Podcast
Real Estate Reserve Podcast
Hosted by Hard Money Bankers & Equity Warehouse · EN
The #1 Podcast For Real Estate Investing. Jason Balin from Hard Money Bankers and Ian Horowitz From Equity Warehouse share real time information on what is going on today in our real estate and small business communities. They bring in local experts to share their opinions on what is currently happening in others businesses and communities in real time.
11episodes
Episodes
Newest firstAll episodes
Glen Sutherland - The Deal That Changed My Life
Jan 1600:07:15Tap to summarizeGlen Sutherland - The Deal That Changed My Life In this episode of The Deal That Changed My Life, we sit down with Glenn Sutherland, host of Canadian Investing in the U.S., to break down one of the most unexpected and life-changing real estate deals of his career. Glenn shares a true story from his early investing days that proves real estate doesn't always go according to plan—but when managed correctly, even the worst situations can turn into massive opportunities. From buying a $20,000 rental property in Ohio, to earning $1,400/month in rent, to having the property burn to the ground and end up on CNN, this deal took a wild turn that ultimately helped Glenn scale into a much larger portfolio. This episode is packed with real-world lessons on: Real estate investing in the U.S. as a Canadian Risk tolerance and partner dynamics Insurance claims and disaster recovery Turning setbacks into scalable opportunities Leveraging cash events to build a portfolio Multifamily, single-family, and creative deal structures Whether you're a Canadian investing in U.S. real estate, a local U.S. investor, or someone looking to learn from real deals—not theory—this conversation delivers real value. 👉 If you haven't already, check out Glenn's first appearance on the podcast, where we dive deeper into his investing strategy and cross-border investing model. About the Guest: Glenn Sutherland is a full-time real estate investor with a diverse portfolio including single-family homes, fourplexes, 20-unit properties, and 100+ unit multifamily deals. He also coaches and helps Canadians invest successfully in the United States. 🔗 Learn more about Glenn: https://acanadianinvestingintheusa.com/ If you got value from this episode, please like, comment, and share—it helps us spread the word and bring on more real investors doing real deals. If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →Top 8 Alternative Investments for 2026 with Patrick Grimes - #260
Jan 1300:44:10Tap to summarizeTop 8 Alternative Investments for 2026 with Patrick Grimes - #260 In this episode of the Real Estate Reserve Podcast, hosts Jason Balin (Hard Money Bankers) and Ian Horowitz (Equity Warehouse) sit down with Patrick Grimes, founder of Passive Investing Mastery, to break down the Top 8 Alternative Investments for 2026 and how investors can build true financial security through diversification. Patrick shares his journey from a high-paid engineering career into alternative investing, including lessons learned from market cycles, leverage, and early real estate mistakes. The conversation dives deep into non-correlated asset classes and why building a "family office" mindset matters more than ever heading into 2026. Topics covered include: What alternative investments really are (beyond stocks & traditional real estate) The difference between financial independence vs. financial security Why diversification across uncorrelated asset classes matters Passive vs. active investing—and when to take chips off the table Litigation funding explained (mass torts vs. class actions) Medical receivables & recession-resistant industries Oil & gas investing risks, rewards, and long-term outlook AI disruption and which industries may (or may not) survive it Common investor traps: guru programs, DIY investing, and over-concentration How to evaluate operators, partners, and deal flow in alternative assets Patrick also shares resources for investors looking to explore alternative investments responsibly, including litigation finance, medical funding, energy, and more. 🎧 Whether you're an active real estate investor, passive investor, or someone looking to diversify your portfolio in 2026, this episode offers a masterclass in alternative investing strategy. Connect with Patrick Grimes: 🌐 Website: PassiveInvestingMastery.com 📘 Free Book: PassiveInvestingMastery.com/book If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →Mitchell England - The Deal That Changed My Life
Jan 900:07:45Tap to summarizeMitchell England - The Deal That Changed My Life In this episode of The Deal That Changed My Life, we welcome Mitchell England back in the studio for another powerful conversation—this time breaking down the single deal that completely transformed his life, both financially and mentally. If you haven't checked out Mitchell's first episode with us yet, make sure to go back and watch it. Ian and I learned a ton about mobile home park investing, capital raising, and the mindset shifts required to scale in real estate—and Mitchell delivers even more value in this follow-up. 🔥 The Deal: Mitchell walks us through a 51-unit mobile home park—only his second park—that turned into a true home run. This was his first deal raising outside capital, and the results were nothing short of incredible. 💡 What you'll learn in this episode: How Mitchell and his partner secured a mobile home park with very little cash of their own Raising capital for the first time (and landing a single investor to fund the entire deal) Value-add strategies in mobile home parks (rent increases, utility fees, community improvements) Turning a $1.6M purchase into a $3.4M sale in just 18 months How Mitchell turned a $7,500 investment into over $500,000 Selling a mobile home park to the tenants themselves through a nonprofit partnership Why this deal unlocked Mitchell's confidence in capital raising and scaling real estate A powerful reminder that real estate deals can change entire communities, not just investors This episode isn't just about returns—it's about mindset, impact, and seeing what's possible when you structure the right deal and bring the right people together. 📍 Connect with Mitchell England: Learn more about Mitchell's work, grab his book Zero to 100 Units, or explore his mastermind community at: 👉 https://www.zeroto100tribe.com/ If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →Why Smart Real Estate Investors Start with Short-Term Loans (and End with Long-Term Cash Flowing Properties)
