← Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business
Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business
The Dollar Collapse and the Rise of Real Assets
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- [00:00]
Robert Kiyosaki
Morning, Zoe.
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Mark Moss
Got donuts.
- [00:02]
Robert Kiyosaki (Host)
Jeff Bridges, why are you still living above our garage?
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Mark Moss
Well, I dig the mattress and I.
- [00:08]
Robert Kiyosaki
Want to be in a T mobile.
- [00:09]
Mark Moss
Commercial like you teach me. So Dana. Oh no, I'm not really prepared. I couldn't possibly at t mobile get.
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Commercial Narrator
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- [00:24]
Mark Moss
Wow, impressive. Let me try. T mobile is the best place to get iPhone 17 Pro because they've got the best network.
- [00:31]
Robert Kiyosaki (Host)
Nice.
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Commercial Narrator
Je free.
- [00:32]
Robert Kiyosaki (Host)
You heard them.
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Mark Moss
T mobile is the best place to get the new iPhone 17 Pro on.
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Robert Kiyosaki (Host)
Us with eligible traded in any condition.
- [00:40]
Mark Moss
So what are we having for lunch?
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Commercial Narrator
Dude, my work here is done.
- [00:44]
Robert Kiyosaki (Host)
The 24 month bill credit on experience beyond for well qualified customers plus tax and 35 device connection charge. Credit send and balance due. If you pay off earlier, Cancel Finance Agreement. IPhone 17 Pro 256 gigs 1099.99 A new line minimum 100 plus a month plan with auto pay plus taxes and fees required. Best mobile network in the US based on analysis by Oklahoma Speed Test Intelligence.
- [00:59]
Robert Kiyosaki
Data 182025 Visit t mobile.com@lowe's this Veterans Day and every day verified military members, veterans and their spouses get automatic silver status in Mylowes rewards with free standard shipping plus 10% off eligible purchases with no annual limit. It's one way we honor and give back to those who have served and still do. Learn more now@lowe's.com Military 10% discount can't be combined with another offer. Exclusions. Terms and conditions apply. Loyalty program subject to terms and conditions. Details@lowe's.com Terms subject to change. This is the Rich Dad Radio Show. The good news and bad news about money. Here's Robert Kiyosaki.
- [01:39]
Robert Kiyosaki (Host)
Hello, hello, hello. Robert Kiyosaki, the Rich dad Radio show broadcasting today from Phoenix, Arizona, where it's heaven or hell. And today it's heaven. And we have a very special guest today. One of the smartest guys I know when it comes to the world of the new world of crypto or electronic money is Mark Moss. Before I go on, I'm gonna show off my rock and roll jacket here. I just returned from Durban, South Africa and I met this guy. He is. He designs the most out outside the box clothing. So I had to show it off today. I might paint my eyes red and white or something, just fit like a rock star.
- [02:18]
Mark Moss
But I love the jacket of it.
- [02:21]
Robert Kiyosaki (Host)
Man, this guy was so out there and you know, like I chose Like a doddery old man. So I think I better step it up. So, anyway, Mark, welcome to the show. And like I said, you're one of the smartest guys I know when it comes to the setting new world of electronic money, crypto. And you know, my teacher was a man named Dr. R. Buckminster Fuller, and he wrote a book called the Critical Path. But this is his book here called the Grunt of Giants. I don't recommend reading it because it's one of his. It's a tough read, but grunt stands for gross Universal Cash heist. And it's how our banking system rips off our wealth via our money. So that's why in Rich dad put it, I said, the rich don't work for money. Your house is not an asset, and savers are losers. And Fuller also predicted that there would be a new form of money coming on the floor. He was a futuristic. And so Buckminster Fuller talked about gross universal cash ice. He talked about he was watching kids playing video games, and he says, that's the future of money. And then, as we know, bitcoin's now taking the world by storm, and everybody's into crypto. We have a first crypto President Donald Trump, and he sets out his own coins and all this. It's a brave new world. I mean, it is a world that we've never seen before. And for full disclosure, I missed the move. I only got in at $6,000 a coin for bitcoin, but I did back up the truck at 6,000, so I'm doing fairly well. And also I have ether, but I don't chase anything else. I kind of understand ether, Ethereum, and I kind of understand bitcoin. And today we're going to talk about to Mark Moss, because my generation, boomer generation, many of us are in severe trouble because if I think what's going to happen is coming, it's a crash of the stock market. The boomers will be out, you know, down the. Down the river without a paddle. And so I'm going to talk to Mars about how his what he understands the world of crypto. One of the smartest guys I know in it, but also, how does a person retire in it? I retired a long time ago off of real estate, and I'm glad I did. So I'm just kind of having a good time playing with money. I like the game, but it's just a game to me. So, Mark, welcome to the Rich dad show, and thank you for all you do because your podcasts are spectacular.
