
Hosted by Russell Leeds and Anna Leeds · EN

FREE Property Training: https://samuelleeds.com/rlfreetrainingCan you really build a portfolio of 10 rental properties starting with just £50,000?In this episode of the Property Investors Podcast, we break down exactly how this is possible, step by step, over a 10-year period.We go deep into real-world strategies used by UK property investors to scale from a small pot into a serious income-generating portfolio, without needing millions upfront.If you’ve ever wondered:Is £50K enough to get started in property?How do you recycle cash and grow fast?What strategies actually work in today’s market?How do investors go from 1 deal to 10+ properties?…this episode gives you the blueprint.What you’ll learn:- How to buy your first rental property with limited capital- The step-by-step strategy to scale to 10 properties- How to use leverage, refinancing, and creative deals- Common mistakes that slow investors down- The mindset shift needed to build long-term wealthWhether you're just getting started or already investing, this is a practical, no-fluff breakdown of how to grow a property portfolio in the UK.If you’re serious about property investing, this is a must-watch.FOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/Subscribe for more property investing content, real strategies, and honest conversations.#PropertyInvesting #BuyToLet #UKProperty #RealEstateInvesting #PassiveIncome #PropertyPodcast

In this episode, Samuel Leeds and Russell Leeds address the media narrative surrounding Dubai, separating fact from fiction amidst recent geopolitical tensions. They discuss the real impact on business, travel, and safety, while tackling the backlash regarding their own travels and residency.Key Topics Discussed:Exposing Media Lies: (0:25) Separating sensationalist news from the reality of living in Dubai.Economic Impact & War Reality: (0:34) Understanding the geopolitical situation and its actual effect on residents.The 'Tax Exile' Narrative: (3:31) A debate on paying taxes in the UK vs. Dubai and the reality of being a global citizen.Parliament Backlash & Allegations: (12:05) Addressing claims made in the Houses of Parliament and the misuse of privilege.Why People Move to Dubai: (9:35) The benefits of the UAE government's approach to business and families.The Future of Investing: (36:09) Insights into the Dubai property market and potential opportunities in the USA.Special Offer:Unlock our £97 Wealth Protection And Tax Course Offer: https://www.samuelleeds.com/proptaxFollow Us On Social Media:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/#Dubai #PropertyInvesting #TaxTips #Entrepreneurship #SamuelLeeds

