In this episode of Questions of the Week on the REI Hot Seat, we answer a question we get all the time: Why do so many of our deals go straight to CMHC financing, and why is that important?

CMHC often gets criticized for higher fees, longer timelines, and extra hoops, but there’s a reason we consistently underwrite deals this way. In this segment, we break down what CMHC actually does, why lenders love it, and how it allows investors to structure stronger, more resilient deals with less capital in the deal.

We also talk through when CMHC makes sense, when it doesn’t, and why we’re always focused on choosing the most favourable debt options available, not just one financing strategy.

REI Hot Seat Instagram: https://www.instagram.com/reihotseat/

David Hulshof Instagram: https://www.instagram.com/davehulshof.realestate/

Jacob Campagnaro Instagram: https://www.instagram.com/jacob_campagnaro/

Questions of the Week | Why Investors Rely on CMHC More Than Ever?

0:00 – Questions of the Week intro

0:24 – Why so many deals go straight to CMHC

1:08 – What CMHC actually does

2:19 – Guarantees, risk & non-recourse loans

3:07 – Amortization, rates & lender flexibility

4:23 – Final summary & when we’d pivot

DISCLAIMER: THIS EPISODE, AS WITH EVERY EPISODE OF THIS SHOW, SHOULD NOT BE CONSIDERED AS ADVICE. INVESTMENT ADVICE IS NEVER GIVEN ON THIS SHOW. ALWAYS CONSULT A COMPETENT INVESTMENT ADVISOR BEFORE MAKING AN INVESTMENT DECISION.