Trump Rolling Out $2,000 STIMULUS Checks in 2025 as the U.S. Economy Flashes RED | Redacted News

Summary

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Podcast Summary:

Redacted News – “Trump Rolling Out $2,000 STIMULUS Checks in 2025 as the U.S. Economy Flashes RED”
Hosts: Clayton Morris, Natalie Morris
Date: November 11, 2025

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Main Theme

This episode of Redacted News focuses on the surprising economic moves from President Trump in 2025, specifically the promise of $2,000 stimulus checks and the proposal of 50-year mortgages, which draw comparisons to policies from both the Biden administration and FDR. The hosts critique these policies as forms of continued government overreach, financial manipulation, and a threat to the economic well-being of average Americans. In addition, the episode dissects recent revelations about large-scale corruption in Ukraine’s leadership, a high-profile visit by Syria’s controversial new leader to the White House, and how manipulation of media narratives plays a role in US foreign and domestic policy.

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Key Segments, Discussion Points, and Insights

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1. Stimulus Checks and Bidenomics Under Trump

• [05:34] Natalie Morris: Trump’s new $2,000 “tariff dividend” stimulus checks echo Biden-era policies.
  • Trump is framing the handouts as a sign of economic strength, but the hosts argue it’s identical to “Bidenomics,” masking deeper structural problems.
• [07:22] President Trump (clip): “We have the greatest economy right now...I think you’re going to see it even more so over the next 12 months, that this is the golden age of America.”
• The hosts reject this optimism, citing massive debt ($38 trillion), collapsing housing markets, layoffs, and inflation.
• Natalie: “Raise your hand. What is different under President Trump?...The economic policy is the same. Support, war, massive debt, government expansion.” ([08:02])
• Both believe stimulus checks only repeat mistakes of the COVID era, fueling inflation by injecting more “phony money” into the system.
• [10:28] Clayton: “Well, first of all, we’re borrowing it.”

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2. Economic Consequences of Stimulus and Historical Context

• Natalie reviews 2020 predictions that COVID stimulus would drive inflation and devalue the dollar—a reality they argue has come true (26% inflation since 2020 cited).
  • $3,000 in pandemic stimulus = 26% effective loss in purchasing power.
  • Natalie: “It was a poison pill...Have we learned nothing?” ([09:07])
• Both warn that similar actions now, regardless of party, will have the same effects.

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3. The 50-Year Mortgage Proposal

• [11:50] Natalie: Trump’s proposal for 50-year mortgages (contrasting FDR’s 30-year innovation) is lambasted:
  • Extending mortgages increases total interest paid ($860,000 on a $500k house at 6%), locking generations into debt.
  • Longer mortgages have historically driven home prices up, not increased affordability.
  • Natalie: “The 50-year mortgage is also a poison pill. It’s about as wise as building your own house with no carpentry experience.”
  • Criticism of FDR’s legacy: Government overexpansion led to loss of real economic sovereignty for Americans.
• The hosts champion speedy mortgage payoff (their background as authors of “How to Pay Off Your Mortgage in Five Years”).
• [17:49] Clayton: “You’re just basically renting it from the bank.”

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4. Who Benefits from These Policies?

• Both question who these policies really serve:
  • Natalie: “Who benefits? The bank and the Federal Reserve.” ([16:06])
  • Expanding mortgage lengths and repeated stimulus checks benefit financial institutions, not ordinary people.

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5. Audience Reactions & Conservative Silence

• The hosts and callers highlight that “no one on the right” is supporting the 50-year mortgage or renewed stimulus, even Trump supporters in their circles.
• Clayton cites a construction worker who says, “That’s not homeownership, that’s renting.” ([20:21])
• Both point to a lack of honest debate from “MAGA influencers,” calling out the access journalism and silence of conservative pundits.

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6. Ukraine Corruption Scandal

• [26:52] Clayton: Detailed report of a 15-month probe reveals massive theft amongst Zelensky’s inner circle – hundreds of millions of US and EU aid dollars allegedly siphoned off for personal use amid Ukrainian energy blackouts.
  • Cash found shrink-wrapped, villas purchased abroad.
  • Frustration that earlier attempts at transparency (audit bills in Congress) were dismissed as “gifts to Putin.”
  • Natalie: “So then why are we not held to the same standards as Ukraine?” ([33:22])
  • Mocking the logic that seeking oversight of US funds is “legislative irresponsibility” per Rep. Kathy Manning.

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7. Security, Foreign Policy & the White House

• [49:35] Clayton: Outrage over the White House hosting Syria’s new leader, Jelani, previously identified as an Al Qaeda affiliate and wanted terrorist.
  • Noting the hypocrisy of pro-Israel, anti-Islamist pundits’ silence.
  • Highlight of Jelani’s role as a Western “puppet” and Israel’s interests in the region.
• [52:39] Guest Interview – Kevork Almasian (Syrian journalist):
  • Offers first-hand insights into how US/UK/Israeli policy manufactured regime change in Syria, weaponized jihadists, and now “normalized” a former enemy as puppet leader for Western/Israeli economic and strategic interests.
  • Kevork: “If Israel saw Jelani as a threat to its national security, they would have eliminated him.”
  • Strategic goals: turn Syria into a vassal state, indebted to the IMF, and block access by China.
  • Parallels drawn to Ukraine—multinationals control natural resources, country placed in perpetual debt.
  • Discussion of Christian persecution, media manipulation, and moral hypocrisy in US foreign policy.

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8. Manipulation of Media Narrative and the BBC

• [40:13] Natalie: Breaks down Trump’s threatened lawsuit against the BBC for their handling of January 6th coverage—and how both Trump and the White House have merged narratives about media bias against both Israel and Trump.
  • White House Press Secretary: (clip [42:05]) “Unlike the BBC...we like to look into [claims] before we confirm them...I suggest journalists do the same.”
  • Natalie points out this is itself misinformation—BBC articles remain, casualty counts updated, and evidence of civilian targeting exists.
  • This narrative, she argues, polices criticism by tying anti-Trump and anti-Israel narratives as shared “enemy” propaganda.

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9. Housing, Financial Literacy & Education

• Extended conversation and live audience Q&A about the realities of mortgages, lending practices, and how banks profit off ignorance.
  • Emphasis on practicality: borrowing terms, interest schedules, and why most consumers don’t exploit the financial tools available.
  • They plug their book and resources for becoming “financially intelligent.”
  • Clayton: “They don’t teach it in schools...that, to me, is the key to protecting your family.” ([95:55])

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Notable Quotes & Memorable Moments

• Natalie Morris: “President Trump is giving us Bidenomics all over again. New stimulus checks and a 50-year mortgage. What the heck?” ([05:34])
• Clayton Morris: “All this talk about a golden age…we’re $38 trillion in debt. The housing market is being squeezed. Where exactly is this golden age?” ([07:29])
• Natalie: “If we don’t see that this is Bidenomics 2.0, we are fools.” ([05:34])
• Kevork Almasian (on Syria’s new president): “Jelani, who was the founder of the Al Qaeda offshoot in Syria, is now the de facto president of the country…this was an orchestrated and engineered CIA regime change war.” ([53:09])
• Natalie: “Anyone who romanticizes President Roosevelt is, in my book, not a serious person or a serious student of history.” ([16:06])
• Clayton: “They don’t really want us owning anything...This is like a boondoggle for Wall Street.” ([19:58])
• Kevork (on US/Israel's Syria policy): “They have propagandized the people so much that they think now they are free. But I think they’ve put the chain in the neck of Jelani and Syria.” ([66:23])
• Clayton: “What does this mean for the so-called ‘War on Terror’? Was it ever about fighting terrorism at all?” ([70:42])

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Key Timestamps

• 05:34 – Introduction of stimulus checks, Bidenomics, and 50-year mortgage topic.
• 07:22 – Trump’s economic optimism, “golden age” claim.
• 11:50 – Fed/central banking critique and digital currency warning.
• 16:06 – Detailed breakdown and critique of 50-year mortgage.
• 20:21 – Conservative community reaction to policy proposals.
• 26:52 – Ukraine corruption revelations & congressional audit rejection.
• 40:13 – BBC lawsuit, media manipulation, Israel narrative.
• 49:35 – Syria’s new leader, “terrorist” at the White House segment.
• 52:39–74:00 – In-depth interview with Kevork Almasian (Syria, regime change, vassal state, Christian persecution, Israeli policy).
• 78:39 – Audience poll: 50-year mortgage (87% against).
• 88:47 – Technical discussion: extra mortgage payments/principals.
• 95:55 – Financial intelligence education, resources.

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Conclusion

This densely packed Redacted News episode delivers a sharp, critical perspective on emerging US domestic and foreign policy under President Trump, claiming continuity with—rather than divergence from—previous administrations’ economic, housing, and global security decisions. Stimulus checks and prolonged debt, Western-backed regime change and global financial entrapment, and the use of media narratives to shape and sanitize controversial policies are all dissected, with an overriding theme: beneath the partisan surface, entrenched structures and interests persist, and the American people bear the costs.

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For further financial resources, listeners are encouraged to visit redacted.inc and the Redacted “Invest” section for independent financial education.

Transcript

[Natalie Morris]

What do you think makes the perfect snack?

[AM PM Advertiser]

Hmm, it's gotta be when I'm really craving it and it's convenient.

[Natalie Morris]

Could you be more specific?

[AM PM Advertiser]

When it's cravinient.

[Rakuten Advertiser]

Okay.

[AM PM Advertiser]

Like a freshly baked cookie made with real butter, available right down the street at a.m. p.m. Or a savory breakfast sandwich I can grab in just a second at AM pm.

[Natalie Morris]

I'm seeing a pattern here.

[AM PM Advertiser]

Well, yeah, we're talking about what I.

[Natalie Morris]

Crave, which is anything from AM pm.

[AM PM Advertiser]

What more could you want? Stop by AM PM where the snacks and drinks are perfectly craveable and convenient. That's cravenience. AM PM too much. Good stuff.

[White House Press Secretary]

Hey, this is Steven. Sarah. Look, I'm standing out front of a.m. p.m. Right now and, well, you're sweet and all, but I found something more fulfilling, even kind of cheesy. But I like it. Sure, you met some of my dietary needs, but they've just got it all. So farewell, oatmeal. So long, you strange soggy.

[AM PM Advertiser]

Break up with bland breakfast and taste AM PM's bacon, egg and cheese biscuit made with K tree egg, smoked bacon and melty cheese on a buttery biscuit. AM PM too much. Good stuff.

[Clayton Morris]

Wake up everybody. Welcome into Redacted on this Monday. I'm Clayton Morris.

[Natalie Morris]

I'm Natalie Morris.

[Clayton Morris]

And on this show we tend to cover the stories the mainstream media largely ignores. Why is a terrorist going to the White House today? Why did a terrorist with a $10 million bounty on his head just show up at the White House for a meeting with President Trump? We're gonna talk about normalization.

[Natalie Morris]

I mean, it's that much different than the normal clientele that visits the White House. Zelensky's been there, right? Netanyahu's been there.

[Clayton Morris]

Jelani. We're talking about, of course, the new head of Syria, who was nor by MI6 and the CIA just showed up at the White House a few minutes ago.

