Podcast
Real Estate Note Investing
Hosted by FIXnotes · EN
FIXnotes | Non-Performing Note Investing
Welcome to FIXnotes — the go-to podcast for real estate investors ready to level up by becoming the bank. Hosted by Robert Hytha and industry experts, we dive deep into the world of mortgage note investing — especially non-performing seconds. Learn how to source, analyze, buy, and resolve distressed debt while helping homeowners and building lasting wealth. Whether you're scaling a fund or buying your first note, you'll get actionable strategies, real-world case studies, and insider insights to systematize and grow your note business. It's time to cash flow without tenants, toilets, or trash.
13episodes
Episodes
Newest firstAll episodes
Episode 41: Researching Property Taxes
May 2800:05:13Tap to summarizeMost note investors check the mortgage but skip the one obligation that sits in front of every lien on the property. In this episode, we break down how to research property tax status before you close and why getting it wrong can cost you your secured position entirely.🔍 What you'll learn:✅ Why property taxes sit senior to every mortgage lien and what happens when they go unpaid long enough✅ Why first lien investors must always check taxes — and when second lien investors need to pay closer attention than usual✅ How to pull current tax status directly from the county website and why a dated screenshot belongs in every due diligence file✅ The difference between tax lien states and tax deed states — and why the county process determines your timeline and your risk✅ How delinquent taxes reduce your effective equity and why a discrepancy from what the seller represented should change your offer priceThis program is for informational purposes only and should be independently verified before taking action.
Transcribe →Episode 40: Determining Property Occupancy
May 2100:04:59Tap to summarizeMost note investors underwrite the numbers but skip the question that often matters most — is anyone actually living there? In this episode, we break down how to determine property occupancy before you close and why it changes everything about how a loan resolves.🔍 What you'll learn:✅ Why owner occupancy signals emotional equity — and how that motivation drives better resolution outcomes even when the numbers are tight✅ The three occupancy categories every investor needs to understand and how each one affects your strategy✅ How to use county tax records, credit reports, and bankruptcy filings to build an occupancy picture from public data✅ When a formal skip trace is worth ordering and what it surfaces that free sources cannot✅ Why occupancy is a research process — and how triangulating multiple sources leads to better decisions than trusting any one of themThis program is for informational purposes only and should be independently verified before taking action.
Transcribe →Episode 39: Estimating Property Value
May 1400:05:28Tap to summarizeMost note investors pull one value from Zillow and move on — but knowing how accurate you actually need to be, and when to spend more to find out, is what keeps your equity math from falling apart. In this episode, we break down the full spectrum of property valuation methods and how to match the right one to your deal.🔍 What you'll learn:✅ Why the equity position in a deal determines how much valuation accuracy you actually need✅ How to use multiple free AVMs together to build a more reliable starting point than any single estimate✅ Why a manual review of recently sold comparables is the best balance of cost, time, and accuracy for most investors✅ How to use Google Street View as a quick condition check — and why the image capture date matters✅ When a broker price opinion is worth the one hundred dollars and when it is notThis program is for informational purposes only and should be independently verified before taking action.
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