Dec 1900:17:00Tap to summarizeWhy Smart Real Estate Investors Start with Short-Term Loans (and End with Long-Term Cash Flowing Properties) In this episode of the Real Estate Reserve Podcast, we break down one of the most effective wealth-building strategies in real estate investing: using short-term financing to acquire properties and exiting into long-term, cash-flowing debt. We explore the three primary exit strategies every real estate investor should understand—selling, paying off a property in cash, or refinancing into permanent debt—and why refinancing into long-term institutional financing is often the smartest path for building sustainable rental portfolios. You'll learn how investors use hard money loans, private money, and bridge financing to buy and renovate properties, then refinance into DSCR (Debt Service Coverage Ratio) loans that allow properties to cash flow without relying on personal income verification. We walk through how DSCR loans work, common credit and LTV requirements, seasoning timelines, and why rental income analysis is critical to success. This episode also covers: The BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat) How DSCR ratios impact loan approval and cash flow Common pitfalls like appraisal shortfalls and rental income miscalculations Refinancing timelines and when to apply for permanent debt Backup plans if a refinance doesn't go as expected A real-world cost breakdown of short-term vs. long-term financing Why having a clear exit strategy upfront is essential Whether you're a new investor exploring rental properties or a seasoned investor looking to scale with smart leverage, this episode provides practical insights into structuring deals that transition from short-term capital to long-term wealth. 🎧 Subscribe to the Real Estate Reserve Podcast for expert insights on real estate investing, financing strategies, DSCR loans, hard money lending, and building long-term cash-flowing portfolios. If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →Don't Buy That Fix & Flip House Until You Watch This First. The Next 20 Minutes Could Save You Thousands Of Dollars.
Dec 1200:22:14Tap to summarizeDon't Buy That Fix & Flip House Until You Watch This First. The Next 20 Minutes Could Save You Thousands Of Dollars. Thinking about flipping your first house—or your next one? Before you make any moves, you need to hear this guide from Jason of Hard Money Bankers. With experience funding over 4,000 flips since 2007, Jason shares actionable tips to help first-time and experienced flippers avoid common pitfalls and save thousands of dollars. In this episode of Real Estate Reserve, you'll learn: How to determine realistic profit margins and avoid overpaying for a property Why exit strategy is critical: flip for quick cash or hold for long-term rental income How to select the right neighborhoods and property types for lower risk The importance of cash reserves and financing options, including hard money loans How to build a reliable team of contractors, agents, and lenders Renovation priorities that maximize profits without major construction headaches Key mistakes to avoid on flips, from overleveraging to condo pitfalls Whether you're a first-time flipper or a seasoned investor, these next 20 minutes could save you significant time, money, and stress. Don't start your next deal without this essential advice! Listen now and make your next flip a smart, profitable investment. If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →How One Hotel Investment Outperformed Years Of Multi-Family Investing with Mike Stohler - #259
Dec 1000:43:38Tap to summarizeHow One Hotel Investment Outperformed Years Of Multi-Family Investing with Mike Stohler - #259 n this episode of The Real Estate Reserve Podcast, Mike Stohler joins Jason and Ian to break down how one hotel investment outperformed years of multifamily investing—and why he now syndicates hotels across the U.S. and even internationally. Mike shares his journey from small-town Indiana to the Navy, to failing his first real estate deals "pre-Google," to building a portfolio of 1,500 multifamily units, and ultimately discovering an unexpected asset class that completely changed his trajectory: hotels. You'll learn: 🏨 Why hotels can outperform multifamily (even post-COVID) 💸 How Mike used seller financing to buy his first 8 properties 🔥 The mindset, discipline, and risk tolerance that separate successful investors 📈 How military training and first-responder experience translate into real estate 💼 Why many investors stay stuck—and how to break analysis paralysis 🌍 How Mike made the leap from U.S. properties to hotel acquisitions in Spain ⏳ Why focusing on one step at a time accelerates your investing journey 🏗️ What's happening inside the hotel industry today and where the opportunities are If you're a new investor trying to get started, or a seasoned operator considering expanding into new asset classes, this conversation is packed with insights, hard-earned lessons, and real talk about what it takes to scale. If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →Real Estate Investors Need This. How to automate all of your leads asap - #258
