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- [00:00]
IXL Advertiser
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- [01:14]
Oregon Lottery Advertiser
best price Oregon Parks make an Oregon Summer but what makes an Oregon park well, Oregon Lottery Gameplay helps no matter the game Megabucks, video lottery or keno funds from lottery games help support parks projects across the state, ensuring they stay safe, accessible and open for all. In fact, Discover State Park Scratches are in stores now. It's the perfect way to put a little bit of Oregon's parks in your pocket. The Oregon Lottery Together we do good things. Must be 18 or older to play. Lottery games are based on chance and should be played for entertainment only.
- [01:45]
Dr. Horton Advertiser
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- [02:16]
Luke Morrow
put out their 2026 Texans preview. What do they expect or think from the Texans this year? We'll talk about it here on Payne and Pendergast. I'm Luke Morrow in for Sean alongside Seth Payne. 713-572-4610 is the text line can also reach us in the YouTube and Twitch chats as well. First off, I think it's weird that the NFL. These are on the NFL's official YouTube accounts. I think it's weird that the NFL even puts out these videos where they're predicting every game, win, loss, and what they think the records are going to be for each team in the league. That feels like, I don't know, too close to home or something. Like, you're the league, you're the NFL. Should you be predicting what each team, what, how each game's going to go?
- [03:01]
Seth Payne
Yeah, yeah, yeah. It's weird. I know exactly what you're talking about. I can't put my finger on why I would have an objection to it other than it does. It just feels a little bit like the. They're not supposed to be doing that. They're supposed to be the ones that are in charge of, you know, just keeping everything running appropriately. Appropriately and everything. And as well, remember Adam Schefter told us the NFL, despite their relationships with their gambling sponsors, want nothing to do with gambling. Yes.
- [03:27]
Luke Morrow
Yeah. Which is.
- [03:28]
Seth Payne
We know that. Adam Schefter, they want nothing to do with gambling at all except for all of the money that they can make by bringing it in. Yes.
- [03:35]
Luke Morrow
Yeah. That's my other issue with this video, which again, you can find on YouTube, is they open it up by talking about what they're over under is in Vegas. And then at the end of the video, when they go through every game on the schedule, win, loss, they have the other teams over, under next to all their teams and they reference again, Texans over unders nine and a half. Like, there's gambling stuff filled in the entire video.
- [03:57]
Seth Payne
You know what it feels like? It feels like the sports book telling you which bets to. To make.
- [04:01]
Luke Morrow
Yeah.
- [04:02]
Seth Payne
Like, oh, this is where I should put my money. Okay, thank you. Thank you. Thank you, Mr. Casino Owner. I didn't realize you were going to be so helpful.
- [04:10]
Luke Morrow
Yeah, yeah, it's true. Which again, going back to, like, Shafter is the whole conflict of interest where they're partnered or involved with gambling companies, sports books, and then they're putting out certain news. It's, it's just, it's. It's, it's a whole thing now.
- [04:25]
Seth Payne
The. But they're so. So since they're bullish on the Texans in this preview, then I think the NFL and the powers that be are trying to sabotage the Texans somehow this year. They're going to make a bunch of money on people taking the over on the Texans.
- [04:38]
Luke Morrow
Yeah, that's right.
- [04:39]
Seth Payne
Yeah.
- [04:39]
Luke Morrow
Somebody said. Are you suggesting the NFL is scripted? No, I'm not Going to go that far with those?
- [04:43]
Seth Payne
Well, no, no. That is though where I do think they need to be more careful sometimes. And if like I, I think the NFL at first thought a lot of the NFL, scripted NFL fixes, games or whatever, like they figured. Okay. Yeah, it's just normal conspiracy theory stuff. I think things have reached a tipping point in terms of A, the scandals and then B, just perception and conspiracy theories just being so omnipresent everywhere online that you gotta be a little bit more careful about it, even though you think it might be ridiculous. Like, ah, no, take it whenever you can take an extra step further away from the situation to try to not add any fuel to the fire.
