Podcast
Rich Girls' Guide
Hosted by Kirby Delloiacono · EN
Hey, Rich Girls! This is Rich Girls' Guide, where we demystify the world of personal finance to help you create a financially successful & fulfilling life. I'm your host, Kirby, and I worked in wealth management for over 6 years before leaving the office to focus on raising my two daughters and growing my own business. Are you ready to chat all things money, budgeting & personal finance? Then you are in the right place! We'll dive into investing 101, learn how to build wealth, stock market investing, and how to utilize technology like Rocket Money and ChatGPT AI to grow our net worth. We are ditching the financial jargon and instead building financial literacy and healthy financial habits. I'm so happy you're here!
17episodes
Episodes
Newest firstAll episodes
Maximize Your 2025 Tax Savers Credit!
Feb 10, 202500:10:19Tap to summarizeHey Rich Girls, Kirby here - today we are going to discuss the tax saver's credit, AKA how you might be able to get a tax refund by contributing to your retirement account, AND how to maximize that credit to create tax savings for years to come.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**Roth Vs Traditional IRA: https://youtu.be/3LHNxKDcVOE?si=mW7Z5S71nref0VkBCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:2024 Tax Savers Credit: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-savings-contributions-credit-savers-credit 2024 Standard Deduction: https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 Vanguard S&P 500 Index Fund Performance: https://www.morningstar.com/etfs/arcx/voo/performance Future Value Calculator: https://www.calculator.net/future-value-calculator.html MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg savers credit , tax credits for individuals , personal finance , tax refund tips , tax preparation , tax credit 2025 , tax planning , IRS tax credits , tax savers credit , retirement savings contribution credit , tax filing 2025 , tax credits explained , tax credits , tax savings , tax law changes , tax tips 2025 , irs , tax benefits , tax strategies , tax expert advice , credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.
Transcribe →Why Moving Up a Tax Bracket Isn't As Scary As You Think! 2024 Tax Brackets
Feb 3, 202500:13:45Tap to summarizeHey Rich Girls, Kirby here - and I have a question for you today: are you scared to move up a tax bracket? We’re going to be breaking down common misconceptions about moving up a tax bracket and why you should NOT be scared to make more money. Let’s get into it.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:2024 Tax Rates: https://www.irs.gov/filing/federal-income-tax-rates-and-brackets Social Security and Medicare Tax Rates: https://www.irs.gov/taxtopics/tc751#:~:text=The%20current%20tax%20rate%20for,Tax%20Guide%20for%20more%20information. 2024 Standard Deduction: https://www.irs.gov/publications/p505#:~:text=For%202024%2C%20the%20standard%20deduction,Head%20of%20Household%E2%80%94%2421%2C900. Average Healthcare Costs: https://www.kff.org/report-section/ehbs-2023-summary-of-findings/MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg tax rates, taxes, tax brackets, atm, alternative minimum tax, income tax, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.
Transcribe →2025 Reading Challenge January Book Review: The Power Of Habit
Jan 27, 202500:14:21Tap to summarizeHey Rich Girls, Kirby here - and we have successfully made it to our first book club review of the year! Our January read was The Power of Habit by Charles Duhigg. Watch to find out our February book pick - and yes, this one IS money related!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**2025 Book Club Reading Challenge: https://youtu.be/AIUmih1X7Q4?si=58vJMhXGLDxZlHZl CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ Threads: https://www.threads.net/@richgirlsguidepodcast Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:The Power of Habit: https://amzn.to/3xxkytFThe Psychology of Money - https://www.amazon.com/dp/0857197681?ref_=cm_sw_r_ffobk_cp_ud_dp_6M1YVBBM5AW9MM4GKMR5&skipTwisterOG=1&bestFormat=true&newOGT=1MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, power of habit, book club, reading challenge, 2025, new year, books, booktok, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.
