Ronald Eugene Kmetovicz is an engineer, entrepreneur, investor, and financial mentor whose life’s work centers on empowering the next generation to take control of their financial futures. With a BSEE from The Pennsylvania State University and an MSEE from Santa Clara University—plus business training at Hewlett-Packard and Stanford—Ron built a career spanning the Ionosphere Research Lab, Goodyear Aerospace, and Hewlett-Packard before founding multiple successful ventures.

Now, as the author of Ghost Money: The Pathway to Financial Independence, Ron distills decades of hands-on investing experience into a practical, inspiring guide for young people ready to break free from dependency and build lasting wealth. His message is clear: financial freedom isn’t given—it’s earned through knowledge, discipline, and action.

At 78, Ron lives what he teaches. He’s a proud husband, father, grandfather, and great-grandfather, and still hits the trails as a mountain biker, skier, hiker, and global traveler. His energy and independence aren’t just ideals—they’re proof of what’s possible.Pick Up Ron's Book Here: ghostmoneythebook.com👇 Work With James 👇

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