What if your legacy isn’t who you raise, but what you build, give, and live while you’re here?
In this episode, we unpack money, aging, and legacy when you’re childfree by choice—and the guilt, bias, and freedom that come with it.

When people say “legacy”, they almost always mean children.
But what if you don’t want kids—or can’t have them—and you still care deeply about impact, contribution, and who will support you as you age?

In today’s episode of Reframing Perspectives, Dr. Payal Beri sits down with Maddie from Child Free Trust / childfree wealth to talk about what financial planning, aging, and emotional legacy look like when you’re childfree. They unpack the guilt, cultural expectations, and political pressure around choosing not to have kids, and how childfree women can intentionally design both their finances and their future care.

Why childfree women are statistically among the highest earners—and what that really means for money & freedom
The myth that “your children will take care of you” vs. what actually happens in elder care
How to think about living legacy vs. after-death legacy (and why dying with millions might mean you over-saved)
The emotional layers of being childfree: guilt, judgment, and the constant “who will take care of you?” question
Why emotional intelligence, context, and curiosity are crucial when talking to childfree friends & family
Practical first steps for childfree folks: building your support team, planning for incapacity, and choosing who makes decisions for you
How the childfree community is redefining love, contribution, and legacy beyond parenting

If you’re childfree, unsure about having kids, or love someone who is, this episode will give you language, clarity, and a lot of relief.

Our Guest: Maddy Roche, Chief Growth Officer

Maddy oversees all marketing, growth, and prospect engagement for Childfree Trust. Maddy was XYPN’s first employee, with roles including VP of Getting Sh!t Done, and hosted XYPN’s podcast, Behind the Advisor. She’s guided thousands of financial planners throughout their entrepreneurial journeys with energy, expertise, and compassion.

https://childfreetrust.com/

https://www.linkedin.com/in/maddy-roche-25962032/

Connect with Dr. Payal Beri & Reframing Perspectives:

Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
RK Empathy: https://www.rkempathy.com
LinkedIn: https://www.linkedin.com/in/payalberi
Speaking & Media: https://www.payalberi.com