[Natalie Morris]

Cheney's been there, right? I mean, we are opposed to this because he was on the wanted list, but now, hey, just normalize terror. That's what we always say on this show. I have a T shirt. We're going to talk about Biden nomics, how it continues under President Trump. Remember, we were promised a whole different economy. We don't have that now. President Trump is going to bribe you into thinking that the economy is great. It's not. And we're going to take a bird's eye view at what it will actually do if we get these stimulus checks.

[Clayton Morris]

Yeah, $2,000 stimulus checks on the way and also Zelensky. Well, speaking of Zelensky and corruption, it just turns out there was a massive 15 month investigation into this clown's inner circle inside of Ukraine. And it turns out that they had been stealing hundreds of millions, hundreds of millions of US Dollars and euros and keeping it for themselves when there were rolling blackouts across Ukraine. And this money was meant to sort of help these blackouts, the energy infrast. But all of Zelinsky's inner circle capturing hundreds of millions of dollars of your taxpayer dollars so they could live a lavish lifestyle. By the way, do you remember when Congress Matt Gaetz and Marjorie Taylor Greene specifically put up a House bill that would have audited the money that was going into Ukraine And Democrats called them Putin stooges. Like this is a big gift for Putin, really. Okay. Anyway, we'll talk about all of that and more as the show begins today. So let us know where you're joining us from around the world. Thank you guys so much for subscrib a part of our show. We're live every day at 4pm Eastern time. So get your chats in now. I see tens of thousands of you in the chat room already. So great to see you guys.

[Natalie Morris]

Before we get started, we're going to talk about Biden nomics under Trump. We get the same, just sort of a different flavor. Buckle up for that. But first we want to tell you about our friends over at Shopify because did you know how much e commerce is built off of Shopify? Well, quite a lot, including the redacted store. So if you go over to redacted store, Is it redacted store.com? sorry. You'll see that purple shop pay button. That means that the store that you're on is run on Shopify. That means that the people who run that store can rely on Shopify from graphic design, handling, payments, shipping, fulfillment, all of it. They can do all the back end. So if you'd like to launch your store to the world, let Shopify take care of the details. It's easy. It's easy to make something beautiful that doesn't look like, I don't know, Web 1.0. You don't have to really have an eye for graphic design or a talent. You just implement and they will help you every step of the way. Plus they have round of the clock customer support and care if you get stuck again. Shopify has advice. They have their award winning 247 customer support. You'd be surprised how much of the web runs on Shopify. So if they can do it, you can too. Check them [e-mail] redacted. Sign up for a one month trial period today. They have everything you need to grow your business again. Shopify.com redacted Also, I did not bring. I should have brought my new shirt. We have a new shirt on the redacted store. It says, be smarter than your algorithm. You probably notice that when idiots fight with you about politics, it's because they are running off of their algorithm things that the algorithm told them to be worked up about. You know better than that. So the saying, which I hope goes viral, be smarter than your algorithm. Algorithm can be found on the redacted store. I will bring that shirt to you tomorrow. I brought it up. It's upstairs.

[Clayton Morris]

Will you wear it?

[Natalie Morris]

Yeah. I'm mic'd in. Can't show you right now, so check it out for yourself. Or we'll bring it tomorrow. Yes, I'll wear it.

[Clayton Morris]

I'll wear it too. I'll wear it.

[Natalie Morris]

We'll be twinsies.

[Clayton Morris]

Okay. Someone said I look tired today? No, I just got a haircut.

[Natalie Morris]

That doesn't have anything to do with anything. Our youngest had a little stomach flu over the weekend.

[Clayton Morris]

Sleep this weekend around the Morris house as well.

[Natalie Morris]

We're both a little cranky and I think that I'm getting it. And by me saying that I'm gonna get it means Clayton has it now. Right now that's how you make your husband sick.

[Clayton Morris]

Yeah. As soon as she says she's sick, then I'm getting. I'm feeling something in my throat all the time.

[Natalie Morris]

I think I got what you have and I'm like, shut up. It's not your turn. So we'll see who falls this week. I intend to be here all the week, so please stay with us. All right, well, President Trump is giving us Biden nomics all over again. New stimulus checks and a 50 year mortgage. What the heck? This is where we should all remember that it was in fact President Trump who handed out the first Covid stimulus money and that led to inflation. We warned you then. We are saying it now. Now a lot of people who like Trump for many reasons are saying, well, he had to. He was pressured by sort of the powers that be. During the pandemic maybe, but he's not being pressured now. Why is he doing this? If we don't see that this is Bidenomics 2.0, we are fools. Now, what do we mean by Biden nomics? Well, during the Biden years, we got massive government handouts the dollar crashed to support the war in Ukraine. And the was telling us all the while that the economy has never been better. We found that insulting when that happened then, which is why we find this insulting when President Trump is doing it now.

[President Donald Trump]

I'm pleased to report that today the United States has the strongest economy, the strongest borders, the strongest military, the strongest friendships, and the strongest spirit of any nation anywhere. We have this. We have the greatest economy right now. A lot of people don't see that, but if you look at what's happening with all the factories, AI auto plants all over the country being built, that if you would have thought about that two or three years ago, you would have said it was the opposite. They were all leaving. Now they're all coming in, they're all coming back and then some. And I think that we can honestly say, and I think you're going to see it even more so over the next 12 months, that this is the golden age of America. This is the golden age.

[Natalie Morris]

Okay. Well, you just don't see it yet. He says if you don't see it now, you will eventually see it. So you need to just start seeing it.

[Clayton Morris]

Former Congressman Ron Paul took umbrage with that statement over the weekend, saying, all this talk about a golden age. A golden age, like, no, we're $38 trillion in debt. The housing market is being squeezed now we're seeing signs of a recession. As Treasury Secretary Scott Benson said this week that we are already probably in a housing recession. So we are seeing, we're seeing massive layoffs. Where exactly is this golden age? I mean, I know that there are, like, MAGA influencers, Like, golden age is here. We're so back. We're so back.

[Natalie Morris]

Raise your hand. What is different under President Trump? What is different? Because the economic policy is the same. Support, war, massive debt, government expansion. Now we get little breadcrumbs from the Department of Government Efficiency, like this DEI thing, this program in Mozambique or whatever. That's great. Those are the to the tune of billions, not trillions, which is what our debt is now. Over the weekend, President Trump said, things are so good, we're going to give out $2,000 checks, basically a dividend from our tariffs, because we just are breaking all these records. Today he clarified that all of this money is from leftover. All the leftover money will go into, you know, U.S. citizens and it will pay down the national debt. So it's not like, let's get ourselves out of debt first so that we don't continue to devalue the dollar and steal from savings accounts. No, it's, let's give you this money and then whatever's left over, we'll pay down the debt. The debt's not ever gone down. It's not going to go down. So he's leading us to believe that he can do that. Now, I want to remind you, let's rewind the clock five years because when President Trump instituted the first Covid relief payout, economists were saying this is going to lead to inflation and devalue the dollar. Here is one many people who were saying this from the Economist. They specifically predicted massive stimulus programs would be another potential source of inflation because governments around the world will borrow heavily to finance schemes, which is exactly what happened since this article was written. We've had inflation at 26% since this article April of 2020. Now all of our costs are up 26%. That means that if you took those three Covid stimulus checks of around $3,000 in 2020, it was a poison pill because now you took in $3,000, but your cost of living has gone up 26%. That's not a good deal. Who would vote for that deal? Who would take that deal now in knowing that next year and the year after it's going to get worse and worse for you? That was predicted. That has happened. So if you cash a $2,000 div now, have we learned nothing? What will happen? You want another 26%? How about we go another round? Because where, Clayton, does that money come from?

[Clayton Morris]

Well, first of all, we're borrowing it.

[Natalie Morris]

We're borrowing it nowhere, right? Exactly, Exactly.

[Clayton Morris]

So this is all phony money. So someone in the chat room said, oh, TDS channel, I'm out of here. No, I like President Trump very much and he's been great to my family. But on this issue, on taking tariff money and funneling it out in the form of checks is some sort of a dividend check when we're $38 trillion in debt and we're sending just sent another round of billions into Ukraine, for crying out loud. Like, we need to stop this boondoggle right now. We are America first on this channel and we sort of align really, you know, with Thomas Massie and Ron Paul on making sure that our American spending stays here in the United States. It's not being sent out around the world in the form of ridiculous sort of stipend checks.

[Natalie Morris]

That's such a stupid comment. It's not personality based at all. We felt this way during Trump 1.0. We felt this way during Biden, we feel this way during Trump. It's just the economist.

[Clayton Morris]

The fake printing of money.

[Natalie Morris]

It's absolutely nothing to do with Trump's personality.

[Clayton Morris]

At the heart of it, of course, is the Federal Reserve and the fake printing of money and a money system that is absolutely corrupt, and these guys are totally corrupt. And it's illegal what the Federal Reserve is doing. So you just want to send out. First of all, they don't even want us sending out paper checks. They want us all to be sending out digital ID checks so that we're all putting on central bank digital currency and that we can control everything. That's what they really want at the heart of all of this.

[Natalie Morris]

And if we're talking about derangement syndrome and our feelings, we did think maybe during Trump 2.0 the shackles would be off and he would make more drastic fiscal changes, such as ending the Federal Reserve or more pro business type things, or more shrinking of the size of the government. He's done nothing. None of that. So it has nothing to do with personality. This is not an indictment on who he is at a person. This is us collectively having to live the Trump administration, which makes life harder and is a theft from the working class. So take that TDS comment and shove it up your ass. Okay, let's now talk about the 50 year mortgage. I hate the idea right away. Now, mortgages is something Clayton and I absolutely geek out about. We in fact have a book about it, how to pay down your mortgage in five years. Our entire work is around shrinking the mortgage to five years, not expanding it to 50 years. So you're talking to the person who already hates this idea, wants to get you out of debt faster, not slower. Even scarier is that the 50 year mortgage idea was floated in this post by President Trump comparing himself to Franklin Roosevelt, which makes me want to fall out of my chair. The worst president in history, full stop. The history book adoration of him is propaganda. I'm going to prove that to you. Now. 50 year mortgage is also a poison pillow. It's about as wise as building your own house with no carpentry experience. Let's just look at the quick back of the napkin math on this. A 30 year mortgage on a $500,000 home at a 6% interest, which is what we've got around today, is about 460,000 in interest alone. So that puts that house at close to a million dollars, even though you think it's half a million dollars. Well, if we extend that by 20 years, a 50 year mortgage would have $860,000 over the life of that loan and interest. That's almost tripling the price of the house. Why would you think that that is helping to mean people don't own their homes and they're in debt longer? Now let's look at the 30 year mortgage because it in and itself, in and of itself is not an awesome financial product. In fact, this was introduced during the Roosevelt administration and guess what happened? The price of homes skyrocketed and the Federal Reserve was given the power to manipulate the market. Pervert is the word I like better than manipulate. That's exactly what they do. Now, in the 1920s, prior to the 30 year mortgage, the average house cost about $6,000. By the 50s, once the 30 year mortgage had taken hold as the standard way to buy a house, the average home cost $30,000. That means that home prices quadrupled because of the extending of the debt because of this 30 year mortgage scheme. So that will happen. Before that, Americans had to save about 40 to 50% down and banks would give them a short term note. They were not a slave for their entire life. That was never a thing. Which was good for two reasons. One, people didn't buy things they couldn't afford. And two, the price of homes was kept low. Once the American home was purchased with mostly debt, housing prices exploded. And since then, housing prices have risen more than 400% in real terms and over 2000% in nominal dollars. So what will a 50 year mortgage do? I'll tell you what it won't do. It will not bring down the price of homes, which is what this was intended to do. Make it so that young people can buy a home. It will not bring the price down, it will send the price up. But it will make young people a slave to their mortgage for longer. So who benefits? The bank and the Federal Reserve. Now, anyone who romanticizes President Roosevelt is, in my book, not a serious person or a serious student of history. Roosevelt was the template for government expansion, consumer debt, slavery of the American people and massive power grabs. Oh, but people say no, no. He was a hero. The New Deal. Read this book and get back to me about that New Deal nonsense. A careful study of the Great Depression will not leave you warm fuzzies for Roosevelt. Here's a reminder about Roosevelt that you should keep in mind when President Trump romanticizes him. 1. Roosevelt put Japanese in concentration camps. He stole gold from Americans and then marked up the price once it was in the hands of the government. He proposed a 99% tax rate he was only stopped that from Congress. He gave himself so much power that the Supreme Court started ruling against him over and over and over again. And then he threatened to pack the court and they stopped. And then he continued to do what he wanted unchecked. After his inauguration, he declared a bank holiday and launched what was known as the 100 days which was a record breaking outpouring of all of this legislation and more. What you see on your screen now is all of the things that gave the government power. And due to this overreach, the it made Washington D.C. the largest employer and financier financier in the nation. Basically he put the government into every sector of American life. He is the reason that the government has now the power to control every person in industry. There is also evidence that he ignored warnings about Pearl harbor leading the American people into war. And one more thing that should make you extremely uncomfortable about this comparison of FDR is that he did not leave office. He ran for a third term. He won it. He was intending to keep that power. He only lost it because he died. It is because of him that we have the 22nd amendment. So again, knowing all of this about FDR, how do you feel about President Trump asking to have a template of his legacy? How do you feel about that?

