Podcast
Payments Innovation
Hosted by Currencycloud · EN
The Payments Innovation Podcast: FinTech | Innovation | eCommerce is dedicated to helping business leaders navigate today’s global digital economy. Whether you’re looking to stay informed on the latest in payments technology, listen to experts on the future of eCommerce or simply learn about cutting edge FinTech companies, this podcast is for you. Each episode features an interview with a globally-minded business and tech expert, discussing topics like: global payments, money transfer services, financial innovation and FinTech, eCommerce, APIs, business transformation and more.
Hosted on Acast. See acast.com/privacy for more information.
10episodes
Episodes
Newest firstAll episodes
Is the Future of Global Business Embedded? Riding the Wave of Financial Innovation
May 31, 202400:23:14Tap to summarizeWe're riding the wave of embedded finance, a concept that's both an evolution and a revolution in financial services. Back in 2019, it was seen as the missing piece in the tech stack, seamlessly integrating finance into everyday activities. But five years later, the landscape has shifted. In this episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Sara Elinson, Principal at EY Parthenon, to unpack the latest developments, challenges, and opportunities in embedded finance, and discuss whether it is the future of business. Hosted on Acast. See acast.com/privacy for more information.
Transcribe →Are Borders Obsolete? The Future of Cross-Border Payments in E-commerce
Apr 29, 202400:26:32Tap to summarizeThe world of e-commerce is brimming with global possibilities, where buyers and sellers can now be in almost any corner of the planet. But cross-border payments can still remain a complex, slow, sometimes costly process. With technology evolving rapidly and consumer behaviours shifting quickly, are cross-border services keeping up?In this episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Will Artingstall, Head E-Commerce, Citi, to discuss the changes, innovations, and trends emerging in the cross-border e-commerce landscape. Hosted on Acast. See acast.com/privacy for more information.
Transcribe →Beyond Borders: How Can SMBs Thrive In The Global Marketplace?
Mar 28, 202400:23:19Tap to summarizeSmall and medium-sized businesses are the lifeblood of many economies, with more than 5 million SMBs in the UK, and 99 million in the US. In the last decade, the combined effects of globalisation removing cross-border barriers, plus innovation and rapid digital change, have set the stage for SMBs to thrive in the global digital economy. Yet, there’s a feeling that the market continues to be underserved within financial services. Why?In this episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Adam Goodall, VP of Product, Funding Circle, to discuss how SMBs can thrive in the global marketplace and consider whether the future for SMBs is actually beyond borders. Hosted on Acast. See acast.com/privacy for more information.
Transcribe →How Will Gen AI Transform Fintech?
Feb 9, 202400:22:38Tap to summarize2023 was an explosive year for Generative AI. The mainstream emergence of tools like Chat GPT generated a huge amount of excitement and hype. In the wake of this, 93% of fintechs believe that generative AI is poised to revolutionise the fintech and financial services sector. But how much of the hype has materialised into real impact?Artificial Intelligence has long been a transformational force in finance, helping to boost efficiency, improve security and handle the vast amounts of data that the modern system relies on. So what will the impact of this new GenAI wave be? In 2024’s first episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Ram Gopal, Director of the Gillmore Centre for Financial Technology, to go beyond the buzzwords and learn more about the use cases being realised right now. Hosted on Acast. See acast.com/privacy for more information.
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Fortifying fintech: What you need to know about cybersecurity
Nov 20, 202300:16:38Tap to summarizeCyberattacks are on the increase, with bad actors proliferating around the world. By the end of 2023, according to Cybercrime magazine, hackers will have caused $8 trillion in global damages. In 2022, Moody’s listed banks as being at high risk of attack, and Fintech is also in the firing line. Financial firms hold extremely sensitive data on millions of customers, and vulnerabilities can be exploited for lucrative ransoms. Fintech is meant to be the ‘tech-savvy’ cousin of traditional finance. It’s innovative, fast-moving, and often API and cloud-driven. But how secure is it? Is the industry doing enough to protect the consumers and businesses that rely on these products?In the latest episode of Payments Innovation, Cara Hayward, Director of Strategic Partnerships for North America, Currencycloud and Visa Cross-Border Solutions, spoke with Fraser Scott, VP of Product at threat modelling platform IriusRisk, to find out more. Hosted on Acast. See acast.com/privacy for more information.