- [04:54]
Mark Moss
Yeah, thanks for Having me, Robert, for everybody listening. I mean, Robert, you've been my mentor for 25 years. I read, I think, every single book you put out, including the ones that did the Trump. And now I've gotten to know you personally for the last couple years. So always a joy to be back here and talk with you.
- [05:09]
Robert Kiyosaki (Host)
Thank you. So we're in this brave new world of crypto money and all this and we're talking before we went on, how does a person retire on that? But another question is this. You have this guy, Michael Saylor, and you have Tom Lee. And Michael Saylor is using the leverage of Wall street with a public company.
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Mark Moss
Yeah.
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Robert Kiyosaki (Host)
Collect. What's the name of his company?
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Mark Moss
Strategy. It was MicroStrategy and now it's called Strategy.
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Robert Kiyosaki (Host)
Then you have Tom Lee, who I think through kind of a similar thing, his building block is Ethereum.
- [05:46]
Mark Moss
Yes.
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Robert Kiyosaki (Host)
Could you explain quickly what, as best you can, what Saylor is up to, how to use as a company, but to leverage it through a stock. His shares of his company.
- [05:58]
Mark Moss
Yeah. So there's really two parts to his company. So there's MicroStrategy, which is now strategy, but the stock is still MSCR and there's the common stock of that. And what he's done is he's using public debt and equity markets, debt and credit markets to leverage up his Bitcoin position. So very simply, if I buy one Bitcoin and you buy one Bitcoin, but then I borrow 50% of my value against my Bitcoin to buy more, I've levered it up. If Bitcoin goes up, I will outperform you because of applied leverage. Same with real estate. Right. If I pay cash for real estate versus putting 20% down when real estate goes up, the person that used leverage does that. So what? Using these public vehicles, he's tapping into public debt and equity markets to raise money at low rates to buy an asset that's going up at higher rates. And so that was stage one of the company, which is, hey, I'm going to apply leverage. I'm going to buy Bitcoin. And when you buy my stock, which is the MSCR common stock, the, the amount of Bitcoin per share that you own. My goal is to get that to go up over time. So if you buy, if you buy an etf, one Bitcoin is one Bitcoin, your Bitcoin doesn't go up. As a matter of fact, your Bitcoin goes down. Because if you want mspr, the exposure, the Bitcoin per Share goes up over time because of the level. Yeah.
- [07:24]
Robert Kiyosaki (Host)
Increases stock value with that.
- [07:26]
Mark Moss
That's correct. So that was phase one. And what he's done now is changing everything that we know about the world of finance.
- [07:33]
Robert Kiyosaki (Host)
Wait, hold, hold on one second. Just like me, I'm an oil and gold guy, right? I own gold mines. I, I take them public. So I take the public's money to oil. I mean for oil or for gold. So I have a company in Utah, gold company, and every time we strike more gold, the share of my company goes up.
- [07:57]
Mark Moss
Right.
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Robert Kiyosaki (Host)
My exit is kind of through the share price of my company, the same as my oil company. We borrow money from the open markets, public markets, and we drill for oil and we make money when we strike oil. Is that kind of what sailors doing?
- [08:15]
Mark Moss
It is, but the turn time is much shorter. So for example, you borrow money from a public market to go drill for oil and then you'll hit the oil. But that could be years potentially in between. What he's doing is he's borrowing money from the public market and within an hour converting into Bitcoin. But very similar.
- [08:36]
Robert Kiyosaki (Host)
It's tempting.
