Problems to Profit Podcast: "From Scarcity to Eight Figures – Tamar Hermes on the Feminine Path to True Wealth, Redefining Leverage, and Mastering Your Inner Money Game"

Host: Preston Brown
Guest: Tamar Hermes
Date: August 28, 2025
Episode Theme:
Tamar Hermes shares her personal journey from growing up with a scarcity mindset in a household marked by survival and struggle, to building an eight-figure investment portfolio. She offers a practical, energetically aligned, and distinctly feminine approach to building true wealth. The episode is a masterclass in reframing the inner "money game," redefining leverage, accessing the right opportunities, and harmonizing inner and outer success—specifically targeting high-achieving women, but with universal insights for all.

Main Topics & Discussion Points

1. Origins: From Scarcity to Opportunity

• Survival to Opportunity: Tamar grew up as the daughter of a Holocaust survivor and a pioneering mother, in a home focused on survival, not abundance.
  • "When you come from struggle and you're a parent, a lot of times you share that struggle because you don't know how to get out of it." (06:54) – Tamar
• Exposure to Wealth: Through a twist of fate, she attended Beverly Hills schools, seeing both sides of the wealth spectrum—her own family's scarcity and peers' abundance.
  • "I wanted to be able to enjoy the things they were able to enjoy... I wanted a garden, a bigger house." (03:44) – Tamar
• First Spark: As a TV executive at age 28, she noticed her landlord (also in TV) owned her apartment. "If he's doing this, why can't I do this?" That realization drove her first real estate investment. (05:10–06:18) – Tamar

2. The Internal "Language Model" and Money Mindset

• Inherited Scarcity: Tamar emphasizes how the language and beliefs we inherit, consciously or unconsciously, shape our experience of money.
  • "I still had such a long way to go in terms of being confident around money... it wasn't about thriving." (06:18 & 12:59) – Tamar
• Mindset Shifts: Both Tamar and Preston discuss the deep operating system of scarcity mindset, especially for women, but also for men.
  • "You're going from 20 to 40 and you're beating the out of yourself as if you're a failure, while you're getting wealthy." (16:35) – Preston

3. The Lived Female Experience in Wealth Building

• Navigating a Male-Dominated World: As a woman in TV and investing, Tamar faced unique challenges with access, trust, and authority among "the bros."
  • "I joined high level investment groups and would invest with the bros… and I would open my emails to find I had $50,000 that just got dumped down the toilet." (24:03) – Tamar
• Difference Between Rich and Wealthy:
  • Preston: "Wealth is a spiritual game. Rich is a financial game... The beginning of spirituality is removing the question 'what about me?' from every aspect of your life." (25:20)
  • Tamar: Emphasizes that wealth, for her, shifted from how much money she had to how empowered, capable, and authentic she felt, and her ability to serve others.

4. Catalyst for Change: When Did "Enough" Arrive?

• The Aha Moment: Twelve years prior, Tamar realized external success wasn't enough; she felt called to guide other women to wealth and self-actualization:
  • "I have everything I want... yet something inside my soul was stirring—if I'm able to come from where I did, I have a mission to give this back to other women." (34:47) – Tamar
• The Feminine Path: Tamar shares her journey from embodying masculine "push" energy to a more receptive, feminine, and harmonious style, allowing for greater wealth and fulfillment.
  • "I think I spent much time plowing away and what I found was that it didn't bring me the level of happiness I wanted. The only way back was through softening into the feminine..." (39:20) – Tamar
  • Preston lauds Tamar: "You're probably the most feminine woman I've met with this level of success... Your vulnerability is your credibility." (36:40, 42:35)

5. Demystifying Wealth: The WEALTH Acronym

Tamar introduces her proprietary framework—WEALTH—to encapsulate her philosophy:

• W – Wisdom: Trust your internal guidance and hone your knowledge.
  • "How do you tap into the part of yourself where you can assess all the information…but know you can trust yourself?" (44:02) – Tamar
• E – Empowerment: Make decisions boldly, particularly as a woman, embracing your authority.
  • "Being able to land yourself as a feminine woman and make decisions boldly." (44:02) – Tamar
• A – Access: Vet opportunities and discern which deals align with your criteria—not just the loudest or most lucrative offers.
  • "Not realizing I already had millions. I didn't need a 10x return. I'd be happy with 12%." (45:00) – Tamar
  • Calculator for your "enough number" available at growwealthgift.com (46:05)
• L – Leverage: Understand (and embrace) using other people's money, partnerships, and structures wisely.
  • "The greatest consumers ever are women—and they haven't figured out leverage is a gift when investing, a curse when consuming." (48:09) – Preston
• T – Tribe: Surround yourself with support, mentorship, and thinkers further along on specific paths.
  • "When you have people around that are a step ahead…you can get support." (50:00) – Tamar
• H – Harmony: Invest in alignment with your values, risk tolerance, and lifestyle for sustainable, joyful wealth.
  • "When you're actually in alignment with the investment and wealth decisions you make." (56:22) – Tamar