Transcribe →Special Edition: Black History Month
Oct 27, 202300:15:27Tap to summarizeWhat does Black History Month mean to you? It could be a time to recognise the achievements of the Black community, to draw attention to ongoing problems with racism, or an opportunity to stand as an ally of Black friends and colleagues. October is Black History Month in the UK, and this year, under the theme of “Saluting Our Sisters”, the event celebrates the critical role that Black women have played in shaping history, inspiring change, and building communities. In this Special Edition of Payments Innovation, Product Manager Miada Hassan speaks to two Currencycloud colleagues, Director of Sales Development Fumbi Banjoko and VP of Banking Ola Malomo, who last year launched Currencycloud’s first Afro-Caribbean Employee Resource Group, Bl@CC (Black at Currencycloud). She digs into why Black History Month resonates for them, and what companies can learn from it. Hosted on Acast. See acast.com/privacy for more information.
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Visa Cross-Border Solutions: Special Edition
Sep 26, 202300:20:37Tap to summarizeVisa acquired Currencycloud in 2021. Now, leveraging the expertise from both companies, it has launched a Cross-Border Payment Solutions. With a suite of modular building blocks that can be easily integrated with a company’s existing technology infrastructure, it enables a range of capabilities, including the ability to spend in, and send payments to, more than 180 countries and territories.For this special episode of Payments Innovation, host Piers Marais talks to Ryan Felipe - General Manager, Visa, North America, and Luciana Mosoia - General Manager, Visa, EMEA, to look at those capabilities in more detail and to understand their impact. Hosted on Acast. See acast.com/privacy for more information.
Transcribe →CBDCs and stablecoins: What role will they play in the future?
Sep 19, 202300:17:29Tap to summarizeIn 2022, the US Federal Reserve announced that it had been developing a “wholesale” central bank digital currency (CBDC), designed to speed up transfers between banks around the world. The aim of the new network would be “to reduce settlement risk in cross-border, cross-currency transactions.”But there are questions around the introduction of CBDCs, with some observers wondering how much value these initiatives will actually bring to end users and whether they pose serious privacy concerns. They are not the only digital currency being promoted. Stablecoins — a privately issued digital currency designed to hold constant value against a reference asset — are predicted to reach a value of almost $3 trillion USD in the next five years. Some say stablecoins can do everything a CBDC can do and more, with fewer downsides. This week, host Cara Hayward is joined by Clara Medalie, Director of Research at digital assets data provider Kaiko, and Sean Ryan, Vice President and Associate Director at business data and analytics firm FactSet, to investigate the role both CBDCs and stablecoins will play in the financial system of the future. Hosted on Acast. See acast.com/privacy for more information.
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Can Elon Musk build the West’s first super-app?
Aug 22, 202300:18:05Tap to summarizeSuper-apps have made a big splash in Asia over the past decade. Chinese giant WeChat, with one billion active monthly users, has millions of mini apps that run inside the platform, eliminating the need for separate apps to shop, find restaurants, or check train times.But can super-apps work in the West? X (formerly Twitter) owner Elon Musk has promised to launch an “everything app” that combines chat with financial services — and he’s not alone among Western entrepreneurs wanting to tap into the growing super-app market. This week, host Yi Nah Yeo is joined by Pratyush Prasanna, Senior Vice President of Merchant Payments, GoTo Financial, to look at what lies ahead. Hosted on Acast. See acast.com/privacy for more information.
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How has the public image of Fintech changed?
Aug 8, 202300:21:08Tap to summarizeSince it burst onto the scene in the mid-2010s, Fintech has revolutionised the way we save, borrow, and transfer money, and become a shining light of British industry. But recent news headlines have shown that maturing as a sector can be a challenging road.Can Fintech continue its impressive trajectory? And what are the strengths it needs to play on in order to maintain its impact as it settles into the mainstream business landscape? This week, host Piers Marais is joined by Head of Fintech at FleishmanHillard, Gemma Lingham, and by Innovate Finance CEO Janine Hirt to look at where Fintech goes from here. Hosted on Acast. See acast.com/privacy for more information.
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