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Mark
If your PayCheck stopped for 30 days, would your household stay steady or start scrambling by week two? If extreme heat knocked out the power, would you know how to recognize heat stroke before it turned deadly? Today, we're talking about building a simple 30 day buffer on a real life budget and handling heat related illnesses the right way. Real risks, practical steps, no drama.
Krista
Welcome to Practical Prepping. Today is July 27, 2026 and this is episode 563. This is the prepping podcast with no bunkers, no zombies and no alien invasions. Just Practical Prepp, where we teach everyday people how to prepare for life's emergencies, disasters and crises. And we're here to help you get prepared. I'm Krista.
Mark
And I'm Mark. If you'd like the episode notes for today's show, go to practicalprepping.info 563. Now, we're talking about building a 30 day buffer on a budget and we'll be talking about handling heat related illnesses.
Krista
So let's talk about that. What does a one month buffer actually mean?
Mark
Well, with a one month buffer, your household can operate for 30 days without new income and without needing immediate outside assistance. Okay, it means three things. Start with food security. For 30 days, you have enough shelf, stable and freezer food to feed everyone in your home. For one month, you have adequate calories and balanced nutrition using foods you already eat. We're not talking about 25 year emergency foods here, we're talking about foods that you normally eat and of course, my
Krista
favorite, water, the water you have on hand, enough storage for drinking purposes and basic hygiene or a reliable plan to at least access and purify water if your utilities are interrupted.
Mark
And it's having one month of essential expenses covered, enough cash reserves to pay your core bills if the income stops temporarily. We're talking here housing, utilities, insurance, transportation, basic groceries. You have that 30 day supply. But you may need to add milk and bread for the family during that time.
Krista
You know, a 30 day buffer is going to protect you against the most common disruptions, things like a job loss, medical leave, even severe weather that can impact you for weeks. A short term supply chain could be interrupted or there could be some unexpected repairs that need to be done. Suddenly. I was in a client's home the other day and they were dealing with a catastrophic plumbing leak while they were on vacation. So this bad boy went unchecked for a couple of weeks. So it's been a complete nightmare for them.
Mark
And that emergency fund comes in handy for that kind of thing. It creates breathing room and it gives you time to make decisions instead of reacting in panic. It's financial and logistical margin and it's the space between stability and crisis.
Krista
So we're going to talk a little bit later about how to create a 30 day buffer on a budget and we're going to do that in a minute. But first, we like to say that today's cup of coffee comes from Heidi, who has been a supporter of our podcast since March. Heidi, we really do appreciate your support.
Mark
Yes, we do.
Krista
And friends, you too can go to practicalprepping.info support where you can show us a little bit of love by buying us a few cups of coffee. Or maybe you would even consider a coffee membership just like Heidi did. It's only $5 per month, but that really goes a long way to help us offset the expenses of the show. So please consider helping us out@practicalprepping.infosupport now let's get back to the show.
Mark
So here is how we create that buffer. First, assess your current starting point. Take inventory of the pantry, take inventory of the freezer, make a list of what you would need to feed your family for a month and calculate one month of your essential expenses. Now identify the gaps instead of guessing.
Krista
Also create a food strategy. Of course you want to buy what you're already eating, so consider adding one or two or a few extra items every shopping trip to build up toward that 30 day buffer. Focus on some of the calorie dense, low cost staples and it helps to
Guest or Contributor
build in some depth in your core
Krista
foods and then just create a simple rotation system. I do that very same thing. I go into my prepper pantry and
Guest or Contributor
I rotate out some things that I may have put back a year or two ago and then I can replace them with more current products later on.
Mark
She calls it shopping her pantry.
Krista
I shop my own pantry.
Mark
You want to create that water storage plan. Now the very minimum daily needs of 1 gallon per person per day, that's a very minimum. We store more, but start there a minimum of 1 gallon per day per person. Now there's some short term storage options, but do not reuse milk jugs. It's just virtually impossible to clean out all of the bacteria in there. And that's going to create an issue for you later. And they leak very easily. They're not intended for long term storage.
Krista
That's true.
Mark
But you can get some gallon jugs of water from the grocery store. Some of these are fairly thick plastic. You can use cases of bottled water. You can refill sturdy gallon jugs. Now, we use distilled water. I'm on a cpap. I use distilled water in that. Krista uses it in a humidifier. So we get quite a few of these gallon jugs that are rather substantial, and we refill those with tap water, put a date on it and set it aside. And you want to gradually increase that supply. And that's how we're increasing that supply, is we're adding to it as we use up our distilled water.