[Clayton Morris]

Well, I'm not happy about it. Someone in the chat room like Mr. Mr. Mike says, but false statement. Natalie, you can pay off your 50 year fixed mortgage whenever you, you want or refi. What the f. Yeah, but that's not the point. The point is that most people are not going to like, if you're into a 30 year mortgage, the whole reason you go for the 30 year is because you can presumably get the, well, you get the lower interest rate, right? And then you're going to be, you're going to stay with that mortgage for many, many years. What's the incentive? If you, if you think that you've got like a bag of your mortgage, why wouldn't you pay it off?

[Natalie Morris]

Buy the house outright, Right?

[Clayton Morris]

Why wouldn't you buy it outright? So, so if you've got like bags of cash laying around like Zelensky, then you would put that towards the house. But if you don't have that money, then that's why you want that lower interest rate and that's why you want that lower monthly payment. So you can be locked in for 50 years, but you don't actually own the house, you're just basically renting it from the bank. And then on top of that, of course we've Got property taxes, which is if you want to go the other direction, like look what Ron DeSantis is doing. Say what you will about Ron DeSantis, but look what he's trying to do in Florida. Go the opposite direction, right? Which is make you actually own a home. So get rid of property taxes so that you're actually not paying the government on a regular basis. You're basically renting your land from the government. The moment you stop paying it, sorry, they'll come and take it from you.

[Guest/Caller]

Right.

[Clayton Morris]

Same with, you know, cars and other things. So if you don't make the car payment, guess what? The repos. Repos are skyrocketing right now, by the way. So we are being crushed. This is to me is not the answer at all. 50 year mortgage. What we should do is build more homes, allow take the government regulations away from builders so we can actually have a boom in building in this country. We don't have enough properties. We have how many millions of homes shortage are we right now? We are in a housing deficit across the United States because we don't have homes. There's all these restrictions on building, there's all these regulations on building right now. So we can't do it. So maybe remove some of the regulations, allow builders to build, allow individuals to be able to move through a mortgage process way more quickly. It's incredibly onerous right now.

[Guest/Caller]

And maybe stop letting BlackRock buy up properties.

[Clayton Morris]

Right? Well, that's the other thing. It's like they don't want individual homeownership, right? That's the thing. They don't really want us owning anything. So if they can like not have us own the homes and just have the banks own the homes, they're totally fine with that. So this is like a boondoggle for Wall Street. Make no mistake about it. I have huge problems with this.

[Natalie Morris]

I don't see. I haven't seen anybody celebrate this like absolutely more and longer debt. Who likes this?

[Clayton Morris]

No one on the right, no one on the right that we respect anyway is celebrating this. And those sort of MAGA influencers that are like our access journalists are keeping their mouth shut about this because they know this is a disaster. But no one on the right that we respect at all who's like truly conservative supports this at all. In fact, it's a total joke and everyone can see right through it. I was just talking to a construction friend of mine just this afternoon. He was here at the house and he said 50 year mortgages. He's like, that's not homeownership that's renting. It's ridiculous. And he's a huge Trump supporter. So all that to say this is not going over well.

[Natalie Morris]

What about liberals? Do they like it or no, because they like homelessness.

[Clayton Morris]

I don't know. Yeah, I don't know what liberals think. I don't really tap into the liberal ideology. Well, liberals don't want you to be a part, you know, they don't want you to own anything. They don't want you to be part of the American dream. They don't want you to have homeownership. They want you to work multiple jobs. So I don't know that that's.

[Natalie Morris]

And they love the government. They love government except the Trump government. So I, I'm not sure. Yeah, I'm not tapped in. The algorithm doesn't show me this. Now that I'm saying it out loud.

[Clayton Morris]

What do you guys think?

[Natalie Morris]

Show me what liberals think.

[Clayton Morris]

Let's see in the chat room.

[Natalie Morris]

Mortgages.

[Clayton Morris]

Let's see in the rumble. Rumble rants here. Anybody on rumble? Thank you, Clayton. Yeah, Arc river says thank you, Clayton. Removing power from home builders and putting it back in the hands of citizens is what we need to write this ship. Yeah, it's a 50 year lease. V. Gregory says Dave Ramsey would be for this. Noel says Dave Ramsey would be for this. Who came up with a 50 year mortgage idea and the 2k stimulus checks, whoever that is, Trump needs to fire immediately. Well, I just don't understand how you're going to hand out $2,000 tariff stimulus checks when we're $38 trillion in debt. Like the math doesn't add up. It's unsustainable. The idea was that all of these tariffs are supposed to bring manufacturing back to the United States. It's also supposed to fill up our coffers once again with an enormous inflow of money into the United States. That's why we're devaluing the US Dollar, by the way. Like that's the whole point of devaluing the US Dollar and making it easier for these countries right now to want to invest in the United States and put money in the United States. So it doesn't add up at all. $2,000 checks when you should be actually paying down our massive debt right now.

[Natalie Morris]

Right. And this comment says we'll just refinance it later. You're missing the point of what this will do to everybody. Because those tools were available during the housing crisis of 2007. You were getting into cheap mortgages, sometimes mortgages you did not qualify for interest only mortgages. And the lenders thought, well, this person will refinance when the housing cost goes up and then they'll be okay. People a did not do that. But what it did to the rest of us is that housing prices crashed and then now they're artificially high. So, yes, you can play the market. What it does to the rest of us will increase the price of housing. So even if you're smarter than most, what it does economically, the fallout, it will make another insolvent housing crisis and we will all have to live through that. So that's only a solution for you, not for all of us.

[Clayton Morris]

Swivelhead medic in our chat room says thank you for the $5. Super Chat says, I did 40 year subprime mortgages in the early 2000s. Look where that led.

[Natalie Morris]

Right? Exactly. It's about what it does to all of us. Not are you smart enough to play? Sure, plenty of people are. Trump did, right? He did great with all of his investment mortgages. That's great for some. It's not great for all. So for a leader to be saying this, knowing that housing prices will go up, that will just put our next generation into financial concentration camp.

[Clayton Morris]

Swivel head medic says, I believe, I'll believe it when I see it. I'm still waiting on my $5,000 Doge check. Yeah, remember, they're going to cut like Doge checks. The American people too, with all the, all the waste, fraud and abuse that we discovered and then like, Elon got pushed out and that we're, you know, again, where'd that go? News and Preps 10 Super Chat says you never own your home. Why? Property tax. You don't pay. They steal your home. Same with your car registration and you don't pay tickets and they impound you. You are a slave. All right, keep letting us know what you think about this. Maybe, David, we can put up a poll about do you like 50 year mortgages? We'll have to put it up on our YouTube channel because Rumble doesn't allow polls right now. So.

[Natalie Morris]

All right, well, since we're talking about mortgages, now is a good time to tell you about our friends at American Financing, because the Fed did just drop interest rates and that's great news for American homeowners because if you're feeling overwhelmed about the upcoming holidays, well, there's no time than now to get your finances in order. It's hard to think about the holidays when everything's really expensive and your credit cards are already pushed to the max. But now is a great time to pay off that debt. American Financing is helping homeowners like you access the equity in their home for instant savings. Again, you wouldn't have any equity in your home if you had a 50 year mortgage. But thankfully we don't have those right now. So whatever you have in equity is yours. You can use it however you'd like. And American Financing can help teach you that. They're saving their a the average customer $800 a month. Many people seen rates in the low fives and that's a game changer when you compare that to high interest credit cards. If you start today, you also can delay two mortgage payments right during the holidays. It costs absolutely nothing to find out how much you can save. The holidays will be here before you know it, so don't wait. Call their salary based mortgage consultants today, 866-890-8434 or go to americanfinancing.netacted one more time. That's American financing.netacted what do you think makes the perfect snack?

[AM PM Advertiser]

It's got to be when I'm really craving it and it's convenient.

[Natalie Morris]

Could you be more specific when it's cravenient?

[AM PM Advertiser]

Okay, like a freshly baked cookie made with real butter available right down the street at a.m. p M. Or a savory breakfast sandwich I can grab in just a second at a.m. p.m.

[Natalie Morris]

I'm seeing a pattern here.

[AM PM Advertiser]

Well yeah, we're talking about what I.

[Natalie Morris]

Crave which is anything from AM pm.

[AM PM Advertiser]

What more could you want? Stop by AMPM where the snacks and drinks are perfectly craveable and convenient. That's cravenience am pm too much good stuff.

[Clayton Morris]

When your company earns unlimited 2% cash back on all purchases with Capital One, that's serious business. So Stephen at Sandcloud got a serious business card. The Spark Cash plus card from Capital One. We used our 2% cash back to help build our retail presence. Savvy Steven. And we get big purchasing power so.

[Kevork Almasian]

Our business can spend more and earn more.

