Podcast
Providend's Money Wisdom
Hosted by Providend Ltd · EN
Fortnightly on Mondays at 8am, Providend’s Money Wisdom will share how you can gain clarity in your own “ikigai decisions” and make wise financial choices to support them. That, to us, is the essence of money wisdom and what we want you to take away from listening to our podcast.
Also available in video format on YouTube fortnightly on Thursdays at 8pm.
An original podcast produced by Providend Ltd.
Do you have any feedback or questions? Reach out to us at communications@providend.com
42episodes
Episodes
Newest firstAll episodes
Business Exit Planning: How to Build a Business Buyers Want (S5E26)
5d ago00:31:10Tap to summarizeSelling your business is often seen as the finish line. But in reality, the value of your business is shaped years before a buyer ever comes to the table.Many business owners assume a profitable business will naturally command a high valuation. Yet buyers are looking beyond today's profits. They want to know whether the business can continue to thrive without its founder, whether its operations are resilient, and whether future growth is sustainable.In this episode, Jerome, our Associate Director of Business Exit, and Ray, our Senior Client Adviser, explore what buyers are really looking for, the common mistakes business owners make, and how to prepare for an exit long before it's on the horizon.Music courtesy of ItsWatR.The host of this episode, Ray Zheng, is a Senior Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form
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A Father's Journey Through Legacy Planning for a Child with Special Needs (S5E25)
2w ago00:36:11Tap to summarizeLegacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.In this episode, Vincent, our Executive Director & Team Lead of Advisory Team, joins Yong Cheng, our Deputy Head of Advisory Team, for a deeply personal conversation about his own legacy planning journey. He shares the difficult yet necessary conversations he has had with his children about caring for their elder brother with special needs, the hopes he has for his family, and the unspoken concerns every parent carries about the future where they are no longer around.Music courtesy of ItsWatR.The host of this episode, Loh Yong Cheng, is the Deputy Head of Advisory at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Newsletter Today!If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe
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Ikigai Insider: Finding Satisfaction in Everyday Life (S5E24)
3w ago00:30:39Tap to summarizeWelcome to the fifth episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend's Philosophy of Sufficiency.In this podcast episode, Isaac, our Client Adviser, reflects on the Ikigai petal of 'Life Satisfaction' - the ability to find fulfilment in both the ordinary and the extraordinary moments of life. He shares how learning to appreciate life's small joys has changed his perspective, how he derives meaning from effortful experiences, and how creating mind space has helped him be more present at work and with his loved ones.Together with our host Aaron, Isaac explores why a life worth living is not built on constant excitement or achievement, but on finding meaning in everyday experiences and making space for what truly matters.Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially, with your Ikigai goals at the forefront of your wealth plan.Music courtesy of ItsWatR.The host of this episode, Aaron Loo, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Rate Our Podcast!