Krista
And remember, when you're storing water, don't store it directly on a concrete floor. Put it on a pallet or raise it up on some kind of a wood shelf. If necessary, you could store it under the bed or in the back of a closet. But we just recommend not directly on a concrete floor, just in case of a leak or possible contamination.
Mark
If there's a flood, well, it will leach over time.
Krista
Yeah, that's true.
Mark
Now, let's talk about developing that emergency fund.
Krista
Okay.
Mark
Cash can be king. And sometimes it can be the only thing I've seen that happen, especially when you're talking about damage after a storm. And maybe the store is able to open, but they can't process debit cards. Maybe their Internet is out and so they can't do that. But they can sell you gas for cash, right.
Krista
Or anything else, you know, for cash.
Mark
So you want a cash emergency fund for those ATM outages and for that grid damage, as we mentioned there. But start with $500 as a goal, and you can bill toward one month of essential expenses after that. And one of the things that helps to do this is kind of automate small weekly deposits. Now, I like having a cash emergency fund here in the house. If you put in something like $10, $20, $50 per paycheck, whatever you can do, Anything's better than nothing. But I ran the numbers on this when I was researching some of this, and $40 per pay period over three months will give you a $500 emergency fund. So it's really not that hard to build. Just have to set that money aside. And one thing that I've seen some folks recommend doing is cutting one expense temporarily to accelerate the progress of that.
Krista
Oh, yeah, I've seen that. Where sometimes you might have to cut out that fancy cup of coffee in the morning from the fancy drive through. But if that helps get you toward that emergency fund, you'll be thanking yourself many times over.
Mark
Yeah, I carry a thermos. I'd rather not spend $5 for a cup of coffee when I can have. You want good coffee? I want good coffee. I want homemade coffee that I'm used to drinking. In doing this, there's some ways you can reduce the financial strain, and one is to spread these purchases over 8 to 12 weeks. We're talking about building a month's worth of cushion, but you can build that over three months and it doesn't hurt that bad. Watch for sales and seasonal discounts and bogos. I used to love to go into Publix and they would have something unadvertised and it was buy one, get one free, right? Yeah. And I remember the first time I found that particular case was American cheese and I was eating a lot of sandwiches with sliced cheese. So it worked great. But do not go into debt for preparedness purchases.
Krista
Okay, friends, are you learning from the podcast? Are you getting some new ideas for your prepping journey or are you identifying a skill that maybe you need to learn? In other words, do you receive value from our little show here, Practical Prepping Podcast? Would you help us out by giving back a little? Go to practicalprepping.info support and you'll find several ways that you can help support our show. Now let's jump on over into segment two and we're going to talk about heat related illnesses, something we've been seeing in the news a bit here lately.
Mark
We have. I saw a thing on the local news about how many calls the local fire department had increased just because of heat related illnesses.
Krista
It's where we're having the kind of weather here in northern Alabama where It might be 88 degrees outside, but the heat index humidity factor makes it feel like it's 108. And I have felt that kind of air. It's a heavy, soupy, hot, miserable air with a high dew point. Relative humidity 95 plus percent.
Mark
Yeah, we call it air you can wear.
Krista
It's like soup. You're breathing soup. It's just miserable.
Mark
But heat related illnesses are medical conditions that are caused by the body's inability to properly cool itself and they range from mild to to life threatening.
Krista
So we want to talk about some of the early recognition and the intervention tactics that you need to take if you're starting to see yourself or someone else beginning to suffer from a heat related illness.
Mark
Now, one thing that I do is wear a cool cloth when I'm working outside in the heat. It's simple and it really does help, especially in this oppressive heat that we're experiencing this year. All you do is wet it, snap it, and put it around your neck. The evaporative cooling keeps you much more comfortable and safer. There are two that I use, and one is made by Mission and the other by Frogg Toggs. And I'll put the link to those in the show notes and on the featured Items page@practicalprepping.info featured.
Krista
That's really important. If you're mowing the grass or working in your garden or just outside with your kids, just having that cool cloth around your neck can lower that temperature in the wintertime.
Mark
It really helps. It really does help. Now, the first thing we're going to cover, and these are in ascending order of severity.