FREE Training & More : https://linktr.ee/russellleedsIf you're saving up to buy a house to live in, stop! It could be the "biggest financial mistake" you ever make. This week on The Property Investors Podcast, Russell and Anna debate the financial logic of buying your own home versus renting where you live and using your capital to build an investment portfolio.Russell argues that buying a house to live in is an emotional decision, not an investment, and that combining the two is a major red flag. The only way to approach property is by looking at the formulas and making decisions based on your Return on Investment (ROI). We look at how to calculate ROI and why capital appreciation should only be considered a bonus.FOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleedshttps://www.instagram.com/anna.n.leeds/In this episode, Russell and Anna unpack whether London is a genuine opportunity in 2026 or somewhere investors should be cautious about. They break down the long-running debate between cash flow in the North vs capital growth in London, why London’s real-terms growth has been surprisingly flat for years, and why the next property cycle could put London back in the spotlight.They also explore how hybrid working is reshaping tenant demand, why slightly larger commuter-friendly properties are becoming more attractive, and the major opportunity emerging from record office vacancies — including the Class MA commercial-to-residential conversion strategy.If you're deciding where to invest next, this episode will help you think strategically about both short-term returns and long-term positioning.In this episode you’ll learn:Typical rental yields across London vs Northern citiesWhether London is entering a new growth cycleHow working from home has changed what tenants wantThe opportunity in commercial-to-residential conversionsKey checks before attempting a conversion dealTimestamps:01:10 — London vs the North: yields vs capital growth02:30 — London prices vs 2005 (real-terms reality)04:45 — Why London could be poised for growth06:10 — What tenants want post-COVID10:50 — Best commuter-belt locations to watch12:25 — The Class MA conversion opportunity18:40 — What to check before converting commercial property26:05 — Outlook for London and the wider UK marketFOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleedsThinking of investing in 2026? We're breaking down the five key rules for buying a buy-to-let property so you can make an informed decision on whether it's the right investment for you. Hosts Russell and Anna discuss the power of leverage, the real costs of buying a property, essential investment formulas, and where to buy for the best returns.Timestamps:00:00 - Introduction: 5 Key Rules for Buy-to-Let in 202600:26 - Rule #1: The Power of Leverage in Property00:40 - Comparing borrowing for the S&P 500 vs. Property01:03 - Why property is a "tangible asset"02:50 - Land is the appreciating asset, not the property03:46 - Why property leverage is "amazing"04:50 - Property vs. S&P 500: A 10-Year Comparison07:11 - ROI Comparison: Property crushes S&P 500 (even with half the growth)11:10 - Rule #2: The Actual Costs of Buying Property11:26 - Buy-to-Let Deposit (typically 25%)11:54 - Stamp Duty for Investment Property12:28 - Other Costs: Legal Fees, Survey Fees, Broker Fees14:37 - Rule #3: Investment Formulas (Yield vs. ROI)15:14 - Why Return on Investment (ROI) is more important than Yield15:43 - How to calculate Gross Yield17:24 - The Formula for Return on Investment (ROI)18:32 - What makes a "good" ROI (10% vs. 20%+)20:11 - The Importance of the Stress Test21:37 - Why the property must stack as a normal buy-to-let22:14 - Rule #4: Where to Buy (Area and Property Type)22:35 - The Golden Triangle: Nottingham, Liverpool, Yorkshire23:48 - The benefit of investing in areas you know well24:47 - Why Northern yields are "much better than they are down south"25:09 - Freehold vs. Leasehold27:26 - Choosing a smaller family home (2-4 bed) for investment29:41 - Buying near a school, park, or shops30:30 - New Build vs. Resale (The "New Build Premium")32:32 - Rule #5: Compliance and Protection (Structure and Tax)33:39 - Limited Company vs. Personal Name (Section 24)34:57 - Key Safety Compliance: Electrical, Gas Safety, and EPC35:50 - Free Training Session for High ROI (20%+) StrategiesFOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleedsIn this episode of The Property Investors Podcast, the speakers, Russell and Anna, discuss the UK's housing crisis, focusing on the difficulty and high cost of development. They share personal experiences with planning permission issues and suggest solutions for both small-time developers and the government.Key Topics and Timestamps:Introduction to the UK Housing Crisis: The speakers note that developers are unable to afford to build in many UK cities, contributing to the housing crisis. The goal was to build 300,000 houses, but only 200,000 were built, leaving a shortage of 100,000 houses per year.Planning Permission Problems: The speakers discuss how hard it is to get planning permission on land, noting that they have owned land for years and are still waiting. They provide an example of a rejected planning application in Leeds, even after a previous application for more apartments on the same site had been approved. They believe the problem is that the government and councils are "not on the same page," with local councils often resisting new housing.Delays in Planning: The speaker gives an example of a Grade II listed building where coordinating a meeting between the developer, English Heritage, and the council took six months, only for English Heritage to cancel and reschedule for another six months, resulting in a year's delay just for a meeting.Cost to Build vs. House Prices: Since 2020, building costs (materials) have increased by 40%. Meanwhile, house prices have mostly stagnated or slightly dipped, leading to a "silent crash".Financial Feasibility in Areas like Liverpool: The average cost to build a house is about £2,500 per square meter, meaning a 100-square-meter house costs £250,000 to build. The issue is that in places like Liverpool, a 100-square-meter house would not sell for £250,000, and building costs do not differ significantly enough between the North and South to compensate for the difference in house values.Hidden Costs and Risks: Development costs also include buying land (which may be worthless even with planning permission in some areas) and planning permission fees.11Shortage of Builders: The speakers note a shortage of builders, with some booked up for two years. Labor costs have also increased by 25% to 30%.Community Infrastructure Levy (CIL): The CIL is another tax on development, costing up to £100 per square meter in some areas.Solution for Small Developers: Buy, Refurbish, Finance (BRF): The speakers advise small-time developers to use the Buy, Refurbish, Finance strategy instead of new development. For example, in Liverpool, buying a rundown house for £100,000 and spending £50,000 on renovation results in a property worth £200,000 and a £50,000 profit, whereas building a new house would cost £250,000 (plus fees) and be worth only £200,000.Government Solutions: Planning Reform: The speakers propose reforming planning by taking it off the councils, making it faster and cheaper, and using AI to help identify buildable areas and give instant decisions.Government Solutions: Financial Incentives: The speakers propose removing CIL and other taxes in areas where development is not financially viable, like Liverpool or Wolverhampton. They also suggest government grants to top up development projects so that a standard profit (e.g., 20% net profit on the end value) can be achieved. They argue that a better planning system and government grants would solve the housing crisis overnightFOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/

Free Webinar: Learn this and other property investment strategies in more detail: Click hereElite Energy: The company mentioned that can handle the grant application process - Click hereRussell and Anna Leeds of The Property Investors Podcast discuss a powerful, but soon-to-be-closed, loophole that landlords and investors are using to get free property refurbishments and massively increase their property value.The government planned to close this opportunity on the 31st March this year, but it has now been extended until the end of the year, giving you more time to take advantage of it!The core strategy discussed is a type of Buy-Refurbish-Finance (BRR) deal, focusing on how a government grant can cover the costs of increasing a property’s Energy Performance Certificate (EPC) rating.What You'll Learn:* What the Buy-Refurbish-Finance strategy is and how it works.* Why finding properties with problems can be a massive investment advantage.* The HMRC deadline extension for the loophole.* The massive value uplift seen in different areas of the UK when improving an EPC rating.* How to qualify for the Eco4 grant and get your refurbishments paid for by the government.Timestamps:* 00:00 – Welcome and what the show is about* 00:13 – HMRC update and the deadline extension10* 00:41 – What the property loophole is (Buy-Refurbish-Finance)* 01:42 – Why you shouldn't buy the best house on the street* 02:39 – Why houses that are a "wreck" are great for BRR* 04:49 – Summary of the BRR strategy* 07:32 – Adding value by improving EPCs* 08:56 – Explaining Energy Performance Certificates (EPC)* 10:44 – How this can be a massive advantage, not doom and gloom* 11:13 – Case Study: Rob's £140k property with an EPC rating of * 15:09 – The rules to qualify for the grant* 15:23 – Rule 1: Find a freehold property* 15:52 – Rule 2: Property must have a poor EPC (E, F, or G)* 16:09 – Rule 3: Tenant must be on benefits* 17:29 – Value added by improving EPCs in different regions* 18:14 – High-value uplift areas (Southeast and London)* 19:32 – How to apply for the grant (Elite Energy)* 20:36 – The benefit for existing landlords with large portfolios* 22:05 – The conflict between EPC rules and renting to a tenant* 22:42 – Advice for applying while renting out a property with poor EPC* 23:47 – Note on Elite Energy's service area* 24:55 – Summary of the new laws and the extension* 26:04 – Why now is the time to take advantage* 27:57 – Closing thoughts and call to subscribeFOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/

