📱 Want expert help in planning for your financial future? Schedule a check-in meeting with Steve:

https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

⚡ Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

In this mini-episode, Steve explains why generic investment advice can fall short, especially for utility employees with cash balance pensions, profit-sharing plans, and other employer-sponsored benefits. He shares his philosophy of integrating every piece of your retirement puzzle rather than treating your 401(k) as a standalone account.

Here’s some of what we discuss in this episode:

🎯 Why Target Date Funds Miss the Mark

🏦 The Hidden Value of Your Cash Balance Pension

🧩 Connecting All the Pieces of Your Retirement Plan

⚡ How Utility Employees Should Think Differently About Investing

📈 Why "Right-Sizing" Your 401(k) Matters

Get your copy of Power Up Your 401K in our toolkit: https://keap.page/ngt919/toolkit.html

YouTube: https://www.youtube.com/channel/UCEE5ZkDedYTsKzkh2UxQ9Sg

Book your financial check-in meeting with Steve: https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

Other ways to get in touch:

Phone: (775) 266-8867
Our website: https://powerhousefinancialadvisors.com/
Email: info@powerhousefa.com

LinkedIn: https://www.linkedin.com/company/powerhouse-financial-advisors/
Facebook: https://www.facebook.com/PowerhouseFinancialAdvisors

This podcast is provided by Powerhouse Financial Advisors Inc. ("PFA"), a state-registered investment adviser. The information provided is for informational and educational purposes only and should not be considered personalized investment advice. PFA does not guarantee the accuracy, completeness, or suit...