Real Time with Bill Maher — Overtime Episode #713

Guests: Bill O’Reilly, Rep. Jared Moskowitz
Date: November 11, 2025

Episode Overview

This "Overtime" segment of Real Time with Bill Maher features a spirited, back-and-forth discussion between conservative commentator Bill O’Reilly and Democratic Rep. Jared Moskowitz. The two, moderated by Bill Maher, dive into current political and economic events, hot-button cultural flashpoints, and the implications of emerging technologies. The overall tone is combative yet occasionally humorous, with both guests frequently poking fun at each other and the current media environment.

Key Discussion Points & Insights

1. Trump's "Golden Dome" Missile Defense System (00:36–03:43)

• Topic: Trump’s proposal for a massive new missile defense system, dubbed the "Golden Dome," and related White House renovation plans.
• Insights:
  • Skepticism and Satire: Bill Maher jokes about the practicality and spectacle of Trump’s plans, imagining ballrooms and dance halls at the White House.
    • Maher (01:11): “He wants to build an arch on the mall... a place he can dance at the White House and do the YMCA.”
  • National Security Seriousness: Despite Maher’s jokes, both O’Reilly and Moskowitz express support for the concept of advanced missile defense, especially with rising concerns over China's military capability.
    • O’Reilly (02:24): “I have a problem if we don’t [have missile defense]... I’m pro having, now can we do it? I don’t know... But that’s, to me, a worthy thing.”
  • Media Critique: Panelists agree that outrage over superficial issues (like White House renovations) is misplaced; focus should be on real policy debates.

2. Financial Exodus from New York and "Wall Street South" (04:14–07:43)

• Topic: The effects of new political leadership (Mamdani’s election) on financial sector migration from New York to Florida.
• Insights:
  • Tax Flight: Both guests discuss trends of high-earners and finance professionals relocating from high-tax states like New York and California to Florida and other low-tax regions.
    • Moskowitz (04:46): “People aren’t going to pay the punishing taxes. New York is the highest tax state in the union.”
    • Maher (06:30): “There were 250,000 more registered Democrats in Florida when [DeSantis] became governor. Now there’s 1.4 million more registered Republicans... It absolutely is happening.”
  • Skepticism Over Mass Migration Claims: O’Reilly and Maher each express doubt about the extent to which threats to leave actually materialize.
    • O’Reilly (05:56): “People say they’re going to move all the time after elections. They don’t do it.”
  • Economic Disparity: The discussion touches on the impact of regional economic shifts on cost of living and middle-class prospects.

3. 2028 Republican Chances—Vance, Rubio, and Trump’s Influence (08:28–09:39)

• Topic: Early speculation on 2028 Republican presidential hopefuls and the enduring dominance of Trump.
• Insights:
  • Party Dynamics: O’Reilly asserts that unless Trump is out of the picture, it’s unlikely that Vance or Rubio will clinch the nomination.
    • O’Reilly (08:28): “They got to wrestle the nomination away from Trump, which is probably not going to happen.”
  • Political Volatility: Panelists agree the political landscape will change rapidly in coming years, with economic conditions being a major unknown.
    • Moskowitz (09:00): “Depends if the prices come down.”

4. The Democratic "Fringe" and Internal Tensions (09:39–10:52)

• Topic: The influence of progressive activists in the Democratic Party and cultural divisions in American politics.
• Insights:
  • Democratic Rift: Moskowitz criticizes segments of the left as out of touch with the mainstream, warning they might “sabotage the mainstream Democratic Party.”
    • Moskowitz (09:39): “These are the people who hate Israel. These are the people who are woke. These are the people ramming stuff down your throat.”
  • Socioeconomic Divides: Maher suggests America now contains “five different Americas,” with varying levels of opportunity and reality for different groups.
    • Maher (09:59): “It’s not going to be about the stock market. We live in like five different Americas now... There’s many different economies going on.”

5. Gavin Newsom and Wes Moore for Democrats in 2028? (11:53–14:34)

• Topic: Democratic alternatives to Biden in 2028, especially governors Gavin Newsom (CA) and Wes Moore (MD).
• Insights:
  • Newsom’s Electability: O’Reilly and Maher see Newsom as having a “moment,” but question his ability to appeal nationally without moving to the center.
    • O’Reilly (12:56): “He is too far left for me... he has got to move to the center.”
    • Maher (14:25): “The other 49 states don’t want to be California. But I would say Gavin right now is tapping into Democratic anger at what’s going on.”
  • Wes Moore Admiration: Maher hails Moore as “tremendously impressive,” suggesting he could define the party’s future.
    • Maher (13:45): “If you know Wes and you’ve seen Wes, he’s amazing.”
  • Democratic Mood: Consensus that “all Democrats are angry,” not just the fringe.