- [08:38]
Mark Moss
It's tempting. But the next step is where it gets real interesting. So if you think about a bank. So I think the two keys that I talk about with building wealth, wealth, Robert, is one, leverage. So how can I use, and you call it smart credit, right? Productive capital. Productive credit, Right. So one, the leverage. How can I use some use credit or leverage to buy a productive asset that can pay for the debt plus more? That's one. And then the second is arbitrage. How do I leverage two markets against each other so I can leverage the credit market against the oil market? So what he's done also is now he's raised money to buy Bitcoin. And now that he has the bitcoin as a base layer, as an asset, what do I do with it? Well, what he's recognized is while Bitcoin is the best asset to own, in my opinion, it's the cheat code. In the last three years, it's average of 60% compound annual growth rate. This year to date, it's also up about 60%. So what he's done is he said, hey, that's great, and it can save a lot of these boomers retirements. But if you're say 78 years old on fixed income, you can't go hold Bitcoin for five years and you can't summit the volatility. I gotta pay my bills, right? I need to pay for my Medication, my electricity. So Michael Saylor says this, Fine, you give me the money all by Bitcoin, I'll give you 10% yield guaranteed and all handle the volatility and take the risk. So he's created what's called preferred instruments, preferred stock. There's four of them. I'll keep it simple. But Strike, Strife, Stride, and the new one is Stretch strc. You can buy it in your brokerage account and it's going to pay you 10.5%. So when you give him money, it's credit, he's going to pay you 10%, he's going to buy Bitcoin and he'll make the 50% margin. And the beauty of this, Robert, I'll just give you one example. I'll take a break. But when you buy dividend paying stocks, you're buying them based off of the future expectation of cash flow. Right. If I buy an AT&T dividend stock, I hope that AT&T has cash flow in the future. But with AI disrupting everything, what guarantee is that there will be cash flow in the future? The difference that he's doing is when you give him money, he buys the asset and he's paying a small percentage of revenue off of an asset base. And today, if he never took in another penny, he could pay the debt obligation for 120 years. So it's the safest type of credit instrument that you can buy and it pays about double what other assets are paying or credit instruments deploy.
- [11:27]
Robert Kiyosaki (Host)
Right. That's what Ken McElroy and I do. We buy a piece of real estate, we use leverage debt and the income comes off of it. Plus we amortize our loans, we cover all expenses and the income comes off and we share that back with our investors. Right, the kind of the model he's using.
- [11:47]
Mark Moss
Yeah, it's the model. So you're using leverage to buy the real estate and then you're using arbitrage, so you'll make the bigger percentage and you'll give the investors a small piece of it and you keep the difference.
- [11:58]
Robert Kiyosaki (Host)
Okay.
- [11:59]
Mark Moss
That's what he's doing. He's like, hey, I'll take all the work, I'll do all the work, all the messy stuff, the volatility, the risk, and I'll just give you a percentage for doing nothing and I'll secure it against this asset. So very similar to what you do with real estate.
- [12:12]
Robert Kiyosaki (Host)
And then you have Tom Lee with Ether or Ethereum. Excuse me, what's happening there?
- [12:18]
Mark Moss
Yeah, so the two biggest cryptocurrencies are Bitcoin and Ethereum. And really the difference, you could use Ethereum as all other crypto, there's like 19 million other tokens at this point. But Bitcoin is a digital commodity, has been defined by the government, meaning that anybody in the world can get it. Like I can get gold anywhere in the world or grow oranges anywhere in the world, or go for oil anywhere in the world. And no matter where I get the oil, it's fungible. A security is something that a company starts. There's a controlling interest that's dependent on the people that run it. So that's like Ethereum. There's consensus, there's Joseph Lubin and Vitalik Buterin and they run it. So it's sort of like a company and they hope to be like the supercomputer of the world one day. And so Tom Lee Funstrat, as he's known online, a very smart guy, he's decided to do the same thing that Michael Saylor's doing using Ethereum. Now his launch was a few months ago and it performed amazingly well. I think he raised like $30 billion and the price of Ethereum has been pumping since then.
- [13:25]
Robert Kiyosaki (Host)
Amand, what's your personal opinion of Ethereum versus Bitcoin? I have both.
- [13:31]
Mark Moss
Well, I mean Ethereum has performed amazingly well against US dollars. When you measure Ethereum's performance in bitcoin, not dollars, but Bitcoin, it's down. It's never been able to make a second all time high price in bitcoin terms. So performance basis it hasn't done as well as Bitcoin. The question I think maybe you're asking is like will that type of a Treasury company work as well as a bitcoin treasury company? And it's so new, we'll have to see. But I don't know if it makes sense to use a company as a Treasury asset because there's a lot of operational risk that comes that versus Bitcoin is just a commodity, it's just a piece of code, it's a protocol. And so you don't have all that risk that's associated with it.
