
This is a conversation with a money manager in Scotland who has given a great deal of thought to why many of us feel confused and ashamed about our financial lives. After the What Class are You? shows, I often receive interesting commentary, and I’m always frustrated that this commentary can’t become part of a wider conversation. So after receiving two fascinating comments from EM in Scotland, I asked her if she’d be willing to share some of her thoughts on the economy on the phone. She said yes, and then we had a conversation longer than she ever could have imagined. EM responded primarily to two shows. One featured a woman called Trudy, who worked all kinds of jobs in her life, and toward the end of her working years, she realized that she was not going to have enough money for a comfortable retirement, but she would have a little too much to qualify for services that would make her retirement more comfortable, so she made sure that she retired with little enough money that she...
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