Nov 2800:35:18Tap to summarizeReal Estate Investors Need This. How to automate all of your leads asap - #258 If you're a real estate investor drowning in leads, losing deals in your inbox, or still trying to manage everything with spreadsheets and sticky notes — this episode is your turning point. 🚀 Jason & Ian break down exactly how they've automated their entire lead flow using Go High Level — from cold inbound leads to booked appointments and closed deals. After months of testing, failing, rebuilding and finally mastering the platform, they're sharing the full system so you can plug it into your investing business and scale faster. 🔥 In this episode, you'll learn: ✔ What makes Go High Level different from other CRMs ✔ How to automate lead follow-ups without losing the personal touch ✔ The exact sequences Jason & Ian use: 7 touches in 7 days + long-term nurture ✔ How websites, funnels, cold calls & inbound leads all feed into one pipeline ✔ Why manual follow-up is killing your conversion rate ✔ How to use automations to run wholesaling, fix & flip, lending, and property management ✔ The fastest way to stop losing deals and start closing more consistently 🧠 Why this matters for real estate investors: Most leads don't convert on Day 1 — they convert through consistent follow-up. If you're not automating email, text, and appointment-setting workflows, you're leaving opportunities (and profits) on the table. With Go High Level, every lead gets nurtured automatically so nothing falls through the cracks again. This is the difference between staying busy and scaling a real business. If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →After Repair Value Mistakes Suck The Profits Out Of Every Good Deal- How To Not Let This Happen To You
Nov 2100:12:53Tap to summarizeAfter Repair Value Mistakes Suck The Profits Out Of Every Good Deal- How To Not Let This Happen To You Unlock the REAL After Repair Value (ARV) and Stop Losing Profit on Your Flips! In this episode of The Real Estate Reserve Podcast, Jason Balin from Hard Money Bankers breaks down the #1 mistake real estate investors make when determining ARV—and how to avoid letting it destroy your margins. With 19+ years of lending experience, 4,000+ funded projects, and 20+ loans each month, Jason shares the exact framework he uses to analyze after repair value the right way. Whether you're flipping your first deal or your 100th, mastering ARV is the difference between a profitable project and a painful loss. In This Episode You'll Learn: 🔥 How to properly determine accurate ARV using real sold comps 🔥 Why city vs. suburb pricing can vary wildly 🔥 The impact of year-built, distressed neighbors, tax rates & more 🔥 How experience level affects your resale price—and why it matters 🔥 Red flags every investor should watch for (lead paint, vacant neighbors, parking issues, zoning surprises) 🔥 Real case studies where investors lost big—and how to avoid the same mistakes Jason breaks down real deals, including: • A Baltimore flip where a missing parking pad tanked value by $60k • A renovation with incorrect bedroom counts that forced a layout redo • Two nearly identical townhouses with renovation budgets differing by $60k+ • Properties where tax zones, age, or neighborhood conditions destroyed the exit strategy If you want to protect your profit, make smarter buying decisions, and evaluate deals like a seasoned pro, this episode is a MUST-WATCH. If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →Joe Downs - The Deal That Changed My Life
Nov 1000:12:40Tap to summarizeJoe Downs - The Deal That Changed My Life In this episode of The Real Estate Reserve Podcast, Jason Balin of Hard Money Bankers and Ian Horowitz of Equity Warehouse welcome back Joe Downs from Bellrose Group for The Deal That Changed My Life. Joe dives deep into a distressed debt portfolio acquisition that reshaped his investing strategy — a $115 million UPB deal involving 2,500 second-lien residential loans. He breaks down how his team saw opportunity where banks saw risk, leveraging "emotional equity" to create value and long-term impact. You'll learn: 🏦 How to identify opportunities in distressed debt and charged-off loans 💡 Why understanding emotional equity gives investors a competitive edge 📊 How to look beyond traditional metrics to uncover hidden value ⚙️ The mindset shift that separates institutional lenders from successful investors Whether you're an experienced investor, a note buyer, or curious about how creative deal-making really works, this episode is packed with insight into real-world problem-solving, risk assessment, and strategic investing. 🎧 Listen now to hear the deal that changed Joe's life — and could inspire your next big move. If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
Transcribe →Would You Rather Wholesale, Stabilize to Sell or Long Term Hold This Deal - #257
Nov 500:33:31Tap to summarizeWould You Rather Wholesale, Stabilize to Sell or Long Term Hold This Deal - #257 In this episode of The Real Estate Reserve Podcast, Jason and Ian break down a real multimillion-dollar deal they were recently presented with — and debate the big question every investor faces: 👉 Should you wholesale it, stabilize and sell, or hold long-term? They walk through the full case study — from how the opportunity came about, to the financing terms, equity structure, and potential returns. You'll hear their real-time underwriting process and thought-out strategies on raising capital, analyzing risk vs. reward, and deciding when to take quick cash versus play the long game. Whether you're an active investor, syndicator, or just love diving into deal analysis, this episode is packed with valuable takeaways on: 💰 Structuring partnerships and capital raises 🏢 Evaluating light industrial and flex space investments 📈 Balancing short-term profits with long-term wealth building 🧠 Overcoming mental blocks around raising capital and deal risk Listen in, then drop a comment — what would YOU do with this deal? Would you wholesale, stabilize to sell, or hold it long-term? If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777
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