
Hosted by Chad Coach Carson · EN

🗓️ Schedule an Appointment with Bryan → https://www.coachcarson.com/coast2coastmortgage-pod-489 👥 Appointment with Bryan's team (fastest) → https://www.coachcarson.com/bellomortgage-pod-489 ▶️Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns Apple: https://podcasts.apple.com/us/podcast/413-dscr-loans-explained-how-to-qualify-without-a/id1448707654?i=1000709881289 Spotify: https://open.spotify.com/episode/2L6FtKOwQzRhRaSjlFTHOd?si=38jWNCmLTNCRT2OOwunHsA -------------------------- EPISODE NOTES: 🎬 Topics Covered: (0:00) - Can You Get a HELOC on a Rental Property? (1:26) - What a HELOC Actually Is (1:59) - HELOCs vs. Home Equity Loans (4:22) - Why Rental HELOCs Are Different (7:22) - When a HELOC Makes Sense (15:14) - When a Cash-Out Refinance Beats a HELOC (22:13) - What DSCR Means for Investors (23:21) - Financing Options for Self-Employed Borrowers (28:41) - Why Broker Access Can Save Money (30:02) - Creative Ways to Improve Cash Flow (33:14) - FHA Loans for Multi-Family Properties (35:34) - Best Financial Strategy for a Build-To-Rent Property (40:00) - How to Prepare Your Credit and Reserves (44:39) - Why Brokers Often Beat Direct Lenders (46:38) - Schedule a Meeting to Discuss your Loan Options (47:40) - DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns 🎙️ Episode #489 - Can you get a HELOC on a rental property? Yes, but it's not that simple. Here's when it works, when it doesn't, and what to watch out for. 📄 Show Notes: https://www.coachcarson.com/heloconrentals/ -------------------------- ADDITIONAL RESOURCES 💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine-YT

⭐ Get my coaching & community to achieve financial freedom → https://www.coachcarson.com/rpm-pod-488 ⚒️Get my best investor tools for FREE → https://www.coachcarson.com/toolkit-pod-488 ▶️ Next Episode: How to Structure a Win-Win Partnership for Rental Properties with John Schaub Apple: https://podcasts.apple.com/us/podcast/343-how-to-structure-a-win-win-partnership-for/id1448707654?i=1000655394809 Spotify: https://open.spotify.com/episode/01XZJHgujIThW7uLRXwVbb?si=JpJP5z2QQ1Kr3BX7_RrcRw -------------------------- EPISODE NOTES: 🎬 Topics Covered: (00:00) - The "Unemployed by Design" Philosophy (03:17) - The 10-Year Blueprint for Long-Term Wealth (06:40) - How to Craft Offers That Actually Get Accepted (12:36) - Turning Trust into an Endless Referral Engine (19:51) - Why Your Word Is More Valuable Than Cash (23:54) - Mapping the Stages of an Investor's Journey (28:14) - How to Scale and Evolve Your Portfolio with Notes (38:44) - The Great Debate: Financial Leverage vs. Owning Free & Clear (48:25) - Shifting to a Harvester Mindset & Finding Your Purpose (57:38) - Why Continuous Learning Keeps You Ahead of the Competition (59:25) - How to Structure a Win-Win Partnership for Rental Properties 🎙️ Episode #488 – Listen to 60 years of real estate wisdom distilled into one conversation. Here's what actually works if you want long-term wealth and freedom. 📄 Show Notes: https://www.coachcarson.com/investingwisdom/ 🔗 Connect with Pete Fortunato: Website: https://www.peterfortunato.com/ Phone: 727-244-4337 -------------------------- ADDITIONAL RESOURCES 💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine

⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-pod-487 🏠 TurboTenant – Self-Manage Your Rental Properties for Free: https://www.coachcarson.com/turbotenant-yt ▶️Next Video: How to Analyze a Rental Property in 2026 (No Spreadsheets or Calculators Needed) -------------------------- EPISODE NOTES: 🎬 Topics Covered: (00:00) - The Panic Trap: Why Catching Up Fast Backfires (01:06) - The 2-Minute Drill: Slow and Steady Wins (02:42) - Defining Your Income Floor: Safe and Steady Sources (05:26) - Mark and Lisa's Story: Two Paths to Retirement (09:01) - Path A: The Load-Up Years (1-3) (12:42) - Path A: The Plateau (4-9) (15:17) - Path A: The Harvest (Year 10) (17:11) - What Happens after 10 Years (19:38) - Alternate Ending: Sell More Properties, Pay Off Debt (21:04) - Path B: The All-Cash Alternative (25:56) - Is Path A or B Better? (27:44) - Try this 2-Minute Drill in Your Life (29:24) - How to Analyze a Rental Property in 2026 🎙️ Episode #487 – Feel behind on retirement? Don't panic. Here's how to build a "rental pension" in 10 years without taking big risks. 📄 Show Notes: https://www.coachcarson.com/rentalpensionplan/ -------------------------- ADDITIONAL RESOURCES: 💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine

⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-pod-486 ⚒️Get my best investor tools for FREE: https://www.coachcarson.com/toolkit-pod-486 ▶️ Next Episode: Apple: https://podcasts.apple.com/us/podcast/357-how-to-become-financially-free-with-5-small-simple/id1448707654?i=1000665864424 Spotify: https://open.spotify.com/episode/336CUBMafiXziE1NfdMh8O?si=MX98eU8FQD-bWo5hIcFfZg -------------------------- 🎙️ Episode #486 – He didn't have more time, he just started taking action. Here's how one investor bought 3 rentals while working full-time. 🎬 Topics Covered: (0:00) - No Time? This Is How You Still Buy Rentals (0:38) - He Bought Multiple Rentals in Just 2 Years (8:03) - The Hidden Fear Keeping You Stuck (11:13) - The Buy Box That Actually Gets Deals (17:07) - His First Deal Happened Fast (Here's How) (22:59) - This Deal Looked Good… But Here's the Truth (29:22) - Managing Rentals From Another State (No Experience) (31:57) - The #1 Trait of a Contractor You Can Trust (34:48) - How He Funded Deals Without Waiting Years (38:14) - From Stuck to His Amazing Portfolio Today (42:54) - Why Smart Investors Still Make Mistakes (46:54) - His Next Move (And Why It Matters) (54:14) - You Don't Need 20 Rentals to Be Free 📄 Show Notes: https://www.coachcarson.com/investwithnotime 🔗 Connect with Luke: https://www.instagram.com/greenlightsrealestate/ -------------------------- ADDITIONAL RESOURCES: 💵 Need Investor-Friendly Financing? This is who I trust: https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine

📄 Get a Quote for Landlord Insurance: https://www.coachcarson.com/landlordinsurance-pod-485 🤖 Steadily Insurance App for ChatGPT: https://www.coachcarson.com/steadilyAI ▶️ Next Episode → 22 Years of Rental Income – The Brutal Financial Reality! Apple: https://podcasts.apple.com/us/podcast/481-22-years-of-rental-income-the-brutal-financial-reality/id1448707654?i=1000758185154 Spotify: https://open.spotify.com/episode/2gmUBF98wCsvWPf2sg6bop?si=sq6rTotfSf-09sv0zLF36g -------------------------- EPISODE NOTES: 🎙️ Episode #485 – I let AI analyze a rental deal and it almost fooled me. Here's the critical mistake it missed and why assumptions matter more than the math. 🎬 Topics Covered: (0:00) - ChatGPT Analyzed This Rental Deal. Was It Right? (0:35) - I Asked ChatGPT to Analyze This $400K 4-Unit (2:15) - The 6% Cap Rate Looked Solid… At First (3:52) - The Rent Upside Made This Deal Tempting (5:09) - The Hidden Risks AI Actually Caught (6:15) - AI Got THIS Number Wrong (8:13) - The Best Way to Verify Insurance Costs (11:45) - AI Is a Great Start… Not the Final Answer (12:27) - Would I Buy This 4-Unit for $400K? (13:47) - 22 Years of Rental Income - The Brutal Financial Reality! 📄 Show Notes: https://www.coachcarson.com/aidealanalysis -------------------------- ADDITIONAL RESOURCES: 💵 Need Investor-Friendly Financing? This is who I trust: https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine

⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-pod-484 👥 The best way to screen tenants: https://www.coachcarson.com/tenant-pod-484 ▶️ Next Episode: How One Mom Became Work Optional With 8 Properties Apple: https://podcasts.apple.com/us/podcast/353-how-8-rentals-gave-one-mom-the-freedom-to-be-work-optional/id1448707654?i=1000662961411 Spotify: https://open.spotify.com/episode/2XRQdnck4pHE1cLxaTS6R1?si=NZX0CcGSSUux81_LpDyiUA -------------------------- EPISODE NOTES: 🎙️ Episode #484 – Tenant scams happen, but they don't have to derail your investing. Here's how smart landlords protect themselves while building successful rental portfolios. 🎬 Topics Covered: (00:00) - Tenant Scam or Honest Mistake? A Reality Check (03:43) - How to Tell a Real ESA Tenant From a Fake One (08:58) - The Expensive Cost of Being Too Nice to Tenants (16:17) - The "Cake Method" for the BEST Tenant Screening (20:20) - How to Predict Which Tenants Will Leave Early (22:52) - Why Cheap Landlords End Up Paying More (28:49) - The $16,000 Move-Out Mistake You Can't Ignore (34:49) - Landlording Is Customer Service (38:21) - How One Mom Became Work-Optional With 8 Rentals 📄 Show Notes: https://www.coachcarson.com/realtenantscams/ 🔗 Connect with Casey: YouTube Channel: https://www.youtube.com/@brickbybrickwealth 11 Tenant Scams Landlords Never See Coming: https://youtu.be/I4Jt5bwu_bY?si=hmKuK0k218WwMOUL -------------------------- ADDITIONAL RESOURCES: 💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine

⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-pod-483 📝 Find out how many rentals it takes you to RETIRE: https://www.coachcarson.com/rental-retirement-worksheet-pod-483 ▶️ Next Episode → How to Analyze a Rental Property (No Spreadsheets Required!) https://www.youtube.com/watch?v=ExFWAYXr11s -------------------------- EPISODE NOTES: 🎙️ Episode #483 – How many rentals do you actually need to retire? The answer is probably a lot smaller than you think, and depends more on income than unit count. 🎬 Topics Covered: (0:00) - Can Rentals Still Fund Retirement in Today's Market? (1:05) - Your FI Number Might Be Lower Than You Think (3:14) - The Average American's Retirement Number Will Surprise You (5:52) - How Many Rentals Does It Actually Take to Retire? (8:43) - The Simple Worksheet That Calculates Your Rental FI Number (12:08) - How Investors Turn Mortgaged Rentals Into Free-and-Clear Income (17:27) - When Keeping Debt on Rentals Actually Makes Sense (19:23) - Rising Insurance, Taxes, and Repairs: Does the Math Still Work? (24:02) - Rentals Aren't Passive… (26:03) - How to Analyze a Rental Property 📄 Show Notes: https://www.coachcarson.com/rentalsforretirement/ -------------------------- ADDITIONAL RESOURCES: 💵 Need Investor-Friendly Financing? This is who I trust: https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine

⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-pod-482 ⚒️Get my best investor tools for FREE: https://www.coachcarson.com/toolkit-pod-482 ▶️ Next Video → 22 Years of Real Estate Investing Advice in 46 Minutes: Apple: https://podcasts.apple.com/us/podcast/409-22-years-of-real-estate-investing-advice-in-46-minutes/id1448707654?i=1000708092705 Spotify: https://open.spotify.com/episode/4mzVEkzDh7YUNJboH1YirH?si=7PtvcAh-QxiPvbgzeJHArA 🎬 Topics Covered: (0:00) - Grant Cardone Has This Backwards About Single-Family Rentals (1:54) - Why Real Estate Is Slow Money… and That's the Point (4:01) - Is Rental Income Really Passive? Here's the Better Question (5:26) - Buying a House Can Be a Terrible Investment… or a Great One (6:46) - Should You Pay Cash for Rentals? Not So Fast (8:34) - The Most Sensible Advice Yet. Pasta vs. Protein (10:14) - 22 Years of Real Estate Investing Advice in 46 Minutes EPISODE NOTES: 🎙️ Episode #482 – Real estate advice is full of extremes, and most of it doesn't fit real life. I break down what actually works (and what to ignore) if you want long-term freedom. 📄 Show Notes: https://www.coachcarson.com/realestateadvice/ ADDITIONAL RESOURCES: 💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine

⭐ Get my coaching & community to achieve financial freedom → https://www.coachcarson.com/rpm-pod-481 🔢 Get the FREE spreadsheet Coach used in the episode → https://www.coachcarson.com/1stRental-pod-481 ▶️ Next Episode: 22 Years of Real Estate Investing Advice in 46 Minutes Apple: https://podcasts.apple.com/us/podcast/409-22-years-of-real-estate-investing-advice-in-46-minutes/id1448707654?i=1000708092705 Spotify: https://open.spotify.com/episode/4mzVEkzDh7YUNJboH1YirH?si=V_l5xwhORhOy8dNpRgVd1Q -------------------------- EPISODE NOTES: 🎙️ Episode #481 - I analyze a 22-year, $0-down rental case study and discuss what worked, what didn't, and where the real returns came from. Cash flow was only a small piece, while leverage, appreciation, and time did the heavy lifting. 🎬 Topics Covered: (00:00) - 22 Years Later Results (03:08) - Naive Cash Flow Math (05:17) - Three Cash Flow Phases (08:39) - Three Wealth Engines (12:14) - Calculating True Returns (21:12) - Four Big Lessons (24:08) - 22 Years of Real Estate Investing Advice in 46 Minutes 📄 Show Notes: https://www.coachcarson.com/myfirstrental/ -------------------------- ADDITIONAL RESOURCES 💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine-YT

⭐ Get my coaching & community to achieve financial freedom → https://www.coachcarson.com/rpm-pod-480 ⚒️Mindmap of Coach's Rental Systems → https://www.coachcarson.com/rental-systems-pod-480 📄 Tenant Screening Criteria → https://www.coachcarson.com/tenant-screening-pod-480 ▶️ Next Episode: Apple: https://podcasts.apple.com/us/podcast/330-should-i-sell-or-keep-my-rental-property/id1448707654?i=1000645020844 Spotify: https://open.spotify.com/episode/1n80zxISjFNvUJSzaIv23W?si=-IMCTRsAStC9AY2FiXKKzQ -------------------------- EPISODE NOTES: 🎙️ Episode #480 – You hired a property manager, so why does it still feel like work? I break down the missing role most investors ignore, and how to make your rentals actually feel passive. Timestamps: (0:00) - Why we stress over property management (1:49) - Property vs asset management (6:18) - Metrics & KPIs (7:16) - Property vs business bookkeeping (7:56) - Delegating vs abdicating systems (8:22) - Lead Magnet Link (10:01) - 4 system delegation tips (10:26) - Step #1: Create communication cadence (12:14) - Step #2: Create decision frameworks (14:33) - Step #3: Set expectations on reporting (16:23) - Step #4: Be proactive (20:58) - Whether to keep or sell your rentals 📄 Show Notes: https://www.coachcarson.com/achievepassiverentals/ -------------------------- ADDITIONAL RESOURCES: 💵 Need Investor-Friendly Financing? This is who I trust: https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant 📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine-pod