Krista
Okay?
Mark
Heat cramps.
Krista
Heat cramps.
Mark
They're painful muscle cramps caused by heavy sweating and electrolyte loss. Now, you see these. A lot of football games players having leg cramps, okay? The heat cramps that come upon them, muscle spasms, usually in the arms, can be in the leg, but can also be in the abdomen. And it'll be along with heavy sweating. And it's common during that strenuous activity in the heat.
Krista
So let's talk about prevention. You want to hydrate before you begin these activities and during these activities and after the activities. In other words, properly hydrate before, during, and after. And you want to use some beverages that have proper electrolytes in them because this helps to replace the fluids and the salts that you lose through sweating. And take frequent breaks in shaded or cooler areas just to get some of that heat off of your skin. And if you can, limit some very intense activity during the peak heat, which is generally between about 10 o' clock in the morning to almost 4 o' clock in the afternoon, those tend to be the hours where the direct heat is so much more oppressive.
Mark
Right now, if you're experiencing or someone you're with is experiencing heat cramps, move them to a cool place and drink water or that electrolyte. Drink slowly. Don't just chug it down, and then gently stretch and massage the affected muscles. Okay, we're talking about charley horses here is kind of what we're talking about.
Krista
Yeah, for sure.
Mark
This next one is heat syncope.
Krista
Now, syncope is a medical term. What does it stand for?
Mark
It means fainting.
Krista
Oh, okay.
Mark
And this is a fainting episode caused by heat exposure and dehydration.
Krista
I've actually experienced that.
Mark
Yes. And symptoms can include dizziness, lightheadedness, feigning, which you did on a public roadway, pale skin. And it often occurs after standing quickly in hot conditions.
Krista
So a great way for prevention is to again maintain that hydration before, during, and after. Avoid standing motionless in heat, and especially if you're locking your knees, because that can actually accelerate the bad symptoms. The kids that are in band camp during the summer, a lot of times this is going to be happening to them because they're not accustomed to rehearsing in the hot of the day. And I know that some of the instructors and the coaches and the teachers
Guest or Contributor
are trying to be very cognizant of
Krista
the hottest part of the day where they'll do some of their training inside. And that's great. But at some point, these students are going to have to be practicing the athletic field or the banfield out on the field. And so if you're feeling this syncope type feeling coming on, get yourself to a cooler place if you can slowly sit down, lie down, if it makes you more comfortable, and begin hydrating, especially with the electrolytes.
Mark
And I've seen videos of this happening with lines of troops that were being reviewed and they've been standing at attention for some period of time, and all of a sudden one of them just falls over, falls right out. Just falls out right there on the parade ground. So be careful with this. And also be careful to rise slowly from sitting or lying positions.
Guest or Contributor
Yeah. No jumping up.
Mark
No jumping up. And the older I get, the more important this is. Nothing related with heat, but I'm a little bit more cautious when I stand up now than I was 20 years ago.
Guest or Contributor
Sure.
Krista
I know it feels different.
Guest or Contributor
Yes. So the treatment for that, of course, move to a cool area, lay the person down, and if you can, elevate
Krista
their legs, even if you have to
Guest or Contributor
put some jackets or clothing up underneath their legs, get those feet above that heart level, loosen any tight clothing that
Krista
might be binding on them that might
Guest or Contributor
be causing a lot of elevation of heat, and provide some cool fluids for them to sip slowly once they are fully alert. Never try to give someone something to drink if they're not conscious.
Mark
Now let's move to heat exhaustion.
Guest or Contributor
Okay.
Mark
Heat exhaustion is a serious condition from prolonged heat exposure and fluid loss. I've experienced this twice. Both times I was on duty. Both times involved being at a wreck, being in a vehicle in the middle of the summer, in August in particular, and with high temperature and high humidity.
Krista
And then you're in all that gear.
Mark
Yeah. And then when it's over, I went down.
Krista
Yeah.
Mark
But some of the symptoms here are heavy sweating, weakness, nausea, headache, cool clammy skin, a rapid pulse, and dizziness.
Krista
Yeah.
Mark
And it was the dizziness that really took me out when I got you. Just your feet just come out from under you, basically. And I just sat down right where I was and happened to have paramedics on the scene that were very attentive to me after they got the patient on the way to the hospital.