FREE Training & More : https://linktr.ee/russellleedsIn this episode of the Property Investors Podcast, Russell and Anna Leeds analyze the current property market in 2026. They discuss whether it’s a good time to invest, the potential for a market crash or boom, and historical trends in property prices. They review data from Rightmove, showing a 2.8% increase in average asking prices in January 2026, the largest January rise on record. The hosts delve into reasons for recent fluctuations, such as economic policies and investor sentiment, and share personal stories of past investments and market trends. They touch on the impact of inflation, the behavior of rich investors, and the importance of timing in property investment. The episode concludes with a call to action for listeners to share their experiences and thoughts on the property market.Time Stamps00:04 Analyzing the 2026 Market Trends00:17 Historical Market Insights00:26 Current Market Statistics01:37 Landlords and Market Dynamics02:06 Why Now is a Good Time to Invest02:32 Historical Property Price Trends04:43 Lessons from Past Market Crashes06:20 Personal Investment Stories10:07 The Silent Crash Post-COVID11:03 Impact of Inflation on Real Estate11:24 London's Housing Market Takes a Hit12:17 Current Market Trends and Predictions12:40 Investment Strategies and Advice13:01 Expert Opinions on Future Market13:45 Financial Calculations and Returns14:41 The Importance of Long-Term Investment16:12 Dubai vs. UK Property Market18:02 The Role of Big Investors22:07 Community Feedback and Final ThoughtsFOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/

FREE Training & More : Click HereAre HMRC's New Powers A Privacy Invasion or Necessary Measure? In this episode of the Property Investors Podcast, Russell and Anna Leeds discuss the shocking new powers of HMRC and their potential impact on property investors and the landlord community. They explore the introduction and implications of AI software, 'Connect', detailing how it meticulously monitors various financial aspects including bank accounts, social media, DVLA records, and more. The duo debates the ethical concerns around privacy invasion versus tax compliance, and the practicality of these measures in preventing tax evasion. They also provide tips on how to manage these changes and ensure compliance with tax laws.00:00 Introduction to the Property Investors Podcast00:01 HMRC's New Powers: An Overview01:19 The Connect System: AI in Tax Surveillance02:18 Global Bank Account Monitoring05:58 Social Media and Lifestyle Scrutiny07:34 AI and Privacy Concerns08:12 Comparing Tax Evasion to Theft09:01 AI's Impact on Personal and Business Finances09:59 Alexa and Modern Surveillance12:54 Grouping and Analyzing Taxpayers14:45 The Power of Financial Control15:20 The Move Towards a Cashless Society15:54 Global Perspectives on Cash Usage17:33 Property and Tax Regulations18:49 The Role of Technology in Tax Enforcement20:33 The Consequences of Tax Evasion26:17 Tips for Managing Your Taxes27:49 Final Thoughts and AdviceFOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/

Landlords in England face huge new fines in 2026, up to £35,000 per offence and many of them apply even if you didn’t mean to break the law.FREE Training & More : Click hereIn this episode, we explain the new landlord rules for 2026, the Renters’ Rights changes, and the most common mistakes that trigger fines under the Housing Acts.What you’ll learn:• When landlords can be fined £35,000 for unlawful eviction or harassment• Why fixed-term tenancies are no longer allowed• How to legally regain possession in 2026 (and what NOT to do)• The £6,000 mistakes landlords make just by saying the wrong thing• “Selling” or “moving in” grounds that can trigger £25k–£30k penalties• HMO, selective licensing, and overcrowding fines explained simply• Why many landlord offences are strict liability, intent doesn’t matterKey takeaway: You don’t have to be a bad landlord to be fined.You just have to get it wrong.Who this episode is for:Landlords • Property investors • HMO landlords • Accidental landlords • Anyone renting property in England in 2026If you’re a landlord, this episode could save you tens of thousands of pounds.👍 Like📌 Subscribe💬 Comment with questions for future episodesFOLLOW US ON SOCIAL MEDIA:https://www.instagram.com/russellleeds/https://www.instagram.com/anna.n.leeds/