Transcribe →New 401k and IRA Contribution Changes: MAXIMIZE Your 2025 Retirement Savings! | Ep 51
Jan 20, 202500:14:01Tap to summarizeNot sure how much money you can - or should - be saving for retirement this year? I got ya covered! Today we are going to go over the updated 2025 figures for IRA and 401k contributions, and how to effectively plan your savings for the new year.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**TIMESTAMPS:00:00 Intro00:48 Updated 401k contribution limits6:18 Updated IRA contribution limits9:57 Catch-up contribution limits11:42 Map out your savings for the year Intro to 401k’s: https://youtu.be/1DZK-GU9434?si=8rzEIVVSNntZM7nJTo Roth, Or Not To Roth: https://youtu.be/3LHNxKDcVOE?si=VoY1n3oIkE1Aova6Backdoor Roth IRA Contribution How-To: https://youtu.be/8YQ3HuMHbmU?si=pAn-wtZq0tbS9lAiHow Much Do You Need For Retirement: https://youtu.be/WKooH0JVKjY?si=yxnXpPhXYVt4uCE8 Set A Budget You Will Actually Stick To: https://youtu.be/lRKCLA6jwYI?si=odDglI0fW6O8i9Cz CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ Spotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7 Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:IRS 401k 2025 limit increase: https://www.irs.gov/newsroom/401k-limit-increases-to-23500-for-2025-ira-limit-remains-7000Roth IRA income limit increase 2025: https://www.nerdwallet.com/article/investing/roth-ira-contribution-limits Future Value Calculator: https://www.calculator.net/future-value-calculator.html Enhanced Catch Up Contribution: https://www.kiplinger.com/taxes/super-catch-up-contribution-for-age-60-63 MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.
Transcribe →Make Your Money Goals a REALITY in 2025! | Ep 50
Jan 6, 202500:24:56Tap to summarizeHey Rich Girls, Kirby here - ready to make your money goals a reality in 2025? I will guide you through setting financial intentions for the new year so that 2025 can be your most financially successful year yet. And stay tuned until the end of the episode because I am unveiling a super fun project that we can all do together throughout the new year, and I cannot WAIT to share it with you!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**TIMESTAMPS:00:00 Intro00:16 Life update3:42 Setting financial intentions10:20 How to stick to your financial goals throughout the new year16:40 Introducing: Rich Girl Book Club!!CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcast Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:The Power Of Habit: https://amzn.to/3xxkytFMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.
Transcribe →Marriage Meets Politics - Economic Policy, Inflation & Navigating Relationships | Ep 49
Oct 7, 202400:46:50Tap to summarizeHey Rich Girls, Kirby here - today, Alfred and I are having a little chitchat about the economic policy being discussed in the US presidential election, as well as navigating married life with different political opinions.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CLAIM YOUR $50 SIGN UP BONUS WITH ALLY BANK: www.ally.com/referral?code=9C5K7J9Y6DCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.
Transcribe →Surviving Inflation: 5 Money Tips You NEED to Know Now | Ep 48
Sep 23, 202400:12:39Tap to summarizeHey Rich Girls, Kirby here - It’s the big bad word we’ve been hearing about over and over again; we are all over it by now, and yet it is still seeping into daily conversations and overtaking the content on your feed… it what must not be named… inflation. But instead of dwelling on the bad or speculating about the future, today we are going to take a positive spin on it, by going through five tips on how YOU can navigate inflation and use it to your advantage.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**GET $50 WHEN YOU OPEN A HIGH YIELD SAVINGS ACCOUNT WITH ALLY BANK: www.ally.com/referral?code=9C5K7J9Y6DBudgeting Episode: https://youtu.be/lRKCLA6jwYI?si=qVj3hxZLzld1gfxGFree Budgeting Template: http://eepurl.com/iUT3SoCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideTIMESTAMPS:00:00 Intro00:54 Tip #12:48 Tip # 25:07 Tip #37:36 Tip #49:08 Tip #5Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:https://www.nerdwallet.com/article/finance/data-2023-budgeting-report MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.
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