This week on The Retirement Readiness Podcast, Tim Regan and Kaitlyn Hedger take a closer look at estate planning for young professionals—an often-overlooked but essential step in building a secure financial future. Kaitlyn, head of Prairieview’s Kickstart program, joins Tim to break down why creating an estate plan matters, even if you’re just starting out in your career or raising young kids.

They discuss the real reasons to set up wills, financial and healthcare powers of attorney, and living wills long before retirement age. Kaitlyn explains, “No one wants to have these conversations, but lack of planning in that area can really cause a lot of chaos for your family members or your loved ones in general.”

You’ll also hear about common questions clients have, the difference between a will and a trust, and why naming guardians for kids and being clear on your legacy is so important.

Looking out for your loved ones isn’t just about life insurance or saving for college—it’s also about making sure your legal documents are up to date, so your wishes are known and followed.

Press play for practical guidance on starting your estate plan today, and learn about the built-in support available through the Kickstart program.

3 Key Takeaways

- Estate planning isn’t just for the elderly; having a will, powers of attorney, and a living will is crucial for anyone—especially parents of young children.

- Without an estate plan, decisions about your assets and dependents may be made by the courts, which could be at odds with your wishes.

- Working with an advisor through Prairie View’s Kickstart program can help make the estate planning process less overwhelming by providing guidance and connections to legal resources.

For more resources, visit PVWP.com, and remember to subscribe to the Retirement Readiness Podcast on your favorite platform.