Krista
Good. Now, prevention in the case of that type of exhaustion, you want to increase your fluid intake in hot weather, especially if you know you're going to be out there in it, you know, for more than just a few moments. If at all possible, wear loose, lightweight clothing. You know, this isn't the time to be going out in, you know, hoodies and long pants maybe.
Mark
And it's also a time to be wearing lighter colored clothing.
Krista
Yes, exactly. A little bit more heat reflective that way. Work during the cooler hours. If you can get your outdoor work done before 10 or say after 5, that might be a big advantage for you so that you're not putting yourself at risk in those most exposed hours for heat. And take regular cooling breaks. Even if you don't feel like you need to stop, go ahead and stop, sit down, get cool, get in the shade, Give your physical body a break. Don't try to push through and think you can get through faster. You may not be able to make it. So be very.
Mark
And here you can use wet cloths or mist with a water and fan.
Krista
They do make little personal. Yes, they even make fans in a hat. Now I saw a boonie hat that has two fans built in on the brim of each side just to get your face cool.
Mark
And I've always seen those misters with the little fan blade on it that turns those work. They really do. But you can also use small sips of cool fluids and you can give that to someone else as long as they are conscious as well. As Krista mentioned a while ago, now we move to heat stroke. Yeah, this is, this is the big one. This is the true medical emergency.
Krista
You will be calling 911.
Mark
Hopefully you will be. But we have some treatment options of how to handle this if 911 or if your emergency services are not available or are delayed. We're going to talk about that in a minute. But this is the most severe and life threatening heat illness.
Krista
People die from heat stroke.
Mark
Yes, they do. And it occurs when the body's temperature regulation fails.
Krista
Yeah, this is like you've gone through all of those other stages and now you're at literally the end of the rope. And the symptoms can be when the body temperature registers above 104Fahrenheit and we're
Mark
talking about an adult there. We're not talking about a child.
Krista
Right. The skin is hot, it's red, and it's usually dry. Not cold, clammy, or sweaty. It's dry, red skin. And there can be some behavioral symptoms like confusion, slurred speech, even seizures, or ultimately a loss of consciousness.
Mark
And the best way to prevent it is to avoid extreme exertion in high heat.
Krista
For sure.
Mark
Let's point this out. Never leave anyone or any animal in a parked vehicle.
Krista
Absolutely.
Mark
Without the air conditioner running. We see this every year, and it's so sad that we see children die every year from being left in a hot car. And we occasionally see pets left in hot cars and they can die as well.
Guest or Contributor
True.
Mark
You might want to check on vulnerable individuals that you know during heat waves.
Krista
The infants, the elderly, and those with special needs that may not have the cognitive behavior to know how to protect themselves from high heat.
Mark
Now, as Krista mentioned, call 911 immediately or your country's emergency number. It's not 911 in every country. It's that in the US and Canada, but for example, the United Kingdom, they dial 999 or 112. European countries are usually 112. Australia is 000. New Zealand is 111. And a number of countries have different numbers if you want police, if you want fire, or if you want ems.
Guest or Contributor
Oh, sure.
Mark
So know what your country's codes or numbers are for getting help. Write those down, memorize them, make sure the, the kids know how to use that and properly to call for assistance. But if you have someone who is experiencing heatstroke, move them to a cooler area. And you do this before, even if you've called and, and EMS is 10 minutes away, which 20 minutes may be in a rural county, something like that, it can be an extended period of time. In a city, it might be four, five, six minutes. But those time periods greatly extend when we get out away from major population centers. So you want to begin cooling these people as quickly as possible. And the gold standard here is cold water immersion, not ice water. It doesn't have to be ice water. It can be tap water, cold tap water, just cold tap water. Or you can apply ice packs to the neck, armpits, and groin.
Krista
Okay.
Mark
But don't give fluids. If the person is unconscious or not fully alert, they could have some swallowing difficulty. They can.
Krista
It could cause them to aspirate.
Mark
Now, heat stroke can develop very, very quickly, so prompt recognition and aggressive cooling can save a life. But now what do we do. If there's a delay in professional medical help. First thing is remember that it's a life threatening emergency and you must take action now.
Krista
Exactly.
Mark
See that brain injury can begin within minutes once the core temperature rises above 104 degrees Fahrenheit. So act immediately. And the goal is simple. As I said earlier, cool the body as fast as possible. Move that person out of direct heat, get them into the shade, air conditioning, or at a minimum, create airflow and remove excess clothing.