[Clayton Morris]

The SparkCash plus card from Capital One. What's in your wallet? Terms and conditions apply. Find out [e-mail] sparkcashplus well, well, well. It turns out that Ukrainian dictator Zelensky and his inner circle are wildly corrupt. Who could have seen this coming? Oh yeah, we did. Years ago on this show. The lavish cars we reported on, the homes they were buying with oceanfront views. We covered all of it. No one did anything about it. No one did anything to stop it. Well, well, well. Turns out Someone has finally trying to stop it. At least. Word this morning that Zelensky's business partner and his justice minister and many other allies close to Zelinsky have been implicated in a massive money laundering scheme using tat US tax dollars meant to defend their energy infrastructure. Shocking. They found bags of dollars and Euros. Estimated they stole more than US$100 million. Look at these. All nicely wrapped and shrink wrapped US dollars, all sent to Ukraine. You can see where it's even coming from. Atlanta, Kansas City, Federal Reserve, like just shipping it out to them. Okay, so I just want to read from the report this afternoon and quote it specifically. Ukraine's top anti corruption authorities on Monday searched properties linked to senior government officials and authorities. Former business partner of Vladimir Zelensky, as part of a sweeping investigation into alleged graft in the country's energy sector. News of the probe came amid escalating Russian aerial assaults on Ukraine's energy infrastructure that have led to rolling blackouts and growing anger at Ukrainian authorities for failing to protect power facilities. If only they had money in which to protect these power facilities. Oh wait, they did. But they stole it all. The alleged scheme involved kickbacks from contractors hired to build fortifications to defend energy infrastructure against Russian missiles and drones. So they were hired to protect the citizens from these rolling blackouts and the problems with the energy infrastructure. But they stole the money instead. It will add to concerns among Ukraine's chief partners that the country needs to tackle graft as it seems to seeks billions more dollars in western support for its war effort and economy. Yeah, you think, oh, so you want us to send you more billions, yet you're stealing our money, putting it in your pockets. Hundreds of millions of dollars just in your multiple homes, shrink wrapped I guess, in your, in your closet so that you can take these lavish trips and buy things overseas, buy houses in Spain, Mallorca, wherever else. It's unbelievable. So what's amazing is that Ukrainians have been dealing with these rolling blackouts. The money was supposed to help them stop any of these blackouts. In other words, these corrupt officials stole money that was meant to keep the lights on for its citizens. I mean, how they don't care because these are the same scumbags, by the way, that will round up young men, throw them into paddy wagons and have drive them off to the front lines of a war that they're not prepared to fight, nor do they want to. And then they'll be killed, thrown into the meat grinder because they don't care. They don't care about Ukrainians at All they care about lining their own pockets. Oh, and by the way, you want to join the eu?

[Additional Guest/Caller]

No.

[Clayton Morris]

We've nipped our corruption in the bud. I'm sure you have. So the most corrupt government in all of Europe wants to join the European Union. But honestly, this is our fault in the United States for funding these corrupt bastards in the first place. We've known that Ukraine is the most corrupt country in Europe. Remember back, by the way, when Congress wouldn't vote to allow us to audit all of that money that Biden and the Democrats were sending to Ukraine and the neocons. So Congress was trying to step in on this and trying to push forth an audit. I remember it. And they voted against it. Here it is. House GOP breaks with Democrats over audit of U.S. funds for Ukraine. What I love is when Congressman Matt Gaetz and Marjorie Taylor Greene introduced the bill, Democrats crapped all over it, saying it would be a gift to Putin. It's a gift to Putin for us to audit our own money. Okay, here. At the time, House Democrats said the measure would undermine strong bipartisan support for robust assistance to Ukraine to fend off Russia's more than year long war of aggression against that country. Representative Kathy Manning of North Carolina. This person should be voted out of office. Is this person still in office? Oh my God. Get her out of there. Fire her ass. She said she called the measure divisive and ill advised and said it was a partisan political ploy at the height of legislative irresponsibility that jeopardizes US national security in partnership with European allies in Ukraine. The height of legislative irresponsibility. These people in Congress are corrupt as hell. I'd be curious if Representative Manning got any kickbacks for this, that type of position. Did she receive any good campaign money? Because all of this corrupt money was flowing from Democrats through USAID and all of these NGOs flowing into Ukraine, flowing right into the back pockets of these corrupt Democrats.

[Natalie Morris]

Well, what if I use this excuse not to pay my taxes because the government's corrupt? I should not be expected to keep my finances in order in order to pay into a corrupt government, because that's irresponsible. I have other things to do. You know, I have. I have to get my nails done like that.

[Additional Guest/Caller]

It just, it just blows my mind that it's coming full circle. Because when we first covered this, it was like a couple years ago. It just blew my mind because the issue they were having was not the money they were sending, it was that they wanted it audited. They wanted to know where this money was going. And that was what people were saying. This is a gift to Putin. Like, well, hang on, timeout. Like, we just want to know where this money is going. And that's what they fought against. And now. Now what are we looking at?

[Kevork Almasian]

We.

[Additional Guest/Caller]

Now we know. I know. We could have caught this with an audit.

[Natalie Morris]

Yeah. So then they should not be able to audit me.

[Clayton Morris]

Oh, good. Kathy Manning is gone. Okay, good. She's gone.

[Natalie Morris]

Right. But by this. So then why. Why are we not held to the same standards as Ukraine? Why?

[Clayton Morris]

Because. Because that would be a gift to Putin. Aren't you paying attention? It'd be a gift to Putin. Here's what she said. Specifically, passage of this measure would represent a gift to Putin. Putin and his Kremlin cronies and provide visibility into the plans of our military and intelligence leaders. Strive to protect at all costs. What the hell? Therefore, we must reject it. So it somehow, by us auditing our money, is giving away state secrets about our military. Really? But it's a gift to Putin.

[Natalie Morris]

Okay, Again, when they look at my finances, they get a secret into what I spend my money on when I file my taxes.

[Clayton Morris]

Yeah.

[Natalie Morris]

So, okay, Ukraine is. Is. Gets better treatment than U.S. citizens.

[Clayton Morris]

Oh, yeah, for sure. And then when pressed on that point, this dipshit former member of Congress, Kathy Manning, doubled down, gaslit all of us, quote, we're in a war. Children are dying. Maternity hospitals are being blown to smithereens by a depraved sociopath in the Kremlin. That's been debunked, by the way. Of course we know that was a fake talking point. Uh, this is no time to send any signal to. Any signal to those brave people that we waver one iota in our ongoing support. So we cannot have any accounting of our money whatsoever. Turns out that money being stolen by Zelinsky's inner circle and lining their pockets so they could go on lavish trips and buy expensive houses and cars, all with your money. But, you know, this is a gift to Putin, so we can't. We can't check this money at all. All right? And by the way, I love that the idea and these articles are sort of written around this idea that Zelinsky's not also dirty as hell and tied to all of this while his wife is, like, flying around on private jets and doing expensive shopping trips. Where are they getting that money from? We're getting it from you guys, from all of us. But Zelinsky, apparently, he's just a. He's a golden boy here. He has. He has nothing to do with any of this. It's just his entire inner circle is all corrupt.

[Natalie Morris]

Too bad.

[Clayton Morris]

I did not.

[Natalie Morris]

He hasn't been able to fix that.

[Clayton Morris]

I didn't know that there was.

[Additional Guest/Caller]

I'm just.

[Clayton Morris]

I didn't know that Sergey, he has. Sergey has five new houses. I had no idea. Where did he suddenly get all that money from? Go ahead.

[Additional Guest/Caller]

I'm just. Now. Now I'm really curious because I think before we covered this, before this happened, they were also fighting against an audit of the weapons we were sending and where they were going. And we saw that they were getting shipped in through Greece. Like, I'm just curious what conflict is upcoming that we haven't found out about yet that we're going to all of a sudden see all of these traffic weapons a part of. Yeah, we know that's coming.

[Clayton Morris]

Oh, well, maybe that's why Giuliani was in the White House today, so he could get all of this additional trafficked weapons into Ukraine. He can use it in Syria now to kill more Christians. So maybe that's what'll happen, because it all comes full circle every time we. All these weapons go missing, guess what? Now they're suddenly in the hands of the cartel in Mexico that we need to bomb. So that's how all this works. All right, well, we've got more news to get to here on your Monday. We're going to talk about the terrorist himself. Joelani just arriving at the White House. They actually. It was hilarious. They brought him in through the back door. They were hoping, like, people wouldn't see it. They brought him through, like, the back door. Back. The back gate. But then, like, when he left, he was, like, out in the streets, like. Like, doing a parade. Like, he just wanted an inauguration. He's walking down the streets, and there's people lining the streets cheering him on. Like, this is. We're literally meeting with a former ISIS terrorist in the White House. Okay, what the hell is happening? All right, fine by that. All right, we got more news. We're gonna get to that in a second. But first, you know, Fed just, of course, dropped interest rates again, saying the consumer slowdown is real. There are alarm bells going all over right now on this economy from the housing sector. We are entering a recession on the housing sector. Those aren't my words. Those are. Those are the words of Treasury Secretary Scott Bessens, who says, we're already in a recession in the housing sector. We're also dealing with now, of course, a devaluation of the US dollar. We are dealing with sky high prices across the board for food, for groceries, for just about everything. Obviously, rent is continuing to go up. So people are suffering and there are significant problems right now on the consumer spending side. People are saying, hey, I just don't have, I don't have money to buy just about anything right now. And this is about a further erosion of the US Dollar. So when I tell you about gold and silver, think like, oh, but I don't have any money for any of that. It's about wealth preservation at this point. I don't care that gold goes up. I don't care that silver has gone up. For me, it's about making sure you're protecting what money maybe you do have in savings right now against this inflation, against this collapse, collapsing US dollar against all of it. And that's where our friends at Lear Capital can help you. So again, I want you to give them a call. Just get on the phone with them. 1-800-613-3557 is the place to go. Or visit the website learedacted.com that's the place to go and just have a conversation with them. Again, this is not like buying stocks or something else where you're like hoping it's going to skyrocket. For me, like if you've got a hundred dollars in US Dollars, I'd want to convert it to a stable asset that is outside of all of this government corruption and government of printing of money. Again, it's wonderful that gold has gone up in value, but that's not why we invest in it. We do it simply for wealth preservation, to protect ourselves. It's sustained for 5,000 years. And I just want you to start thinking about it in those terms. You might be saying, I don't have any money for this, but if you've got money in savings or you've got an old 401k that's sitting there, can you convert it over to a precious metals self directed IRA where you have checkbook control of it and Wall street does not. So just protecting yourself in the same way that you would protect your house in the event of like an EMP attack or you know, prepping to make sure you've got food on hand in your house. Like you do not want this to be devalued anymore. So give them a call. They're great friends of the show and I think it's really important to start thinking about doing this. 1-800-613-3557 to get your free guide, have a conversation with them on the phone or just go to learedacted.com and again, I think it's worth just having a conversation with them about what you can do to protect your family going forward. As we head, head into these, what I think is a really, really dark time right now on the consumer side and just, just for people who are not rich, for people who are not incredibly wealthy, middle class or lower middle class, who just want to protect the little savings that they do have, it's time is now to, you know, pay attention to all of this. All right, what was happening here while we were flying around?

