Hosted by Tracie Munce, Amy Sousa, and Lisa Carmichael, this episode features financial advisor Carolyn Oberfeld, who brings nearly four decades of experience—and a clear, grounded voice—to the conversation around women and money.

In this episode Carolyn shares:

• How a chance encounter in downtown Minneapolis shifted her path from broadcasting into a lifelong career in finance
• What it was like to begin her career during the 1987 market crash—and why that moment solidified her commitment to the industry
• Her decision to launch Oberfeld Investments at 61 and co-found Collective Legacy and Wealth, a collaboration of female advisors across generations
• Why stepping into financial leadership is no longer optional for women—as trillions of dollars shift into their hands in the coming decades
• Practical first steps for women who feel uncertain or disconnected from financial conversations at home

Throughout the conversation, Carolyn offers a steady reminder: financial confidence isn’t about knowing everything; it’s about being willing to step in, ask questions, and stay engaged. She also shares simple mindset shifts, the importance of open conversations about money—especially within families—and a broader definition of legacy rooted not just in wealth, but in values, knowledge, and intentional living.

This episode is for the woman who has let someone else handle the finances, the woman who feels behind, and the woman who is ready to step into a more confident, informed relationship with money. Because understanding your money isn’t just about numbers, it’s about ownership, leadership, and what becomes possible next.

References, Links, and Books Mentioned:

• The Millionaire Next Door — a research-based look at how everyday people quietly build wealth
• The Richest Man in Babylon — a story-driven introduction to timeless financial principles

Websites/Resources:
• NerdWallet — accessible guidance on financial decisions
• Investopedia — clear explanations of financial terms and concepts

Quotes:

There’s a lot to be said for understanding the power of yourself around money, and not giving money more power than you.
In the households, 85% of the time, women are either making the financial decisions or they are part of them. You probably know a lot more than you realize.
Legacy isn’t just about dollars. It’s about passing down your knowledge, your values, and how to build a purposeful, mindful life.

There are no mistakes when you’re moving forward. Anytime you seek out knowledge, it’s a win.
Don’t expect perfection. It’s a learning process. Give yourself grace, but also push yourself.
It’s in our uncomfortability that growth is found.
If you write your goals down regularly, your chance of success goes up. When you share those goals with someone else, it goes up even more.

MORE ABOUT CAROLYN:

Certified Financial Planner (tm) with almost 39 years of experience in financial services. I partner with clients to deliver thoughtful financial guidance grounded in trust, discipline, and care. My approach emphasizes long-term security, informed decision-making, and a relationship-driven experience where clients can feel confident knowing their goals—and their well-being—come first.

CONNECT WITH CAROLYN:

⁠Website⁠

⁠⁠LinkedIn⁠⁠

soon-to-be Oberfeld Investments, LLC

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