- [05:21]
Luke Morrow
Right.
- [05:21]
Seth Payne
Here they are.
- [05:22]
Luke Morrow
Yeah, exactly. It's like, you know, if your significant other thinks you have something going on with another person, you probably shouldn't be hanging out with them, even if you're innocent. You know, you gotta distance yourself as much as possible.
- [05:32]
Seth Payne
She'll get over it. Debbie and I have a special kind of relationship. That's what you're referring to. Okay, Just stay out of my personal life, Luke Morrow.
- [05:43]
Luke Morrow
You got it. The video is 12 and a half minutes long. You go find it on, on YouTube. But for the purposes of this conversation, the most important stuff is really in the final minute. If you skip ahead to about 1140, 1145 of the video, that's where it breaks down what they truly think is going to transpire this year. They have the Texans, the NFL. This is the NFL. They have the Texans at 13 and 4 this year starting the season. Let me count these seven and oh, and then also being. Let me try to do this math, 12 and 2, right. Would that be. Yeah, 12 and 2 before losing back to back games of the Eagles and the packers there towards the end of the season, until that last part there,
- [06:26]
Seth Payne
I was like, no, your math's way off.
- [06:28]
Luke Morrow
Throw a lot of numbers trying to figure out the math as we go.
- [06:30]
Seth Payne
Okay, so this is the thing about predicting a 13 and 4 record. It's not as bold as it sounds initially when you figure if all they did was go through and go by the Vegas win totals, they want nothing to do with gambling. But if they did the Vegas line on each of these games, not the win totals, they're favored in 13 of their games, you know, and then the how the beginning of the season might go compared to the end of the game. So the only game in the first part of the season that they're underdogs is against the Bills in week one. And I feel really good about the Texans winning that game. But then it's, it's, it's Eagles, Ravens and Packers are the teams that they're underdogs to. That's where. Especially with some of the games on the road in cold weather like the, It's a, it's a brutal second half of the season in terms of some of the real genuine tests you'll. Based on what we know of these teams right now, there's going to be some brutal kind of gauntlet figure out who you are as a football team late in the year.
- [07:27]
Luke Morrow
Yeah, they only have them losing Chargers right after the buy, then losing to the Ravens. And then like I said, those two games in the final three weeks, Eagles and Packers, those are the only four losses. And Seth, if you are correct that they're mostly going off of the favorites or the betting lines and that's how all, you know, that's what all the degenerates, the degenerate gambles. Gamblers do of like, oh yeah, the Bills are favored. Of course they're going to win the game. Let me bet the Bills.
- [07:53]
Seth Payne
I went through when I went through and did my, you know, trying to be as objective as possible, I came up with 12 wins. But that's also knowing like there are a few games in there where the Texans are favored. But if it comes to, you know, are you going to split games with Jacksonville, most likely, etc. Etc. The big thing, the big, the big benefit about playing in London is that the Jags just flat out lose that home game. Yeah, it's a, it operates much more like a neutral site field when you're over there, even though it's technically their home game. But they lose genuine home field advantage versus the Texans. So for anything you might want to complain about with this schedule, I like the way it all laid out. I know we're not doing a schedule release reaction right now, but I was out, I was out that day, so.
- [08:36]
Luke Morrow
Oh, okay. Yeah. Hey, bring the takes back. I mean we sort of are, we are talking about the, you know, the, at least the NFL predicted game by
- [08:43]
Seth Payne
game, 13 wins though. But then, you know, some people ask, okay, well how are they. How come if they're favoring all these games, like, why are they only. Why is it a nine and a half win total right now? It's, it's really, it's really hard to win 13 games in the NFL. Like, it's just everything is. Bill O' Brien loved to say it's a, it's an 8 and 8 league and the even the really good teams, sometimes just by luck of the draw, you could play really well and get win 13 games one year and then win nine games the next.