- [14:10]
Robert Kiyosaki (Host)
What you're saying is that a rich dad company is an operating company but our mission is not to acquire Bitcoin. I save Bitcoin personally, I save Ethereum personally, but the company is not to build Bitcoin. So when we come back, I'm going to talk to you about this. Is that the baboon generation, you know, the first generation with a thing called a 401k. They were called defined contribution pension plans. Prior to 1974, there was a thing called defined benefit. And defined benefit was the pension plan my father had that the state of Hawaii guaranteed him, let's say, $1,000 a month till the day he died, but with a defined contribution. You know, if I did the same thing as my poor dad did, and let's say I had $100,000 in my retirement account and inflation takes off, the hundred thousand is gone. You understand the predicament there. And then you're like 80 years old and you're up the creek without a paddle. So I want to come back, I want to talk to you about what the old guys do. I mean, how can they. Again, this is not, we're not an investment show. We don't make recommendations. I tell people what I do, Mark tells people what we do. He does. But we don't recommend doing what we do. So we come back. If you were a baby boomer, let's say you're pushing 65 now and you got nothing, what was your strategy? Be Mark, knowing what you know about Ethereum, Bitcoin and all that, how would you save your butt? Because what happens is when you get older, your expenses don't go down, they actually go up because medical kicks in. So we come back, we're going to talk to Mark Moss here, one of the smartest guys I know about. How could an old guy save their butt using crypto? We don't recommend it. We're just going to be talking about it. We'll be right back.
- [16:13]
Commercial Narrator
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- [18:28]
Robert Kiyosaki (Host)
Welcome back. Welcome back, welcome back. Rich dad Radio show.
- [18:31]
Mark Moss
Welcome.
- [18:31]
Robert Kiyosaki (Host)
But our special guest is Mark Moss, one of the smartest guys I know in the world of crypto. And we're talking, we're going to find out how. Again, we make no recommendations. We're not an investment advisory show. But we'll tell you what we might do if we had to do it. It's just my story is this is that I retired at 47 using real estate, but I use debt. So I used debt to buy these properties and the income from the properties paid for me to retire. Kim was 37, I was 47. So today, and at 47, I wrote a book called Rich Dad, Poor dad. And the whole shooting match took off again, you know, so I was made. I make a lot more money today than from my books than I do for my real estate. It's ironic. So retirement can be a good thing, except if you're old and feeble and out of money. So, Mark, if you were an old guy, let's say 65 or 70, and your 401k looks tenuous or your retirement is in tenuous because I wrote a book called who Stole My Pension? Our pensions have been stolen. So what would you do? How would. What kind of strategy? Let's say, Mark, you're 65 years old, you know all this about crypto. How would you do it? Starting from nothing?
- [19:45]
Mark Moss
It depends on the timeframe and the amount of money that you need. But let's make this simple. We'll talk about it in a couple different ways. So the first thing is I just want to say real quick, retirement as far as doing nothing, shouldn't be our ultimate goal. Robert, you retired at 47, but here you are working. But it's about to your game that you have behind you. It's about freeing yourself from the rat race so you can work on things you want to do. So not freedom from work, but freedom to work on what you want. But let's talk about if you're sort of behind on the amount of money that you need to break out of the rat race as you have on the board game behind you. And so bitcoin and crypto in general gives us this opportunity that we haven't had before because it's been the best performing assets in history and any time frame. So the best asset in 15 years, 10 years, 5 years, 3 years, and this year. So that gives us this opportunity to make, make up that gain that we need. Now I believe this will continue for a couple different reasons, but mainly what we're witnessing is the digitalization of money. And digital assets will always move faster than physical assets. So the, so the digitization of money digital capital, as we call it, will outperform the S&P 500, which is companies brick and mortar and S&P 500 productive businesses will always do better than credit. So we have those three markets. Okay, so Michael Saylor states that bitcoin will achieve continue to have at least a 30% compound annual growth rate for the next 21 years. So let's go with that. What that means is if I have $10,000 today, that will be $2 million in 10 years. That's how compounding works. 10,000 today becomes 2 million in 10 years. So you can make up a lot of room. I think that bitcoin can achieve around $1 million in the next five or six years, about a 8 to 10x from here today. So I think I projected within about $1 million by 2030, 2031. So that would, that would maintain a 50% compound annual growth rate. So over the last three years it's been 60. I'm saying it will continue at 50 for the rest of the decade, next four years. That means that if I had 100,000 in my retirement account, I could buy 100,000 of Bitcoin and that could be worth about $1 million in five or six years from now. Now how do we retire off of this? So that's the first part. How do we make up ground? So if you're behind, you can put some into bitcoin. It's going to. It's projected to return somewhere between 50, maybe down to 30%, compounding over the next five, 10, 20 years.