6. Investment Criteria & Strategy

• Start Investing Early & Wisely: Don't let cash stagnate. Use even "low-yield" or "safe" opportunities, but aim for ~10% returns if possible.
  • "If you have money just sitting... at least find a way to put it in low yields or do something with it." (61:36) – Tamar
• Current Investment Approaches:
  • Crypto: Strategic allocation to safe(ish) cryptos like Bitcoin or Solana—"Based on fact, not hype." (63:54)
  • Private Debt Funds & Notes: Carefully vet debt funds, operators ("the jockey"), and structures: not all funds are created equal.
  • Direct Real Estate: Buy and hold, especially in sectors benefiting from new tax codes. Consider manufacturing, R&D, or real estate tied to operating businesses.
  • Long-Term Mindset: Achieve financial freedom by knowing exactly what’s required—use tools like the "enough calculator."
• Redefining Risk & Failure: Normalize falling and getting back up—"That’s what kids do. When we fall down, we feel like there's mud on our face and everyone’s laughing—but it’s the farthest from the truth." (43:31) – Tamar

7. Dispelling Myths & Encouraging First Steps

• How Much Do You Need to Invest? Not as much as most think. Start small, even $25k, and build. Ensure adequate reserves.
  • "Even if you had, let's say, 25 [thousand], you could get into some deals if you're accredited." (69:56) – Tamar
• The Cost of NOT Investing: With expected economic upheaval, inflation, and shifting global order, NOT investing guarantees hardship and lost opportunity.
  • "If you like beef, you might eat beans. And you don't have to have that future." (74:48) – Preston
  • "Your money will erode. There's no reason to allow it to. There is a mentorship I offer..." (76:21) – Tamar

Notable Memorable Quotes

• On the Scarcity Mindset:
  "We learned to work hard and follow the herd... My parents never told me, 'You can have those things.' They didn’t have the language." (08:48) – Tamar

• On True Wealth:
  "Wealth is a spiritual game. Rich is a financial game... Wealth is when, if I lose this or not, I’m okay. I’m not going to let the worry go into my decision-making formula." (25:20–28:54) – Preston

• On Women’s Wealth Patterns:
  "The women that I work with are already wealthy, but they don't even know it because they're on the train of 'more, more, more.'" (16:35) – Tamar

• On Combining Feminine and Masculine Leadership:
  "You have this balance—masculine, feminine light switch... It's magical. I think if people could show up in the way you do, it would be far easier for them to succeed." (36:40, 42:35) – Preston

• On Leverage:
  "The greatest consumers ever are women... They haven’t figured out that leverage is a gift when investing, a curse when consuming." (48:09) – Preston

• On Investing Failure & Learning:
  "How many women do I work with where they're paying for everything in cash because they don't want to have any debt? Leverage is misunderstood." (47:43) – Tamar

• On Tribe:
  "When you have people around that maybe are a step ahead of you, that have done things you haven't done before, that you can share wisdom with—so important." (50:00) – Tamar

• On Harmony in Investing:
  "I bet on the jockey, not the horse. The jockey is the one that's going to take me home." (57:30) – Tamar

Key Timestamps

| Time | Topic / Quote | |-----------|-------------------------------------------------------------| | 03:44 | Tamar's origins – childhood, early influences | | 06:14 | First investment at 28, starting in real estate | | 12:59 | Transition: 20s–40s, career, inner money barriers | | 16:35 | Scarcity mindset, language as programming | | 24:03 | Struggles accessing wealth-building knowledge as a woman | | 25:20 | Preston’s distinction: being rich vs. being wealthy | | 34:47 | The "Aha moment" – why Tamar turned to helping women | | 39:20 | Feminine path to wealth & authenticity | | 44:02 | Introduction of the WEALTH acronym/framework | | 46:05 | "Enough" calculator & website/tools | | 47:43 | Leverage and debt, importance for women | | 50:00 | Tribe/support, importance of masterminds and mentors | | 56:22 | Harmony, betting on the "jockey" not just the deal | | 61:36 | Practical investment advice – start now, target for returns | | 63:54 | Investment vehicles: crypto, notes, real estate | | 69:56 | How much money do you need to start investing? | | 74:48 | The future cost of not investing & global context | | 76:21 | Where to find Tamar: website, podcast, book, mentorship |

Resources & Where to Find Tamar Hermes

• Website: womengrowingwealth.com (No restrictions—open to all!)
• Podcast: Women Growing Wealth
• Book: The Millionaire’s Mentality: A Professional Women's Guide to Building Wealth Through Real Estate
• "Your Enough" Calculator: growwealthgift.com
• Mentorship: Details on the website; open to women who want to become savvy, empowered investors.
• Social Media: Details via her website.

Closing Energy

The episode is rich with actionable wisdom, honest stories, and a rare blend of high-level strategy with deep empathy. It is especially valuable for women who aspire to wealth on their own terms, but the frameworks and mindsets are universal. Preston and Tamar create an atmosphere of safety, encouragement, and challenge—a true invitation to turn problems into lasting profit.

"Share the show, post your comments, post your questions... I want you to win. Go to Tamar’s webpage. Ladies, get her stuff. Men—I won’t tell if you do it too. Go out there, grab it. Make your future bright. Have an amazing day on purpose."
—Preston Brown (78:15)