Your weekly dose of fiat & Big Tech™ detox is back with UK singer-songwriter Joe Martin, one of the most recognized artists in the value-for-value music space. Joe just wrapped a whirlwind US trip: three weeks in Nashville to record his new album, a stop in Valentine, Texas, to shoot album artwork and music videos, and a songwriter round at Bitcoin Park with Ainsley Costello. His new album, Alone in Valentine, drops April 17. Singles are already out on all streaming platforms and on Wavlake and Fountain ahead of the release. Vinyl and CDs are available now at joemartinmusic.com.

This episode covers the real business of being an indie artist in 2026 and why the music industry needs the value-for-value model so musicians can thrive.

Joe and Heather get into the barriers to adoption: clunky terminology, broken UX, the regulatory walls that block fiat-to-sats on-ramps, and what it actually feels like when a musician wakes up to find their entire catalog deleted off Spotify with no recourse. They also get into what could change everything, including Joe's idea for a Tidal and Cash App integration that could bring Lightning payments to a mainstream audience overnight.

Joe's origin story: he found Fountain through a podcast about Lightning, figured out RSS feeds by trial and error, uploaded a song, tagged a few Bitcoiners on Twitter, and made the equivalent of $80 in two days. Sam Means from Wavlake reached out shortly after. He has been in the ecosystem since around 2022 and got into Bitcoin through The Bitcoin Standard by Saifedean Ammous, whom he later met and thanked in person at the Plan B conference in El Salvador.

The conversation gets honest. The tech is not sticky enough. The onboarding is too hard. Artists are already overwhelmed, and another platform added to the pile is a tough sell. The terminology like value for value, lightning, sats, & decentralized, is not landing. Joe says it needs to just work, display balances in fiat, and abstract away every layer of complexity. Heather talks about why the messaging keeps failing and what a real on-ramp would actually require.

Joe also breaks down the state of live music after watching a Luke Combs tribute act sell out a thousand-seat venue at £28 a ticket, 150 shows a year. He did the math on the tour gross. Meanwhile original artists split the remaining crumbs. The only way back, he says, is to disintermediate the monopolies. He is still in it. He just wants more people to care.

Alone in Valentine is out April 17. Northern UK tour in April, southern UK tour in September. Physical copies including vinyl at joemartinmusic.com.

00:00 Joe Martin - Hand Me Down Heart

3:07 Intro and welcome

00:56 Nashville recording sessions and Valentine, Texas

02:37 Joe as a live artist and the UK tour breakdown

04:35 Alone in Valentine: album title and release date

05:41 The story behind the song and the Uber driver in Nashville

10:04 How Joe found Fountain and Wavlake

11:12 Joe Martin - Alone In Valentine

15:00 Joe was a Bitcoiner first

17:06 The Bitcoin Standard and meeting Saifedean in El Salvador

20:31 Why the UX needs to be radically simpler

22:07 What Ditto is and where it fits

24:31 When a friend's entire catalog gets wiped off Spotify overnight

28:14 The fiat bridge problem and the regulatory walls that block it

33:00 The thousand true fans model as the only path forward

36:13 Tribute acts are winning while original artists fight over crumbs

40:00 Why the messaging keeps failing and what might actually work

44:16 IP ownership: who decides how music is used

49:28 An honest look at why the tech is not sticky enough yet

51:23 It should just work

57:37 Shared cultural moments, the Thriller premiere, and the fragmentation of music

01:01:00 Support your local artists

01:13:13 The Tidal and Cash App idea that could change everything

01:15:30 Joe's Fountain radio takeover experiment

01:16:21 The chicken and egg problem

01:17:00 Joe Martin - Backseat Driver

Joe Martin: Alone in Valentine & the Broken Music Industry