[Natalie Morris]

All right, well, President Trump is threatening to sue the BBC, which normally would not bother me because I hate all corporate media. But once you see that he's using it to run cover for Israel, you want to take a pause and be like, wait, what is this? Is the BBC corrupt? Sure, yeah. They were horrible during the pandemic. They have been selling the Ukraine war ad nauseum. They have been unable to see who is actually killing people in Gaza. They're the worst. Absolutely. What the issue is around Trump was a BBC documentary which was edited to make it sound like President Trump incited violence on January 6th. Like he was actually calling for violence. And then going forward, the way it was edited, sure, absolutely was dishonest. But now two senior executives have resigned and they are saying, well, you know, we don't think there's bias, but it's time for us to go. And they're grappling with whether or not they might in fact have to contend with the lawsuit from the Trump administration. So what does this have to do with Israel? Well, that's what I thought when I saw the Israeli embassy in the UK release release this statement. Basically, they're saying they're glad that the two people at the BBC are gone because the BBC has been unfair to Israel. Ironically enough, I don't follow this account. It was surfaced to me in my X feed. Why do you think that is? It's a manipulation if I don't follow them. But I'm being told I need to see this in the context of media manipulation. Well, this became clearer when White House Press Secretary Carolyn Leave it this weekend said this about the BBC and the way they cover Israel and ask yourself, while you watch this clip, why'd she have that printout at the ready to talk about the BBC watch firing on.

[White House Press Secretary]

Palestinians trying to get aid from the Gaza humanitarian foundation after 20 people, according to the Red Cross, have arrived to the hospital that they've set up with Gunshot wounds have died from them. Is this administration aware of these? And, I mean, what is being done to address this situation? The administration is aware of those reports, and we are currently looking into the veracity of them because, unfortunately, unlike some in the media, we don't take the word of Hamas with total truth. We like to look into it when they speak. Unlike the BBC, who had multiple headlines. They wrote, Israeli tank kills 26. Israeli tank kills 21. Israeli gunfire kills 31. Red Cross says 21 people were killed in an aid incident. And then, oh, wait, they had to correct and take down their entire story, saying, we reviewed the footage and couldn't find any evidence of anything. Oh, okay. So we're gonna look into reports before we confirm them from this podium or before we take action. And I suggest that journalists who actually care about truth do the same to reduce the amount of misinformation that's going around the globe on this front. John.

[Natalie Morris]

Okay, that's false, what she's saying. The article does remain online, and those changed casualty numbers were updated. And again, the US Administration has plenty of proof that Israel has been targeting civilians at aid centers. Has since this summer. So she says, well, we'll look into it. When are we gonna get to hear what they have to say if they're not gonna trust the BBC? Now, the message from the White House seems to be, see, you can't trust anything from this report. Not about Trump, not about Israel, can't trust them. So by merging the BBC's alleged anti Trump bias, which is real, with accusations of anti Israel bias, which does not seem to me to be real, they create this clean narrative that the media is corrupt, the West's enemies are our enemies, and Trump, and by extension Israel, is the victim of the same dishonest press. What that tells me is that there are other things the BBC has reported that the White House does not want to look at. For instance, this report over the late summer, which should have been global outrage, but was instead kind of downplayed. Not kind of was downplayed about how the BBC saw just how many Palestinian children under 12 were killed with sniper bullets to the head and chest. This is not, oops, they accidentally were blown up in attacks on Hamas. These are no children targeted. There's video that I'm choosing not to show you right now, but I linked to it in the newsletter, and it's horrible. So this is a detail again, again, that should spark outrage. But now the White House is like, the BBC has media bias. We don't have to see this that's always been the brilliance, though, about when Trump yells fake news. He is right. There is a lot of fake news. But then he should not catch that blowback to frame the narrative because he hasn't earned the narrative of being a truth teller. That's the game, though. That's brilliant. It's is make every criticism about the media until the real victims disappear. So let us know what you think about this move to discredit the BBC. And by extension, see, see, they're just unfair to Israel. That's. It's crazy, right? This is our own government running a propaganda protection campaign.

[Clayton Morris]

And, well, like Harrison, Harrison Buckhart says. There it is. You have the photos. The world must know about this. Yeah, because then they play the. Oh, but children are used to carry explosives, so we just shoot them in the head. Okay, okay.

[Natalie Morris]

Four year olds.

[Clayton Morris]

So we just shoot children in the head, Right? Okay, sure. All right, we've got more news to get to. We're gonna talk about a terrorist at the White House just meeting with President Trump a short time ago. And, you know, this is all part of a CIA MI6 plan to normalize this guy, you know, when he was in U.S. custody for five years, like, it's amazing. I'd be curious, like, what kind of fly on the wall conversations were being had at the time when MI6 and the CIA were basically trying to normalize this guy. Hey, we're gonna let you out of prison, but eventually you are gonna become the leader of Syria and you're gonna work with us. You're gonna be our puppet. This is how this whole thing is gonna work. Okay? Okay. So that's how this all is gonna come together. We'll talk about all of that in a moment. But first, did you know that the US life expectancy peaked at 78 years old back in 2014? Yeah. It's been going down ever since. Global life expectancy declining for the first time in 30 years because people are aging faster than ever before. This is due to more toxins in the air, chemicals in our soil, food, other external factors that are new to us. But what most people don't know is we can actually fight against it at the cellular level. Scientists discovered that kimchi actually slows the aging process of human cells. It helps protect them, delay aging. At the cellular level, the power of nature can outweigh the power of pharmaceuticals without the nasty side effects. And by the way, you can get all of the benefits of kimchi. Like, if you don't like the taste of kimchi, some people don't like fermented cabbage or whatever. I love it. I know Philip loves it, but some people are like, yeah, I don't like that. Well, guess what? You get all of the benefits of Kimchi in a simple capsule with our friends at Kimchi One. Each capsule delivers over 900 probiotic strains plus antioxidants and enzymes that support your digestion, your metabolism and skin health from the inside out. As we age, we become more susceptible to microbial threats. Kimchi 1 is a natural antimicrobial, helping your body fight off harmful bacteria, viruses, even toxins while boosting immunity and energy. Best of all, Kimchi One is 100% made in the US all natural non GMO. Support your gut, protect your cells and feel younger every day with Kimchi one from our friends at Brightcore. So right now you can get an exclusive offer by clicking the link below. Mybrightcore.com redacted for 25% off your entire order. Or even better, call them. If you call them, you'll get 50% off, 50% off your order and free shipping. Give them a call right now at 888-404-6312 up to 50% off and free shipping. I take it every day as part of my supplements. I would not be able to live without it. So thanks to Kimchi one and our friends at Brightcore for supporting the show.

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[Clayton Morris]

Extra value meals are back. That means 10 tender, juicy McNuggets and medium fries and a drink are just $8 only at McDonald's for a limited time only. Prices and participation may vary. Prices may be higher in Hawaii, Alaska and California and for delivery. Well, Today is the 250th birthday of the United States Marine Corps. Happy Birthday, United States Marines. And what better way to celebrate all of their sacrifice than by inviting a wanted terrorist to the White House to meet with President Trump? Where, where are all the pro Zionist, pro Israel shills who always warn us about Islamists infiltrating our country? Here he is. Here's the 10,000, $10 million reward for Jelani. I don't see Ben Shapiro complaining about all of this. I don't see all the guys that are like, how can we allow these Islamists in our country? There, there's cells all over the place right now, but we just invite one of them to the White House. Okay. I don't see Mark Levin complaining about it. Here's a guy who literally has a 10 million dollar bounty on his head from our government for being a terrorist killing Christians, Alawites, Druze, etc. Children. And he's at the White House because he's our new puppet leader of Syria. Representative Margie Marjorie Taylor Greene posted this short time ago. She said the new leader of Syria is a former Al Qaeda terrorist wanted by our government who is meeting with the President, President Trump today at the White house on the US Marines 250th anniversary. He rose to power in December 2024. Sanctions were lifted off of Syria in June and many Christians and minority groups have been killed. But before and after sanctions were lifted, Syria is the oldest home of Christianity outside of Israel. The Apostle Paul met Jesus on the road to Damascus. I pray the persecution ends not only in Syria, but all around the world. Now look at this. He arrived by the back door of the White House. They wouldn't even bring him in the front. So they arrived by the back door of the White House. And some cameras were able to capture him getting out of the SUV there. But normally he would come in the front, they would have the color guard, would be welcoming him, praising him, maybe there even be some music playing. Nothing. They brought him in through the back door like a little rat. Then when he's inside meeting with Congressman Brian Mast and others, here's some photos inside. Congressman Brian Mast, who you may recall of course, formerly wearing an IDF shirt, walking around the halls of Congress in an Israeli IDF shirt. Friend of the show, Kevork Almasian, one of the great journalists in the world, posted this a short time ago. If you still can't see what's happening between Jelani in the US And Israel after this photo shoot with Brian Mass, then Honestly, even God himself won't be able to save you. That's right. About that, we invited Syrian journalist Kevork Almasian on the show to talk about all of this. Kevork, great to see you as always, my friend.

[Kevork Almasian]

Thank you so much for having me.

[Clayton Morris]

Clayton, this is a really dark day. I mean, just on the one hand, on the 250th anniversary of the US Marines and US soldiers who sacrificed their lives, who were sold a bill of goods about why they were going to fight these guys in the Middle east, and here we're welcoming one of their leaders right into the White House to get some nice food and hang out with the President of the United States. It's a really dark day.

[Kevork Almasian]

Well, Clayton, I have friends in the United States who served in Iraq twice under the banner of fighting against terrorism. They went into Afghanistan, they came back physically and mentally injured. They are still suffering from ptsd. And I can see their activism nowadays on social media platforms. And I don't want to put myself in their shoes, but if I were in their shoes shoes, I would feel betrayed by the officials and the politicians and the planners in the United States because from the early days of the war against Syria and why I call it a war against Syria, because this was an orchestrated and engineered CIA regime change war against Syria. And in 2012, it was quite clear from the image of Hillary Clinton when Jake Sullivan sent an email to Hillary Clinton saying Al Qaeda is on our side in Syria. And then the Defense Intelligence Agency of the United States sends report to Barack Obama telling him that the driving force behind the insurgency against Assad are Al Qaeda in Iraq, are the jihadists, the Salafists and the Muslim Brotherhood. And knowing that Obama put his signature on Operation Timber Sycamore, meaning he gave the permission for the CIA to arm and train these multinational Takvi jihadists in the country. And the outcome of this regime change war was basically that Jelani, who was the founder of the Al Qaeda offshoot in Syria, is now the de facto president of of the country. But he selected himself, or probably the CIA and the MI6 selected him to lead this, the transitional period in the country, because they needed someone who could do a few things, one of which is to strike strategic agreements and with neighboring countries and especially with Israel, meaning that he wants to give up on the Golan Heights and on Mount Hermon in those are Syrian territories for Israel in exchange for a security deal with the Israelis. He will also open the markets, of course, for all the multinational corporations and he will get a loan from the imf. Today also he met with the head of the imf. And accordingly, this means that the Syrian economy will turn into a privatized franchise for the multinational corporations and these loans that they will give to Syria, which means after Jelani, whoever comes, the Syrian economy will be hostage for these loans and Syria will be forever in debt. And that means whoever comes next will continue revolving in the orbit of the planners in the United States.

