estate. We dive deep into the mechanics of how these investments work, from bidding strategies to the recent Supreme Court rulings that have changed the game for investors.About Our Guest:Brian Seidensticker is the founder of Tax Sale Resources (2010) and Mount North Capital (2020). His platforms provide the data, workflow management, and capital access that professional investors need to scale their tax lien and deed portfolios. To date, his teams have partnered on over 240 properties, funding more than $23 million in investments.Connect with Brian:Data & Resources: TaxSaleResources.com Capital & Funding: MountNorthCapital.com🧠 Topics Covered:00:00 Introduction to Tax Liens00:58 Brian’s Background03:06 Discovering the Industry04:04 Market Scale & Revenue05:14 Buying Tax Liens Online06:03 Education & Legal Advice08:15 Online vs. Live Auctions09:42 Bidding Methods Explained10:46 Supreme Court & Deed Rights12:55 The Florida Fast Five Game15:10 Strategy by State16:46 NJ Accelerated Foreclosures21:12 Risks & Underwriting24:55 Common Pitfalls26:48 Liens vs. Mortgages29:26 TSR & Mount North Capital31:14 Connecting with Brian📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.192 | Why I’m Totally Unemployable (And Financially Free)Watch the video podcast on 📺 YouTube: https://youtu.be/QsDIZgSMelETo join our investor waitlist, schedule a call with a member of our team here: https://calendly.com/pcg-patrick/30min-1In this episode of the Passive Cashflow Podcast, host Aaron Fragnito sits down with franchise expert Kim Daly to explore how franchising serves as a powerful vehicle for financial freedom and professional autonomy. Moving beyond the misconception of "buying a job," the discussion highlights how investing in proven systems allows entrepreneurs to skip the "visionary" struggle and fast-track their path to becoming "completely unemployable" and totally free. By bridging the gap between active business ownership and passive real estate investing, this conversation provides a strategic blueprint for anyone looking to stop trading time for money and start building a lasting legacy through controlled, scalable income streams.Connect with Kim:✉️ Kim@TheDalyCoach.com🌐 TheDalyCoach.com📱 (603) 828-2294 [TEXT]🔗 in/DalyKim📘 /CreateWealthThruFranchising📸 @TheDalyCoach🎥 /@TheDalyCoach🧠 Topics Covered:00:00 Introduction to Kim Daley and Franchising 02:14 Franchising vs. Traditional Entrepreneurship 11:49 Investment Myths: Time vs. Capital 20:17 How to Vet and Select a National Brand 28:04 Deciding When to Franchise Your Own Business 33:12 The Z Suite: Mindset for Business Success 36:59 Resources and How to Contact Kim Daley📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.191 | AI Just Changed Real Estate ForeverIn this episode of the Passive Cash Flow Podcast, we dive into how New Silver is using AI to automate underwriting, speed up approvals, and fund deals in days instead of weeks. Learn how instant pricing, AI document review, and automation are reshaping the future of real estate finance.If you’ve ever thought real estate lending feels outdated, today’s guestis here to prove you right—and show you a better way. Kirill Bensonoffis a seasoned fintech entrepreneur and the Co-Founder & CEO ofNew Silver, a technology-powered lender helping real estate investorsclose faster and smarter. He’s built and exited multiple tech startups,pioneered blockchain-backed lending products, and runs a fundserving modern investors. Kirill is here to break down where fintech isheaded—and how to win in the new economy.CONNECT WITH KIRILL✉️ Kirill@NewSilver.com 🌐 NewSilver.com 📞 (959) 230-1095 🔗 in/Prankstr25 ❌ @Prankstr25🧠 Topics Covered:00:00 Intro – How AI Is Disrupting Real Estate Lending01:51 Instant Online Pricing Explained03:39 AI Reviews Documents Automatically04:24 Appraisal Automation + Faster Approvals05:18 Why Lending Still Needs Humans07:33 Funding Deals in as Little as 4 Days08:04 Competitive Advantage of AI Lending11:45 How AI Will Change Real Estate Over the Next Decade13:47 AI Agents Applying for Loans Automatically14:28 Will Traditional Lenders Survive AI?16:50 Why Real Estate Investors Must Think Like Tech Entrepreneurs18:27 Inside New Silver’s Investment Fund19:30 How to Contact Kirill📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.190 | Stop IRS Audits: The Truth About Crypto Tax SoftwareIn this episode of the Passive Cash Flow Podcast, crypto tax expert Janna Scott explains how her research into the inaccuracies of mainstream crypto tax software led her to develop a more precise tool that successfully halted IRS audits. If you enjoy this content, Like and Subscribe for more! Janna Scott is the founder and visionary behind DeFi Tax, a groundbreaking platform designed to bring clarity and compliance to the complex world of cryptocurrency tax reporting. With a career rooted in precision and innovation, Janna’s journey began in December 2021 when her accounting clients raised concerns about the accuracy and reliability of existing crypto tax solutions. Driven by her commitment to excellence, she embarked on a rigorous two-year research initiative, collaborating with leading institutions like the SEC, IRS, and prominent universities to uncover and address gaps in crypto tax compliance.Janna’s work has set a new standard in the industry, earning recognition from regulatory bodies and academic experts alike. DeFi Tax is now celebrated for its audit-ready reporting, direct blockchain data integration, and user-centric approach. By