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Should You Still Diversify Globally When Singapore Stocks Are Winning? (S5E23)
4w ago00:32:44Tap to summarizeSingapore equities have delivered exceptional returns in recent years, even outperforming a globally diversified portfolio over certain periods. Is this time to rethink your portfolio to focus more on Singapore stock?In this podcast episode, Glenn, our Senior Portfolio Manager, joins Joyce, our Client Adviser, to explore why recent market winners do not necessarily stay ahead, why a strong economy does not always translate into the best investment opportunity, and why many Singaporeans may already be more exposed to Singapore than they realise through their jobs, CPF and property.Rather than chasing what has worked recently, Glenn shares a timeless investing principle that has helped investors stay disciplined and navigate changing market cycles with greater confidence.If this conversation has prompted you to reflect on your own investment approach, our complimentary investment eBook is a great next step. Drawing on more than two decades of managing our clients' portfolios, it shares the investment philosophy that guides our decisions and offers a practical framework for navigating market volatility. Grounded in long-term evidence rather than short-term market movements, it is designed to give investors the highest probability of achieving successful long-term investment outcomes: https://providend.com/publications/#investmentTo understand the conversation better, you can begin with reading the article that inspired this episode here: Why Recent Market Outperformance Does Not Replace the Need for Global DiversificationMusic courtesy of ItsWatR.The host of this episode, Joyce Chng, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download Investment eBook Today!Download our Investment eBook titled “A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty” here: https://providend.com/publications/#investment
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AI vs Human Adviser: Who Do You Trust with Family Conflict? (S5E22)
Jul 600:31:12Tap to summarizeAs AI tools like ChatGPT are increasingly capable, many have asked: Could AI truly replace a human wealth adviser? Being trusted advisers to our affluent clients for over two decades, this Providend series began with an article by our Client Advisers on clients navigating major life transitions. The podcast goes further, exploring the thoughts behind these transitions.In this podcast episode, Eleanor, Associate Director of Advisory Team, and our host, Isaac, unpack the nuances of navigating difficult conversations in a family through the case of Wei Ming, 48, a second-generation owner of a family manufacturing business and Mei Lin, 45, who runs her own small interior design studio who are having conflicts in planning for their own finances towards retirement.They discuss the shortfall of AI in picking up the subtle emotions and relationship dynamics that often sit beneath financial decisions and why deep conversations with a trusted human adviser remain an essential part of building not just a retirement plan, but a life plan.To better understand the discussion, you may start by reading Eleanor’s article here: Can AI Replace a Human Adviser in Family Conflicts? Looking Beyond the Numbers.Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form
Transcribe →What Investment Returns Should You Reasonably Expect?
Jun 2900:29:16Tap to summarizeIn managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds in our portfolios are behaving as we would expect them to.To share our insights, we are pleased to share our "Investment 101" video series featuring Dr Peng Chen, Senior Advisor & Director at Providend. In this series, Isaac Ong, our Client Adviser, discusses essential investing concepts with Dr Peng, to provide you with a better understanding of the financial markets as you embark on or continue your investment journey.In this episode, Dr Peng and Isaac explore realistic returns for different asset classes and discuss how to handle portfolios that fall short. They also address how much return you actually need to meet your financial goals, factoring in unexpected events like the COVID-19 pandemic. Watch all five "Investment 101" videos here.At Providend, we believe it is more important to look at the reliability and sufficiency of your investment returns to meet your non-negotiable life goals and events, instead of wanting to maximise your returns and dealing with the uncertainties and risks that would entail. Find out why positive returns do not mean enough returns here.Learn more by reading our investment eBook titled "A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty".With a minefield of financial misinformation out there, we promise to be a safe pair of hands and a second pair of eyes to help you avoid costly financial mistakes. You can reach out to us here for sound advice tailored to your unique situation.Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.
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Dream Job or Stable Career? Snack for Thought on Redefining Success (S5E21)
Jun 2200:19:26Tap to summarize“Young people are so carefree!”, but is it true? In this series ‘Snack for Thought’, we dive into real conversations on the money and life issues young adults face, while keeping it light-hearted with a mukbang style, sharing the food gems around our office at Duxton Hill, giving listeners plenty to chew on.As trusted advisers to our affluent clients for over two decades, journeying with different generations, this series also gives parents and guardians insight into what their children or grandchildren (early 20s to 30s) may be experiencing. We explore the topics young adults care about, the challenges they face, and the concerns they discuss with peers. We hope these conversations help you understand them better and connect more meaningfully.In this podcast episode, Kate and Helen reflect on what it truly means to be successful over Dopa ice cream, just steps from our office. Since young, many of us have grown up with a fixed definition of success shaped by the expectations of those around us. For some, these expectations can become a source of pressure and even feel suffocating at times.But today, more young people are courageously redefining success on their own terms. Whether it is choosing to care for a farm, becoming a Pilates instructor, or pursuing a less conventional path, our generation is learning that success does not have to fit into a single mould.As the final episode of this series for the year, we hope these conversations encourage younger listeners to reflect on what truly matters most to them. And to the older generation, we hope this offers a glimpse into what your children may be navigating, helping foster deeper understanding and connection.Music courtesy of ItsWatR.The contributors of this episode are Kate Loo, Community & Events Executive, and Helen Tran, Senior Executive of Media Production, Group Brand Experience, at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Rate Our Podcast!