- [09:13]
Luke Morrow
Yeah, hey, I love a home underdog, especially in divisional games. So you know the favorites don't always win. Of course as we know it's why it's what it's part of what makes the NFL so great is that parody
- [09:24]
IXL Advertiser
testing season is right around the corner and this is when confidence really matters. When kids take time to review key concepts and strengthen their skills before assessments, it can make all the difference. IXL helps reinforce what they're learning right now. So they walk into every test feeling prepared, capable and confident. IXL is an award winning online learning platform that helps kids truly understand what they're learning, whether they're building math confidence, strengthening reading and writing skills, or reviewing science concepts. Designed for students from Pre K through 12th grade, IXL delivers personalized, interactive practice that adapts to your child's level and pace. It's an easy, effective way to support learning as the school year heads into its final stretch. Studies show kids who use IXL score higher on tests proven in all 50 states. IXL is used in 96 of the top 100 school districts in the US make an impact on your child's learning. Get IXL now and listeners can get an exclusive 20% off IXL membership when they sign up today at ixllearning.com audio Visit ixllearning.com audio to get the most effective learning program out there at the best price.
- [10:38]
Luke Morrow
Best thing that's ever happened to you financially. Go easy. Sold my car on Carvana. Amazing offer, really. I hit 200 on a scratcher. Did the scratcher come to your house and hand you a check? No. How many scratchers did you hit to get that? I hit a button on Carvana.com once. Okay, that's fair. It's like the lottery, except you always win. Not like the lottery at all, actually. Exactly. Inexplicably good offers worth bragging about. Sell your car today on Carvana. Pickup fees may apply.
- [11:09]
Dr. Horton Advertiser
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- [11:39]
Luke Morrow
They have the floor set at 7 and 10. Like worst case scenario for the Texans this year, they still win seven games. It does feel like with the Miko Ryan's and with this defense that this is a team or right now of franchises they're currently constructed that don't seem like they could ever bottom out. They're never going to be, you know, they're never going to be bad. They might not be as good as we think, but they're never going to be a bad team. So the NFL in their preview they put the floor at seven wins as worst case scenario.
- [12:06]
Seth Payne
The thing I would worry about if we're going to be just a genuinely horrific season and the Texans were a huge disappointment. I don't worry about the defense at all. I worry about the offense not just taking a step forward, but if they actually took a step backwards. They're facing a lot of teams that right now they might be favored over, but that if those teams did improve their defense like the Bengals, the Bengals improve their defense and the Texans offense is still struggling. You know, that easily takes a game that you're favored to win right now and changes completely if the offense can't get out of their own way. So there's teams like I'm still not going to like. While the Browns would be another one that I would be a little bit nervous about. Just in that if their defense is playing as well as they have in recent years and the offense is even worse than it was last year, is struggling more than it was last year, a lot of those gimme wins all of a sudden become, you know, hotly contested contests if even if it's a bad team but has a good defense.
- [13:04]
Luke Morrow
By the way, I was just looking at the other teams in the conference. 1, 2, 3, 4, 5, 6, 7. Oh my goodness, those are the. They're really high on the AFC south overall. This one is crazy. One, two. I have to make sure I'm doing The math correct. 1, 2, 3, 4, 5, 6, 7 losses. Okay, so if in case you're curious, well, what did the NFL put for the rest of the division for their predictions? They have the Colts at 10 and 7, they have the Titans at 10 and 7 and they have the Jaguars at 13 and 4 just like the Texans.
- [13:35]
Seth Payne
Okay. When you go through and right now there's a lot of these articles right now this time of year about okay, which team's most likely to go from worst to first, etc. I do think that the Titans are one of the teams one of the bad teams that I'd be least surprised if they, if they made a sudden turnaround. I'm not predicting that they will because I still, I think they've got a lot of issues to figure out on offense, but I think their defense is probably going to be a lot better immediately. And if, if Cam Ward ends up just surging in his second season and looking like a guy who might really become somebody, then I think they can be a, they can be a viable team a lot faster than it might feel.