combining her expertise with a deep understanding of the evolving financial landscape, Janna has made it her mission to empower individuals, businesses, and institutions to navigate cryptocurrency taxes confidently. Her dedication to precision, transparency, and client protection continues to shape the future of crypto tax compliance.Contact Janna Scott:Website: https://defitax.us/Facebook: https://www.facebook.com/defitax25/LinkedIn: https://www.linkedin.com/company/defitax/Instagram: https://www.instagram.com/defitaxX: https://x.com/defitax_usReddit: https://www.reddit.com/user/DefiTax_us/---🧠 Topics Covered:00:00 — Introduction to Crypto Tax Realities and the IRS 03:46 — The Discovery of Inaccurate Crypto Tax Software 09:01 — Presenting Research to the SEC and IRS 13:12 — The Risks of Future Audits and Building a Solution 18:54 — Why Current Tax Products Fail and How DeFi Tax is Different 24:31 — Crypto vs. Real Estate Tax Strategies 29:42 — Compliance, Tax Evasion Risks, and Final Resources📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.188 | How To Avoid The Stupid TaxIf you’ve ever wanted to learn real estate from someone who’s seen it all—booms, busts, and everything in between—today’s guest is your guy. Luis [Lou-eee] A. Belmonte [Bel-mawn-te] is a seasoned real estate developer with over 40 years of experience. As principal at Seven Hills Properties, he specializes in retail, multifamily, and industrial developments. A founding partner at AMB Property Corporation (now Prologis), Luis is also a U.S. Navy veteran and author of Real Estate 101, Street Dog MBA, Street Dog Negotiator, and Street Dog Manager. Welcome, Luis!Contact Luis at: LBelmonte@7hp.comSee his books on Amazon:Street Dog Manager (Street Dog: Business & Negotiation Mastery)Street Dog MBA (Street Dog: Business & Negotiation Mastery Book 1)Street Dog Negotiator: Tales From The Trenches (Street Dog: Business & Negotiation Mastery Book 2) 🧠 Topics Covered:00:00 Intro & Why This Episode Matters 00:28 40+ Years of Real Estate Experience 02:11 Lessons From Every Boom & Bust 04:21 Institutional Money vs. Real Control 07:51 Trust, Fiduciary Duty & Investor Alignment 10:44 Today’s Market: Where the Real Opportunities Are 15:04 Office, Retail, Apartments — What’s Actually Undervalued 18:04 Capital Cycles, Timing & Following the Money 22:33 Advice for New Investors in a Tough Market 26:26 Building the Right Team & Partnerships 29:33 Books, Resources & Final Thoughts📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.189 | Institutional Money vs. The 80% Rule They Won't Teach YouIn this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with self-storage expert Joe Downs, co-founder and CEO of The Belrose Group. Joe shares his transition from the financial and multifamily sectors into the "recession-resistant" world of self-storage, an asset class he describes as real estate without "toilets, tenants, and trash".Joe is a lifelong entrepreneur and Villanova University alumnus with extensive experience across securities, mortgage, and hospitality. As CEO of The Belrose Group, he focuses on modernizing self-storage through acquisitions, development, and consulting.Like to know more? Contact Joe here: LinkedIn: joe-downs-7990851Phone: 610-283-0944Email: joe@belroseam.com 🧠 Topics Covered:00:00 – The 80% Real Estate Secret 05:00 – The Rise of Mom & Pop Storage 10:00 – Post-Covid Market Shifts 15:00 – Why Now is the Time to Buy 20:00 – Market Cycles and Future Outlook 25:00 – Changing Generational Habits 30:00 – How to Get Involved📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

🎙 Passive Cash Flow Podcast EP.187 | Revealing Andrew McNair's $300 Million Property StrategyAndrew McNair is the President & Founder of SWAN Capital. He manages over $300 million in assets, exited an 8-figure personal real estate portfolio, and has 10+ years of experience in real estate investing including multi-family, RV parks, storage, short term, and industrial properties. Andrew enjoys sharing his knowledge with others. He is a public speaker, an adjunct professor, host of a weekly radio show called “What Your Money Would Say” and podcast host of Rich Young & Powerful. Some of his guests have been Dr. Ben Carson, Larry the Cable Guy, Dabo Sweeney, and many others. Andrew has appeared as a financial commentator on WSJ, Forbes and Fox Business and has contributed to Market Watch. Andrew is the author of three books: “Don’t Be Penny Wise & Dollar Foolish”, “Tithe: A Living Testimony,” and "The Giving Crisis”Learn more at: https://swan-capital.com/ 🧠 Topics Covered:00:00 Podcast Introduction01:54 Building and Exiting an Eight-Figure Real Estate Portfolio02:58 "Rich Dad Poor Dad" and Early Financial Lessons03:58 The $147K Stock Market Loss and Coal Investment05:00 Launching Swan Capital and Shifting to Real Estate07:37 The Stress of Small-Scale Real Estate (Toilets & Tenants)11:57 The Decision to Exit and Focus on Scaling Up16:17 Starting the Wealth Management Firm at Age 2018:28 Exiting the Portfolio and Avoiding Capital Gains23:00 Andrew's Philanthropic Mission: The Joy of Giving27:37 The Giving Crisis and Lessons from History29:49 Contact Info & Final Advice on Giving📚 Enhance Your Investing Knowledge:Learn more at https://www.peoplescapitalgroup.com/🔗 Follow Us:📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en🐦 X: https://x.com/PCGrealestate💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group⚠️ Disclaimer:This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show