[Clayton Morris]

This is a great point because I mean, this is very similar what's happening in Ukraine, right? So Ukraine is now a vassal state. I mean all of these multinational corporations basically own Ukraine, right? No one really owns Ukrainian people don't own that country anymore. It's been sold off as part of all of these IMF loans, World bank loans, etc. They will forever be indebted to these multinationals. We'll give you minerals, et cetera, et cetera for the rest of eternity. But we just, I think the United Kingdom just paid off their loans to the United States for our involvement in World War II. Like that's how long it took to pay back these monies. So this, this, this turns Syria basically into, into what in, into like a vassal state of these multinational corporations who just will have mineral rights to Syria basically.

[Kevork Almasian]

Just for context, just one year before the war, Syria had $7 billion external debt that was around 12% of the total GDP, which was around 60 billion USD. But most of this debt was from the days of the Soviet Union and nobody was asking Syria to pay this debt. So practically Syria had zero foreign debt to the outside world. And that was really problematic in the region because the serious GDP was increasing exponentially during the 2005 and 2010 and its economy was growing, but based on a national economy, which means the Syrians were working and Syrians were producing and civilians were exporting. But in the globalized world nowadays especially that it is not allowed any longer for countries to enjoy a certain level of sovereignty, especially on the economic sector. This meant that they had to destroy the Syrian economy and suck the country dry. And now the corporations take over the reconstruction of the country. You're talking about 200 to $300 billion investments in the country. And that's why one of the conditions that the US and Britain were telling to Jelani that he cannot allow for the Chinese companies to come to Syria. And one of which are the telecommunication companies, Right? And the other thing is that the Americans are going to establish bases in the country now. They have a good agreed to build or to have a military presence in Damascus, because the Americans want to follow up on a potential anticipated security deal with Israel. Now, this is very important point, Clayton, because I've seen, for example, Laura. Laura Loomer was showing some anger that Donald Trump received Jolani. And I think this is a very fake outrage, because if had they. Had they.

[Clayton Morris]

Thank you for saying that, by the way. Because I saw her saying this, she's like, I'm upset this terrorist coming to, you know, this guy Jelani's coming to the White House. But it's. Yeah. Why do you think it's fake?

[Kevork Almasian]

Because. Because first of all, she doesn't mention at all the direct role of Netanyahu and his government in overthrowing the previous regime in Syria.

[Clayton Morris]

Bingo.

[Kevork Almasian]

And allowing Jelani to come and take over Damascus. Jelani, basically cruel, cruised from aleppo to Damascus, 400 kilometers on the highway, and nobody stopped him. Meanwhile, all the air forces were in the skies of Syria. If Israel wanted to eliminate Jelani, if Israel saw Jelani a threat to its national security, they would have eliminated him. Remember, in the past two years, they killed the entire leadership of Hezbollah because they presented and posed a threat to Israel. They killed the leadership of Hamas, even inside Iran, because they posed a threat for Israel. But they don't see Jelani as a threat, because from the beginning, whatever happened in the Buka camp in Iraq, this is a very big question mark. Because nowadays the former head of CIA who is leading the centcom nowadays, he's playing basketball with Jelani in Damascus. But Jelani ended up in the same Buka camp in Iraq when the head of CENTCOM back then was the head of the CIA. So there are lots of questions. If they groomed Jelani in Iraq and then they sent him to Syria to lead this insurgency against Assad. Because from the beginning, I mean, Clayton, who is going to fight against the secular regime, do you think the leftists will say, oh, I'm going to wear a suicide vest for Marx or for Lenin, or some secular person is going to drive a suicide car or a car bomb and blow up itself? No, no. Those are the Takfiri jihadists who will carry out this type of fighting against a secular regime, because they see it an infidel regime. So they took the opportunity, and in the words of Hillary Clinton, if you remember, she said about the Afghanistan war, we had a brilliant idea, and that idea was arming these jihadists back then in Afghanistan. So they copied the same strategy in Syria. They armed these jihadists, and now they reach to power. And once they reach to power, they are showing goodwill to the us, to their basically handlers in the US and in Israel. But there is one small, in my opinion, disagreement or there is a rift, it seems, in the US administration nowadays, how to deal with Jelani in the future. Some voices in the US administration, like Tom Bavar continue saying that everything should be in the hands of Jelani. One centralized regime, Jolani controls everything. And this, this is the wish of Qatar, Turkey and Saudi Arabia. But Israel has a different approach. Israel wants for Jelani to continue leading certain parts of Syria, and those are in Aleppo, Idlib, Hama, Homsa and Damascus. But beyond Damascus, in the south, they want a demilitarized zone so Jelani cannot move his forces to the south of Damascus. And they want to present themselves as the protector of the minorities in Syria after Jelani unleashed his genocidal army against the minorities. And that's why Laura Loomer was in Israel, meeting with minority groups in Israel and saying that we cannot leave with Jelani, because in the strategic thinking of Israel, they want for Jelani to control the Sunni dominated regions, but the regions which are not dominated by the Sunnis, they want to have certain leverage over them and especially over Esweda, where the Druze lived live, and in the eastern shoe of the Euphrates, where the Kurds live, and also over the Alawites. So Laura Loomer basically is doing Israel's job nowadays in Israel. And she didn't go to Syria and ask what the Syrian people want. She went to Israel reporting about the Jelani meeting with Trump. And I find that really dishonest by her because if she was honest, she should mention, for example, that the soldiers and the militants of the Jelani army, they used to go to Israel and receive medical treatment in the Israeli field hospitals. And the former head of Mossad confessed that on Al Jazeera that yes, we receive them and we give them medical treatment out of humanitarian reasons. Right, because he says that Al Qaeda has never attacked Israel in the past. And I'm not asking, I'm not calling at all for violence or calling for Al Qaeda attack against Israel. But it's a question mark, right? Al Qaeda attacked everyone in the region except for Israel. Why is that? That's a big question mark, why Al Qaeda never attacked and I'm not calling for attack so nobody would understand me wrong.

[Clayton Morris]

No, no, but you bring up a great point. And one of the questions I had was really, why do you think that none of the pro Israel voices, the neocon pro Israel voices, the same people who lecture us Daily about, you know, Islamic terrorists invading the United States. Like, haven't said a word about this. They seem to be pretty quiet about this. And yet when we call, you know, we're calling out Christian. I mean, you're born in Syria, you're a Christian, as we talked about in the intro, one of the strongest Christian countries in the world until it's overrun by, you know, by people killing Christians and Alawites and Druze and everything else. So why have they been so quiet on this point, do you think?

[Kevork Almasian]

Think, Clayton. I've been thinking about this for a long time. I've been thinking, and I was really all the time shocked why American politicians, European politicians stood on the wrong side in Syria. I was always asking myself, where is the Vatican, for example? Where are the churches in the world? Why aren't they saying something about this? Where are the leaders in the US And I come to the realization that, that they are anti Christian forces. There are anti Christian forces. They are planning on eliminating the Christian presence in the Middle east, especially that those Christians do not align with the Christian Zionism, the ideology that they have created among the evangelicals in the United States, in order to sell the illusion that there is this Judeo Christian alliance and that we have to stand with the State of Israel for us to be blessed, like, for God to accept us. We have to bless Netanyahu, we have to bless Ben Gavir. And that's a heresy. That's a wrong perception of Christianity. So they ethnically cleansed basically 90% of the Christians in Iraq and in Syria and also from Palestine. And they are normalizing the Christian Zionism among also whoever is left in Syria, because these people nowadays are very vulnerable and they need anyone to come and save them. Imagine that Jelani attacks a town and this town is a Christian town, and he's capable of completely genociding them. And then Israel comes and says, I'm your savior. I'm going to protect you. And at gunpoint, many people choose to be with Israel. And this is what happened, including buying many influencers. I know it myself because I was approached by an Israeli who claims to be a private person after the regime change happened. And he said, look, the regime change is done. You were fighting to keep this regime, and this regime is gone. And we have now a mutual enemy. Let's cooperate and we will support your work on Syrian analysis and you will become very influential on social media platforms. They offered me personally, so.

[Clayton Morris]

And I. Israel came to you and.

[Kevork Almasian]

Said, now Israeli person came to me and he said, that he is a very rich Israeli person who has a lot of companies and he offered me support for my channel Syrian analysis To.

[Clayton Morris]

To support. Jn.

[Kevork Almasian]

No, to. To. To support the idea that Israel has to be the protector of the minorities in Syria. So that I would be normalizing Israel presenting itself as this protector of the minorities in Syria because I'm, I'm influential on X and I have a big following. And many Syrians, Christians for example, also watch my content and follow what I write on X. So they wanted to capitalize and invest in my work.

[Clayton Morris]

So in other words, as an orthodox Christian, maybe we should convert to a form of sort of Christian Zionism now because Israel is my protector. And here's Kevork out on social media. He's really pushing this idea. You know, maybe I should start to think about supporting Christian Zionism. Like it's unbelievable.

[Kevork Almasian]

I was invited to Israel by him. He said when you come to Israel you will see that the situation is not like you think it is. And I know he says that you're not an anti Semite so we would accept you. So the only thing that he wants is to tone down my criticism of Israel. And my criticism of Israel comes based on my perception that Israel is wrong on collectively punishing everyone for October 7, for example, in Gaza, despite my differences and disagreements with many of the groups fighting against Israel. And I think that the trigger for the regime change war in Syria was not by the US itself but by the neocons and the Zionists in the United States convincing the planners in the US that this regime change war has to happen and then we have to Balkanize the country. I mean Syria. And this is what is happening ongoing as we speak nowadays. I ask many people in, including a former Marine veteran who is also a regular guest on your channel, Scott Ritter, for example. He says, I can't think of anything else but Israel. Israel is the reason why they started this war because Syria posed a threat for the dominance of Israel in the region and it was aligning itself with Iran and other actors in the region who used to pose economic and security threat or challenge, let's say for the absolute Israeli dominance over the region. But once the regime change war happened, I think now the region is mostly revolving around Israel and everybody is running after normalizing ties with Israel. It's the Abraham Accords and it's only a matter of time until Jelani also joins the Abraham Accords. But there are steps, you know, they have to first strike a security deal and then, then you will see for Example, do you really? Does anyone in the United States thinks that this congressman who received Jelani, his name is Brian Mast, like Brian Mast, is beyond Israel first, Right. He wears an IDF uniform inside Congress. Is there anyone who thinks that Israel would object the visit of Jelani to the United States? And if the Israelis objected his visit to the United States, would Brian Mast receive him? That's impossible. So I think Jelani has already presented his cards that he's ready to join the Abraham Accords. And it's only a matter of time until Syria becomes its entirety revolving under the American umbrella. And this was unfortunately an outcome that many people wanted to avoid. Not that we don't want relationship with the United States in the contrary, but we want friendly relationship with the United States and not the master and slave relationship. You know, we wanted to preserve the sovereignty of the United States and keep good relationship with the US and with the other other regional and international powers. We don't have any problem with the United States. United States is 10,000 kilometers away from us. People think that the Middle Eastern people have hate the United States. No. I grew up on American pop music and hip hop music. I watched Hollywood movies. I have never had any bad sentiments toward American culture or American products. Right? But we wanted to preserve our dignity, we wanted to stay in our homes, we wanted to preserve our national economy. And everything is gone nowadays. So unfortunately it's like the wef when they say you will own nothing and you will be happy and you will see all these people celebrating in the streets the demise of their nation. It's unfortunate truth, but they have propagandized the people so much that they think now they are free. But I think that they have put the chain in the neck of Jelani and Syria, especially with this IMF now deal. And whoever comes next in Syria, they will be forever in debt. And that's the economic hitman playbook.

