Michael Silverman reveals why most investment properties are underinsured — and the liability gaps that could cost investors everything.

In this episode of RealDealChat, Jack Hoss sits down with Michael Silverman of Silver Lining Insurance Agency (slia.agency) — third-generation insurance broker with nearly 40 years of experience — to break down the insurance blind spots most real estate investors don't know they have.

Michael covers:

Why liability coverage is the #1 most overlooked protection for investors
How building replacement costs have skyrocketed — and why outdated policies leave you exposed
The water leak detection system that saves investors thousands annually in premiums
A real claim story: a $1.6M policy that needed to be $2.9M — and a $5M+ total loss that was fully covered
What security cameras and smart systems can do for your insurance costs
The difference between market value and replacement value (and why it matters for your policy)
How to review your coverage the right way — starting with one action you can take this week
What 9/11 changed about commercial insurance (terrorism coverage and what's required)
Why insurance companies actually want to pay claims — and the real reason they sometimes don't

This conversation is essential for:

Real estate investors with one or more rental properties
Property managers overseeing commercial or mixed-use buildings
New investors setting up their first policy
Anyone who hasn't reviewed their coverage in the past 12–24 months

If a building burned to the ground tomorrow, would your policy actually cover a rebuild?

🔗 Learn more about Silver Lining Insurance: https://slia.agency

🔗 Build systems for your investing business: https://realdealcrew.com

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