Guest or Contributor
These are the rapid cooling methods in order of effectiveness. Number one, cold water immersion. If it's available, immerse the person completely in cold water immediately. Like in a stock tank, a bathtub, a kiddie pool, or even a very large container. Something that can hold cold water, but not ice cold, just cold tap water is an effective temperature. And stir that water around continuously to improve the cooling. This is the gold standard when it is feasible.
Mark
You know, I had not thought about, until I was doing some research on this, about stirring the water continuously.
Guest or Contributor
Right? Because you're pulling some of the heat off of that body and you're dispersing
Mark
that heat down into the water. If it's not moving, that water that is right next to the body will warm very quickly. So you want to do that. Next thing is cold water drenching.
Guest or Contributor
You would do this if immersion. If you're not able to lift that person, for example, here's your alternative.
Mark
What you want to do is continuously pour cold water over the body. While you're fanning them aggressively, you're moving that air across a wet body, creating a breeze. Every time I think about cold water drenching, I see a football coach on the sidelines when his players come up behind him and dump the bucket of Gatorade on him.
Guest or Contributor
Maybe we don't need to be that aggressive, but.
Mark
Well, if it takes it, drench them, do whatever. And if you're not able to lift them into something, you may need to pour buckets of water over their body.
Guest or Contributor
Sure.
Mark
Next thing is ice packs.
Krista
Okay.
Mark
You can place these ice packs or cold compresses on major blood vessel areas. That's the neck, the armpits, the groin, on the side of the torso. Here again, rotate those frequently as they do warm up.
Krista
Yeah, exactly. It's like taking a fever off of somebody in a way. Also some evaporative cooling techniques. You could soak clothing or skin with cool water and fan. Continuously moving that air helps dramatically improve the heat loss. And that's exactly what you're after.
Mark
But if they're unconscious, but they're breathing. Place them on their side.
Krista
Okay.
Mark
Now if they're unconscious and not breathing, then we need to go to cpr. But you really need to monitor these folks for their airway and their breathing very, very closely.
Krista
Now, Mr. I'm going to pick your medic brain. Why would you place them on their sides?
Mark
One of the reasons is if they throw up, then it's.
Krista
It's more likely to come out in a way.
Mark
It's less chance of aspiration.
Krista
Oh, that makes sense.
Mark
It's called a recovery position.
Krista
Okay. Because yeah, nausea can very much be associated with these heat illnesses.
Mark
With many of these.
Krista
Yeah, for sure.
Mark
But don't give these folks fluids if they're unconscious, even if they're confused or if they're unable to swallow safely.
Krista
So, yeah, if they're fully alert and they're able to swallow, allow them some small sips of cool water. But the cooling of their skin does take priority. So continue that aggressive cooling until professional care arrives or until the body temperature begins to drop to approximately 101 to 102 to avoid over cooling.
Mark
Your heat stroke is a race against time.
Krista
Right.
Mark
That's all it is.
Krista
Immediate, decisive cooling has been known to save lives.
Mark
Yes, it has and yes it does. There you have it. And we have these listed in the episode notes. If you would like Those, go to practicalprepping.info 563 and you'll be able to download those there. Thank you for your time. Thank you for being here with us today. And as Krista always says, stuff happens. Stay prepared and we'll see you next time.
Building A 30 Day Buffer On A Budget and Handling Heat Related Illnesses
Date: July 27, 2026
Hosts: Mark & Krista Lawley
In this episode, Mark and Krista Lawley break down two crucial aspects of practical preparedness:
The discussion is focused on real-world risks, without doomsday drama—just straightforward, family-friendly solutions.
Assess Your Starting Point (04:18)
Food Strategy (04:42)
Water Storage Plan (05:18)
Storage Tips: (06:42)
Establishing a Cash Emergency Fund (07:05)
Spread Out Purchases (08:51)
Each condition is explained in order of severity:
"We're talking about charley horses here is kind of what we're talking about." – Mark (13:31)
Anecdote: Krista recalls her personal experience with fainting from heat (14:09)
"Don’t try to push through and think you can get through faster. You may not be able to make it." – Krista (17:51)
If heat stroke is suspected:
"Immediate, decisive cooling has been known to save lives." – Krista (27:03)
For episode notes, links, and checklists, visit: practicalprepping.info/563