[Clayton Morris]

What does this mean? I'll get you out of here on this kevork. What does this mean for the so called called war on terror? I mean was it ever about fighting terrorism at all? I mean when we have a terrorist literally meeting with President Trump this afternoon and all the sacrifice of Iraq and Afghanistan wars, or was the idea of fighting the war on terror just an idea just for weaponizing it for the United States and Israeli interests wiping out world leaders regime change, what does it mean?

[Kevork Almasian]

It was a great opportunity and an excuse for the US and the Zionists, the neocons in the US to expand their influence in different places around the world. One of which is in Central Asia, because they wanted to establish a base in Afghanistan, and then they moved into Iraq, Syria, and they wanted to knock out Iran as well. So they wanted to establish an absolute hegemony over the region. And this is a very vital region. Energy, trade routes, etc. And I think the war around terror, I don't think that most of the people who joined Al Qaeda were assets for the CIA or any other planners in the U.S. they thought, really that they're fighting against the U.S. but on the leadership level, for example, the Jolani Baghdadi, Usama bin Laden, like, it makes no sense. Like, one of the very close trustees of Osama bin Laden, his name is Ahmed Zidan, and they used to have pictures together in Torah Bora in Afghanistan. Now he's the advisor of Jelani, and Jelani was the leader of Al Qaeda. It's like. It's like I'm watching a dystopian movie. I'm watching a dystopian movie, and unfortunately, it makes a mockery of this war on terror.

[Clayton Morris]

How quiet everyone is. Everyone flipped out about mom dummy becoming the new mayor, you know, mayor of New York City. And I saw all. I saw all of these, like, MAGA influencers, all saying, this is the biggest slap in the face to the families of nine, 11 victims of nine, 11, et cetera, et cetera. But they're quiet when there's literally a terrorist meeting at the White House with President Trump. They're totally quiet about that.

[Kevork Almasian]

There is something important about Mamdani, by the way. Mamdani is a very liberal person. He's not even an Islamist. Right? He goes into the LGBT demonstrations. His wife is a Syrian, and she supported this regime change operation in Syria. And once the regime change happened and the spree of killing started against the minorities, now she's silent about it. Why is that? Why are they silent about all this killing happening in Syria once the regime change happened? But you're also right about the Zionists freaking out about Mamdani. It's a joke. Why would they be afraid of Mamdani and not by Jelani? Jelani is a mastermind behind car bombs in Iraq. This guy has been planning and constructing car bombs and sending them into Shia neighborhoods in Iraq in order to start a civil war. He has lots of blood on his hands. He's soaked in blood. But I feel really sad because I'm Syrian, seeing Jolani is the representative of my country and meeting with Trump. And unfortunately, this meeting will embolden his grip in the country. And only the people in Syria will pay the price. But. But Trump seems. Doesn't care about that. And whoever is advising him, they think that they can keep Jelani on a leash.

[Clayton Morris]

I'm trying to think what it would be like in the United States, what would be a comparable person to ascend to the presidency that you have in Syria. You have a terrorist as the. I would think, like, maybe like Mike Pompeo or. I was thinking, like somebody evil who kills people for a living. I don't know.

[Additional Guest/Caller]

Timothy McVeigh.

[Clayton Morris]

Yeah, right. I. I don't know. It's. It's just awful. I just.

[Kevork Almasian]

No wonder those people in the U.S. those people in the U.S. they're just. They just have big mouses, my friend. Like, they give orders to other people to kill. Jelani himself killed people. This guy was on the ground and committing heinous, heinous acts. And now he's acting like he's a civilized person, wearing nice wartime and wearing suits. And he ran on the platform of saying. He said, dear Mujahideen, after Damascus, we are marching to Jerusalem and we're going to liberate Palestine. And once he reached to Damascus, he went to the White House to meet with Donald Trump.

[Clayton Morris]

You're not going into Palestine anywhere. You're our puppet. You're our puppet.

[AM PM Advertiser]

Boy.

[Clayton Morris]

Great to see you as always. Thank you for your analysis, as usual. And, yeah, it just. It deeply, deeply disturbing. There's no one I'd rather talk to about this, so thank you so much, as always. Great to see you, Kevork. Thanks for staying up late for us over there. We appreciate it.

[Kevork Almasian]

Thank you so much. Clayton and Natalie, just quick thing. Kimchi is great, by the way. It's great for the gut health, and most of the diseases comes from the gut. So if you eat kimchi, we eat it a lot here in the Germany, your gut will be so much better.

[Additional Guest/Caller]

You.

[Clayton Morris]

I know. And. And Kvor is quite a health nut, by the way, as well. So here. Great to see you, Kavor. Thanks so much. Stay safe, my friend.

[Kevork Almasian]

Thank you so much, my friends.

[Clayton Morris]

You too. All right. What do you guys think about that? It's crazy. I mean, how do you guys have a guy like this in the White House? And, you know, it's. I just love the silence that you're hearing from, like, the Zionists. They're just, like, totally silent, silent, silent about this. Why? Because he's a puppet of. He's a puppet of Israel, and he's a puppet of the United States. And so he's Being used, of course, to do their bidding. So that's why they're totally silent about this. But they're furious about mom, dummy, you have an actual ISIS al Qaeda terrorist in the White House who's killed people, who's fought against American soldiers. Like what a slap in the face to these US men and women in uniform who fought against, against these guys for so many years, who have brain trauma, ptsd, who've lost limbs as a result of fighting these guys. Now we're partnering with them. But see, the joke all along is that we created them in the first place and we funded them in the first place many years ago. It was a creation of ours anyway. Just like Hamas is a creation of Israel in the United States. And we armed them, the United States armed Hamas. They had one gun, that's it. 1. Until we gave them what weapons? Because you need a bad guy. You need a bad guy to carry out your nefarious plans.

[Guest/Caller]

Well, and you know, it was intentional because they, the Israel monitors every single thing that goes in and out of Gaza. Everything. So those weapons were approved.

[Clayton Morris]

They know. Exactly. I mean, Netanyahu's on the record talking about creating Hamas. So you, you know, you need, you know, it's like the wizard of Oz, right? You need to have that bad guy. People can rally around a bad guy. And when you create Hamas and then you stand down and allow them to attack you, it's a brilliant strategy. So.

[Guest/Caller]

Well, they are going to get to build those condos otherwise, right?

[Clayton Morris]

Graham Remel in our chat says buy gold and silver and Bitcoin since inflation is going to rise. Yeah, they play both sides. Exactly. Someone else says America will eventually break apart. That's a given. Gimas says Princess Dumbarton says Mark Levin is one nasty effort. Says. You think Ben Shapiro hasn't been calling? Tim Pool and, and, and Group Incorporated? I don't know. Day Bird says, I love, I love kimchi. I discovered it when I was stationed in Korea. I know Kim, man, they have, they have kimchi in every. All of their food over there. Free speech is dead. Tuned in from the uk. Hi everyone, Good to see you. Let me see on the other super chats that we have here.

[Guest/Caller]

Also, that poll's up if you want to read the results of the poll.

[Clayton Morris]

So the poll we asked earlier was, do you think a 50 year mortgage is a good idea? 87% of you said no, it's not. 13% said yes, it is. I mean the thing is, the only way that a 50 year mortgage is good is if you have the financial education and wherewithal to get out of it as quickly as possible. Like I said, Natalie and I wrote a book on how to pay off your mortgage in five years. It's a best selling book if you'd like to check it out. But it's short. You can read it in about. It's like 100 pages long. But, but you want to get that mortgage down as quickly as possible because that amortization schedule is so massive. And then of course, you're paying that much more in interest. You're doubling or even tripling the amount of interest you're paying over the life of that loan. So if you have a plan going into it where you know you're going to take this like, cheaper interest rate, lower monthly payment, and then you're going to like sock money away so that every month you're firing a lot of money at the principal balance and you're getting it paid off in like three years or four years. Great. But most people aren't going to do that at all. It's kind of like the, you know, it's like payday loans. It's going to hurt people significantly. They're going to get locked into these loans for 50 years. They'll never own the house at all. They'll just pay the bank twice as much money. So all of, you know, all the, all the Wall street people are going to allow more money.

[Additional Guest/Caller]

Yeah, and it's also the value of the home's not going up because you paid more for it.

[Rakuten Advertiser]

It.

[Additional Guest/Caller]

So like if you buy a $500,000 home, you pay $800,000 interest on top of it. It's not like the house is now worth a million dollars. So if you try to resell it, you just, you basically paid more for the same thing.

[Clayton Morris]

Why not rent? Because then you don't have a mortgage to deal with. You don't have all of the stuff that comes with owning a home. I have to fix everything. I have to take care of all these things. It's not a performing asset at all. So why not just rent at that point? I have a lot of real estate investor friends who actually rent the home they live in, but then they own like 50 properties that they rent out. The home they live in is a rent, is a rental. So, yeah, Bucker Bill says the 50 years will give you the cheapest rate for borrowing. So you take the cheapest rate and pay it off real quick. Exactly. But most people aren't going to do that.

[Guest/Caller]

Well, that's what I'm saying could, could, or what I'm wondering is, could it actually be an advantage because you would get a lower monthly payment so that you're able to put more towards, towards the principal?

[Clayton Morris]

Well, that's the thing. Most people. So a 15 year mortgage, if I'm not mistaken, correct me if I'm wrong in the chat room, unless it's changed recently. Usually like a 15 year mortgage, you have a lower interest rate, you have a, you know, and the 30 year mortgage, I think you have a slightly higher interest rate. Am I wrong about that? Maybe someone can check my math on that. I think it used to be the case. So the idea is you would get a 15 year, your, your, your monthly payment is higher, I think your interest rate is lower. But then you still want to try to pay it off as quickly as possible. All that to say. My point is that most people aren't going to do that. Almost no one is going to do that. They'll get the 50 year and they'll just make the monthly payment every month and they're not going to pay more. The whole point of doing it that way is it so I don't have to pay more, so my monthly payment will be less, but I'll pay it off in 50 years when I'm 90 and then I'll own the home when I'm 90 years old. Okay. I mean at the end of the day it's a financial product. So if you're just, if you're financially intelligent, you can figure out how to actually use this product to your advantage. So yes, you could do a refinance or so you could figure out what to do with it if you knew how to target and pray down the plate, pay down the principal balance.

[Guest/Caller]

Well, and do you ever actually own it? Because if you, if you pay off your house and you miss your property taxes or something in a year, can they, can they not take it from you?

[Clayton Morris]

They can take your home in a year with. If you don't pay your property taxes.

[Additional Guest/Caller]

Yeah.