- [22:28]
Robert Kiyosaki (Host)
That's tough for me because I'm real simple. You know, I just, I mean, I agree with you, like the assumption, you know, bitcoin was designed to win because it's only 21 million and we're almost at 21 right now. So that's why with the world market coming to bitcoin and they do mean the world. So when somebody says, well, Bitcoin's to say 100,000 today, October 2025, it's going to be a million in five years, I don't blink. I said, it's possible. Nothing's gone. My question to you is, let's say I'm 65 years old. I buy it today at 100,000 and it's worth a million dollars five years from now. How would I cash flow it? Like, my real estate just gets more valuable and my cash flow keeps going up, so I get richer every year. Happens. It's like some people buy their house and they sell it. They have no asset anymore. They have capital gains.
- [23:28]
Mark Moss
Yes.
- [23:29]
Robert Kiyosaki (Host)
How would a person take. You buy 100,000 bitcoin today, it's a million dollars in five years. Let's say these are just guesses.
- [23:38]
Mark Moss
So what I think about is you buy a piece of real estate and it's going to give you a 6 or 8% yield. This cash flow that you get from it. You don't sell the asset, you get the cash flow from it. But I would say if we look at income just a little bit different and maybe more broad, like a first principle approach. If I bought a property for 100,000 and a year later sold it for 200,000, that's income, right. I had to sell the asset if I bought, you know, so bitcoin is going up at 50% per year, but it doesn't produce a yield like bitcoin. So to your point, I would have to sell it and I would pay tax, and then I no longer have the asset compounding, which is terrible. So what we want to do is we want to use debt. And what we can do is we can harvest some of the appreciation with debt leverage.
- [24:26]
Robert Kiyosaki (Host)
So appreciation, let's keep it simple. It's, let's say 100,000 today, and it's a million dollars in 10 years.
- [24:35]
Mark Moss
Let's say yes.
- [24:36]
Robert Kiyosaki (Host)
How would you harvest that gain in there?
- [24:39]
Mark Moss
So if bitcoin is going up by it's 50%, let's call it 30. If it continues to go up at 30% in five years from now, I have a million dollars of bitcoin now it's going up at 30% a year. I could borrow 10 to 15% against it every year in perpetuity because it's going up by 30. I'm only borrowing at 15.
- [25:01]
Robert Kiyosaki (Host)
So you would, you would borrow against it?
- [25:04]
Mark Moss
I would borrow against it and I would roll the debt every year. So in year one I have a, I have 100,000 today. In five years at the million, I would borrow $150,000 against that tax free. And I would spend it $150,000. Next year I would borrow $300,000, I'd pay off the $150,000, I'd keep the $150,000 tax free. The next year, borrow $450,000, pay off the $300, keep the 150,000 tax free.
- [25:33]
Robert Kiyosaki (Host)
Gain to amortize the original loan and then borrow more, use the gain to amortize the loan.
- [25:39]
Mark Moss
That's right. And as long as bitcoin's compound annual growth is higher than the, than the interest on the debt, I can do that forever.
- [25:51]
Robert Kiyosaki (Host)
Freaking brilliant. Brilliant.
- [25:53]
Mark Moss
I learned it from you, Robert. I learned it from you. And so we never sell the asset. So it continues to compound. I never pay the tax. And then the next question people ask me, Robert, is, well, that's great, Mark, but when would I pay off the debt? And my answer is never.
- [26:09]
Robert Kiyosaki (Host)
Never.