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CPF LIFE vs ILPs: Are We Comparing Certainty with Projections? (S5E20)
Jun 1500:25:46Tap to summarizeAs trusted advisers to affluent clients for 25 years this year, our wealth management philosophy of making ikigai decisions before money decisions is grounded in real-world experience managing more than S$1.7 billion of our clients’ hard-earned assets.In this week’s Money Wisdom episode, we continue our ‘The Brain Behind’ series, where our co-host and Associate Adviser, Sudhan, speaks with our CEO, Christopher, about his latest Business Times article, ‘The Retirement Advice That Worries Me Most Right Now’.In this conversation, Christopher encourages listeners to look beyond the high projected returns promised by instruments such as ILPs. Instead, he highlights the importance of knowing what is “enough”, so that you can build a retirement with greater certainty and peace of mind.To gain more perspective on today’s conversation, you may begin by reading Christopher’s Business Times article here.Music courtesy of ItsWatR.The host of this episode, Sudhan Purushothuman, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form
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Ikigai Insider: The Courage to Embrace a Bright Future (S5E19)
Jun 800:24:04Tap to summarizeWelcome to the fourth episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of Sufficiency.Each episode explores one of the eight Ikigai petals identified by Mieko Kamiya, the mother of Ikigai Psychology, whose work has been revitalised by Nicolas Kemp, Founder of Ikigai Tribe. Our Client Advisers share personal reflections and the steps they take to fulfil each petal.In this podcast episode, Matthias, our Senior Client Adviser, reflects on the Ikigai petal of 'Bright Future' - representing a psychological need to believe that life is moving in a positive direction. He opens up about stepping out of his comfort zone and making the difficult decision to change jobs after spending more than a decade at his previous firm. While the transition came with uncertainty, he chose to hold on to optimism and trust in what the future could hold.Together with our host Aaron, he reflects on the story of a prisoner in a concentration camp and explores how the simple act of looking towards a better tomorrow, can give meaning to today.Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially, with your Ikigai goals at the forefront of your wealth plan.Music courtesy of ItsWatR.The host of this episode, Aaron Loo, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Newsletter Today!If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe
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Legacy Planning and Philanthropy: What Are You Really Passing Down? (S5E18)
Jun 100:32:18Tap to summarizeLegacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.This series explores the critical collaboration between wealth advisers and legal professionals in safeguarding your family’s future. Joined by lawyers Cynthia Tang of Tang Thomas and Soo Chye from OAKS Legal, each episode shares real-life stories showing how thoughtful planning can protect your family and make a meaningful difference, offering practical insights for your own legacy journey.In this episode, our CEO, Christopher and Soo Chye discuss a deeply personal but often overlooked aspect of legacy planning, how giving can shape family values and leave a legacy beyond wealth. Drawing from decades of experience working with families, Soo Chye reflects on why philanthropy is not reserved only for the wealthy, and how everyday acts of generosity can influence relationships and perspectives across generations.He also shares memorable stories from his practice, including how small, unexpected acts of kindness can carry more meaning than large financial gifts, and how families have been changed simply by being involved in giving together rather than treating it as a private transaction.In managing over S$1.7 billion of our clients’ hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. It starts with clarity over your non-negotiable ikigai goals, assets, family circumstances, and long-term intentions. If you have ever wondered what kind of values, purpose, and example you hope to leave behind for the next generation, you do not want to miss this episode.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download Investment eBook Today!Download our Investment eBook titled “A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty” here: https://providend.com/publications/#investment
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