[Clayton Morris]

So you go to tax auction, your house will go to tax auction real fast. Like if you don't pay your property, if you don't pay your property taxes, your house will go to tax auction real fast. So that's what will happen. I mean I bought raw land through a tax auction before because it just reverted to this, to the, to the county because the person stopped paying taxes on it and the government's like, sorry, you don't own that land anymore. And so they don't get their money back. The county is not sending them a check. Like, hey, we know you paid 20 grand for this piece of land. Here's a check for that 20 grand. We know it didn't work out. No, no, sorry. You just lose it. You just forfeited that and now the county owns your land. So, you know, that's the thing. That's what Ron DeSantis is trying to do in Florida right now, which is eliminate property taxes, which I think is great because then you'd actually own the land and you own the property and the government doesn't own it. You're not paying rent to the government for in perpetuity. You're not actually owning anything. I'm just curious here. 15 year mortgage rate right now. Just want to see what the rates are. So about as of November 10th. So as of today, the 15 year is about 5.5%. 5.5%. Okay, and what is the 30 year today? As of November 10th? 30 year mortgage rate is. What is today's rate? Yeah, 6. 6.5%. So, yeah, getting a 15 year mortgage is about 1 percentage point lower. So about 5.5% versus 6.5% interest right now. It depends on where you're going because you can get some, you know, different rates and it depends. But basically five and a half up to about 5.94% for a 15 year and a 30 year is about 6.5%. So just a little bit more. So that idea is that, hey, I've got a. I've got less time to pay it back. The banks aren't going to make as much because I'm not paying it for 30 years. I'm paying it for 15. But my suggestion would be, hey, get whatever low interest rate you can and then fire as much as you can at the principal balance. Separate, like, write a separate check per month to that principal balance so you can pay it off in like two, three, four years. I mean, the book that I wrote with Natalie is called how to pay off your mortgage in five years. Here's the book and it's on Amazon. You can find it there. But, you know, because what you're really doing is you're, you're targeting the time. It's time. You know, you've got that whole amateurization schedule for 30 years. Like, it's not changing. The only thing that changes it is you firing an amount at the principal balance. And that's how you can completely alter that in calendar. So anyway, that's my recommendation. Yes, you pay your property taxes as long as you own your Home. Exactly. Again, that's why it's amazing. If, if they could do that in Florida, I would love to see them pull that off. So shouldn't people have that option? Will Young says, yeah, I mean, you have an option. You can do 15, 30, you can do 10 year mortgages. I think in Europe when we lived there, we had a full. We had a 30 year, I think, but I think they offered 40 year mortgages in Europe. What's hilarious in Europe, by the way, to get a mortgage, like, you have to be fit. Like, you cannot be morbidly obese or have any kind of major health issues. Like, they will not give you a mortgage. You got to literally go to the hospital and run on a treadmill and they'll do blood tests, everything. Like, they want to make sure that you can pay this thing back.

[Guest/Caller]

Like, sorry, your fat ass is homeless.

[Clayton Morris]

I mean, if you're like, seriously, if you're wildly overweight, you're gonna have to run like two miles on a treadmill. Like, up. They, like put the thing, like, uphill.

[Guest/Caller]

Like, wow.

[Clayton Morris]

I mean, I don't know how some people. And like so many people smoke, you.

[Guest/Caller]

Know, like, they should do that before you get McDonald's here in America.

[Clayton Morris]

Oh, man. Claudio in our chat room says, Clayton, average house price here in Vancouver, British Columbia, is $1 million. You need at least 20% down most houses on the market for 2 million. How do you pay off 1.8 in five years? Well, I mean, there's. So in the book, we talk about a couple of different strategies, one of which is that you can actually use a home equity line of credit. So if you've got some equity in your home, what you're trading is two different financial products. That's how we paid it off in five years, by the way. I was so fascinated by this. One of my best friends growing up, he got a perfect on his SATs. Okay, he's a math actuary. Like, he's that brilliant. He a few years ago told me, because he bought a house in the east, up east, somewhere in Rhode Island, I think. And he said, I bought your book. And he said, not joking you to the day, we're paying off our house in five years using the strategies. And I was just like, what? Really? You, you got a perfect on your SATs and you're using, you know, but because, you know, the banks created this product that they don't want you to know about. They want you to think you're locked into this, like, amateurization schedule for 30 years and you're not. The way to really shorten that amount is by firing a separate payment. And whether it's once a month, once a quarter, once a year, I prefer doing it like once a month. So, you know, it's like is to, is to fire, fire that extra principal payment to your principal balance on your mortgage. And you dramatically shift your amortization schedule. And you'll notice if you actually build a spreadsheet, we actually give away a free Google spreadsheet in the book. But you plug in these numbers, it's remarkable because you'll suddenly see the amount you're paying in interest. Once you make like an extra payment, you just see that that whole calendar shift and the amount in interest that you're paying to the bank just shifts dramatically. I love doing it.

[Guest/Caller]

So just out of curiosity, would that work on a car as well, like anything you finance?

[Clayton Morris]

No, not a car. Because there's no amortization schedule on a car. Right. As far as I know. Right. You're just paying. You're just paying one lump monthly payment.

[Guest/Caller]

Right. But you can pay toward the principal every month too, if you put anything. Like you can if you make an extra car payment. Yeah, because I used to make an extra, and I would say apply the rest of the principal. So you can actually apply more to the principal each month that you pay.

[Clayton Morris]

Over your payment then. Yeah. I mean, anything you're financing like this, that puts you on a schedule that requires you to pay. Because when you're buying a house for the first, like eight years of owning the home, you're only basically making. Every payment you make is just going towards interest. Like, you're not even paying on the principal balance at all. Usually in the first, like, decade. 8, 9, 7, 8. It depends on your house. But mostly you're not, you're not paying anything on principle. So the bank is making all this money up front by you just paying on the interest. Oh, by the way. And like in Europe, they don't even let you pay the mortgage off early. Like, you'll get a penalty. You can't pay it off early. So isn't that funny? But in the US you can pay it off early. So my goal, like, with this Vancouver situation, I mean, first of all, I mean, that's just. Vancouver is the most overpriced place in the entire world. So, you know, is it. Does it make sense to own a home at the end of the day? I guess why I would even start there. Does it make sense to even own a house in Vancouver? Or are you Better off renting something like, do you really want to live in a place that you're that overpriced for home values where like 60% of your take home pay is going to pay a mortgage? Like that might be a place where you're like, yeah, maybe I need to move. I mean, just being honest with you, like, I would never move to California for that reason. Just the home prices are so out of whack.

[Guest/Caller]

Well then imagine what the rent prices are on that, those properties.

[Clayton Morris]

That's true. Yeah, I mean, I guess I know I have a, I have one of my best friends lives in Vancouver. So I know a lot about this. We were just talking this morning, actually. He said like the home that his parents had in Vancouver that they sold a number of years ago, they sold for like 400,000 that same home. Now if they just would have held onto it, it could have sold for 2 million. Like that's how inflated everything has gotten in Vancouver. But the principles apply. No matter if it's a multimillion dollar home or a $400,000 home, the same principles apply. Like you can use different financial products. So what, what I'm trying to say is that a home equity line of credit is different than a mortgage. They're two different financial products and they operate differently. So you can actually leverage a home equity line of credit if you had it. If you wanted to get like a $10,000 home equity line of credit on your house. House. The beauty of. Let me just, Sorry, going off on this tangent, but I wrote a whole book about it. When you get a home equity line of credit, you start with a zero balance, right? So they basically give you a checking account. They give you like a credit card for your home equity. And you start with a zero balance, you don't have to use it. Usually home equity lines of credit last about 10 years. So you've got it. Now what most people do with a home equity line of credit is they do stupid stuff. They go and buy a boat or they, you know, maybe they do some renovations on the house, which I'm not a big fan of, because then you're putting that same money back into the house and it's kind of a. But what if you could use that equity to actually buy a performing asset? Now you're bringing in cash flow from the equity in your house, right? So because you can't eat equity, so you're living in a home that's not a performing asset. It's not performing unless you have a room that you're Renting out like an Airbnb or something, but you live in it. So it's actually not a performing asset. It's an asset. It's not a performing asset. So if you've got a home equity line of credit, let's say you get one for like 10,000 bucks or 20 or 30 or 40, whatever, they usually give you like a, a loan to value ratio of like 80% loan to value ratio on the house.

[Kevork Almasian]

Right?

[Clayton Morris]

So let's say you get $10,000. I'm just trying to think small numbers. And you've got this 30 year mortgage over here. You could take that $10,000 home equity line of credit, max it out and write a check to the principal balance of your primary residence. To the principal. Not your normal payments, but to the principal. Now you've knocked $10,000 off the principal balance of your primary home. Yes. Now your home equity line of credit is now at 10,000. You've maxed it out. But the way that we structure it in the book is you actually monthly you start paying it out of your paycheck, you pay this home equity line of credit back down to zero and then you rinse and repeat and fire another $10,000 at this thing. Before you know it, you've had this thing paid off because you're making all of these additional principal payments and before you know it, it's paid off. So obviously if you've got a multi million dollar house, maybe want to increase that initial payment, but it just depends on how you're playing with these numbers. So, but there's a whole bunch of different strategies that you can use on doing this. But the bottom line is the banks don't want you to know this because they make a lot of money. If you keep a mortgage for 30 years, they make the most amount of money. They're making double their money, triple their money, and now a 50 year mortgage. They're making an insane amount of money with this. So anyway, sidebar, side tangent. But that's how this works. All right. Dan Lynn says go live with the Bigfoot. Hope you like stress, but the rent's cheap.

[Guest/Caller]

They stink though. Really bad.

[Clayton Morris]

I've heard that Rainbow Unicorn Pony says you can use a HELOC to buy assets as long as you make over the interest paying on the HELOC. So the HELOC 6%, but you can make 12% and you net 6%. But yeah. Now back in the day, home equity lines of credit had a much lower interest rate. So now we're dealing with higher with Higher interest rates on home equity lines of credit. I get that. So you just got to make sure the numbers make sense right before you start buying these or taking these different financial products out. It's all math. But remember that a home equity line of credit is just totally different than a mortgage. They're just too twisted. Different financial products. And the way that I like to think about it is using one of these financial products to attack the other one because they're differently structured. And that's the sort of the secret in how to do it, because you're going after that principal balance. So thank you guys for your comments. Anything else? All right, so we are. Do you have anything else to hit today, Philip, or am I all good? Yeah, we're all good.

[Additional Guest/Caller]

Yeah, that's all good.

[Clayton Morris]

Yeah. Check out our website, by the way, if you're interested in financial education. You know, that's one of the things I'm really passionate about. I've started multiple businesses. I've been an investor for many, many years. And of course I'm passionate about this stuff. So on our website, if you go to redacted.in See sorry, we've got some construction out here. I apologize for the circular saw, but redacted.inc and when you go there, click at the top, you'll see there's a top bar up at the top that start investing. So it's like a tab that'll kind of take you through all of the ways to start investing and learning about all of these things and how to build financial intelligence. I think it's one of the things that, first of all, they don't teach it in schools, how to build financial intelligence. But it, to me, it's the key to protecting your family. Because everything we teach you is like, outside of Wall street, outside of how they all make money. It like, it gives you the full control. So all of the ways in which everything is redacted and they don't want to teach you this stuff. They want you to just buy a 401k and make wall street rich. And we try to teach you how to do it yourself, where there's no middleman and you keep all the money. So that's what I'm passionate about. Anyway, check that out on the website. We have a whole redacted invest section that we built out. So please check that out. Hey, we'll be back here tomorrow at 4:00pm Eastern Time, and we will be live at that time. So thank you guys so much for subscribing and being a part of our community here. And we'll see you back here tomorrow. Have a great night, everyone.