- [26:10]
Mark Moss
The only time you never pay off the debt is if the growth rate was below the cost of the debt. But because we're leveraging digital markets, physical markets and credit markets, it should always outperform a credit market, just like real estate does.
- [26:27]
Robert Kiyosaki (Host)
So let me ask this question because I was listening to Tom Lee, smart, smart dude, and he likes Ethereum because Ethereum is going to be the building blocks for stablecoins. And I thought that's absolutely brilliant. So Stablecoin is, you know, they're going to create a coin, but it's going to go back to the old fashioned style of money. Stablecoin will actually buy gold to make it stable. But Ethereum is kind of the workhorse underneath of it. Or they could buy real estate, or they could buy bonds as the asset. So this table coin buys the asset, but Ethereum is the workhorse underneath of all this. So that's as much as I understand. So to me, what that sounds like is Bitcoin is gold. Ethereum is silver. See, silver is a working metal.
- [27:23]
Mark Moss
Gold is gold. I would look at it a little bit differently. I would call Ethereum like Amazon Web Services, like Amazon Data Center. So every time a transaction happens on the Ethereum blockchain, they would get a little fee. So it's not really silver. Bitcoin can be gold and silver together because it can move at the speed of light. But Ethereum more gets a piece of every transaction that happens on it. So to your point, if you build all the stable coins on it, every time a stablecoin transaction happens, there could be a little piece of a fee that goes to the Ethereum network.
- [27:57]
Robert Kiyosaki (Host)
Okay. So all I'm doing being an old guy, Mark, you know, just, I mean, the sad thing is I'm making so much more money because when they print money, right, Real assets go up. So they print money, my real estate gets more valuable.
- [28:11]
Mark Moss
Right.
- [28:12]
Robert Kiyosaki (Host)
But also when they print money, inflation goes up.
- [28:16]
Mark Moss
Yeah.
- [28:16]
Robert Kiyosaki (Host)
So I see asset, but it also inflates milk and chickens.
- [28:21]
Mark Moss
Yeah.
- [28:22]
Robert Kiyosaki (Host)
I go to dinner. I said, how does somebody afford dinner? But my assets are going up. But what else is happening? Because assets are going up in price like real estate, people are homeless. I mean, it's kind of a screwed world right now.
- [28:39]
Mark Moss
It's a very screwed world. And as you know, Robert, it's the function of the system. And it's not a bug, it's a feature. So when Nixon took us off of the gold standard in 1971, he severed all ties. And we're in a debt based, we went from an equity based and now a debt based monetary system. And so that means that the money is created through debt issuance. And that means that in that type of a system, the debt becomes the asset or collateral for more debt. And so in that system it has to always grow. It's why Jerome Powell in the Federal Reserve says our target is 2% inflation. It's higher than that, but our goal is 2%. So their goal is to only steal 2% a year or that's 10% of your wealth every five years. That's their goal. And I think the sooner that people can understand that, it doesn't go away. It's the goal of the government to inflate the economy, which steals my wealth, makes my food more expensive, my gas more expensive. That's not a bug, that's the feature that means that as that inflation continues, these asset prices will keep going up.
- [29:48]
Robert Kiyosaki (Host)
Yeah. What Mark is saying is that when they print money. If you're a saver of cash, you're screwed. But if you've saved Bitcoin or ethereum, you win. Or real estate. The average person, old thinking like go to school, get a job and save money, you're in trouble because America's now the biggest debtor nation in the world. We went from about 36 trillion to 37 trillion in debt and they're not going to stop. So the more that the debt goes up, Ethereum goes up in value or bitcoin goes up in value. Would you concur with that?
- [30:25]
Mark Moss
Right, so that's what's happening. The assets are going up. And then the question is, so when the tide rises, the inflation goes up, the boats go up as well, but which assets go up the fastest? And so how does gold respond? How does real estate respond? How does the S&P 500 respond? And what we've seen is that bitcoin is the most sensitive. So it has an 8.9 times sensitivity or move about 10 times faster than other assets because of its scarce nature. But that's the exact function, Robert.
- [30:54]
Robert Kiyosaki (Host)
Yeah, and other thing too is up, it doesn't always go up, it crashes too.
- [31:00]
Mark Moss
Sure.