6. Elon Musk’s Trillion-Dollar Pay Package & The Role of Capitalism (15:13–17:39)

• Topic: Musk’s potential record-breaking pay and whether there should be limits to personal wealth.
• Insights:
  • Capitalist Defense: Moskowitz argues the remedy for Musk haters is simply not to buy his products.
    • Moskowitz (16:07): “Don’t buy a car if that offends you... That’s capitalism.”
  • Societal Backlash: Maher warns that extravagant displays of wealth may fuel deeper populist and socialist currents.
    • Maher (16:33): “If you think socialism is not going to increase in this country while we’re giving out trillion dollar pay packages, then you’re just wrong.”
  • AI’s Economic Consequences: O’Reilly points out massive layoffs attributed to AI and the future risk of job displacement by humanoid robots.
    • O’Reilly (17:39): “AI is already... There’s been 1.1 million layoffs so far now this year, attributed mostly” to AI.

7. AI Replacing Media and Political Figures (17:54–18:31)

• Topic: Joking speculation about robots replacing media personalities, politicians, and Congress.
• Memorable exchanges:
  • Moskowitz (17:54): “You and I are going to be replaced by these robots.”
  • O’Reilly (18:05): “They can replace you. They can’t replace me.”
  • Maher (18:26): “Congress may have a better approval rating if we were replaced by robots.”

8. "No Nut November" Pop Culture, Closing Jokes (18:31–19:01)

• Topic: The social media trend of "No Nut November" (men pledging abstinence from orgasm or masturbation for a month).
• Humor:
  • O’Reilly (18:41): “November has become what they call no nuts. November... Men pledge not to masturbate...”
  • Maher (18:57): “I don’t know, but it’s too late. I guess it’s too late.”

Notable Quotes & Memorable Moments

• Bill Maher (01:11): “He wants to build an arch on the mall... a place he can dance at the White House and do the YMCA.”
• Bill O’Reilly (02:24): “I have a problem if we don’t [have missile defense]... mark me down as a pro for that.”
• Jared Moskowitz (04:46): “My house... has gone up 20% in value since Mandani announced. Because people aren’t going to pay the punishing taxes.”
• Bill Maher (06:30): “Now there’s 1.4 million more registered Republicans in Florida. That’s all migration from COVID and re-registration from COVID 100%.”
• Bill O’Reilly (08:28): “They got to wrestle the nomination away from Trump, which is probably not going to happen.”
• Jared Moskowitz (09:39): “The Fringe of the Democratic Party, which isn’t going to change. These are the people who hate Israel. These are the people who are woke. These are the people ramming stuff down your throat.”
• Bill Maher (09:59): “We live in like five different Americas now.”
• Bill O’Reilly (12:56): “He [Newsom] is too far left for me. I tell him it in person. I tell him on the air.”
• Jared Moskowitz (13:41): “Wes Moore... isn’t he governor of Maryland?”
• Bill Maher (16:33): “If you think socialism is not going to increase in this country while we’re giving out trillion dollar pay packages, then you’re just wrong.”
• Jared Moskowitz & Bill O’Reilly (15:22–15:28): “He deserves it... Why not two trillion?”
• O’Reilly & Maher on AI (18:05–18:26):
  • O’Reilly: “They can replace you. They can’t replace me.”
  • Maher: “Congress may have a better approval rating if we were replaced by robots.”
• O’Reilly & Maher on No Nut November (18:41–18:57):
  • O’Reilly: “No nuts November…”
  • Maher: “I don’t know, but it’s too late. I guess it’s too late.”

Timestamps for Important Segments

• 00:36 – Show start; Trump's missile defense and White House plans
• 04:14 – Financial migration from NY to FL ("Wall Street South")
• 08:28 – Speculation about GOP future (Vance, Rubio, Trump’s hold)
• 09:39 – Democratic Party rifts and culture war
• 11:53 – Gavin Newsom and Wes Moore’s prospects for Dems in 2028
• 15:13 – Elon Musk’s trillion-dollar pay; capitalism v. socialism
• 17:54 – Robots replacing media/politicians
• 18:31 – “No Nut November” social media trend; segment close

Conclusion

In true Real Time fashion, the discussion is wide-ranging, brisk, and full of banter and sharp-tongued humor. The episode repeatedly circles back to the political, economic, and technological changes that are upending old certainties—while not missing a beat to lampoon media obsession, celebrity politics, and the sheer weirdness of 2020s America.

Best for listeners seeking: Snappy takes on the week’s most controversial issues, with a blend of comedy, combative debate, and cultural commentary.