- [14:14]
Luke Morrow
Yeah, I think I've made the case the Titans could be the Patriot. I'm not going to pick them to win the afc, but they just check all the boxes of last year Patriots. So I do think they'll be improved. I think the Colts will take a step back and I think the Jags will take a step back. So also, by the way, somebody has to lose some games. If the NFL truly is predicting that every team in this division is going to win at least 10 games, then I don't know how seriously I could take any of these prediction videos that they released last night because some teams have to lose at some point.
- [14:42]
Seth Payne
That's true. Yeah. Because with the Titans, they didn't go by that the winter whether they're favored or not in each of these games. True.
- [14:50]
Luke Morrow
Yeah. So anyways, hey, coming up we'll catch up with the fellows of in the Loop. And by the way, that video is on YouTube. You can go check it out for yourself. It's a 13 minute breakdown on the Texans for 2026. It has the breakdown of each game, what they expect them to win and lose. You go find it for yourself. But very bullish on the AFC south coming up, we'll catch up with the Fellows in the Loop, find out what the question of the day is. But we do have the audio of the Telemundo play by play call of the Messi goal from yesterday. So we'll get to that. Plus other audio of an incredible talent that a kid has related to the sports world. And we have to get to that next as well. It's Payne and Pendergast.
- [15:28]
Dr. Horton Advertiser
Now is your time to get into a new Dr. Horton home by taking advantage of its national Red Tag sales event this Friday, July 10th through Sunday, August 2nd. Stop by any of its participating communities and find select red tag homes at Incredible Pricing. So whether you're buying your first home or looking for an upgrade, you don't want to miss the red tag sales event starting this Friday. Discover the Dr. Horton Difference Visit Dr. Horton.com Dr. Horton America's Builder an equal housing opportunity builder Oregon Parks make an
- [16:00]
Oregon Lottery Advertiser
Oregon Summer but what makes an Oregon park? Well, Oregon Lottery Gameplay helps no matter the game Megabucks, video lottery or keno funds from lottery games help support parks projects across the state, ensuring they stay safe, accessible and open for all. In fact, Discover State Park Scratches are in stores now. It's the perfect way to put a little bit of Oregon's parks in your pocket. The Oregon Lottery Together we do good things. Must be 18 or older to play. Lottery games are based on chance and should be played for entertainment only.
- [16:29]
Luke Morrow
How We Made youe Mother is a rewatch podcast that looks back episode by episode at the hit TV show How
- [16:34]
Podcast Narrator
I Met yout Mother.
- [16:35]
Luke Morrow
It's hosted by me, Josh Radner along with series co creator Craig Thomas.
- [16:39]
Podcast Narrator
In seasons one and two, we were joined by Neil Patrick Harris, Cobie Smulders, Bryan Cranston, Ashley Williams, Wayne Brady, Jenna Fisher and Angela Kinsey, Joe Manganiello, and my brilliant co creator Carter Bayes. And now we are diving into season three. So whether it's your 50th rewatch or your first time through, follow How We
- [16:56]
Luke Morrow
Made youe Mother wherever you get your podcasts.
- [16:59]
Podcast Narrator
Queen Carvania stood haloed by the morning sun. An army hung on her every word.
- [17:07]
Seth Payne
My champions, I have sold my chariot on Carvana. Twas a lovely suv, an inexplicably queenly offer. They're even coming to the castle to collect it. Tonight we feast.
- [17:23]
IXL Advertiser
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- [17:27]
Oregon Lottery Advertiser
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- [17:27]
IXL Advertiser
Fees may apply
- [17:30]
Podcast Narrator
as the U.S. men's National Team takes center stage at a home World Cup. Make sure you're listening to Call it what you want, part of the CBS Sports Podcast Network where you can join me. I'm Jimmy Conrad alongside Charlie Davies, Tony Miola, Marcelo Balboa and Benny Fieldhaber throughout this tournament for previews, instant reactions and analysis of every US Match. Then all summer, we're back every Tuesday and Thursday covering all things US Men's National Team. Download and follow Call it what yout Want on Apple Podcasts, Spotify and wherever you get your podcast.