- [31:01]
Robert Kiyosaki (Host)
You know, and so when I showed this one guy I have my little, on my, on my iPhone is my price of bitcoin and all this, he says it went down like 10%. I said, yeah. He says well I'm not going to touch it. So he said old guy like me still saving cash because he feels safer in cash. But he's getting screwed anyway because our debt keeps going up and they keep printing more cash. Is that what's going on, going on with the world right now? It is.
- [31:32]
Mark Moss
But I have a good solution for that guy. So you need to think about the duration of the money. Right. So like how thin do I need it? So money that I don't need as soon I can lock up for longer periods of time, like when you do one of your big commercial buildings that's going to take you know, four or five years to turn, for example. Right. So you wouldn't put money I need for rent next week into one of those projects. And so we want to break it down by the time duration that we need the money. And what's happening with Michael Saylor and strategies and giving investors options for that lower volatility for lower returns and giving them some of the safety back but still the option to have outside returns. I'd love to break that down for you.
- [32:10]
Robert Kiyosaki (Host)
Well, that went over my head. I Just like to collect the rent. And then, you know, homelessness is expensive exploding, and a lot of that's through drugs and all this stuff. But a lot of it, they can't afford to live anymore because I'm so worthless. And then AI is going to take their jobs anyway. So, I mean, we're in a big, big screw job right now.
- [32:33]
Mark Moss
Half of the people going on the skid row today are baby boomers. It's a big predicament.
- [32:39]
Robert Kiyosaki (Host)
They're what?
- [32:40]
Mark Moss
Half of, half of people going on to skid row and the homeless mess today are baby rumors. Half of them. It's a big problem.
- [32:50]
Robert Kiyosaki (Host)
Anyway, Mark, thank you for your wisdom. You're brilliant. Smartest guys I know. Keep up the good work. How do people stay in touch with you, Mark?
- [32:57]
Mark Moss
Yeah, just follow me on Twitter @1Mark Moss or go on to YouTube. Just search Mark Moss on YouTube and I have all these types of videos broken down into greater detail for you.
- [33:06]
Robert Kiyosaki (Host)
And what I recommend is, you know, I like YouTube because guys like Mark Miles will say bitcoin is good. And there's other guys who will say bitcoin sucks. And you want to look at both sides because they both have their points of view. Anyway, Mark, thanks again. Thanks for all the years of friendship and keep up the good work.
- [33:24]
Mark Moss
Thank you, Robert.
- [33:26]
Robert Kiyosaki (Host)
And we'll be right back.
- [33:30]
Robert Kiyosaki
I wrote years ago that the biggest crash in world history was coming. The crash is happening now. Baby boomers are losing their retirements. Many will be forced to move in with their kids. It breaks my heart, but I have warned you about this for decades. The problem is simple. People trusted paper assets. They believed saving dollars was safe. But inflation is destroying their savings. Cash is turning in the trash. The only way out is with real assets. Gold and especially silver. Silver just broke $50 an ounce. 75 could be next, maybe even 100. That's why I want you to get the Rich Dad 2025 Silver Forecast Guide. You will learn why silver's rise is only the beginning and how to move part of your IRA or 401k into physical silver. Tax free, penalty free. Call 866-703-9895 or text SILVER to 24999. The crash is here. Do not wait until your savings disappear. Call 866-70398 or text SILVER the 24999 silver is real money for a world in crisis.
- [34:38]
Robert Kiyosaki (Host)
Welcome back. I want to thank Mark Mark Moss, you know, for this enlightening interview. He's a young guy. I'm the old guy. And I struggle to understand it all. But I'm grateful for this man here, Dr. Arbach, Mr. Fuller. He brought Gruncho giants. And Grunt of China stands for Gross Universal Cash Heist. It's how our wealth is stolen via our money. So that's why in Rich Dad, Poor Dad, I said savers are losers. Because the US dollar or any the peso, the yen or the euro, you're designed to steal your wealth through inflation and taxes. So once again, we're not an investment company. We're not telling you what to do, but we tell people what we do and why we do it. So, ladies and gentlemen, it's a brave new world out there. But please don't have whole thinking I'm going to save money until it hurts, because I don't think it's going to be there in a few years. The world of fake money is coming down. So that's my opinion, and I thank you all for paying attention to your financial future via Rich Dad. So thank you very much.
- [35:48]
Commercial Narrator
This podcast is a presentation of Rich Dad Media Network.